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Fincash » Marriage Calculator

Marriage Planning Calculator

Updated on March 24, 2025 , 13806 views

Marriage is one of the most awaited life events and something that every parent looks forward to. However, with marriages turning lavish day by day and the increasing rate of Inflation, you can Land into a tight spot if you don’t pre-plan your expenses. Therefore, marriage planning calculator helps you plan and invest your money for the big day in advance.

What is a Wedding Planning Calculator?

The calculator gives you an estimate of how much returns can you expect from your investment for the wedding.

Know Your Monthly SIP Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%
Total investment required is ₹5,586/month for 5 Years
  or   ₹238,057 one time (Lumpsum)
to achieve ₹500,000
Invest Now

How does the Calculator Work?

The working of the calculator is pretty simple. All you have to do is enter the details of your child’s age, his/her approximate age of marriage, amount you would require for marriage and the interest rate. The calculator will quickly generate results based on the values entered and you will get an idea of how much you need to save monthly to reach the goal.

Benefits of Marriage Calculator

  1. Calculation can be done online for free in minutes
  2. The calculator considers all factors that can affect your finances and gives a realistic estimate
  3. Based on the results generated you can select the most appropriate investment

Note/ Disclaimer: The calculations are generated assuming an inflation rate of 6% and the values are illustrative. The actual cost incurred would depend on the future performance of your investment and is subject to Market conditions

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Why Should you Plan your Child’s Marriage in Advance?

  1. Advance planning helps Handle hidden costs associated with marriage
  2. Timely investments help counter the impact of rising inflation rates
  3. Early Investing will keep your financial life disciplined
  4. You will not have to disturb your retirement fund incase extra money is needed
  5. Building a steady corpus by keeping a set amount each month will help relieve Financial Stress

Top Funds for 2025

*Best funds based on 3 year performance.

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 31 in Sectoral category.  Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% .

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (26 Mar 25) ₹29.5024 ↓ -0.34   (-1.15 %)
Net Assets (Cr) ₹4,149 on 28 Feb 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.3
Sharpe Ratio -0.57
Information Ratio -0.1
Alpha Ratio 3.02
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹11,312
28 Feb 22₹13,400
28 Feb 23₹15,401
29 Feb 24₹29,693
28 Feb 25₹27,741

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 25

DurationReturns
1 Month 7.8%
3 Month -4.9%
6 Month -12.4%
1 Year 5.6%
3 Year 31%
5 Year 32.3%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 23.5%
2022 54%
2021 29%
2020 32.4%
2019 -10%
2018 6%
2017 -23.8%
2016 21.9%
2015 16.2%
2014 -11.1%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 240.75 Yr.

Data below for SBI PSU Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services35.72%
Utility24.32%
Energy17.09%
Industrials11.13%
Basic Materials6.29%
Asset Allocation
Asset ClassValue
Cash5.35%
Equity94.54%
Debt0.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
15%₹663 Cr8,577,500
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
9%₹431 Cr24,350,000
↑ 2,400,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
9%₹428 Cr14,185,554
↑ 900,000
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
8%₹374 Cr12,775,000
↑ 800,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
6%₹253 Cr9,700,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
4%₹184 Cr27,900,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
4%₹176 Cr5,443,244
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
4%₹166 Cr7,800,000
General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | 540755
3%₹148 Cr3,600,000
Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL
3%₹139 Cr3,300,000

2. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch.  Ranked 26 in Sectoral category.  Return for 2024 was 23% , 2023 was 55.4% and 2022 was 19.3% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund
Growth
Launch Date 10 Mar 08
NAV (26 Mar 25) ₹43.124 ↓ -0.41   (-0.93 %)
Net Assets (Cr) ₹2,105 on 28 Feb 25
Category Equity - Sectoral
AMC HDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.31
Sharpe Ratio -0.55
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,339
28 Feb 22₹14,687
28 Feb 23₹17,137
29 Feb 24₹31,152
28 Feb 25₹29,967

HDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹738,840.
Net Profit of ₹438,840
Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 25

DurationReturns
1 Month 6.7%
3 Month -7.7%
6 Month -14%
1 Year 5.9%
3 Year 29.7%
5 Year 36.9%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2023 23%
2022 55.4%
2021 19.3%
2020 43.2%
2019 -7.5%
2018 -3.4%
2017 -29%
2016 43.3%
2015 -1.9%
2014 -2.5%
Fund Manager information for HDFC Infrastructure Fund
NameSinceTenure
Srinivasan Ramamurthy12 Jan 241.13 Yr.
Dhruv Muchhal22 Jun 231.69 Yr.

Data below for HDFC Infrastructure Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Industrials41.71%
Financial Services19.97%
Basic Materials11.11%
Energy7.53%
Utility6.76%
Communication Services3.67%
Health Care1.75%
Technology1%
Real Estate0.89%
Consumer Cyclical0.54%
Asset Allocation
Asset ClassValue
Cash3.98%
Equity94.91%
Debt1.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
7%₹163 Cr1,300,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
5%₹125 Cr350,000
↑ 20,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK
5%₹119 Cr700,000
J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL
5%₹110 Cr1,500,000
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL
3%₹80 Cr758,285
NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 532555
3%₹71 Cr2,200,000
↑ 115,875
Coal India Ltd (Energy)
Equity, Since 31 Oct 18 | COALINDIA
3%₹67 Cr1,700,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL
3%₹65 Cr400,000
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO
3%₹65 Cr150,000
Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE
3%₹63 Cr500,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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