3 - 6 મહિના માટે શ્રેષ્ઠ મ્યુચ્યુઅલ ફંડ

Updated on January 22, 2026 , 111556 views

3 થી 6 મહિનાના ટૂંકા ગાળા માટે, તમે ક્યાં તો તમારા પૈસા પાર્ક કરી શકો છોપ્રવાહી મ્યુચ્યુઅલ ફંડ અથવા અલ્ટ્રા શોર્ટ ટર્મડેટ મ્યુચ્યુઅલ ફંડ. પ્રવાહીમ્યુચ્યુઅલ ફંડ સામાન્ય રીતે સરકારી સિક્યોરિટીઝમાં રોકાણ કરો અને 3 મહિના સુધીની ડિપોઝિટના પ્રમાણપત્ર.

જો કે જો કોઈ વધુ વળતર માટે જોખમ લેવા આતુર હોય તો નીચે આપેલા કેટલાક વિકલ્પો જોઈ શકે છે

ટોચના 5 હોટ મ્યુચ્યુઅલ ફંડ્સ 3 મહિના

નીચે યાદી છેશ્રેષ્ઠ મ્યુચ્યુઅલ ફંડ ચોખ્ખી અસ્કયામતો ધરાવે છે100 કરોડ અને છેલ્લા 3 મહિનામાં શ્રેષ્ઠ વળતર આપ્યું છે.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Upper mid AUM (₹1,756 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 27.87% (top quartile).
3Y return: 53.60% (top quartile).
1Y return: 187.32% (top quartile).
Alpha: 1.32 (top quartile).
Sharpe: 3.42 (bottom quartile).
Information ratio: -0.67 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding BGF World Gold I2 (~73.7%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (22 Jan 26)	₹63.4986 ↑ 0.20 (0.31 %)
Net Assets (Cr)	₹1,756 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	3.42
Information Ratio	-0.67
Alpha Ratio	1.32
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,101
31 Dec 22	₹8,405
31 Dec 23	₹8,991
31 Dec 24	₹10,424
31 Dec 25	₹27,842

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	15.7%
3 Month	36.6%
6 Month	102.2%
1 Year	187.3%
3 Year	53.6%
5 Year	27.9%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Gold Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	94.95%

Asset Allocation

Asset Class	Value
Cash	2.43%
Equity	94.95%
Debt	0.01%
Other	2.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,294 Cr	1,219,254 ↓ -59,731
VanEck Gold Miners ETF - \| GDX	25%	₹442 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹28 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹8 Cr

2. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹154 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.37% (bottom quartile).
3Y return: 20.95% (bottom quartile).
1Y return: 96.68% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.27 (bottom quartile).
Information ratio: 0.00 (top quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF World Mining I2 (~99.0%).
Top-3 holdings concentration ~102.1%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (22 Jan 26)	₹31.2987 ↓ -0.26 (-0.83 %)
Net Assets (Cr)	₹154 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	3.27
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,803
31 Dec 22	₹13,238
31 Dec 23	₹13,240
31 Dec 24	₹12,171
31 Dec 25	₹21,791

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	16.5%
3 Month	35.1%
6 Month	71%
1 Year	96.7%
3 Year	20.9%
5 Year	19.4%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	-8.1%
2022	0%
2021	12.2%
2020	18%
2019	34.9%
2018	21.5%
2017	-9.4%
2016	21.1%
2015	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Mining Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	97.27%
Energy	1.09%

Asset Allocation

Asset Class	Value
Cash	1.64%
Equity	98.36%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹152 Cr	150,390 ↓ -43,229
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹3 Cr
Net Receivables/Payables Net Current Assets \| -	1%	-₹2 Cr

3. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Bottom quartile AUM (₹623 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 24.32% (upper mid).
3Y return: 37.89% (upper mid).
1Y return: 90.08% (lower mid).
1M return: 12.65% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 4.30 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding LIC MF Gold ETF (~99.0%).
Top-3 holdings concentration ~102.2%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (23 Jan 26)	₹40.1498 ↑ 0.89 (2.27 %)
Net Assets (Cr)	₹623 on 31 Dec 25
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	4.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,603
31 Dec 22	₹10,753
31 Dec 23	₹12,340
31 Dec 24	₹14,642
31 Dec 25	₹26,206

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	12.6%
3 Month	27.4%
6 Month	53.1%
1 Year	90.1%
3 Year	37.9%
5 Year	24.3%
10 Year
15 Year
Since launch	10.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	18.7%
2022	14.8%
2021	12%
2020	-4%
2019	24.2%
2018	21.6%
2017	5.8%
2016	1.4%
2015	8.3%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	1.59 Yr.

Data below for IDBI Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	2.77%
Other	97.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	99%	₹617 Cr	493,852 ↑ 35,100
Treps CBLO/Reverse Repo \| -	2%	₹13 Cr
Net Receivables / (Payables) Net Current Assets \| -	1%	-₹7 Cr

4. ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF). However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Gold Savings Fund

Highest AUM (₹4,482 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.02% (lower mid).
3Y return: 37.54% (lower mid).
1Y return: 89.10% (bottom quartile).
1M return: 12.75% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 4.33 (upper mid).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding ICICI Pru Gold ETF (~99.9%).
Top-3 holdings concentration ~103.1%.

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund Growth
Launch Date	11 Oct 11
NAV (23 Jan 26)	₹47.6334 ↑ 1.26 (2.71 %)
Net Assets (Cr)	₹4,482 on 31 Dec 25
Category	Gold - Gold
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.38
Sharpe Ratio	4.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,461
31 Dec 22	₹10,666
31 Dec 23	₹12,108
31 Dec 24	₹14,470
31 Dec 25	₹24,881

ICICI Prudential Regular Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	12.7%
3 Month	26.1%
6 Month	52%
1 Year	89.1%
3 Year	37.5%
5 Year	24%
10 Year
15 Year
Since launch	11.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	19.5%
2022	13.5%
2021	12.7%
2020	-5.4%
2019	26.6%
2018	22.7%
2017	7.4%
2016	0.8%
2015	8.9%

Fund Manager information for ICICI Prudential Regular Gold Savings Fund

Name	Since	Tenure
Manish Banthia	27 Sep 12	13.27 Yr.
Nishit Patel	29 Dec 20	5.01 Yr.
Ashwini Bharucha	1 Nov 25	0.17 Yr.
Venus Ahuja	1 Nov 25	0.17 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.46%
Other	98.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	100%	₹4,479 Cr	391,858,244 ↑ 23,365,770
Treps CBLO/Reverse Repo \| -	2%	₹73 Cr
Net Current Assets Net Current Assets \| -	2%	-₹70 Cr

5. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

Lower mid AUM (₹1,266 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.01% (bottom quartile).
3Y return: 37.51% (bottom quartile).
1Y return: 88.70% (bottom quartile).
1M return: 16.38% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 4.49 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Aditya BSL Gold ETF (~100.1%).
Top-3 holdings concentration ~101.6%.

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund Growth
Launch Date	20 Mar 12
NAV (23 Jan 26)	₹44.6995 ↑ 0.90 (2.06 %)
Net Assets (Cr)	₹1,266 on 31 Dec 25
Category	Gold - Gold
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.51
Sharpe Ratio	4.49
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,496
31 Dec 22	₹10,665
31 Dec 23	₹12,209
31 Dec 24	₹14,492
31 Dec 25	₹24,925

Aditya Birla Sun Life Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	16.4%
3 Month	25.7%
6 Month	52.4%
1 Year	88.7%
3 Year	37.5%
5 Year	24%
10 Year
15 Year
Since launch	11.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	18.7%
2022	14.5%
2021	12.3%
2020	-5%
2019	26%
2018	21.3%
2017	6.8%
2016	1.6%
2015	11.5%

Fund Manager information for Aditya Birla Sun Life Gold Fund

Name	Since	Tenure
Priya Sridhar	31 Dec 24	1 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.33%
Other	98.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Gold ETF - \| -	100%	₹1,268 Cr	107,894,183 ↑ 5,418,626
Net Receivables / (Payables) Net Current Assets \| -	1%	-₹10 Cr
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	1%	₹8 Cr

ટોચના 5 હોટ મ્યુચ્યુઅલ ફંડ્સ 6 મહિના

નેટ અસ્કયામતો ધરાવતા શ્રેષ્ઠ મ્યુચ્યુઅલ ફંડોની યાદી નીચે છે100 કરોડ અને છેલ્લા 6 મહિનામાં શ્રેષ્ઠ વળતર આપ્યું છે.

1. DSP World Gold Fund

Research Highlights for DSP World Gold Fund

Upper mid AUM (₹1,756 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 27.87% (top quartile).
3Y return: 53.60% (top quartile).
1Y return: 187.32% (top quartile).
Alpha: 1.32 (top quartile).
Sharpe: 3.42 (bottom quartile).
Information ratio: -0.67 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding BGF World Gold I2 (~73.7%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (22 Jan 26)	₹63.4986 ↑ 0.20 (0.31 %)
Net Assets (Cr)	₹1,756 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	3.42
Information Ratio	-0.67
Alpha Ratio	1.32
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,101
31 Dec 22	₹8,405
31 Dec 23	₹8,991
31 Dec 24	₹10,424
31 Dec 25	₹27,842

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	15.7%
3 Month	36.6%
6 Month	102.2%
1 Year	187.3%
3 Year	53.6%
5 Year	27.9%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Gold Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	94.95%

Asset Allocation

Asset Class	Value
Cash	2.43%
Equity	94.95%
Debt	0.01%
Other	2.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,294 Cr	1,219,254 ↓ -59,731
VanEck Gold Miners ETF - \| GDX	25%	₹442 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹28 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹8 Cr

2. DSP World Mining Fund

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹154 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.37% (bottom quartile).
3Y return: 20.95% (bottom quartile).
1Y return: 96.68% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.27 (bottom quartile).
Information ratio: 0.00 (top quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF World Mining I2 (~99.0%).
Top-3 holdings concentration ~102.1%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (22 Jan 26)	₹31.2987 ↓ -0.26 (-0.83 %)
Net Assets (Cr)	₹154 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	3.27
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,803
31 Dec 22	₹13,238
31 Dec 23	₹13,240
31 Dec 24	₹12,171
31 Dec 25	₹21,791

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	16.5%
3 Month	35.1%
6 Month	71%
1 Year	96.7%
3 Year	20.9%
5 Year	19.4%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	-8.1%
2022	0%
2021	12.2%
2020	18%
2019	34.9%
2018	21.5%
2017	-9.4%
2016	21.1%
2015	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Mining Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	97.27%
Energy	1.09%

Asset Allocation

Asset Class	Value
Cash	1.64%
Equity	98.36%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹152 Cr	150,390 ↓ -43,229
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹3 Cr
Net Receivables/Payables Net Current Assets \| -	1%	-₹2 Cr

3. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Bottom quartile AUM (₹623 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 24.32% (upper mid).
3Y return: 37.89% (upper mid).
1Y return: 90.08% (lower mid).
1M return: 12.65% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 4.30 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding LIC MF Gold ETF (~99.0%).
Top-3 holdings concentration ~102.2%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (23 Jan 26)	₹40.1498 ↑ 0.89 (2.27 %)
Net Assets (Cr)	₹623 on 31 Dec 25
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	4.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,603
31 Dec 22	₹10,753
31 Dec 23	₹12,340
31 Dec 24	₹14,642
31 Dec 25	₹26,206

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	12.6%
3 Month	27.4%
6 Month	53.1%
1 Year	90.1%
3 Year	37.9%
5 Year	24.3%
10 Year
15 Year
Since launch	10.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	18.7%
2022	14.8%
2021	12%
2020	-4%
2019	24.2%
2018	21.6%
2017	5.8%
2016	1.4%
2015	8.3%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	1.59 Yr.

Data below for IDBI Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	2.77%
Other	97.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	99%	₹617 Cr	493,852 ↑ 35,100
Treps CBLO/Reverse Repo \| -	2%	₹13 Cr
Net Receivables / (Payables) Net Current Assets \| -	1%	-₹7 Cr

4. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

Lower mid AUM (₹1,266 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.01% (lower mid).
3Y return: 37.51% (lower mid).
1Y return: 88.70% (bottom quartile).
1M return: 16.38% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 4.49 (upper mid).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Aditya BSL Gold ETF (~100.1%).
Top-3 holdings concentration ~101.6%.

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund Growth
Launch Date	20 Mar 12
NAV (23 Jan 26)	₹44.6995 ↑ 0.90 (2.06 %)
Net Assets (Cr)	₹1,266 on 31 Dec 25
Category	Gold - Gold
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.51
Sharpe Ratio	4.49
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,496
31 Dec 22	₹10,665
31 Dec 23	₹12,209
31 Dec 24	₹14,492
31 Dec 25	₹24,925

Aditya Birla Sun Life Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	16.4%
3 Month	25.7%
6 Month	52.4%
1 Year	88.7%
3 Year	37.5%
5 Year	24%
10 Year
15 Year
Since launch	11.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	18.7%
2022	14.5%
2021	12.3%
2020	-5%
2019	26%
2018	21.3%
2017	6.8%
2016	1.6%
2015	11.5%

Fund Manager information for Aditya Birla Sun Life Gold Fund

Name	Since	Tenure
Priya Sridhar	31 Dec 24	1 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.33%
Other	98.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Gold ETF - \| -	100%	₹1,268 Cr	107,894,183 ↑ 5,418,626
Net Receivables / (Payables) Net Current Assets \| -	1%	-₹10 Cr
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	1%	₹8 Cr

5. Kotak Gold Fund

The investment objective of the scheme is to generate returns by investing in units of Kotak Gold Exchange Traded Fund.

Research Highlights for Kotak Gold Fund

Highest AUM (₹5,213 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.76% (bottom quartile).
3Y return: 37.44% (bottom quartile).
1Y return: 88.44% (bottom quartile).
1M return: 13.09% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 4.63 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Kotak Gold ETF (~100.2%).
Top-3 holdings concentration ~101.1%.

Below is the key information for Kotak Gold Fund

Kotak Gold Fund Growth
Launch Date	25 Mar 11
NAV (23 Jan 26)	₹59.1746 ↑ 1.44 (2.50 %)
Net Assets (Cr)	₹5,213 on 31 Dec 25
Category	Gold - Gold
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	4.63
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,526
31 Dec 22	₹10,643
31 Dec 23	₹12,120
31 Dec 24	₹14,413
31 Dec 25	₹24,556

Kotak Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Kotak Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	13.1%
3 Month	25.5%
6 Month	52.4%
1 Year	88.4%
3 Year	37.4%
5 Year	23.8%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	70.4%
2023	18.9%
2022	13.9%
2021	11.7%
2020	-4.7%
2019	26.6%
2018	24.1%
2017	7.3%
2016	2.5%
2015	10.2%

Fund Manager information for Kotak Gold Fund

Name	Since	Tenure
Abhishek Bisen	25 Mar 11	14.78 Yr.
Jeetu Sonar	1 Oct 22	3.25 Yr.

Data below for Kotak Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.32%
Other	98.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Gold ETF - \| -	100%	₹5,221 Cr	471,742,933 ↑ 14,812,922
Net Current Assets/(Liabilities) Net Current Assets \| -	1%	-₹29 Cr
Triparty Repo CBLO/Reverse Repo \| -	0%	₹21 Cr

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