शीर्ष 8 सर्वश्रेष्ठ प्रदर्शन करने वाला मनी मार्केट म्यूचुअल फंड 2022 | Fincash.com

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बेस्ट मनी मार्केट म्यूचुअल फंड 2022

Updated on November 8, 2024 , 42910 views

सामान्य शब्दों में,बेस्ट लिक्विड फंड्स (मुद्रा बाजार फंड) ऋण हैंम्यूचुअल फंड्स या बल्कि पैसामंडी म्यूचुअल फंड निवेश की अवधि में एकमात्र अंतर है। मनी मार्केट फंड बहुत कम मनी मार्केट इंस्ट्रूमेंट्स में निवेश करते हैं जैसेजमा प्रमाणपत्र, ट्रेजरी बिल, वाणिज्यिक पत्र आदि।

इन फंडों की निवेश अवधि बहुत कम है, आम तौर पर कुछ दिनों से लेकर कुछ हफ्तों तक (यह एक दिन भी हो सकता है!) औसत अवशिष्ट परिपक्वतालिक्विड फंड 91 दिनों से कम है क्योंकि वे प्रतिभूतियों में निवेश करते हैं जिनकी व्यक्तिगत रूप से 91 दिनों तक की परिपक्वता होती है।

अल्पकालिक होने के नातेडेट फंड, ये फंड छोटी अवधि के लिए कम जोखिम वाले निवेश की तलाश करने वाले निवेशकों के लिए अत्यधिक उपयुक्त हैं। सर्वश्रेष्ठ लिक्विड फंड की कम मैच्योरिटी अवधि फंड मैनेजरों को पूरा करने में मदद करती हैमोचन आसानी से निवेशकों की मांग। बाजार में, विभिन्न मुद्रा बाजार फंड निवेश उपलब्ध हैं।

मनी मार्केट फंड में निवेश क्यों करें?

मुद्रा बाजार में प्रतिभूतियां अपेक्षाकृत कम जोखिम वाली होती हैं
मनी मार्केट फंड को सभी म्यूचुअल फंड निवेशों में सुरक्षित और सुरक्षित माना जाता है
मनी मार्केट फंड को ध्यान में रखते हुए, मनी मार्केट अकाउंट में निवेश करना आसान है।निवेश म्यूचुअल फंड के माध्यम से निवेशक अपनी सुविधानुसार खाता खोल सकते हैं, जमा कर सकते हैं और निकासी कर सकते हैं
मनी मार्केट फंड को सभी म्यूचुअल फंड निवेशों के कम से कम अस्थिर प्रकारों में से एक माना जाता है
मुद्रा बाजार निधियों का प्रदर्शन रिजर्व द्वारा निर्धारित ब्याज दरों से निकटता से जुड़ा हुआ हैबैंक भारत के,सेंट्रल बैंक ऑफ इंडिया. इसलिए, जब आरबीआई बाजार में दरें बढ़ाता है, तो प्रतिफल बढ़ता है, और मुद्रा बाजार के फंड अच्छे रिटर्न देने में सक्षम होते हैं।

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मनी मार्केट फंड कैसे काम करते हैं?

एक मनी मार्केट फंड किस उद्देश्य से मुद्रा बाजार के साधनों में निवेश करता है?प्रस्ताव अच्छा रिटर्न (ब्याजआय) और रखते हुएनहीं हैं उतार-चढ़ाव न्यूनतम।

मुद्रा बाजार लिखतों के प्रकार

मनी मार्केट एक एक्सचेंज है जहां नकद और नकद समकक्ष उपकरणों का व्यापार होता है। मुद्रा बाजारों में कारोबार करने वाले उपकरणों की परिपक्वता अवधि रात भर से लेकर एक वर्ष तक हो सकती है। भारत में मुद्रा बाजार के कुछ प्रमुख उपकरण यहां दिए गए हैं:

1. ट्रेजरी बिल या टी-बिल्स

भारत सरकार 365 दिनों तक की अवधि के लिए धन जुटाने के लिए ट्रेजरी बिल जारी करती है। चूंकि ये सरकार द्वारा जारी किए जाते हैं, इसलिए इन्हें बहुत सुरक्षित माना जाता है। हालांकि, कम जोखिम भी कम रिटर्न में तब्दील हो जाते हैं जो कि ट्रेजरी बिल के मामले में भी होता है। टी-बिल पर रिटर्न अन्य मुद्रा बाजार के साधनों की तुलना में कम है।

2. जमा प्रमाणपत्र या सीडी

एक सीडी एक सावधि जमा है जो अनुसूचित वाणिज्यिक बैंकों द्वारा पेश की जाती है, जिसमें समय से पहले मोचन का विकल्प नहीं होता है। सीडी और के बीच प्राथमिक अंतरएफडी यह है कि सीडी स्वतंत्र रूप से परक्राम्य हैं।

3. पुनर्खरीद समझौते या रेपो

अल्पकालिक ऋण की सुविधा के लिए एक बैंक और आरबीआई के बीच एक पुनर्खरीद समझौता किया जाता है। इसे दो बैंकों के बीच भी बनाया जा सकता है।

4. वाणिज्यिक पत्र या सीपी

उच्च क्रेडिट रेटिंग वाली कंपनियां और वित्तीय संस्थान एक जारी कर सकते हैंवाणिज्यिक पत्र जो एक अल्पकालिक, असुरक्षित वचन पत्र है। यह ऐसी संस्थाओं को अपने अल्पकालिक उधार स्रोतों में विविधता लाने की अनुमति देता है। सीपी आमतौर पर रियायती दर पर जारी किए जाते हैं, जबकि मोचन पर किया जाता हैअंकित मूल्य.इन्वेस्टर अंतर कमाता है।

शीर्ष 8 मनी मार्केट म्यूचुअल फंड 2022

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Money Manager Fund Growth	₹352.521 ↑ 0.20	₹24,595	0.6	1.9	3.7	7.7	7.4	0%	5M 8D
UTI Money Market Fund Growth	₹2,936.35 ↑ 1.68	₹13,635	0.6	1.9	3.8	7.7	7.4	7.43%	5M 5D	5M 5D
Nippon India Money Market Fund Growth	₹3,953.37 ↑ 2.18	₹15,623	0.6	1.9	3.7	7.7	7.4	7.53%	6M 4D	6M 18D
ICICI Prudential Money Market Fund Growth	₹361.42 ↑ 0.21	₹28,505	0.6	1.9	3.7	7.7	7.4	7.46%	4M 27D	5M 9D
Tata Money Market Fund Growth	₹4,497.56 ↑ 2.50	₹27,191	0.6	1.8	3.7	7.7	7.4	7.5%	5M 1D	5Y 18D
Kotak Money Market Scheme Growth	₹4,278.53 ↑ 2.44	₹25,998	0.6	1.9	3.7	7.7	7.3	7.46%	5M 1D	5M 1D
HDFC Money Market Fund Growth	₹5,445.92 ↑ 3.09	₹24,979	0.6	1.9	3.7	7.7	7.3	7.48%	4M 22D	5M 4D
Franklin India Savings Fund Growth	₹47.7707 ↑ 0.03	₹1,985	0.6	1.9	3.7	7.6	7.3	7.4%	5M 8D	5M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 24

1. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 7 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.8% and 2021 was 3.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund Growth
Launch Date	13 Oct 05
NAV (11 Nov 24)	₹352.521 ↑ 0.20 (0.06 %)
Net Assets (Cr)	₹24,595 on 30 Sep 24
Category	Debt - Money Market
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	2.85
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	0%
Effective Maturity
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,694
31 Oct 21	₹11,099
31 Oct 22	₹11,580
31 Oct 23	₹12,444
31 Oct 24	₹13,409

Aditya Birla Sun Life Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.7%
1 Year	7.7%
3 Year	6.5%
5 Year	6.1%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.8%
2021	3.8%
2020	6.6%
2019	8%
2018	7.9%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.2%

Fund Manager information for Aditya Birla Sun Life Money Manager Fund

Name	Since	Tenure
Kaustubh Gupta	15 Jul 11	13.22 Yr.
Anuj Jain	22 Mar 21	3.53 Yr.
Mohit Sharma	1 Apr 17	7.51 Yr.
Dhaval Joshi	21 Nov 22	1.86 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	70.32%
Debt	29.43%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	60.38%
Cash Equivalent	29.91%
Government	9.46%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	2%	₹488 Cr	50,000,000
Axis Bank Ltd. Debentures \| -	2%	₹488 Cr	10,000
IDFC First Bank Ltd. Debentures \| -	2%	₹485 Cr	10,000
05.80 MH Sdl 2025 Sovereign Bonds \| -	2%	₹468 Cr	47,000,000
07.38% MP Sdl 2025 Sovereign Bonds \| -	2%	₹467 Cr	46,500,000
Tata Teleservices Ltd Debentures \| -	2%	₹461 Cr	9,500
Small Industries Development Bank of India Debentures \| -	2%	₹388 Cr	8,000
HDFC Bank Ltd. Debentures \| -	1%	₹340 Cr	7,000
Indusind Bank Ltd. Debentures \| -	1%	₹293 Cr	6,000
364 DTB 26122024 Sovereign Bonds \| -	1%	₹246 Cr	25,000,000

2. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 23 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.9% and 2021 was 3.7% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund Growth
Launch Date	13 Jul 09
NAV (11 Nov 24)	₹2,936.35 ↑ 1.68 (0.06 %)
Net Assets (Cr)	₹13,635 on 30 Sep 24
Category	Debt - Money Market
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	2.74
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.43%
Effective Maturity	5 Months 5 Days
Modified Duration	5 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,634
31 Oct 21	₹11,029
31 Oct 22	₹11,511
31 Oct 23	₹12,370
31 Oct 24	₹13,324

UTI Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.8%
1 Year	7.7%
3 Year	6.5%
5 Year	5.9%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.9%
2021	3.7%
2020	6%
2019	8%
2018	7.8%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for UTI Money Market Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	2.84 Yr.
Amit Sharma	7 Jul 17	7.24 Yr.

Data below for UTI Money Market Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	71.65%
Debt	28.08%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	57.52%
Cash Equivalent	34.96%
Government	7.25%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Canara Bank Domestic Bonds \| -	6%	₹822 Cr	8,500,000,000
182 DTB 18102024 Sovereign Bonds \| -	4%	₹486 Cr	5,000,000,000
182 DTB 12122024 Sovereign Bonds \| -	3%	₹346 Cr	3,500,000,000 ↓ -2,000,000,000
ICICI Bank Ltd. Debentures \| -	2%	₹340 Cr	3,500,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹293 Cr	3,000,000,000
AU Small Finance Bank Ltd. Debentures \| -	2%	₹243 Cr	2,500,000,000
182 DTB 07112024 Sovereign Bonds \| -	1%	₹199 Cr	2,000,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	1%	₹196 Cr	2,000,000,000
Punjab & Sind Bank Debentures \| -	1%	₹145 Cr	1,500,000,000
08.09 Ts SDL 2025 Sovereign Bonds \| -	1%	₹136 Cr	1,350,000,000

3. Nippon India Money Market Fund

(Erstwhile Reliance Liquidity Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Money Market Fund is a Debt - Money Market fund was launched on 16 Jun 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 27 in Money Market category. Return for 2023 was 7.4% , 2022 was 5% and 2021 was 3.8% .

Below is the key information for Nippon India Money Market Fund

Nippon India Money Market Fund Growth
Launch Date	16 Jun 05
NAV (11 Nov 24)	₹3,953.37 ↑ 2.18 (0.06 %)
Net Assets (Cr)	₹15,623 on 30 Sep 24
Category	Debt - Money Market
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Low
Expense Ratio	0.37
Sharpe Ratio	2.5
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.53%
Effective Maturity	6 Months 18 Days
Modified Duration	6 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,629
31 Oct 21	₹11,026
31 Oct 22	₹11,520
31 Oct 23	₹12,372
31 Oct 24	₹13,329

Nippon India Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.7%
1 Year	7.7%
3 Year	6.5%
5 Year	5.9%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	5%
2021	3.8%
2020	6%
2019	8.1%
2018	7.9%
2017	6.6%
2016	7.6%
2015	8.3%
2014	9.1%

Fund Manager information for Nippon India Money Market Fund

Name	Since	Tenure
Kinjal Desai	16 Jul 18	6.22 Yr.
Vikash Agarwal	14 Sep 24	0.05 Yr.

Data below for Nippon India Money Market Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	92.32%
Debt	7.41%
Other	0.27%

Debt Sector Allocation

Sector	Value
Cash Equivalent	92.32%
Government	7.41%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 12122024 Sovereign Bonds \| -	2%	₹370 Cr	37,500,000
07.38% MP Sdl 2025 Sovereign Bonds \| -	2%	₹276 Cr	27,500,000
08.10 JH Sdl 2025 Sovereign Bonds \| -	2%	₹252 Cr	25,000,000
364 DTB 14112024 Sovereign Bonds \| -	1%	₹198 Cr	20,000,000
182 DTB 05122024 Sovereign Bonds \| -	1%	₹198 Cr	20,000,000
India (Republic of) - \| -	1%	₹146 Cr	15,000,000
08.06 AP Sdl 2025 Sovereign Bonds \| -	1%	₹100 Cr	10,000,000
08.09 Ts SDL 2025 Sovereign Bonds \| -	1%	₹100 Cr	10,000,000
182 DTB 14112024 Sovereign Bonds \| -	1%	₹99 Cr	10,000,000
364 DTB 13022025 Sovereign Bonds \| -	1%	₹98 Cr	10,000,000

4. ICICI Prudential Money Market Fund

The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Money Market Fund is a Debt - Money Market fund was launched on 9 Mar 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 17 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.7% and 2021 was 3.7% .

Below is the key information for ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund Growth
Launch Date	9 Mar 06
NAV (11 Nov 24)	₹361.42 ↑ 0.21 (0.06 %)
Net Assets (Cr)	₹28,505 on 15 Oct 24
Category	Debt - Money Market
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.32
Sharpe Ratio	2.39
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.46%
Effective Maturity	5 Months 9 Days
Modified Duration	4 Months 27 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,654
31 Oct 21	₹11,042
31 Oct 22	₹11,508
31 Oct 23	₹12,355
31 Oct 24	₹13,307

ICICI Prudential Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.7%
1 Year	7.7%
3 Year	6.4%
5 Year	5.9%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.7%
2021	3.7%
2020	6.2%
2019	7.9%
2018	7.7%
2017	6.7%
2016	7.7%
2015	8.3%
2014	9.1%

Fund Manager information for ICICI Prudential Money Market Fund

Name	Since	Tenure
Manish Banthia	12 Jun 23	1.31 Yr.
Nikhil Kabra	3 Aug 16	8.17 Yr.

Data below for ICICI Prudential Money Market Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	70.66%
Debt	29.11%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	53.43%
Cash Equivalent	35.53%
Government	10.81%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Small Industries Development Bank of India Debentures \| -	4%	₹932 Cr	19,200
364 DTB 06032025 Sovereign Bonds \| -	4%	₹924 Cr	95,000,000
Indian Bank Domestic Bonds \| -	2%	₹581 Cr	12,000
Union Bank of India Domestic Bonds \| -	2%	₹580 Cr	12,000
India (Republic of) - \| -	2%	₹388 Cr	40,000,000
182 DTB 18112024 Sovereign Bonds \| -	1%	₹347 Cr	35,000,000 ↓ -10,000,000
182 Day T-Bill 19.12.24 Sovereign Bonds \| -	1%	₹321 Cr	32,500,000 ↑ 32,500,000
Hero Fincorp Limited Debentures \| -	1%	₹291 Cr	6,000
Union Bank of India Domestic Bonds \| -	1%	₹266 Cr	5,500
364 DTB Sovereign Bonds \| -	1%	₹244 Cr	25,000,000 ↑ 25,000,000

5. Tata Money Market Fund

(Erstwhile Tata Liquid Fund)

To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Money Market Fund is a Debt - Money Market fund was launched on 22 May 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 30 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Tata Money Market Fund

Tata Money Market Fund Growth
Launch Date	22 May 03
NAV (11 Nov 24)	₹4,497.56 ↑ 2.50 (0.06 %)
Net Assets (Cr)	₹27,191 on 15 Oct 24
Category	Debt - Money Market
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	2.72
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.5%
Effective Maturity	5 Years 18 Days
Modified Duration	5 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,663
31 Oct 21	₹11,072
31 Oct 22	₹11,548
31 Oct 23	₹12,402
31 Oct 24	₹13,358

Tata Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.7%
1 Year	7.7%
3 Year	6.5%
5 Year	6%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.8%
2021	3.9%
2020	6.4%
2019	8.1%
2018	-0.1%
2017	6.7%
2016	7.6%
2015	8.3%
2014	9%

Fund Manager information for Tata Money Market Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	10.97 Yr.

Data below for Tata Money Market Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	93.62%
Debt	6.15%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	93.04%
Government	5.36%
Corporate	1.37%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 12122024 Sovereign Bonds \| -	3%	₹667 Cr	67,500,000 ↑ 10,000,000
182 DTB 28112024 Sovereign Bonds \| -	2%	₹394 Cr	39,833,400
182 DTB 26122024 Sovereign Bonds \| -	1%	₹369 Cr	37,500,000 ↑ 37,500,000
364 Day T-Bill 30.01.25 Sovereign Bonds \| -	1%	₹357 Cr	36,500,000 ↓ -5,000,000
182 Day T-Bill 19.12.24 Sovereign Bonds \| -	1%	₹321 Cr	32,500,000
182 DTB 30012025 Sovereign Bonds \| -	1%	₹308 Cr	31,500,000 ↓ -5,000,000
182 DTB 18112024 Sovereign Bonds \| -	1%	₹273 Cr	27,500,000
182 DTB 05122024 Sovereign Bonds \| -	1%	₹272 Cr	27,500,000 ↑ 27,500,000
364 DTB 21112024 Sovereign Bonds \| -	1%	₹208 Cr	21,000,000 ↓ -9,500,000
08.14 GJ Sdl 2025 Sovereign Bonds \| -	0%	₹120 Cr	12,000,000

6. Kotak Money Market Scheme

(Erstwhile Kotak Floater Short Term Fund)

To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives.

Kotak Money Market Scheme is a Debt - Money Market fund was launched on 14 Jul 03. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 19 in Money Market category. Return for 2023 was 7.3% , 2022 was 4.9% and 2021 was 3.7% .

Below is the key information for Kotak Money Market Scheme

Kotak Money Market Scheme Growth
Launch Date	14 Jul 03
NAV (11 Nov 24)	₹4,278.53 ↑ 2.44 (0.06 %)
Net Assets (Cr)	₹25,998 on 30 Sep 24
Category	Debt - Money Market
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.35
Sharpe Ratio	2.39
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.46%
Effective Maturity	5 Months 1 Day
Modified Duration	5 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,599
31 Oct 21	₹10,984
31 Oct 22	₹11,461
31 Oct 23	₹12,301
31 Oct 24	₹13,249

Kotak Money Market Scheme SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Money Market Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.7%
1 Year	7.7%
3 Year	6.5%
5 Year	5.8%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	4.9%
2021	3.7%
2020	5.7%
2019	8%
2018	7.7%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for Kotak Money Market Scheme

Name	Since	Tenure
Deepak Agrawal	1 Nov 06	17.93 Yr.
Manu Sharma	1 Nov 22	1.92 Yr.

Data below for Kotak Money Market Scheme as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	76.51%
Debt	23.27%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	58.87%
Cash Equivalent	30.84%
Government	10.08%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.03% Govt Stock 2024 Sovereign Bonds \| -	3%	₹675 Cr	67,500,000
182 DTB 06022025 Sovereign Bonds \| -	2%	₹489 Cr	50,000,000
182 DTB 18102024 Sovereign Bonds \| -	2%	₹486 Cr	50,000,000
Union Bank of India Domestic Bonds \| -	2%	₹485 Cr	50,000
India (Republic of) - \| -	2%	₹391 Cr	40,000,000
Indusind Bank Ltd. Debentures \| -	2%	₹391 Cr	40,000
ICICI Bank Ltd. Debentures \| -	2%	₹391 Cr	40,000
Axis Bank Ltd. Debentures \| -	2%	₹390 Cr	40,000
05.80 MH Sdl 2025 Sovereign Bonds \| -	1%	₹249 Cr	25,000,000
Indusind Bank Ltd. Debentures \| -	1%	₹243 Cr	25,000

7. HDFC Money Market Fund

(Erstwhile HDFC Cash Management Fund - Savings Plan)

To generate optimal returns while maintaining safety and high liquidity.

HDFC Money Market Fund is a Debt - Money Market fund was launched on 18 Nov 99. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 41 in Money Market category. Return for 2023 was 7.3% , 2022 was 4.7% and 2021 was 3.8% .

Below is the key information for HDFC Money Market Fund

HDFC Money Market Fund Growth
Launch Date	18 Nov 99
NAV (11 Nov 24)	₹5,445.92 ↑ 3.09 (0.06 %)
Net Assets (Cr)	₹24,979 on 30 Sep 24
Category	Debt - Money Market
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.41
Sharpe Ratio	1.98
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.48%
Effective Maturity	5 Months 4 Days
Modified Duration	4 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,684
31 Oct 21	₹11,081
31 Oct 22	₹11,549
31 Oct 23	₹12,393
31 Oct 24	₹13,341

HDFC Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.7%
1 Year	7.7%
3 Year	6.4%
5 Year	5.9%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	4.7%
2021	3.8%
2020	6.5%
2019	8.1%
2018	7.4%
2017	6.5%
2016	7.5%
2015	8.3%
2014	9.1%

Fund Manager information for HDFC Money Market Fund

Name	Since	Tenure
Praveen Jain	30 Aug 24	0.09 Yr.
Dhruv Muchhal	22 Jun 23	1.28 Yr.

Data below for HDFC Money Market Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	69.06%
Debt	30.7%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	58.07%
Cash Equivalent	33.02%
Government	8.66%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank of Baroda Debentures \| -	2%	₹583 Cr	12,000
Union Bank of India Domestic Bonds \| -	2%	₹538 Cr	11,000
364 DTB 13032025 Sovereign Bonds \| -	2%	₹534 Cr	55,000,000
Panatone Finvest Ltd Debentures \| -	2%	₹489 Cr	10,000
Union Bank of India Domestic Bonds \| -	2%	₹413 Cr	8,500
Punjab National Bank Domestic Bonds \| -	1%	₹342 Cr	7,000
Axis Bank Ltd. Debentures \| -	1%	₹340 Cr	7,000
Tata Teleservices Ltd Debentures \| -	1%	₹340 Cr	7,000
182 DTB 14112024 Sovereign Bonds \| -	1%	₹298 Cr	30,000,000
Indusind Bank Ltd. Debentures \| -	1%	₹292 Cr	6,000

8. Franklin India Savings Fund

(Erstwhile Franklin India Savings Plus Fund Retail Option)

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Franklin India Savings Fund is a Debt - Money Market fund was launched on 11 Feb 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 47 in Money Market category. Return for 2023 was 7.3% , 2022 was 4.4% and 2021 was 3.6% .

Below is the key information for Franklin India Savings Fund

Franklin India Savings Fund Growth
Launch Date	11 Feb 02
NAV (11 Nov 24)	₹47.7707 ↑ 0.03 (0.06 %)
Net Assets (Cr)	₹1,985 on 30 Sep 24
Category	Debt - Money Market
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.27
Sharpe Ratio	2.29
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.4%
Effective Maturity	5 Months 19 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,636
31 Oct 21	₹11,010
31 Oct 22	₹11,438
31 Oct 23	₹12,271
31 Oct 24	₹13,206

Franklin India Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Franklin India Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.7%
1 Year	7.6%
3 Year	6.3%
5 Year	5.7%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	4.4%
2021	3.6%
2020	6%
2019	8.5%
2018	7.5%
2017	7.2%
2016	8.1%
2015	8.3%
2014	8.9%

Fund Manager information for Franklin India Savings Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	0.99 Yr.
Pallab Roy	25 Jun 08	16.28 Yr.
Chandni Gupta	30 Apr 24	0.42 Yr.

Data below for Franklin India Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	62.25%
Debt	37.55%
Other	0.21%

Debt Sector Allocation

Sector	Value
Corporate	46.75%
Cash Equivalent	37.48%
Government	15.56%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Canara Bank Domestic Bonds \| -	6%	₹121 Cr	2,500
India (Republic of) - \| -	5%	₹98 Cr	10,000,000
Indian Bank Domestic Bonds \| -	5%	₹97 Cr	2,000
364 DTB 31072025 Sovereign Bonds \| -	5%	₹95 Cr	10,000,000
Union Bank of India Domestic Bonds \| -	4%	₹73 Cr	1,500
364 DTB 28022025 Sovereign Bonds \| -	3%	₹68 Cr	7,151,200
HDFC Bank Ltd. Debentures \| -	2%	₹49 Cr	1,000
IDFC First Bank Ltd. Debentures \| -	2%	₹49 Cr	1,000
Small Industries Development Bank of India Debentures \| -	2%	₹49 Cr	1,000
182 DTB 09012025 Sovereign Bonds \| -	1%	₹25 Cr	2,500,000

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