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ಸಾರ್ವಜನಿಕ ಭವಿಷ್ಯ ನಿಧಿ (PPF), 1968 ರಲ್ಲಿ ಭಾರತದಲ್ಲಿ ಸಣ್ಣ ಉಳಿತಾಯವನ್ನು ಹೂಡಿಕೆಯ ರೂಪದಲ್ಲಿ ಸಜ್ಜುಗೊಳಿಸುವ ಉದ್ದೇಶದಿಂದ ಪರಿಚಯಿಸಲಾಯಿತು, ಜೊತೆಗೆ ಅದರ ಮೇಲಿನ ಲಾಭ. ರಿಟರ್ನ್ಸ್ ತೆರಿಗೆ ಮುಕ್ತವಾಗಿರುವುದರಿಂದ ಇದು ಇನ್ನೂ ಅನೇಕ ಹೂಡಿಕೆದಾರರಿಗೆ ನೆಚ್ಚಿನ ಉಳಿತಾಯ ಮಾರ್ಗವಾಗಿ ಉಳಿದಿದೆನಿವೃತ್ತಿ ವಾರ್ಷಿಕವಾಗಿ ಉಳಿಸುವಾಗ ಕಾರ್ಪಸ್ತೆರಿಗೆಗಳು. ಆದ್ದರಿಂದ, ತೆರಿಗೆಗಳನ್ನು ಉಳಿಸಲು ಮತ್ತು ಖಾತರಿಯ ಆದಾಯವನ್ನು ಗಳಿಸಲು ಸುರಕ್ಷಿತ ಹೂಡಿಕೆಯ ಆಯ್ಕೆಯನ್ನು ಹುಡುಕುತ್ತಿರುವ ಯಾರಾದರೂ PPF ಖಾತೆಯನ್ನು ತೆರೆಯಬೇಕು.
Investment Amount:₹100,000 Interest Earned:₹139,127.17 Maturity Amount: ₹239,127.17PPF ಕ್ಯಾಲ್ಕುಲೇಟರ್
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ನಿಮಗೆ ಸಹಾಯದ ಅಗತ್ಯವಿರುವ ತೆರಿಗೆ ಅಥವಾ ಹಣಕಾಸಿನ ಕುರಿತು ನೀವು ಯಾವುದೇ ಪ್ರಶ್ನೆಗಳನ್ನು ಹೊಂದಿದ್ದೀರಾ?
PPF ಮೇಲಿನ ಬಡ್ಡಿಯನ್ನು ವಾರ್ಷಿಕವಾಗಿ ಸಂಯೋಜಿಸಲಾಗುತ್ತದೆ. ಇದರ ಸೂತ್ರವು: F = P[({(1+i)^n}-1)/i] ಇಲ್ಲಿ, F = PPF ನ ಮೆಚುರಿಟಿ ಆದಾಯ P = ವಾರ್ಷಿಕ ಕಂತುಗಳು n = ವರ್ಷಗಳ ಸಂಖ್ಯೆ i = ಬಡ್ಡಿ ದರ/ 100
ಸೆಕ್ಷನ್ 80-ಸಿ ಪಿಪಿಎಫ್ ಇಇಇ ಪ್ರಯೋಜನವನ್ನು ಒದಗಿಸುತ್ತದೆ (ವಿನಾಯಿತಿ, ವಿನಾಯಿತಿ, ವಿನಾಯಿತಿ). ಅಂದರೆ ರೂ.ವರೆಗಿನ ಹೂಡಿಕೆ. ವಾರ್ಷಿಕವಾಗಿ 1.5 ಲಕ್ಷಗಳು, ನೀವು ಗಳಿಸುವ ಆದಾಯ ಮತ್ತು ಫಂಡ್ ಪಕ್ವವಾದಾಗ ಕಾರ್ಪಸ್ ಎಲ್ಲವನ್ನೂ ತೆರಿಗೆಯಿಂದ ವಿನಾಯಿತಿ ನೀಡಲಾಗುತ್ತದೆ. ಈಗ ಇದಕ್ಕೆ ಏನು ಹೋಲಿಸಬಹುದು? ನಿಮ್ಮ ಉತ್ತರELSS. ELSS ಕಡಿಮೆ ಲಾಕ್-ಇನ್ ಅವಧಿಯನ್ನು ಹೊಂದಿದ್ದರೂ, ನೀವು ಇದನ್ನು ದೀರ್ಘಾವಧಿಯ ಹೂಡಿಕೆಯಾಗಿ ಆಯ್ಕೆ ಮಾಡಬಹುದು (< 5 ವರ್ಷಗಳು). ಮುಂದೆ ನೀವು ಹೂಡಿಕೆ ಮಾಡುತ್ತೀರಿ, ಹೆಚ್ಚು ತೆರಿಗೆಯನ್ನು ಉಳಿಸುತ್ತೀರಿ, ಗಳಿಸುವುದನ್ನು ಉಲ್ಲೇಖಿಸಬಾರದುಹಣದುಬ್ಬರ- ಬೀಟಿಂಗ್ ರಿಟರ್ನ್ಸ್.
*5 ವರ್ಷಗಳ ಕಾರ್ಯಕ್ಷಮತೆಯ ಆಧಾರದ ಮೇಲೆ ಉತ್ತಮ ನಿಧಿಗಳು.
The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related instruments of Small Cap companies. However
there can be no assurance that the investment objective under the Scheme will be realized. IDBI Small Cap Fund is a Equity - Small Cap fund was launched on 21 Jun 17. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Small Cap Fund Returns up to 1 year are on The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns BOI AXA Manufacturing and Infrastructure Fund is a Equity - Sectoral fund was launched on 5 Mar 10. It is a fund with High risk and has given a Below is the key information for BOI AXA Manufacturing and Infrastructure Fund Returns up to 1 year are on 1. IDBI Small Cap Fund
CAGR/Annualized
return of 17.6% since its launch. Return for 2023 was 33.4% , 2022 was 2.4% and 2021 was 64.7% . IDBI Small Cap Fund
Growth Launch Date 21 Jun 17 NAV (24 Dec 24) ₹33.8352 ↑ 0.33 (0.97 %) Net Assets (Cr) ₹411 on 30 Nov 24 Category Equity - Small Cap AMC IDBI Asset Management Limited Rating Risk Moderately High Expense Ratio 2.3 Sharpe Ratio 2.03 Information Ratio 0.03 Alpha Ratio 10.9 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,205 30 Nov 21 ₹19,152 30 Nov 22 ₹21,049 30 Nov 23 ₹26,022 30 Nov 24 ₹37,374 Returns for IDBI Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Dec 24 Duration Returns 1 Month 5.8% 3 Month 0.1% 6 Month 8.1% 1 Year 40.8% 3 Year 25.3% 5 Year 30.7% 10 Year 15 Year Since launch 17.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 33.4% 2022 2.4% 2021 64.7% 2020 19% 2019 -4.4% 2018 -15% 2017 2016 2015 2014 Fund Manager information for IDBI Small Cap Fund
Name Since Tenure Nikhil Rungta 1 Jul 24 0.42 Yr. Mahesh Bendre 1 Jul 24 0.42 Yr. Data below for IDBI Small Cap Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Industrials 37.66% Consumer Cyclical 15.15% Basic Materials 12.28% Health Care 7.12% Technology 5.65% Utility 5% Financial Services 4.58% Consumer Defensive 4.27% Real Estate 2.79% Communication Services 2.2% Asset Allocation
Asset Class Value Cash 2.85% Equity 97.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity JTL Industries Ltd (Basic Materials)
Equity, Since 31 Jul 24 | 5346003% ₹13 Cr 1,263,574
↑ 291,276 Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP3% ₹11 Cr 142,830
↓ -8,310 Kilburn Engineering Ltd (Industrials)
Equity, Since 30 Nov 24 | 5221013% ₹11 Cr 215,000
↑ 215,000 Himatsingka Seide Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | HIMATSEIDE2% ₹10 Cr 545,700 TD Power Systems Ltd (Industrials)
Equity, Since 31 Aug 23 | TDPOWERSYS2% ₹10 Cr 224,441 Artemis Medicare Services Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Oct 23 | 5429192% ₹10 Cr 296,517 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 28 Feb 21 | KIRLOSENG2% ₹10 Cr 86,263 Piramal Pharma Ltd (Healthcare)
Equity, Since 30 Sep 23 | PPLPHARMA2% ₹10 Cr 358,586 Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 5006552% ₹10 Cr 19,459
↓ -8,280 Hi-Tech Pipes Ltd (Basic Materials)
Equity, Since 31 Oct 24 | HITECH2% ₹10 Cr 582,210 2. BOI AXA Manufacturing and Infrastructure Fund
CAGR/Annualized
return of 12.3% since its launch. Return for 2023 was 44.7% , 2022 was 3.3% and 2021 was 52.5% . BOI AXA Manufacturing and Infrastructure Fund
Growth Launch Date 5 Mar 10 NAV (24 Dec 24) ₹55.82 ↑ 0.09 (0.16 %) Net Assets (Cr) ₹539 on 30 Nov 24 Category Equity - Sectoral AMC BOI AXA Investment Mngrs Private Ltd Rating Risk High Expense Ratio 2.57 Sharpe Ratio 1.93 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,179 30 Nov 21 ₹18,654 30 Nov 22 ₹20,480 30 Nov 23 ₹27,562 30 Nov 24 ₹37,695 Returns for BOI AXA Manufacturing and Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Dec 24 Duration Returns 1 Month 2% 3 Month -7% 6 Month 0.1% 1 Year 29.9% 3 Year 25.2% 5 Year 30.5% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 44.7% 2022 3.3% 2021 52.5% 2020 28.1% 2019 2.5% 2018 -22.8% 2017 56% 2016 1% 2015 0.3% 2014 54.1% Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund
Name Since Tenure Nitin Gosar 27 Sep 22 2.18 Yr. Data below for BOI AXA Manufacturing and Infrastructure Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Industrials 25.46% Basic Materials 21.23% Consumer Cyclical 11.74% Utility 6.67% Energy 5.7% Health Care 5.68% Technology 5.04% Consumer Defensive 4.71% Communication Services 3.32% Real Estate 2.66% Asset Allocation
Asset Class Value Cash 7.8% Equity 92.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity NTPC Ltd (Utilities)
Equity, Since 31 May 21 | 5325556% ₹32 Cr 773,906 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 10 | LT5% ₹27 Cr 75,802
↑ 7,277 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹22 Cr 477,680 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE4% ₹20 Cr 150,806
↑ 29,060 Sterling and Wilson Renewable Energy Ltd (Technology)
Equity, Since 31 Mar 24 | SWSOLAR3% ₹14 Cr 244,992
↑ 43,974 Manorama Industries Ltd (Consumer Defensive)
Equity, Since 31 May 24 | 5419743% ₹14 Cr 137,935
↑ 10,162 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 24 | 5348162% ₹13 Cr 375,411 Senco Gold Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | SENCO2% ₹12 Cr 100,421
↑ 9,427 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | HEROMOTOCO2% ₹12 Cr 23,073 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS2% ₹11 Cr 84,903
↑ 7,343