2021ലെ പ്രകടനത്തെ അടിസ്ഥാനമാക്കിയുള്ള മികച്ച 7 മികച്ച പ്രതിമാസ വരുമാന പ്ലാൻ (എംഐപി).

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2021-ലെ മികച്ച 7 പ്രതിമാസ വരുമാന പദ്ധതി (എംഐപി).
2021-ലെ പ്രകടനത്തെ അടിസ്ഥാനമാക്കി മികച്ച പ്രകടനം നടത്തുന്ന എംഐപി ഫണ്ടുകൾ
Top 4 Hybrid - Hybrid Debt Funds

2021-ലെ മികച്ച 7 മികച്ച MIP (പ്രതിമാസ വരുമാന പദ്ധതി) പ്രകടനം

Updated on January 4, 2025 , 5473 views

ദിപ്രതിമാസ വരുമാന പദ്ധതി ഒരു ഓപ്പൺ-എൻഡ് ആണ്മ്യൂച്വൽ ഫണ്ട് അത് പ്രധാനമായും അതിന്റെ ആസ്തികൾ സ്ഥിരമായി നിക്ഷേപിക്കുന്നുവരുമാനം ഉപകരണങ്ങൾ. സാധാരണഗതിയിൽ, പ്രതിമാസ വരുമാന പദ്ധതി കടത്തിന്റെയും ഇക്വിറ്റി ആസ്തികളുടെയും സംയോജനമാണ്, അതിൽ 65% ആസ്തികളും നിക്ഷേപിക്കുന്നു.സ്ഥിര വരുമാനം വഴങ്ങുന്ന ഉപകരണങ്ങൾ. എന്നിരുന്നാലും, പ്രതിമാസ വരുമാന സ്കീമിന്റെ ശേഷിക്കുന്ന ആസ്തികൾ നൽകുന്ന ഓഹരികളും സ്റ്റോക്കുകളും പോലെയുള്ള ഇക്വിറ്റി-ലിങ്ക്ഡ് ഉപകരണങ്ങളിൽ നിക്ഷേപിക്കുന്നു.വിപണി-ലിങ്ക്ഡ് റിട്ടേണുകൾ. പ്രതിമാസ വരുമാന പദ്ധതിയുടെ അടിസ്ഥാന ലക്ഷ്യം ജനങ്ങൾക്ക് സ്ഥിരമായ വരുമാനം നൽകുക എന്നതാണ്. കൂടാതെ, ഒരു MIP മ്യൂച്വൽ ഫണ്ട് പ്രതിമാസ വരുമാനവും ത്രൈമാസ വരുമാനവും വാഗ്ദാനം ചെയ്യുന്നു, അത് ആളുകൾക്ക് അവരുടെ സൗകര്യത്തിനനുസരിച്ച് തിരഞ്ഞെടുക്കാം. നിങ്ങൾക്ക് പ്രതിമാസ വരുമാന പദ്ധതിയിൽ നിക്ഷേപിക്കാൻ താൽപ്പര്യമുണ്ടെങ്കിൽ, വിവിധ മ്യൂച്വൽ ഫണ്ട് കമ്പനികൾ വാഗ്ദാനം ചെയ്യുന്ന മികച്ച പ്രതിമാസ വരുമാന പ്ലാനുകളുടെ ഒരു ലിസ്റ്റ് പരിഗണിക്കാൻ നിർദ്ദേശിക്കുന്നു.

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2021-ലെ മികച്ച 7 പ്രതിമാസ വരുമാന പദ്ധതി (എംഐപി).

Fund	NAV	Net Assets (Cr)	2023 (%)	2022 (%)	2021 (%)	2020 (%)	2019 (%)
ICICI Prudential MIP 25 Growth	₹72.2718 ↓ -0.28	₹3,201	11.4	11.4	5.1	9.9	10.9
DSP BlackRock Regular Savings Fund Growth	₹56.1113 ↓ -0.21	₹180	11	12	3.5	7.8	9.3
Aditya Birla Sun Life Regular Savings Fund Growth	₹63.8714 ↓ -0.20	₹1,432	10.5	9.6	5.3	13.4	9.2
Baroda Pioneer Conservative Hybrid Fund Growth	₹30.2092 ↑ 0.02	₹33
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jan 25

2021-ലെ പ്രകടനത്തെ അടിസ്ഥാനമാക്കി മികച്ച പ്രകടനം നടത്തുന്ന എംഐപി ഫണ്ടുകൾ

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10% since its launch. Ranked 2 in Hybrid Debt category. Return for 2024 was 11.4% , 2023 was 11.4% and 2022 was 5.1% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25 Growth
Launch Date	30 Mar 04
NAV (06 Jan 25)	₹72.2718 ↓ -0.28 (-0.38 %)
Net Assets (Cr)	₹3,201 on 30 Nov 24
Category	Hybrid - Hybrid Debt
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.74
Sharpe Ratio	2.07
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,095
31 Dec 21	₹12,193
31 Dec 22	₹12,818
31 Dec 23	₹14,276
31 Dec 24	₹15,900

ICICI Prudential MIP 25 SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 25

Duration	Returns
1 Month	-0.2%
3 Month	0.5%
6 Month	3.7%
1 Year	11.4%
3 Year	9.1%
5 Year	9.8%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11.4%
2022	11.4%
2021	5.1%
2020	9.9%
2019	10.9%
2018	9.6%
2017	5.1%
2016	12.9%
2015	10.9%
2014	6.4%

Fund Manager information for ICICI Prudential MIP 25

Name	Since	Tenure
Manish Banthia	19 Sep 13	11.29 Yr.
Akhil Kakkar	22 Jan 24	0.94 Yr.
Roshan Chutkey	2 May 22	2.67 Yr.
Sharmila D’mello	31 Jul 22	2.42 Yr.

Data below for ICICI Prudential MIP 25 as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	16.82%
Equity	22.7%
Debt	60.21%
Other	0.28%

Equity Sector Allocation

Sector	Value
Financial Services	6.72%
Consumer Cyclical	4.45%
Health Care	3.83%
Basic Materials	2.36%
Communication Services	1.7%
Consumer Defensive	1.32%
Utility	0.85%
Technology	0.71%
Industrials	0.65%
Energy	0.1%

Debt Sector Allocation

Sector	Value
Corporate	44.26%
Government	20.65%
Cash Equivalent	10.65%
Securitized	1.47%

Credit Quality

Rating	Value
A	8.02%
AA	33.24%
AAA	58.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	8%	₹265 Cr	25,815,500
7.53% Govt Stock 2034 Sovereign Bonds \| -	6%	₹192 Cr	19,074,750
7.38% Govt Stock 2027 Sovereign Bonds \| -	4%	₹117 Cr	11,500,000
State Bank Of India Debentures \| -	3%	₹98 Cr	1,000
L&T Metro Rail (Hyderabad) Limited Debentures \| -	3%	₹84 Cr	850
360 One Prime Limited Debentures \| -	2%	₹75 Cr	7,500
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 19 \| ICICIBANK	2%	₹66 Cr	489,871
Yes Bank Limited Debentures \| -	2%	₹64 Cr	650
7.26% Govt Stock 2033 Sovereign Bonds \| -	2%	₹56 Cr	5,463,150
Godrej Properties Limited Debentures \| -	2%	₹50 Cr	5,000

2. DSP BlackRock Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

DSP BlackRock Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 11 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.7% since its launch. Ranked 22 in Hybrid Debt category. Return for 2024 was 11% , 2023 was 12% and 2022 was 3.5% .

Below is the key information for DSP BlackRock Regular Savings Fund

DSP BlackRock Regular Savings Fund Growth
Launch Date	11 Jun 04
NAV (06 Jan 25)	₹56.1113 ↓ -0.21 (-0.37 %)
Net Assets (Cr)	₹180 on 30 Nov 24
Category	Hybrid - Hybrid Debt
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.14
Sharpe Ratio	1.77
Information Ratio	0.76
Alpha Ratio	0.87
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,928
31 Dec 21	₹11,780
31 Dec 22	₹12,194
31 Dec 23	₹13,656
31 Dec 24	₹15,152

DSP BlackRock Regular Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for DSP BlackRock Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 25

Duration	Returns
1 Month	-0.3%
3 Month	0.4%
6 Month	3.8%
1 Year	10.9%
3 Year	8.6%
5 Year	8.7%
10 Year
15 Year
Since launch	8.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11%
2022	12%
2021	3.5%
2020	7.8%
2019	9.3%
2018	6.9%
2017	-5.3%
2016	11%
2015	10.7%
2014	4.8%

Fund Manager information for DSP BlackRock Regular Savings Fund

Name	Since	Tenure
Abhishek Singh	31 May 21	3.59 Yr.
Shantanu Godambe	1 Aug 24	0.42 Yr.

Data below for DSP BlackRock Regular Savings Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	14.11%
Equity	22.55%
Debt	63.05%
Other	0.29%

Equity Sector Allocation

Sector	Value
Financial Services	11%
Consumer Cyclical	2.87%
Health Care	2.44%
Basic Materials	1.47%
Technology	1.26%
Consumer Defensive	1.18%
Industrials	0.72%
Utility	0.62%
Energy	0.55%
Communication Services	0.44%

Debt Sector Allocation

Sector	Value
Government	52.47%
Cash Equivalent	14.11%
Corporate	10.58%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	13%	₹23 Cr	2,200,000
7.02% Govt Stock 2031 Sovereign Bonds \| -	9%	₹16 Cr	1,500,000
Power Grid Corporation Of India Limited Debentures \| -	6%	₹11 Cr	100
Rec Limited Debentures \| -	6%	₹11 Cr	100
Indian Oil Corporation Limited Debentures \| -	6%	₹10 Cr	100
7.1% Govt Stock 2029 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
7.06% Govt Stock 2028 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
Power Finance Corporation Limited Debentures \| -	4%	₹8 Cr	250
HDFC Bank Ltd (Financial Services) Equity, Since 15 Jul 23 \| HDFCBANK	3%	₹6 Cr	30,613
Export Import Bank Of India Debentures \| -	3%	₹5 Cr	50

3. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch. Ranked 4 in Hybrid Debt category. Return for 2024 was 10.5% , 2023 was 9.6% and 2022 was 5.3% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund Growth
Launch Date	22 May 04
NAV (06 Jan 25)	₹63.8714 ↓ -0.20 (-0.31 %)
Net Assets (Cr)	₹1,432 on 15 Dec 24
Category	Hybrid - Hybrid Debt
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	2.1
Information Ratio	0.59
Alpha Ratio	1.28
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,923
31 Dec 21	₹12,382
31 Dec 22	₹13,042
31 Dec 23	₹14,297
31 Dec 24	₹15,794

Aditya Birla Sun Life Regular Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 25

Duration	Returns
1 Month	-0.7%
3 Month	0.8%
6 Month	3.6%
1 Year	10.4%
3 Year	8.3%
5 Year	9.6%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	10.5%
2022	9.6%
2021	5.3%
2020	13.4%
2019	9.2%
2018	5.8%
2017	-2.2%
2016	15.5%
2015	13.1%
2014	5.4%

Fund Manager information for Aditya Birla Sun Life Regular Savings Fund

Name	Since	Tenure
Mohit Sharma	31 Oct 24	0.17 Yr.
Harshil Suvarnkar	22 Mar 21	3.78 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	2.87%
Equity	24.39%
Debt	72.43%
Other	0.31%

Equity Sector Allocation

Sector	Value
Financial Services	4.94%
Industrials	4.15%
Technology	2.88%
Consumer Cyclical	2.35%
Health Care	2.2%
Real Estate	1.94%
Basic Materials	1.67%
Energy	1.52%
Communication Services	0.95%
Consumer Defensive	0.94%
Utility	0.85%

Debt Sector Allocation

Sector	Value
Corporate	36.98%
Government	35.35%
Cash Equivalent	2.87%
Securitized	0.1%

Credit Quality

Rating	Value
AA	5.01%
AAA	94.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹37 Cr	3,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	2%	₹31 Cr	232,335
07.49 Tn SDL 2034 Sovereign Bonds \| -	2%	₹31 Cr	3,000,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	2%	₹31 Cr	3,000,000 ↓ -4,000,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹30 Cr	300
Rural Electrification Corporation Limited Debentures \| -	2%	₹26 Cr	250
Tata Capital Housing Finance Limited Debentures \| -	2%	₹25 Cr	2,500
7.17% Govt Stock 2028 Sovereign Bonds \| -	2%	₹25 Cr	2,500,000
Bharti Telecom Limited Debentures \| -	2%	₹25 Cr	2,500
Shriram Finance Limited Debentures \| -	2%	₹25 Cr	2,500

4. Baroda Pioneer Conservative Hybrid Fund

(Erstwhile Baroda Pioneer MIP Fund)

To generate regular income through investment in debt and money market instruments and also to generate long term capital appreciation by investing a portion in equity and equity related instruments.

Baroda Pioneer Conservative Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 8 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.5% since its launch. Ranked 44 in Hybrid Debt category. .

Below is the key information for Baroda Pioneer Conservative Hybrid Fund

Baroda Pioneer Conservative Hybrid Fund Growth
Launch Date	8 Sep 04
NAV (11 Mar 22)	₹30.2092 ↑ 0.02 (0.06 %)
Net Assets (Cr)	₹33 on 31 Jan 22
Category	Hybrid - Hybrid Debt
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆
Risk	Moderate
Expense Ratio	2.08
Sharpe Ratio	0.85
Information Ratio	-0.38
Alpha Ratio	0.25
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,361
31 Dec 21	₹11,988

Baroda Pioneer Conservative Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Baroda Pioneer Conservative Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 25

Duration	Returns
1 Month	-1.1%
3 Month	-1.7%
6 Month	-1.2%
1 Year	3.3%
3 Year	9.1%
5 Year	7.8%
10 Year
15 Year
Since launch	6.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Baroda Pioneer Conservative Hybrid Fund

Name	Since	Tenure

Data below for Baroda Pioneer Conservative Hybrid Fund as on 31 Jan 22

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.