Table of Contents
इक्विटी बचत निधी संकरित श्रेणी अंतर्गत येतातम्युच्युअल फंड. हा नवीनतम प्रकार आहेमालमत्ता वाटप म्युच्युअल फंड 2014 च्या उत्तरार्धात सादर केले गेले. इक्विटी सेव्हिंग फंड्स आर्बिट्रेज, इक्विटी आणि डेटमध्ये गुंतवणूक करतात. हा फंड त्याच्या एकूण मालमत्तेपैकी किमान 65 टक्के इक्विटीमध्ये गुंतवेल (बहुतेक लवादामध्ये) आणि उर्वरित कर्ज साधनांमध्ये, परंतु कर्जामध्ये किमान गुंतवणूक 10 टक्के असावी. इक्विटी बचत निधी गुंतवणूकदारांमध्ये लोकप्रिय होत आहेत ज्यांना इक्विटीमध्ये गुंतवणूक करायची आहे आणि त्याच वेळी सुरक्षित राहण्याची इच्छा आहे. तर, गुंतवणुकीसाठी सर्वोत्तम कामगिरी करणाऱ्या इक्विटी बचत निधींसह या फंडाविषयी जाणून घेऊया.
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इक्विटी सेव्हिंग्स फंड स्थिर उत्पन्न करण्याचा प्रयत्न करतातउत्पन्न द्वारेगुंतवणूक डेट इन्स्ट्रुमेंट्समध्ये आणि इक्विटी गुंतवणुकीद्वारे संभाव्य उच्च परतावा मिळवण्याचे उद्दिष्ट आहे. अशाप्रकारे, हे फंड जोखीम आणि परतावा या दोन्हीमध्ये समतोल साधणारे समीकरण म्हणून काम करतात.
तद्वतच, लवाद रोख आणि डेरिव्हेटिव्हजमधील समभागांच्या किमतीतील फरकाचा फायदा घेतो.बाजार. डेरिव्हेटिव्ह्जचा वापर निव्वळ इक्विटी एक्सपोजर कमी करतो (म्हणजे, आदर्शपणे 20-40 टक्के, जरी हे निधीनुसार भिन्न असू शकते) आणि सहसा संरक्षण करतेगुंतवणूकदार अस्थिर परतावा पासून.
इक्विटी सेव्हिंग फंड्समध्ये 65 टक्के इक्विटी एक्सपोजर (डेरिव्हेटिव्ह्जचा विचार न करता) असल्याने, ते अंतर्गत हाताळले जातातइक्विटी म्युच्युअल फंड कर आकारणी अल्पकालीन गुंतवणूक करू इच्छिणाऱ्या रूढीवादी गुंतवणूकदारांसाठी इक्विटी सेव्हिंग्ज फंड हा एक आदर्श गुंतवणूक पर्याय मानला जातो, म्हणजे १-३ वर्षांसाठी.
या फंडांमध्ये गुंतवणूक करण्याची योजना आखणाऱ्या गुंतवणूकदारांनी अSIP मार्ग कारण यामुळे बाजाराच्या वेळेची चिंता दूर होते. पोस्ट-सेवानिवृत्ती नियतकालिक अंतराने पूर्व-निर्धारित पैसे काढणे सक्षम करण्यासाठी तुम्ही SWP (सिस्टमॅटिक विथड्रॉल प्लॅन) पर्याय वापरू शकता.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) L&T Equity Savings Fund Growth ₹31.3285
↑ 0.19 ₹619 -8.9 -4.7 8.7 10.4 15.5 24 Kotak Equity Savings Fund Growth ₹24.9648
↑ 0.13 ₹7,897 -1.8 -2.7 5.9 10.2 13.7 11.7 Principal Equity Savings Fund Growth ₹67.4312
↑ 0.34 ₹1,033 -1.2 -1.9 7.9 10.1 15.4 12.6 Edelweiss Equity Savings Fund Growth ₹24.1328
↑ 0.07 ₹569 -0.8 0.2 9.1 9.8 12.1 13.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 25 इक्विटी बचत
वरील एयूएम/निव्वळ मालमत्ता असलेले निधी100 कोटी
. वर क्रमवारी लावलीमागील 3 वर्षाचा परतावा
.
To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments. L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for L&T Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to provide capital
appreciation and income distribution to the investors by using
equity and equity related instruments, arbitrage opportunities, and
investments in debt and money market instruments Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a Below is the key information for Principal Equity Savings Fund Returns up to 1 year are on (Erstwhile Edelweiss Equity Savings Advantage Fund) "The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments
in debt and money market instruments" Edelweiss Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Equity Savings Fund Returns up to 1 year are on 1. L&T Equity Savings Fund
CAGR/Annualized
return of 8.9% since its launch. Ranked 46 in Equity Savings
category. Return for 2024 was 24% , 2023 was 17% and 2022 was 2% . L&T Equity Savings Fund
Growth Launch Date 18 Oct 11 NAV (02 Apr 25) ₹31.3285 ↑ 0.19 (0.62 %) Net Assets (Cr) ₹619 on 28 Feb 25 Category Hybrid - Equity Savings AMC L&T Investment Management Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.49 Sharpe Ratio 0.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,362 31 Mar 22 ₹15,089 31 Mar 23 ₹15,359 31 Mar 24 ₹18,555 31 Mar 25 ₹20,227 Returns for L&T Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 3.1% 3 Month -8.9% 6 Month -4.7% 1 Year 8.7% 3 Year 10.4% 5 Year 15.5% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 24% 2022 17% 2021 2% 2020 16.1% 2019 10.8% 2018 3.7% 2017 -0.6% 2016 13.8% 2015 4.6% 2014 5.1% Fund Manager information for L&T Equity Savings Fund
Name Since Tenure Mahesh Chhabria 15 Jul 23 1.71 Yr. Praveen Ayathan 1 Oct 23 1.5 Yr. Cheenu Gupta 2 Jul 21 3.75 Yr. Sonal Gupta 1 Oct 23 1.5 Yr. Abhishek Gupta 1 Apr 24 1 Yr. Hitesh Gondhia 1 Oct 23 1.5 Yr. Mohd Asif Rizwi 1 Feb 25 0.16 Yr. Data below for L&T Equity Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 52.12% Equity 27.57% Debt 20.31% Equity Sector Allocation
Sector Value Financial Services 30.3% Consumer Cyclical 12.9% Industrials 8.06% Technology 3.6% Health Care 3.58% Energy 2.81% Consumer Defensive 2.04% Utility 1.84% Communication Services 1.65% Basic Materials 1.3% Real Estate 0.04% Debt Sector Allocation
Sector Value Cash Equivalent 52.12% Government 16.87% Corporate 3.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | KOTAKBANK4% ₹23 Cr 118,800
↑ 56,000 Future on Kotak Mahindra Bank Ltd
Derivatives | -4% -₹23 Cr State Bank of India (Financial Services)
Equity, Since 31 Aug 24 | SBIN4% ₹22 Cr 324,750
↑ 46,500 Future on State Bank of India
Derivatives | -4% -₹22 Cr Zomato Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5433203% ₹21 Cr 950,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 24 | 5322153% ₹21 Cr 201,875
↑ 103,750 Future on Axis Bank Ltd
Derivatives | -3% -₹20 Cr 7.06% Govt Stock 2028
Sovereign Bonds | -3% ₹20 Cr 1,900,000 Trent Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002513% ₹18 Cr 38,000
↑ 10,000 Blue Star Ltd (Industrials)
Equity, Since 31 Mar 23 | BLUESTARCO3% ₹18 Cr 96,000
↑ 60,000 2. Kotak Equity Savings Fund
CAGR/Annualized
return of 9.1% since its launch. Return for 2024 was 11.7% , 2023 was 15.7% and 2022 was 6.8% . Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (02 Apr 25) ₹24.9648 ↑ 0.13 (0.51 %) Net Assets (Cr) ₹7,897 on 28 Feb 25 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.88 Sharpe Ratio -0.4 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,557 31 Mar 22 ₹13,922 31 Mar 23 ₹14,665 31 Mar 24 ₹17,567 31 Mar 25 ₹18,645 Returns for Kotak Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 3.4% 3 Month -1.8% 6 Month -2.7% 1 Year 5.9% 3 Year 10.2% 5 Year 13.7% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 11.7% 2022 15.7% 2021 6.8% 2020 11.1% 2019 10.4% 2018 7.8% 2017 4.2% 2016 14% 2015 6.5% 2014 6.4% Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 10.47 Yr. Devender Singhal 1 Apr 21 4 Yr. Hiten Shah 3 Oct 19 5.5 Yr. Data below for Kotak Equity Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 45.85% Equity 35.87% Debt 17.32% Other 0.96% Equity Sector Allocation
Sector Value Financial Services 14.36% Consumer Cyclical 10.78% Communication Services 9.47% Basic Materials 5.86% Utility 5.72% Consumer Defensive 5.11% Industrials 4.82% Energy 4.19% Technology 3.74% Health Care 0.91% Real Estate 0.27% Debt Sector Allocation
Sector Value Cash Equivalent 43.84% Corporate 9.71% Government 9.36% Securitized 0.27% Credit Quality
Rating Value AA 10.18% AAA 89.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Liquid Dir Gr
Investment Fund | -5% ₹427 Cr 820,551
↑ 96,112 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348165% ₹364 Cr 11,267,098
↑ 1,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL4% ₹306 Cr 1,951,880 Bharti Airtel Ltd-MAR2025
Derivatives | -3% -₹253 Cr 1,600,750
↑ 1,600,750 HDFC Bank Ltd.-MAR2025
Derivatives | -3% -₹251 Cr 1,447,050
↑ 1,447,050 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK3% ₹251 Cr 1,447,050 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI3% ₹246 Cr 205,988 Indus Towers Ltd.-MAR2025
Derivatives | -3% -₹229 Cr 7,031,200
↑ 7,031,200 National Bank For Agriculture And Rural Development
Debentures | -3% ₹225 Cr 22,500
↑ 2,500 Vedanta Ltd.-MAR2025
Derivatives | -2% -₹183 Cr 4,604,600
↑ 4,604,600 3. Principal Equity Savings Fund
CAGR/Annualized
return of 8.7% since its launch. Ranked 38 in Equity Savings
category. Return for 2024 was 12.6% , 2023 was 15.3% and 2022 was 4.1% . Principal Equity Savings Fund
Growth Launch Date 23 May 02 NAV (02 Apr 25) ₹67.4312 ↑ 0.34 (0.50 %) Net Assets (Cr) ₹1,033 on 28 Feb 25 Category Hybrid - Equity Savings AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.23 Sharpe Ratio -0.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,145 31 Mar 22 ₹15,044 31 Mar 23 ₹15,341 31 Mar 24 ₹18,561 31 Mar 25 ₹20,195 Returns for Principal Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 2.5% 3 Month -1.2% 6 Month -1.9% 1 Year 7.9% 3 Year 10.1% 5 Year 15.4% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.6% 2022 15.3% 2021 4.1% 2020 18.2% 2019 14.6% 2018 5.1% 2017 1.6% 2016 15% 2015 5.5% 2014 3.6% Fund Manager information for Principal Equity Savings Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 3.25 Yr. Sudhir Kedia 29 Oct 19 5.43 Yr. Rohit Seksaria 1 Jan 22 3.25 Yr. Data below for Principal Equity Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 51.12% Equity 28.99% Debt 19.89% Equity Sector Allocation
Sector Value Financial Services 19% Technology 10.11% Consumer Cyclical 10.01% Energy 8.17% Industrials 6.05% Communication Services 5.33% Health Care 3.49% Consumer Defensive 3.47% Basic Materials 3.07% Utility 0.54% Real Estate 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 46.55% Government 16.41% Corporate 8.04% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE8% ₹82 Cr 681,500 Future on Reliance Industries Ltd
Derivatives | -7% -₹74 Cr 609,500 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹66 Cr 6,500,000 Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | INFY6% ₹59 Cr 350,700
↑ 90,000 Infosys Limited March 2025
Derivatives | -5% -₹53 Cr 312,400
↑ 312,400 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL5% ₹49 Cr 314,625
↓ -15,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322154% ₹39 Cr 380,500 Future on Bharti Airtel Ltd
Derivatives | -4% -₹39 Cr 244,625 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK3% ₹36 Cr 298,800 Future on Axis Bank Ltd
Derivatives | -3% -₹31 Cr 302,500 4. Edelweiss Equity Savings Fund
CAGR/Annualized
return of 8.8% since its launch. Return for 2024 was 13.4% , 2023 was 12.9% and 2022 was 3.2% . Edelweiss Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (02 Apr 25) ₹24.1328 ↑ 0.07 (0.28 %) Net Assets (Cr) ₹569 on 28 Feb 25 Category Hybrid - Equity Savings AMC Edelweiss Asset Management Limited Rating Risk Moderately High Expense Ratio 1.66 Sharpe Ratio 0.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,194 31 Mar 22 ₹13,189 31 Mar 23 ₹13,710 31 Mar 24 ₹16,018 31 Mar 25 ₹17,546 Returns for Edelweiss Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 2.3% 3 Month -0.8% 6 Month 0.2% 1 Year 9.1% 3 Year 9.8% 5 Year 12.1% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 13.4% 2022 12.9% 2021 3.2% 2020 11.7% 2019 13% 2018 7% 2017 3.8% 2016 15.1% 2015 4.6% 2014 5.3% Fund Manager information for Edelweiss Equity Savings Fund
Name Since Tenure Bhavesh Jain 1 Oct 21 3.5 Yr. Bharat Lahoti 18 Sep 17 7.54 Yr. Rahul Dedhia 1 Jul 24 0.75 Yr. Pranavi Kulkarni 1 Aug 24 0.66 Yr. Data below for Edelweiss Equity Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 62.1% Equity 24.34% Debt 13.56% Equity Sector Allocation
Sector Value Financial Services 15.77% Energy 10.13% Consumer Cyclical 8.64% Basic Materials 7.88% Industrials 7.85% Technology 4.06% Health Care 3.92% Utility 2.51% Consumer Defensive 2.49% Communication Services 2.12% Real Estate 0.41% Debt Sector Allocation
Sector Value Cash Equivalent 53.34% Corporate 14.01% Government 8.05% Securitized 0.27% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE8% ₹43 Cr 355,769
↑ 4,737 Future on Reliance Industries Ltd
Derivatives | -6% -₹36 Cr 299,500 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹26 Cr 2,500,000 Hdb Financial Services Ltd.
Debentures | -4% ₹25 Cr 2,500,000 Future on UPL Ltd
Derivatives | -4% -₹23 Cr 363,140 Future on Aditya Birla Fashion and Retail Ltd
Derivatives | -3% -₹18 Cr 741,000 Aditya Birla Fashion and Retail Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | ABFRL3% ₹18 Cr 741,000 Future on Adani Ports & Special Economic Zone Ltd
Derivatives | -3% -₹15 Cr 136,000 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Apr 20 | ADANIPORTS3% ₹15 Cr 136,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 14 | LT2% ₹14 Cr 43,143
↑ 5,965