4 सर्वोत्तम कामगिरी करणारे इक्विटी सेव्हिंग म्युच्युअल फंड 2022 | Fincash.com

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4 सर्वोत्तम कामगिरी करणारे इक्विटी बचत निधी 2022

Updated on October 31, 2024 , 9552 views

इक्विटी बचत निधी संकरित श्रेणी अंतर्गत येतातम्युच्युअल फंड. हा नवीनतम प्रकार आहेमालमत्ता वाटप म्युच्युअल फंड 2014 च्या उत्तरार्धात सादर केले गेले. इक्विटी सेव्हिंग फंड्स आर्बिट्रेज, इक्विटी आणि डेटमध्ये गुंतवणूक करतात. हा फंड त्याच्या एकूण मालमत्तेपैकी किमान 65 टक्के इक्विटीमध्ये गुंतवेल (बहुतेक लवादामध्ये) आणि उर्वरित कर्ज साधनांमध्ये, परंतु कर्जामध्ये किमान गुंतवणूक 10 टक्के असावी. इक्विटी बचत निधी गुंतवणूकदारांमध्ये लोकप्रिय होत आहेत ज्यांना इक्विटीमध्ये गुंतवणूक करायची आहे आणि त्याच वेळी सुरक्षित राहण्याची इच्छा आहे. तर, गुंतवणुकीसाठी सर्वोत्तम कामगिरी करणाऱ्या इक्विटी बचत निधींसह या फंडाविषयी जाणून घेऊया.

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इक्विटी सेव्हिंग फंड्स बद्दल विहंगावलोकन

इक्विटी सेव्हिंग्स फंड स्थिर उत्पन्न करण्याचा प्रयत्न करतातउत्पन्न द्वारेगुंतवणूक डेट इन्स्ट्रुमेंट्समध्ये आणि इक्विटी गुंतवणुकीद्वारे संभाव्य उच्च परतावा मिळवण्याचे उद्दिष्ट आहे. अशाप्रकारे, हे फंड जोखीम आणि परतावा या दोन्हीमध्ये समतोल साधणारे समीकरण म्हणून काम करतात.

तद्वतच, लवाद रोख आणि डेरिव्हेटिव्हजमधील समभागांच्या किमतीतील फरकाचा फायदा घेतो.बाजार. डेरिव्हेटिव्ह्जचा वापर निव्वळ इक्विटी एक्सपोजर कमी करतो (म्हणजे, आदर्शपणे 20-40 टक्के, जरी हे निधीनुसार भिन्न असू शकते) आणि सहसा संरक्षण करतेगुंतवणूकदार अस्थिर परतावा पासून.

इक्विटी सेव्हिंग फंड्समध्ये 65 टक्के इक्विटी एक्सपोजर (डेरिव्हेटिव्ह्जचा विचार न करता) असल्याने, ते अंतर्गत हाताळले जातातइक्विटी म्युच्युअल फंड कर आकारणी अल्पकालीन गुंतवणूक करू इच्छिणाऱ्या रूढीवादी गुंतवणूकदारांसाठी इक्विटी सेव्हिंग्ज फंड हा एक आदर्श गुंतवणूक पर्याय मानला जातो, म्हणजे १-३ वर्षांसाठी.

या फंडांमध्ये गुंतवणूक करण्याची योजना आखणाऱ्या गुंतवणूकदारांनी अSIP मार्ग कारण यामुळे बाजाराच्या वेळेची चिंता दूर होते. पोस्ट-सेवानिवृत्ती नियतकालिक अंतराने पूर्व-निर्धारित पैसे काढणे सक्षम करण्यासाठी तुम्ही SWP (सिस्टमॅटिक विथड्रॉल प्लॅन) पर्याय वापरू शकता.

शीर्ष 4 सर्वोत्तम इक्विटी बचत निधी FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
L&T Equity Savings Fund Growth	₹32.442 ↑ 0.11	₹478	0.5	8.8	25	12.4	12.9	17
Kotak Equity Savings Fund Growth	₹24.988 ↓ -0.07	₹7,644	-0.5	4.9	18	10.9	11.1	15.7
Principal Equity Savings Fund Growth	₹67.4469 ↑ 0.05	₹926	1.2	6.3	18.9	10.4	12.9	15.3
SBI Equity Savings Fund Growth	₹23.0902 ↑ 0.08	₹5,410	1.4	6.7	16.3	10.3	11.3	17.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 24

*वरील सर्वोत्कृष्टांची यादी आहेइक्विटी बचत वरील एयूएम/निव्वळ मालमत्ता असलेले निधी100 कोटी. वर क्रमवारी लावलीमागील 3 वर्षाचा परतावा.

1. L&T Equity Savings Fund

To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments.

L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch. Ranked 46 in Equity Savings category. Return for 2023 was 17% , 2022 was 2% and 2021 was 16.1% .

Below is the key information for L&T Equity Savings Fund

L&T Equity Savings Fund Growth
Launch Date	18 Oct 11
NAV (31 Oct 24)	₹32.442 ↑ 0.11 (0.33 %)
Net Assets (Cr)	₹478 on 30 Sep 24
Category	Hybrid - Equity Savings
AMC	L&T Investment Management Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.49
Sharpe Ratio	2.84
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,287
31 Oct 21	₹12,896
31 Oct 22	₹13,275
31 Oct 23	₹14,669
31 Oct 24	₹18,333

L&T Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for L&T Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-1.2%
3 Month	0.5%
6 Month	8.8%
1 Year	25%
3 Year	12.4%
5 Year	12.9%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	17%
2022	2%
2021	16.1%
2020	10.8%
2019	3.7%
2018	-0.6%
2017	13.8%
2016	4.6%
2015	5.1%
2014	21.2%

Fund Manager information for L&T Equity Savings Fund

Name	Since	Tenure
Kapil Punjabi	1 May 24	0.42 Yr.
Mahesh Chhabria	15 Jul 23	1.22 Yr.
Praveen Ayathan	1 Oct 23	1 Yr.
Cheenu Gupta	2 Jul 21	3.25 Yr.
Sonal Gupta	1 Oct 23	1 Yr.
Abhishek Gupta	1 Apr 24	0.5 Yr.
Hitesh Gondhia	1 Oct 23	1 Yr.

Data below for L&T Equity Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	11.3%
Equity	69.9%
Debt	18.81%

Equity Sector Allocation

Sector	Value
Industrials	21.67%
Financial Services	21.26%
Consumer Cyclical	9.32%
Real Estate	4.42%
Technology	4.11%
Basic Materials	3.78%
Health Care	2.32%
Energy	2.23%
Utility	0.76%
Consumer Defensive	0.02%

Debt Sector Allocation

Sector	Value
Government	15.63%
Cash Equivalent	8.63%
Corporate	5.84%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 23 \| HDFCBANK	5%	₹24 Cr	140,800 ↑ 99,000
Trent Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 500251	4%	₹18 Cr	24,000
Zomato Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 543320	4%	₹18 Cr	650,000 ↑ 200,000
Canara Bank (Financial Services) Equity, Since 31 Aug 24 \| 532483	3%	₹16 Cr	1,444,500
Suzlon Energy Ltd (Industrials) Equity, Since 30 Apr 24 \| SUZLON	3%	₹16 Cr	2,000,000 ↑ 1,000,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	3%	₹16 Cr	1,500,000
Steel Authority Of India Ltd (Basic Materials) Equity, Since 31 Jul 22 \| SAIL	3%	₹16 Cr	1,100,000 ↓ -4,000
5.22% Govt Stock 2025 Sovereign Bonds \| -	3%	₹15 Cr	1,499,000
State Bank of India (Financial Services) Equity, Since 31 Aug 24 \| SBIN	3%	₹14 Cr	178,500
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Aug 24 \| INDUSINDBK	3%	₹14 Cr	93,500

2. Kotak Equity Savings Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.5% since its launch. Return for 2023 was 15.7% , 2022 was 6.8% and 2021 was 11.1% .

Below is the key information for Kotak Equity Savings Fund

Kotak Equity Savings Fund Growth
Launch Date	13 Oct 14
NAV (31 Oct 24)	₹24.988 ↓ -0.07 (-0.26 %)
Net Assets (Cr)	₹7,644 on 30 Sep 24
Category	Hybrid - Equity Savings
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,503
31 Oct 21	₹12,409
31 Oct 22	₹13,112
31 Oct 23	₹14,346
31 Oct 24	₹16,930

Kotak Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-2.5%
3 Month	-0.5%
6 Month	4.9%
1 Year	18%
3 Year	10.9%
5 Year	11.1%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.7%
2022	6.8%
2021	11.1%
2020	10.4%
2019	7.8%
2018	4.2%
2017	14%
2016	6.5%
2015	6.4%
2014

Fund Manager information for Kotak Equity Savings Fund

Name	Since	Tenure
Abhishek Bisen	13 Oct 14	9.97 Yr.
Devender Singhal	1 Apr 21	3.5 Yr.
Hiten Shah	3 Oct 19	5 Yr.

Data below for Kotak Equity Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	56.1%
Equity	34.03%
Debt	8.88%
Other	0.99%

Equity Sector Allocation

Sector	Value
Financial Services	14.18%
Consumer Cyclical	12.35%
Industrials	6.29%
Communication Services	5.99%
Basic Materials	5.97%
Consumer Defensive	5.54%
Energy	5.3%
Utility	5.07%
Technology	4.59%
Health Care	0.63%
Real Estate	0.41%

Debt Sector Allocation

Sector	Value
Cash Equivalent	50.18%
Corporate	10.82%
Government	3.98%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Liquid Dir Gr Investment Fund \| -	5%	₹366 Cr	724,439
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹325 Cr	1,899,505
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	4%	₹295 Cr	1,704,756
Bharti Airtel Ltd-OCT2024 Derivatives \| -	4%	-₹276 Cr	1,598,375 ↑ 1,598,375
HDFC Bank Ltd.-OCT2024 Derivatives \| -	3%	-₹253 Cr	1,447,050 ↑ 1,447,050
Vedanta Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 500295	3%	₹236 Cr	4,604,600 ↑ 1,998,700
Vedanta Ltd.-OCT2024 Derivatives \| -	3%	-₹236 Cr	4,604,600 ↑ 4,604,600
Adani Port and Special Economic Zone Ltd.-OCT2024 Derivatives \| -	3%	-₹232 Cr	1,594,400 ↑ 1,594,400
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Jun 19 \| ADANIPORTS	3%	₹231 Cr	1,594,400
Kotak Money Market Dir Gr Investment Fund \| -	3%	₹231 Cr	539,363

3. Principal Equity Savings Fund

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments

Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.9% since its launch. Ranked 38 in Equity Savings category. Return for 2023 was 15.3% , 2022 was 4.1% and 2021 was 18.2% .

Below is the key information for Principal Equity Savings Fund

Principal Equity Savings Fund Growth
Launch Date	23 May 02
NAV (31 Oct 24)	₹67.4469 ↑ 0.05 (0.08 %)
Net Assets (Cr)	₹926 on 30 Sep 24
Category	Hybrid - Equity Savings
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	2.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,616
31 Oct 21	₹13,665
31 Oct 22	₹14,281
31 Oct 23	₹15,451
31 Oct 24	₹18,367

Principal Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Principal Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-1.8%
3 Month	1.2%
6 Month	6.3%
1 Year	18.9%
3 Year	10.4%
5 Year	12.9%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.3%
2022	4.1%
2021	18.2%
2020	14.6%
2019	5.1%
2018	1.6%
2017	15%
2016	5.5%
2015	3.6%
2014	12.8%

Fund Manager information for Principal Equity Savings Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.75 Yr.
Sudhir Kedia	29 Oct 19	4.93 Yr.
Rohit Seksaria	1 Jan 22	2.75 Yr.

Data below for Principal Equity Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	40.57%
Equity	42.58%
Debt	16.85%

Equity Sector Allocation

Sector	Value
Financial Services	20.02%
Consumer Cyclical	9.88%
Technology	9.34%
Energy	8.21%
Industrials	8.07%
Communication Services	6.25%
Health Care	5.62%
Basic Materials	3.83%
Consumer Defensive	3.18%
Utility	0.4%
Real Estate	0.32%

Debt Sector Allocation

Sector	Value
Cash Equivalent	40.57%
Government	14.15%
Corporate	2.69%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	7%	₹63 Cr	207,250
7.10%Goi 08/04/2034 Sovereign Bonds \| -	6%	₹56 Cr	5,500,000
Future on Reliance Industries Ltd Derivatives \| -	6%	-₹52 Cr	171,250 ↑ 171,250
Infosys Ltd (Technology) Equity, Since 30 Jun 21 \| INFY	4%	₹40 Cr	205,100
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	4%	₹38 Cr	239,850
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| INDUSINDBK	4%	₹33 Cr	232,000
Infosys Limited September 2024 Derivatives \| -	4%	-₹33 Cr	166,800
Future on IndusInd Bank Ltd Derivatives \| -	3%	-₹28 Cr	198,000 ↑ 198,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| 532215	3%	₹25 Cr	210,875
Future on Bharti Airtel Ltd Derivatives \| -	3%	-₹25 Cr	154,850 ↑ 154,850

4. SBI Equity Savings Fund

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

SBI Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 27 May 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch. Return for 2023 was 17.5% , 2022 was 1.9% and 2021 was 13.2% .

Below is the key information for SBI Equity Savings Fund

SBI Equity Savings Fund Growth
Launch Date	27 May 15
NAV (31 Oct 24)	₹23.0902 ↑ 0.08 (0.36 %)
Net Assets (Cr)	₹5,410 on 30 Sep 24
Category	Hybrid - Equity Savings
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.18
Sharpe Ratio	1.96
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,358
31 Oct 21	₹12,746
31 Oct 22	₹13,166
31 Oct 23	₹14,711
31 Oct 24	₹17,106

SBI Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-0.3%
3 Month	1.4%
6 Month	6.7%
1 Year	16.3%
3 Year	10.3%
5 Year	11.3%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	17.5%
2022	1.9%
2021	13.2%
2020	11.9%
2019	9.4%
2018	-0.5%
2017	14.6%
2016	6.2%
2015
2014

Fund Manager information for SBI Equity Savings Fund

Name	Since	Tenure
Neeraj Kumar	27 May 15	9.36 Yr.
Nidhi Chawla	1 Jan 22	2.75 Yr.
Mansi Sajeja	1 Jun 21	3.34 Yr.
Pradeep Kesavan	1 Jan 24	0.75 Yr.
Vandna Soni	1 Jan 24	0.75 Yr.

Data below for SBI Equity Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	38.91%
Equity	36.12%
Debt	24.97%

Equity Sector Allocation

Sector	Value
Financial Services	24.86%
Consumer Cyclical	12.38%
Industrials	10.65%
Basic Materials	8.05%
Energy	3.39%
Real Estate	2.94%
Health Care	2.9%
Communication Services	2.04%
Technology	1.84%
Utility	0.72%
Consumer Defensive	0.43%

Debt Sector Allocation

Sector	Value
Cash Equivalent	38.91%
Corporate	15.81%
Government	8.12%
Securitized	1.04%

Credit Quality

Rating	Value
AA	48.23%
AAA	51.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 15 \| HDFCBANK	9%	₹483 Cr	2,786,650
Future on HDFC Bank Ltd Derivatives \| -	8%	-₹432 Cr	2,476,650
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| KOTAKBANK	3%	₹179 Cr	965,600 ↑ 10,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	3%	₹163 Cr	16,000,000
Future on Kotak Mahindra Bank Ltd Derivatives \| -	2%	-₹123 Cr	655,600 ↑ 10,000
Cube Highways Trust (Industrials) Equity, Since 30 Apr 23 \| 543899	2%	₹109 Cr	9,000,000 ↑ 4,000,000
National Highways Infra Trust Units (Real Estate) -, Since 31 Mar 24 \| 543385	2%	₹106 Cr	8,054,770
07.18 Goi 14082033 Sovereign Bonds \| -	2%	₹103 Cr	10,000,000 ↑ 5,000,000
Infopark Properties Ltd. Debentures \| -	2%	₹100 Cr	10,000
364 Day T-Bill 30.01.25 Sovereign Bonds \| -	2%	₹98 Cr	10,000,000 ↑ 10,000,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.