Bandhan Regular Savings Fund - G

NAV ₹33.3443 ↑ 0.21 (0.62 %) as on 12 Dec 25

(Erstwhile IDFC Monthly Income Plan)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The primary objective of Scheme is to generate regular returns through investment primarily in debt securities. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity securities. Monthly Income is not assumed and the same is subject to availability of distributable surplus.

Bandhan Regular Savings Fund is a Hybrid - Hybrid Debt fund launched on 25 Feb 10. It is a fund with Moderately High risk and has given a CAGR return of 7.9% since its launch. Ranked 28 in Hybrid Debt category. Return for 2024 was 7.7% , 2023 was 9.5% and 2022 was 0.1% .

Below is the key information for Bandhan Regular Savings Fund

NAV as on 12 Dec 25	₹33.3443 ↑ 0.21 (0.62 %)
Net Assets (AUM) as on 31 Oct 2025	₹102 Cr.
Launch Date	25 Feb 2010
Category	Hybrid - Hybrid Debt
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderately High
AMC	IDFC Asset Management Company Limited

Alpha Ratio	-1.69
Expense Ratio	2.01 %
Sharpe Ratio	-0.156
Information Ratio	-1.06
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Dec 25

Duration	Returns
1 Month	2.4%
3 Month	4%
6 Month	4.5%
1 Year	7.5%
3 Year	8.5%
5 Year	6.5%
10 Year
15 Year
Since launch	7.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	9.5%
2022	0.1%
2021	6%
2020	8.5%
2019	8.1%
2018	1.6%
2017	9.8%
2016	9%

Growth of 10k Over Years

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹10,774
30 Nov 22	₹10,892
30 Nov 23	₹11,585
30 Nov 24	₹12,825
30 Nov 25	₹13,588

Bandhan Regular Savings Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	3.78%
Equity	24.11%
Debt	71.67%
Other	0.41%

Sector Allocation

Sector	Value
Government	41.99%
Corporate	29.71%
Cash Equivalent	3.78%

Rating	Value
AA	23.49%
AAA	76.51%

Bandhan Regular Savings Fund Debt Allocation

Sector	Value
Consumer Cyclical	7.94%
Financial Services	6.94%
Technology	3.31%
Consumer Defensive	1.67%
Energy	1.25%
Industrials	0.85%
Basic Materials	0.75%
Communication Services	0.56%
Health Care	0.5%
Utility	0.29%

Bandhan Regular Savings Fund Equity Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	15%	₹16 Cr	1,500,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	13%	₹13 Cr	1,300,000
Bandhan Nifty 50 ETF - \| -	12%	₹12 Cr	425,000
08.57 RJ Sdl 2028 Sovereign Bonds \| -	5%	₹5 Cr	500,000
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹5 Cr	500,000
Godrej Industries Limited Debentures \| -	5%	₹5 Cr	500,000
Kotak Mahindra Prime Limited Debentures \| -	5%	₹5 Cr	500,000
Bajaj Housing Finance Limited Debentures \| -	5%	₹5 Cr	500,000
Godrej Housing Finance Limited Debentures \| -	4%	₹4 Cr	400,000
Muthoot Finance Limited Debentures \| -	4%	₹4 Cr	400,000

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Fund Managers

Name	Since	Tenure
Harshal Joshi	28 Jul 21	4.27 Yr.
Viraj Kulkarni	1 Jul 22	3.34 Yr.
Brijesh Shah	10 Jun 24	1.39 Yr.
Ritika Behera	7 Oct 23	2.07 Yr.
Gaurav Satra	10 Jun 24	1.39 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Bandhan Asset Management Company Limited	Bandhan Asset Management Company Limited,6th Floor, 841, One World Center,Jupiter Mill, Senapati Bapat Marg, Elphinstone Road (West), Mumbai

Auditors

Company	Address
Deloitte Haskins & Sells LLP	12, Dr. Annie Besant Road, Opp. Shiv Sagar Estate,,Worli

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Bandhan Regular Savings Fund Growth	₹33.3443 ↑ 0.21	4.53 %	7.54 %	8.47 %	6.51 %
Bandhan Regular Savings Fund Monthly Dividend, Reinvestment	₹11.7627 ↑ 0.07	4.51 %	3.09 %	6.94 %	5.61 %
Bandhan Regular Savings Fund Quarterly Dividend, Reinvestment	₹14.3478 ↑ 0.09	4.49 %	7.45 %	8.39 %	6.45 %
Data as on 12 Dec 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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