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Fincash » Mutual Funds » L T Credit Risk Fund

L&T Credit Risk Fund - G

NAV  ₹27.8261 ↑ 0.01  (0.02 %) as on 14 Feb 25

(Erstwhile L&T Income Opportunities Fund)

Scheme Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR return of 6.9% since its launch.  Ranked 12 in Credit Risk category.  Return for 2024 was 7.2% , 2023 was 6.5% and 2022 was 3.2% .

Below is the key information for L&T Credit Risk Fund

NAV as on 14 Feb 25₹27.8261 ↑ 0.01  (0.02 %)
Net Assets (AUM) as on 31 Dec 2024 ₹582 Cr.
Launch Date8 Oct 2009
CategoryDebt - Credit Risk
Rating
TypeOpen Ended Fund
RiskModerate
Yield To Maturity8.07%
Effective Maturity3 Years 2 Months 19 Days
Modified Duration2 Years 4 Months 24 Days
Alpha Ratio0.0
Expense Ratio1.65 %
Sharpe Ratio0.274
Information Ratio0.0
BenchmarkNot Available
ISININF917K01130
AMCL&T Investment Management Ltd
Min Investment ₹10,000
Min SIP Investment ₹1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Feb 25

DurationReturns
1 Month 0.8%
3 Month 1.7%
6 Month 3.4%
1 Year 7.2%
3 Year 5.8%
5 Year 5.3%
10 Year
15 Year
Since launch 6.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 7.2%
2023 6.5%
2022 3.2%
2021 5.7%
2020 5%
2019 2.3%
2018 5.6%
2017 7.2%
2016 10.1%

Growth of 10k Over Years

DateValue
31 Jan 20₹10,000
31 Jan 21₹10,405
31 Jan 22₹11,010
31 Jan 23₹11,405
31 Jan 24₹12,148
31 Jan 25₹13,028

Asset Allocation

Asset ClassValue
Cash5.22%
Debt94.52%
Other0.27%

Sector Allocation

SectorValue
Corporate66.67%
Government25.13%
Cash Equivalent7.93%
RatingValue
AA66.26%
AAA33.74%

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹47 Cr4,500,000
7.32% Govt Stock 2030
Sovereign Bonds | -
8%₹47 Cr4,500,000
Nuvoco Vistas Corporation Limited
Debentures | -
6%₹36 Cr350
Tata Housing Development Co Ltd.
Debentures | -
6%₹35 Cr3,500
Nirma Limited
Debentures | -
5%₹27 Cr2,500
National Bank For Agriculture And Rural Development
Debentures | -
5%₹26 Cr2,500
↑ 2,500
Ongc Petro Additions Limited
Debentures | -
5%₹26 Cr2,500
Aditya Birla Renewables Limited
Debentures | -
4%₹26 Cr2,500
JSW Steel Limited
Debentures | -
4%₹26 Cr250
DHRUVA XXIV
Unlisted bonds | -
4%₹22 Cr23
1 - 10 of 31
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Fund Managers

NameSinceTenure
Kapil Punjabi26 Nov 222.18 Yr.
Shriram Ramanathan24 Nov 1212.2 Yr.

Custodians

CompanyAddress
Citibank N.A. IndiaTrent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
AddressNew No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX91-44-28283610
Emailenq_L@camsonline.com

Administrator Companies

CompanyAddress
HSBC Mutual Fund16, V N Road, Fort, Mumbai 400 001

Auditors

CompanyAddress
M/s. Price WaterhouseIndia,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
SBI Credit Risk Fund
Growth
₹44.0694
↑ 0.01
3.69 %8.11 %6.97 %6.86 %
SBI Credit Risk Fund
Normal Dividend, Reinvestment
₹19.9231
↑ 0.00
3.69 %8.11 %6.97 %6.86 %
SBI Credit Risk Fund
Normal Dividend, Payout
₹19.9231
↑ 0.00
3.69 %8.11 %6.97 %6.86 %
Data as on 14 Feb 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.