Principal Balanced Advantage Fund - G

NAV ₹32.7307 ↓ -0.13 (-0.40 %) as on 21 Feb 25

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity; and in debt /money market instruments for defensive purposes. The Scheme will decide on allocation of funds into equity assets based on equity market Price Earning Ratio (PE Ratio) levels. When the markets become expensive in terms of ‘Price to Earnings’ Ratio; the Scheme will reduce its allocation to equities and move assets into debt and/or money market instruments and vice versa.

Principal Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund launched on 16 Dec 10. It is a fund with Moderately High risk and has given a CAGR return of 8.7% since its launch. Return for 2024 was 12.6% , 2023 was 14.1% and 2022 was 5.7% .

Below is the key information for Principal Balanced Advantage Fund

NAV as on 21 Feb 25	₹32.7307 ↓ -0.13 (-0.40 %)
Net Assets (AUM) as on 31 Jan 2025	₹1,496 Cr.
Launch Date	16 Dec 2010
Category	Hybrid - Dynamic Allocation
Rating	☆☆
Type	Open Ended Fund
Risk	Moderately High
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.

Alpha Ratio	0.0
Expense Ratio	2.07 %
Sharpe Ratio	0.241
Information Ratio	0.0
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	0-1 Years (2%),1-2 Years (1%),2 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	-1.5%
3 Month	-2.9%
6 Month	-4.7%
1 Year	5.1%
3 Year	9.5%
5 Year	9.4%
10 Year
15 Year
Since launch	8.7%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2023	12.6%
2022	14.1%
2021	5.7%
2020	10.9%
2019	10%
2018	1%
2017	3.2%
2016	13.1%
2015	4.5%

Growth of 10k Over Years

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,871
31 Jan 22	₹12,134
31 Jan 23	₹12,539
31 Jan 24	₹14,774
31 Jan 25	₹16,064

Asset Allocation

Asset Class	Value
Cash	18.32%
Equity	57.91%
Debt	23.76%
Other	0%

Sector Allocation

Sector	Value
Cash Equivalent	18.3%
Government	16.68%
Corporate	5.41%
Securitized	1.69%

Rating	Value
AAA	97.79%

Sector	Value
Financial Services	24.36%
Consumer Cyclical	8.86%
Technology	8.24%
Energy	6.31%
Health Care	5.91%
Industrials	5.76%
Consumer Defensive	3.89%
Communication Services	3.64%
Basic Materials	2.81%
Utility	1.76%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -		6%	₹87 Cr	8,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 10 \| RELIANCE	Oil & Gas Refining & Marketing	5%	₹83 Cr	682,092
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| HDFCBANK	Banks - Regional	5%	₹81 Cr	458,640
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| ICICIBANK	Banks - Regional	5%	₹73 Cr	568,930
Infosys Ltd (Technology) Equity, Since 31 Dec 17 \| INFY	Information Technology Services	4%	₹65 Cr	344,400
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 18 \| BHARTIARTL	Telecom Services	4%	₹56 Cr	351,350
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 21 \| KOTAKBANK	Banks - Regional	3%	₹40 Cr	223,520
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 10 \| LT	Engineering & Construction	2%	₹33 Cr	92,500
7.23% Govt Stock 2039 Sovereign Bonds \| -		2%	₹31 Cr	3,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -		2%	₹31 Cr	3,000,000

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Fund Managers

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	3.09 Yr.
S. Bharath	1 Jan 22	3.09 Yr.
Clyton Fernandes	4 Oct 24	0.33 Yr.

Custodians

Company	Address
SBI-SG Global Securities Services Private Limited	“B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
Principal Mutual Fund	Exchange Plaza, 2nd Floor,,National Stock Exchange Building,Bandra Kurla Complex,,Bandra East

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLP	BSR & Co. LLP

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Principal Balanced Advantage Fund Growth	₹32.7307 ↓ -0.13	-4.66 %	5.08 %	9.54 %	9.44 %
Principal Balanced Advantage Fund Monthly Dividend, Payout	₹15.075 ↓ -0.06	-4.69 %	5.03 %	9.44 %	9.25 %
Principal Balanced Advantage Fund Monthly Dividend, Reinvestment	₹15.075 ↓ -0.06	-4.69 %	5.03 %	9.44 %	9.25 %
Data as on 21 Feb 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

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