Table of Contents The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity; and in debt /money market instruments for defensive purposes. The Scheme will decide on allocation of funds into equity assets based on equity market Price Earning Ratio (PE Ratio) levels. When the markets become expensive in terms of ‘Price to Earnings’ Ratio; the Scheme will reduce its allocation to equities and move assets into debt and/or money market instruments and vice versa. Principal Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund launched on 16 Dec 10. It is a fund with Moderately High risk and has given a Below is the key information for Principal Balanced Advantage Fund Returns up to 1 year are on Historical performance (Yearly) on absolute basis Principal Balanced Advantage Fund - G
Scheme Objective
CAGR
return of 8.8% since its launch. Return for 2024 was 12.6% , 2023 was 14.1% and 2022 was 5.7% . NAV as on 28 Mar 25 ₹33.4683 ↓ -0.03 (-0.10 %) Net Assets (AUM) as on 28 Feb 2025 ₹1,435 Cr. Launch Date 16 Dec 2010 Category Hybrid - Dynamic Allocation Rating ☆☆ Type Open Ended Fund Risk Moderately High AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Alpha Ratio 0.0 Expense Ratio 2.07 % Sharpe Ratio -0.407 Information Ratio 0.0 Benchmark Not Available Min Investment ₹5,000 Min SIP Investment ₹500 Exit Load 0-1 Years (2%),1-2 Years (1%),2 Years and above(NIL) NAV Price Chart
Returns
Annual Compounded Returns
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Mar 25 Duration Returns 1 Month 4.3% 3 Month -2.4% 6 Month -6% 1 Year 6.4% 3 Year 10.2% 5 Year 12% 10 Year 15 Year Since launch 8.8% Historical Annual Returns
Year Returns 2024 12.6% 2023 14.1% 2022 5.7% 2021 10.9% 2020 10% 2019 1% 2018 3.2% 2017 13.1% 2016 4.5% Growth of 10k Over Years
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹11,182 28 Feb 22 ₹12,014 28 Feb 23 ₹12,560 29 Feb 24 ₹15,180 28 Feb 25 ₹15,604 Asset Allocation
Asset Class Value Cash 20.04% Equity 55.53% Debt 24.43% Sector Allocation
Sector Value Cash Equivalent 20.57% Government 17.11% Corporate 5.06% Securitized 1.73% Rating Value AAA 97.65% Sector Value Financial Services 24.53% Consumer Cyclical 8.17% Technology 8% Energy 6.73% Health Care 5.34% Industrials 4.97% Communication Services 4.27% Consumer Defensive 3.34% Basic Materials 2.73% Utility 1.68% Top Securities Holdings / Portfolio
Holdings/Securities
Name Global Industry Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 10 | RELIANCEOil & Gas Refining & Marketing 6% ₹88 Cr 697,500
↑ 15,408 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹87 Cr 8,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | HDFCBANKBanks - Regional 5% ₹78 Cr 458,640 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | ICICIBANKBanks - Regional 5% ₹71 Cr 568,930 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFYInformation Technology Services 4% ₹65 Cr 344,400 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 18 | BHARTIARTLTelecom Services 4% ₹57 Cr 351,350 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 21 | KOTAKBANKBanks - Regional 3% ₹42 Cr 223,520 State Bank of India (Financial Services)
Equity, Since 31 Dec 10 | SBINBanks - Regional 2% ₹31 Cr 402,460
↑ 27,190 7.23% Govt Stock 2039
Sovereign Bonds | -2% ₹31 Cr 3,000,000 7.32% Govt Stock 2030
Sovereign Bonds | -2% ₹31 Cr 3,000,000
Talk to our investment specialistFund Managers
Name Since Tenure Dwijendra Srivastava 1 Jan 22 3.16 Yr. S. Bharath 1 Jan 22 3.16 Yr. Clyton Fernandes 4 Oct 24 0.4 Yr. Custodians
Company Address SBI-SG Global Securities Services Private Limited “B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054 Registrar & Transfer Agent
KFin Technologies Ltd Address 138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat FAX N.A Email N.A Administrator Companies
Company Address Principal Mutual Fund Exchange Plaza, 2nd Floor,,National Stock Exchange Building,Bandra Kurla Complex,,Bandra East Auditors
Company Address S. R. BATLIBOI & Co Express Tower, 6th Floor,Nariman Point,Mumbai BSR & Co. LLP BSR & Co. LLP All Plan & Options
Fund and Plan NAV 6 Month 1 Year 3 Year 5 Year Principal Balanced Advantage Fund
Growth ₹33.4683
↓ -0.03 -5.99 % 6.42 % 10.15 % 12 % Principal Balanced Advantage Fund
Monthly Dividend, Payout ₹15.2974
↓ -0.02 -6.02 % 6.38 % 10.07 % 11.83 % Principal Balanced Advantage Fund
Monthly Dividend, Reinvestment ₹15.2974
↓ -0.02 -6.02 % 6.38 % 10.07 % 11.83 % Data as on 28 Mar 25