TATA Retirement Savings Fund-moderate - G

NAV ₹62.41 ↑ 0.04 (0.06 %) as on 20 Jan 25

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR return of 14.9% since its launch. Ranked 2 in Retirement Fund category. Return for 2024 was 19.5% , 2023 was 25.3% and 2022 was -1.9% .

Below is the key information for Tata Retirement Savings Fund-Moderate

NAV as on 20 Jan 25	₹62.41 ↑ 0.04 (0.06 %)
Net Assets (AUM) as on 31 Dec 2024	₹2,182 Cr.
Launch Date	1 Nov 2011
Category	Solutions - Retirement Fund
Rating	☆☆☆☆☆
Type	Open Ended Fund
Risk	Moderately High
AMC	Tata Asset Management Limited

Alpha Ratio	0.0
Expense Ratio	0.0 %
Sharpe Ratio	1.328
Information Ratio	0.0
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Jan 25

Duration	Returns
1 Month	-5%
3 Month	-3.5%
6 Month	-1.3%
1 Year	16.5%
3 Year	11.5%
5 Year	14.1%
10 Year
15 Year
Since launch	14.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.5%
2022	25.3%
2021	-1.9%
2020	20.5%
2019	15.1%
2018	8.6%
2017	-3.6%
2016	38.8%
2015	6.7%

Growth of 10k Over Years

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,506
31 Dec 21	₹13,863
31 Dec 22	₹13,601
31 Dec 23	₹17,048
31 Dec 24	₹20,375

Asset Allocation

Asset Class	Value
Cash	12.84%
Equity	79.83%
Debt	7.33%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	Banks - Regional	6%	₹123 Cr	687,500
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 20 \| TCS	Information Technology Services	4%	₹85 Cr	198,000 ↑ 72,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	Tobacco	3%	₹75 Cr	1,576,000
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	Internet Retail	3%	₹66 Cr	2,367,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	Beverages - Wineries & Distilleries	3%	₹66 Cr	266,500
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	Specialty Chemicals	3%	₹58 Cr	53,932 ↑ 6,532
Kirloskar Pneumatic Co Ltd (Industrials) Equity, Since 31 Aug 22 \| 505283	Specialty Industrial Machinery	2%	₹54 Cr	305,000
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	Financial Data & Stock Exchanges	2%	₹54 Cr	115,000 ↓ -17,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	Oil & Gas Refining & Marketing	2%	₹48 Cr	374,000
Sonata Software Ltd (Technology) Equity, Since 30 Apr 24 \| SONATSOFTW	Information Technology Services	2%	₹44 Cr	696,300 ↑ 43,800

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Fund Managers

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	7.76 Yr.
Sonam Udasi	1 Apr 16	8.76 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Tata Mutual Fund	1903, B-Wing, Parinee Crescenzo,,G-Block, Bandra Kurla Complex, Bandra East Mumbai 400051

Auditors

Company	Address
Deloitte Haskins & Sells LLP	12, Dr. Annie Besant Road, Opp. Shiv Sagar Estate,,Worli
M/s BSR & Co.	KPMG House, Kamala Mills Compound,448 Senapati Bapat Marg,Lower Parel

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Tata Retirement Savings Fund-Moderate Growth	₹62.41 ↑ 0.04	-1.34 %	16.49 %	11.55 %	14.12 %
Data as on 20 Jan 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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