UTI Banking & PSU Debt Fund - G

NAV ₹21.5914 ↑ 0.02 (0.10 %) as on 15 Apr 25

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR return of 7.1% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% .

Below is the key information for UTI Banking & PSU Debt Fund

NAV as on 15 Apr 25	₹21.5914 ↑ 0.02 (0.10 %)
Net Assets (AUM) as on 28 Feb 2025	₹825 Cr.
Launch Date	3 Feb 2014
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.32%
Effective Maturity	2 Years 6 Months 25 Days
Modified Duration	2 Years 2 Months 8 Days

Alpha Ratio	0.0
Expense Ratio	0.55 %
Sharpe Ratio	0.675
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF789F014Z9
AMC	UTI Asset Management Company Ltd
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 25

Duration	Returns
1 Month	1.6%
3 Month	2.7%
6 Month	4.2%
1 Year	8.4%
3 Year	9%
5 Year	7.5%
10 Year
15 Year
Since launch	7.1%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.6%
2023	6.7%
2022	10.3%
2021	2.8%
2020	8.9%
2019	-1%
2018	6.8%
2017	6.4%
2016	11.7%

Growth of 10k Over Years

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,675
31 Mar 22	₹11,056
31 Mar 23	₹12,276
31 Mar 24	₹13,144
31 Mar 25	₹14,168

Asset Allocation

Asset Class	Value
Cash	3.9%
Debt	95.78%
Other	0.33%

Sector Allocation

Sector	Value
Corporate	52.62%
Government	43.15%
Cash Equivalent	3.9%

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	12%	₹92 Cr	900,000,000
Axis Bank Limited Debentures \| -	7%	₹55 Cr	550
Export-Import Bank Of India Debentures \| -	6%	₹50 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	6%	₹50 Cr	5,000
ICICI Bank Limited Debentures \| -	6%	₹48 Cr	500
Power Finance Corporation Limited Debentures \| -	5%	₹40 Cr	400
Rural Electrification Corporation Limited Debentures \| -	4%	₹35 Cr	3,500
HDFC Bank Limited Debentures \| -	4%	₹35 Cr	350
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹30 Cr	300
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹30 Cr	3,000

1 - 10 of 32

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.33 Yr.

Custodians

Company	Address
Axis Bank Ltd	null
Deutsche Bank AG MUMBAI	Deitsche bank,Kodak House
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Banking & PSU Debt Fund Annual Dividend, Payout	₹12.7398 ↑ 0.01	4 %	8.24 %	8.75 %	7.4 %
UTI Banking & PSU Debt Fund Annual Dividend, Reinvestment	₹12.7398 ↑ 0.01	4 %	8.24 %	8.75 %	7.4 %
UTI Banking & PSU Debt Fund Quarterly Dividend, Payout	₹14.8171 ↑ 0.01	4.15 %	8.39 %	8.98 %	7.53 %
UTI Banking & PSU Debt Fund Quarterly Dividend, Reinvestment	₹14.8171 ↑ 0.01	4.15 %	8.39 %	8.98 %	7.53 %
UTI Banking & PSU Debt Fund Half-Yearly Dividend, Payout	₹14.4187 ↑ 0.01	4.15 %	8.39 %	8.98 %	7.52 %
UTI Banking & PSU Debt Fund Half-Yearly Dividend, Reinvestment	₹14.4187 ↑ 0.01	4.15 %	8.39 %	8.98 %	7.52 %
UTI Banking & PSU Debt Fund Normal Dividend, Payout	₹14.4794 ↑ 0.01	4.15 %	8.4 %	8.98 %	7.53 %
UTI Banking & PSU Debt Fund Normal Dividend, Reinvestment	₹14.4794 ↑ 0.01	4.15 %	8.4 %	8.98 %	7.53 %
UTI Banking & PSU Debt Fund Growth	₹21.5914 ↑ 0.02	4.15 %	8.39 %	8.98 %	7.53 %
Data as on 15 Apr 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.