UTI Credit Risk Fund - G

NAV ₹16.277 ↑ 0.00 (0.03 %) as on 19 Nov 24

(Erstwhile UTI Income Opportunities Fund)

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing in debt and money market instruments across different maturities and credit ratings. There is no assurance that the investment objective of the scheme will be achieved.

UTI Credit Risk Fund is a Debt - Credit Risk fund launched on 19 Nov 12. It is a fund with Moderate risk and has given a CAGR return of 4.1% since its launch. Ranked 20 in Credit Risk category. Return for 2023 was 6.6% , 2022 was 3.9% and 2021 was 21.5% .

Below is the key information for UTI Credit Risk Fund

NAV as on 19 Nov 24	₹16.277 ↑ 0.00 (0.03 %)
Net Assets (AUM) as on 31 Oct 2024	₹325 Cr.
Launch Date	19 Nov 2012
Category	Debt - Credit Risk
Rating	☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	8.17%
Effective Maturity	2 Years 8 Months 26 Days
Modified Duration	1 Year 11 Months 12 Days

Alpha Ratio	0.0
Expense Ratio	1.63 %
Sharpe Ratio	1.184
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF789F01QZ1
AMC	UTI Asset Management Company Ltd
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	2.3%
6 Month	4.4%
1 Year	7.9%
3 Year	6%
5 Year	1%
10 Year
15 Year
Since launch	4.1%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.6%
2022	3.9%
2021	21.5%
2020	-27.8%
2019	-4.8%
2018	5.5%
2017	6.9%
2016	10.3%
2015	8.9%

Growth of 10k Over Years

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹7,206
31 Oct 21	₹8,806
31 Oct 22	₹9,083
31 Oct 23	₹9,697
31 Oct 24	₹10,476

Asset Allocation

Asset Class	Value
Cash	24.4%
Debt	75.24%
Other	0.36%

Sector Allocation

Sector	Value
Corporate	59.81%
Cash Equivalent	24.4%
Government	15.43%

Rating	Value
AA	80.39%
AAA	19.61%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	10%	₹31 Cr	305,000,000
Piramal Capital & Housing Finance Limited Debentures \| -	8%	₹25 Cr	337,678
Godrej Industries Limited Debentures \| -	8%	₹25 Cr	250
Century Textiles And Industried Limited Debentures \| -	7%	₹24 Cr	2,400
Aadhar Housing Finance Ltd. Debentures \| -	6%	₹20 Cr	2,000 ↑ 2,000
TATA Projects Limited Debentures \| -	6%	₹20 Cr	200
TVS Credit Services Limited Debentures \| -	5%	₹15 Cr	150
Nirma Limited Debentures \| -	5%	₹15 Cr	1,500
G R Infraprojects Limited Debentures \| -	5%	₹15 Cr	150
7.18% Govt Stock 2033 Sovereign Bonds \| -	4%	₹14 Cr	135,000,000

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Fund Managers

Name	Since	Tenure
Ritesh Nambiar	9 Nov 12	11.99 Yr.

Custodians

Company	Address
Bank of Nova Scotia	12/13, Maker Chamber VI,220, Nariman Point
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Mutual Fund	UTI Tower , `GN' Block,,Bandra Kurla Complex,,Bandra (E)

Auditors

Company	Address
Haribhakti & Co. Chartered Accountants	42, Free Press House,4th Floor,,215, Nariman Point,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Credit Risk Fund Growth	₹16.277 ↑ 0.00	4.38 %	7.94 %	5.99 %	0.96 %
UTI Credit Risk Fund Quarterly Dividend, Payout	₹11.5619 ↑ 0.00	4.38 %	7.94 %	5.99 %	0.96 %
UTI Credit Risk Fund Quarterly Dividend, Reinvestment	₹11.5619 ↑ 0.00	4.38 %	7.94 %	5.99 %	0.96 %
UTI Credit Risk Fund Annual Dividend, Payout	₹10.8614 ↑ 0.00	4.38 %	7.94 %	5.99 %	0.96 %
UTI Credit Risk Fund Normal Dividend, Payout	₹10.5664 ↑ 0.00	4.38 %	7.94 %	5.99 %	0.96 %
UTI Credit Risk Fund Normal Dividend, Reinvestment	₹10.5664 ↑ 0.00	4.38 %	7.94 %	5.99 %	0.96 %
UTI Credit Risk Fund Half-Yearly Dividend, Payout	₹10.9192 ↑ 0.00	4.38 %	7.94 %	5.99 %	0.96 %
UTI Credit Risk Fund Half-Yearly Dividend, Reinvestment	₹10.9192 ↑ 0.00	4.38 %	7.94 %	5.99 %	0.96 %
Data as on 19 Nov 24

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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