Table of Contents
పబ్లిక్ ప్రావిడెంట్ ఫండ్ (PPF), 1968లో భారతదేశంలో చిన్న పొదుపులను పెట్టుబడి రూపంలో సమీకరించే లక్ష్యంతో ప్రవేశపెట్టబడింది. రాబడులు పన్ను రహితంగా ఉన్నందున ఇది ఇప్పటికీ చాలా మంది పెట్టుబడిదారులకు ఇష్టమైన పొదుపు మార్గంగా మిగిలిపోయింది. దీనిని సేవింగ్స్-కమ్-టాక్స్ సేవింగ్స్ ఇన్వెస్ట్మెంట్ వెహికల్ అని కూడా పిలుస్తారు, ఇది ఒక వ్యక్తిని నిర్మించడానికి వీలు కల్పిస్తుంది.పదవీ విరమణ వార్షికంగా ఆదా చేసేటప్పుడు కార్పస్పన్నులు. అందువల్ల, పన్నులను ఆదా చేయడానికి మరియు హామీతో కూడిన రాబడిని సంపాదించడానికి సురక్షితమైన పెట్టుబడి ఎంపిక కోసం చూస్తున్న ఎవరైనా PPF ఖాతాను తెరవాలి.
Investment Amount:₹100,000 Interest Earned:₹139,127.17 Maturity Amount: ₹239,127.17PPF కాలిక్యులేటర్
Talk to our investment specialist
మీకు పన్ను లేదా ఫైనాన్స్ గురించి ఏవైనా ప్రశ్నలు ఉన్నాయా?
PPFపై వడ్డీ ఏటా సమ్మేళనం చేయబడుతుంది. దీనికి సూత్రం: F = P[({(1+i)^n}-1)/i] ఇక్కడ, F = PPF యొక్క మెచ్యూరిటీ రాబడి P = వార్షిక వాయిదాలు n = సంవత్సరాల సంఖ్య i = వడ్డీ రేటు/ 100
సెక్షన్ 80-C PPFకి EEE ప్రయోజనాన్ని అందిస్తుంది (మినహాయింపు, మినహాయింపు, మినహాయింపు). అంటే పెట్టుబడి రూ. సంవత్సరానికి 1.5 లక్షలు, మీరు సంపాదించే రాబడి మరియు ఫండ్ మెచ్యూర్ అయినప్పుడు కార్పస్ అన్నీ పన్ను నుండి మినహాయించబడ్డాయి. ఇప్పుడు దీనితో ఏమి పోల్చవచ్చు? మీ సమాధానంELSS. ELSS అతి తక్కువ లాక్-ఇన్ వ్యవధిని కలిగి ఉన్నప్పటికీ, మీరు దీన్ని దీర్ఘకాలిక పెట్టుబడిగా (< 5 సంవత్సరాలు) ఎంచుకోవచ్చు. మీరు ఎంత ఎక్కువ కాలం ఇన్వెస్ట్ చేస్తే అంత ఎక్కువ పన్ను ఆదా అవుతుందిద్రవ్యోల్బణం- బీటింగ్ రిటర్న్స్.
* 5 సంవత్సరాల పనితీరు ఆధారంగా ఉత్తమ నిధులు.
The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved. Invesco India Infrastructure Fund is a Equity - Sectoral fund was launched on 21 Nov 07. It is a fund with High risk and has given a Below is the key information for Invesco India Infrastructure Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on 1. Invesco India Infrastructure Fund
CAGR/Annualized
return of 12.3% since its launch. Ranked 24 in Sectoral
category. Return for 2023 was 51.1% , 2022 was 2.3% and 2021 was 55.4% . Invesco India Infrastructure Fund
Growth Launch Date 21 Nov 07 NAV (03 Jul 24) ₹68.38 ↑ 0.80 (1.18 %) Net Assets (Cr) ₹1,240 on 31 May 24 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.49 Sharpe Ratio 3.91 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,452 30 Jun 21 ₹15,391 30 Jun 22 ₹16,138 30 Jun 23 ₹21,209 30 Jun 24 ₹38,363 Returns for Invesco India Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 3 Jul 24 Duration Returns 1 Month 3% 3 Month 21.3% 6 Month 40.7% 1 Year 84% 3 Year 36.1% 5 Year 31% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 51.1% 2022 2.3% 2021 55.4% 2020 16.2% 2019 6.1% 2018 -15.8% 2017 48.1% 2016 0.8% 2015 -2.6% 2014 83.6% Fund Manager information for Invesco India Infrastructure Fund
Name Since Tenure Amit Nigam 3 Sep 20 3.75 Yr. Data below for Invesco India Infrastructure Fund as on 31 May 24
Equity Sector Allocation
Sector Value Industrials 54.14% Utility 20.78% Basic Materials 7.94% Health Care 3.87% Energy 2.8% Financial Services 2.62% Consumer Cyclical 2.33% Technology 1.51% Communication Services 1.12% Real Estate 1.01% Asset Allocation
Asset Class Value Cash 1.87% Equity 98.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 22 | 5328987% ₹88 Cr 2,840,042
↑ 606,025 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT5% ₹62 Cr 169,760 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Nov 17 | BEL4% ₹48 Cr 1,623,224 NTPC Ltd (Utilities)
Equity, Since 31 Dec 23 | 5325554% ₹47 Cr 1,299,723
↑ 129,500 Tata Power Co Ltd (Utilities)
Equity, Since 31 Jan 21 | 5004004% ₹45 Cr 1,019,084 Thermax Ltd (Industrials)
Equity, Since 30 Jun 21 | THERMAX3% ₹41 Cr 76,244 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Nov 22 | HAL3% ₹38 Cr 77,048
↑ 19,294 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Dec 23 | SOLARINDS3% ₹38 Cr 40,188
↑ 8,938 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Jan 23 | 5005473% ₹35 Cr 552,825
↑ 9,182 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 30 Jun 21 | RATNAMANI3% ₹34 Cr 98,929
↑ 5,755 2. Motilal Oswal Midcap 30 Fund
CAGR/Annualized
return of 24.5% since its launch. Ranked 27 in Mid Cap
category. Return for 2023 was 41.7% , 2022 was 10.7% and 2021 was 55.8% . Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (03 Jul 24) ₹96.3037 ↑ 0.73 (0.76 %) Net Assets (Cr) ₹9,819 on 30 Apr 24 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.45 Sharpe Ratio 4.03 Information Ratio 1.04 Alpha Ratio 18.94 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,692 30 Jun 21 ₹14,156 30 Jun 22 ₹16,857 30 Jun 23 ₹23,241 30 Jun 24 ₹38,133 Returns for Motilal Oswal Midcap 30 Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 3 Jul 24 Duration Returns 1 Month 12.6% 3 Month 19.4% 6 Month 35.1% 1 Year 65.6% 3 Year 39.3% 5 Year 30.9% 10 Year 15 Year Since launch 24.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 41.7% 2022 10.7% 2021 55.8% 2020 9.3% 2019 9.7% 2018 -12.7% 2017 30.8% 2016 5.2% 2015 16.5% 2014 Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Niket Shah 1 Jul 20 3.92 Yr. Ankush Sood 11 Nov 22 1.56 Yr. Rakesh Shetty 22 Nov 22 1.53 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 30 Apr 24
Equity Sector Allocation
Sector Value Consumer Cyclical 19.8% Industrials 19.68% Technology 15.6% Financial Services 11.62% Communication Services 11.3% Health Care 6.12% Real Estate 5.88% Utility 3.76% Basic Materials 3.17% Asset Allocation
Asset Class Value Cash 3.09% Equity 96.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jio Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 23 | 54394010% ₹1,033 Cr 30,000,000 Vodafone Idea Ltd (Communication Services)
Equity, Since 30 Apr 24 | 53282210% ₹999 Cr 655,000,000
↑ 100,000,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | 5433208% ₹851 Cr 47,500,000
↑ 27,500,000 Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 20 | TIINDIA8% ₹805 Cr 2,250,000
↑ 427,022 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL7% ₹777 Cr 20,000,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT7% ₹729 Cr 2,137,892
↑ 137,892 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Jul 23 | PRESTIGE4% ₹439 Cr 2,750,000
↓ -250,000 Polycab India Ltd (Industrials)
Equity, Since 30 Sep 23 | POLYCAB4% ₹438 Cr 650,000 Balkrishna Industries Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | BALKRISIND4% ₹427 Cr 1,400,000 Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE4% ₹410 Cr 825,619
↓ -74,381