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Top 3 Best Balanced Funds by Nippon/Reliance Mutual Fund 2025

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Top 3 Best Balanced Funds by Nippon/Reliance Mutual Fund 2025

Updated on April 18, 2025 , 5470 views

Balanced Fund are a combination of both debt and Equity Funds. These funds provide benefits of both funds, i.e., long-term wealth creation by equity and regular returns by Investing in Debt fund. Generally, these funds are a good option for the investors who are looking for ways to diversify their investments within a short to medium time period with less risk to moderate risk.

Nippon India Mutual Fund (Formerly known as Reliance Mutual Fund), being one of the leading AMCs in India, investors often look at the top performing schemes of this fund house. Thus, we have shortlisted top 3 best balanced funds by Nippon/Reliance MF. Important parameters like AUM, NAV, past performances, have been undertaken to shortlist these funds. Investors can invest in these balanced funds and earn optimal returns.

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NipponIndia-MF

Important Information

From October 2019, Reliance Mutual Fund has been renamed as Nippon India Mutual Fund. Nippon Life has acquired majority (75%) stakes in Reliance Nippon Asset Management (RNAM). The company will continue to run its operations without any change in structure and management.

Why Invest in Nippon/Reliance Mutual Funds?

  • Innovative: The AMC consistently delivers new and innovative schemes to its investors.

  • Great Customer Care: The company takes great care of its investors. It has a very stable and high-functioning customer support team in place to help the investors.

  • Seasoned Experience: Reliance has been in the Market for over two decades. It has an experience and expertise in fund management and financial services.

  • Strong Network: The distribution network of Nippon India Mutual Fund is very strong. It has a presence in over 150 cities in India.

Best Nippon/Reliance Balanced Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
Nippon India Equity Hybrid Fund Growth ₹99.0811
↑ 1.18
₹3,6880.8-4.48.513.92116.1
Nippon India Arbitrage Fund Growth ₹26.2596
↑ 0.02
₹13,7331.83.67.16.65.57.5
Nippon India Balanced Advantage Fund Growth ₹170.533
↑ 1.36
₹8,8081.9-0.69.211.915.613
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 25

1. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.2% since its launch.  Ranked 8 in Hybrid Equity category.  Return for 2024 was 16.1% , 2023 was 24.1% and 2022 was 6.6% .

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund
Growth
Launch Date 8 Jun 05
NAV (17 Apr 25) ₹99.0811 ↑ 1.18   (1.20 %)
Net Assets (Cr) ₹3,688 on 31 Mar 25
Category Hybrid - Hybrid Equity
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 2.02
Sharpe Ratio 0.06
Information Ratio 0.99
Alpha Ratio -0.23
Min Investment 500
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹15,960
31 Mar 22₹18,761
31 Mar 23₹19,596
31 Mar 24₹25,750
31 Mar 25₹27,569

Nippon India Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

DurationReturns
1 Month 5.7%
3 Month 0.8%
6 Month -4.4%
1 Year 8.5%
3 Year 13.9%
5 Year 21%
10 Year
15 Year
Since launch 12.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 16.1%
2022 24.1%
2021 6.6%
2020 27.8%
2019 -5.3%
2018 3%
2017 -4.9%
2016 29.5%
2015 4.2%
2014 8.7%
Fund Manager information for Nippon India Equity Hybrid Fund
NameSinceTenure
Meenakshi Dawar10 Sep 213.56 Yr.
Kinjal Desai25 May 186.86 Yr.
Sushil Budhia1 Feb 205.16 Yr.

Data below for Nippon India Equity Hybrid Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash3.49%
Equity74.11%
Debt22.41%
Equity Sector Allocation
SectorValue
Financial Services24.19%
Industrials8.85%
Consumer Cyclical8.17%
Technology7.87%
Health Care5.77%
Consumer Defensive3.96%
Energy3.67%
Utility3.51%
Communication Services3.41%
Basic Materials2.75%
Real Estate1.95%
Debt Sector Allocation
SectorValue
Corporate14.36%
Government6.94%
Cash Equivalent3.49%
Securitized1.11%
Credit Quality
RatingValue
A2.93%
AA44.98%
AAA52.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK
6%₹205 Cr1,182,356
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | ICICIBANK
5%₹189 Cr1,570,000
Infosys Ltd (Technology)
Equity, Since 28 Feb 11 | INFY
3%₹123 Cr730,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 13 | LT
3%₹112 Cr354,838
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL
3%₹104 Cr665,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 14 | RELIANCE
3%₹97 Cr806,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 532215
3%₹95 Cr933,200
NTPC Ltd (Utilities)
Equity, Since 31 Aug 20 | 532555
2%₹87 Cr2,800,620
7.23% Government Of India (15/04/2039)
Sovereign Bonds | -
2%₹77 Cr7,500,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 16 | SBIN
2%₹70 Cr1,010,000

2. Nippon India Arbitrage Fund

(Erstwhile Reliance Arbitrage Advantage Fund)

The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments.

Nippon India Arbitrage Fund is a Hybrid - Arbitrage fund was launched on 14 Oct 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 3 in Arbitrage category.  Return for 2024 was 7.5% , 2023 was 7% and 2022 was 4.2% .

Below is the key information for Nippon India Arbitrage Fund

Nippon India Arbitrage Fund
Growth
Launch Date 14 Oct 10
NAV (17 Apr 25) ₹26.2596 ↑ 0.02   (0.06 %)
Net Assets (Cr) ₹13,733 on 31 Mar 25
Category Hybrid - Arbitrage
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.07
Sharpe Ratio 0.89
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,356
31 Mar 22₹10,756
31 Mar 23₹11,284
31 Mar 24₹12,129
31 Mar 25₹12,997

Nippon India Arbitrage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for Nippon India Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

DurationReturns
1 Month 0.9%
3 Month 1.8%
6 Month 3.6%
1 Year 7.1%
3 Year 6.6%
5 Year 5.5%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.5%
2022 7%
2021 4.2%
2020 3.8%
2019 4.3%
2018 6.2%
2017 6.8%
2016 5.5%
2015 6.6%
2014 8.1%
Fund Manager information for Nippon India Arbitrage Fund
NameSinceTenure
Siddharth Deb14 Sep 240.54 Yr.
Vikash Agarwal14 Sep 240.54 Yr.
Nemish Sheth21 Mar 250.03 Yr.
Rohit Shah8 Apr 240.98 Yr.

Data below for Nippon India Arbitrage Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash98.28%
Debt1.96%
Other0.04%
Equity Sector Allocation
SectorValue
Financial Services24.74%
Basic Materials7.27%
Industrials7.04%
Energy6.89%
Consumer Cyclical6.41%
Consumer Defensive4.42%
Technology4.33%
Health Care3.07%
Communication Services1.62%
Utility1.07%
Real Estate0.65%
Debt Sector Allocation
SectorValue
Cash Equivalent88.43%
Corporate9.31%
Government2.5%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Nippon India Money Market Dir Gr
Investment Fund | -
12%₹1,689 Cr4,132,789
Nippon India Liquid Dir Gr
Investment Fund | -
6%₹827 Cr1,311,589
↑ 716,636
Future on Reliance Industries Ltd
Derivatives | -
4%-₹595 Cr4,934,500
↓ -499,500
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 17 | RELIANCE
4%₹592 Cr4,934,500
↓ -499,500
Future on Axis Bank Ltd
Derivatives | -
4%-₹515 Cr5,038,750
↓ -434,375
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | 532215
4%₹512 Cr5,038,750
↓ -434,375
Future on ICICI Bank Ltd
Derivatives | -
4%-₹507 Cr4,185,300
↑ 1,274,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 24 | ICICIBANK
3%₹504 Cr4,185,300
↑ 1,274,000
Future on Hindustan Aeronautics Ltd Ordinary Shares
Derivatives | -
2%-₹270 Cr868,950
↓ -22,950
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Jun 23 | HAL
2%₹268 Cr868,950
↓ -22,950

3. Nippon India Balanced Advantage Fund

(Erstwhile Reliance NRI Equity Fund)

The investment objective of the Scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The Scheme may also invest in listed companies that are in the top 200 by market capitalization on the BSE. The Scheme may also invest in large IPO’s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market.

Nippon India Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 15 Nov 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.9% since its launch.  Ranked 46 in Dynamic Allocation category.  Return for 2024 was 13% , 2023 was 17.5% and 2022 was 5.1% .

Below is the key information for Nippon India Balanced Advantage Fund

Nippon India Balanced Advantage Fund
Growth
Launch Date 15 Nov 04
NAV (17 Apr 25) ₹170.533 ↑ 1.36   (0.80 %)
Net Assets (Cr) ₹8,808 on 31 Mar 25
Category Hybrid - Dynamic Allocation
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 1.77
Sharpe Ratio 0.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹13,914
31 Mar 22₹15,334
31 Mar 23₹15,924
31 Mar 24₹19,777
31 Mar 25₹21,375

Nippon India Balanced Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Nippon India Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

DurationReturns
1 Month 5%
3 Month 1.9%
6 Month -0.6%
1 Year 9.2%
3 Year 11.9%
5 Year 15.6%
10 Year
15 Year
Since launch 14.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 13%
2022 17.5%
2021 5.1%
2020 15.7%
2019 11.2%
2018 8.3%
2017 0.4%
2016 25.2%
2015 6.4%
2014 0.9%
Fund Manager information for Nippon India Balanced Advantage Fund
NameSinceTenure
Ashutosh Bhargava7 May 186.82 Yr.
Kinjal Desai25 May 186.77 Yr.
Amar Kalkundrikar20 Oct 204.36 Yr.
Sushil Budhia31 Mar 213.92 Yr.

Data below for Nippon India Balanced Advantage Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash14.75%
Equity57.39%
Debt27.86%
Equity Sector Allocation
SectorValue
Financial Services21.4%
Industrials8.11%
Consumer Cyclical8.01%
Consumer Defensive7.21%
Technology6.98%
Basic Materials3.65%
Communication Services3.38%
Health Care3.03%
Utility2.91%
Energy2.36%
Real Estate1.3%
Debt Sector Allocation
SectorValue
Corporate17.61%
Cash Equivalent14.18%
Government9.16%
Securitized1.66%
Credit Quality
RatingValue
AA34.71%
AAA65.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 11 | HDFCBANK
6%₹500 Cr2,884,813
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK
5%₹441 Cr3,665,426
↓ -125,000
Infosys Ltd (Technology)
Equity, Since 31 May 09 | INFY
4%₹350 Cr2,072,950
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 18 | BHARTIARTL
3%₹237 Cr1,512,468
↓ -350,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
2%₹199 Cr1,964,434
↑ 375,000
NTPC Ltd (Utilities)
Equity, Since 31 Mar 21 | 532555
2%₹180 Cr5,769,300
Reliance Industries Ltd (Energy)
Equity, Since 31 May 18 | RELIANCE
2%₹170 Cr1,413,490
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 21 | LT
2%₹147 Cr464,495
↑ 32,000
State Bank of India (Financial Services)
Equity, Since 31 Mar 09 | SBIN
2%₹140 Cr2,027,992
7.18% Govt Stock 2037
Sovereign Bonds | -
2%₹139 Cr13,600,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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