Table of Contents
Top 10 Equity - Sectoral Funds
বিশ্বের মধ্যেবিনিয়োগ, এমন বিনিয়োগকারী আছেন যারা দৃঢ়ভাবে 'উচ্চ-ঝুঁকিপূর্ণ উচ্চ-রিটার্ন' বিনিয়োগে বিশ্বাস করেন। এবং এই ধরনের উচ্চ ঝুঁকি গ্রহণকারীদের জন্য,যৌথ পুঁজি হোল্ডে কিছু আছে - সেক্টর ফান্ড! সেক্টর মিউচুয়াল ফান্ডগুলি তাদের বিনিয়োগের উদ্দেশ্য দ্বারা সংজ্ঞায়িত একটি নির্দিষ্ট খাতে বিনিয়োগ করে। ইনফ্রা, ফার্মা, ব্যাংকিং এর মতো কিছু খাত ধারাবাহিকভাবে বৃদ্ধি পাচ্ছে এবং ভবিষ্যতের জন্য একটি ইতিবাচক দৃষ্টিভঙ্গি রয়েছে। যদিও এই ধরনের মিউচুয়াল ফান্ডগুলি আপনার অর্থ দ্বিগুণ বা সমস্যা করতে পারে, বিনিয়োগকারীরা উচ্চ-ঝুকিপুন্ন ক্ষুধা সেক্টর ফান্ডে বিনিয়োগ করতে পারেন। এই নিবন্ধে, আপনি 2022 সালে বিনিয়োগের জন্য সেরা সেক্টর মিউচুয়াল ফান্ডের সাথে সেক্টর ফান্ড সম্পর্কে কিছু বিস্তারিত অন্তর্দৃষ্টি পাবেন।
একটি সেক্টর ফান্ড হল এক ধরনের মিউচুয়াল ফান্ড যা নির্দিষ্ট সেক্টরের সিকিউরিটিজে বিনিয়োগ করেঅর্থনীতি, যেমন ব্যাংকিং, টেলিকম, এফএমসিজি, ফার্মাসিউটিক্যাল, তথ্য প্রযুক্তি (আইটি), এবং অবকাঠামো। অন্য কথায়, সেক্টর ফান্ড আপনার বিনিয়োগকৃত সম্পদকে শুধুমাত্র নির্দিষ্ট শিল্প বা খাতে সংকুচিত করে। উদাহরণস্বরূপ, একটি ব্যাঙ্কিং সেক্টর তহবিল ব্যাঙ্কগুলিতে বিনিয়োগ করতে পারে এবং একটি ফার্মা তহবিল শুধুমাত্র ফার্মা সংস্থাগুলির স্টকগুলিতে বিনিয়োগ করতে পারে। এই তহবিলের ফান্ড ম্যানেজাররা কোম্পানির শেয়ারগুলিতে অর্থ বিনিয়োগ করে যা ভাল করছেবাজার. এই ধরনের বিনিয়োগের সামগ্রিক উদ্দেশ্য হল অদূর ভবিষ্যতে উচ্চ প্রবৃদ্ধির সম্ভাবনা রয়েছে এমন খাতে বিনিয়োগ করা।
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বিনিয়োগের সময় সঠিক হলে এই তহবিল সত্যিই একটি বিশাল লাভ করতে পারে। ফান্ডে কখন প্রবেশ এবং প্রস্থান করতে হবে তা জানা উচিত। বিনিয়োগকারীদের বাজারের এমন এলাকায় বিনিয়োগ করা উচিত যেখানে তারা আত্মবিশ্বাসী বা ভবিষ্যতে বৃদ্ধি দেখতে পান। মূল ধারণা হল একটি নির্দিষ্ট শিল্প এবং সেক্টরের বৃদ্ধিতে ট্যাপ-ইন করা। সেক্টর ফান্ডের অন্য সুবিধা হল এটি আপনাকে পৃথক ফার্ম-নির্দিষ্ট ঝুঁকি থেকে রক্ষা করার ক্ষমতা। ব্যক্তিগত স্টক কেনার পরিবর্তে, সেক্টর ফান্ডে বিনিয়োগ নিশ্চিত করবে যে একটি কোম্পানির খারাপ কর্মক্ষমতা আপনার পোর্টফোলিওকে প্রভাবিত করবে না।
কিন্তু, আপনি একটি সেক্টর মিউচুয়াল ফান্ডে বিনিয়োগ করার আগে, আপনার আত্মবিশ্বাসী হওয়া উচিত যে কেন আপনি বিশ্বাস করেন যে এই সেক্টরটি অদূর ভবিষ্যতে ভাল পারফর্ম করবে।
(Erstwhile Sundaram Rural India Fund) The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India. Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Rural and Consumption Fund Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a Below is the key information for Franklin Build India Fund Returns up to 1 year are on To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes. DSP BlackRock Natural Resources and New Energy Fund is a Equity - Sectoral fund was launched on 25 Apr 08. It is a fund with High risk and has given a Below is the key information for DSP BlackRock Natural Resources and New Energy Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized. IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a Below is the key information for IDFC Infrastructure Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms. Kotak Infrastructure & Economic Reform Fund is a Equity - Sectoral fund was launched on 25 Feb 08. It is a fund with High risk and has given a Below is the key information for Kotak Infrastructure & Economic Reform Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies/funds that are likely to benefit either directly or indirectly from consumption led demand in India. The Scheme does not guarantee or assure any returns Mirae Asset Great Consumer Fund is a Equity - Sectoral fund was launched on 29 Mar 11. It is a fund with High risk and has given a Below is the key information for Mirae Asset Great Consumer Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Sundaram Rural and Consumption Fund Growth ₹94.5695
↑ 0.16 ₹1,629 -3.1 11.6 22.7 16.3 17.6 30.2 Franklin Build India Fund Growth ₹135.856
↓ -0.15 ₹2,908 -4.5 0.4 39.8 26.7 27 51.1 DSP BlackRock Natural Resources and New Energy Fund Growth ₹86.643
↓ -0.09 ₹1,336 -5.5 -2.3 32.4 16.5 22.6 31.2 IDFC Infrastructure Fund Growth ₹49.486
↓ -0.11 ₹1,906 -10.5 0.1 46.7 26.1 29 50.3 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹54.43
↓ -0.09 ₹3,408 -0.7 5.2 15.5 10.9 12.3 21.7 Kotak Infrastructure & Economic Reform Fund Growth ₹63.924
↓ -0.49 ₹2,524 -6.9 -0.6 35.7 24.6 26.6 37.3 SBI Magnum COMMA Fund Growth ₹97.1517
↓ -0.18 ₹697 -6.6 -0.4 23.4 11 21.1 32.3 SBI Consumption Opportunities Fund Growth ₹316.174
↓ -0.25 ₹3,101 -4 10.5 26.5 19.2 21.7 29.9 Mirae Asset Great Consumer Fund Growth ₹89.195
↓ -0.26 ₹4,496 -6.7 6.2 21.8 16.1 19.2 32.9 Nippon India Power and Infra Fund Growth ₹337.12
↓ -0.92 ₹7,863 -7.7 -1.5 39.2 28 29.1 58 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Nov 24 100 কোটি
.1. Sundaram Rural and Consumption Fund
CAGR/Annualized
return of 12.9% since its launch. Ranked 2 in Sectoral
category. Return for 2023 was 30.2% , 2022 was 9.3% and 2021 was 19.3% . Sundaram Rural and Consumption Fund
Growth Launch Date 12 May 06 NAV (18 Nov 24) ₹94.5695 ↑ 0.16 (0.17 %) Net Assets (Cr) ₹1,629 on 30 Sep 24 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.23 Sharpe Ratio 2.78 Information Ratio -0.07 Alpha Ratio -3.86 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,522 31 Oct 21 ₹13,839 31 Oct 22 ₹15,151 31 Oct 23 ₹17,312 31 Oct 24 ₹22,625 Returns for Sundaram Rural and Consumption Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Nov 24 Duration Returns 1 Month -6.1% 3 Month -3.1% 6 Month 11.6% 1 Year 22.7% 3 Year 16.3% 5 Year 17.6% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.2% 2022 9.3% 2021 19.3% 2020 13.5% 2019 2.7% 2018 -7.8% 2017 38.7% 2016 21.1% 2015 6.3% 2014 47.4% Fund Manager information for Sundaram Rural and Consumption Fund
Name Since Tenure Ratish Varier 1 Jan 22 2.84 Yr. 1 Jul 24 0.34 Yr. Data below for Sundaram Rural and Consumption Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Consumer Cyclical 42.58% Consumer Defensive 31.51% Communication Services 11.84% Health Care 2.84% Real Estate 2.16% Financial Services 2.11% Basic Materials 1.61% Asset Allocation
Asset Class Value Cash 5.33% Equity 94.66% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 22 | BHARTIARTL10% ₹169 Cr 987,983 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | ITC9% ₹155 Cr 2,991,251 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | KALYANKJIL8% ₹140 Cr 1,910,815
↓ -393,777 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 22 | M&M6% ₹108 Cr 350,492 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | HINDUNILVR6% ₹104 Cr 350,212 Titan Co Ltd (Consumer Cyclical)
Equity, Since 29 Feb 20 | TITAN6% ₹98 Cr 255,389 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI5% ₹87 Cr 65,960
↑ 1,344 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | 5433205% ₹82 Cr 3,000,962
↑ 892,386 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Dec 18 | UNITDSPR4% ₹72 Cr 453,496
↓ -27,502 Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5230253% ₹58 Cr 246,492 2. Franklin Build India Fund
CAGR/Annualized
return of 18.7% since its launch. Ranked 4 in Sectoral
category. Return for 2023 was 51.1% , 2022 was 11.2% and 2021 was 45.9% . Franklin Build India Fund
Growth Launch Date 4 Sep 09 NAV (18 Nov 24) ₹135.856 ↓ -0.15 (-0.11 %) Net Assets (Cr) ₹2,908 on 30 Sep 24 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.13 Sharpe Ratio 2.95 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹8,334 31 Oct 21 ₹15,702 31 Oct 22 ₹17,178 31 Oct 23 ₹21,883 31 Oct 24 ₹34,301 Returns for Franklin Build India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Nov 24 Duration Returns 1 Month -6.3% 3 Month -4.5% 6 Month 0.4% 1 Year 39.8% 3 Year 26.7% 5 Year 27% 10 Year 15 Year Since launch 18.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 51.1% 2022 11.2% 2021 45.9% 2020 5.4% 2019 6% 2018 -10.7% 2017 43.3% 2016 8.4% 2015 2.1% 2014 93.8% Fund Manager information for Franklin Build India Fund
Name Since Tenure Ajay Argal 18 Oct 21 3.04 Yr. Kiran Sebastian 7 Feb 22 2.73 Yr. Sandeep Manam 18 Oct 21 3.04 Yr. Data below for Franklin Build India Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Industrials 37.61% Financial Services 13.38% Energy 10.6% Utility 10.07% Communication Services 7.62% Basic Materials 7% Real Estate 4.43% Consumer Cyclical 3.76% Technology 1.84% Asset Allocation
Asset Class Value Cash 3.69% Equity 96.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT9% ₹265 Cr 720,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 5325556% ₹174 Cr 3,930,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK5% ₹153 Cr 1,200,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | 5003125% ₹134 Cr 4,500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE4% ₹130 Cr 440,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL4% ₹121 Cr 710,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 5328984% ₹119 Cr 3,365,000 Kirloskar Pneumatic Co Ltd (Industrials)
Equity, Since 31 Aug 22 | 5052834% ₹107 Cr 807,847 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Mar 22 | MCX4% ₹102 Cr 180,000 Sobha Ltd (Real Estate)
Equity, Since 31 Aug 17 | SOBHA3% ₹94 Cr 485,000 3. DSP BlackRock Natural Resources and New Energy Fund
CAGR/Annualized
return of 13.9% since its launch. Ranked 2 in Sectoral
category. Return for 2023 was 31.2% , 2022 was 9.8% and 2021 was 42.8% . DSP BlackRock Natural Resources and New Energy Fund
Growth Launch Date 25 Apr 08 NAV (14 Nov 24) ₹86.643 ↓ -0.09 (-0.10 %) Net Assets (Cr) ₹1,336 on 30 Sep 24 Category Equity - Sectoral AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 2.14 Sharpe Ratio 2.7 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹8,695 31 Oct 21 ₹16,770 31 Oct 22 ₹16,195 31 Oct 23 ₹19,298 31 Oct 24 ₹27,882 Returns for DSP BlackRock Natural Resources and New Energy Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Nov 24 Duration Returns 1 Month -10.1% 3 Month -5.5% 6 Month -2.3% 1 Year 32.4% 3 Year 16.5% 5 Year 22.6% 10 Year 15 Year Since launch 13.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 31.2% 2022 9.8% 2021 42.8% 2020 11.5% 2019 4.4% 2018 -15.3% 2017 43.1% 2016 43.1% 2015 -1.7% 2014 46.8% Fund Manager information for DSP BlackRock Natural Resources and New Energy Fund
Name Since Tenure Rohit Singhania 1 Jul 12 12.35 Yr. Data below for DSP BlackRock Natural Resources and New Energy Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Basic Materials 45.63% Energy 33.54% Utility 11.45% Industrials 1.91% Technology 1.84% Consumer Cyclical 0.07% Asset Allocation
Asset Class Value Cash 5.55% Equity 94.45% Debt 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Oct 15 | HINDALCO9% ₹113 Cr 1,640,492 Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA8% ₹100 Cr 2,216,109 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 5322868% ₹97 Cr 1,049,972
↑ 151,475 National Aluminium Co Ltd (Basic Materials)
Equity, Since 28 Feb 22 | 5322348% ₹95 Cr 4,185,842
↑ 449,795 NMDC Ltd (Basic Materials)
Equity, Since 30 Sep 18 | 5263716% ₹75 Cr 3,385,496
↑ 577,897 BGF Sustainable Energy I2
Investment Fund | -6% ₹71 Cr 443,474 BGF World Energy I2
Investment Fund | -6% ₹69 Cr 282,831
↓ -121,863 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 16 | TATASTEEL5% ₹66 Cr 4,424,889
↓ -2,110,550 GAIL (India) Ltd (Utilities)
Equity, Since 31 Aug 20 | 5321554% ₹56 Cr 2,801,588
↑ 300,265 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003124% ₹51 Cr 1,914,591
↑ 229,268 4. IDFC Infrastructure Fund
CAGR/Annualized
return of 12.4% since its launch. Ranked 1 in Sectoral
category. Return for 2023 was 50.3% , 2022 was 1.7% and 2021 was 64.8% . IDFC Infrastructure Fund
Growth Launch Date 8 Mar 11 NAV (18 Nov 24) ₹49.486 ↓ -0.11 (-0.23 %) Net Assets (Cr) ₹1,906 on 30 Sep 24 Category Equity - Sectoral AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.33 Sharpe Ratio 3.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹8,539 31 Oct 21 ₹17,121 31 Oct 22 ₹17,400 31 Oct 23 ₹22,341 31 Oct 24 ₹36,843 Returns for IDFC Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Nov 24 Duration Returns 1 Month -9.4% 3 Month -10.5% 6 Month 0.1% 1 Year 46.7% 3 Year 26.1% 5 Year 29% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 50.3% 2022 1.7% 2021 64.8% 2020 6.3% 2019 -5.3% 2018 -25.9% 2017 58.7% 2016 10.7% 2015 -0.2% 2014 43.2% Fund Manager information for IDFC Infrastructure Fund
Name Since Tenure Vishal Biraia 24 Jan 24 0.77 Yr. Ritika Behera 7 Oct 23 1.07 Yr. Gaurav Satra 7 Jun 24 0.4 Yr. Data below for IDFC Infrastructure Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Industrials 56.68% Utility 11.44% Basic Materials 11.35% Communication Services 4.8% Energy 4.05% Technology 3.27% Financial Services 3.19% Consumer Cyclical 2.56% Health Care 1.51% Asset Allocation
Asset Class Value Cash 1.15% Equity 98.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | KIRLOSBROS4% ₹82 Cr 443,385 GPT Infraprojects Ltd (Industrials)
Equity, Since 30 Nov 17 | GPTINFRA4% ₹75 Cr 4,742,567
↑ 357,667 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 24 | RELIANCE4% ₹67 Cr 226,353 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT3% ₹63 Cr 171,447 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 Dec 23 | ADANIPORTS3% ₹63 Cr 434,979 PTC India Financial Services Ltd (Financial Services)
Equity, Since 31 Dec 23 | PFS3% ₹61 Cr 12,200,218 Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 30 Apr 15 | AHLUCONT3% ₹54 Cr 470,125 H.G. Infra Engineering Ltd Ordinary Shares (Industrials)
Equity, Since 28 Feb 18 | HGINFRA3% ₹50 Cr 321,984 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL3% ₹49 Cr 289,163 KEC International Ltd (Industrials)
Equity, Since 30 Jun 24 | 5327143% ₹49 Cr 475,362
↑ 48,240 5. Aditya Birla Sun Life Banking And Financial Services Fund
CAGR/Annualized
return of 16.8% since its launch. Ranked 3 in Sectoral
category. Return for 2023 was 21.7% , 2022 was 11.5% and 2021 was 16.8% . Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (18 Nov 24) ₹54.43 ↓ -0.09 (-0.17 %) Net Assets (Cr) ₹3,408 on 30 Sep 24 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.99 Sharpe Ratio 1.14 Information Ratio 0.55 Alpha Ratio 0.73 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹7,973 31 Oct 21 ₹13,503 31 Oct 22 ₹13,442 31 Oct 23 ₹15,486 31 Oct 24 ₹18,971 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Nov 24 Duration Returns 1 Month -5% 3 Month -0.7% 6 Month 5.2% 1 Year 15.5% 3 Year 10.9% 5 Year 12.3% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 21.7% 2022 11.5% 2021 16.8% 2020 1.1% 2019 14.9% 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% 2014 65.8% Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Dhaval Gala 26 Aug 15 9.19 Yr. Dhaval Joshi 21 Nov 22 1.95 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 94.79% Technology 3.27% Asset Allocation
Asset Class Value Cash 1.94% Equity 98.06% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK19% ₹636 Cr 4,993,129 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK17% ₹578 Cr 3,336,948 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322157% ₹237 Cr 1,927,100 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN5% ₹185 Cr 2,351,492 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000345% ₹180 Cr 233,725 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG4% ₹137 Cr 667,972 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN4% ₹121 Cr 337,916
↓ -40,000 Computer Age Management Services Ltd Ordinary Shares (Technology)
Equity, Since 31 Dec 23 | CAMS3% ₹111 Cr 252,692 Repco Home Finance Ltd (Financial Services)
Equity, Since 31 Dec 13 | 5353223% ₹111 Cr 2,095,955 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 5406113% ₹107 Cr 1,446,861 6. Kotak Infrastructure & Economic Reform Fund
CAGR/Annualized
return of 11.7% since its launch. Ranked 6 in Sectoral
category. Return for 2023 was 37.3% , 2022 was 15.6% and 2021 was 57.3% . Kotak Infrastructure & Economic Reform Fund
Growth Launch Date 25 Feb 08 NAV (18 Nov 24) ₹63.924 ↓ -0.49 (-0.76 %) Net Assets (Cr) ₹2,524 on 30 Sep 24 Category Equity - Sectoral AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk High Expense Ratio 2.17 Sharpe Ratio 3.06 Information Ratio 0.68 Alpha Ratio 12.29 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹8,692 31 Oct 21 ₹16,374 31 Oct 22 ₹18,584 31 Oct 23 ₹22,646 31 Oct 24 ₹33,846 Returns for Kotak Infrastructure & Economic Reform Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Nov 24 Duration Returns 1 Month -9.9% 3 Month -6.9% 6 Month -0.6% 1 Year 35.7% 3 Year 24.6% 5 Year 26.6% 10 Year 15 Year Since launch 11.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 37.3% 2022 15.6% 2021 57.3% 2020 3.4% 2019 3.6% 2018 -19.6% 2017 45.3% 2016 9.2% 2015 -0.2% 2014 80.7% Fund Manager information for Kotak Infrastructure & Economic Reform Fund
Name Since Tenure Nalin Bhatt 1 Oct 23 1.09 Yr. Data below for Kotak Infrastructure & Economic Reform Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Industrials 50.26% Basic Materials 15.16% Consumer Cyclical 12.29% Communication Services 7.7% Utility 3.9% Financial Services 2.42% Real Estate 2.28% Technology 2.19% Energy 2.14% Asset Allocation
Asset Class Value Cash 1.67% Equity 98.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL6% ₹154 Cr 900,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Dec 11 | 5003874% ₹92 Cr 35,000 Kajaria Ceramics Ltd (Industrials)
Equity, Since 31 Oct 16 | 5002333% ₹88 Cr 600,000
↑ 29,000 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 15 | SOLARINDS3% ₹83 Cr 72,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 15 | 5325383% ₹83 Cr 70,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 15 | LT3% ₹78 Cr 212,096 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Aug 17 | KPIL3% ₹76 Cr 552,500 Greenpanel Industries Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Jul 24 | GREENPANEL3% ₹70 Cr 1,800,000 Mahindra Logistics Ltd (Industrials)
Equity, Since 31 Jan 24 | MAHLOG3% ₹69 Cr 1,442,375 Bosch Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | 5005303% ₹66 Cr 17,500
↑ 17,500 7. SBI Magnum COMMA Fund
CAGR/Annualized
return of 12.5% since its launch. Ranked 9 in Sectoral
category. Return for 2023 was 32.3% , 2022 was -6.6% and 2021 was 52% . SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (18 Nov 24) ₹97.1517 ↓ -0.18 (-0.19 %) Net Assets (Cr) ₹697 on 30 Sep 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio 2.2 Information Ratio -0.72 Alpha Ratio 0.75 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,844 31 Oct 21 ₹18,767 31 Oct 22 ₹17,943 31 Oct 23 ₹19,562 31 Oct 24 ₹26,811 Returns for SBI Magnum COMMA Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Nov 24 Duration Returns 1 Month -8.3% 3 Month -6.6% 6 Month -0.4% 1 Year 23.4% 3 Year 11% 5 Year 21.1% 10 Year 15 Year Since launch 12.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 32.3% 2022 -6.6% 2021 52% 2020 23.9% 2019 11.8% 2018 -18.7% 2017 39.2% 2016 32.3% 2015 -6.1% 2014 31.5% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 0.42 Yr. Pradeep Kesavan 31 Dec 23 0.84 Yr. Data below for SBI Magnum COMMA Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Basic Materials 43.41% Energy 27.18% Utility 10.53% Consumer Defensive 8.71% Consumer Cyclical 4.31% Asset Allocation
Asset Class Value Cash 5.84% Equity 94.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL9% ₹59 Cr 3,976,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE9% ₹57 Cr 424,732 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC6% ₹39 Cr 2,070,000
↑ 400,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | 5325386% ₹38 Cr 34,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003126% ₹37 Cr 1,400,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002955% ₹31 Cr 675,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | 5328985% ₹30 Cr 930,000 Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA4% ₹29 Cr 650,000 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | CCL4% ₹29 Cr 425,000 Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Jul 24 | BALRAMCHIN4% ₹28 Cr 450,000 8. SBI Consumption Opportunities Fund
CAGR/Annualized
return of 16.7% since its launch. Ranked 11 in Sectoral
category. Return for 2023 was 29.9% , 2022 was 13.9% and 2021 was 35.6% . SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (18 Nov 24) ₹316.174 ↓ -0.25 (-0.08 %) Net Assets (Cr) ₹3,101 on 30 Sep 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.17 Sharpe Ratio 2.69 Information Ratio 0.64 Alpha Ratio -2.35 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹8,708 31 Oct 21 ₹14,619 31 Oct 22 ₹17,643 31 Oct 23 ₹20,028 31 Oct 24 ₹27,366 Returns for SBI Consumption Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Nov 24 Duration Returns 1 Month -8.5% 3 Month -4% 6 Month 10.5% 1 Year 26.5% 3 Year 19.2% 5 Year 21.7% 10 Year 15 Year Since launch 16.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 29.9% 2022 13.9% 2021 35.6% 2020 13.9% 2019 0.1% 2018 -2% 2017 53.1% 2016 2.4% 2015 5.3% 2014 30.9% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Pradeep Kesavan 1 Apr 24 0.59 Yr. Ashit Desai 1 Apr 24 0.59 Yr. Data below for SBI Consumption Opportunities Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Consumer Cyclical 49.58% Consumer Defensive 27.91% Industrials 9.79% Communication Services 5.58% Basic Materials 2.76% Asset Allocation
Asset Class Value Cash 4.38% Equity 95.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ganesha Ecosphere Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | 5141677% ₹213 Cr 1,010,998 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL5% ₹148 Cr 920,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹106 Cr 420,000
↑ 50,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD4% ₹106 Cr 1,836,850 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL4% ₹106 Cr 549,563 Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002383% ₹97 Cr 490,000
↑ 100,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹93 Cr 1,900,000 Colgate-Palmolive (India) Ltd (Consumer Defensive)
Equity, Since 31 Aug 23 | COLPAL3% ₹89 Cr 290,000
↑ 60,000 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094803% ₹83 Cr 1,550,172
↑ 370,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 20 | MARUTI3% ₹83 Cr 75,000 9. Mirae Asset Great Consumer Fund
CAGR/Annualized
return of 17.4% since its launch. Ranked 7 in Sectoral
category. Return for 2023 was 32.9% , 2022 was 7.2% and 2021 was 33% . Mirae Asset Great Consumer Fund
Growth Launch Date 29 Mar 11 NAV (18 Nov 24) ₹89.195 ↓ -0.26 (-0.29 %) Net Assets (Cr) ₹4,496 on 30 Sep 24 Category Equity - Sectoral AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆☆☆ Risk High Expense Ratio 1.72 Sharpe Ratio 2.87 Information Ratio 0.18 Alpha Ratio -4.33 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,567 31 Oct 21 ₹14,767 31 Oct 22 ₹16,177 31 Oct 23 ₹18,485 31 Oct 24 ₹24,913 Returns for Mirae Asset Great Consumer Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Nov 24 Duration Returns 1 Month -9.5% 3 Month -6.7% 6 Month 6.2% 1 Year 21.8% 3 Year 16.1% 5 Year 19.2% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 32.9% 2022 7.2% 2021 33% 2020 11.2% 2019 8.6% 2018 1.9% 2017 51% 2016 2% 2015 3.8% 2014 42.7% Fund Manager information for Mirae Asset Great Consumer Fund
Name Since Tenure Ankit Jain 5 Oct 16 8.08 Yr. Siddhant Chhabria 21 Jun 21 3.37 Yr. Data below for Mirae Asset Great Consumer Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Consumer Cyclical 44.81% Consumer Defensive 23.99% Industrials 8.63% Basic Materials 7.48% Communication Services 7.32% Health Care 3.77% Financial Services 1.43% Asset Allocation
Asset Class Value Cash 2.58% Equity 97.42% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL7% ₹329 Cr 1,925,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC5% ₹238 Cr 4,600,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | MARUTI5% ₹216 Cr 163,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Sep 15 | HINDUNILVR5% ₹213 Cr 720,000 Asian Paints Ltd (Basic Materials)
Equity, Since 31 Jan 21 | 5008204% ₹196 Cr 590,000
↑ 32,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 May 23 | 5002514% ₹195 Cr 258,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5433204% ₹176 Cr 6,450,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | KALYANKJIL4% ₹168 Cr 2,300,000 Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | TITAN3% ₹145 Cr 380,000 Jyothy Labs Ltd (Consumer Defensive)
Equity, Since 31 Jul 23 | 5329263% ₹123 Cr 2,200,000
↑ 176,057 10. Nippon India Power and Infra Fund
CAGR/Annualized
return of 18.7% since its launch. Ranked 13 in Sectoral
category. Return for 2023 was 58% , 2022 was 10.9% and 2021 was 48.9% . Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (18 Nov 24) ₹337.12 ↓ -0.92 (-0.27 %) Net Assets (Cr) ₹7,863 on 30 Sep 24 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.05 Sharpe Ratio 3.08 Information Ratio 1.62 Alpha Ratio 7.02 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,028 31 Oct 21 ₹16,311 31 Oct 22 ₹18,118 31 Oct 23 ₹23,696 31 Oct 24 ₹36,933 Returns for Nippon India Power and Infra Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Nov 24 Duration Returns 1 Month -8.4% 3 Month -7.7% 6 Month -1.5% 1 Year 39.2% 3 Year 28% 5 Year 29.1% 10 Year 15 Year Since launch 18.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 58% 2022 10.9% 2021 48.9% 2020 10.8% 2019 -2.9% 2018 -21.1% 2017 61.7% 2016 0.1% 2015 0.3% 2014 50.8% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Kinjal Desai 25 May 18 6.44 Yr. Rahul Modi 19 Aug 24 0.2 Yr. Data below for Nippon India Power and Infra Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Industrials 43.35% Utility 16.65% Basic Materials 10.18% Communication Services 7.62% Energy 6.39% Real Estate 3.8% Consumer Cyclical 3.73% Technology 2.82% Health Care 2.37% Financial Services 1.11% Asset Allocation
Asset Class Value Cash 1.91% Equity 98.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT10% ₹724 Cr 2,000,000 NTPC Ltd (Utilities)
Equity, Since 31 May 09 | 5325557% ₹510 Cr 12,500,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE6% ₹473 Cr 3,550,000
↓ -250,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL6% ₹419 Cr 2,600,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | 5325384% ₹299 Cr 270,000 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Nov 22 | KAYNES4% ₹299 Cr 548,716
↓ -127,025 Bosch Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | 5005303% ₹256 Cr 73,000
↓ -7,000 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Sep 23 | CARBORUNIV3% ₹248 Cr 1,800,000 Siemens Ltd (Industrials)
Equity, Since 31 May 21 | 5005503% ₹244 Cr 350,000 Container Corporation of India Ltd (Industrials)
Equity, Since 31 Aug 22 | CONCOR3% ₹212 Cr 2,500,000
সেক্টর ফান্ডে বিনিয়োগ করার আগে আপনাকে যে বিষয়গুলি জানতে হবে তা এখানে রয়েছে:
একজনকে সর্বদা মিউচুয়াল ফান্ড প্রকল্পের উদ্দেশ্য যথাযথভাবে বোঝা উচিত। উদাহরণস্বরূপ, কিছু সেক্টর মিউচুয়াল ফান্ড উল্লিখিত সেক্টরে পোর্টফোলিওর মাত্র 65 শতাংশ পর্যন্ত বিনিয়োগ করে। এটি একটি সেক্টরে আপনার এক্সপোজারকে কমিয়ে দিতে পারে এবং আপনার আশানুরূপ ফলন প্রদান করবে না।
তারা যেমন বলে, স্টক মার্কেটে সম্পদ বাড়াতে, "বাজারের সময় নির্ধারণের চেয়ে বাজারে সময় বেশি গুরুত্বপূর্ণ।" কিন্তু, যখন মিউচুয়াল ফান্ড খাতে অর্থ উপার্জনের কথা আসে, তখন একজনকে বাজারের সময় শিখতে হবে, বিশেষ করে, সিমেন্টের মতো চক্রাকার খাতে,ব্যাংক, ইস্পাত, ইত্যাদি। উদাহরণ স্বরূপ, সুদের হার কম হলে বা কমার প্রত্যাশিত সময়ে ব্যাঙ্কিং স্টকগুলি ভাল কাজ করে। এবং তারাআন্ডারপারফর্ম যখন সুদের হার বাড়ছে। সুতরাং, একটি ব্যাঙ্কিং তহবিলে ভাল রিটার্ন লাভের জন্য, একজনকে সুদের হার চক্রের সঠিক মোড় এ থাকা দরকার।
আদর্শভাবে, একটিবিনিয়োগকারী নিতে হবেচুমুক এই ধরনের তহবিলের একটি এক্সপোজার তৈরি করার পথ, কিন্তু যখন সেক্টরের মৌলিক বিষয়গুলি ম্লান বা ডুবতে শুরু করে তখন একজনকে অবশ্যই SIPs বন্ধ করতে হবে এবং সেক্টর মিউচুয়াল ফান্ডে প্রস্থান করতে হবে।
অপছন্দবহুমুখী তহবিল, সেক্টর মিউচুয়াল ফান্ডগুলি কম বৈচিত্র্যপূর্ণ, এইভাবে ঝুঁকির এক্সপোজার তুলনামূলকভাবে বেশি। সেক্টর তহবিলের চারপাশে অসুবিধা হল অস্থিরতার উচ্চ হার। এটি বিনিয়োগের প্রকৃতির কারণে। যখন বাজার ঊর্ধ্বমুখী হয় তখন একজন বিনিয়োগকারী অত্যধিক রিটার্ন লাভ করবে এবং যখন সেই নির্দিষ্ট সেক্টরের বাজারের অবনতি ঘটছে তখন একটি প্রচণ্ড ক্ষতি হবে।
বৈচিত্রপূর্ণ মিউচুয়াল ফান্ডের তুলনায়, একটি সেক্টর মিউচুয়াল ফান্ড খুব বেশি সময় ধরে পোর্টফোলিওতে রাখা উচিত নয়। আদর্শভাবে, যখন একটি সেক্টর ভালো করবে বলে আশা করা হয়, তখন একজনকে অবশ্যই এই ধরনের একটি তহবিল কিনতে হবে এবং তহবিল থেকে বেরিয়ে যেতে হবে যখন এটি অনুকূলে যেতে শুরু করবে। যেহেতু এই তহবিলগুলি বেশিরভাগই চক্রাকারে, তাদের মেয়াদ সাধারণত 3-5 বছর। এইভাবে, বিনিয়োগকারীদের এই ধরনের তহবিলগুলি কখন প্রস্থান করতে হবে তা জানতে কিছু ভাল সময় ব্যয় করা উচিত।
সেক্টর ফান্ডে বিনিয়োগকারী বিনিয়োগকারীদের বোঝা উচিত যে ফান্ড ম্যানেজার তার বিনিয়োগের বিকল্পগুলিতে সীমাবদ্ধ এবং একটি নির্দিষ্ট সেক্টরে বিনিয়োগ চালিয়ে যেতে হবে যদিও সেই সেক্টরটি বাজারে ভাল পারফর্ম না করে। যেখানে, ইক্যুইটি ডাইভার্সিফাইড ফান্ডে, একজন ফান্ড ম্যানেজার এই ধরনের কোনো সীমাবদ্ধতার সাথে আবদ্ধ নন।
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সেক্টরের তহবিলগুলি আপনার পোর্টফোলিওকে কেন্দ্রীভূত ঝুঁকির কাছে প্রকাশ করে, প্রকৃতপক্ষে, এটি আপনাকে একটি বিশাল ক্ষতি করতে পারে, যদি আপনি নিজেকে ব্যবসায়িক চক্রের কাছাকাছি না রাখেন। অন্যদিকে, আপনি যদি সেক্টরের মৌলিক বিষয়গুলি সম্পর্কে ভালভাবে পারদর্শী হন এবং এই ধরনের তহবিলের সাথে আবদ্ধ অস্থিরতা মূল্যায়ন করার ক্ষমতা রাখেন তবে আপনি একটি ভাল মুনাফা করতে পারেন। যাইহোক, সেক্টর ফান্ডে বিনিয়োগ করার সময় সর্বদা খুব সতর্ক থাকুন এবং শুধুমাত্র একটি সীমিত অংশ বিনিয়োগ করুনমূলধন!
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