Table of Contents
SWP ক্যালকুলেটর হল এমন একটি টুল যা ব্যক্তিদের তাদের SWP বিনিয়োগের মেয়াদকাল কেমন হবে তা গণনা করতে সাহায্য করে। SWP বা সিস্টেম্যাটিক উইথড্রয়াল প্ল্যান হল একক বা বিনিয়োগ খালাস করার একটি কৌশলযৌথ পুঁজি. SWP-এ, ব্যক্তিরা একটি মিউচুয়াল ফান্ড স্কিমে তাদের অর্থ বিনিয়োগ করে এবং তারপর একটি নির্দিষ্ট মেয়াদে তাদের বিনিয়োগ প্রত্যাহার করে। SWP সাধারণত এমন ব্যক্তিদের জন্য উপযুক্ত যারা একটি স্থায়ী খুঁজছেনআয় নিয়মিত মেয়াদে। নিবন্ধটি আপনাকে সিস্টেম্যাটিক উইথড্রয়াল প্ল্যানের ধারণা, SWP ক্যালকুলেটর কীভাবে কাজ করে এবং অন্যান্য সম্পর্কিত পরামিতিগুলির একটি সামগ্রিক ধারণা দেয়।
মিউচুয়াল ফান্ডে সিস্টেম্যাটিক উইথড্রয়াল প্ল্যান বা SWP বলতে মিউচুয়াল ফান্ড বিনিয়োগের ইউনিটগুলিকে রিডিম করার একটি নিয়মতান্ত্রিক এবং পরিকল্পিত প্রক্রিয়া বোঝায়। SWP এর ধারণাটি এর বিপরীত পদ্ধতিতে কাজ করেচুমুক. SWP-তে, ব্যক্তিরা মিউচুয়াল ফান্ড স্কিমগুলিতে একটি একক পরিমাণ বিনিয়োগ করে যা সাধারণত কম ঝুঁকি-ক্ষুধা বহন করে, যেমনতরল তহবিল বা অতিস্বল্পমেয়াদী তহবিল. তারপরে ব্যক্তিরা নিয়মিত বিরতিতে বিনিয়োগকৃত অর্থ উত্তোলন শুরু করে। ব্যক্তিরা তাদের প্রত্যাহারের ফ্রিকোয়েন্সি কাস্টমাইজ করতে পারে যেমন মাসিক, ত্রৈমাসিক, বার্ষিক, এবং তাই, তাদের প্রয়োজনীয়তার উপর ভিত্তি করে। এই ক্ষেত্রে, মিউচুয়াল ফান্ডে বিনিয়োগ করা অর্থ ব্যক্তিদের জন্য রাজস্বও আনে। ব্যক্তি, বিশেষ করে অবসরপ্রাপ্ত ব্যক্তিরা, যারা নিয়মিত আয়ের উৎস খুঁজছেন তারা পদ্ধতিগত প্রত্যাহারের পরিকল্পনা বেছে নিতে পারেনমিউচুয়াল ফান্ডে বিনিয়োগ.
SWP ক্যালকুলেটর ব্যক্তিদের একটি নির্দিষ্ট মেয়াদে মিউচুয়াল ফান্ড বিনিয়োগে তাদের তোলার অনুমান করতে সাহায্য করে। SWP ক্যালকুলেটরে যে ইনপুট ডেটা প্রবেশ করানো প্রয়োজন তার মধ্যে রয়েছে:
সুতরাং, আসুন আমরা একটি চিত্র সহ SWP ক্যালকুলেটরের ধারণাটি বিস্তারিতভাবে বুঝতে পারি।
SWP টেবিলের হিসাব নিচে দেওয়া হল।
মাস | মাসের শুরুতে ব্যালেন্স (INR) | মুক্তি পরিমাণ (INR) | অর্জিত সুদ (INR) | মাসের শেষে ব্যালেন্স (INR) |
---|---|---|---|---|
1 | 1,20,000 | 10,000 | 642 | 1,10,642 |
2 | 1,10,642 | 10,000 | 587 | 1,01,229 |
3 | 1,01,229 | 10,000 | 532 | 91,761 |
4 | 91,761 | 10,000 | 477 | ৮২,২৩৮ |
5 | ৮২,২৩৮ | 10,000 | 421 | 72,659 |
6 | 72,659 | 10,000 | 366 | 63,025 |
7 | 63,025 | 10,000 | 309 | 53,334 |
8 | 53,334 | 10,000 | 253 | 43,587 |
9 | 43,587 | 10,000 | 196 | ৩৩,৭৮৩ |
10 | ৩৩,৭৮৩ | 10,000 | 139 | 23,921 |
11 | 23,921 | 10,000 | 81 | 14,003 |
12 | 14,003 | 10,000 | 23 | 4,026 |
এইভাবে, উপরের টেবিল থেকে, এটা বলা যেতে পারে যে SWP লেনদেনের মাধ্যমে মিউচুয়াল ফান্ড স্কিমের অর্জিত লাভ হল INR 4,026৷
VALUE AT END OF TENOR:₹4,597SWP Calculator
SWP এর কিছু প্রধান সুবিধা নিম্নরূপ।
SWP-এর একটি প্রাথমিক সুবিধা হল যে ব্যক্তিরা নিয়মিত আয়ের উৎস হিসাবে পদ্ধতিগত প্রত্যাহার পরিকল্পনা ব্যবহার করতে পারে। কারণ প্রত্যাহার করা পরিমাণ স্থির থাকে।
SWP ব্যক্তিদের মধ্যে একটি সুশৃঙ্খল টাকা তোলার অভ্যাস তৈরি করে কারণ শুধুমাত্র একটি নির্দিষ্ট পরিমাণ প্রত্যাহার করা হয় এবং অবশিষ্ট অর্থ মিউচুয়াল ফান্ডে বিনিয়োগ করা হয়। এই বাধা দেয়মূলধন বিনিয়োগে ক্ষয় এছাড়াও, মিউচুয়াল ফান্ডে বিনিয়োগ রিটার্ন জেনারেট করে।
SWP অবসরপ্রাপ্ত ব্যক্তিদের ক্ষেত্রে পেনশনের বিকল্প হিসেবে কাজ করে। অবসরপ্রাপ্তরা SWP এর মাধ্যমে নিয়মিত আয়ের জন্য নিজেদের নিশ্চিত করতে পারেন।
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SWP সাধারণত মিউচুয়াল ফান্ড স্কিমগুলিতে করা হয় যা তরল তহবিলের মতো নিম্ন স্তরের ঝুঁকি বহন করে। অতএব, লিকুইড/আল্ট্রাশর্ট ক্যাটাগরির অধীনে কিছু সেরা মিউচুয়াল ফান্ড স্কিম যার নেট সম্পদের চেয়ে বেশি1000 কোটি
নিম্নলিখিত হিসাবে নীচে তালিকাভুক্ত করা হয়.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹537.333
↑ 0.32 ₹14,988 1.9 3.9 7.8 6.9 7.9 7.84% 5M 19D 7M 20D SBI Magnum Ultra Short Duration Fund Growth ₹5,865.37
↑ 2.97 ₹11,987 1.9 3.6 7.4 6.6 7.4 7.53% 5M 5D 8M 8D BOI AXA Liquid Fund Growth ₹2,958.02
↑ 0.55 ₹1,741 1.8 3.6 7.4 6.8 7.4 6.98% 1M 20D 1M 20D ICICI Prudential Ultra Short Term Fund Growth ₹27.1758
↑ 0.01 ₹13,017 1.9 3.6 7.4 6.6 7.5 7.74% 5M 1D 7M 6D Axis Liquid Fund Growth ₹2,860.45
↑ 0.53 ₹42,867 1.8 3.6 7.3 6.8 7.4 7.17% 1M 9D 1M 9D DSP BlackRock Liquidity Fund Growth ₹3,667.93
↑ 0.68 ₹22,387 1.8 3.6 7.3 6.7 7.4 0.12% 1M 10D 1M 17D Canara Robeco Liquid Growth ₹3,092.03
↑ 0.61 ₹5,294 1.8 3.6 7.3 6.8 7.4 7.03% 29D 1M 1D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 25
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a Below is the key information for Axis Liquid Fund Returns up to 1 year are on The Scheme seeks to generate reasonable returns commensurate with low risk from a portfolio constituted of money market and high quality debts DSP BlackRock Liquidity Fund is a Debt - Liquid Fund fund was launched on 23 Nov 05. It is a fund with Low risk and has given a Below is the key information for DSP BlackRock Liquidity Fund Returns up to 1 year are on To enhance the income, while maintaining a level of liquidity through,
investment in a mix of MMI & Debt securities. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Liquid is a Debt - Liquid Fund fund was launched on 15 Jul 08. It is a fund with Low risk and has given a Below is the key information for Canara Robeco Liquid Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized
return of 7.4% since its launch. Ranked 6 in Ultrashort Bond
category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (31 Mar 25) ₹537.333 ↑ 0.32 (0.06 %) Net Assets (Cr) ₹14,988 on 28 Feb 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 3.52 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.84% Effective Maturity 7 Months 20 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,634 31 Mar 22 ₹11,077 31 Mar 23 ₹11,676 31 Mar 24 ₹12,543 31 Mar 25 ₹13,517 Returns for Aditya Birla Sun Life Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.8% 3 Month 1.9% 6 Month 3.9% 1 Year 7.8% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.7 Yr. Kaustubh Gupta 15 Jul 11 13.64 Yr. Monika Gandhi 22 Mar 21 3.95 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 40.5% Debt 59.18% Other 0.32% Debt Sector Allocation
Sector Value Corporate 69.04% Cash Equivalent 24.5% Government 6.14% Credit Quality
Rating Value AA 33.14% AAA 66.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Company Limited
Debentures | -4% ₹603 Cr 60,000 Nirma Limited
Debentures | -3% ₹485 Cr 48,500 364 DTB
Sovereign Bonds | -3% ₹471 Cr 47,500,000 National Housing Bank
Debentures | -3% ₹400 Cr 40,000 182 DTB 29082025
Sovereign Bonds | -2% ₹340 Cr 35,000,000 Mankind Pharma Ltd
Debentures | -2% ₹305 Cr 30,500 Avanse Financial Services Ltd 9.40%
Debentures | -2% ₹299 Cr 30,000 Axis Bank Ltd.
Debentures | -2% ₹279 Cr 6,000
↑ 6,000 ICICI Home Finance Company Limited
Debentures | -2% ₹270 Cr 27,000 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹250 Cr 25,000
↓ -5,000 2. SBI Magnum Ultra Short Duration Fund
CAGR/Annualized
return of 7.1% since its launch. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.5% . SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (31 Mar 25) ₹5,865.37 ↑ 2.97 (0.05 %) Net Assets (Cr) ₹11,987 on 28 Feb 25 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 2.38 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.53% Effective Maturity 8 Months 8 Days Modified Duration 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,516 31 Mar 22 ₹10,893 31 Mar 23 ₹11,453 31 Mar 24 ₹12,277 31 Mar 25 ₹13,186 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.8% 3 Month 1.9% 6 Month 3.6% 1 Year 7.4% 3 Year 6.6% 5 Year 5.7% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.5% 2021 3.4% 2020 5.9% 2019 8% 2018 7.9% 2017 6.6% 2016 7.7% 2015 8.3% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Rajeev Radhakrishnan 27 Dec 24 0.26 Yr. Ardhendu Bhattacharya 1 Dec 23 1.33 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 61.18% Debt 38.53% Other 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 46.36% Corporate 33.97% Government 19.38% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 31072025
Sovereign Bonds | -4% ₹454 Cr 46,500,000
↓ -3,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹421 Cr 4,250 7.3% Govt Stock 2028
Sovereign Bonds | -4% ₹417 Cr 41,500,000
↓ -16,500,000 Power Finance Corporation Limited
Debentures | -3% ₹384 Cr 3,850 Hdb Financial Services Limited
Debentures | -3% ₹345 Cr 34,500 INDIA UNIVERSAL TRUST AL2
Unlisted bonds | -3% ₹340 Cr 400 Citicorp Finance (India) Limited
Debentures | -2% ₹250 Cr 25,000 Rec Limited
Debentures | -2% ₹241 Cr 2,450 Tata Capital Housing Finance Limited
Debentures | -2% ₹220 Cr 2,200 08.18 HR UDAY 2025
Domestic Bonds | -2% ₹211 Cr 21,000,000 3. BOI AXA Liquid Fund
CAGR/Annualized
return of 6.7% since its launch. Ranked 34 in Liquid Fund
category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (01 Apr 25) ₹2,958.02 ↑ 0.55 (0.02 %) Net Assets (Cr) ₹1,741 on 28 Feb 25 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.1 Sharpe Ratio 5.55 Information Ratio -0.77 Alpha Ratio 0.04 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.98% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,353 31 Mar 22 ₹10,704 31 Mar 23 ₹11,316 31 Mar 24 ₹12,140 31 Mar 25 ₹13,036 Returns for BOI AXA Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.4% 3 Year 6.8% 5 Year 5.4% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 3.62 Yr. Data below for BOI AXA Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.79% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 71.33% Corporate 17.78% Government 10.68% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Punjab National Bank
Certificate of Deposit | -5% ₹98 Cr 10,000,000
↑ 10,000,000 India (Republic of)
- | -5% ₹93 Cr 9,382,500
↑ 9,382,500 Axis Bank Ltd.
Certificate of Deposit | -4% ₹80 Cr 8,100,000 Union Bank Of India
Certificate of Deposit | -4% ₹75 Cr 7,500,000
↓ -2,500,000 LIC Housing Finance Ltd
Commercial Paper | -4% ₹75 Cr 7,500,000 HDFC Securities Limited
Commercial Paper | -4% ₹74 Cr 7,500,000 India (Republic of)
- | -4% ₹74 Cr 7,500,000
↑ 7,500,000 Canara Bank
Domestic Bonds | -4% ₹74 Cr 7,500,000
↑ 7,500,000 Kotak Securities Ltd
Commercial Paper | -3% ₹50 Cr 5,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹50 Cr 5,000,000 4. ICICI Prudential Ultra Short Term Fund
CAGR/Annualized
return of 7.5% since its launch. Ranked 27 in Ultrashort Bond
category. Return for 2024 was 7.5% , 2023 was 6.9% and 2022 was 4.5% . ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (31 Mar 25) ₹27.1758 ↑ 0.01 (0.05 %) Net Assets (Cr) ₹13,017 on 15 Mar 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.86 Sharpe Ratio 1.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.74% Effective Maturity 7 Months 6 Days Modified Duration 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,589 31 Mar 22 ₹11,009 31 Mar 23 ₹11,594 31 Mar 24 ₹12,428 31 Mar 25 ₹13,344 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.8% 3 Month 1.9% 6 Month 3.6% 1 Year 7.4% 3 Year 6.6% 5 Year 5.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 8.3 Yr. Ritesh Lunawat 15 Jun 17 7.72 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 45.31% Debt 54.4% Other 0.29% Debt Sector Allocation
Sector Value Corporate 56.83% Cash Equivalent 24.3% Government 18.59% Credit Quality
Rating Value AA 20.39% AAA 79.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2028
Sovereign Bonds | -4% ₹583 Cr 58,000,000
↑ 10,000,000 India (Republic of)
- | -4% ₹484 Cr 50,000,000
↑ 50,000,000 LIC Housing Finance Limited
Debentures | -3% ₹434 Cr 4,350 Bharti Telecom Limited
Debentures | -3% ₹351 Cr 35,000
↑ 2,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹304 Cr 30,500 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹299 Cr 3,000 Small Industries Development Bank Of India
Debentures | -2% ₹299 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹249 Cr 2,500 LIC Housing Finance Limited
Debentures | -2% ₹225 Cr 2,250
↓ -500 Oberoi Realty Ltd.
Debentures | -2% ₹200 Cr 20,000 5. Axis Liquid Fund
CAGR/Annualized
return of 7% since its launch. Ranked 21 in Liquid Fund
category. Return for 2024 was 7.4% , 2023 was 7.1% and 2022 was 4.9% . Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (01 Apr 25) ₹2,860.45 ↑ 0.53 (0.02 %) Net Assets (Cr) ₹42,867 on 28 Feb 25 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 3.92 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.17% Effective Maturity 1 Month 9 Days Modified Duration 1 Month 9 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,358 31 Mar 22 ₹10,710 31 Mar 23 ₹11,322 31 Mar 24 ₹12,142 31 Mar 25 ₹13,034 Returns for Axis Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.8% 5 Year 5.4% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.1% 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.6% 2015 8.4% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 12.41 Yr. Aditya Pagaria 13 Aug 16 8.64 Yr. Sachin Jain 3 Jul 23 1.75 Yr. Data below for Axis Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.82% Other 0.18% Debt Sector Allocation
Sector Value Cash Equivalent 73.61% Corporate 16.99% Government 9.21% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -5% ₹2,218 Cr 225,000,000
↑ 225,000,000 91 Days Tbill
Sovereign Bonds | -4% ₹1,770 Cr 178,500,000 Canara Bank
Domestic Bonds | -3% ₹1,474 Cr 30,000
↑ 30,000 Export-Import Bank of India
Commercial Paper | -3% ₹1,449 Cr 29,500
↑ 29,500 India (Republic of)
- | -3% ₹1,280 Cr 130,000,000
↑ 130,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹1,213 Cr 24,700
↑ 24,700 91 DTB 28032025
Sovereign Bonds | -3% ₹1,198 Cr 120,000,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹1,011 Cr 20,500
↓ -500 HDFC Bank Ltd.
Debentures | -2% ₹983 Cr 20,000
↑ 20,000 Bank Of Baroda
Certificate of Deposit | -2% ₹983 Cr 20,000
↑ 20,000 6. DSP BlackRock Liquidity Fund
CAGR/Annualized
return of 6.9% since its launch. Ranked 36 in Liquid Fund
category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% . DSP BlackRock Liquidity Fund
Growth Launch Date 23 Nov 05 NAV (01 Apr 25) ₹3,667.93 ↑ 0.68 (0.02 %) Net Assets (Cr) ₹22,387 on 28 Feb 25 Category Debt - Liquid Fund AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.24 Sharpe Ratio 4.73 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0.12% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,345 31 Mar 22 ₹10,694 31 Mar 23 ₹11,295 31 Mar 24 ₹12,107 31 Mar 25 ₹12,995 Returns for DSP BlackRock Liquidity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.5% 2018 7.4% 2017 6.6% 2016 7.6% 2015 8.3% Fund Manager information for DSP BlackRock Liquidity Fund
Name Since Tenure Karan Mundhra 31 May 21 3.84 Yr. Shalini Vasanta 1 Aug 24 0.66 Yr. Data below for DSP BlackRock Liquidity Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 71.14% Corporate 26.78% Government 1.88% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps / Reverse Repo Investments
CBLO/Reverse Repo | -9% ₹1,921 Cr 19,206,454,979
↑ 19,206,454,979 91 DTB 10042025
Sovereign Bonds | -3% ₹622 Cr 62,500,000
↑ 2,500,000 Canara Bank
Certificate of Deposit | -3% ₹615 Cr 12,500
↑ 12,500 Union Bank of India
Domestic Bonds | -3% ₹541 Cr 11,000
↑ 11,000 Punjab National Bank
Certificate of Deposit | -2% ₹523 Cr 10,500 Bank Of Baroda
Certificate of Deposit | -2% ₹495 Cr 10,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹494 Cr 10,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹492 Cr 10,000 Bank of Baroda
Debentures | -2% ₹492 Cr 10,000
↑ 10,000 91 Days Tbill
Sovereign Bonds | -2% ₹471 Cr 47,500,000 7. Canara Robeco Liquid
CAGR/Annualized
return of 7% since its launch. Ranked 44 in Liquid Fund
category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% . Canara Robeco Liquid
Growth Launch Date 15 Jul 08 NAV (01 Apr 25) ₹3,092.03 ↑ 0.61 (0.02 %) Net Assets (Cr) ₹5,294 on 28 Feb 25 Category Debt - Liquid Fund AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.18 Sharpe Ratio 4.13 Information Ratio -1.61 Alpha Ratio -0.05 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.03% Effective Maturity 1 Month 1 Day Modified Duration 29 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,320 31 Mar 22 ₹10,663 31 Mar 23 ₹11,271 31 Mar 24 ₹12,086 31 Mar 25 ₹12,972 Returns for Canara Robeco Liquid
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.8% 5 Year 5.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.9% 2021 3.2% 2020 3.7% 2019 6.4% 2018 7.4% 2017 6.5% 2016 7.5% 2015 8.2% Fund Manager information for Canara Robeco Liquid
Name Since Tenure Avnish Jain 1 Apr 22 3 Yr. Kunal Jain 18 Jul 22 2.71 Yr. Data below for Canara Robeco Liquid as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.85% Other 0.15% Debt Sector Allocation
Sector Value Cash Equivalent 82.02% Corporate 14.71% Government 3.12% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -9% ₹509 Cr Reliance Industries Limited
Commercial Paper | -5% ₹299 Cr 6,000 LIC Housing Finance Ltd
Commercial Paper | -3% ₹200 Cr 4,000 182 Days Tbill
Sovereign Bonds | -3% ₹199 Cr 20,000,000
↑ 20,000,000 91 Days Tbill
Sovereign Bonds | -3% ₹198 Cr 20,000,000
↑ 20,000,000 Net Receivables / (Payables)
CBLO | -3% -₹192 Cr Punjab National Bank
Certificate of Deposit | -3% ₹148 Cr 3,000 Union Bank of India
Domestic Bonds | -3% ₹148 Cr 3,000
↑ 3,000 Bajaj Finance Ltd.
Commercial Paper | -3% ₹147 Cr 3,000
↑ 3,000 HDFC Bank Ltd.
Debentures | -3% ₹147 Cr 3,000
↑ 3,000