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Top 2 Equity - Sectoral Funds
ફિક્સ્ડ ડિપોઝિટ એ લાંબા ગાળાના રોકાણનું સાધન છે જે રોકાણકારોને મદદ કરે છેનાણાં બચાવવા લાંબા ગાળા માટે. રોકાણકારો એક નિશ્ચિત મુદત પસંદ કરી શકે છે જેના માટે ડિપોઝિટ તેની પાસે રાખવામાં આવશેબેંક. સામાન્ય રીતે,FD લાંબા ગાળાની સંપત્તિનું સર્જન કરવા માંગતા લોકો માટે રોકાણ વધુ સારું છે કારણ કે તેઓ બચત ખાતાની તુલનામાં ઊંચા વ્યાજ દરો ઓફર કરે છે.
મોટાભાગની બેંકોમાં FD પર વ્યાજ ત્રિમાસિક ચક્રવૃદ્ધિ કરવામાં આવે છે. આ માટેનું સૂત્ર છે:
A = P * (1+ r/n) ^ n*t , ક્યાં
Investment Amount:₹100,000 Interest Earned:₹28,930.22 Maturity Amount: ₹128,930.22ફિક્સ્ડ ડિપોઝિટ (FD) કેલ્ક્યુલેટર
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અન્ય વ્યક્તિગત કર-બચત અને રોકાણ સાધનોની જેમ, ફિક્સ્ડ ડિપોઝિટ સ્કીમ્સ પણ આકર્ષે છેકર. જો કુલ વ્યાજ રૂ. કરતાં વધી જાય તો FDમાંથી ઉપાર્જિત વળતર પર 10% TDS કાપવામાં આવે છે. 10,000 એક નાણાકીય વર્ષમાં.
ચાલો તેની સાથે સરખામણી કરીએSIP સ્કીમ અને તમે જોઈ શકો છો કે SIP લાંબા ગાળા માટે વધુ ફાયદાકારક છે. ઇક્વિટીમાંથી લાંબા ગાળાના લાભો કરમુક્ત હોવાથી, કોઈપણ SIP જે રોકાણ કરે છેELSS (ઇક્વિટી લિંક્ડમ્યુચ્યુઅલ ફંડ) પણ એક વર્ષ પછી કરમુક્ત છે.
*નીચે છેલ્લા 1 વર્ષની કામગીરી અને ફંડની ઉંમર > 1 વર્ષ પર આધારિત ફંડની યાદી છે.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) LIC MF Infrastructure Fund Growth ₹50.193
↓ -0.18 ₹750 1,000 -1.4 23.5 63.8 29.1 27.8 44.4 Motilal Oswal Midcap 30 Fund Growth ₹104.883
↓ -0.66 ₹18,604 500 8.1 29.2 63.4 32 32.2 41.7 SBI PSU Fund Growth ₹32.2295
↑ 0.12 ₹4,703 500 -4.4 3.9 61.7 33.2 24.9 54 IDFC Infrastructure Fund Growth ₹51.857
↓ -0.44 ₹1,906 100 -4.9 13.7 60.9 26.4 30.3 50.3 Invesco India PSU Equity Fund Growth ₹63.16
↓ -0.13 ₹1,436 500 -5.6 7.3 60.6 30.8 27.8 54.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 24
*1 વર્ષની કામગીરીના આધારે શ્રેષ્ઠ ભંડોળ.
The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector. LIC MF Infrastructure Fund is a Equity - Sectoral fund was launched on 29 Feb 08. It is a fund with High risk and has given a Below is the key information for LIC MF Infrastructure Fund Returns up to 1 year are on The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a Below is the key information for SBI PSU Fund Returns up to 1 year are on 1. LIC MF Infrastructure Fund
CAGR/Annualized
return of 10.1% since its launch. Return for 2023 was 44.4% , 2022 was 7.9% and 2021 was 46.6% . LIC MF Infrastructure Fund
Growth Launch Date 29 Feb 08 NAV (11 Nov 24) ₹50.193 ↓ -0.18 (-0.36 %) Net Assets (Cr) ₹750 on 30 Sep 24 Category Equity - Sectoral AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk High Expense Ratio 2.3 Sharpe Ratio 3.26 Information Ratio 0.94 Alpha Ratio 22.85 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹8,857 31 Oct 21 ₹15,041 31 Oct 22 ₹16,473 31 Oct 23 ₹20,435 31 Oct 24 ₹34,608 Returns for LIC MF Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Nov 24 Duration Returns 1 Month -3.6% 3 Month -1.4% 6 Month 23.5% 1 Year 63.8% 3 Year 29.1% 5 Year 27.8% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 44.4% 2022 7.9% 2021 46.6% 2020 -0.1% 2019 13.3% 2018 -14.6% 2017 42.2% 2016 -2.2% 2015 -6.2% 2014 49.6% Fund Manager information for LIC MF Infrastructure Fund
Name Since Tenure Yogesh Patil 18 Sep 20 4.04 Yr. Mahesh Bendre 1 Jul 24 0.25 Yr. Data below for LIC MF Infrastructure Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Industrials 53.51% Basic Materials 11.48% Consumer Cyclical 8.01% Utility 7.69% Financial Services 5.34% Technology 3.13% Real Estate 2.55% Communication Services 2.31% Health Care 2.08% Energy 1.34% Asset Allocation
Asset Class Value Cash 2.56% Equity 97.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 5006554% ₹31 Cr 79,367
↑ 942 Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP4% ₹28 Cr 64,490
↑ 14,294 Schneider Electric Infrastructure Ltd (Industrials)
Equity, Since 31 Dec 23 | SCHNEIDER4% ₹26 Cr 324,490 Cummins India Ltd (Industrials)
Equity, Since 31 May 21 | 5004803% ₹25 Cr 65,432 GE T&D India Ltd (Industrials)
Equity, Since 31 Jan 24 | 5222753% ₹21 Cr 127,403
↑ 32,224 Bharat Bijlee Ltd (Industrials)
Equity, Since 31 Jul 22 | BBL3% ₹21 Cr 44,119 ISGEC Heavy Engineering Ltd (Industrials)
Equity, Since 31 Jul 24 | 5330333% ₹20 Cr 148,097
↑ 4,345 Tata Power Co Ltd (Utilities)
Equity, Since 29 Feb 24 | 5004003% ₹20 Cr 406,920
↑ 246,051 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 May 24 | 5001032% ₹17 Cr 598,457
↑ 194,190 Hitachi Energy India Ltd Ordinary Shares (Technology)
Equity, Since 31 Jul 22 | POWERINDIA2% ₹17 Cr 11,454 2. SBI PSU Fund
CAGR/Annualized
return of 8.5% since its launch. Ranked 31 in Sectoral
category. Return for 2023 was 54% , 2022 was 29% and 2021 was 32.4% . SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (11 Nov 24) ₹32.2295 ↑ 0.12 (0.37 %) Net Assets (Cr) ₹4,703 on 30 Sep 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 2.3 Sharpe Ratio 2 Information Ratio -0.58 Alpha Ratio -6.57 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹7,320 31 Oct 21 ₹11,991 31 Oct 22 ₹14,035 31 Oct 23 ₹17,801 31 Oct 24 ₹29,315 Returns for SBI PSU Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Nov 24 Duration Returns 1 Month -1.4% 3 Month -4.4% 6 Month 3.9% 1 Year 61.7% 3 Year 33.2% 5 Year 24.9% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 54% 2022 29% 2021 32.4% 2020 -10% 2019 6% 2018 -23.8% 2017 21.9% 2016 16.2% 2015 -11.1% 2014 41.5% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 0.33 Yr. Data below for SBI PSU Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 34.91% Utility 25.75% Energy 18.46% Industrials 10.34% Basic Materials 7.08% Asset Allocation
Asset Class Value Cash 3.46% Equity 96.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN14% ₹652 Cr 8,277,500 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 5328989% ₹444 Cr 12,585,554
↓ -650,000 GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 5321559% ₹441 Cr 18,350,000 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 5005476% ₹303 Cr 8,200,000 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL6% ₹296 Cr 10,375,000
↑ 1,200,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 5325555% ₹241 Cr 5,443,244 NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 5263715% ₹228 Cr 9,300,000 Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 5321344% ₹193 Cr 7,800,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Jun 24 | SBILIFE4% ₹184 Cr 1,000,000 General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | GICRE3% ₹142 Cr 3,600,000
↑ 600,000