Table of Contents
તમારા એકાધિકાર રોકાણ માટે દેવું મ્યુચ્યુઅલ ફંડ્સ
સામાન્ય રીતે, જ્યારે કોઈ ઇચ્છે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ કરો, તેઓ મૂંઝવણમાં છે જો તેઓએ લેવું જોઈએએસ.આઈ.પી. માર્ગ અથવા એકલમ રકમ. ચાલો તમારા માટે તે સરળ બનાવીએ! રોકાણકારો કે જેઓ fundsણ ભંડોળમાં રોકાણ કરવાની યોજના બનાવી રહ્યા છે, તેઓએ આદર્શ રીતે એક સમયના ચુકવણીની સ્થિતિ પસંદ કરવી જોઈએ, તે રોકાણનો એકમ રકમ છે. ટૂંકા ગાળા માટે સરળ સાથે રોકાણ કરવું હંમેશાં મુજબની છેપ્રવાહીતા.
દેવું મ્યુચ્યુઅલ ફંડના રોકાણ માટે કેમ એકઠોર રકમ?
એકમાત્ર રોકાણ માટે, debtણ ભંડોળ એ સરખામણીમાં વધુ સારો વિકલ્પ છેઇક્વિટી મ્યુચ્યુઅલ ફંડ્સ. એકમોટ રસ્તો વ્યાજના દરમાં પરિવર્તન થવાનું જોખમ ઘટાડે છે સાથે સાથે ફિક્સ ડિપોઝિટ (એફડી) ની તુલનામાં વધુ સારું વળતર આપે છે. આદર્શરીતે, જ્યારે તમે debtણ ભંડોળમાં એકમાત્ર રૂટ પર રોકાણ કરો છો, ત્યારે તે બે મુદ્દાઓને હલ કરે છે - એક ટેક્સ બેનિફિટ્સ છે અને બીજું ફરીથી રોકાણનું જોખમ છે.
વધતા વ્યાજ દર દરમિયાન, ઉચ્ચ ગુણવત્તાવાળા પોર્ટફોલિયો સાથે debtણલક્ષી ભંડોળના એકમમ રસ્તો લેવાનો સારો સમય છે.બોન્ડ્સ. આ ભંડોળ સામાન્ય રીતે એવા લોકો માટે યોગ્ય છે કે જેમની પાસે નિષ્ક્રિય બચત હોય અને શ્રેષ્ઠ વળતર માટે રોકાણ કરવું હોય. કોઈપણ સંખ્યામાં એકાંત રકમ ચૂકવણી કરી શકાય છેમ્યુચ્યુઅલ ફંડ.
વ્યવસ્થિતની તુલનામાં એકમમ રોકાણ સારું કામ કરે છેરોકાણની યોજના- માર્કેટના ઘટાડા દરમિયાન અથવા ઓછા મૂલ્યાંકન દરમિયાન જ રોકાણ કરવામાં આવે તો. જો કે, એકમ રકમરોકાણ માર્કેટ વેલ્યુએશન લંબાય છે અથવા જ્યારે તમારા રોકાણના પ્રારંભિક તબક્કામાં બજારો ઝડપથી સુધરે છે ત્યારે કોઈ વધારે પડતું રોકાણ કરશે તો કામ કરી શકશે નહીં.
Tણ ભંડોળમાં કેવી રીતે રોકાણ કરવું: મૂલ્યાંકન કરો
ફંડ વળતર- ખોરાકનો સારો ટ્રેક રેકોર્ડ હોવો જોઈએ. ફંડ હાઉસ માટે જાઓ જે સતત પ્રભાવ પ્રદાન કરવાનો મજબૂત ઇતિહાસ ધરાવે છે. ભંડોળનું પાછલું 1, 3 અને 5 વર્ષનું વળતર તપાસો અને જો તે તેના બેંચમાર્કને હરાવવા માટે સક્ષમ છે કે નહીં.
મેચ ટાઇમ હોરાઇઝન્સ- tણ ભંડોળ તેના સંબંધિત પાકતી અવધિ સાથે રોકાણની વિવિધ પસંદગીઓ પ્રદાન કરે છે. રોકાણકારોએ તેમની પાકતી અવધિના આધારે રોકાણ નક્કી કરવાની જરૂર છે, જ્યારે તેઓ અન્ય સાથે પણ તુલના કરી શકે છેTણ ભંડોળ ઇન્સ્ટ્રુમેન્ટ્સ અને તેમની યોજના માટે શ્રેષ્ઠ અનુરૂપ એક પસંદ કરો. ઉદાહરણ તરીકે, જો તમે એક વર્ષની રોકાણ યોજનાની સમયમર્યાદા જોઈ રહ્યા છો, તો ટૂંકા ગાળાના debtણ ભંડોળ આદર્શ રૂપે અનુકૂળ થઈ શકે છે.
ખર્ચ ગુણોત્તર- ડેટ ફંડ્સમાં ધ્યાનમાં લેવાના એક મહત્વપૂર્ણ પરિબળ એ તેના ખર્ચનો ગુણોત્તર છે. Expંચો ખર્ચ ગુણોત્તર ભંડોળના પ્રભાવ પર મોટી અસર બનાવે છે. દાખ્લા તરીકે,લિક્વિડ ફંડ્સ b૦ બીપીએસ સુધીનો સૌથી ઓછો ખર્ચ ગુણોત્તર છે (બી.પી.એસ. એક વ્યાજ દર માપવા માટે એકમ છે જેમાં એક બીપીએસ 1% ના 1 / 100th જેટલું છે) જ્યારે, અન્ય debtણ ભંડોળ 150 બીપીએસ સુધી ચાર્જ કરી શકે છે. તેથી એક debtણ મ્યુચ્યુઅલ ફંડ વચ્ચે પસંદગી કરવા માટે, મેનેજમેન્ટ ફી અથવા ફંડના ચાલતા ખર્ચ પર વિચાર કરવો મહત્વપૂર્ણ છે.
ટોચના 10 શ્રેષ્ઠ ગઠ્ઠો રકમ દેવું મ્યુચ્યુઅલ ફંડ્સ 2020 - 2021
નીચેથી ટોચનાં ક્રમાંકિત ભંડોળ છેદેવું શ્રેણીઓ જેમાં મુખ્યત્વે ભંડોળ હોય છેએયુએમ> 2000 કરોડ અને અલ્ટ્રા-શોર્ટ, કોર્પોરેટ બોન્ડ, ક્રેડિટ રિસ્ક, લો અવધિ પેટા વર્ગોમાં છે.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Corporate Bond Fund Growth ₹107.16
↑ 0.09 ₹23,109 1,000 2 4.5 8.7 6.4 7.3 7.49% 3Y 9M 18D 5Y 7M 13D HDFC Corporate Bond Fund Growth ₹30.9166
↑ 0.02 ₹31,301 5,000 2.1 4.5 8.7 6.1 7.2 7.48% 3Y 8M 26D 5Y 10M 6D Aditya Birla Sun Life Savings Fund Growth ₹522.728
↑ 0.41 ₹12,417 1,000 2 3.8 7.7 6.4 7.2 7.78% 5M 19D 7M 24D Nippon India Prime Debt Fund Growth ₹56.807
↑ 0.04 ₹4,618 1,000 2.1 4.5 8.6 6.5 7.1 7.44% 3Y 11M 19D 5Y 2M 26D Kotak Corporate Bond Fund Standard Growth ₹3,577.83
↑ 2.86 ₹13,846 5,000 2 4.4 8.4 6 6.9 7.46% 3Y 5M 26D 5Y 1M 2D HDFC Credit Risk Debt Fund Growth ₹22.889
↑ 0.01 ₹7,526 5,000 2 4.5 8.4 6.1 6.6 8.41% 2Y 2M 1D 3Y 2M 1D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Nov 24
(Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Nippon India Prime Debt Fund is a Debt - Corporate Bond fund was launched on 14 Sep 00. It is a fund with Moderately Low risk and has given a Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized. Kotak Corporate Bond Fund Standard is a Debt - Corporate Bond fund was launched on 21 Sep 07. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Corporate Bond Fund Standard Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized return of 8.9% since its launch. Ranked 1 in Corporate Bond category. Return for 2023 was 7.3% , 2022 was 4.1% and 2021 was 4% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (18 Nov 24) ₹107.16 ↑ 0.09 (0.09 %) Net Assets (Cr) ₹23,109 on 15 Oct 24 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.5 Sharpe Ratio 1.68 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.49% Effective Maturity 5 Years 7 Months 13 Days Modified Duration 3 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,157 31 Oct 21 ₹11,688 31 Oct 22 ₹12,091 31 Oct 23 ₹12,939 31 Oct 24 ₹14,093 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Nov 24 Duration Returns 1 Month 0.4% 3 Month 2% 6 Month 4.5% 1 Year 8.7% 3 Year 6.4% 5 Year 7.1% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% 2014 10.9% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 3.56 Yr. Dhaval Joshi 21 Nov 22 1.95 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 15 Oct 24
Asset Allocation
Asset Class Value Cash 3.9% Debt 95.87% Other 0.23% Debt Sector Allocation
Sector Value Corporate 55.8% Government 39.54% Cash Equivalent 3.9% Securitized 0.53% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.18 Goi 14082033
Sovereign Bonds | -11% ₹2,620 Cr 255,500,000
↓ -4,000,000 07.18 Goi 24072037
Sovereign Bonds | -6% ₹1,388 Cr 134,824,100
↑ 2,500,000 7.10%Goi 08/04/2034
Sovereign Bonds | -3% ₹759 Cr 74,161,700
↑ 42,500,000 Small Industries Development Bank Of India
Debentures | -3% ₹696 Cr 69,550 8% Govt Stock 2034
Sovereign Bonds | -3% ₹653 Cr 64,637,700 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹608 Cr 59,089,300
↓ -6,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹600 Cr 6,000 Bajaj Housing Finance Limited
Debentures | -2% ₹558 Cr 55,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹489 Cr 48,500 Bajaj Finance Limited
Debentures | -2% ₹453 Cr 45,000 2. HDFC Corporate Bond Fund
CAGR/Annualized return of 8.2% since its launch. Ranked 2 in Corporate Bond category. Return for 2023 was 7.2% , 2022 was 3.3% and 2021 was 3.9% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (18 Nov 24) ₹30.9166 ↑ 0.02 (0.08 %) Net Assets (Cr) ₹31,301 on 30 Sep 24 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.59 Sharpe Ratio 1.67 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.48% Effective Maturity 5 Years 10 Months 6 Days Modified Duration 3 Years 8 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,135 31 Oct 21 ₹11,660 31 Oct 22 ₹11,967 31 Oct 23 ₹12,824 31 Oct 24 ₹13,950 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Nov 24 Duration Returns 1 Month 0.4% 3 Month 2.1% 6 Month 4.5% 1 Year 8.7% 3 Year 6.1% 5 Year 6.9% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% 2014 10.9% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 9.02 Yr. Dhruv Muchhal 22 Jun 23 1.36 Yr. Data below for HDFC Corporate Bond Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 3.09% Debt 96.68% Other 0.24% Debt Sector Allocation
Sector Value Corporate 55.4% Government 41.28% Cash Equivalent 3.09% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -10% ₹3,356 Cr 325,000,000
↑ 110,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹1,498 Cr 150,000,000
↑ 150,000,000 7.93% Govt Stock 2033
Sovereign Bonds | -4% ₹1,287 Cr 125,000,000 7.53% Govt Stock 2034
Sovereign Bonds | -2% ₹758 Cr 75,000,000 State Bank Of India
Debentures | -2% ₹702 Cr 700
↑ 700 Mangalore Refinery And Petrochemicals Limited
Debentures | -2% ₹558 Cr 5,670 Reliance Industries Limited
Debentures | -2% ₹528 Cr 5,000 HDFC Bank Limited
Debentures | -2% ₹510 Cr 50,000 Bajaj Housing Finance Limited
Debentures | -2% ₹505 Cr 50,000 LIC Housing Finance Limited
Debentures | -2% ₹501 Cr 5,000 3. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (18 Nov 24) ₹522.728 ↑ 0.41 (0.08 %) Net Assets (Cr) ₹12,417 on 30 Sep 24 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 2.09 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.78% Effective Maturity 7 Months 24 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,725 31 Oct 21 ₹11,155 31 Oct 22 ₹11,636 31 Oct 23 ₹12,469 31 Oct 24 ₹13,431 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Nov 24 Duration Returns 1 Month 0.6% 3 Month 2% 6 Month 3.8% 1 Year 7.7% 3 Year 6.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.38 Yr. Kaustubh Gupta 15 Jul 11 13.31 Yr. Monika Gandhi 22 Mar 21 3.62 Yr. Dhaval Joshi 21 Nov 22 1.95 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 36.98% Debt 62.73% Other 0.28% Debt Sector Allocation
Sector Value Corporate 66.63% Cash Equivalent 21.1% Government 11.99% Credit Quality
Rating Value AA 30.91% AAA 69.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank 7.83%
Debentures | -6% ₹820 Cr 82,000 Shriram Finance Company Limited
Debentures | -4% ₹601 Cr 60,000
↑ 10,000 Nirma Limited
Debentures | -4% ₹501 Cr 50,000 Rural Electrification Corporation Limited
Debentures | -3% ₹401 Cr 40,000
↓ -10,000 National Housing Bank
Debentures | -3% ₹400 Cr 40,000 Tata Realty And Infrastructure Limited
Debentures | -3% ₹360 Cr 36,000 Bharti Telecom Limited
Debentures | -2% ₹325 Cr 3,250 Govt Stock 04102028
Sovereign Bonds | -2% ₹317 Cr 31,500,000
↑ 2,500,000 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹301 Cr 30,000 Nirma Limited 8.3%
Debentures | -2% ₹250 Cr 25,000 4. Nippon India Prime Debt Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 20 in Corporate Bond category. Return for 2023 was 7.1% , 2022 was 4.3% and 2021 was 4.7% . Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (18 Nov 24) ₹56.807 ↑ 0.04 (0.08 %) Net Assets (Cr) ₹4,618 on 30 Sep 24 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 1.63 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.44% Effective Maturity 5 Years 2 Months 26 Days Modified Duration 3 Years 11 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,934 31 Oct 21 ₹11,501 31 Oct 22 ₹11,927 31 Oct 23 ₹12,768 31 Oct 24 ₹13,890 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Nov 24 Duration Returns 1 Month 0.4% 3 Month 2.1% 6 Month 4.5% 1 Year 8.6% 3 Year 6.5% 5 Year 6.8% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 4.3% 2021 4.7% 2020 9.5% 2019 7.8% 2018 6.9% 2017 6.6% 2016 9.1% 2015 8.7% 2014 9.3% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 4.75 Yr. Kinjal Desai 25 May 18 6.44 Yr. Data below for Nippon India Prime Debt Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 6.07% Debt 93.79% Other 0.14% Debt Sector Allocation
Sector Value Corporate 56.54% Government 37.25% Cash Equivalent 6.07% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -12% ₹707 Cr 69,500,000
↑ 2,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -4% ₹215 Cr 21,000,000
↑ 7,500,000 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹185 Cr 18,000,000 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -3% ₹149 Cr 150 LIC Housing Finance Limited
Debentures | -2% ₹136 Cr 13,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹125 Cr 12,500 Small Industries Development Bank Of India
Debentures | -2% ₹125 Cr 12,500
↑ 12,500 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹120 Cr 12,000,000
↑ 7,500,000 Bajaj Finance Limited
Debentures | -2% ₹116 Cr 11,500
↓ -1,000 Tata Capital Housing Finance Limited
Debentures | -2% ₹111 Cr 11,000 5. Kotak Corporate Bond Fund Standard
CAGR/Annualized return of 7.7% since its launch. Ranked 15 in Corporate Bond category. Return for 2023 was 6.9% , 2022 was 3.7% and 2021 was 3.8% . Kotak Corporate Bond Fund Standard
Growth Launch Date 21 Sep 07 NAV (18 Nov 24) ₹3,577.83 ↑ 2.86 (0.08 %) Net Assets (Cr) ₹13,846 on 30 Sep 24 Category Debt - Corporate Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.67 Sharpe Ratio 1.69 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.46% Effective Maturity 5 Years 1 Month 2 Days Modified Duration 3 Years 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,932 31 Oct 21 ₹11,429 31 Oct 22 ₹11,771 31 Oct 23 ₹12,548 31 Oct 24 ₹13,625 Returns for Kotak Corporate Bond Fund Standard
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Nov 24 Duration Returns 1 Month 0.4% 3 Month 2% 6 Month 4.4% 1 Year 8.4% 3 Year 6% 5 Year 6.4% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.9% 2022 3.7% 2021 3.8% 2020 9.7% 2019 9.6% 2018 7.5% 2017 6.9% 2016 9.4% 2015 8.8% 2014 11.3% Fund Manager information for Kotak Corporate Bond Fund Standard
Name Since Tenure Deepak Agrawal 1 Feb 15 9.76 Yr. Manu Sharma 1 Nov 22 2 Yr. Data below for Kotak Corporate Bond Fund Standard as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 2.6% Debt 97.17% Other 0.23% Debt Sector Allocation
Sector Value Corporate 56.43% Government 40.73% Cash Equivalent 2.6% Credit Quality
Rating Value AA 0.35% AAA 99.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.18 Goi 14082033
Sovereign Bonds | -13% ₹1,876 Cr 182,935,080
↓ -12,500,010 7.10%Goi 08/04/2034
Sovereign Bonds | -9% ₹1,331 Cr 130,170,310
↑ 36,900,010 National Bank For Agriculture And Rural Development
Debentures | -5% ₹708 Cr 70,300 Jamnagar Utilities And Power Pvt Limited
Debentures | -4% ₹558 Cr 5,700 LIC Housing Finance Limited
Debentures | -3% ₹460 Cr 4,550 Bajaj Finance Limited
Debentures | -3% ₹438 Cr 43,500 Govt Stock 22092033
Sovereign Bonds | -3% ₹379 Cr 36,812,177 HDFC Bank Limited
Debentures | -3% ₹374 Cr 37,000 Mahindra & Mahindra Financial Services Ltd
Debentures | -2% ₹303 Cr 30,000 Small Industries Development Bank Of India
Debentures | -2% ₹298 Cr 29,500 6. HDFC Credit Risk Debt Fund
CAGR/Annualized return of 8.1% since its launch. Ranked 9 in Credit Risk category. Return for 2023 was 6.6% , 2022 was 3.7% and 2021 was 7% . HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (18 Nov 24) ₹22.889 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹7,526 on 30 Sep 24 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 1.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.41% Effective Maturity 3 Years 2 Months 1 Day Modified Duration 2 Years 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,023 31 Oct 21 ₹11,906 31 Oct 22 ₹12,303 31 Oct 23 ₹13,112 31 Oct 24 ₹14,248 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Nov 24 Duration Returns 1 Month 0.5% 3 Month 2% 6 Month 4.5% 1 Year 8.4% 3 Year 6.1% 5 Year 7.3% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.6% 2022 3.7% 2021 7% 2020 10.9% 2019 8.6% 2018 5.4% 2017 6.6% 2016 11% 2015 9% 2014 Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Shobhit Mehrotra 25 Mar 14 10.61 Yr. Dhruv Muchhal 22 Jun 23 1.36 Yr. Data below for HDFC Credit Risk Debt Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 9.54% Equity 2.16% Debt 88% Other 0.3% Debt Sector Allocation
Sector Value Corporate 73.04% Government 11.38% Cash Equivalent 9.54% Securitized 2.71% Credit Quality
Rating Value A 1.83% AA 71.15% AAA 27.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corporation Limited
Debentures | -4% ₹297 Cr 2,790 Tata Projects Limited
Debentures | -3% ₹251 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹232 Cr 2,190 Embassy Office Parks Reit
Unlisted bonds | -3% ₹203 Cr 5,208,223 TATA Motors Limited
Debentures | -3% ₹201 Cr 2,000 Kalpataru Power Transmission Limited
Debentures | -3% ₹200 Cr 20,000 TATA Motors Limited
Debentures | -3% ₹191 Cr 1,900 TVS Credit Services Limited
Debentures | -2% ₹180 Cr 180 Kalpataru Power Transmission Limited
Debentures | -2% ₹179 Cr 18,000 Resco Global Wind Services Private Limited
Debentures | -2% ₹151 Cr 20,000
Umpનલાઇન લમ્પ સમ tણ મ્યુચ્યુઅલ ફંડમાં કેવી રીતે રોકાણ કરવું?
ફિન્કashશ.કોમ પર લાઇફટાઇમ માટે નિ Freeશુલ્ક નિવેશ એકાઉન્ટ ખોલો.
તમારી નોંધણી અને કેવાયસી પ્રક્રિયા પૂર્ણ કરો
દસ્તાવેજો અપલોડ કરો (પાન, આધાર, વગેરે).અને, તમે રોકાણ માટે તૈયાર છો!
અહીં પ્રદાન કરેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયત્નો કરવામાં આવ્યા છે. જો કે, માહિતીની ચોકસાઈ અંગે કોઈ બાંયધરી આપવામાં આવતી નથી. કૃપા કરીને કોઈપણ રોકાણ કરતા પહેલા સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2024 Shepard Technologies Private Limited. All Rights Reserved