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Table of Contents
- SIP में निवेश क्यों करें?
- FY 22 - 23 . में 1 साल के निवेश के लिए सर्वश्रेष्ठ SIP योजनाएँ
- म्यूचुअल फंड एसआईपी ऑनलाइन में निवेश कैसे करें?
- पूछे जाने वाले प्रश्न
- 1. एसआईपी में कार्यकाल का क्या महत्व है?
- 2. क्या एक साल का एसआईपी अच्छा है?
- 3. मुझे एक साल के एसआईपी में निवेश क्यों करना चाहिए?
- 4. क्या एक साल के एसआईपी से अच्छा रिटर्न मिलता है?
- 5. क्या सभी एसआईपी अच्छा रिटर्न देते हैं?
- 6. क्या सभी एसआईपी में लार्ज-कैप स्टॉक शामिल हैं?
- 7. क्या एसआईपी में अधिकतम और न्यूनतम राशि का निवेश किया जा सकता है?
Top 9 Funds
1 साल के निवेश के लिए 9 सर्वश्रेष्ठ एसआईपी योजनाएं 2022
सर्वश्रेष्ठ एसआईपी योजनाएं? उन्हें कैसे चुनें? ये कुछ सामान्य प्रश्न हैं जो सोचते समय निवेशकों के मन में उठते हैंम्यूचुअल फंड में निवेश किसी के जरिएसिप या व्यवस्थितनिवेश योजना.
एसआईपी निवेश सबसे अनुशासित में से एक हैनिवेश में निवेश करते समय विकल्पम्यूचुअल फंड्स. इसके अलावा, एक एसआईपी म्युचुअल फंड में निवेश की न्यूनतम राशि INR 500 जितनी कम है। यह निवेश करता हैशीर्ष एसआईपी बहुत सुविधाजनक योजनाएँ।
SIP में निवेश क्यों करें?
म्यूचुअल फंड में एसआईपी निवेश बचत की आदत डालने का सबसे सुविधाजनक तरीका है। अक्सर युवा पीढ़ी की कमाई करने वाले लोग ज्यादा बचत नहीं करते हैं। एक व्यवस्थित निवेश योजना के लिए किसी को भारी मात्रा में निवेश की आवश्यकता नहीं है क्योंकि शुरुआती राशि 500 रुपये जितनी कम है, और कुछ फंड मासिक रूप से 100 रुपये के लिए एसआईपी भी प्रदान करते हैं। कम उम्र से ही व्यक्ति अपनी बचत को निवेश के रूप में बनाने की आदत डाल सकता है। एसआईपी, इस प्रकार प्रत्येक महीने के दौरान बचाई जाने वाली एक निश्चित राशि को अलग रखता है। इसलिए व्यवस्थित निवेश योजनाएँ स्मार्ट निवेश के सबसे महत्वपूर्ण साधनों में से एक हैं।
SIP की मदद से आप अपनी तैयारी कर सकते हैंवित्तीय लक्ष्यों परेशानी मुक्त तरीके से। एसआईपी करना बेहद सुविधाजनक है क्योंकि म्युचुअल फंड को केवल एक बार कागजी कार्रवाई करने की आवश्यकता होती है जिसके बाद मासिक राशि बैंक से डेबिट हो जाती है।बैंक बिना किसी हस्तक्षेप के सीधे खाता। नतीजतन, एसआईपी को अन्य निवेशों और बचत विकल्पों के लिए आवश्यक प्रयासों की आवश्यकता नहीं होती है।
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FY 22 - 23 . में 1 साल के निवेश के लिए सर्वश्रेष्ठ SIP योजनाएँ
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹537.018
↑ 0.58 ₹14,988 1,000 2 3.9 7.8 6.9 7.9 7.84% 5M 19D 7M 20D BOI AXA Liquid Fund Growth ₹2,956.38
↑ 0.55 ₹1,741 1,000 1.8 3.6 7.4 6.8 7.4 6.98% 1M 20D 1M 20D ICICI Prudential Ultra Short Term Fund Growth ₹27.161
↑ 0.03 ₹13,017 1,000 1.9 3.7 7.4 6.6 7.5 7.74% 5M 1D 7M 6D Indiabulls Liquid Fund Growth ₹2,482.24
↑ 2.72 ₹158 500 1.9 3.6 7.3 6.6 7.4 7.02% 1M 2D 1M 2D ICICI Prudential Liquid Fund Growth ₹380.082
↑ 0.43 ₹55,112 99 1.8 3.6 7.3 6.7 7.4 7.22% 1M 7D 1M 11D Mirae Asset Cash Management Fund Growth ₹2,692.17
↑ 2.87 ₹12,731 1,000 1.8 3.6 7.3 6.7 7.3 7.11% 1M 13D LIC MF Liquid Fund Growth ₹4,642.36
↑ 4.82 ₹11,549 1,000 1.8 3.5 7.3 6.7 7.4 7.41% 1M 18D 1M 18D Tata Liquid Fund Growth ₹4,043.1
↑ 4.65 ₹25,965 500 1.8 3.6 7.3 6.7 7.3 7.2% 1M 7D 1M 7D Principal Cash Management Fund Growth ₹2,265.14
↑ 2.46 ₹6,619 2,000 1.8 3.6 7.3 6.7 7.3 7.22% 1M 17D 1M 17D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Mar 25
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a Below is the key information for Tata Liquid Fund Returns up to 1 year are on To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments.
The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks. Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a Below is the key information for Principal Cash Management Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (28 Mar 25) ₹537.018 ↑ 0.58 (0.11 %) Net Assets (Cr) ₹14,988 on 28 Feb 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 3.52 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.84% Effective Maturity 7 Months 20 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,626 28 Feb 22 ₹11,076 28 Feb 23 ₹11,643 29 Feb 24 ₹12,502 28 Feb 25 ₹13,466 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 3.9% 1 Year 7.8% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% 2014 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.7 Yr. Kaustubh Gupta 15 Jul 11 13.64 Yr. Monika Gandhi 22 Mar 21 3.95 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 49.07% Debt 50.65% Other 0.28% Debt Sector Allocation
Sector Value Corporate 64.46% Cash Equivalent 31.98% Government 3.28% Credit Quality
Rating Value AA 32.68% AAA 67.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank 7.83%
Debentures | -5% ₹820 Cr 82,000 Shriram Finance Company Limited
Debentures | -4% ₹603 Cr 60,000 Nirma Limited
Debentures | -3% ₹486 Cr 48,500 364 DTB
Sovereign Bonds | -3% ₹469 Cr 47,500,000 National Housing Bank
Debentures | -3% ₹400 Cr 40,000 Mankind Pharma Ltd
Debentures | -2% ₹305 Cr 30,500 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹301 Cr 30,000 Avanse Financial Services Ltd 9.40%
Debentures | -2% ₹299 Cr 30,000 ICICI Home Finance Company Limited
Debentures | -2% ₹270 Cr 27,000 Sk Finance Ltd
Debentures | -2% ₹248 Cr 25,000 2. BOI AXA Liquid Fund
CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (29 Mar 25) ₹2,956.38 ↑ 0.55 (0.02 %) Net Assets (Cr) ₹1,741 on 28 Feb 25 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.1 Sharpe Ratio 5.55 Information Ratio -0.77 Alpha Ratio 0.04 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.98% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,379 28 Feb 22 ₹10,726 28 Feb 23 ₹11,305 29 Feb 24 ₹12,126 28 Feb 25 ₹13,019 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.4% 3 Year 6.8% 5 Year 5.5% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 7% 2021 4.9% 2020 3.3% 2019 4.1% 2018 6.4% 2017 7.4% 2016 6.7% 2015 7.6% 2014 8.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 3.54 Yr. Data below for BOI AXA Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 73.99% Corporate 22.92% Government 2.87% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 10042025
Sovereign Bonds | -7% ₹129 Cr 13,000,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -6% ₹100 Cr 10,000,000 HDFC Bank Limited
Certificate of Deposit | -6% ₹100 Cr 10,000,000 Union Bank Of India
Certificate of Deposit | -6% ₹99 Cr 10,000,000 LIC Housing Finance Ltd
Commercial Paper | -4% ₹75 Cr 7,500,000
↑ 5,000,000 Bank Of Baroda
Certificate of Deposit | -4% ₹74 Cr 7,500,000
↑ 2,500,000 Canara Bank
Certificate of Deposit | -4% ₹74 Cr 7,500,000
↑ 7,500,000 HDFC Securities Limited
Commercial Paper | -4% ₹74 Cr 7,500,000
↑ 7,500,000 91 Days Tbill Red 24-04-2025
Sovereign Bonds | -3% ₹54 Cr 5,500,000
↓ -2,000,000 Icici Securities Limited (Earlier Icici Brokerage Services Limited)
Commercial Paper | -3% ₹50 Cr 5,000,000 3. ICICI Prudential Ultra Short Term Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.5% , 2023 was 6.9% and 2022 was 4.5% . ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (28 Mar 25) ₹27.161 ↑ 0.03 (0.11 %) Net Assets (Cr) ₹13,017 on 15 Mar 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.86 Sharpe Ratio 1.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.74% Effective Maturity 7 Months 6 Days Modified Duration 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,583 28 Feb 22 ₹11,012 28 Feb 23 ₹11,555 29 Feb 24 ₹12,385 28 Feb 25 ₹13,292 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.7% 1 Year 7.4% 3 Year 6.6% 5 Year 6% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.5% 2022 6.9% 2021 4.5% 2020 4% 2019 6.5% 2018 8.4% 2017 7.5% 2016 6.9% 2015 9.8% 2014 9.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 8.3 Yr. Ritesh Lunawat 15 Jun 17 7.72 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 57.2% Debt 42.52% Other 0.28% Debt Sector Allocation
Sector Value Corporate 54.47% Cash Equivalent 34.55% Government 10.71% Credit Quality
Rating Value AA 19.83% AAA 80.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Limited
Debentures | -3% ₹435 Cr 4,350 364 DTB 13032025
Sovereign Bonds | -3% ₹398 Cr 40,000,000 Bharti Telecom Limited
Debentures | -2% ₹326 Cr 32,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹304 Cr 30,500 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹299 Cr 3,000 Small Industries Development Bank Of India
Debentures | -2% ₹299 Cr 3,000 LIC Housing Finance Limited
Debentures | -2% ₹275 Cr 2,750
↑ 500 Power Finance Corporation Limited
Debentures | -2% ₹225 Cr 2,250 Small Industries Development Bank Of India
Debentures | -2% ₹220 Cr 2,200
↓ -1,550 Oberoi Realty Ltd.
Debentures | -1% ₹200 Cr 20,000 4. Indiabulls Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% . Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (28 Mar 25) ₹2,482.24 ↑ 2.72 (0.11 %) Net Assets (Cr) ₹158 on 28 Feb 25 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.39 Information Ratio -2.98 Alpha Ratio -0.03 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 1 Month 2 Days Modified Duration 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,364 28 Feb 22 ₹10,677 28 Feb 23 ₹11,220 29 Feb 24 ₹12,002 28 Feb 25 ₹12,877 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 3.6% 1 Year 7.3% 3 Year 6.6% 5 Year 5.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 6.8% 2021 4.6% 2020 3.1% 2019 3.9% 2018 6.6% 2017 7.3% 2016 6.7% 2015 7.8% 2014 8.5% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 1.81 Yr. Data below for Indiabulls Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.69% Other 0.31% Debt Sector Allocation
Sector Value Cash Equivalent 86.13% Corporate 13.57% Credit Quality
Rating Value AA 5.82% AAA 94.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 Days Tbill
Sovereign Bonds | -11% ₹20 Cr 2,000,000
↑ 500,000 Export-Import Bank Of India
Commercial Paper | -8% ₹15 Cr 1,500,000 Cholamandalam Investment And Finance Company Limited
Debentures | -6% ₹10 Cr 1,000,000 LIC Housing Finance Ltd
Debentures | -6% ₹10 Cr 1,000,000 Icici Securities Limited (Earlier Icici Brokerage Services Limited)
Commercial Paper | -6% ₹10 Cr 1,000,000 ICICI Bank - 25/02/2025
Certificate of Deposit | -6% ₹10 Cr 1,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -6% ₹10 Cr 1,000,000
↑ 1,000,000 Indian Bank
Certificate of Deposit | -6% ₹10 Cr 1,000,000 91 Days Tbill
Sovereign Bonds | -5% ₹10 Cr 1,000,000
↑ 1,000,000 Bank Of Baroda
Certificate of Deposit | -5% ₹10 Cr 1,000,000
↑ 1,000,000 5. ICICI Prudential Liquid Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% . ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (28 Mar 25) ₹380.082 ↑ 0.43 (0.11 %) Net Assets (Cr) ₹55,112 on 28 Feb 25 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 3.63 Information Ratio -2.39 Alpha Ratio -0.09 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 7.22% Effective Maturity 1 Month 11 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,393 28 Feb 22 ₹10,735 28 Feb 23 ₹11,297 29 Feb 24 ₹12,108 28 Feb 25 ₹12,990 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.6% 2015 7.7% 2014 8.3% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Nikhil Kabra 1 Dec 23 1.25 Yr. Darshil Dedhia 12 Jun 23 1.72 Yr. Data below for ICICI Prudential Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.79% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 74.47% Corporate 22.98% Government 2.34% Credit Quality
Rating Value AA 1.01% AAA 98.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Limited
Certificate of Deposit | -3% ₹1,839 Cr 37,000 91 DTB 17042025
Sovereign Bonds | -3% ₹1,761 Cr 178,000,000
↓ -2,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹1,493 Cr 30,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹1,490 Cr 30,000 IDBI Bank Limited
Certificate of Deposit | -2% ₹1,475 Cr 30,000
↑ 30,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹1,279 Cr 26,000
↑ 26,000 91 Days Tbill Red 24-04-2025
Sovereign Bonds | -2% ₹1,207 Cr 122,076,600
↓ -10,500,000 Treps
CBLO/Reverse Repo | -2% ₹1,199 Cr 91 Days Tbill Red 08-05-2025
Sovereign Bonds | -2% ₹1,139 Cr 115,500,000
↑ 115,500,000 Axis Bank Limited
Certificate of Deposit | -2% ₹1,044 Cr 21,200 6. Mirae Asset Cash Management Fund
CAGR/Annualized return of 6.3% since its launch. Ranked 48 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (28 Mar 25) ₹2,692.17 ↑ 2.87 (0.11 %) Net Assets (Cr) ₹12,731 on 28 Feb 25 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.15 Sharpe Ratio 4.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.11% Effective Maturity Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,386 28 Feb 22 ₹10,734 28 Feb 23 ₹11,304 29 Feb 24 ₹12,117 28 Feb 25 ₹13,000 Returns for Mirae Asset Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 7% 2021 4.8% 2020 3.3% 2019 4.2% 2018 6.6% 2017 7.3% 2016 6.6% 2015 7.2% 2014 7.8% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Amit Modani 1 Nov 24 0.33 Yr. Data below for Mirae Asset Cash Management Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.81% Other 0.19% Debt Sector Allocation
Sector Value Cash Equivalent 76.92% Corporate 22.9% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -13% ₹1,979 Cr Bank Of Baroda
Certificate of Deposit | -2% ₹349 Cr 35,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹348 Cr 35,000,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹324 Cr 32,500,000
↑ 2,500,000 91 Days Tbill Red 27-02-2025
Sovereign Bonds | -2% ₹299 Cr 30,000,000 91 Days Tbill
Sovereign Bonds | -2% ₹295 Cr 30,000,000
↑ 30,000,000 Canara Bank
Certificate of Deposit | -2% ₹274 Cr 27,500,000 91 DTB 20032025
Sovereign Bonds | -2% ₹273 Cr 27,500,000 91 Days Tbill
Sovereign Bonds | -2% ₹271 Cr 27,500,000 Union Bank Of India
Certificate of Deposit | -2% ₹250 Cr 25,000,000 7. LIC MF Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 25 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.7% . LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (28 Mar 25) ₹4,642.36 ↑ 4.82 (0.10 %) Net Assets (Cr) ₹11,549 on 15 Mar 25 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.24 Sharpe Ratio 3.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.41% Effective Maturity 1 Month 18 Days Modified Duration 1 Month 18 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,392 28 Feb 22 ₹10,735 28 Feb 23 ₹11,295 29 Feb 24 ₹12,103 28 Feb 25 ₹12,986 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 7% 2021 4.7% 2020 3.3% 2019 4.3% 2018 6.5% 2017 7.3% 2016 6.6% 2015 7.6% 2014 8.4% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 9.41 Yr. Data below for LIC MF Liquid Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 85.41% Corporate 14.3% Government 0.06% Credit Quality
Rating Value AA 2.27% AAA 97.73% Top Securities Holdings / Portfolio
Name Holding Value Quantity Export-Import Bank Of India
Commercial Paper | -4% ₹448 Cr 9,000 91 Days Tbill Red 27-02-2025
Sovereign Bonds | -3% ₹399 Cr 40,000,000 91 DTB 17042025
Sovereign Bonds | -3% ₹396 Cr 40,000,000 91 Days Tbill Red 08-05-2025
Sovereign Bonds | -3% ₹394 Cr 40,000,000
↑ 40,000,000 91 DTB 06032025
Sovereign Bonds | -3% ₹349 Cr 35,000,000
↓ -15,000,000 Birla Group Holdings Private Limited
Commercial Paper | -3% ₹300 Cr 6,000 Bank Of Baroda
Certificate of Deposit | -3% ₹299 Cr 6,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹299 Cr 6,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹299 Cr 6,000 91 DTB 10042025
Sovereign Bonds | -2% ₹297 Cr 30,000,000 8. Tata Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (28 Mar 25) ₹4,043.1 ↑ 4.65 (0.12 %) Net Assets (Cr) ₹25,965 on 28 Feb 25 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0 Sharpe Ratio 3.85 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.2% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,394 28 Feb 22 ₹10,738 28 Feb 23 ₹11,300 29 Feb 24 ₹12,109 28 Feb 25 ₹12,987 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.7% 2015 7.7% 2014 8.4% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 11.38 Yr. Abhishek Sonthalia 6 Feb 20 5.07 Yr. Harsh Dave 1 Aug 24 0.58 Yr. Data below for Tata Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 82.67% Corporate 17.02% Government 0.09% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Limited
Commercial Paper | -6% ₹1,738 Cr 35,000
↑ 35,000 91 Days Tbill Red 24-04-2025
Sovereign Bonds | -4% ₹1,235 Cr 125,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -4% ₹1,230 Cr 25,000
↑ 25,000 91 DTB 06032025
Sovereign Bonds | -4% ₹1,097 Cr 110,000,000
↑ 47,500,000 Reliance Retail Ventures Limited
Commercial Paper | -4% ₹994 Cr 20,000 Bank Of Baroda
Certificate of Deposit | -3% ₹984 Cr 20,000
↑ 20,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹983 Cr 20,000
↑ 20,000 91 DTB 21022025
Sovereign Bonds | -3% ₹954 Cr 95,500,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹871 Cr 17,500
↓ -7,000 Bajaj Finance Limited
Commercial Paper | -3% ₹839 Cr 17,000 9. Principal Cash Management Fund
CAGR/Annualized return of 6.5% since its launch. Ranked 5 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Principal Cash Management Fund
Growth Launch Date 30 Aug 04 NAV (28 Mar 25) ₹2,265.14 ↑ 2.46 (0.11 %) Net Assets (Cr) ₹6,619 on 28 Feb 25 Category Debt - Liquid Fund AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 3.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load NIL Yield to Maturity 7.22% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,342 28 Feb 22 ₹10,678 28 Feb 23 ₹11,246 29 Feb 24 ₹12,050 28 Feb 25 ₹12,921 Returns for Principal Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.3% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 3.8% 2018 6.2% 2017 -1.8% 2016 6.8% 2015 7.7% 2014 8.4% Fund Manager information for Principal Cash Management Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 3.16 Yr. Sandeep Agarwal 16 May 22 2.79 Yr. Data below for Principal Cash Management Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 78.57% Corporate 20.37% Government 0.81% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Limited
Certificate of Deposit | -5% ₹324 Cr 6,500 Indian Bank
Certificate of Deposit | -4% ₹249 Cr 5,000 Bank Of Baroda
Certificate of Deposit | -4% ₹246 Cr 5,000
↑ 5,000 Union Bank Of India
Certificate of Deposit | -4% ₹224 Cr 4,500 Punjab National Bank
Certificate of Deposit | -3% ₹199 Cr 4,000 91 Days Tbill Red 08-05-2025
Sovereign Bonds | -3% ₹197 Cr 20,000,000
↑ 20,000,000 Tata Capital Ltd.
Commercial Paper | -3% ₹197 Cr 4,000
↑ 4,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹149 Cr 3,000 Indian Bank - 06/05/2025**
Net Current Assets | -2% ₹148 Cr 3,000
↑ 3,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹148 Cr 3,000
↑ 3,000
म्यूचुअल फंड एसआईपी ऑनलाइन में निवेश कैसे करें?
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पूछे जाने वाले प्रश्न
1. एसआईपी में कार्यकाल का क्या महत्व है?
ए: जब आप एसआईपी चुनते हैं, तो सबसे पहली चीज जिस पर आपको विचार करना चाहिए, वह है कार्यकाल। कार्यकाल की जांच करना और फिर निवेश करना एक अच्छा विचार है क्योंकि आपको कार्यकाल पूरा करने से पहले अपना निवेश बंद नहीं करना चाहिए। यदि आप ऐसा करते हैं, तो आपको एक्जिट लोड के रूप में जुर्माना भरना पड़ सकता है।
2. क्या एक साल का एसआईपी अच्छा है?
ए: हां, एक साल का एसआईपी अच्छा है, खासकर अगर आप जल्दी रिटर्न की तलाश में हैं। आमतौर पर, एक साल के एसआईपी की मदद से, आप अपने फंड पोर्टफोलियो के आधार पर अपने निवेश पर 4.2% से 6.2% तक आरओआई की उम्मीद कर सकते हैं।
3. मुझे एक साल के एसआईपी में निवेश क्यों करना चाहिए?
ए: यदि आप म्यूचुअल फंड निवेश में नए हैं और निवेश पोर्टफोलियो में विविधता लाने की योजना बना रहे हैं तो एक साल का एसआईपी उपयोगी है।
4. क्या एक साल के एसआईपी से अच्छा रिटर्न मिलता है?
ए: एक साल के एसआईपी युवा निवेशकों के बीच लोकप्रियता हासिल कर रहे हैं क्योंकि ये अच्छे और त्वरित रिटर्न देते हैं। अगर आप म्यूचुअल फंड को समझना चाहते हैंमंडी, तो एक साल के एसआईपी एक अच्छा विचार है।
5. क्या सभी एसआईपी अच्छा रिटर्न देते हैं?
ए: एसआईपी आपके निवेश पोर्टफोलियो में विविधता लाने के सर्वोत्तम तरीकों में से एक है और अच्छे रिटर्न देने के लिए जाने जाते हैं। यह आपको उन फंडों को चुनने की अनुमति देता है जिन्हें आप निवेश करना चाहते हैं और राशि भी। आपको नियमित अंतराल पर छोटी राशि निवेश करने का अवसर मिलता है।
6. क्या सभी एसआईपी में लार्ज-कैप स्टॉक शामिल हैं?
ए: के अनुसारसेबी जनादेश, एसआईपी निवेशकों को निवेशकों और कंपनियों की सुरक्षा के लिए 70:20:10 प्रोटोकॉल का पालन करना होगा। इस नियम के अनुसार, इक्विटी निवेश का 70% लार्ज-कैप शेयरों में होगा, 20% inमध्यम दर्जे की कंपनियों के शेयर स्टॉक, और 10% inछोटी टोपी स्टॉक। इसलिए एसआईपी निवेश में विविधता लाते हैं, और सभी केवल लार्ज-कैप शेयरों में केंद्रित नहीं होते हैं।
7. क्या एसआईपी में अधिकतम और न्यूनतम राशि का निवेश किया जा सकता है?
ए: आप SIP में न्यूनतम 500 रुपये निवेश कर सकते हैं। हालांकि, एसआईपी में निवेश की कोई ऊपरी सीमा नहीं है। आप इसे अपने फंड मैनेजर के साथ प्लान कर सकते हैं।
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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