शीर्ष 10 सर्वश्रेष्ठ प्रदर्शन करने वाली एसआईपी योजनाएं 2022 - 2023

Table of Contents

व्यवस्थित निवेश योजना में निवेश क्यों करें?
व्यवस्थित निवेश योजना में निवेश कैसे करें?
वित्त वर्ष 22 - 23 में निवेश करने के लिए सर्वश्रेष्ठ एसआईपी योजनाएं
सर्वश्रेष्ठ एसआईपी निवेश कैसे चुनें?
एसआईपी कैलकुलेटर (एसआईपी रिटर्न कैलकुलेटर)
पूछे जाने वाले प्रश्न
Top 10 Funds

भारत में सर्वश्रेष्ठ प्रदर्शन करने वाली एसआईपी योजनाएं 2022

Updated on February 17, 2025 , 189618 views

श्रेष्ठसिप योजना? उन्हें कैसे चुनें? ये कुछ सामान्य प्रश्न हैं जो सोचते समय निवेशकों के मन में उठते हैंनिवेश मेंम्यूचुअल फंड्स एक एसआईपी या व्यवस्थित . के माध्यम सेनिवेश योजना.

एसआईपी निवेश म्यूचुअल फंड में निवेश करते समय सबसे अनुशासित निवेश विकल्पों में से एक है। इसके अलावा, एक एसआईपी म्युचुअल फंड में निवेश की न्यूनतम राशि INR 500 जितनी कम है। यह निवेश करता हैशीर्ष एसआईपी बहुत सुविधाजनक योजनाएँ।

आम तौर पर, भारत में कुछ बेहतरीन एसआईपी योजनाएं लंबी अवधि के लिए निवेश करने पर अच्छा रिटर्न देती हैं। यह जानने के लिए कि एसआईपी या सिस्टमैटिक इन्वेस्टमेंट प्लान में निवेश करके कोई कितना कमा सकता है, चेक करेंघूंट कैलकुलेटर (एसआईपी रिटर्न कैलकुलेटर के रूप में भी जाना जाता है) नीचे अनुभाग।

व्यवस्थित निवेश योजना में निवेश क्यों करें?

एक व्यवस्थित निवेश योजना कई लाभों के साथ आती है। इसकी न्यूनतम निवेश राशिINR 500 न केवल अधिकांश आबादी का ध्यान आकर्षित किया है, बल्कि कई युवाओं ने भी म्यूचुअल फंड में अपनी निवेश यात्रा शुरू करने के लिए ध्यान आकर्षित किया है। एकइन्वेस्टर कौन करना चाहता हैSIP में निवेश करें अपने प्रमुख की योजना बना सकते हैंवित्तीय लक्ष्यों जैसे- बच्चे की शिक्षा, शादी का खर्च, घर/कार आदि की खरीद अनुशासित तरीके से करना। कोई भी अपने लक्ष्यों (अल्पकालिक, मध्य अवधि और लंबी अवधि) के अनुसार निवेश शुरू कर सकता है और एक निश्चित अवधि में धन में वृद्धि प्राप्त कर सकता है।

एसआईपी रुपये की औसत लागत और . जैसे प्रमुख लाभ प्रदान करते हैंकंपाउंडिंग की शक्ति. रुपये की औसत लागत एक व्यक्ति को संपत्ति की खरीद की लागत का औसत निकालने में मदद करती है। एक एसआईपी में, इकाइयों की खरीद लंबी अवधि में की जाती है और इन्हें मासिक अंतराल (आमतौर पर) में समान रूप से फैलाया जाता है। समय के साथ फैले निवेश के कारण स्टॉक में निवेश किया जाता हैमंडी अलग-अलग मूल्य बिंदुओं पर निवेशक को औसत लागत का लाभ मिलता है, इसलिए रुपये की लागत औसत।

चक्रवृद्धि ब्याज के मामले में, साधारण ब्याज के विपरीत, जहां आप केवल मूलधन पर ब्याज प्राप्त करते हैं, यहां ब्याज राशि मूलधन में जोड़ दी जाती है, और ब्याज की गणना नए मूलधन (पुराने मूलधन और लाभ) पर की जाती है। यह प्रक्रिया हर बार जारी रहती है। चूंकि एसआईपी में म्युचुअल फंड किश्तों में होते हैं, वे चक्रवृद्धि होते हैं, जो शुरू में निवेश की गई राशि में अधिक जोड़ता है।

व्यवस्थित निवेश योजना में निवेश कैसे करें?

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वित्त वर्ष 22 - 23 में निवेश करने के लिए सर्वश्रेष्ठ एसआईपी योजनाएं

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Nippon India Small Cap Fund Growth	₹145.932 ↑ 2.00	₹57,010	100	-13.7	-16.7	1.5	20.9	28.4	26.1
ICICI Prudential Infrastructure Fund Growth	₹169.45 ↑ 1.79	₹7,435	100	-7.4	-10.6	4.9	27.5	28.1	27.4
SBI Contra Fund Growth	₹352.11 ↓ -0.95	₹41,634	500	-4.9	-9.5	4.5	21.3	27.7	18.8
ICICI Prudential Technology Fund Growth	₹203.46 ↑ 0.78	₹14,101	100	-0.3	-0.2	11.7	9.9	26.8	25.4
Motilal Oswal Midcap 30 Fund Growth	₹92.5028 ↑ 0.71	₹24,488	500	-11.2	-7.1	21.6	27.7	26.1	57.1
ICICI Prudential Dividend Yield Equity Fund Growth	₹47.56 ↑ 0.10	₹4,835	100	-3.1	-7.8	7.1	20.8	25.2	21
SBI Healthcare Opportunities Fund Growth	₹395.721 ↓ -2.20	₹3,522	500	-3.2	1.1	14.5	22.4	25.1	42.2
TATA Digital India Fund Growth	₹49.5338 ↓ -0.13	₹12,465	150	-4	-2.6	11.6	11.1	25.1	30.6
L&T Emerging Businesses Fund Growth	₹71 ↑ 1.44	₹17,386	500	-15.2	-17	-2.1	17.5	25	28.5
ICICI Prudential Value Discovery Fund Growth	₹426.61 ↓ -0.20	₹48,400	100	-2.5	-5.6	9.3	19.1	25	20
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Feb 25

*निधि के आधार पर सूचीसंपत्ति>= 200 करोड़ पर छाँटा गया5 साल का रिटर्न.

1. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.4% since its launch. Ranked 6 in Small Cap category. Return for 2024 was 26.1% , 2023 was 48.9% and 2022 was 6.5% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (19 Feb 25)	₹145.932 ↑ 2.00 (1.39 %)
Net Assets (Cr)	₹57,010 on 31 Jan 25
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.55
Sharpe Ratio	0.26
Information Ratio	0.78
Alpha Ratio	3.88
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹12,137
31 Jan 22	₹20,946
31 Jan 23	₹22,218
31 Jan 24	₹34,818
31 Jan 25	₹38,435

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25

Duration	Returns
1 Month	-11.9%
3 Month	-13.7%
6 Month	-16.7%
1 Year	1.5%
3 Year	20.9%
5 Year	28.4%
10 Year
15 Year
Since launch	20.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	26.1%
2022	48.9%
2021	6.5%
2020	74.3%
2019	29.2%
2018	-2.5%
2017	-16.7%
2016	63%
2015	5.6%
2014	15.1%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	8.09 Yr.
Kinjal Desai	25 May 18	6.7 Yr.

Data below for Nippon India Small Cap Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	25.71%
Financial Services	12.92%
Consumer Cyclical	12.68%
Basic Materials	11.58%
Technology	10.44%
Health Care	7.75%
Consumer Defensive	7.4%
Utility	1.95%
Communication Services	1.87%
Energy	1.59%
Real Estate	0.6%

Asset Allocation

Asset Class	Value
Cash	5.02%
Equity	94.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	2%	₹1,179 Cr	6,650,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 28 Feb 21 \| MCX	2%	₹1,154 Cr	1,851,010
Apar Industries Ltd (Industrials) Equity, Since 31 Mar 17 \| APARINDS	1%	₹928 Cr	899,271
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Oct 12 \| KIRLOSBROS	1%	₹923 Cr	4,472,130
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Nov 18 \| DIXON	1%	₹919 Cr	512,355
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Apr 18 \| TIINDIA	1%	₹894 Cr	2,499,222
ELANTAS Beck India Ltd (Basic Materials) Equity, Since 28 Feb 13 \| 500123	1%	₹785 Cr	614,625
State Bank of India (Financial Services) Equity, Since 31 Oct 19 \| SBIN	1%	₹723 Cr	9,100,000
Central Depository Services (India) Ltd (Financial Services) Equity, Since 31 Dec 18 \| CDSL	1%	₹709 Cr	4,029,718
Karur Vysya Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| 590003	1%	₹690 Cr	31,784,062

2. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 15.6% since its launch. Ranked 27 in Sectoral category. Return for 2024 was 27.4% , 2023 was 44.6% and 2022 was 28.8% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (19 Feb 25)	₹169.45 ↑ 1.79 (1.07 %)
Net Assets (Cr)	₹7,435 on 31 Jan 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,385
31 Jan 22	₹16,659
31 Jan 23	₹19,888
31 Jan 24	₹30,973
31 Jan 25	₹35,717

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25

Duration	Returns
1 Month	-5.9%
3 Month	-7.4%
6 Month	-10.6%
1 Year	4.9%
3 Year	27.5%
5 Year	28.1%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%
2014	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	7.67 Yr.
Sharmila D’mello	30 Jun 22	2.59 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	36.99%
Basic Materials	18.93%
Financial Services	16.99%
Utility	10.73%
Energy	7.04%
Communication Services	1.26%
Consumer Cyclical	1.11%
Real Estate	0.75%

Asset Allocation

Asset Class	Value
Cash	5.59%
Equity	93.78%
Debt	0.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹615 Cr	1,704,683
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹257 Cr	7,710,775
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	4%	₹255 Cr	1,990,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	4%	₹246 Cr	95,657
JM Financial Ltd (Financial Services) Equity, Since 31 Oct 21 \| JMFINANCIL	3%	₹231 Cr	17,763,241 ↑ 400,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	3%	₹214 Cr	1,740,091
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	3%	₹208 Cr	457,106 ↓ -30,684
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹207 Cr	7,547,700
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹202 Cr	1,558,301
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹196 Cr	1,609,486

3. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.9% since its launch. Ranked 48 in Contra category. Return for 2024 was 18.8% , 2023 was 38.2% and 2022 was 12.8% .

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (18 Feb 25)	₹352.11 ↓ -0.95 (-0.27 %)
Net Assets (Cr)	₹41,634 on 31 Jan 25
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	0.39
Information Ratio	1.66
Alpha Ratio	0.8
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹13,142
31 Jan 22	₹19,202
31 Jan 23	₹21,302
31 Jan 24	₹30,908
31 Jan 25	₹34,481

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25

Duration	Returns
1 Month	-4.1%
3 Month	-4.9%
6 Month	-9.5%
1 Year	4.5%
3 Year	21.3%
5 Year	27.7%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.8%
2022	38.2%
2021	12.8%
2020	49.9%
2019	30.6%
2018	-1%
2017	-14.3%
2016	40.2%
2015	2.4%
2014	-0.1%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	6.75 Yr.
Pradeep Kesavan	1 Dec 23	1.17 Yr.

Data below for SBI Contra Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	19.47%
Technology	9.03%
Basic Materials	8.12%
Energy	7.33%
Health Care	7.33%
Industrials	6.55%
Consumer Cyclical	6.42%
Utility	5.94%
Consumer Defensive	4.71%
Communication Services	3.97%
Real Estate	0.57%

Asset Allocation

Asset Class	Value
Cash	19.44%
Equity	79.44%
Debt	1.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	5%	₹2,256 Cr	12,723,129
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 23 \| RELIANCE	4%	₹1,498 Cr	12,328,250
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 21 \| 532155	2%	₹993 Cr	51,993,788
Tech Mahindra Ltd (Technology) Equity, Since 31 Mar 22 \| 532755	2%	₹987 Cr	5,786,409
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| KOTAKBANK	2%	₹916 Cr	5,128,168
Torrent Power Ltd (Utilities) Equity, Since 31 Oct 21 \| 532779	2%	₹916 Cr	6,163,300 ↑ 2,322,023
State Bank of India (Financial Services) Equity, Since 31 Dec 10 \| SBIN	2%	₹815 Cr	10,254,269
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 20 \| ITC	2%	₹811 Cr	16,766,741
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Dec 22 \| 500312	2%	₹763 Cr	31,885,412
Whirlpool of India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 500238	2%	₹743 Cr	4,040,000

4. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 12.8% since its launch. Ranked 37 in Sectoral category. Return for 2024 was 25.4% , 2023 was 27.5% and 2022 was -23.2% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund Growth
Launch Date	3 Mar 00
NAV (18 Feb 25)	₹203.46 ↑ 0.78 (0.38 %)
Net Assets (Cr)	₹14,101 on 31 Jan 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	High
Expense Ratio	1.96
Sharpe Ratio	0.63
Information Ratio	0.21
Alpha Ratio	0.86
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹16,325
31 Jan 22	₹25,971
31 Jan 23	₹22,408
31 Jan 24	₹29,166
31 Jan 25	₹34,454

ICICI Prudential Technology Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25

Duration	Returns
1 Month	-2.8%
3 Month	-0.3%
6 Month	-0.2%
1 Year	11.7%
3 Year	9.9%
5 Year	26.8%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.4%
2022	27.5%
2021	-23.2%
2020	75.7%
2019	70.6%
2018	2.3%
2017	19.1%
2016	19.8%
2015	-4%
2014	3.9%

Fund Manager information for ICICI Prudential Technology Fund

Name	Since	Tenure
Vaibhav Dusad	2 May 20	4.76 Yr.
Sharmila D’mello	30 Jun 22	2.59 Yr.

Data below for ICICI Prudential Technology Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Technology	71.4%
Communication Services	16.22%
Consumer Cyclical	4.97%
Industrials	2.81%
Health Care	0.69%
Financial Services	0.5%
Consumer Defensive	0.2%

Asset Allocation

Asset Class	Value
Cash	2.98%
Equity	97.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	22%	₹3,152 Cr	16,768,086
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Sep 19 \| TCS	12%	₹1,742 Cr	4,254,724 ↑ 270,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 20 \| BHARTIARTL	8%	₹1,167 Cr	7,348,806 ↑ 200,000
LTIMindtree Ltd (Technology) Equity, Since 31 Jul 16 \| LTIM	6%	₹847 Cr	1,515,919 ↑ 207,126
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	5%	₹721 Cr	3,758,139 ↑ 108,689
Tech Mahindra Ltd (Technology) Equity, Since 31 Oct 16 \| 532755	5%	₹713 Cr	4,176,250 ↑ 391,032
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 31 Oct 21 \| 890157	4%	₹547 Cr	4,645,340
Wipro Ltd (Technology) Equity, Since 30 Sep 19 \| 507685	3%	₹452 Cr	14,965,117 ↑ 242,399
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| 543320	3%	₹402 Cr	14,473,026 ↓ -1,085,383
Persistent Systems Ltd (Technology) Equity, Since 31 May 20 \| PERSISTENT	2%	₹344 Cr	532,687 ↓ -17,707

5. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 22.4% since its launch. Ranked 27 in Mid Cap category. Return for 2024 was 57.1% , 2023 was 41.7% and 2022 was 10.7% .

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (19 Feb 25)	₹92.5028 ↑ 0.71 (0.77 %)
Net Assets (Cr)	₹24,488 on 31 Jan 25
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	0.93
Information Ratio	0.68
Alpha Ratio	15.2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,284
31 Jan 22	₹16,054
31 Jan 23	₹17,654
31 Jan 24	₹26,102
31 Jan 25	₹33,874

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25

Duration	Returns
1 Month	-8.2%
3 Month	-11.2%
6 Month	-7.1%
1 Year	21.6%
3 Year	27.7%
5 Year	26.1%
10 Year
15 Year
Since launch	22.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	57.1%
2022	41.7%
2021	10.7%
2020	55.8%
2019	9.3%
2018	9.7%
2017	-12.7%
2016	30.8%
2015	5.2%
2014	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.34 Yr.
Niket Shah	1 Jul 20	4.59 Yr.
Rakesh Shetty	22 Nov 22	2.2 Yr.
Sunil Sawant	1 Jul 24	0.59 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Technology	29.21%
Consumer Cyclical	25.34%
Industrials	19.64%
Financial Services	5.14%
Health Care	4.07%
Communication Services	2.9%
Utility	2.05%
Real Estate	1.98%
Basic Materials	0.47%

Asset Allocation

Asset Class	Value
Cash	9.2%
Equity	90.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	10%	₹2,604 Cr	2,695,000 ↑ 95,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	10%	₹2,548 Cr	33,250,000 ↑ 2,750,000
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	9%	₹2,364 Cr	3,250,000 ↑ 124,982
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500251	8%	₹2,137 Cr	3,000,000 ↑ 1,250,400
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	8%	₹2,099 Cr	3,250,000 ↑ 250,000
Jio Financial Services Ltd (Financial Services) Equity, Since 31 Aug 23 \| JIOFIN	5%	₹1,359 Cr	45,500,000 ↑ 3,000,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| M&M	4%	₹1,052 Cr	3,500,000 ↓ -1,250,000
Oracle Financial Services Software Ltd (Technology) Equity, Since 31 Dec 24 \| OFSS	4%	₹1,019 Cr	796,967 ↑ 796,967
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| 543396	4%	₹1,018 Cr	10,000,000 ↑ 2,500,000
Voltas Ltd (Industrials) Equity, Since 31 Oct 17 \| VOLTAS	3%	₹895 Cr	4,999,745

6. ICICI Prudential Dividend Yield Equity Fund

The investment objective of ICICI Prudential Dividend Yield Equity Fund is to provide medium to long term capital gains and/or dividend distribution by investing in a well diversified portfolio of predominantly equity and equity related instruments, which offer attractive dividend yield

ICICI Prudential Dividend Yield Equity Fund is a Equity - Dividend Yield fund was launched on 16 May 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.6% since its launch. Ranked 38 in Dividend Yield category. Return for 2024 was 21% , 2023 was 38.8% and 2022 was 9.2% .

Below is the key information for ICICI Prudential Dividend Yield Equity Fund

ICICI Prudential Dividend Yield Equity Fund Growth
Launch Date	16 May 14
NAV (19 Feb 25)	₹47.56 ↑ 0.10 (0.21 %)
Net Assets (Cr)	₹4,835 on 31 Jan 25
Category	Equity - Dividend Yield
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.41
Sharpe Ratio	0.65
Information Ratio	1.45
Alpha Ratio	4.75
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,169
31 Jan 22	₹17,140
31 Jan 23	₹18,385
31 Jan 24	₹26,656
31 Jan 25	₹30,654

ICICI Prudential Dividend Yield Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for ICICI Prudential Dividend Yield Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25

Duration	Returns
1 Month	-2%
3 Month	-3.1%
6 Month	-7.8%
1 Year	7.1%
3 Year	20.8%
5 Year	25.2%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	21%
2022	38.8%
2021	9.2%
2020	47.1%
2019	14.1%
2018	-2.9%
2017	-11.9%
2016	40.7%
2015	9.7%
2014	-5.2%

Fund Manager information for ICICI Prudential Dividend Yield Equity Fund

Name	Since	Tenure
Mittul Kalawadia	29 Jan 18	7.01 Yr.
Sharmila D’mello	31 Jul 22	2.51 Yr.

Data below for ICICI Prudential Dividend Yield Equity Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	29.96%
Consumer Cyclical	10.06%
Energy	9.03%
Consumer Defensive	8%
Utility	7.35%
Health Care	7.02%
Industrials	6.57%
Basic Materials	5.59%
Technology	5%
Communication Services	4.73%
Real Estate	1.54%

Asset Allocation

Asset Class	Value
Cash	3.06%
Equity	94.85%
Debt	1.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	8%	₹394 Cr	2,222,624
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| ICICIBANK	8%	₹372 Cr	2,905,184
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Apr 21 \| SUNPHARMA	7%	₹335 Cr	1,774,051
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 22 \| MARUTI	7%	₹311 Cr	286,610
NTPC Ltd (Utilities) Equity, Since 31 Oct 16 \| 532555	6%	₹273 Cr	8,201,022
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	4%	₹208 Cr	1,312,548 ↑ 250,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Dec 21 \| 500312	4%	₹194 Cr	8,094,802
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	4%	₹173 Cr	1,621,099
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 21 \| LT	3%	₹154 Cr	428,013
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Jul 23 \| 500825	2%	₹105 Cr	219,613

7. SBI Healthcare Opportunities Fund

(Erstwhile SBI Pharma Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Healthcare Opportunities Fund is a Equity - Sectoral fund was launched on 31 Dec 04. It is a fund with High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 34 in Sectoral category. Return for 2024 was 42.2% , 2023 was 38.2% and 2022 was -6% .

Below is the key information for SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund Growth
Launch Date	31 Dec 04
NAV (18 Feb 25)	₹395.721 ↓ -2.20 (-0.55 %)
Net Assets (Cr)	₹3,522 on 31 Jan 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.09
Sharpe Ratio	1.36
Information Ratio	0.67
Alpha Ratio	4.66
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹15,535
31 Jan 22	₹17,594
31 Jan 23	₹17,709
31 Jan 24	₹26,160
31 Jan 25	₹33,176

SBI Healthcare Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for SBI Healthcare Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25

Duration	Returns
1 Month	-4.9%
3 Month	-3.2%
6 Month	1.1%
1 Year	14.5%
3 Year	22.4%
5 Year	25.1%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	42.2%
2022	38.2%
2021	-6%
2020	20.1%
2019	65.8%
2018	-0.5%
2017	-9.9%
2016	2.1%
2015	-14%
2014	27.1%

Fund Manager information for SBI Healthcare Opportunities Fund

Name	Since	Tenure
Tanmaya Desai	1 Jun 11	13.68 Yr.
Pradeep Kesavan	31 Dec 23	1.09 Yr.

Data below for SBI Healthcare Opportunities Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Health Care	90.04%
Basic Materials	6.53%

Asset Allocation

Asset Class	Value
Cash	3.35%
Equity	96.57%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Dec 17 \| SUNPHARMA	13%	₹472 Cr	2,500,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 21 \| MAXHEALTH	6%	₹226 Cr	2,000,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	6%	₹220 Cr	360,000
Cipla Ltd (Healthcare) Equity, Since 31 Aug 16 \| 500087	6%	₹214 Cr	1,400,000 ↑ 120,000
Lupin Ltd (Healthcare) Equity, Since 31 Aug 23 \| 500257	5%	₹188 Cr	800,000
Lonza Group Ltd ADR (Healthcare) Equity, Since 31 Jan 24 \| LZAGY	4%	₹151 Cr	300,000
Mankind Pharma Ltd (Healthcare) Equity, Since 30 Apr 23 \| MANKIND	4%	₹151 Cr	523,016 ↑ 123,016
Poly Medicure Ltd (Healthcare) Equity, Since 31 Aug 24 \| POLYMED	4%	₹131 Cr	500,000
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Nov 22 \| 543308	3%	₹126 Cr	2,100,000 ↓ -100,000
Jupiter Life Line Hospitals Ltd (Healthcare) Equity, Since 31 Aug 23 \| JLHL	3%	₹125 Cr	800,000 ↓ -32,871

8. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 19.1% since its launch. Return for 2024 was 30.6% , 2023 was 31.9% and 2022 was -23.3% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund Growth
Launch Date	28 Dec 15
NAV (19 Feb 25)	₹49.5338 ↓ -0.13 (-0.26 %)
Net Assets (Cr)	₹12,465 on 31 Jan 25
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	0
Sharpe Ratio	0.68
Information Ratio	0.44
Alpha Ratio	2.22
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹15,254
31 Jan 22	₹23,775
31 Jan 23	₹20,584
31 Jan 24	₹27,482
31 Jan 25	₹32,904

TATA Digital India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25

Duration	Returns
1 Month	-4.9%
3 Month	-4%
6 Month	-2.6%
1 Year	11.6%
3 Year	11.1%
5 Year	25.1%
10 Year
15 Year
Since launch	19.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.6%
2022	31.9%
2021	-23.3%
2020	74.4%
2019	54.8%
2018	7.5%
2017	24.9%
2016	19.6%
2015	-6%
2014

Fund Manager information for TATA Digital India Fund

Name	Since	Tenure
Meeta Shetty	9 Mar 21	3.9 Yr.
Kapil Malhotra	19 Dec 23	1.12 Yr.

Data below for TATA Digital India Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Technology	74.43%
Consumer Cyclical	7.89%
Industrials	4.94%
Communication Services	4.21%
Financial Services	3.86%

Asset Allocation

Asset Class	Value
Cash	4.67%
Equity	95.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 31 Jan 16 \| INFY	17%	₹2,168 Cr	11,530,857
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jan 16 \| TCS	11%	₹1,485 Cr	3,626,873
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 16 \| 532755	9%	₹1,219 Cr	7,145,933
Wipro Ltd (Technology) Equity, Since 31 Jul 18 \| 507685	8%	₹990 Cr	32,787,324
HCL Technologies Ltd (Technology) Equity, Since 31 Jan 16 \| HCLTECH	7%	₹956 Cr	4,983,886
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Oct 22 \| 543320	6%	₹808 Cr	29,067,000
LTIMindtree Ltd (Technology) Equity, Since 28 Feb 21 \| LTIM	4%	₹552 Cr	988,062
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 16 \| PERSISTENT	4%	₹490 Cr	759,192
Firstsource Solutions Ltd (Technology) Equity, Since 30 Nov 21 \| FSL	3%	₹381 Cr	10,123,112
Sonata Software Ltd (Technology) Equity, Since 30 Jun 23 \| SONATSOFTW	2%	₹307 Cr	5,125,514

9. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 19.9% since its launch. Ranked 2 in Small Cap category. Return for 2024 was 28.5% , 2023 was 46.1% and 2022 was 1% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund Growth
Launch Date	12 May 14
NAV (19 Feb 25)	₹71 ↑ 1.44 (2.08 %)
Net Assets (Cr)	₹17,386 on 31 Dec 24
Category	Equity - Small Cap
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.73
Sharpe Ratio	1.32
Information Ratio	0.19
Alpha Ratio	3.87
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,113
31 Jan 22	₹19,683
31 Jan 23	₹19,960
31 Jan 24	₹30,763
31 Jan 25	₹33,089

L&T Emerging Businesses Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25

Duration	Returns
1 Month	-14.3%
3 Month	-15.2%
6 Month	-17%
1 Year	-2.1%
3 Year	17.5%
5 Year	25%
10 Year
15 Year
Since launch	19.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.5%
2022	46.1%
2021	1%
2020	77.4%
2019	15.5%
2018	-8.1%
2017	-13.7%
2016	66.5%
2015	10.2%
2014	12.3%

Fund Manager information for L&T Emerging Businesses Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.13 Yr.
Cheenu Gupta	1 Oct 23	1.34 Yr.
Sonal Gupta	1 Oct 23	1.34 Yr.

Data below for L&T Emerging Businesses Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Industrials	30.48%
Consumer Cyclical	16.51%
Financial Services	14.26%
Technology	10.64%
Basic Materials	10.36%
Real Estate	5.3%
Health Care	4.2%
Consumer Defensive	3.21%
Energy	1.5%

Asset Allocation

Asset Class	Value
Cash	1.16%
Equity	98.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Apar Industries Ltd (Industrials) Equity, Since 31 Mar 17 \| APARINDS	3%	₹470 Cr	455,400
BSE Ltd (Financial Services) Equity, Since 29 Feb 24 \| BSE	3%	₹454 Cr	852,600 ↓ -31,900
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Jul 20 \| DIXON	2%	₹427 Cr	238,273
Neuland Laboratories Limited Equity, Since 31 Jan 24 \| -	2%	₹410 Cr	299,000 ↑ 17,978
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 30 Sep 22 \| 500040	2%	₹403 Cr	1,607,279
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Jan 19 \| TECHNOE	2%	₹388 Cr	2,473,042
Kirloskar Pneumatic Co Ltd (Industrials) Equity, Since 31 Aug 22 \| 505283	2%	₹376 Cr	2,444,924
KFin Technologies Ltd (Technology) Equity, Since 31 Aug 24 \| KFINTECH	2%	₹374 Cr	2,429,736 ↑ 139,336
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 17 \| 500251	2%	₹338 Cr	474,400 ↓ -63,150
Time Technoplast Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| TIMETECHNO	2%	₹336 Cr	6,810,500 ↑ 656,671

10. ICICI Prudential Value Discovery Fund

To generate returns through a combination of dividend income and capital appreciation by investing primarily in a well-diversified portfolio of value stocks. Value stocks are those, which have attractive valuations in relation to earnings or book value or current and/or future dividends.

ICICI Prudential Value Discovery Fund is a Equity - Value fund was launched on 16 Aug 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.1% since its launch. Ranked 62 in Value category. Return for 2024 was 20% , 2023 was 31.4% and 2022 was 15% .

Below is the key information for ICICI Prudential Value Discovery Fund

ICICI Prudential Value Discovery Fund Growth
Launch Date	16 Aug 04
NAV (18 Feb 25)	₹426.61 ↓ -0.20 (-0.05 %)
Net Assets (Cr)	₹48,400 on 31 Jan 25
Category	Equity - Value
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	0.67
Information Ratio	1.05
Alpha Ratio	4.56
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹12,328
31 Jan 22	₹17,769
31 Jan 23	₹19,482
31 Jan 24	₹26,634
31 Jan 25	₹30,521

ICICI Prudential Value Discovery Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for ICICI Prudential Value Discovery Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25

Duration	Returns
1 Month	-1.9%
3 Month	-2.5%
6 Month	-5.6%
1 Year	9.3%
3 Year	19.1%
5 Year	25%
10 Year
15 Year
Since launch	20.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	20%
2022	31.4%
2021	15%
2020	38.5%
2019	22.9%
2018	0.6%
2017	-4.2%
2016	23.8%
2015	4.6%
2014	5.4%

Fund Manager information for ICICI Prudential Value Discovery Fund

Name	Since	Tenure
Sankaran Naren	18 Jan 21	4.04 Yr.
Dharmesh Kakkad	18 Jan 21	4.04 Yr.
Sharmila D’mello	30 Jun 22	2.59 Yr.
Masoomi Jhurmarvala	4 Nov 24	0.24 Yr.

Data below for ICICI Prudential Value Discovery Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	30.36%
Health Care	11.55%
Energy	9.96%
Consumer Cyclical	8.38%
Consumer Defensive	8.1%
Technology	6.42%
Communication Services	4.95%
Basic Materials	4.51%
Utility	3.37%
Industrials	2.52%

Asset Allocation

Asset Class	Value
Cash	9.89%
Equity	90.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| HDFCBANK	8%	₹3,945 Cr	22,254,621
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 21 \| ICICIBANK	7%	₹3,264 Cr	25,469,866
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 23 \| RELIANCE	6%	₹3,030 Cr	24,927,019 ↑ 500,000
Infosys Ltd (Technology) Equity, Since 30 Sep 14 \| INFY	6%	₹2,662 Cr	14,161,378
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	5%	₹2,376 Cr	12,594,544 ↓ -821,800
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 20 \| 532215	4%	₹1,812 Cr	17,021,712 ↑ 1,557,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 22 \| MARUTI	4%	₹1,757 Cr	1,618,016
State Bank of India (Financial Services) Equity, Since 31 Jan 21 \| SBIN	3%	₹1,540 Cr	19,369,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 Aug 23 \| HINDUNILVR	3%	₹1,502 Cr	6,455,777 ↑ 946,147
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	3%	₹1,493 Cr	9,406,063 ↑ 156,298

सर्वश्रेष्ठ एसआईपी निवेश कैसे चुनें?

ऐसे कई म्युचुअल फंड हैं जो आपको SIP के माध्यम से निवेश करने की अनुमति देते हैं। लेकिन मुख्य समस्या का चयन कर रहा हैसर्वश्रेष्ठ म्युचुअल फंड एसआईपी के लिए। हालांकि सर्वश्रेष्ठ म्युचुअल फंड एक व्यक्ति से दूसरे व्यक्ति में भिन्न हो सकते हैं, नीचे कुछ बिंदुओं की सूची दी गई है, जिन्हें निवेशक सर्वश्रेष्ठ एसआईपी म्यूचुअल फंड चुनने से पहले विचार कर सकते हैं।

एसआईपी निवेश के उद्देश्य को समझें

जब निवेश की बात आती है, तो हम में से प्रत्येक का एक अलग उद्देश्य होता है। इसलिए एसआईपी के माध्यम से म्यूचुअल फंड में निवेश करने से पहले, अपने निवेश लक्ष्यों की स्पष्ट तस्वीर प्राप्त करने की सलाह दी जाती है औरजोखिम प्रोफाइल. आम तौर पर,इक्विटी म्यूचुअल फंड लंबी अवधि के उद्देश्यों के लिए फायदेमंद माना जाता है जबकिमुद्रा बाजार तथाडेट फंड अल्पकालिक उद्देश्यों के लिए उपयुक्त हैं।

जानिए फंड हाउस

एसआईपी रिटर्न का एक बड़ा हिस्सा आपकी ओर से आपके पैसे का प्रबंधन करने वाले फंड हाउस पर निर्भर करता है। यदि फंड हाउस अपने उद्देश्य में विफल रहता है, तो आप अपना पैसा खो देंगे। यह सुनिश्चित करने के लिए कि आपके पास सबसे अच्छा एसआईपी प्लान है, एक प्रतिष्ठित फंड हाउस चुनें।

एसआईपी म्यूचुअल फंड के फंड प्रदर्शन की निगरानी करें

मूल कारणों में से एक जिसके कारण लोगम्युचुअल फंड में निवेश एसआईपी के जरिए पैसा कमाना है। इसलिए, सबसे अच्छा फंड चुनने और फिर सर्वश्रेष्ठ एसआईपी योजनाओं में निवेश करने के लिए समय के साथ फंड के प्रदर्शन का विश्लेषण करना महत्वपूर्ण है। आमतौर पर, इक्विटी म्युचुअल फंड के लिए लंबी अवधि के प्रदर्शन को देखा जाता है, जबकि ऋण के लिए म्युचुअल फंड कम से मध्य अवधि के रिटर्न पर विचार किया जाता है।

एसआईपी के भार और आवर्ती व्यय का विश्लेषण करें

अंतिम लेकिन कम से कम, एक्जिट लोड और व्यय अनुपात यदि एक निर्दिष्ट अवधि (आमतौर पर लॉक-इन अवधि कहा जाता है) से पहले भुनाया गया निवेश।

इसलिए, इन मापदंडों को ध्यान में रखते हुए सर्वश्रेष्ठ एसआईपी योजनाओं को चुनने की सलाह दी जाती है। निवेश करने से पहले सोचें!

एसआईपी कैलकुलेटर (एसआईपी रिटर्न कैलकुलेटर)

के लियेवित्तीय योजना, SIP कैलकुलेटर या SIP रिटर्न कैलकुलेटर सबसे अच्छे टूल में से एक है।

यह देखने के लिए कि कंपाउंडिंग की शक्ति से आपका एसआईपी कैसे बढ़ता है, नीचे दिए गए उदाहरण पर विचार करें।

मासिक निवेश	निवेश की समयावधि	निवेश की गई कुल राशि	अंतिम मूल्य @ 14% प्रति वर्ष
1,000	5 साल	60,000	87,200
1,000	10 वर्ष	1,20,000	2,62,091
1,000	पन्द्रह साल	1,80,000	6,12,853

उपरोक्त तालिका में उल्लेख किया गया है कि यदि आप एक एसआईपी म्यूचुअल फंड में प्रति माह INR 1,000 का निवेश करते हैं, तो 5 वर्षों में आपका कुल निवेश INR 60,000 होगा और आपका SIP 14% प्रति वर्ष के अनुमानित रिटर्न प्रतिशत पर वापस आएगा। होने वालाINR 87,2001, क्रमश। इसी प्रकार, 10 वर्षों में कुल निवेश होगाINR 1,20,000 और 14% प्रति वर्ष के अनुमानित प्रतिशत पर एसआईपी रिटर्न। होने वालाINR 2,62,091.

इसी तरह 15 साल में होगा निवेशINR 1,80,000 और 14% प्रति वर्ष के रिटर्न प्रतिशत पर अंतिम मूल्य होगाINR 6,12,853, क्रमश।

तो, एक महीने में केवल 1,000 रुपये का निवेश करके, देखें कि आने वाले वर्षों में आपका पैसा कैसे बढ़ेगा। निवेश करने के लिए सबसे अच्छा एसआईपी म्यूचुअल फंड चुनते समय उपरोक्त गणनाओं पर विचार करें।

पूछे जाने वाले प्रश्न

1. एसआईपी क्या है?

ए: एसआईपी या सिस्टेमैटिक इन्वेस्टमेंट प्लान एक म्यूचुअल फंड स्कीम के तहत पेश किया जाने वाला एक निवेश मार्ग है, जहां नियमित अंतराल पर इस योजना के तहत एक निश्चित राशि का निवेश किया जाता है। यह किस्त 500 रुपये जितनी छोटी हो सकती है।

2. एसआईपी के क्या लाभ हैं?

ए: SIP का प्राथमिक लाभ यह है कि यह निवेश को अधिक अनुशासित बनाता है। यह निवेशक को बनाने की अनुमति देता हैवित्तीय योजना उपयोगी है और निवेशक को निवेशक में निवेश करने की आदत विकसित करने में मदद करता है।

3. SIP में कौन निवेश कर सकता है?

ए: SIP में कोई भी निवेश कर सकता है। लेकिन, आपको अपना जोखिम विश्लेषण करना चाहिए, इसका मतलब यह है कि आप कितना जोखिम उठाना चाहते हैं। इसके अलावा, शुरू करने के लिए, आपको पैन विवरण, पता प्रमाण और . की आवश्यकता होगीबैंक विवरण।

4. SIP में ऑफलाइन मोड में निवेश करने के लिए क्या कदम उठाए गए हैं?

ए: ऑफलाइन मोड में निवेश करने के लिए, आपको आवेदन पत्र भरना होगा, मासिक या त्रैमासिक एसआईपी राशि के लिए एक चेक जमा करना होगा, इसकी एक प्रति प्रदान करनी होगी।पैन कार्ड, पते का प्रमाण, और आपके बैंक विवरण के प्रमाण के रूप में रद्द किया गया चेक।

5. मुझे आईसीआईसीआई प्रूडेंशियल टेक्नोलॉजी फंड में निवेश क्यों करना चाहिए?

ए: आईसीआईसीआई प्रूडेंशियल टेक्नोलॉजी फंड ने 3 मार्च 2000 को लॉन्च होने के बाद से 11.9% का रिटर्न दिखाया है। अन्य फंडों के विपरीत, वर्ष 2020 में, इसने 70.6% का रिटर्न स्थापित किया है। इसलिए, आईसीआईसीआई प्रूडेंशियल टेक्नोलॉजी फंड में निवेश करना सार्थक साबित हुआ है और पांच साल के लिए एसआईपी में निवेश किया है।

6. मुझे एसबीआई ब्लूचिप फंड रेगुलर ग्रोथ में निवेश क्यों करना चाहिए?

ए: एसबीआई ब्लूचिप फंड रेगुलर ग्रोथ ने पांच साल की विकास दर दिखाई है5.29%है, जो अपेक्षाकृत अधिक है।

7. एसआईपी में निवेश करते समय आपको क्या विचार करना चाहिए?

ए: जब आप एसआईपी में निवेश करते हैं, तो आपको नेट एसेट वैल्यू पर विचार करना चाहिए यानहीं हैं. यह वह निवेश है जो आप योजना के लिए करते हैं। आपको इसकी रेटिंग और इसके ऐतिहासिक प्रदर्शन की भी जांच करनी चाहिए। यह सुनिश्चित करने के लिए कि आपका निवेश सुरक्षित है, एसआईपी से मिलने वाले रिटर्न को समझना आवश्यक है।

8. क्या केवाईसी एसआईपी के लिए महत्वपूर्ण है?

ए: हां, केवाईसी एसआईपी के लिए भी जरूरी है। चूंकि एसआईपी म्यूचुअल फंड की योजना के अंतर्गत आता है, इसलिए आपको एसआईपी में निवेश करने के लिए केवाईसी दस्तावेज उपलब्ध कराने होंगे।

9. क्या एसआईपी में निवेश की न्यूनतम आवश्यकता होती है?

ए: हां, कुछ एसआईपी में न्यूनतम निवेश की आवश्यकता होती है। उदाहरण के लिए, आदित्य बिड़ला सन लाइफ डिजिटल इंडिया फंड में न्यूनतम एसआईपी निवेश की आवश्यकता 1000 रुपये है। एसबीआई ब्लूचिप फंड रेगुलर ग्रोथ के लिए न्यूनतम आवश्यकता 5000 रुपये है। इस प्रकार, आप जिस एसआईपी में निवेश कर रहे हैं, उसके आधार पर आपको अपनी निवेश राशि बढ़ानी होगी।

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।