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सीएजीआर कैलकुलेटर

Updated on October 23, 2024 , 19974 views

सीएजीआर क्या है?

सीएजीआर एक विशिष्ट समय अवधि में निवेश की औसत वार्षिक वृद्धि को संदर्भित करता है। यह माना जाता है कि निवेश का मूल्य अवधि के दौरान चक्रवृद्धि होता है। भिन्ननिरपेक्ष रिटर्न, सीएजीआर लेता हैधन का सामयिक मूल्य खाते में। नतीजतन, यह एक वर्ष में उत्पन्न निवेश के सही रिटर्न को प्रतिबिंबित करने में सक्षम है।

CAGR Calculator

CAGR (Compound Annual Growth Rate)

20.11%

सीएजीआर कैलकुलेटर का उपयोग कैसे करें

आप सीएजीआर कैलकुलेटर का उपयोग कहां कर सकते हैं सीएजीआर आपके निवेश निर्णयों का विश्लेषण करने के लिए उपयोग में आसान उपकरण है। यह निम्नलिखित परिदृश्यों में आवेदन पाता है:

आपने . में कुछ विशिष्ट इकाइयाँ खरीदींइक्विटी फ़ंड इस वर्ष और आपके फंड मूल्य में वृद्धि हुई। CAGR कैलकुलेटर की मदद से आप अपने निवेश पर रिटर्न की दर जान पाएंगे
आप शुरू करना चाहते हैंनिवेश और कुछ विशिष्ट लक्ष्य रखते हैं। सीएजीआर कैलकुलेटर के साथ, आपको पता चल जाएगा कि समय सीमा के भीतर आपको अपना पैसा किस दर से बढ़ाना है
मान लें कि आपने एक इक्विटी फंड में निवेश किया है, जिसका 3,5 और 10 साल का रिटर्न क्रमशः 25%, 15% और 10% है। आप उस औसत दर को जानना चाहते हैं जिस पर आपका फंड सालाना बढ़ता है
किसी निवेश के सीएजीआर की अपनी अपेक्षित दर से तुलना करना और उपयुक्तता की जांच करना। केवल तभी निवेश करें जब सीएजीआर आपकी अपेक्षित प्रतिफल दर से अधिक या उसके बराबर हो
ए . का सीएजीआरम्यूचुअल फंड बेंचमार्क रिटर्न के साथ तुलना की जा सकती है

सीएजीआर फॉर्मूला

CAGR की गणना गणितीय सूत्र का उपयोग करके की जा सकती है

सीएजीआर = [ (अंतिम मूल्य/शुरुआती मूल्य)^(1/एन)] -1

उपरोक्त सूत्र तीन चरों पर निर्भर करता है। अर्थात्, प्रारंभिक मूल्य, समाप्ति मूल्य और वर्षों की संख्या (एन)

जब आप उपरोक्त तीन चरों को इनपुट करते हैं, तो सीएजीआर कैलकुलेटर आपको की दर देगानिवेश पर प्रतिफल.

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सीएजीआर की सीमाएं

हालांकि सीएजीआर एक उपयोगी अवधारणा है, लेकिन इसकी बहुत सी सीमाएं हैं। इन सीमाओं के बारे में जागरूकता की कमी से निवेश के गलत फैसले होंगे। कुछ सीमाएँ हैं:

सीएजीआर से संबंधित गणनाओं में, यह केवल शुरुआत और अंत मान है। यह मानता है कि विकास समय की अवधि में स्थिर है और अस्थिरता पहलू पर विचार करने में विफल रहता है

यह केवल एकमुश्त निवेश के लिए उपयुक्त है। ए के मामले मेंएसआईपी निवेश, विभिन्न अंतरालों पर व्यवस्थित निवेश पर विचार नहीं किया जाएगा क्योंकि सीएजीआर की गणना करते समय केवल शुरुआती मूल्य पर विचार किया जाता है

सीएजीआर निवेश में निहित जोखिम के लिए जिम्मेदार नहीं है। जब इक्विटी निवेश की बात आती है, तो सीएजीआर की तुलना में जोखिम-समायोजित रिटर्न अधिक महत्वपूर्ण होते हैं। इन उद्देश्यों के लिए, आपको बेहतर अनुपातों पर विचार करने की आवश्यकता है जैसेशार्प भाग

3 साल के सर्वोत्तम सीएजीआर के साथ शीर्ष फंड

1. BOI AXA Credit Risk Fund

(Erstwhile BOI AXA Corporate Credit Spectrum Fund)

The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.

BOI AXA Credit Risk Fund is a Debt - Credit Risk fund was launched on 27 Feb 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 1.6% since its launch. Return for 2023 was 5.6% , 2022 was 143.1% and 2021 was 9.4% .

Below is the key information for BOI AXA Credit Risk Fund

BOI AXA Credit Risk Fund Growth
Launch Date	27 Feb 15
NAV (25 Oct 24)	₹11.7016 ↑ 0.00 (0.02 %)
Net Assets (Cr)	₹115 on 30 Sep 24
Category	Debt - Credit Risk
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	1.56
Sharpe Ratio	-0.94
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (4%),12-24 Months (3%),24-36 Months (2%),36 Months and above(NIL)
Yield to Maturity	6.98%
Effective Maturity	5 Months 23 Days
Modified Duration	4 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹5,681
30 Sep 21	₹6,281
30 Sep 22	₹15,128
30 Sep 23	₹15,970
30 Sep 24	₹16,926

BOI AXA Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284 Invest Now

Returns for BOI AXA Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Oct 24

Duration	Returns
1 Month	0.6%
3 Month	1.3%
6 Month	2.2%
1 Year	6.2%
3 Year	39.4%
5 Year	10.7%
10 Year
15 Year
Since launch	1.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	5.6%
2022	143.1%
2021	9.4%
2020	-44.4%
2019	-45.2%
2018	-0.3%
2017	9.3%
2016	11.2%
2015
2014

Fund Manager information for BOI AXA Credit Risk Fund

Name	Since	Tenure
Alok Singh	27 Feb 15	9.6 Yr.

Data below for BOI AXA Credit Risk Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	54.33%
Debt	45.29%
Other	0.38%

Debt Sector Allocation

Sector	Value
Corporate	51.13%
Cash Equivalent	48.49%

Credit Quality

Rating	Value
AA	82.18%
AAA	17.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Century Textiles And Industries Limited Debentures \| -	10%	₹12 Cr	1,200,000
Steel Authority Of India Limited Debentures \| -	10%	₹12 Cr	1,150,000
JSW Steel Limited Debentures \| -	9%	₹10 Cr	1,000,000
Gic Housing Finance Limited Debentures \| -	9%	₹10 Cr	1,000,000
Manappuram Finance Limited Debentures \| -	9%	₹10 Cr	1,000,000
360 One Prime Limited Debentures \| -	9%	₹10 Cr	1,000,000
Godrej Industries Limited Debentures \| -	9%	₹10 Cr	1,000,000
Corporate Debt Market Development Fund Investment Fund \| -	0%	₹0 Cr	414
Net Receivables / (Payables) CBLO \| -	12%	₹13 Cr
Treps CBLO/Reverse Repo \| -	12%	₹13 Cr

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 31 in Sectoral category. Return for 2023 was 54% , 2022 was 29% and 2021 was 32.4% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (25 Oct 24)	₹30.9909 ↓ -0.59 (-1.86 %)
Net Assets (Cr)	₹4,703 on 30 Sep 24
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	2
Information Ratio	-0.58
Alpha Ratio	-6.57
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹8,022
30 Sep 21	₹12,992
30 Sep 22	₹14,087
30 Sep 23	₹20,730
30 Sep 24	₹34,307

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Oct 24

Duration	Returns
1 Month	-7.2%
3 Month	-8.7%
6 Month	0.2%
1 Year	64.6%
3 Year	32.1%
5 Year	24.3%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%
2014	41.5%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.33 Yr.

Data below for SBI PSU Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Financial Services	34.91%
Utility	25.75%
Energy	18.46%
Industrials	10.34%
Basic Materials	7.08%

Asset Allocation

Asset Class	Value
Cash	3.46%
Equity	96.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	14%	₹652 Cr	8,277,500
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹444 Cr	12,585,554 ↓ -650,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹441 Cr	18,350,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹303 Cr	8,200,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	6%	₹296 Cr	10,375,000 ↑ 1,200,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	5%	₹241 Cr	5,443,244
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	5%	₹228 Cr	9,300,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	4%	₹193 Cr	7,800,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Jun 24 \| SBILIFE	4%	₹184 Cr	1,000,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹142 Cr	3,600,000 ↑ 600,000

3. DSP BlackRock India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

DSP BlackRock India T.I.G.E.R Fund is a Equity - Sectoral fund was launched on 11 Jun 04. It is a fund with High risk and has given a CAGR/Annualized return of 18.6% since its launch. Ranked 12 in Sectoral category. Return for 2023 was 49% , 2022 was 13.9% and 2021 was 51.6% .

Below is the key information for DSP BlackRock India T.I.G.E.R Fund

DSP BlackRock India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (24 Oct 24)	₹325.125 ↓ -2.38 (-0.73 %)
Net Assets (Cr)	₹5,646 on 30 Sep 24
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.24
Sharpe Ratio	2.89
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹8,140
30 Sep 21	₹15,717
30 Sep 22	₹16,980
30 Sep 23	₹23,361
30 Sep 24	₹38,368

DSP BlackRock India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for DSP BlackRock India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Oct 24

Duration	Returns
1 Month	-6.4%
3 Month	-1.9%
6 Month	13.4%
1 Year	59.3%
3 Year	31.4%
5 Year	29.1%
10 Year
15 Year
Since launch	18.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	49%
2022	13.9%
2021	51.6%
2020	2.7%
2019	6.7%
2018	-17.2%
2017	47%
2016	4.1%
2015	0.7%
2014	61.3%

Fund Manager information for DSP BlackRock India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	14.29 Yr.

Data below for DSP BlackRock India T.I.G.E.R Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Industrials	42.04%
Basic Materials	16.63%
Consumer Cyclical	8.72%
Energy	7.53%
Utility	6.34%
Technology	4.94%
Communication Services	4.25%
Financial Services	3.37%
Consumer Defensive	1.32%
Real Estate	0.81%

Asset Allocation

Asset Class	Value
Cash	4.05%
Equity	95.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	6%	₹358 Cr	8,078,568
Siemens Ltd (Industrials) Equity, Since 30 Nov 18 \| 500550	5%	₹268 Cr	369,482 ↑ 23,519
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	4%	₹217 Cr	591,385
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹185 Cr	1,080,606
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	3%	₹185 Cr	1,502,475
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 22 \| KPIL	3%	₹171 Cr	1,253,711
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	3%	₹169 Cr	3,321,453
Polycab India Ltd (Industrials) Equity, Since 31 Jan 21 \| POLYCAB	3%	₹142 Cr	204,150
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| MOTHERSON	2%	₹111 Cr	5,231,754 ↑ 1,357,445
KFin Technologies Ltd (Technology) Equity, Since 31 Jan 24 \| KFINTECH	2%	₹104 Cr	1,022,718 ↓ -80,636

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।