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In the dynamic world of Personal Finance, having the right card in your wallet can make all the difference. For many, HDFC Bank has been a trusted partner in financial services, Offering a Range of credit and debit cards designed to cater to diverse needs. However, irrespective of the number of cards you have, when it comes to managing them all, it can be a strenuous task. Keeping this in mind, HDFC Bank offers MyCards, a mobile-based service platform.
This article lets you know everything about MyCards HDFC, its features, eligibility, and how to register for it.
MyCards is a mobile-based service platform catering to products such as credit cards, Debit Cards, Debit Card EMI loans, and Consumer Durable loans. This platform operates as a Progressive Web Application (PWA), functioning within a browser yet delivering a native app-like experience. Users can effortlessly access it by navigating to mycards.hdfcbank.com, eliminating the need for passwords or downloads. You can save it on your device for seamless future use.
This Facility can be used by customers who are holding any of the following products from the HDFC bank:
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Jotted down below are some of the major benefits you can get from this service-based platform:
Dedicated 24/7 On-The-Go Platform: MyCards provides a dedicated platform available 24 hours a day, seven days a week. This ensures that users can access banking services anytime and anywhere, providing unprecedented convenience and flexibility.
Effortless Saving on Phone with No Downloads: One standout feature is the ease with which users can save MyCards on their phones. This process doesn't require downloads, eliminating storage concerns and simplifying the overall user experience.
Seamless Login via Mobile-based OTP: MyCards ensures a hassle-free login process. Users can seamlessly access their accounts with a mobile-based OTP, streamlining the authentication process and enhancing security.
Faster, Easier, and Simpler User Interface: The user interface of MyCards is designed with user convenience in mind. It offers a faster, easier, and simpler navigation experience, ensuring users can efficiently carry out transactions and access information without unnecessary complications.
Manage 5 Products in 1 Web App: MyCards consolidates the management of five different products into a single web application. This streamlined approach allows users to seamlessly oversee various financial products, reducing the need to navigate multiple platforms.
Access Banking On-The-Go: Another standout benefit of MyCards is the ability to access banking services on the go. Whether it's checking account balances, making transactions, or managing financial products, users have the flexibility to Handle their banking needs wherever they are, enhancing overall accessibility.
Here is the list of services you can find in HDFC MyCards for different users:
View a comprehensive loan summary encompassing details such as outstanding amount, EMI due date, interest rate, loan tenure, and any overdue amounts, if applicable
You can get started with HDFC Bank MyCards in four simple steps, such as:
HDFC Bank MyCards not only offers round-the-clock accessibility but also prioritises user convenience through effortless saving on phones, seamless login procedures, an intuitive user interface, and the ability to manage multiple financial products within a single web application. This platform empowers users to bank on the go, providing a comprehensive and efficient banking experience.
A: No, you are not required to add your products every time you log in. You can do so only once within the PWA. You only need to input the OTP sent to your registered mobile number for subsequent logins.
A: Certainly, you can add multiple credit cards, debit cards, consumer durable loans, and EMI loans within MyCards PWA as long as the registered mobile number remains the same.
A: You must log in using each mobile number to add, access, and manage each corresponding linked product inside MyCards PWA.
A: Certainly, you can delink or remove an added product from MyCards PWA anytime by selecting the Remove button under the My Profile section. This action ensures that the corresponding product is no longer visible or accessible within MyCards PWA. However, remember that it does not alter the existing product relationship with the bank, including outstanding amount, loan tenure, interest rate, EMI, overdue, etc.
A: Yes, you can re-add a product multiple times, provided that the product is still active.
A: No, including an inactive/blocked credit, debit card, or a closed loan is impossible within PWA. This limitation exists because the services offered to customers apply solely to active products, namely credit cards, consumer durable loans, and debit card EMI loans.
A: Yes, MyCards PWA allows login and access from various platforms, although not concurrently. While MyCards PWA can be stored on multiple devices, it can only be accessed from one device simultaneously. If there is a simultaneous login attempt from another device, the previously active session will be terminated.
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