5 सर्वश्रेष्ठ प्रदर्शन करने वाले लिक्विड म्यूचुअल फंड एसआईपी निवेश 2022

Table of Contents

एसआईपी निवेश के लिए शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले लिक्विड फंड वित्त वर्ष 22 - 23
Top 5 Debt - Liquid Fund Funds

SIP 2022 के लिए 5 सर्वश्रेष्ठ प्रदर्शन करने वाले लिक्विड फंड

Updated on March 4, 2025 , 9379 views

लिक्विड फंड की सबसे सुरक्षित श्रेणी मानी जाती हैडेट म्यूचुअल फंड क्योंकि उनके पास सबसे कम ब्याज दर और क्रेडिट जोखिम है। लिक्विड फंड 91 दिनों तक की परिपक्वता वाली डेट प्रतिभूतियों में निवेश करते हैं। ये फंड से बेहतर रिटर्न देते हैंबैंक बचत खाता. बैंक खातों की 4% ब्याज दर की तुलना में, लिक्विडम्यूचुअल फंड्स लगभग 7% रिटर्न देते हैं। इसके अतिरिक्त, लिक्विड फंड अत्यधिक तरल होते हैं, कोई भी अपने फंड को एक दिन के भीतर भुना सकता है। निवेशक अपनी अधिशेष राशि का निवेश अच्छा रिटर्न अर्जित करने के लिए कर सकते हैं या वे अपनी अल्पावधि को प्राप्त करने के लिए भी निवेश कर सकते हैंवित्तीय लक्ष्यों. उदाहरण के लिए, यदि किसी को गैजेट खरीदना है या छोटी यात्रा की योजना बनाना है। बेहतर रिटर्न के लिए निवेशक इन प्री-लिस्टेड टॉप परफॉर्मिंग लिक्विड फंड्स में निवेश कर सकते हैंसिप. आइए उनके नवीनतम प्रदर्शन और रिटर्न पर एक नजर डालते हैं!

Ready to Invest?
Talk to our investment specialist

एसआईपी निवेश के लिए शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले लिक्विड फंड वित्त वर्ष 22 - 23

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
BOI AXA Liquid Fund Growth	₹2,941.44 ↑ 0.35	₹1,855	1,000	1.7	3.5	7.3	6.7	5.4	7.4
Indiabulls Liquid Fund Growth	₹2,469.83 ↑ 0.39	₹180	500	1.7	3.5	7.3	6.5	5.2	7.4
ICICI Prudential Liquid Fund Growth	₹378.198 ↑ 0.05	₹56,989	99	1.7	3.5	7.3	6.6	5.4	7.4
LIC MF Liquid Fund Growth	₹4,619.62 ↑ 0.46	₹12,287	1,000	1.7	3.5	7.3	6.6	5.4	7.4
Mirae Asset Cash Management Fund Growth	₹2,679.01 ↑ 0.30	₹13,882	1,000	1.7	3.5	7.3	6.6	5.4	7.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Mar 25

*ऊपर सर्वश्रेष्ठ की सूची हैतरल निधियों के ऊपर एयूएम/शुद्ध संपत्तियां हैं100 करोड़. पर छाँटा गयापिछले 1 साल का रिटर्न.

1. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund Growth
Launch Date	16 Jul 08
NAV (07 Mar 25)	₹2,941.44 ↑ 0.35 (0.01 %)
Net Assets (Cr)	₹1,855 on 31 Jan 25
Category	Debt - Liquid Fund
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.1
Sharpe Ratio	5.46
Information Ratio	-0.95
Alpha Ratio	0.06
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.22%
Effective Maturity	1 Month 17 Days
Modified Duration	1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹10,379
28 Feb 22	₹10,726
28 Feb 23	₹11,305
29 Feb 24	₹12,126
28 Feb 25	₹13,019

BOI AXA Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.7%
5 Year	5.4%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.9%
2020	3.3%
2019	4.1%
2018	6.4%
2017	7.4%
2016	6.7%
2015	7.6%
2014	8.3%

Fund Manager information for BOI AXA Liquid Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	3.54 Yr.

Data below for BOI AXA Liquid Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	99.78%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	73.99%
Corporate	22.92%
Government	2.87%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 10042025 Sovereign Bonds \| -	7%	₹129 Cr	13,000,000
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) Certificate of Deposit \| -	6%	₹100 Cr	10,000,000
HDFC Bank Limited Certificate of Deposit \| -	6%	₹100 Cr	10,000,000
Union Bank Of India Certificate of Deposit \| -	6%	₹99 Cr	10,000,000
LIC Housing Finance Ltd Commercial Paper \| -	4%	₹75 Cr	7,500,000 ↑ 5,000,000
Bank Of Baroda Certificate of Deposit \| -	4%	₹74 Cr	7,500,000 ↑ 2,500,000
Canara Bank Certificate of Deposit \| -	4%	₹74 Cr	7,500,000 ↑ 7,500,000
HDFC Securities Limited Commercial Paper \| -	4%	₹74 Cr	7,500,000 ↑ 7,500,000
91 Days Tbill Red 24-04-2025 Sovereign Bonds \| -	3%	₹54 Cr	5,500,000 ↓ -2,000,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	3%	₹50 Cr	5,000,000

2. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (07 Mar 25)	₹2,469.83 ↑ 0.39 (0.02 %)
Net Assets (Cr)	₹180 on 31 Jan 25
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	3.43
Information Ratio	-3.12
Alpha Ratio	-0.01
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.2%
Effective Maturity	1 Month 9 Days
Modified Duration	1 Month 8 Days

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹10,364
28 Feb 22	₹10,677
28 Feb 23	₹11,220
29 Feb 24	₹12,002
28 Feb 25	₹12,877

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.5%
5 Year	5.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	6.8%
2021	4.6%
2020	3.1%
2019	3.9%
2018	6.6%
2017	7.3%
2016	6.7%
2015	7.8%
2014	8.5%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	1.81 Yr.

Data below for Indiabulls Liquid Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	99.69%
Other	0.31%

Debt Sector Allocation

Sector	Value
Cash Equivalent	86.13%
Corporate	13.57%

Credit Quality

Rating	Value
AA	5.82%
AAA	94.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 Days Tbill Sovereign Bonds \| -	11%	₹20 Cr	2,000,000 ↑ 500,000
Export-Import Bank Of India Commercial Paper \| -	8%	₹15 Cr	1,500,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	6%	₹10 Cr	1,000,000
LIC Housing Finance Ltd Debentures \| -	6%	₹10 Cr	1,000,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	6%	₹10 Cr	1,000,000
ICICI Bank - 25/02/2025 Certificate of Deposit \| -	6%	₹10 Cr	1,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	6%	₹10 Cr	1,000,000 ↑ 1,000,000
Indian Bank Certificate of Deposit \| -	6%	₹10 Cr	1,000,000
91 Days Tbill Sovereign Bonds \| -	5%	₹10 Cr	1,000,000 ↑ 1,000,000
Bank Of Baroda Certificate of Deposit \| -	5%	₹10 Cr	1,000,000 ↑ 1,000,000

3. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (07 Mar 25)	₹378.198 ↑ 0.05 (0.01 %)
Net Assets (Cr)	₹56,989 on 31 Jan 25
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	3.68
Information Ratio	-2.47
Alpha Ratio	-0.06
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	7.27%
Effective Maturity	1 Month 24 Days
Modified Duration	1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹10,393
28 Feb 22	₹10,735
28 Feb 23	₹11,297
29 Feb 24	₹12,108
28 Feb 25	₹12,990

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.6%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.6%
2015	7.7%
2014	8.3%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	1.25 Yr.
Darshil Dedhia	12 Jun 23	1.72 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.47%
Corporate	22.98%
Government	2.34%

Credit Quality

Rating	Value
AA	1.01%
AAA	98.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Limited Certificate of Deposit \| -	3%	₹1,839 Cr	37,000
91 DTB 17042025 Sovereign Bonds \| -	3%	₹1,761 Cr	178,000,000 ↓ -2,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹1,493 Cr	30,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹1,490 Cr	30,000
IDBI Bank Limited Certificate of Deposit \| -	2%	₹1,475 Cr	30,000 ↑ 30,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹1,279 Cr	26,000 ↑ 26,000
91 Days Tbill Red 24-04-2025 Sovereign Bonds \| -	2%	₹1,207 Cr	122,076,600 ↓ -10,500,000
Treps CBLO/Reverse Repo \| -	2%	₹1,199 Cr
91 Days Tbill Red 08-05-2025 Sovereign Bonds \| -	2%	₹1,139 Cr	115,500,000 ↑ 115,500,000
Axis Bank Limited Certificate of Deposit \| -	2%	₹1,044 Cr	21,200

4. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 25 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.7% .

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund Growth
Launch Date	11 Mar 02
NAV (07 Mar 25)	₹4,619.62 ↑ 0.46 (0.01 %)
Net Assets (Cr)	₹12,287 on 31 Jan 25
Category	Debt - Liquid Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.24
Sharpe Ratio	3.63
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.25%
Effective Maturity	1 Month 6 Days
Modified Duration	1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹10,392
28 Feb 22	₹10,735
28 Feb 23	₹11,295
29 Feb 24	₹12,103
28 Feb 25	₹12,986

LIC MF Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.6%
5 Year	5.4%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.7%
2020	3.3%
2019	4.3%
2018	6.5%
2017	7.3%
2016	6.6%
2015	7.6%
2014	8.4%

Fund Manager information for LIC MF Liquid Fund

Name	Since	Tenure
Rahul Singh	5 Oct 15	9.41 Yr.

Data below for LIC MF Liquid Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	99.77%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	85.41%
Corporate	14.3%
Government	0.06%

Credit Quality

Rating	Value
AA	2.27%
AAA	97.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Export-Import Bank Of India Commercial Paper \| -	4%	₹448 Cr	9,000
91 Days Tbill Red 27-02-2025 Sovereign Bonds \| -	3%	₹399 Cr	40,000,000
91 DTB 17042025 Sovereign Bonds \| -	3%	₹396 Cr	40,000,000
91 Days Tbill Red 08-05-2025 Sovereign Bonds \| -	3%	₹394 Cr	40,000,000 ↑ 40,000,000
91 DTB 06032025 Sovereign Bonds \| -	3%	₹349 Cr	35,000,000 ↓ -15,000,000
Birla Group Holdings Private Limited Commercial Paper \| -	3%	₹300 Cr	6,000
Bank Of Baroda Certificate of Deposit \| -	3%	₹299 Cr	6,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹299 Cr	6,000
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹299 Cr	6,000
91 DTB 10042025 Sovereign Bonds \| -	2%	₹297 Cr	30,000,000

5. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.3% since its launch. Ranked 48 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund Growth
Launch Date	12 Jan 09
NAV (07 Mar 25)	₹2,679.01 ↑ 0.30 (0.01 %)
Net Assets (Cr)	₹13,882 on 31 Jan 25
Category	Debt - Liquid Fund
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆
Risk	Low
Expense Ratio	0.15
Sharpe Ratio	4.34
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.23%
Effective Maturity	1 Month 7 Days
Modified Duration	1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹10,386
28 Feb 22	₹10,734
28 Feb 23	₹11,304
29 Feb 24	₹12,117
28 Feb 25	₹13,000

Mirae Asset Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.6%
5 Year	5.4%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.3%
2019	4.2%
2018	6.6%
2017	7.3%
2016	6.6%
2015	7.2%
2014	7.8%

Fund Manager information for Mirae Asset Cash Management Fund

Name	Since	Tenure
Amit Modani	1 Nov 24	0.33 Yr.

Data below for Mirae Asset Cash Management Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	99.81%
Other	0.19%

Debt Sector Allocation

Sector	Value
Cash Equivalent	76.92%
Corporate	22.9%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	13%	₹1,979 Cr
Bank Of Baroda Certificate of Deposit \| -	2%	₹349 Cr	35,000,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹348 Cr	35,000,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹324 Cr	32,500,000 ↑ 2,500,000
91 Days Tbill Red 27-02-2025 Sovereign Bonds \| -	2%	₹299 Cr	30,000,000
91 Days Tbill Sovereign Bonds \| -	2%	₹295 Cr	30,000,000 ↑ 30,000,000
Canara Bank Certificate of Deposit \| -	2%	₹274 Cr	27,500,000
91 DTB 20032025 Sovereign Bonds \| -	2%	₹273 Cr	27,500,000
91 Days Tbill Sovereign Bonds \| -	2%	₹271 Cr	27,500,000
Union Bank Of India Certificate of Deposit \| -	2%	₹250 Cr	25,000,000

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।