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5 बेस्ट परफॉर्मिंग मल्टी एसेट एलोकेशन फंड्स 2022

Updated on March 4, 2025 , 40756 views

कुंजी में से एकनिवेश के लाभ बहु मेंपरिसंपत्ति आवंटन फंड यह है कि यह आपके पोर्टफोलियो को एक अच्छा विविधीकरण देता है, इस प्रकार निवेश जोखिम को कम करता है। इसके अतिरिक्त, जोखिम को जोखिम भरी और गैर-जोखिम भरी प्रतिभूतियों दोनों के साथ वितरित किया जाता है।

मल्टी एसेट एलोकेशन फंड हाइब्रिड कैटेगरी का हिस्सा हैं। इस स्कीम की खास बात यह है कि फंड तीन एसेट क्लास में निवेश कर सकता है। इसका मतलब है कि मल्टी एसेट एलोकेशन डेट, इक्विटी और एक और एसेट क्लास में निवेश कर सकता है। नियमों के मुताबिक, फंड को हर एसेट क्लास में कम से कम 10 फीसदी निवेश करना चाहिए। आइए जानें 2022 - 2023 में निवेश करने के लिए कुछ बेहतरीन प्रदर्शन करने वाले मल्टी एसेट एलोकेशन फंड के बाद वाले फंड के बारे में।

मल्टी एसेट एलोकेशन फंड: एक सिंहावलोकन

भारत मेंमंडी, कुछ फंड हाउस डेट, इक्विटी और साथ ही सोने में बहु-परिसंपत्तियों का निवेश करते हैं। जबकि, पश्चिमी बाजारों में, मल्टी-एसेट फंड डेट, रियल एस्टेट, गोल्ड, कमोडिटीज, इक्विटी से लेकर एसेट्स में निवेश करते हैं।हेज फंड, और निजी इक्विटी। ऐसा माना जाता है कि उस समय के दौरान कुछ परिसंपत्ति वर्ग ऊपर और नीचे जाते हैं, विभिन्न परिसंपत्ति वर्ग अच्छा प्रदर्शन कर सकते हैं। एक समय ऐसा भी हो सकता है जब कर्ज अच्छा प्रदर्शन करेगा, और एक समय ऐसा भी हो सकता है जहांइक्विटीज बेहतर प्रदर्शन करेगा। वही गोल्ड फंड के लिए जाता है। इसलिए, इस प्रकार के फंड में नुकसान की संभावना बहुत कम होती है। मल्टी एसेट एलोकेशन फंड में निवेश करने का सबसे अच्छा तरीका लंबी अवधि के लिए निवेश करना है।

इस प्रकार, ये फंड रूढ़िवादी निवेशकों के लिए एक अच्छा विकल्प हो सकते हैं जो निवेश में उच्च जोखिम नहीं लेना चाहते हैं, फिर भी अपने पोर्टफोलियो में इक्विटी एक्सपोजर चाहते हैं।

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टॉप 5 बेस्ट मल्टी एसेट एलोकेशन फंड्स FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
ICICI Prudential Multi-Asset Fund Growth	₹700.105 ↑ 4.35	₹52,761	-1.2	-1.1	11.2	18.8	22.5	16.1
UTI Multi Asset Fund Growth	₹68.1314 ↓ -0.11	₹5,079	-5.9	-5.8	6.8	17.4	14.6	20.7
Edelweiss Multi Asset Allocation Fund Growth	₹57.3 ↓ -0.08	₹2,371	-7.5	-7.3	5.8	16.1	17.4	20.2
SBI Multi Asset Allocation Fund Growth	₹54.2198 ↑ 0.07	₹7,141	-3.5	-3.2	8.2	13.5	13.5	12.8
HDFC Multi-Asset Fund Growth	₹65.709 ↑ 0.01	₹3,893	-3.3	-2.7	7.1	12.8	14.7	13.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Mar 25

*ऊपर सर्वश्रेष्ठ की सूची हैबहु संपत्ति आवंटन ऊपर एयूएम/शुद्ध संपत्ति वाले फंड100 करोड़. पर छाँटा गयापिछले 3 साल का रिटर्न.

1. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

ICICI Prudential Multi-Asset Fund is a Hybrid - Multi Asset fund was launched on 31 Oct 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.9% since its launch. Ranked 53 in Multi Asset category. Return for 2024 was 16.1% , 2023 was 24.1% and 2022 was 16.8% .

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Growth
Launch Date	31 Oct 02
NAV (06 Mar 25)	₹700.105 ↑ 4.35 (0.63 %)
Net Assets (Cr)	₹52,761 on 31 Jan 25
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	1.24
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,055
28 Feb 22	₹16,483
28 Feb 23	₹18,450
29 Feb 24	₹24,116
28 Feb 25	₹26,858

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

Duration	Returns
1 Month	-1.6%
3 Month	-1.2%
6 Month	-1.1%
1 Year	11.2%
3 Year	18.8%
5 Year	22.5%
10 Year
15 Year
Since launch	20.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	16.1%
2022	24.1%
2021	16.8%
2020	34.7%
2019	9.9%
2018	7.7%
2017	-2.2%
2016	28.2%
2015	12.5%
2014	-1.4%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	13.09 Yr.
Manish Banthia	22 Jan 24	1.11 Yr.
Ihab Dalwai	3 Jun 17	7.75 Yr.
Akhil Kakkar	22 Jan 24	1.11 Yr.
Sri Sharma	30 Apr 21	3.84 Yr.
Gaurav Chikane	2 Aug 21	3.58 Yr.
Sharmila D’mello	31 Jul 22	2.59 Yr.
Masoomi Jhurmarvala	4 Nov 24	0.32 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	33.9%
Equity	50.26%
Debt	9.46%
Other	6.12%

Equity Sector Allocation

Sector	Value
Financial Services	21.19%
Consumer Cyclical	9.23%
Basic Materials	6.71%
Energy	5.69%
Industrials	5.06%
Technology	4.74%
Consumer Defensive	4.71%
Health Care	4.38%
Utility	2.91%
Communication Services	2.08%
Real Estate	0.69%

Debt Sector Allocation

Sector	Value
Cash Equivalent	33.08%
Corporate	7.42%
Government	2.63%
Securitized	0.5%

Credit Quality

Rating	Value
A	3.38%
AA	22.59%
AAA	74.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	4%	₹2,337 Cr	18,656,800
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Aug 21 \| MARUTI	4%	₹2,194 Cr	1,781,799 ↓ -74,350
Nifty 50 Index - \| -	4%	-₹1,920 Cr	812,775 ↑ 812,775
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹1,768 Cr	10,407,299 ↑ 401,800
ICICI Prudential Silver ETF - \| -	3%	₹1,695 Cr	179,691,983
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	3%	₹1,608 Cr	12,708,250 ↑ 562,226
ICICI Pru Gold ETF - \| -	3%	₹1,601 Cr	224,590,882 ↑ 102,259,698
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 22 \| SBICARD	3%	₹1,342 Cr	17,242,626 ↑ 1,448,000
NTPC Ltd (Utilities) Equity, Since 31 Mar 17 \| 532555	2%	₹1,261 Cr	38,913,163
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532978	2%	₹1,056 Cr	6,084,716 ↓ -1,250,000

2. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Multi Asset Fund is a Hybrid - Multi Asset fund was launched on 21 Oct 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.4% since its launch. Ranked 34 in Multi Asset category. Return for 2024 was 20.7% , 2023 was 29.1% and 2022 was 4.4% .

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Growth
Launch Date	21 Oct 08
NAV (07 Mar 25)	₹68.1314 ↓ -0.11 (-0.16 %)
Net Assets (Cr)	₹5,079 on 31 Jan 25
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.62
Sharpe Ratio	1.06
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹11,481
28 Feb 22	₹12,418
28 Feb 23	₹12,986
29 Feb 24	₹18,065
28 Feb 25	₹19,293

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

Duration	Returns
1 Month	-3.9%
3 Month	-5.9%
6 Month	-5.8%
1 Year	6.8%
3 Year	17.4%
5 Year	14.6%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	20.7%
2022	29.1%
2021	4.4%
2020	11.8%
2019	13.1%
2018	3.9%
2017	-0.5%
2016	17.1%
2015	7.3%
2014	-3.7%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Kumar Goyal	12 Nov 21	3.3 Yr.
Jaydeep Bhowal	1 Oct 24	0.41 Yr.

Data below for UTI Multi Asset Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	11.22%
Equity	59.68%
Debt	18.02%
Other	11.07%

Equity Sector Allocation

Sector	Value
Consumer Cyclical	11.96%
Technology	11.78%
Financial Services	8.42%
Consumer Defensive	8.36%
Industrials	5.78%
Health Care	5.56%
Basic Materials	4.29%
Communication Services	4.16%
Energy	4.1%
Real Estate	0.93%
Utility	0.86%

Debt Sector Allocation

Sector	Value
Government	14.05%
Cash Equivalent	11.22%
Corporate	3.97%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	11%	₹568 Cr	81,374,023
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| ICICIBANK	4%	₹213 Cr	1,702,849 ↑ 366,896
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹205 Cr	2,000,000,000 ↓ -750,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 24 \| RELIANCE	3%	₹174 Cr	1,372,076 ↑ 71,310
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	3%	₹168 Cr	892,717 ↑ 140,242
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	3%	₹155 Cr	954,022 ↑ 244,691
7.32% Govt Stock 2030 Sovereign Bonds \| -	3%	₹155 Cr	1,500,000,000
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	3%	₹148 Cr	359,028 ↑ 82,235
Trent Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 500251	3%	₹130 Cr	225,482 ↑ 54,894
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	3%	₹127 Cr	2,844,129 ↑ 742,544

3. Edelweiss Multi Asset Allocation Fund

(Erstwhile Edelweiss Prudent Advantage Fund)

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Edelweiss Multi Asset Allocation Fund is a Hybrid - Multi Asset fund was launched on 12 Aug 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of since its launch. Ranked 71 in Multi Asset category. Return for 2024 was 20.2% , 2023 was 25.4% and 2022 was 5.3% .

Below is the key information for Edelweiss Multi Asset Allocation Fund

Edelweiss Multi Asset Allocation Fund Growth
Launch Date	12 Aug 09
NAV (07 Mar 25)	₹57.3 ↓ -0.08 (-0.14 %)
Net Assets (Cr)	₹2,371 on 31 Jan 25
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	0.65
Information Ratio	1.4
Alpha Ratio	2.83
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,157
28 Feb 22	₹14,333
28 Feb 23	₹15,293
29 Feb 24	₹20,382
28 Feb 25	₹21,537

Edelweiss Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Edelweiss Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

Duration	Returns
1 Month	-3.8%
3 Month	-7.5%
6 Month	-7.3%
1 Year	5.8%
3 Year	16.1%
5 Year	17.4%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2023	20.2%
2022	25.4%
2021	5.3%
2020	27.1%
2019	12.7%
2018	10.4%
2017	-0.1%
2016	26.1%
2015	0.2%
2014	2.2%

Fund Manager information for Edelweiss Multi Asset Allocation Fund

Name	Since	Tenure
Bhavesh Jain	14 Oct 15	9.39 Yr.
Bharat Lahoti	1 Oct 21	3.42 Yr.
Rahul Dedhia	1 Jul 24	0.67 Yr.
Pranavi Kulkarni	1 Aug 24	0.58 Yr.

Data below for Edelweiss Multi Asset Allocation Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	10.26%
Equity	74.6%
Debt	15.15%

Equity Sector Allocation

Sector	Value
Financial Services	21.04%
Health Care	11.35%
Consumer Cyclical	8.64%
Technology	7.71%
Industrials	4.91%
Energy	4.71%
Utility	3.93%
Consumer Defensive	3.77%
Communication Services	2.71%
Basic Materials	2.5%
Real Estate	0.82%

Debt Sector Allocation

Sector	Value
Corporate	12.96%
Government	8.44%
Cash Equivalent	3.99%
Securitized	0.01%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| ICICIBANK	6%	₹146 Cr	1,167,577
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 15 \| HDFCBANK	4%	₹99 Cr	585,382
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹90 Cr	9,000,000 ↑ 9,000,000
Hdb Financial Services Ltd. Debentures \| -	3%	₹74 Cr	7,500,000
6.54% Govt Stock 2032 Sovereign Bonds \| -	3%	₹74 Cr	7,500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹64 Cr	394,006
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 19 \| SUNPHARMA	2%	₹56 Cr	322,658
NTPC Ltd (Utilities) Equity, Since 30 Nov 21 \| 532555	2%	₹56 Cr	1,714,490
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 20 \| RELIANCE	2%	₹47 Cr	374,886
HCL Technologies Ltd (Technology) Equity, Since 31 Jul 20 \| HCLTECH	2%	₹44 Cr	256,869

4. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

SBI Multi Asset Allocation Fund is a Hybrid - Multi Asset fund was launched on 21 Dec 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.2% since its launch. Ranked 11 in Multi Asset category. Return for 2024 was 12.8% , 2023 was 24.4% and 2022 was 6% .

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (07 Mar 25)	₹54.2198 ↑ 0.07 (0.14 %)
Net Assets (Cr)	₹7,141 on 31 Jan 25
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.64
Sharpe Ratio	0.68
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹11,610
28 Feb 22	₹13,015
28 Feb 23	₹13,521
29 Feb 24	₹17,399
28 Feb 25	₹18,741

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

Duration	Returns
1 Month	-2.6%
3 Month	-3.5%
6 Month	-3.2%
1 Year	8.2%
3 Year	13.5%
5 Year	13.5%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	12.8%
2022	24.4%
2021	6%
2020	13%
2019	14.2%
2018	10.6%
2017	0.4%
2016	10.9%
2015	8.7%
2014	9.9%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure
Dinesh Balachandran	31 Oct 21	3.33 Yr.
Mansi Sajeja	1 Dec 23	1.25 Yr.
Pradeep Kesavan	1 Dec 23	1.25 Yr.
Vandna Soni	1 Jan 24	1.16 Yr.

Data below for SBI Multi Asset Allocation Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	6.76%
Equity	34.2%
Debt	41.1%
Other	17.94%

Equity Sector Allocation

Sector	Value
Financial Services	9.69%
Technology	6.28%
Consumer Cyclical	4.98%
Industrials	2.98%
Consumer Defensive	2.57%
Energy	2.19%
Basic Materials	1.91%
Utility	1.5%
Health Care	0.9%
Real Estate	0.71%
Communication Services	0.49%

Debt Sector Allocation

Sector	Value
Corporate	29.14%
Cash Equivalent	7.38%
Government	5.83%
Securitized	5.51%

Credit Quality

Rating	Value
A	3.23%
AA	58.75%
AAA	35.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	11%	₹784 Cr	105,241,000
SBI Silver ETF - \| -	4%	₹275 Cr	28,496,178 ↑ 8,996,178
Nippon India Silver ETF - \| -	4%	₹253 Cr	26,730,000
Brookfield India Real Estate Trust Unlisted bonds \| -	3%	₹221 Cr	7,664,234
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹207 Cr	20,000,000
Bharti Telecom Limited Debentures \| -	3%	₹203 Cr	20,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	3%	₹201 Cr	20,000,000
Tata Power Renewable Energy Ltd. (Guaranteed By Tata Power Ltd.) Debentures \| -	3%	₹201 Cr	20,000
Aditya Birla Renewables Limited Debentures \| -	3%	₹200 Cr	20,000
Embassy Office Parks Reit Unlisted bonds \| -	2%	₹174 Cr	4,850,765 ↑ 140,500

5. HDFC Multi-Asset Fund

(Erstwhile HDFC Multiple Yield Fund - Plan 2005)

To generate positive returns over medium time frame with low risk of capital loss over medium time frame. However, there can be no assurance that the investment objective of the Scheme will be achieved

HDFC Multi-Asset Fund is a Hybrid - Multi Asset fund was launched on 17 Aug 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 10.1% since its launch. Ranked 33 in Multi Asset category. Return for 2024 was 13.5% , 2023 was 18% and 2022 was 4.3% .

Below is the key information for HDFC Multi-Asset Fund

HDFC Multi-Asset Fund Growth
Launch Date	17 Aug 05
NAV (07 Mar 25)	₹65.709 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹3,893 on 31 Jan 25
Category	Hybrid - Multi Asset
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.97
Sharpe Ratio	0.8
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-15 Months (1%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,289
28 Feb 22	₹13,979
28 Feb 23	₹14,783
29 Feb 24	₹18,206
28 Feb 25	₹19,528

HDFC Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for HDFC Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

Duration	Returns
1 Month	-2.2%
3 Month	-3.3%
6 Month	-2.7%
1 Year	7.1%
3 Year	12.8%
5 Year	14.7%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	13.5%
2022	18%
2021	4.3%
2020	17.9%
2019	20.9%
2018	9.3%
2017	-1.9%
2016	11.8%
2015	8.9%
2014	4.7%

Fund Manager information for HDFC Multi-Asset Fund

Name	Since	Tenure
Anil Bamboli	17 Aug 05	19.55 Yr.
Arun Agarwal	24 Aug 20	4.52 Yr.
Srinivasan Ramamurthy	13 Jan 22	3.13 Yr.
Bhagyesh Kagalkar	2 Feb 22	3.08 Yr.
Nirman Morakhia	15 Feb 23	2.04 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Multi-Asset Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	26.69%
Equity	45.96%
Debt	15.82%
Other	11.52%

Equity Sector Allocation

Sector	Value
Financial Services	19.21%
Consumer Cyclical	11.88%
Energy	6.91%
Technology	6.7%
Consumer Defensive	5.73%
Industrials	4.82%
Health Care	3.95%
Communication Services	3.1%
Basic Materials	2.82%
Utility	1.79%
Real Estate	1.01%

Debt Sector Allocation

Sector	Value
Cash Equivalent	26.09%
Government	7.79%
Corporate	7.45%
Securitized	1.19%

Credit Quality

Rating	Value
AA	5.98%
AAA	94.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Gold ETF - \| -	12%	₹456 Cr	64,290,017
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 18 \| RELIANCE	6%	₹236 Cr	1,866,500 ↑ 700,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 18 \| HDFCBANK	6%	₹219 Cr	1,291,600
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| ICICIBANK	5%	₹191 Cr	1,525,700 ↑ 70,000
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹167 Cr
Infosys Ltd (Technology) Equity, Since 31 Jan 16 \| INFY	3%	₹136 Cr	723,200 ↑ 7,200
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Mar 23 \| M&M	3%	₹134 Cr	449,425 ↑ 6,825
Future on Mahindra & Mahindra Ltd Derivatives \| -	3%	-₹124 Cr
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Jun 18 \| BHARTIARTL	3%	₹110 Cr	677,050
United Spirits Ltd (Consumer Defensive) Equity, Since 28 Feb 21 \| UNITDSPR	3%	₹99 Cr	692,150 ↑ 8,750

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पूछे जाने वाले प्रश्न

1. मल्टी-एसेट एलोकेशन फंड आपके पोर्टफोलियो में विविधता कैसे लाता है?

ए: बहु-परिसंपत्ति आवंटन के साथ, आपका निवेश विभिन्न परिसंपत्तियों में किया जाता है, जो सुनिश्चित करता है कि आप स्थिर रहेंआय विभिन्न क्षेत्रों और बाजार चक्रों से।

2. बहु-परिसंपत्ति निवेश पोर्टफोलियो का सबसे बड़ा लाभ क्या है?

ए: एक बहु-परिसंपत्ति पोर्टफोलियो आपकी आवश्यकताओं के अनुरूप तैयार और अनुकूलित है। आपको अलग-अलग पोर्टफोलियो में अलग-अलग निवेश नहीं करना पड़ेगा। यह काफी कठिन साबित हो सकता है और इसके लिए आपकी ओर से व्यापक बाजार अनुसंधान की आवश्यकता होगी। इस प्रकार, स्थिर आय सुनिश्चित करने और यह सुनिश्चित करने का सबसे अच्छा तरीका है कि आप अपनी कमाई के पोर्टफोलियो में विविधता लाएं, एक बहु-परिसंपत्ति पोर्टफोलियो में निवेश करना है।

3. बहु-परिसंपत्ति पोर्टफोलियो निवेश कौन प्रदान करता है?

ए: एक्सिस ट्रिपल एडवांटेज फंड, एचडीएफसी मल्टी-एसेट फंड, एसबीआई मल्टी-एसेट एलोकेशन फंड, आईसीआईसीआई प्रूडेंशियल मल्टी-एसेट फंड और यूटीआई मल्टी-एसेट फंड जैसे प्रमुख बैंकों और वित्तीय संस्थानों द्वारा मल्टी-एसेट पोर्टफोलियो निवेश की पेशकश की जाती है।

4. मल्टी-एसेट फंड का सबसे बड़ा फायदा क्या है?

ए: सबसे बड़ा फायदा यह है कि इसमें कोई एक्जिट लोड नहीं है। साथ ही बाजार में घुसने या बाजार से निकलने में कोई दिक्कत नहीं है। अगर एक साल में निवेश को भुनाया नहीं जाता है और वह भी एक ही एक्जिट लोड लगता है1% आपके निवेश का। अगर आप बाजार छोड़ते हैं तो एक साल के बाद कोई एक्जिट लोड नहीं लगता है।

5. क्या मल्टी-एसेट फंड अच्छे निवेश हैं?

ए: मल्टी-एसेट फंड को मुख्य रूप से अच्छा निवेश माना जाता है क्योंकि ये कम जोखिम वाले निवेश होते हैं और अच्छे रिटर्न देने के लिए जाने जाते हैं। इसलिए यदि आप उच्च और निम्न-जोखिम वाले निवेशों के साथ अपने पोर्टफोलियो में विविधता लाना चाहते हैं, तो आप विचार कर सकते हैंनिवेश इस फंड में।

6. क्या मल्टी-एसेट फंड में निवेश करते समय मुझे कुछ पता होना चाहिए?

ए: अगर आप जल्दी रिटर्न की तलाश में हैं तो आपको इस फंड में निवेश नहीं करना चाहिए। मल्टी-एसेट को अच्छा रिटर्न देने में लगभग 5 साल लगते हैं। उदाहरण के लिए, यदि आप रुपये का निवेश करते हैं। 10,000, तो आपको अपने निवेश को रु. 14,972. इसलिए, भले ही आरओआई उत्कृष्ट हो, आपको अपने निवेश का एहसास करने के लिए कम से कम 5 साल तक इंतजार करना होगा।

7. मल्टी-एसेट फंड में निवेश करते समय मुझे किन बातों का ध्यान रखना चाहिए?

ए: जोखिम लेने की क्षमता और लक्ष्य तिथि जिसके द्वारा आप अपने निवेश का एहसास करना चाहते हैं - महत्वपूर्ण कारकों में से एक हैं। इन मापदंडों के आधार पर, आपको उपयुक्त बहु-परिसंपत्ति निवेश कोषों का चयन करना होगा।

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