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SWP ಕ್ಯಾಲ್ಕುಲೇಟರ್ -- ವ್ಯವಸ್ಥಿತ ಹಿಂತೆಗೆದುಕೊಳ್ಳುವ ಯೋಜನೆ ಕ್ಯಾಲ್ಕುಲೇಟರ್

Updated on September 29, 2024 , 32967 views

SWP ಕ್ಯಾಲ್ಕುಲೇಟರ್ ಎನ್ನುವುದು ವ್ಯಕ್ತಿಗಳಿಗೆ ತಮ್ಮ SWP ಹೂಡಿಕೆಯು ಅಧಿಕಾರಾವಧಿಯಲ್ಲಿ ಹೇಗೆ ಇರುತ್ತದೆ ಎಂಬುದನ್ನು ಲೆಕ್ಕಾಚಾರ ಮಾಡಲು ಸಹಾಯ ಮಾಡುವ ಸಾಧನವಾಗಿದೆ. SWP ಅಥವಾ ವ್ಯವಸ್ಥಿತ ಹಿಂತೆಗೆದುಕೊಳ್ಳುವ ಯೋಜನೆ ಯುನಿಟ್‌ಗಳನ್ನು ರಿಡೀಮ್ ಮಾಡುವ ಅಥವಾ ಹೂಡಿಕೆ ಮಾಡುವ ತಂತ್ರವಾಗಿದೆಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು. SWP ಯಲ್ಲಿ, ವ್ಯಕ್ತಿಗಳು ತಮ್ಮ ಹಣವನ್ನು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತಾರೆ ಮತ್ತು ನಂತರ ನಿರ್ದಿಷ್ಟ ಅವಧಿಯ ಮೇಲೆ ತಮ್ಮ ಹೂಡಿಕೆಗಳನ್ನು ಹಿಂತೆಗೆದುಕೊಳ್ಳುತ್ತಾರೆ. ಸ್ಥಿರವನ್ನು ಹುಡುಕುತ್ತಿರುವ ವ್ಯಕ್ತಿಗಳಿಗೆ SWP ಸಾಮಾನ್ಯವಾಗಿ ಸೂಕ್ತವಾಗಿದೆಆದಾಯ ನಿಯಮಿತ ಅಧಿಕಾರಾವಧಿಯಲ್ಲಿ. ಲೇಖನವು ವ್ಯವಸ್ಥಿತ ಹಿಂತೆಗೆದುಕೊಳ್ಳುವಿಕೆಯ ಯೋಜನೆ, SWP ಕ್ಯಾಲ್ಕುಲೇಟರ್ ಹೇಗೆ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತದೆ ಮತ್ತು ಇತರ ಸಂಬಂಧಿತ ನಿಯತಾಂಕಗಳ ಪರಿಕಲ್ಪನೆಯ ಸಮಗ್ರ ತಿಳುವಳಿಕೆಯನ್ನು ನೀಡುತ್ತದೆ.

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ನಲ್ಲಿ SWP ಎಂದರೆ ಏನು?

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿನ ವ್ಯವಸ್ಥಿತ ಹಿಂತೆಗೆದುಕೊಳ್ಳುವ ಯೋಜನೆ ಅಥವಾ SWP ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಹೂಡಿಕೆಯ ಘಟಕಗಳನ್ನು ಪುನಃ ಪಡೆದುಕೊಳ್ಳುವ ವ್ಯವಸ್ಥಿತ ಮತ್ತು ಯೋಜಿತ ಪ್ರಕ್ರಿಯೆಯನ್ನು ಸೂಚಿಸುತ್ತದೆ. SWP ಯ ಪರಿಕಲ್ಪನೆಯು ಹಿಮ್ಮುಖ ರೀತಿಯಲ್ಲಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತದೆSIP. SWP ಯಲ್ಲಿ, ವ್ಯಕ್ತಿಗಳು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳಲ್ಲಿ ಒಂದು ದೊಡ್ಡ ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡುತ್ತಾರೆ, ಅದು ಸಾಮಾನ್ಯವಾಗಿ ಕಡಿಮೆ ಅಪಾಯ-ಹಸಿವನ್ನು ಹೊಂದಿರುತ್ತದೆ.ದ್ರವ ನಿಧಿಗಳು ಅಥವಾ ಅಲ್ಟ್ರಾಅಲ್ಪಾವಧಿಯ ನಿಧಿಗಳು. ವ್ಯಕ್ತಿಗಳು ನಂತರ ನಿಯಮಿತ ಮಧ್ಯಂತರದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿದ ಮೊತ್ತವನ್ನು ಹಿಂಪಡೆಯಲು ಪ್ರಾರಂಭಿಸುತ್ತಾರೆ. ವ್ಯಕ್ತಿಗಳು ತಮ್ಮ ಅಗತ್ಯತೆಗಳ ಆಧಾರದ ಮೇಲೆ ಮಾಸಿಕ, ತ್ರೈಮಾಸಿಕ, ವಾರ್ಷಿಕ, ಮತ್ತು ಮುಂತಾದವುಗಳ ವಾಪಸಾತಿ ಆವರ್ತನವನ್ನು ಗ್ರಾಹಕೀಯಗೊಳಿಸಬಹುದು. ಈ ಸಂದರ್ಭದಲ್ಲಿ, ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿದ ಹಣವು ವ್ಯಕ್ತಿಗಳಿಗೆ ಆದಾಯವನ್ನು ಸಹ ಪಡೆಯುತ್ತದೆ. ನಿಯಮಿತ ಆದಾಯದ ಮೂಲವನ್ನು ಹುಡುಕುತ್ತಿರುವ ವ್ಯಕ್ತಿಗಳು, ವಿಶೇಷವಾಗಿ ನಿವೃತ್ತರು, ವ್ಯವಸ್ಥಿತ ಹಿಂತೆಗೆದುಕೊಳ್ಳುವ ಯೋಜನೆಯನ್ನು ಆಯ್ಕೆ ಮಾಡಿಕೊಳ್ಳಬಹುದುಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ.

SWP ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಕ್ಯಾಲ್ಕುಲೇಟರ್

ನಿರ್ದಿಷ್ಟ ಅವಧಿಯಲ್ಲಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆಯಲ್ಲಿ ತಮ್ಮ ಹಿಂಪಡೆಯುವಿಕೆಯನ್ನು ಅಂದಾಜು ಮಾಡಲು SWP ಕ್ಯಾಲ್ಕುಲೇಟರ್ ವ್ಯಕ್ತಿಗಳಿಗೆ ಸಹಾಯ ಮಾಡುತ್ತದೆ. SWP ಕ್ಯಾಲ್ಕುಲೇಟರ್‌ನಲ್ಲಿ ನಮೂದಿಸಬೇಕಾದ ಇನ್‌ಪುಟ್ ಡೇಟಾ ಒಳಗೊಂಡಿದೆ:

SWP/ಹಿಂತೆಗೆದುಕೊಳ್ಳುವ ಮೊತ್ತ - ಇದು ನಿಯಮಿತ ಮಧ್ಯಂತರದಲ್ಲಿ ನೀವು ಹಿಂಪಡೆಯಲು ಯೋಜಿಸುತ್ತಿರುವ ಸ್ಥಿರ ಹಿಂಪಡೆಯುವ ಮೊತ್ತವನ್ನು ಸೂಚಿಸುತ್ತದೆ.
ಆರಂಭಿಕ ಹೂಡಿಕೆ - ಆರಂಭಿಕ ಹೂಡಿಕೆಯು ನೀವು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವ ಒಟ್ಟು ಮೊತ್ತವನ್ನು ಸೂಚಿಸುತ್ತದೆ.
ಹಿಂತೆಗೆದುಕೊಳ್ಳುವ ಆವರ್ತನ - ಹಿಂತೆಗೆದುಕೊಳ್ಳುವ ಆವರ್ತನ, ನಿಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ಹಿಂಪಡೆಯಲು ನೀವು ಬಯಸುವ ಸಮಯದ ಚೌಕಟ್ಟನ್ನು ಸೂಚಿಸುತ್ತದೆ. ಇದು ಮಾಸಿಕ, ಸಾಪ್ತಾಹಿಕ ಅಥವಾ ತ್ರೈಮಾಸಿಕವಾಗಿರಬಹುದು. ಸಾಮಾನ್ಯವಾಗಿ ಮಾಸಿಕ ಲೆಕ್ಕಾಚಾರಗಳನ್ನು ಮಾಡಲಾಗುತ್ತದೆ.
ನಿರೀಕ್ಷಿತ ಆದಾಯದ ದರ - ಇದರರ್ಥ ನಿಮ್ಮ ಹೂಡಿಕೆಯ ಮೇಲೆ ನೀವು ನಿರೀಕ್ಷಿಸುತ್ತಿರುವ ಆದಾಯ.

ಆದ್ದರಿಂದ, ನಾವು SWP ಕ್ಯಾಲ್ಕುಲೇಟರ್ನ ಪರಿಕಲ್ಪನೆಯನ್ನು ವಿವರಣೆಯೊಂದಿಗೆ ವಿವರವಾಗಿ ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣ.

ಮಾದರಿ ವಿವರಣೆ

ಆರಂಭಿಕ ಹೂಡಿಕೆಯ ಮೊತ್ತ - INR 1.20,000
SWP ಮೊತ್ತ - INR 10,000
ಹಿಂತೆಗೆದುಕೊಳ್ಳುವ ಅವಧಿ - 12 ತಿಂಗಳುಗಳು
ನಿರೀಕ್ಷಿತ ರಿಟರ್ನ್ ದರ - 7%

SWP ಕೋಷ್ಟಕದ ಲೆಕ್ಕಾಚಾರವನ್ನು ಈ ಕೆಳಗಿನಂತೆ ನೀಡಲಾಗಿದೆ.

ತಿಂಗಳು	ತಿಂಗಳ ಆರಂಭದಲ್ಲಿ ಬ್ಯಾಲೆನ್ಸ್ (INR)	ವಿಮೋಚನೆ ಮೊತ್ತ (INR)	ಗಳಿಸಿದ ಬಡ್ಡಿ (INR)	ತಿಂಗಳ ಕೊನೆಯಲ್ಲಿ ಬ್ಯಾಲೆನ್ಸ್ (INR)
1	1,20,000	10,000	642	1,10,642
2	1,10,642	10,000	587	1,01,229
3	1,01,229	10,000	532	91,761
4	91,761	10,000	477	82,238
5	82,238	10,000	421	72,659
6	72,659	10,000	366	63,025
7	63,025	10,000	309	53,334
8	53,334	10,000	253	43,587
9	43,587	10,000	196	33,783
10	33,783	10,000	139	23,921
11	23,921	10,000	81	14,003
12	14,003	10,000	23	4,026

ಹೀಗಾಗಿ, ಮೇಲಿನ ಕೋಷ್ಟಕದಿಂದ, SWP ವಹಿವಾಟಿನ ಮೂಲಕ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆಯ ಲಾಭವು INR 4,026 ಆಗಿದೆ ಎಂದು ಹೇಳಬಹುದು.

SWP Calculator

VALUE AT END OF TENOR:₹4,597

ವ್ಯವಸ್ಥಿತ ಹಿಂತೆಗೆದುಕೊಳ್ಳುವ ಯೋಜನೆಯ ಪ್ರಯೋಜನಗಳು

SWP ಯ ಕೆಲವು ಪ್ರಮುಖ ಪ್ರಯೋಜನಗಳು ಈ ಕೆಳಗಿನಂತಿವೆ.

ನಿಯಮಿತ ಆದಾಯದ ಹರಿವು

SWP ಯ ಪ್ರಾಥಮಿಕ ಪ್ರಯೋಜನವೆಂದರೆ ವ್ಯಕ್ತಿಗಳು ವ್ಯವಸ್ಥಿತ ಹಿಂತೆಗೆದುಕೊಳ್ಳುವ ಯೋಜನೆಯನ್ನು ನಿಯಮಿತ ಆದಾಯದ ಮೂಲವಾಗಿ ಬಳಸಬಹುದು. ಏಕೆಂದರೆ ಹಿಂತೆಗೆದುಕೊಳ್ಳಲಾದ ಮೊತ್ತವು ಸ್ಥಿರವಾಗಿರುತ್ತದೆ.

ಶಿಸ್ತುಬದ್ಧ ಹಿಂತೆಗೆದುಕೊಳ್ಳುವ ಅಭ್ಯಾಸ

ನಿರ್ದಿಷ್ಟ ಮೊತ್ತವನ್ನು ಮಾತ್ರ ಹಿಂಪಡೆಯಲಾಗುತ್ತದೆ ಮತ್ತು ಉಳಿದ ಹಣವನ್ನು ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ SWP ವ್ಯಕ್ತಿಗಳಲ್ಲಿ ಶಿಸ್ತುಬದ್ಧ ಹಿಂತೆಗೆದುಕೊಳ್ಳುವ ಅಭ್ಯಾಸವನ್ನು ಸೃಷ್ಟಿಸುತ್ತದೆ. ಇದು ತಡೆಯುತ್ತದೆಬಂಡವಾಳ ಹೂಡಿಕೆಯ ಮೇಲೆ ಸವೆತ. ಅಲ್ಲದೆ, ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿನ ಹೂಡಿಕೆಯು ಆದಾಯವನ್ನು ಉತ್ಪಾದಿಸುತ್ತದೆ.

ಪಿಂಚಣಿಗೆ ಬದಲಿ

SWP ನಿವೃತ್ತ ವ್ಯಕ್ತಿಗಳ ಸಂದರ್ಭದಲ್ಲಿ ಪಿಂಚಣಿಗೆ ಬದಲಿಯಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತದೆ. ನಿವೃತ್ತರು SWP ಮೂಲಕ ನಿಯಮಿತ ಆದಾಯಕ್ಕಾಗಿ ತಮ್ಮನ್ನು ತಾವು ಭರವಸೆ ನೀಡಬಹುದು.

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2022 ರ ಅತ್ಯುತ್ತಮ SWP ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

ಲಿಕ್ವಿಡ್ ಫಂಡ್‌ಗಳಂತಹ ಕಡಿಮೆ ಮಟ್ಟದ ಅಪಾಯವನ್ನು ಹೊಂದಿರುವ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳಲ್ಲಿ SWP ಅನ್ನು ಸಾಮಾನ್ಯವಾಗಿ ಮಾಡಲಾಗುತ್ತದೆ. ಆದ್ದರಿಂದ, ಲಿಕ್ವಿಡ್ / ಅಲ್ಟ್ರಾಶಾರ್ಟ್ ವರ್ಗದ ಅಡಿಯಲ್ಲಿ ಕೆಲವು ಉತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು ನಿವ್ವಳ ಸ್ವತ್ತುಗಳಿಗಿಂತ ಹೆಚ್ಚು1000 ಕೋಟಿ ಈ ಕೆಳಗಿನಂತೆ ಪಟ್ಟಿಮಾಡಲಾಗಿದೆ.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹517.376 ↑ 0.20	₹13,259	1.8	3.8	7.6	6.2	7.2	7.82%	5M 1D	6M 25D
BOI AXA Liquid Fund Growth	₹2,855.64 ↑ 0.53	₹1,790	1.8	3.6	7.4	6.2	7	7.11%	1M 20D	1M 20D
LIC MF Liquid Fund Growth	₹4,487.43 ↑ 0.83	₹11,403	1.8	3.6	7.4	6	7	7.09%	1M 8D	1M 8D
Axis Liquid Fund Growth	₹2,761.14 ↑ 0.51	₹28,808	1.8	3.6	7.4	6.1	7.1	7.13%	1M 13D	1M 13D
SBI Magnum Ultra Short Duration Fund Growth	₹5,661.07 ↑ 1.81	₹12,828	1.8	3.7	7.4	6	7	7.46%	4M 24D	5M 5D
Invesco India Liquid Fund Growth	₹3,409.59 ↑ 0.63	₹11,289	1.8	3.6	7.4	6.1	7	7.16%	1M 18D	1M 18D
Canara Robeco Liquid Growth	₹2,985.44 ↑ 0.55	₹3,763	1.8	3.6	7.4	6.1	7	7.08%	1M 1D	1M 4D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 24

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (01 Oct 24)	₹517.376 ↑ 0.20 (0.04 %)
Net Assets (Cr)	₹13,259 on 15 Sep 24
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.54
Sharpe Ratio	1.46
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.82%
Effective Maturity	6 Months 25 Days
Modified Duration	5 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,751
30 Sep 21	₹11,218
30 Sep 22	₹11,671
30 Sep 23	₹12,497
30 Sep 24	₹13,441

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 24

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	3.8%
1 Year	7.6%
3 Year	6.2%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%
2014	9.7%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	10.21 Yr.
Kaustubh Gupta	15 Jul 11	13.14 Yr.
Monika Gandhi	22 Mar 21	3.45 Yr.
Dhaval Joshi	21 Nov 22	1.78 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 15 Sep 24

Asset Allocation

Asset Class	Value
Cash	41.25%
Debt	58.47%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	65.68%
Cash Equivalent	21.29%
Government	12.74%

Credit Quality

Rating	Value
AA	22.88%
AAA	77.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank 7.83% Debentures \| -	6%	₹820 Cr	82,000
Nirma Limited Debentures \| -	4%	₹501 Cr	50,000
Rural Electrification Corporation Limited Debentures \| -	4%	₹500 Cr	50,000 ↑ 50,000
National Housing Bank 7.78% Debentures \| -	3%	₹400 Cr	40,000
Tata Realty And Infrastructure Limited Debentures \| -	3%	₹360 Cr	36,000
Bharti Telecom Limited Debentures \| -	2%	₹325 Cr	3,250
Bajaj Housing Finance Ltd. 8% Debentures \| -	2%	₹300 Cr	30,000
7.72% Govt Stock 2028 Sovereign Bonds \| -	2%	₹292 Cr	29,000,000
Nirma Limited 8.3% Debentures \| -	2%	₹250 Cr	25,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹249 Cr	2,500

2. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund Growth
Launch Date	16 Jul 08
NAV (02 Oct 24)	₹2,855.64 ↑ 0.53 (0.02 %)
Net Assets (Cr)	₹1,790 on 31 Aug 24
Category	Debt - Liquid Fund
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.1
Sharpe Ratio	3.58
Information Ratio	-1.91
Alpha Ratio	-0.07
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.11%
Effective Maturity	1 Month 20 Days
Modified Duration	1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,465
30 Sep 21	₹10,795
30 Sep 22	₹11,243
30 Sep 23	₹12,020
30 Sep 24	₹12,914

BOI AXA Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.2%
5 Year	5.2%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.9%
2021	3.3%
2020	4.1%
2019	6.4%
2018	7.4%
2017	6.7%
2016	7.6%
2015	8.3%
2014	9%

Fund Manager information for BOI AXA Liquid Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	3.04 Yr.

Data below for BOI AXA Liquid Fund as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	65.8%
Corporate	29.77%
Government	4.23%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya Birla Housing Finance Limited Commercial Paper \| -	4%	₹75 Cr	7,500,000
91 DTB 18102024 Sovereign Bonds \| -	4%	₹74 Cr	7,500,000
Axis Bank Limited Certificate of Deposit \| -	4%	₹74 Cr	7,500,000 ↑ 7,500,000
Bank Of Baroda Certificate of Deposit \| -	4%	₹64 Cr	6,500,000
91 DTB 07112024 Sovereign Bonds \| -	3%	₹53 Cr	5,398,100
HDFC Securities Limited Commercial Paper \| -	3%	₹50 Cr	5,000,000
Canara Bank Certificate of Deposit \| -	3%	₹50 Cr	5,000,000
NTPC Ltd. Commercial Paper \| -	3%	₹50 Cr	5,000,000
Reliance Industries Limited Commercial Paper \| -	3%	₹50 Cr	5,000,000
Axis Securities Limited Commercial Paper \| -	3%	₹49 Cr	5,000,000

3. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 25 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.7% and 2021 was 3.3% .

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund Growth
Launch Date	11 Mar 02
NAV (02 Oct 24)	₹4,487.43 ↑ 0.83 (0.02 %)
Net Assets (Cr)	₹11,403 on 31 Aug 24
Category	Debt - Liquid Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.24
Sharpe Ratio	2.5
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.09%
Effective Maturity	1 Month 8 Days
Modified Duration	1 Month 8 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,488
30 Sep 21	₹10,823
30 Sep 22	₹11,251
30 Sep 23	₹12,014
30 Sep 24	₹12,903

LIC MF Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6%
5 Year	5.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.7%
2021	3.3%
2020	4.3%
2019	6.5%
2018	7.3%
2017	6.6%
2016	7.6%
2015	8.4%
2014	9%

Fund Manager information for LIC MF Liquid Fund

Name	Since	Tenure
Rahul Singh	5 Oct 15	8.91 Yr.

Data below for LIC MF Liquid Fund as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	99.77%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	64.27%
Corporate	24.61%
Government	10.89%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank Of Baroda Certificate of Deposit \| -	4%	₹473 Cr	9,500
National Bank For Agriculture And Rural Development Commercial Paper \| -	4%	₹399 Cr	8,000
91 DTB 31102024 Sovereign Bonds \| -	3%	₹396 Cr	40,000,000
India (Republic of) - \| -	3%	₹350 Cr	35,000,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹349 Cr	7,000
Canara Bank Certificate of Deposit \| -	3%	₹299 Cr	6,000
India (Republic of) - \| -	3%	₹299 Cr	30,000,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹299 Cr	6,000
India (Republic of) - \| -	3%	₹298 Cr	30,000,000
91 DTB 07112024 Sovereign Bonds \| -	3%	₹296 Cr	30,000,000

4. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2023 was 7.1% , 2022 was 4.9% and 2021 was 3.3% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund Growth
Launch Date	9 Oct 09
NAV (02 Oct 24)	₹2,761.14 ↑ 0.51 (0.02 %)
Net Assets (Cr)	₹28,808 on 31 Aug 24
Category	Debt - Liquid Fund
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.23
Sharpe Ratio	2.44
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.13%
Effective Maturity	1 Month 13 Days
Modified Duration	1 Month 13 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,488
30 Sep 21	₹10,824
30 Sep 22	₹11,267
30 Sep 23	₹12,045
30 Sep 24	₹12,935

Axis Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.1%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	4.9%
2021	3.3%
2020	4.3%
2019	6.6%
2018	7.5%
2017	6.7%
2016	7.6%
2015	8.4%
2014	9.1%

Fund Manager information for Axis Liquid Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	11.83 Yr.
Aditya Pagaria	13 Aug 16	8.05 Yr.
Sachin Jain	3 Jul 23	1.16 Yr.

Data below for Axis Liquid Fund as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	99.73%
Other	0.27%

Debt Sector Allocation

Sector	Value
Cash Equivalent	73.08%
Corporate	20.82%
Government	5.83%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 01112024 Sovereign Bonds \| -	5%	₹1,355 Cr	137,000,000
91 DTB 21112024 Sovereign Bonds \| -	4%	₹1,153 Cr	117,000,000 ↑ 117,000,000
Indian Bank Certificate of Deposit \| -	4%	₹1,044 Cr	21,000
India (Republic of) - \| -	4%	₹1,030 Cr	103,500,000
Export-Import Bank Of India Commercial Paper \| -	3%	₹913 Cr	18,300
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹897 Cr	18,000
91 DTB 07112024 Sovereign Bonds \| -	3%	₹855 Cr	86,500,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹838 Cr	17,000
Indian Oil Corporation Limited Commercial Paper \| -	3%	₹748 Cr	15,000 ↑ 15,000
Indusind Bank Limited Certificate of Deposit \| -	3%	₹746 Cr	15,000

5. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Return for 2023 was 7% , 2022 was 4.5% and 2021 was 3.4% .

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund Growth
Launch Date	21 May 99
NAV (01 Oct 24)	₹5,661.07 ↑ 1.81 (0.03 %)
Net Assets (Cr)	₹12,828 on 31 Aug 24
Category	Debt - Ultrashort Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.54
Sharpe Ratio	1.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.46%
Effective Maturity	5 Months 5 Days
Modified Duration	4 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,661
30 Sep 21	₹11,044
30 Sep 22	₹11,453
30 Sep 23	₹12,237
30 Sep 24	₹13,137

SBI Magnum Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.7%
1 Year	7.4%
3 Year	6%
5 Year	5.6%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.5%
2021	3.4%
2020	5.9%
2019	8%
2018	7.9%
2017	6.6%
2016	7.7%
2015	8.3%
2014	9%

Fund Manager information for SBI Magnum Ultra Short Duration Fund

Name	Since	Tenure
Arun R.	1 Jun 21	3.25 Yr.
Ardhendu Bhattacharya	1 Dec 23	0.75 Yr.
Pradeep Kesavan	1 Dec 23	0.75 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	64.23%
Debt	35.53%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	58.46%
Cash Equivalent	29.67%
Government	11.64%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹470 Cr	4,750 ↑ 4,000
Indusind Bank Ltd. Debentures \| -	4%	₹465 Cr	10,000 ↑ 10,000
India (Republic of) - \| -	3%	₹447 Cr	45,000,000
Power Finance Corporation Limited Debentures \| -	3%	₹383 Cr	3,850
91 DTB 24102024 Sovereign Bonds \| -	3%	₹371 Cr	37,500,000
Hdb Financial Services Limited Debentures \| -	3%	₹345 Cr	34,500
Panatone Finvest Ltd Debentures \| -	2%	₹291 Cr	6,000
91 DTB 31102024 Sovereign Bonds \| -	2%	₹273 Cr	27,646,400
LIC Housing Finance Ltd Debentures \| -	2%	₹249 Cr	2,500
RBL Bank Ltd. Debentures \| -	2%	₹245 Cr	5,000

6. Invesco India Liquid Fund

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Invesco India Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 9 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for Invesco India Liquid Fund

Invesco India Liquid Fund Growth
Launch Date	17 Nov 06
NAV (02 Oct 24)	₹3,409.59 ↑ 0.63 (0.02 %)
Net Assets (Cr)	₹11,289 on 31 Aug 24
Category	Debt - Liquid Fund
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	2.71
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.16%
Effective Maturity	1 Month 18 Days
Modified Duration	1 Month 18 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,465
30 Sep 21	₹10,798
30 Sep 22	₹11,235
30 Sep 23	₹12,002
30 Sep 24	₹12,888

Invesco India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.1%
5 Year	5.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.3%
2020	4.1%
2019	6.5%
2018	7.4%
2017	6.7%
2016	7.6%
2015	8.4%
2014	9.1%

Fund Manager information for Invesco India Liquid Fund

Name	Since	Tenure
Krishna Cheemalapati	25 Apr 11	13.36 Yr.
Prateek Jain	14 Feb 22	2.55 Yr.

Data below for Invesco India Liquid Fund as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	76.02%
Corporate	18.01%
Government	5.78%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 DTB 07112024 Sovereign Bonds \| -	3%	₹296 Cr	30,000,000
91 DTB 15112024 Sovereign Bonds \| -	3%	₹296 Cr	30,000,000
91 DTB 21112024 Sovereign Bonds \| -	3%	₹296 Cr	30,000,000 ↑ 30,000,000
91 DTB 28112024 Sovereign Bonds \| -	3%	₹295 Cr	30,000,000 ↑ 30,000,000
India (Republic of) - \| -	2%	₹274 Cr	27,500,000
91 DTB 31102024 Sovereign Bonds \| -	2%	₹272 Cr	27,500,000
Tata Consumer Products Limited Commercial Paper \| -	2%	₹225 Cr	22,500,000 ↑ 22,500,000
Indian Oil Corporation Limited Commercial Paper \| -	2%	₹200 Cr	20,000,000
Godrej Consumer Products Limited Commercial Paper \| -	2%	₹199 Cr	20,000,000
Tata Capital Limited Commercial Paper \| -	2%	₹199 Cr	20,000,000

7. Canara Robeco Liquid

To enhance the income, while maintaining a level of liquidity through, investment in a mix of MMI & Debt securities. However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Liquid is a Debt - Liquid Fund fund was launched on 15 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 44 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.2% .

Below is the key information for Canara Robeco Liquid

Canara Robeco Liquid Growth
Launch Date	15 Jul 08
NAV (02 Oct 24)	₹2,985.44 ↑ 0.55 (0.02 %)
Net Assets (Cr)	₹3,763 on 31 Aug 24
Category	Debt - Liquid Fund
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Low
Expense Ratio	0.18
Sharpe Ratio	2.81
Information Ratio	-2.46
Alpha Ratio	-0.13
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.08%
Effective Maturity	1 Month 4 Days
Modified Duration	1 Month 1 Day

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,423
30 Sep 21	₹10,752
30 Sep 22	₹11,187
30 Sep 23	₹11,959
30 Sep 24	₹12,842

Canara Robeco Liquid SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Canara Robeco Liquid

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.1%
5 Year	5.1%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.9%
2021	3.2%
2020	3.7%
2019	6.4%
2018	7.4%
2017	6.5%
2016	7.5%
2015	8.2%
2014	9%

Fund Manager information for Canara Robeco Liquid

Name	Since	Tenure
Avnish Jain	1 Apr 22	2.42 Yr.
Kunal Jain	18 Jul 22	2.13 Yr.

Data below for Canara Robeco Liquid as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	99.78%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	64.76%
Government	17.83%
Corporate	17.19%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	18%	₹671 Cr
Indian Oil Corporation Limited Commercial Paper \| -	7%	₹249 Cr	5,000
Union Bank Of India Certificate of Deposit \| -	7%	₹249 Cr	5,000
Treps CBLO/Reverse Repo \| -	5%	₹200 Cr
Larsen And Toubro Limited Commercial Paper \| -	4%	₹149 Cr	3,000
Reliance Retail Ventures Limited Commercial Paper \| -	4%	₹149 Cr	3,000
Punjab National Bank Certificate of Deposit \| -	4%	₹149 Cr	3,000
Bajaj Finance Ltd. Commercial Paper \| -	3%	₹123 Cr	2,500 ↑ 2,500
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹100 Cr	2,000 ↑ 2,000
Tata Capital Housing Finance Limited Commercial Paper \| -	3%	₹100 Cr	2,000

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.