മികച്ച ലാഭവിഹിതം നൽകുന്ന ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ 2022

Updated on March 20, 2026 , 54857 views

ബാലൻസ്ഡ് ഫണ്ട് ആകുന്നുമ്യൂച്വൽ ഫണ്ടുകൾ മൊത്തത്തിൽ നല്ല വരുമാനം ലഭിക്കുന്നതിന് അവരുടെ ആസ്തിയുടെ 65% ഇക്വിറ്റികളിലും ശേഷിക്കുന്ന ആസ്തികൾ ഡെറ്റ് ഉപകരണങ്ങളിലും നിക്ഷേപിക്കുന്നു. ഒരു എടുക്കാൻ തയ്യാറുള്ള നിക്ഷേപകർക്ക് ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ പ്രയോജനകരമാണ്വിപണി ചില ഫിക്സഡ് റിട്ടേണുകൾക്കായി നോക്കുമ്പോൾ റിസ്ക്. ഇക്വിറ്റികളിലും സ്റ്റോക്കുകളിലും നിക്ഷേപിച്ച ആസ്തികൾ മാർക്കറ്റ്-ലിങ്ക്ഡ് റിട്ടേൺ വാഗ്ദാനം ചെയ്യുമ്പോൾ ഡെറ്റ് ഉപകരണങ്ങളിൽ നിക്ഷേപിച്ച ആസ്തികൾ സ്ഥിരമായ റിട്ടേൺ വാഗ്ദാനം ചെയ്യുന്നു. ഇക്വിറ്റി, ഡെറ്റ് എന്നിവയുടെ സംയോജനമായതിനാൽ, നിക്ഷേപകർ വളരെ ശ്രദ്ധാലുവായിരിക്കണംനിക്ഷേപിക്കുന്നു ഈ ഫണ്ടുകളിൽ. ഈ തരത്തിലുള്ള മ്യൂച്വൽ ഫണ്ടുകളിലെ ഡിവിഡന്റ് ഓപ്ഷൻ യഥാർത്ഥത്തിൽ നല്ലതായിരിക്കും, കാരണം അവ വരുമാനം സൃഷ്ടിക്കുകയും മിച്ചം ഉണ്ടാകുമ്പോൾ പണം നൽകുകയും ചെയ്യുന്നു, ഈ രീതിയിൽ സ്ഥിരതയുള്ള നിക്ഷേപകർക്ക് ഇത്തരത്തിലുള്ള ഓപ്ഷൻ നല്ലതാണ്.വരുമാനം അവരുടെ നിക്ഷേപങ്ങളിൽ നിന്ന്. 2022 വർഷത്തേക്ക് ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ നൽകുന്ന ചില മികച്ച ലാഭവിഹിതം ചുവടെയുണ്ട്

മികച്ച ബാലൻസ്ഡ് ഫണ്ടുകളുടെ ഗുണങ്ങളും ദോഷങ്ങളും

പ്രയോജനങ്ങൾ

ആസ്തിയുടെ 35-40% നിക്ഷേപിച്ച് സ്ഥിരമായ വരുമാനം നൽകുന്നുസ്ഥിര വരുമാനം ഓപ്ഷനുകൾ.
ആസ്തിയുടെ 60-65% ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കുന്നതിലൂടെ വിപണി-ലിങ്ക്ഡ് റിട്ടേൺ വാഗ്ദാനം ചെയ്യുന്നു.
മിതമായ റിസ്ക് എടുക്കാൻ തയ്യാറുള്ള യാഥാസ്ഥിതിക നിക്ഷേപകർക്ക് അനുയോജ്യം.

ദോഷങ്ങൾ

ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കുന്ന ഫണ്ടുകൾ അസ്ഥിരവും ഉയർന്ന അപകടസാധ്യതയുള്ളതുമാണ്ഘടകം.
സംയോജിത റിട്ടേണുകൾ (കടത്തിന്റെ റിട്ടേണുകളുംഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ) ദീർഘകാലാടിസ്ഥാനത്തിൽ വളരെ നല്ല വരുമാനം നൽകിയേക്കില്ല.

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സ്ഥിരമായ വരുമാനത്തിനായി ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ നൽകുന്ന മികച്ച 6 ഡിവിഡന്റ്

Fund	NAV	Net Assets (Cr)	Rating	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Normal Dividend, Payout	₹29.56 ↓ -0.94	₹1,360	Not Rated	-2.9	-5.2	5.7	18.3	16.4	-0.9
ICICI Prudential Multi-Asset Fund Normal Dividend, Payout	₹33.6869 ↑ 0.07	₹83,045	☆☆	-5	-0.9	8.6	17.8	18.2	18.6
Edelweiss Multi Asset Allocation Fund Normal Dividend, Payout	₹59.32 ↓ -1.43	₹3,546	☆	-6.8	-6.7	2.3	17.6	17.4	6
UTI Multi Asset Fund Normal Dividend, Payout	₹27.3717 ↓ -0.92	₹6,944	☆	-6.7	-3.8	4.9	17.2	12.8	10.1
HDFC Balanced Advantage Fund Normal Dividend, Payout	₹35.008 ↓ -0.75	₹107,590	☆☆☆☆	-6.3	-5	2.8	15.9	15.8	7.2
JM Equity Hybrid Fund Normal Dividend, Payout	₹29.6829 ↓ -0.71	₹735	☆	-9.4	-11.4	-3.9	15.6	13.3	-3.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Mar 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	BOI AXA Mid and Small Cap Equity and Debt Fund	ICICI Prudential Multi-Asset Fund	Edelweiss Multi Asset Allocation Fund	UTI Multi Asset Fund	HDFC Balanced Advantage Fund	JM Equity Hybrid Fund
Point 1	Bottom quartile AUM (₹1,360 Cr).	Upper mid AUM (₹83,045 Cr).	Lower mid AUM (₹3,546 Cr).	Upper mid AUM (₹6,944 Cr).	Highest AUM (₹107,590 Cr).	Bottom quartile AUM (₹735 Cr).
Point 2	Established history (9+ yrs).	Established history (22+ yrs).	Established history (16+ yrs).	Established history (17+ yrs).	Established history (25+ yrs).	Oldest track record among peers (31 yrs).
Point 3	Not Rated.	Rating: 2★ (upper mid).	Rating: 1★ (upper mid).	Rating: 1★ (lower mid).	Top rated.	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.43% (upper mid).	5Y return: 18.21% (top quartile).	5Y return: 17.40% (upper mid).	5Y return: 12.75% (bottom quartile).	5Y return: 15.83% (lower mid).	5Y return: 13.27% (bottom quartile).
Point 6	3Y return: 18.26% (top quartile).	3Y return: 17.79% (upper mid).	3Y return: 17.63% (upper mid).	3Y return: 17.20% (lower mid).	3Y return: 15.90% (bottom quartile).	3Y return: 15.56% (bottom quartile).
Point 7	1Y return: 5.67% (upper mid).	1Y return: 8.61% (top quartile).	1Y return: 2.34% (bottom quartile).	1Y return: 4.94% (upper mid).	1Y return: 2.81% (lower mid).	1Y return: -3.95% (bottom quartile).
Point 8	1M return: -4.46% (top quartile).	1M return: -5.97% (upper mid).	1M return: -6.51% (lower mid).	1M return: -6.69% (bottom quartile).	1M return: -6.24% (upper mid).	1M return: -7.75% (bottom quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -0.87 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -6.31 (bottom quartile).
Point 10	Sharpe: 1.03 (upper mid).	Sharpe: 2.36 (top quartile).	Sharpe: 0.88 (bottom quartile).	Sharpe: 1.60 (upper mid).	Sharpe: 0.96 (lower mid).	Sharpe: 0.19 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,360 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.43% (upper mid).
3Y return: 18.26% (top quartile).
1Y return: 5.67% (upper mid).
1M return: -4.46% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 1.03 (upper mid).

ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹83,045 Cr).
Established history (22+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.21% (top quartile).
3Y return: 17.79% (upper mid).
1Y return: 8.61% (top quartile).
1M return: -5.97% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 2.36 (top quartile).

Edelweiss Multi Asset Allocation Fund

Lower mid AUM (₹3,546 Cr).
Established history (16+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.40% (upper mid).
3Y return: 17.63% (upper mid).
1Y return: 2.34% (bottom quartile).
1M return: -6.51% (lower mid).
Alpha: -0.87 (bottom quartile).
Sharpe: 0.88 (bottom quartile).

UTI Multi Asset Fund

Upper mid AUM (₹6,944 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.75% (bottom quartile).
3Y return: 17.20% (lower mid).
1Y return: 4.94% (upper mid).
1M return: -6.69% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.60 (upper mid).

HDFC Balanced Advantage Fund

Highest AUM (₹107,590 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.83% (lower mid).
3Y return: 15.90% (bottom quartile).
1Y return: 2.81% (lower mid).
1M return: -6.24% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.96 (lower mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹735 Cr).
Oldest track record among peers (31 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.27% (bottom quartile).
3Y return: 15.56% (bottom quartile).
1Y return: -3.95% (bottom quartile).
1M return: -7.75% (bottom quartile).
Alpha: -6.31 (bottom quartile).
Sharpe: 0.19 (bottom quartile).

*മുകളിൽ മികച്ചവയുടെ ലിസ്റ്റ്ലാഭവിഹിതം നൽകൽ ബാലൻസ്ഡ് മുകളിൽ AUM/നെറ്റ് അസറ്റുകൾ ഉള്ള ഫണ്ടുകൾ100 കോടി. ക്രമീകരിച്ചുകഴിഞ്ഞ 1 വർഷത്തെ റിട്ടേൺ.

1. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,360 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.43% (upper mid).
3Y return: 18.26% (top quartile).
1Y return: 5.67% (upper mid).
1M return: -4.46% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 1.03 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Normal Dividend, Payout
Launch Date	20 Jul 16
NAV (23 Mar 26)	₹29.56 ↓ -0.94 (-3.08 %)
Net Assets (Cr)	₹1,360 on 28 Feb 26
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.27
Sharpe Ratio	1.04
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹13,343
28 Feb 23	₹13,608
29 Feb 24	₹19,871
28 Feb 25	₹19,627
28 Feb 26	₹23,271

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Mar 26

Duration	Returns
1 Month	-4.5%
3 Month	-2.9%
6 Month	-5.2%
1 Year	5.7%
3 Year	18.3%
5 Year	16.4%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.9%
2023	25.8%
2022	33.7%
2021	-4.8%
2020	54.2%
2019	31.1%
2018	-4.7%
2017	-14.4%
2016	47.3%
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	9.04 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	13.7%
Equity	71.67%
Debt	14.62%

Equity Sector Allocation

Sector	Value
Financial Services	17.76%
Industrials	13.67%
Health Care	11.31%
Basic Materials	11.15%
Consumer Cyclical	9.91%
Consumer Defensive	2.8%
Technology	2.62%
Energy	1.42%
Communication Services	0.52%
Utility	0.48%
Real Estate	0.02%

Debt Sector Allocation

Sector	Value
Government	9.88%
Corporate	9.51%
Cash Equivalent	8.94%

Credit Quality

Rating	Value
AA	0.7%
AAA	99.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Abbott India Ltd (Healthcare) Equity, Since 31 Jan 23 \| ABBOTINDIA	3%	₹40 Cr	15,000 ↑ 2,000
Indian Bank (Financial Services) Equity, Since 31 Aug 23 \| INDIANB	3%	₹35 Cr	350,000 ↓ -155,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jul 25 \| GLENMARK	2%	₹32 Cr	150,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	2%	₹31 Cr	261,622 ↓ -32,378
Max Financial Services Ltd (Financial Services) Equity, Since 28 Feb 26 \| MFSL	2%	₹31 Cr	170,000 ↑ 170,000
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 24 \| BDL	2%	₹31 Cr	242,000 ↑ 46,000
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 Jan 26 \| AUROPHARMA	2%	₹29 Cr	240,000 ↑ 140,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 24 \| NAM-INDIA	2%	₹28 Cr	300,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹28 Cr	202,783
Sundaram Finance Ltd (Financial Services) Equity, Since 28 Feb 26 \| SUNDARMFIN	2%	₹26 Cr	48,000 ↑ 48,000

2. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹83,045 Cr).
Established history (22+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.21% (top quartile).
3Y return: 17.79% (upper mid).
1Y return: 8.61% (top quartile).
1M return: -5.97% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 2.36 (top quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Normal Dividend, Payout
Launch Date	9 Jan 04
NAV (20 Mar 26)	₹33.6869 ↑ 0.07 (0.21 %)
Net Assets (Cr)	₹83,045 on 28 Feb 26
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	2.36
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹12,621
28 Feb 23	₹14,121
29 Feb 24	₹18,452
28 Feb 25	₹20,546
28 Feb 26	₹24,472

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Mar 26

Duration	Returns
1 Month	-6%
3 Month	-5%
6 Month	-0.9%
1 Year	8.6%
3 Year	17.8%
5 Year	18.2%
10 Year
15 Year
Since launch	16.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.6%
2023	16.1%
2022	24.1%
2021	16.8%
2020	34.7%
2019	9.4%
2018	5.9%
2017	-4.3%
2016	28.1%
2015	12.5%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	14.09 Yr.
Manish Banthia	22 Jan 24	2.1 Yr.
Ihab Dalwai	3 Jun 17	8.75 Yr.
Akhil Kakkar	22 Jan 24	2.1 Yr.
Sri Sharma	30 Apr 21	4.84 Yr.
Gaurav Chikane	2 Aug 21	4.58 Yr.
Sharmila D'Silva	31 Jul 22	3.58 Yr.
Masoomi Jhurmarvala	4 Nov 24	1.32 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	17.74%
Equity	63.65%
Debt	8.88%
Other	9.73%

Equity Sector Allocation

Sector	Value
Financial Services	21.33%
Consumer Cyclical	12.32%
Consumer Defensive	6.56%
Industrials	6.23%
Basic Materials	5.47%
Technology	4.87%
Health Care	3.69%
Energy	3.66%
Utility	2.39%
Real Estate	2.1%
Communication Services	2.09%

Debt Sector Allocation

Sector	Value
Cash Equivalent	16.37%
Government	5.38%
Corporate	4.87%

Credit Quality

Rating	Value
A	1.16%
AA	16.55%
AAA	82.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	9%	₹7,793 Cr	571,818,912 ↑ 43,616,276
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	4%	₹3,121 Cr	35,156,280 ↑ 3,600,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	4%	₹2,939 Cr	21,315,375 ↓ -1,956,500
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| AXISBANK	3%	₹2,189 Cr	15,814,767 ↓ -911,250
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	2%	₹2,070 Cr	14,849,805 ↓ -500,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| ITC	2%	₹1,840 Cr	58,664,918 ↓ -9,860,800
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Jan 24 \| BAJAJFINSV	2%	₹1,818 Cr	9,120,598 ↑ 1,026,471
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,813 Cr	3,756,044 ↑ 46,070
Infosys Ltd (Technology) Equity, Since 31 Oct 19 \| INFY	2%	₹1,781 Cr	13,702,101 ↑ 2,476,462
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Aug 21 \| MARUTI	2%	₹1,557 Cr	1,047,836 ↑ 29,182

3. Edelweiss Multi Asset Allocation Fund

(Erstwhile Edelweiss Prudent Advantage Fund)

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Multi Asset Allocation Fund

Lower mid AUM (₹3,546 Cr).
Established history (16+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.40% (upper mid).
3Y return: 17.63% (upper mid).
1Y return: 2.34% (bottom quartile).
1M return: -6.51% (lower mid).
Alpha: -0.87 (bottom quartile).
Sharpe: 0.88 (bottom quartile).
Information ratio: 1.78 (top quartile).

Below is the key information for Edelweiss Multi Asset Allocation Fund

Edelweiss Multi Asset Allocation Fund Normal Dividend, Payout
Launch Date	16 Jun 09
NAV (23 Mar 26)	₹59.32 ↓ -1.43 (-2.35 %)
Net Assets (Cr)	₹3,546 on 28 Feb 26
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	0.88
Information Ratio	1.78
Alpha Ratio	-0.87
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹12,455
28 Feb 23	₹13,934
29 Feb 24	₹19,396
28 Feb 25	₹20,969
28 Feb 26	₹23,790

Edelweiss Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for Edelweiss Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Mar 26

Duration	Returns
1 Month	-6.5%
3 Month	-6.8%
6 Month	-6.7%
1 Year	2.3%
3 Year	17.6%
5 Year	17.4%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	23.7%
2022	31.2%
2021	10.4%
2020	34.7%
2019	22.7%
2018	14%
2017	1.1%
2016	33%
2015	6.5%

Fund Manager information for Edelweiss Multi Asset Allocation Fund

Name	Since	Tenure
Kedar Karnik	15 Jan 26	0.12 Yr.
Bhavesh Jain	14 Oct 15	10.38 Yr.
Bharat Lahoti	1 Oct 21	4.41 Yr.
Rahul Dedhia	1 Jul 24	1.66 Yr.

Data below for Edelweiss Multi Asset Allocation Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	10.68%
Equity	76.32%
Debt	12.98%
Other	0.01%

Equity Sector Allocation

Sector	Value
Financial Services	23.17%
Health Care	8.98%
Consumer Cyclical	7.5%
Basic Materials	6.85%
Industrials	5.89%
Technology	5.42%
Energy	5.04%
Communication Services	4.93%
Consumer Defensive	3.7%
Utility	2.69%
Real Estate	0.49%

Debt Sector Allocation

Sector	Value
Corporate	9.78%
Cash Equivalent	9.03%
Government	4.85%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| ICICIBANK	5%	₹170 Cr	1,235,789
Edelweiss Liquid Dir Gr Investment Fund \| -	5%	₹161 Cr	454,381
State Bank of India (Financial Services) Equity, Since 30 Jun 15 \| SBIN	4%	₹152 Cr	1,264,882
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 15 \| HDFCBANK	4%	₹143 Cr	1,613,634
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹141 Cr	14,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹110 Cr	583,607
NTPC Ltd (Utilities) Equity, Since 30 Nov 21 \| NTPC	3%	₹95 Cr	2,497,975
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 20 \| RELIANCE	3%	₹90 Cr	647,748
Aditya Birla Capital Limited Debentures \| -	2%	₹76 Cr	7,500,000
Hdb Financial Services Limited Debentures \| -	2%	₹75 Cr	7,500,000

4. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Upper mid AUM (₹6,944 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.75% (bottom quartile).
3Y return: 17.20% (lower mid).
1Y return: 4.94% (upper mid).
1M return: -6.69% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.60 (upper mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Normal Dividend, Payout
Launch Date	21 Oct 08
NAV (23 Mar 26)	₹27.3717 ↓ -0.92 (-3.27 %)
Net Assets (Cr)	₹6,944 on 28 Feb 26
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	1.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,814
28 Feb 23	₹11,301
29 Feb 24	₹15,711
28 Feb 25	₹16,773
28 Feb 26	₹19,520

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Mar 26

Duration	Returns
1 Month	-6.7%
3 Month	-6.7%
6 Month	-3.8%
1 Year	4.9%
3 Year	17.2%
5 Year	12.8%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.1%
2023	20.7%
2022	29.1%
2021	4.4%
2020	11.8%
2019	12.9%
2018	2.7%
2017	-1.1%
2016	17.1%
2015	7.3%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Kumar Goyal	12 Nov 21	4.3 Yr.
Jaydeep Bhowal	1 Oct 24	1.41 Yr.

Data below for UTI Multi Asset Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	6.71%
Equity	67.97%
Debt	10.83%
Other	14.49%

Equity Sector Allocation

Sector	Value
Financial Services	16.39%
Technology	9.89%
Consumer Cyclical	9.44%
Consumer Defensive	8.77%
Industrials	5.97%
Basic Materials	4.93%
Health Care	4.28%
Real Estate	3.67%
Energy	3.17%
Communication Services	2.96%

Debt Sector Allocation

Sector	Value
Government	7.78%
Cash Equivalent	6.36%
Corporate	3.4%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	15%	₹1,016 Cr	75,949,369
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	3%	₹206 Cr	1,716,730
Asian Paints Ltd (Basic Materials) Equity, Since 31 Oct 24 \| ASIANPAINT	2%	₹160 Cr	671,457 ↑ 21,080
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	2%	₹152 Cr	4,844,836 ↑ 221,870
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	2%	₹149 Cr	1,147,926 ↑ 61,451
Nestle India Ltd (Consumer Defensive) Equity, Since 29 Feb 24 \| NESTLEIND	2%	₹148 Cr	1,142,201
Coal India Ltd (Energy) Equity, Since 31 Oct 22 \| COALINDIA	2%	₹144 Cr	3,341,545
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	2%	₹139 Cr	737,392 ↑ 39,418
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| HDFCBANK	2%	₹134 Cr	1,507,729 ↑ 109,019
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| MARUTI	2%	₹132 Cr	89,156

5. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹107,590 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.83% (lower mid).
3Y return: 15.90% (bottom quartile).
1Y return: 2.81% (lower mid).
1M return: -6.24% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.96 (lower mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Normal Dividend, Payout
Launch Date	11 Sep 00
NAV (23 Mar 26)	₹35.008 ↓ -0.75 (-2.09 %)
Net Assets (Cr)	₹107,590 on 28 Feb 26
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	0.96
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,567
28 Feb 23	₹13,330
29 Feb 24	₹18,720
28 Feb 25	₹19,494
28 Feb 26	₹22,013

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Mar 26

Duration	Returns
1 Month	-6.2%
3 Month	-6.3%
6 Month	-5%
1 Year	2.8%
3 Year	15.9%
5 Year	15.8%
10 Year
15 Year
Since launch	5.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	16.7%
2022	31.3%
2021	18.7%
2020	26.4%
2019	7%
2018	5%
2017	-11.7%
2016	22.6%
2015	-3.7%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	3.59 Yr.
Gopal Agrawal	29 Jul 22	3.59 Yr.
Arun Agarwal	6 Oct 22	3.4 Yr.
Srinivasan Ramamurthy	29 Jul 22	3.59 Yr.
Dhruv Muchhal	22 Jun 23	2.69 Yr.
Nandita Menezes	29 Mar 25	0.92 Yr.

Data below for HDFC Balanced Advantage Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	4.15%
Equity	71.07%
Debt	24.78%

Equity Sector Allocation

Sector	Value
Financial Services	24.04%
Industrials	8.07%
Energy	7.52%
Consumer Cyclical	7.42%
Technology	5.66%
Health Care	4.44%
Utility	4.37%
Communication Services	3.16%
Basic Materials	2.39%
Consumer Defensive	2.2%
Real Estate	1.78%

Debt Sector Allocation

Sector	Value
Corporate	12.81%
Government	12.45%
Cash Equivalent	3.66%

Credit Quality

Rating	Value
AA	0.92%
AAA	99.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹5,136 Cr	37,244,463 ↑ 5,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	4%	₹4,837 Cr	54,490,502 ↑ 3,000,000
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	4%	₹4,206 Cr	35,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹4,039 Cr	28,973,065 ↑ 901,323
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,039 Cr	16,172,037 ↑ 1,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	3%	₹2,815 Cr	6,579,083
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| AXISBANK	3%	₹2,744 Cr	19,825,582
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| NTPC	2%	₹2,425 Cr	63,500,000
7.18% Gs 2033 Sovereign Bonds \| -	2%	₹2,255 Cr	218,533,300
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	2%	₹2,115 Cr	16,266,004

6. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹735 Cr).
Oldest track record among peers (31 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.27% (bottom quartile).
3Y return: 15.56% (bottom quartile).
1Y return: -3.95% (bottom quartile).
1M return: -7.75% (bottom quartile).
Alpha: -6.31 (bottom quartile).
Sharpe: 0.19 (bottom quartile).
Information ratio: 0.45 (upper mid).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Normal Dividend, Payout
Launch Date	1 Apr 95
NAV (23 Mar 26)	₹29.6829 ↓ -0.71 (-2.32 %)
Net Assets (Cr)	₹735 on 28 Feb 26
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.3
Sharpe Ratio	0.19
Information Ratio	0.45
Alpha Ratio	-6.31
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,252
28 Feb 23	₹12,334
29 Feb 24	₹18,400
28 Feb 25	₹18,699
28 Feb 26	₹20,043

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Mar 26

Duration	Returns
1 Month	-7.8%
3 Month	-9.4%
6 Month	-11.4%
1 Year	-3.9%
3 Year	15.6%
5 Year	13.3%
10 Year
15 Year
Since launch	10.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.1%
2023	27%
2022	33.8%
2021	8.1%
2020	22.9%
2019	30.5%
2018	-8.1%
2017	1.7%
2016	18.5%
2015	3%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.41 Yr.
Asit Bhandarkar	31 Dec 21	4.17 Yr.
Ruchi Fozdar	4 Oct 24	1.4 Yr.
Deepak Gupta	11 Apr 25	0.89 Yr.

Data below for JM Equity Hybrid Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	6.37%
Equity	74.98%
Debt	18.66%

Equity Sector Allocation

Sector	Value
Financial Services	24.26%
Consumer Cyclical	11.67%
Technology	11.18%
Industrials	10.54%
Basic Materials	4.23%
Health Care	4.16%
Communication Services	3.71%
Consumer Defensive	2.41%
Energy	1.9%
Utility	0.88%
Real Estate	0.04%

Debt Sector Allocation

Sector	Value
Corporate	12.82%
Government	9.54%
Cash Equivalent	2.66%

Credit Quality

Rating	Value
AA	12.89%
AAA	87.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹31 Cr	350,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹27 Cr	64,000 ↓ -14,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹27 Cr	145,246
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| BAJFINANCE	4%	₹27 Cr	270,040 ↓ -15,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹23 Cr	95,380 ↓ -44,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| UJJIVANSFB	3%	₹23 Cr	3,968,585 ↓ -1,505,780
6.48% Gs 2035 Sovereign Bonds \| -	3%	₹21 Cr	2,175,000 ↑ 100,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 25 \| VEDL	3%	₹20 Cr	280,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| AXISBANK	3%	₹19 Cr	134,516
Canara Bank (Financial Services) Equity, Since 30 Sep 25 \| CANBK	2%	₹18 Cr	1,129,319 ↓ -100,000

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.