2022-ലെ മികച്ച 10 എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

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എസ്ബിഐ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?
മികച്ച എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ
എസ്ബിഐ മ്യൂച്വൽ ഫണ്ടിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
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2022-ലെ 10 മികച്ച എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

Updated on January 4, 2025 , 193432 views

ഇന്ത്യയിലെ ഏറ്റവും പഴക്കമേറിയതും വലുതുമായ ഫണ്ട് ഹൗസ് ആയതിനാൽ, നിക്ഷേപകർ പലപ്പോഴും വാഗ്ദാനം ചെയ്യുന്ന മ്യൂച്വൽ ഫണ്ട് പ്ലാനുകളാൽ ആകർഷിക്കപ്പെടുന്നുഎസ്ബിഐ മ്യൂച്വൽ ഫണ്ട്. 30 വർഷത്തിലേറെ സാന്നിധ്യമുള്ളവിപണി, എസ്ബിഐ എംഎഫ് ഒരു വിപുലമായ ഉണ്ട്നിക്ഷേപകൻ 5 ദശലക്ഷത്തിലധികം അടിസ്ഥാനം. ഓരോ തരത്തിലുള്ള നിക്ഷേപകരെയും തൃപ്തിപ്പെടുത്തുന്നതിന്, കമ്പനി ധാരാളം മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ വാഗ്ദാനം ചെയ്യുന്നു.

നിക്ഷേപകർക്ക് അവരുടെ ഹ്രസ്വവും ഇടത്തരവും ദീർഘകാലവും ആസൂത്രണം ചെയ്യാൻ കഴിയുംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ വഴിനിക്ഷേപിക്കുന്നു ഈ സ്കീമുകളിൽ. കാലക്രമേണ മികച്ച വരുമാനം നൽകാൻ സാധ്യതയുള്ള മികച്ച 10 മികച്ച എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളുടെ ലിസ്റ്റ് ചുവടെയുണ്ട്. AUM പോലുള്ള നിരവധി പ്രധാന പാരാമീറ്ററുകൾ പരിഗണിച്ചാണ് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിരിക്കുന്നത്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം, മറ്റ് പ്രധാന പാരാമീറ്ററുകൾ.

എസ്ബിഐ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?

മൂലധന വിലമതിപ്പ്: എസ്ബിഐ എംഎഫിൽ നിക്ഷേപിക്കുന്നതിലൂടെ നിങ്ങൾക്ക് എമൂലധനം നിങ്ങൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന ഫണ്ടിനെ ആശ്രയിച്ച് കുറഞ്ഞ അപകടസാധ്യതയുള്ള നിക്ഷേപങ്ങൾക്കും ഉയർന്ന അപകടസാധ്യതയുള്ള നിക്ഷേപങ്ങൾക്കുമുള്ള അഭിനന്ദനം.

സുരക്ഷ: എസ്ബിഐയുടെ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ രാജ്യത്തെ വിശ്വസനീയവും വിശ്വസനീയവുമായ ഫണ്ട് സ്കീമുകളിലൊന്നാണ്.

വൈവിധ്യമാർന്ന ഓപ്ഷനുകൾ: എസ്ബിഐ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് വിശാലമായി വരുന്നുപരിധി എസ്ബിഐ വാഗ്ദാനം ചെയ്യുന്ന ഈ സ്കീമുകളിൽ നിങ്ങൾക്ക് ഹ്രസ്വകാല, മധ്യകാല, ദീർഘകാലത്തേക്ക് നിക്ഷേപിക്കാം.

മികച്ച റേറ്റിംഗുകൾ: SBI ഇക്വിറ്റി സ്കീമുകളിൽ പലതിനും CRISIL റേറ്റിംഗ് മൂന്നോ അതിലധികമോ ആണ്.

ആഭ്യന്തര, ഓഫ്‌ഷോർ ഫണ്ട് മാനേജ്‌മെന്റ്: ആഭ്യന്തരവും കൈകാര്യം ചെയ്യുന്നതിൽ കമ്പനിക്ക് വൈദഗ്ധ്യമുണ്ട്കടൽത്തീരത്ത് ഫണ്ടുകൾ.

നികുതി ആനുകൂല്യങ്ങൾ: എസ്ബിഐ മ്യൂച്വൽ ഫണ്ടിൽ നികുതി ലാഭിക്കുന്നത് എളുപ്പമാണ്. കമ്പനി നൽകുന്നുഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ്സ് സ്കീം നിക്ഷേപകർക്ക് നികുതി ലാഭിക്കാൻ.

NRI നിക്ഷേപം: എൻആർഐകൾക്ക് ഇതിൽ നിക്ഷേപം നടത്താനും കമ്പനി അനുവദിക്കുന്നുമ്യൂച്വൽ ഫണ്ടുകൾ.

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മികച്ച എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
SBI Healthcare Opportunities Fund Growth	₹440.298 ↓ -0.26	₹3,460	5,000	500	5.6	22.4	39.5	23.1	29.7	42.2
SBI Technology Opportunities Fund Growth	₹227.981 ↓ -1.44	₹4,586	5,000	500	5.7	18.4	34.3	11.3	27.3	30.1
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	5,000	500	3.9	6.2	25.1	6.9	8.3
SBI Magnum Tax Gain Fund Growth	₹422.985 ↓ -6.32	₹27,847	500	500	-4.9	-2	24.7	23.2	24.4	27.7
SBI Consumption Opportunities Fund Growth	₹326.884 ↓ -7.60	₹3,074	5,000	500	-5.4	4.2	21.9	21.5	23.3	22.8
SBI Gold Fund Growth	₹22.8195 ↓ -0.14	₹2,516	5,000	500	1	5.1	21.4	16	12.1	19.6
SBI Small Cap Fund Growth	₹175.501 ↓ -4.24	₹33,285	5,000	500	-5.3	-2.9	21	18	26.9	24.1
SBI Contra Fund Growth	₹379.891 ↓ -1.11	₹41,907	5,000	500	-4.5	-0.1	20	22.7	29.2	18.8
SBI Large and Midcap Fund Growth	₹597.473 ↓ -3.92	₹29,329	5,000	500	-3.2	1.3	19.8	17.1	20.9	18
SBI PSU Fund Growth	₹30.0038 ↓ -0.94	₹4,686	5,000	500	-9.6	-11	19.5	32.5	24	23.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jan 25

* ഫണ്ട് ഉള്ളതിനെ അടിസ്ഥാനമാക്കിയാണെങ്കിൽ ലിസ്റ്റ് ചെയ്യുകആസ്തി > 100 കോടി ക്രമീകരിച്ചുകഴിഞ്ഞ 1 വർഷത്തെ റിട്ടേണുകൾ.

1. SBI Healthcare Opportunities Fund

(Erstwhile SBI Pharma Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Healthcare Opportunities Fund is a Equity - Sectoral fund was launched on 31 Dec 04. It is a fund with High risk and has given a CAGR/Annualized return of 16.1% since its launch. Ranked 34 in Sectoral category. Return for 2024 was 42.2% , 2023 was 38.2% and 2022 was -6% .

Below is the key information for SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund Growth
Launch Date	31 Dec 04
NAV (03 Jan 25)	₹440.298 ↓ -0.26 (-0.06 %)
Net Assets (Cr)	₹3,460 on 30 Nov 24
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.09
Sharpe Ratio	2.85
Information Ratio	0.75
Alpha Ratio	5.08
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹16,583
31 Dec 21	₹19,925
31 Dec 22	₹18,725
31 Dec 23	₹25,885
31 Dec 24	₹36,814

SBI Healthcare Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for SBI Healthcare Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

Duration	Returns
1 Month	2.6%
3 Month	5.6%
6 Month	22.4%
1 Year	39.5%
3 Year	23.1%
5 Year	29.7%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	42.2%
2022	38.2%
2021	-6%
2020	20.1%
2019	65.8%
2018	-0.5%
2017	-9.9%
2016	2.1%
2015	-14%
2014	27.1%

Fund Manager information for SBI Healthcare Opportunities Fund

Name	Since	Tenure
Tanmaya Desai	1 Jun 11	13.6 Yr.
Pradeep Kesavan	31 Dec 23	1.01 Yr.

Data below for SBI Healthcare Opportunities Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Health Care	89.92%
Basic Materials	6.58%

Asset Allocation

Asset Class	Value
Cash	3.5%
Equity	96.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Dec 17 \| SUNPHARMA	13%	₹445 Cr	2,500,000 ↑ 100,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	6%	₹222 Cr	360,000
Cipla Ltd (Healthcare) Equity, Since 31 Aug 16 \| CIPLA	6%	₹196 Cr	1,280,000 ↑ 280,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 21 \| MAXHEALTH	6%	₹196 Cr	2,000,000 ↓ -100,000
Lupin Ltd (Healthcare) Equity, Since 31 Aug 23 \| LUPIN	5%	₹164 Cr	800,000
Lonza Group Ltd ADR (Healthcare) Equity, Since 31 Jan 24 \| LZAGY	4%	₹152 Cr	300,000
Poly Medicure Ltd (Healthcare) Equity, Since 31 Aug 24 \| POLYMED	4%	₹139 Cr	500,000 ↓ -140,000
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Nov 22 \| 543308	4%	₹130 Cr	2,200,000 ↓ -300,000
Jupiter Life Line Hospitals Ltd (Healthcare) Equity, Since 31 Aug 23 \| JLHL	4%	₹126 Cr	832,871 ↓ -67,129
Aether Industries Ltd (Basic Materials) Equity, Since 31 May 22 \| 543534	3%	₹115 Cr	1,400,000

2. SBI Technology Opportunities Fund

(Erstwhile SBI IT Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 21.1% since its launch. Ranked 42 in Sectoral category. Return for 2024 was 30.1% , 2023 was 24.8% and 2022 was -15.5% .

Below is the key information for SBI Technology Opportunities Fund

SBI Technology Opportunities Fund Growth
Launch Date	9 Jan 13
NAV (03 Jan 25)	₹227.981 ↓ -1.44 (-0.63 %)
Net Assets (Cr)	₹4,586 on 30 Nov 24
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	1.42
Information Ratio	0.39
Alpha Ratio	2.51
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹14,734
31 Dec 21	₹24,519
31 Dec 22	₹20,728
31 Dec 23	₹25,874
31 Dec 24	₹33,650

SBI Technology Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for SBI Technology Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

Duration	Returns
1 Month	2.2%
3 Month	5.7%
6 Month	18.4%
1 Year	34.3%
3 Year	11.3%
5 Year	27.3%
10 Year
15 Year
Since launch	21.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.1%
2022	24.8%
2021	-15.5%
2020	66.4%
2019	47.3%
2018	12.2%
2017	17.1%
2016	13%
2015	-3.3%
2014	2.4%

Fund Manager information for SBI Technology Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	0.75 Yr.
Vivek Gedda	1 Apr 24	0.75 Yr.

Data below for SBI Technology Opportunities Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Technology	57.69%
Communication Services	24.5%
Consumer Cyclical	6.56%
Financial Services	2.89%
Industrials	2.12%
Consumer Defensive	1.12%
Health Care	0.71%

Asset Allocation

Asset Class	Value
Cash	1.65%
Equity	98.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	24%	₹1,115 Cr	6,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 18 \| BHARTIARTL	10%	₹472 Cr	2,900,000
Firstsource Solutions Ltd (Technology) Equity, Since 31 Mar 23 \| FSL	6%	₹280 Cr	7,645,887
Coforge Ltd (Technology) Equity, Since 31 Aug 23 \| COFORGE	6%	₹264 Cr	304,454
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 06 \| TCS	5%	₹214 Cr	500,000 ↓ -200,000
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| 543320	4%	₹184 Cr	6,583,400 ↑ 1,583,400
Cognizant Technology Solutions Corp Class A (Technology) Equity, Since 31 Jul 23 \| CTSH	4%	₹173 Cr	254,000
Netflix Inc (Communication Services) Equity, Since 31 Aug 21 \| NFLX	3%	₹150 Cr	20,000
Microsoft Corp (Technology) Equity, Since 31 Aug 20 \| MSFT	3%	₹136 Cr	38,000
PB Fintech Ltd (Financial Services) Equity, Since 30 Apr 24 \| 543390	3%	₹133 Cr	700,000

3. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

SBI Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 26 Mar 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 7.7% since its launch. .

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,783

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. SBI Magnum Tax Gain Fund

To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits.

SBI Magnum Tax Gain Fund is a Equity - ELSS fund was launched on 7 May 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.5% since its launch. Ranked 31 in ELSS category. Return for 2024 was 27.7% , 2023 was 40% and 2022 was 6.9% .

Below is the key information for SBI Magnum Tax Gain Fund

SBI Magnum Tax Gain Fund Growth
Launch Date	7 May 07
NAV (06 Jan 25)	₹422.985 ↓ -6.32 (-1.47 %)
Net Assets (Cr)	₹27,847 on 30 Nov 24
Category	Equity - ELSS
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.72
Sharpe Ratio	2.15
Information Ratio	2.04
Alpha Ratio	10.42
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,887
31 Dec 21	₹15,576
31 Dec 22	₹16,655
31 Dec 23	₹23,318
31 Dec 24	₹29,787

SBI Magnum Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Magnum Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

Duration	Returns
1 Month	-4%
3 Month	-4.9%
6 Month	-2%
1 Year	24.7%
3 Year	23.2%
5 Year	24.4%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	27.7%
2022	40%
2021	6.9%
2020	31%
2019	18.9%
2018	4%
2017	-8.3%
2016	33%
2015	2.1%
2014	3.2%

Fund Manager information for SBI Magnum Tax Gain Fund

Name	Since	Tenure
Dinesh Balachandran	10 Sep 16	8.32 Yr.

Data below for SBI Magnum Tax Gain Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	24.98%
Technology	10%
Industrials	9.89%
Consumer Cyclical	8.39%
Energy	8.14%
Basic Materials	7.78%
Health Care	7.22%
Utility	4.56%
Consumer Defensive	4.22%
Communication Services	3.25%
Real Estate	1.12%

Asset Allocation

Asset Class	Value
Cash	9.82%
Equity	90.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 07 \| HDFCBANK	8%	₹2,109 Cr	11,743,253
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	4%	₹1,043 Cr	8,075,148
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	3%	₹964 Cr	7,416,237
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 17 \| BHARTIARTL	3%	₹905 Cr	5,563,576
State Bank of India (Financial Services) Equity, Since 31 May 06 \| SBIN	3%	₹783 Cr	9,335,639
Tata Steel Ltd (Basic Materials) Equity, Since 31 Oct 21 \| TATASTEEL	3%	₹752 Cr	52,000,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| M&M	3%	₹746 Cr	2,515,083
Torrent Power Ltd (Utilities) Equity, Since 31 Jul 19 \| TORNTPOWER	3%	₹742 Cr	4,910,813
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	2%	₹687 Cr	14,414,825
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Jun 24 \| TCS	2%	₹641 Cr	1,500,000

5. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 16.9% since its launch. Ranked 11 in Sectoral category. Return for 2024 was 22.8% , 2023 was 29.9% and 2022 was 13.9% .

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (06 Jan 25)	₹326.884 ↓ -7.60 (-2.27 %)
Net Assets (Cr)	₹3,074 on 30 Nov 24
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.17
Sharpe Ratio	1.29
Information Ratio	0.37
Alpha Ratio	3.17
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,386
31 Dec 21	₹15,435
31 Dec 22	₹17,575
31 Dec 23	₹22,833
31 Dec 24	₹28,044

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

Duration	Returns
1 Month	-1.3%
3 Month	-5.4%
6 Month	4.2%
1 Year	21.9%
3 Year	21.5%
5 Year	23.3%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	22.8%
2022	29.9%
2021	13.9%
2020	35.6%
2019	13.9%
2018	0.1%
2017	-2%
2016	53.1%
2015	2.4%
2014	5.3%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	0.75 Yr.
Ashit Desai	1 Apr 24	0.75 Yr.

Data below for SBI Consumption Opportunities Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Consumer Cyclical	49.77%
Consumer Defensive	29.23%
Industrials	9.72%
Communication Services	5.5%
Basic Materials	3.07%

Asset Allocation

Asset Class	Value
Cash	2.71%
Equity	97.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ganesha Ecosphere Ltd (Consumer Cyclical) Equity, Since 31 May 18 \| GANECOS	8%	₹243 Cr	1,010,998
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	5%	₹150 Cr	920,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	4%	₹136 Cr	545,000 ↑ 125,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	4%	₹118 Cr	1,836,850
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	3%	₹107 Cr	549,563
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| BERGEPAINT	3%	₹94 Cr	1,909,184 ↑ 359,012
Colgate-Palmolive (India) Ltd (Consumer Defensive) Equity, Since 31 Aug 23 \| COLPAL	3%	₹94 Cr	325,000 ↑ 35,000
Whirlpool of India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| WHIRLPOOL	3%	₹91 Cr	490,000
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	3%	₹91 Cr	1,900,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	3%	₹88 Cr	295,000

6. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

SBI Gold Fund is a Gold - Gold fund was launched on 12 Sep 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 6.4% since its launch. Return for 2024 was 19.6% , 2023 was 14.1% and 2022 was 12.6% .

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (06 Jan 25)	₹22.8195 ↓ -0.14 (-0.63 %)
Net Assets (Cr)	₹2,516 on 30 Nov 24
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.29
Sharpe Ratio	0.96
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹12,737
31 Dec 21	₹12,012
31 Dec 22	₹13,531
31 Dec 23	₹15,444
31 Dec 24	₹18,476

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

Duration	Returns
1 Month	1%
3 Month	1%
6 Month	5.1%
1 Year	21.4%
3 Year	16%
5 Year	12.1%
10 Year
15 Year
Since launch	6.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.6%
2022	14.1%
2021	12.6%
2020	-5.7%
2019	27.4%
2018	22.8%
2017	6.4%
2016	3.5%
2015	10%
2014	-8.1%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Raj gandhi	1 Jan 13	12.01 Yr.

Data below for SBI Gold Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	1.56%
Other	98.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹2,516 Cr	379,546,520 ↑ 12,950,000
Treps CBLO/Reverse Repo \| -	0%	₹6 Cr
Net Receivable / Payable CBLO \| -	0%	-₹6 Cr

7. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.6% since its launch. Ranked 4 in Small Cap category. Return for 2024 was 24.1% , 2023 was 25.3% and 2022 was 8.1% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (06 Jan 25)	₹175.501 ↓ -4.24 (-2.36 %)
Net Assets (Cr)	₹33,285 on 30 Nov 24
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	1.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹13,362
31 Dec 21	₹19,717
31 Dec 22	₹21,323
31 Dec 23	₹26,718
31 Dec 24	₹33,167

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

Duration	Returns
1 Month	-3.8%
3 Month	-5.3%
6 Month	-2.9%
1 Year	21%
3 Year	18%
5 Year	26.9%
10 Year
15 Year
Since launch	20.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.1%
2022	25.3%
2021	8.1%
2020	47.6%
2019	33.6%
2018	6.1%
2017	-19.6%
2016	78.7%
2015	1.3%
2014	20.6%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	11.13 Yr.
Pradeep Kesavan	31 Dec 23	1.01 Yr.
Mohan Lal	1 May 24	0.67 Yr.

Data below for SBI Small Cap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	30.8%
Consumer Cyclical	20.99%
Financial Services	14.42%
Basic Materials	9.14%
Consumer Defensive	5.32%
Health Care	2.18%
Communication Services	1.85%
Real Estate	1.65%

Asset Allocation

Asset Class	Value
Cash	13.63%
Equity	86.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Blue Star Ltd (Industrials) Equity, Since 30 Jun 18 \| BLUESTARCO	3%	₹1,025 Cr	5,531,552
DOMS Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| DOMS	3%	₹989 Cr	3,300,000
Finolex Industries Ltd (Industrials) Equity, Since 31 Aug 20 \| FINPIPE	3%	₹929 Cr	34,595,699
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 May 20 \| KPIL	3%	₹901 Cr	7,900,000
Chalet Hotels Ltd (Consumer Cyclical) Equity, Since 31 Jan 19 \| CHALET	3%	₹865 Cr	9,716,991
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jan 24 \| EIDPARRY	2%	₹800 Cr	9,324,049
SBFC Finance Ltd (Financial Services) Equity, Since 31 Aug 23 \| SBFC	2%	₹776 Cr	89,318,180
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	2%	₹772 Cr	43,000,000
Triveni Turbine Ltd (Industrials) Equity, Since 31 Jan 19 \| TRITURBINE	2%	₹757 Cr	9,855,433
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| KPRMILL	2%	₹754 Cr	7,700,000

8. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch. Ranked 48 in Contra category. Return for 2024 was 18.8% , 2023 was 38.2% and 2022 was 12.8% .

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (03 Jan 25)	₹379.891 ↓ -1.11 (-0.29 %)
Net Assets (Cr)	₹41,907 on 30 Nov 24
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	1.6
Information Ratio	1.93
Alpha Ratio	5.21
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹13,060
31 Dec 21	₹19,580
31 Dec 22	₹22,078
31 Dec 23	₹30,516
31 Dec 24	₹36,253

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

Duration	Returns
1 Month	-1.6%
3 Month	-4.5%
6 Month	-0.1%
1 Year	20%
3 Year	22.7%
5 Year	29.2%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.8%
2022	38.2%
2021	12.8%
2020	49.9%
2019	30.6%
2018	-1%
2017	-14.3%
2016	40.2%
2015	2.4%
2014	-0.1%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	6.66 Yr.
Pradeep Kesavan	1 Dec 23	1.09 Yr.

Data below for SBI Contra Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	20.08%
Technology	9.06%
Basic Materials	8.51%
Energy	7.69%
Health Care	7.01%
Industrials	6.79%
Consumer Cyclical	6.65%
Utility	5.22%
Consumer Defensive	4.72%
Communication Services	4.47%
Real Estate	0.52%

Asset Allocation

Asset Class	Value
Cash	18.35%
Equity	80.73%
Debt	0.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	5%	₹2,285 Cr	12,723,129
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 23 \| RELIANCE	4%	₹1,593 Cr	12,328,250 ↑ 2,850,000
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 21 \| GAIL	2%	₹1,037 Cr	51,993,788 ↑ 10,820,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Mar 22 \| TECHM	2%	₹991 Cr	5,786,409
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| KOTAKBANK	2%	₹905 Cr	5,128,168
State Bank of India (Financial Services) Equity, Since 31 Dec 10 \| SBIN	2%	₹860 Cr	10,254,269
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Dec 22 \| ONGC	2%	₹818 Cr	31,885,412 ↑ 7,993,750
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 20 \| ITC	2%	₹799 Cr	16,766,741
Tata Steel Ltd (Basic Materials) Equity, Since 31 Jul 22 \| TATASTEEL	2%	₹766 Cr	52,995,525
Whirlpool of India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| WHIRLPOOL	2%	₹747 Cr	4,040,000

9. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

SBI Large and Midcap Fund is a Equity - Large & Mid Cap fund was launched on 25 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.9% since its launch. Ranked 20 in Large & Mid Cap category. Return for 2024 was 18% , 2023 was 26.8% and 2022 was 7.3% .

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund Growth
Launch Date	25 May 05
NAV (03 Jan 25)	₹597.473 ↓ -3.92 (-0.65 %)
Net Assets (Cr)	₹29,329 on 30 Nov 24
Category	Equity - Large & Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.74
Sharpe Ratio	1.69
Information Ratio	-0.16
Alpha Ratio	2.43
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,576
31 Dec 21	₹16,130
31 Dec 22	₹17,303
31 Dec 23	₹21,939
31 Dec 24	₹25,897

SBI Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

Duration	Returns
1 Month	-1.5%
3 Month	-3.2%
6 Month	1.3%
1 Year	19.8%
3 Year	17.1%
5 Year	20.9%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18%
2022	26.8%
2021	7.3%
2020	39.3%
2019	15.8%
2018	6.8%
2017	-5.3%
2016	40.5%
2015	0.4%
2014	11.1%

Fund Manager information for SBI Large and Midcap Fund

Name	Since	Tenure
Saurabh Pant	10 Sep 16	8.31 Yr.
Pradeep Kesavan	31 Dec 23	1.01 Yr.

Data below for SBI Large and Midcap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	23.65%
Basic Materials	13.79%
Consumer Cyclical	11.39%
Industrials	10.27%
Technology	10.19%
Health Care	9.64%
Consumer Defensive	6.47%
Energy	3.35%
Communication Services	3.22%
Utility	2.34%

Asset Allocation

Asset Class	Value
Cash	5.7%
Equity	94.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 11 \| HDFCBANK	8%	₹2,363 Cr	13,157,000 ↑ 2,902,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	3%	₹982 Cr	7,600,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	3%	₹962 Cr	7,400,000
State Bank of India (Financial Services) Equity, Since 31 Jul 09 \| SBIN	3%	₹923 Cr	11,000,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| HDFCAMC	3%	₹803 Cr	1,910,000
Coforge Ltd (Technology) Equity, Since 31 Aug 23 \| COFORGE	3%	₹799 Cr	920,000
Abbott India Ltd (Healthcare) Equity, Since 30 Sep 22 \| ABBOTINDIA	3%	₹762 Cr	274,878
Infosys Ltd (Technology) Equity, Since 30 Apr 18 \| INFY	2%	₹706 Cr	3,800,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 May 23 \| KOTAKBANK	2%	₹653 Cr	3,700,000
Ashok Leyland Ltd (Industrials) Equity, Since 31 May 21 \| ASHOKLEY	2%	₹627 Cr	27,000,000

10. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 7.9% since its launch. Ranked 31 in Sectoral category. Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (06 Jan 25)	₹30.0038 ↓ -0.94 (-3.05 %)
Net Assets (Cr)	₹4,686 on 30 Nov 24
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	1.63
Information Ratio	-0.36
Alpha Ratio	0.68
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹9,002
31 Dec 21	₹11,920
31 Dec 22	₹15,379
31 Dec 23	₹23,688
31 Dec 24	₹29,244

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

Duration	Returns
1 Month	-8.7%
3 Month	-9.6%
6 Month	-11%
1 Year	19.5%
3 Year	32.5%
5 Year	24%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%
2014	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.59 Yr.

Data below for SBI PSU Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	35.74%
Utility	23.41%
Energy	16.47%
Industrials	11.12%
Basic Materials	7.15%

Asset Allocation

Asset Class	Value
Cash	6.1%
Equity	93.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	15%	₹694 Cr	8,277,500
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| POWERGRID	9%	₹415 Cr	12,585,554
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| GAIL	9%	₹414 Cr	20,750,000 ↑ 2,400,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹369 Cr	11,975,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| BPCL	6%	₹260 Cr	8,900,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| NMDC	5%	₹214 Cr	9,300,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| NTPC	4%	₹198 Cr	5,443,244
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| BANKBARODA	4%	₹192 Cr	7,800,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| 540755	3%	₹144 Cr	3,600,000
Petronet LNG Ltd (Energy) Equity, Since 30 Jun 24 \| PETRONET	3%	₹137 Cr	4,100,000

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