8 മികച്ച ഹ്രസ്വകാല മ്യൂച്വൽ ഫണ്ടുകൾ SIP നിക്ഷേപങ്ങൾ 2022 | Fincash.com

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FY 22 - 23 SIP നിക്ഷേപങ്ങൾക്കായുള്ള മികച്ച 8 മികച്ച പ്രകടനം നടത്തുന്ന ഹ്രസ്വകാല ഡെറ്റ് ഫണ്ടുകൾ
Top 8 Debt - Short term Bond Funds

SIP 2022-ൽ നിക്ഷേപിക്കുന്നതിനുള്ള 8 മികച്ച ഹ്രസ്വകാല മ്യൂച്വൽ ഫണ്ടുകൾ

Updated on January 4, 2025 , 42827 views

ഷോർട്ട് ടേംമ്യൂച്വൽ ഫണ്ടുകൾ ഒരു തരം ആകുന്നുഡെറ്റ് ഫണ്ട് അത് നിക്ഷേപകരെ ഹ്രസ്വകാലത്തേക്ക്, അതായത് 1-3 വർഷം വരെ നിക്ഷേപിക്കാൻ അനുവദിക്കുന്നു. ഈ ഫണ്ടുകൾ ഡെറ്റ് സെക്യൂരിറ്റികളിൽ നിക്ഷേപിക്കുകയും മികച്ച വരുമാനം നേടുന്നതിന് സ്ഥിരനിക്ഷേപങ്ങൾക്ക് പകരമായി തിരയുന്ന നിക്ഷേപകർക്ക് അനുയോജ്യമാണ്. ഈ ഫണ്ടുകൾ സാധാരണയായി ഡെറ്റ് ഉപകരണങ്ങളിൽ നിക്ഷേപിക്കുന്നു എനിക്ഷേപ സാക്ഷ്യപത്രം, സർക്കാർ പേപ്പറും കോർപ്പറേറ്റ് പേപ്പറും.ഹ്രസ്വകാല ഡെറ്റ് ഫണ്ടുകൾ കൂടുതൽ വഴക്കം അനുവദിക്കുക. നിക്ഷേപകർക്ക് ആവശ്യമുള്ളപ്പോൾ ഫണ്ടിൽ നിന്ന് പുറത്തുകടക്കാൻ കഴിയും. കൂടാതെ, മറ്റുള്ളവയിൽ നിന്ന് വ്യത്യസ്തമായിമ്യൂച്വൽ ഫണ്ടുകളുടെ തരങ്ങൾ, ഈ ഫണ്ടിൽ പിൻവലിക്കൽ നിരക്കുകളൊന്നുമില്ല.മികച്ച ഹ്രസ്വകാല മ്യൂച്വൽ ഫണ്ടുകൾ കുറഞ്ഞ തുക കൊണ്ട് നല്ല വരുമാനം നേടാൻ നിക്ഷേപകരെ അനുവദിക്കുകവിപണി അപകടം. അതിനാൽ, ഹ്രസ്വകാല അല്ലെങ്കിൽ ഇടക്കാലത്തേക്ക് നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് ഈ സ്കീമിൽ നിക്ഷേപിക്കുകയും വിലയേറിയ വരുമാനവും വളർച്ചയും നേടുകയും ചെയ്യാം.

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FY 22 - 23 SIP നിക്ഷേപങ്ങൾക്കായുള്ള മികച്ച 8 മികച്ച പ്രകടനം നടത്തുന്ന ഹ്രസ്വകാല ഡെറ്റ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Short Term Fund Growth	₹57.6041 ↑ 0.04	₹20,033	1,000	1.8	3.9	7.9	6.7	7.8	7.74%	2Y 3M 7D	3Y 11M 12D
BNP Paribas Short Term Fund Growth	₹25.4771 ↓ -0.01	₹258	300	0.6	1.3	4.6	6.5		5.16%	1Y 11M 26D	2Y 3M
HDFC Short Term Debt Fund Growth	₹30.6593 ↑ 0.02	₹14,976	300	1.8	4.1	8.4	6.4	8.3	7.54%	2Y 9M 22D	4Y 26D
Aditya Birla Sun Life Short Term Opportunities Fund Growth	₹45.581 ↑ 0.04	₹8,804	1,000	1.8	4	8.1	6.4	7.9	7.64%	2Y 10M 6D	3Y 10M 2D
UTI Short Term Income Fund Growth	₹30.4087 ↑ 0.02	₹2,640	500	1.6	3.9	7.9	6.2	7.9	7.53%	2Y 9M 11D	3Y 8M 5D
Axis Short Term Fund Growth	₹29.5508 ↑ 0.02	₹9,162	1,000	1.8	4	8.1	6.2	8	7.52%	2Y 10M 17D	3Y 9M 11D
Principal Short Term Debt Fund Growth	₹42.4718 ↑ 0.03	₹237	2,000	1.6	4.1	8	6.1	7.9	7.29%	2Y 4M 28D	3Y 3M 11D
Nippon India Short Term Fund Growth	₹50.5116 ↑ 0.05	₹7,534	100	1.8	4.1	8.1	6	8	7.62%	2Y 10M 2D	3Y 7M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jan 25

*മുകളിൽ മികച്ചവയുടെ ലിസ്റ്റ്ഹ്രസ്വകാല കടം മുകളിൽ AUM/നെറ്റ് അസറ്റുകൾ ഉള്ള ഫണ്ടുകൾ100 കോടി. ക്രമീകരിച്ചുകഴിഞ്ഞ 3 വർഷത്തെ റിട്ടേൺ.

1. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 11 in Short term Bond category. Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.7% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund Growth
Launch Date	25 Oct 01
NAV (06 Jan 25)	₹57.6041 ↑ 0.04 (0.07 %)
Net Assets (Cr)	₹20,033 on 15 Dec 24
Category	Debt - Short term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.11
Sharpe Ratio	2.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.74%
Effective Maturity	3 Years 11 Months 12 Days
Modified Duration	2 Years 3 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,065
31 Dec 21	₹11,494
31 Dec 22	₹12,029
31 Dec 23	₹12,920
31 Dec 24	₹13,930

ICICI Prudential Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 25

Duration	Returns
1 Month	0.4%
3 Month	1.8%
6 Month	3.9%
1 Year	7.9%
3 Year	6.7%
5 Year	6.8%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.8%
2022	7.4%
2021	4.7%
2020	3.9%
2019	10.6%
2018	9.7%
2017	5.8%
2016	5.9%
2015	11.1%
2014	8%

Fund Manager information for ICICI Prudential Short Term Fund

Name	Since	Tenure
Manish Banthia	19 Nov 09	15.13 Yr.
Nikhil Kabra	29 Dec 20	4.01 Yr.

Data below for ICICI Prudential Short Term Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	10.37%
Debt	89.39%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	53.35%
Government	37.26%
Cash Equivalent	9.14%

Credit Quality

Rating	Value
AA	17.22%
AAA	82.78%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	13%	₹2,510 Cr	245,555,180 ↑ 5,000,000
7.93% Govt Stock 2033 Sovereign Bonds \| -	7%	₹1,442 Cr	140,408,750
7.53% Govt Stock 2034 Sovereign Bonds \| -	4%	₹867 Cr	86,074,740
7.06% Govt Stock 2028 Sovereign Bonds \| -	3%	₹646 Cr	63,854,250
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹550 Cr	55,000 ↑ 20,000
Small Industries Development Bank Of India Debentures \| -	2%	₹370 Cr	37,000
Small Industries Development Bank Of India Debentures \| -	2%	₹364 Cr	36,500 ↑ 10,000
SANSAR AUG 2024 VII TRUST Unlisted bonds \| -	2%	₹353 Cr	3,500,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹349 Cr	35,000 ↑ 10,000
Muthoot Finance Limited Debentures \| -	2%	₹302 Cr	30,000

2. BNP Paribas Short Term Fund

(Erstwhile BNP Paribas Short Term Income Fund)

The primary objective of the Scheme is to provide income consistent with the prudent risk from a portfolio comprising various debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme / Plan(s) do not guarantee / indicate any returns.

BNP Paribas Short Term Fund is a Debt - Short term Bond fund was launched on 13 Sep 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 5.5% since its launch. Ranked 41 in Short term Bond category. .

Below is the key information for BNP Paribas Short Term Fund

BNP Paribas Short Term Fund Growth
Launch Date	13 Sep 04
NAV (11 Mar 22)	₹25.4771 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹258 on 15 Feb 22
Category	Debt - Short term Bond
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.98
Sharpe Ratio	0.07
Information Ratio	-0.85
Alpha Ratio	-1.04
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	5.16%
Effective Maturity	2 Years 3 Months
Modified Duration	1 Year 11 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,014
31 Dec 21	₹11,390

BNP Paribas Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for BNP Paribas Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 25

Duration	Returns
1 Month	0.2%
3 Month	0.6%
6 Month	1.3%
1 Year	4.6%
3 Year	6.5%
5 Year	6.6%
10 Year
15 Year
Since launch	5.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for BNP Paribas Short Term Fund

Name	Since	Tenure

Data below for BNP Paribas Short Term Fund as on 15 Feb 22

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 30 in Short term Bond category. Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Growth
Launch Date	25 Jun 10
NAV (06 Jan 25)	₹30.6593 ↑ 0.02 (0.08 %)
Net Assets (Cr)	₹14,976 on 30 Nov 24
Category	Debt - Short term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	2.69
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.54%
Effective Maturity	4 Years 26 Days
Modified Duration	2 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,096
31 Dec 21	₹11,525
31 Dec 22	₹11,932
31 Dec 23	₹12,784
31 Dec 24	₹13,843

HDFC Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	4.1%
1 Year	8.4%
3 Year	6.4%
5 Year	6.7%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.3%
2022	7.1%
2021	3.5%
2020	3.9%
2019	11%
2018	9.7%
2017	7%
2016	6.5%
2015	9.3%
2014	8.7%

Fund Manager information for HDFC Short Term Debt Fund

Name	Since	Tenure
Anil Bamboli	25 Jun 10	14.53 Yr.
Dhruv Muchhal	22 Jun 23	1.53 Yr.

Data below for HDFC Short Term Debt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	7.37%
Debt	92.38%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	56.85%
Government	37.33%
Cash Equivalent	5.57%

Credit Quality

Rating	Value
AA	12.61%
AAA	87.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹1,102 Cr	107,500,000
7.3% Govt Stock 2028 Sovereign Bonds \| -	3%	₹517 Cr	51,500,000
Aditya Birla Renewables Limited Debentures \| -	3%	₹437 Cr	43,500 ↑ 6,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	2%	₹355 Cr	34,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹281 Cr	27,500,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹252 Cr	25,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	2%	₹252 Cr	25,000
Pipeline Infrastructure Private Limited Debentures \| -	1%	₹225 Cr	22,000
Small Industries Development Bank Of India Debentures \| -	1%	₹224 Cr	22,500
TVS Credit Services Limited Debentures \| -	1%	₹203 Cr	200

4. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 18 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 4.2% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund Growth
Launch Date	9 May 03
NAV (06 Jan 25)	₹45.581 ↑ 0.04 (0.08 %)
Net Assets (Cr)	₹8,804 on 15 Dec 24
Category	Debt - Short term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.06
Sharpe Ratio	1.84
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity	7.64%
Effective Maturity	3 Years 10 Months 2 Days
Modified Duration	2 Years 10 Months 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,106
31 Dec 21	₹11,532
31 Dec 22	₹12,015
31 Dec 23	₹12,840
31 Dec 24	₹13,859

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	4%
1 Year	8.1%
3 Year	6.4%
5 Year	6.7%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	6.9%
2021	4.2%
2020	3.8%
2019	11.1%
2018	8.5%
2017	6.5%
2016	5.6%
2015	11.3%
2014	8.4%

Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund

Name	Since	Tenure
Kaustubh Gupta	11 Sep 14	10.31 Yr.
Mohit Sharma	6 Aug 20	4.41 Yr.
Dhaval Joshi	21 Nov 22	2.11 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	5.32%
Debt	94.45%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	54.65%
Government	38.94%
Cash Equivalent	4.51%
Securitized	1.67%

Credit Quality

Rating	Value
AA	12.31%
AAA	87.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	12%	₹1,059 Cr	103,300,000 ↓ -500,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹477 Cr	47,500
7.26% Govt Stock 2033 Sovereign Bonds \| -	4%	₹350 Cr	34,000,000
Small Industries Development Bank Of India Debentures \| -	3%	₹236 Cr	23,500
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹234 Cr	22,906,400
Bajaj Housing Finance Limited Debentures \| -	2%	₹202 Cr	20,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹200 Cr	20,000
Small Industries Development Bank Of India Debentures \| -	2%	₹185 Cr	1,850
Embassy Office Parks Reit Debentures \| -	2%	₹182 Cr	18,000
Bharti Telecom Limited Debentures \| -	2%	₹151 Cr	15,000

5. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch. Ranked 10 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund Growth
Launch Date	19 Sep 07
NAV (06 Jan 25)	₹30.4087 ↑ 0.02 (0.06 %)
Net Assets (Cr)	₹2,640 on 30 Nov 24
Category	Debt - Short term Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.94
Sharpe Ratio	1.7
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.53%
Effective Maturity	3 Years 8 Months 5 Days
Modified Duration	2 Years 9 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,048
31 Dec 21	₹11,974
31 Dec 22	₹12,426
31 Dec 23	₹13,285
31 Dec 24	₹14,334

UTI Short Term Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 25

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3.9%
1 Year	7.9%
3 Year	6.2%
5 Year	7.4%
10 Year
15 Year
Since launch	6.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	6.9%
2021	3.8%
2020	8.4%
2019	10.5%
2018	-3.9%
2017	6%
2016	6.1%
2015	10.1%
2014	8.3%

Fund Manager information for UTI Short Term Income Fund

Name	Since	Tenure
Sudhir Agarwal	25 Oct 12	12.19 Yr.

Data below for UTI Short Term Income Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	16.46%
Debt	83.27%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	69.48%
Government	15.69%
Cash Equivalent	14.56%

Credit Quality

Rating	Value
AA	11.47%
AAA	88.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank Debentures \| -	8%	₹211 Cr	21,000
LIC Housing Finance Limited Debentures \| -	7%	₹176 Cr	1,750
Small Industries Development Bank Of India Debentures \| -	7%	₹176 Cr	17,500
National Bank For Agriculture And Rural Development Debentures \| -	7%	₹176 Cr	17,500
Power Finance Corporation Ltd. Debentures \| -	7%	₹175 Cr	17,500
Bajaj Finance Limited Debentures \| -	4%	₹101 Cr	10,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹88 Cr	850,000,000
Kotak Mahindra Prime Limited Debentures \| -	3%	₹75 Cr	750
Shriram Finance Limited Debentures \| -	3%	₹70 Cr	7,000
Rec Limited Debentures \| -	2%	₹60 Cr	6,000

6. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 26 in Short term Bond category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.7% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund Growth
Launch Date	22 Jan 10
NAV (06 Jan 25)	₹29.5508 ↑ 0.02 (0.07 %)
Net Assets (Cr)	₹9,162 on 15 Dec 24
Category	Debt - Short term Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.92
Sharpe Ratio	2.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.52%
Effective Maturity	3 Years 9 Months 11 Days
Modified Duration	2 Years 10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,014
31 Dec 21	₹11,397
31 Dec 22	₹11,818
31 Dec 23	₹12,621
31 Dec 24	₹13,631

Axis Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	4%
1 Year	8.1%
3 Year	6.2%
5 Year	6.4%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8%
2022	6.8%
2021	3.7%
2020	3.5%
2019	10.1%
2018	9.8%
2017	6.3%
2016	5.9%
2015	9.6%
2014	8.1%

Fund Manager information for Axis Short Term Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	12.16 Yr.
Aditya Pagaria	3 Jul 23	1.5 Yr.

Data below for Axis Short Term Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	13.3%
Debt	86.48%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	59.94%
Government	33.01%
Cash Equivalent	6.83%

Credit Quality

Rating	Value
AA	14.4%
AAA	85.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	7%	₹643 Cr	62,500,000 ↑ 16,500,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	6%	₹571 Cr	56,826,700 ↓ -37,673,300
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹390 Cr	38,125,200 ↓ -20,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹259 Cr	26,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹220 Cr	21,500,000 ↑ 21,500,000
India Grid Trust Debentures \| -	2%	₹191 Cr	19,000
Power Finance Corporation Ltd. Debentures \| -	2%	₹150 Cr	15,000
Small Industries Development Bank Of India Debentures \| -	2%	₹145 Cr	14,500
INDIA UNIVERSAL TRUST AL1 Unlisted bonds \| -	1%	₹127 Cr	128
India Grid Trust 7.88% Debentures \| -	1%	₹126 Cr	12,500

7. Principal Short Term Debt Fund

(Erstwhile Principal Short Term Income Fund)

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.

Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 34 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.5% .

Below is the key information for Principal Short Term Debt Fund

Principal Short Term Debt Fund Growth
Launch Date	9 May 03
NAV (06 Jan 25)	₹42.4718 ↑ 0.03 (0.07 %)
Net Assets (Cr)	₹237 on 30 Nov 24
Category	Debt - Short term Bond
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.84
Sharpe Ratio	1.39
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.29%
Effective Maturity	3 Years 3 Months 11 Days
Modified Duration	2 Years 4 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,031
31 Dec 21	₹11,385
31 Dec 22	₹11,777
31 Dec 23	₹12,585
31 Dec 24	₹13,581

Principal Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Principal Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 25

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	4.1%
1 Year	8%
3 Year	6.1%
5 Year	6.3%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	6.9%
2021	3.5%
2020	3.2%
2019	10.3%
2018	-1.7%
2017	6%
2016	5.7%
2015	9.6%
2014	8.1%

Fund Manager information for Principal Short Term Debt Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	3 Yr.
Sandeep Agarwal	1 Jan 22	3 Yr.

Data below for Principal Short Term Debt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	27.19%
Debt	72.58%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	41.37%
Government	39.25%
Cash Equivalent	19.16%

Credit Quality

Rating	Value
AA	15.23%
AAA	84.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	14%	₹34 Cr	3,350,000 ↑ 250,000
7.37% Govt Stock 2028 Sovereign Bonds \| -	6%	₹15 Cr	1,500,000
Bharti Telecom Limited Debentures \| -	5%	₹11 Cr	1,100
7.38% Govt Stock 2027 Sovereign Bonds \| -	4%	₹10 Cr	1,000,000
Power Finance Corporation Ltd. Debentures \| -	4%	₹10 Cr	1,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹10 Cr	1,000
PNb Housing Finance Limited Debentures \| -	4%	₹10 Cr	1,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹5 Cr	500,000
7.44% Tamil Nadu State Government Securities -20/03/2034 Sovereign Bonds \| -	2%	₹5 Cr	500,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹5 Cr	500

8. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Nippon India Short Term Fund is a Debt - Short term Bond fund was launched on 18 Dec 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 17 in Short term Bond category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.2% .

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund Growth
Launch Date	18 Dec 02
NAV (06 Jan 25)	₹50.5116 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹7,534 on 15 Dec 24
Category	Debt - Short term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	1.85
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.62%
Effective Maturity	3 Years 7 Months 20 Days
Modified Duration	2 Years 10 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,948
31 Dec 21	₹11,431
31 Dec 22	₹11,797
31 Dec 23	₹12,602
31 Dec 24	₹13,608

Nippon India Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	4.1%
1 Year	8.1%
3 Year	6%
5 Year	6.4%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8%
2022	6.8%
2021	3.2%
2020	4.4%
2019	9.5%
2018	9.4%
2017	5.5%
2016	5.7%
2015	9.8%
2014	8.1%

Fund Manager information for Nippon India Short Term Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	4.92 Yr.
Kinjal Desai	25 May 18	6.61 Yr.
Sushil Budhia	31 Mar 21	3.76 Yr.

Data below for Nippon India Short Term Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	9.16%
Debt	90.63%
Other	0.21%

Debt Sector Allocation

Sector	Value
Corporate	51.72%
Government	40.81%
Cash Equivalent	7.16%
Securitized	0.11%

Credit Quality

Rating	Value
AA	15.24%
AAA	84.76%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.17% Govt Stock 2030 Sovereign Bonds \| -	9%	₹684 Cr	67,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	7%	₹561 Cr	54,500,000 ↓ -5,000,000
7.1% Govt Stock 2029 Sovereign Bonds \| -	6%	₹467 Cr	46,000,000 ↓ -2,500,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	3%	₹198 Cr	20,000
Small Industries Development Bank Of India Debentures \| -	2%	₹167 Cr	16,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹166 Cr	16,500
07.27 MH Sdl 2030 Sovereign Bonds \| -	2%	₹155 Cr	15,312,900
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹151 Cr	15,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹150 Cr	15,000
Power Finance Corporation Ltd. Debentures \| -	2%	₹125 Cr	12,500

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.