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पीपीएफ कॅल्युलेटर
PPF म्हणजे काय?
सार्वजनिक भविष्य निर्वाह निधी (पीपीएफ), 1968 मध्ये भारतात लहान बचत गुंतवणुकीच्या रूपात एकत्रित करण्याच्या उद्देशाने आणि त्यावर परतावा देण्याच्या उद्देशाने सादर केले गेले. हा अजूनही अनेक गुंतवणूकदारांसाठी एक आवडता बचतीचा मार्ग आहे कारण परतावा करमुक्त आहे. याला बचत-सह-कर बचत गुंतवणूक वाहन असेही म्हटले जाऊ शकते जे एखाद्या व्यक्तीला तयार करण्यास सक्षम करते.सेवानिवृत्ती वार्षिक बचत करताना कॉर्पसकर. म्हणून, कर वाचवण्यासाठी आणि हमी परतावा मिळविण्यासाठी सुरक्षित गुंतवणूक पर्याय शोधत असलेल्या कोणीही पीपीएफ खाते उघडले पाहिजे.
Investment Amount:₹100,000 Interest Earned:₹139,127.17 Maturity Amount: ₹239,127.17पीपीएफ कॅल्क्युलेटर
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पीपीएफचे फायदे
- जोखीमघटक पीपीएफमध्ये गुंतवणूक कमी आहे कारण त्याला सरकारचा पाठिंबा आहे.
- राष्ट्रीयीकृत बँका, सार्वजनिक बँका, पोस्ट ऑफिस आणि निवडक खाजगी बँकांमध्ये PPF खाते उघडले जाऊ शकते, या सर्वांची व्याप्ती विस्तृत आहे.
- PPF साठी लॉक इन पीरियड 15 वर्षांचा असला तरी, एकतर काही पैसे काढण्याची किंवा 7 वर्षांनंतर कर्ज घेण्याची तरतूद आहे. PPF मधून मिळणारा परतावा च्या तुलनेत अधिक आकर्षक आहेबँक एफडी
- PPF ठेवी EEE (exempt-exempt-exempt) श्रेणी अंतर्गत येतात. याचा अर्थ, गुंतवलेले मुद्दल, मिळालेले व्याज आणि मॅच्युरिटीवर मिळालेले पैसे हे सर्व करमुक्त आहेत. जोडीदाराच्या किंवा मुलाच्या PPF खात्यात जमा केलेल्या रकमा देखील करमुक्त आहेत.
पीपीएफ व्याज कसे मोजले जाते?
तुम्हाला कर किंवा वित्त बद्दल काही प्रश्न आहेत ज्यासाठी तुम्हाला मदत हवी आहे?
पीपीएफवरील व्याज दरवर्षी चक्रवाढ होते. याचे सूत्र आहे: F = P[({(1+i)^n}-1)/i] येथे, F = PPF ची परिपक्वता रक्कम P = वार्षिक हप्ते n = वर्षांची संख्या i = व्याजदर/ 100
पर्यायी गुंतवणूक पर्याय
कलम 80-सी PPF सह EEE लाभ प्रदान करते (सवलत, सूट, सूट). म्हणजे रु.पर्यंतची गुंतवणूक. 1.5 लाख वार्षिक, तुम्ही कमावलेले परतावे आणि फंड परिपक्व झाल्यावर कॉर्पस या सर्वांना करातून सूट मिळते. आता याच्याशी काय तुलना करता येईल? तुमचे उत्तर आहेELSS. ELSS चा लॉक-इन कालावधी सर्वात कमी असला तरी, तुम्ही दीर्घकालीन गुंतवणूक (<5 वर्षे) म्हणून याची निवड करू शकता. तुम्ही जितकी जास्त गुंतवणूक कराल तितका जास्त कर तुम्ही वाचवाल आणि कमाईचा उल्लेख करू नकामहागाई- मारहाण परतावा.
2022 साठी शीर्ष निधी
*5 वर्षांच्या कामगिरीवर आधारित सर्वोत्तम निधी.
To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns BOI AXA Manufacturing and Infrastructure Fund is a Equity - Sectoral fund was launched on 5 Mar 10. It is a fund with High risk and has given a Below is the key information for BOI AXA Manufacturing and Infrastructure Fund Returns up to 1 year are on 1. ICICI Prudential Infrastructure Fund
CAGR/Annualized return of 16.3% since its launch. Ranked 27 in Sectoral category. Return for 2023 was 44.6% , 2022 was 28.8% and 2021 was 50.1% . ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (22 Nov 24) ₹183.46 ↑ 2.90 (1.61 %) Net Assets (Cr) ₹6,779 on 31 Oct 24 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.22 Sharpe Ratio 2.79 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹8,153 31 Oct 21 ₹16,225 31 Oct 22 ₹19,329 31 Oct 23 ₹24,564 31 Oct 24 ₹38,379 Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24 Duration Returns 1 Month -3.8% 3 Month -4.6% 6 Month 1.7% 1 Year 41.3% 3 Year 31.9% 5 Year 30% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 44.6% 2022 28.8% 2021 50.1% 2020 3.6% 2019 2.6% 2018 -14% 2017 40.8% 2016 2% 2015 -3.4% 2014 56.2% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 7.42 Yr. Sharmila D’mello 30 Jun 22 2.34 Yr. Data below for ICICI Prudential Infrastructure Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Industrials 31.81% Basic Materials 19.74% Financial Services 19.22% Utility 11.96% Energy 5.54% Consumer Cyclical 1.41% Real Estate 1.27% Communication Services 0.82% Asset Allocation
Asset Class Value Cash 7.51% Equity 91.77% Debt 0.72% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT7% ₹441 Cr 1,199,683
↑ 83,564 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 5325555% ₹293 Cr 6,615,698
↓ -2,550,000 JM Financial Ltd (Financial Services)
Equity, Since 31 Oct 21 | JMFINANCIL4% ₹262 Cr 17,363,241
↑ 1,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK4% ₹253 Cr 1,990,000
↓ -210,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK4% ₹241 Cr 1,390,000
↓ -220,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL4% ₹233 Cr 1,702,912
↓ -55,364 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC3% ₹184 Cr 6,100,157 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 24 | 5329783% ₹179 Cr 905,683
↓ -8,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5003873% ₹178 Cr 67,622 Nuvoco Vista Corp Ltd (Basic Materials)
Equity, Since 28 Feb 23 | 5433343% ₹176 Cr 4,887,713 2. BOI AXA Manufacturing and Infrastructure Fund
CAGR/Annualized return of 12.2% since its launch. Return for 2023 was 44.7% , 2022 was 3.3% and 2021 was 52.5% . BOI AXA Manufacturing and Infrastructure Fund
Growth Launch Date 5 Mar 10 NAV (22 Nov 24) ₹54.74 ↑ 0.81 (1.50 %) Net Assets (Cr) ₹519 on 31 Oct 24 Category Equity - Sectoral AMC BOI AXA Investment Mngrs Private Ltd Rating Risk High Expense Ratio 2.57 Sharpe Ratio 2.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,684 31 Oct 21 ₹18,155 31 Oct 22 ₹19,583 31 Oct 23 ₹24,472 31 Oct 24 ₹36,734 Returns for BOI AXA Manufacturing and Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24 Duration Returns 1 Month -2.2% 3 Month -7.4% 6 Month 4.6% 1 Year 35.3% 3 Year 24.8% 5 Year 29.6% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 44.7% 2022 3.3% 2021 52.5% 2020 28.1% 2019 2.5% 2018 -22.8% 2017 56% 2016 1% 2015 0.3% 2014 54.1% Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund
Name Since Tenure Nitin Gosar 27 Sep 22 2.1 Yr. Data below for BOI AXA Manufacturing and Infrastructure Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Industrials 25.46% Basic Materials 21.23% Consumer Cyclical 11.74% Utility 6.67% Energy 5.7% Health Care 5.68% Technology 5.04% Consumer Defensive 4.71% Communication Services 3.32% Real Estate 2.66% Asset Allocation
Asset Class Value Cash 7.8% Equity 92.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity NTPC Ltd (Utilities)
Equity, Since 31 May 21 | 5325556% ₹32 Cr 773,906 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 10 | LT5% ₹27 Cr 75,802
↑ 7,277 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹22 Cr 477,680 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE4% ₹20 Cr 150,806
↑ 29,060 Sterling and Wilson Renewable Energy Ltd (Technology)
Equity, Since 31 Mar 24 | SWSOLAR3% ₹14 Cr 244,992
↑ 43,974 Manorama Industries Ltd (Consumer Defensive)
Equity, Since 31 May 24 | 5419743% ₹14 Cr 137,935
↑ 10,162 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 24 | 5348162% ₹13 Cr 375,411 Senco Gold Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | SENCO2% ₹12 Cr 100,421
↑ 9,427 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | HEROMOTOCO2% ₹12 Cr 23,073 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS2% ₹11 Cr 84,903
↑ 7,343
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
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