Table of Contents

अनिवासी भारतीयांसाठी म्युच्युअल फंडातील गुंतवणूक
म्युच्युअल फंडात गुंतवणूक करण्यासाठी अनिवासी भारतीयांसाठी केवायसी प्रक्रिया
NRI म्युच्युअल फंड कर आकारणी
- लाभांशांवर म्युच्युअल फंड कर आकारणी
यूएस/कॅनडा वगळता अनिवासी भारतीयांसाठी सर्वोत्तम कामगिरी करणारे म्युच्युअल फंड
यूएस/कॅनडामधील अनिवासी भारतीयांसाठी सर्वोत्तम कामगिरी करणारे म्युच्युअल फंड
Top 5 Equity - Sectoral Funds

अनिवासी भारतीय भारतात म्युच्युअल फंडात कशी गुंतवणूक करू शकतात?

Updated on March 31, 2025 , 3476 views

म्युच्युअल फंड अनिवासी भारतीयांसाठी (एनआरआय) फायदे मिळवण्यासाठी आणि राष्ट्राच्या वाढीमध्ये सहभागी होण्यासाठी गुंतवणुकीचे चांगले पर्याय आहेत. अनिवासी भारतीय त्यांच्यानुसार अनेक म्युच्युअल फंड योजनांमध्ये गुंतवणूक करू शकतातआर्थिक उद्दिष्टे आणि उद्दिष्टे. म्युच्युअल फंड हा गुंतवणुकीच्या पोर्टफोलिओमध्ये वैविध्य आणण्यासाठी आणि कालांतराने इष्टतम परतावा मिळविण्याचा एक उत्तम पर्याय आहे. तथापि, भारतातील म्युच्युअल फंडांमध्ये त्यांची गुंतवणूक सुरू करण्यासाठी अनिवासी भारतीयांनी काही महत्त्वाची मार्गदर्शक तत्त्वे आणि नियमांचे पालन करणे आवश्यक आहे.

अनिवासी भारतीयांसाठी म्युच्युअल फंडातील गुंतवणूक

लाम्युच्युअल फंडात गुंतवणूक करा भारतात खालीलपैकी कोणतेही खाते भारतीयासह उघडणे आवश्यक आहेबँक:

NRE खाते

हे अनिवासी बाह्य (NRE) खाते आहे जे बचत, चालू, निश्चित किंवाआवर्ती ठेव. तुम्हाला या खात्यात परकीय चलन जमा करावे लागेल. भारतीय चलन जमा करण्यास सक्षम होण्यासाठी, तुम्ही NRO खाते उघडणे आवश्यक आहे. NRE खात्यातील व्यवहाराच्या रकमेवर कोणतीही कमाल मर्यादा नाही.

NRO खाते

एनआरओ किंवा अनिवासी सामान्य खाते बचत किंवा चालू खात्याच्या स्वरूपात आहे जे अनिवासी भारतीयांना त्यांचे व्यवस्थापन करण्यासाठी आहेउत्पन्न भारतात कमावले. एनआरओ खात्यात, परकीय चलन जमा झाल्यानंतर त्याचे भारतीय रुपयात रूपांतर होते. एनआरओ खाते दुसऱ्या अनिवासी भारतीय तसेच निवासी भारतीय (जवळचे नातेवाईक) यांच्यासोबत संयुक्तपणे ठेवता येते.

FCNR खाते

याचा अर्थ परकीय चलन नॉन-रिपेट्रिएबल खाते ठेवी. या खात्यात अनिवासी भारतीय त्यांचे पैसे पाठवू शकतातकमाई कॅनेडियन $, US$, युरो, AU$, येन आणि पाउंड सारख्या सहा चलनांपैकी एकात. इतर FCNR किंवा NRE खात्यांमधून निधी हस्तांतरित केला जाऊ शकतो. FCNR मध्ये, मुद्दल आणि व्याज कोणताही कर जमा करत नाही.

एकदा तुम्ही यापैकी कोणतेही खाते उघडल्यानंतर, तुम्हाला तुमचे KYC (तुमच्या ग्राहकाला जाणून घ्या) यशस्वीरित्या पूर्ण करणे आवश्यक आहे, KYC नियमांनुसार, जे सेट केले आहे.सेबी (भारतीय सिक्युरिटीज एक्सचेंज बोर्ड). कोणीही सेबी-नोंदणीकृत इंटरमीडिएटसह त्यांचे केवायसी पूर्ण करू शकतो.

म्युच्युअल फंडात गुंतवणूक करण्यासाठी अनिवासी भारतीयांसाठी केवायसी प्रक्रिया

तुमची केवायसी प्रक्रिया यशस्वीपणे पूर्ण करण्यासाठी, अनिवासी भारतीयांनी काही महत्त्वाच्या पायऱ्या पूर्ण करणे आणि कागदपत्रे सादर करणे आवश्यक आहे जसे की:

a केवायसी फॉर्म

एनआरआयने सबमिट करणे आवश्यक आहेकेवायसी फॉर्म SEBI नोंदणीकृत इंटरमीडिएटमध्ये भरलेल्या सर्व आवश्यक तपशीलांसह. दस्तऐवज कुरियर / पोस्टाने इंटरमीडिएटला पाठवले जाऊ शकतात.

b कागदपत्रे

खालील आवश्यक कागदपत्रे सादर करणे आवश्यक आहे:

परदेशात पत्ता पुरावा
भारतीय रहिवासी पत्ता पुरावा
अलीकडचे छायाचित्र
पासपोर्टची प्रत

मर्चंट नेव्हीमध्ये अनिवासी भारतीयांच्या बाबतीत, नाविकांची घोषणा किंवा सतत डिस्चार्ज प्रमाणपत्राची प्रमाणित प्रत सबमिट करणे आवश्यक आहे.

वि. प्रमाणपत्र

एनआरआय किंवा पीआयओ (भारतीय मूळ व्यक्ती) वरील कागदपत्रे भारतात नोंदणीकृत अनुसूचित व्यावसायिक बँकांच्या परदेशातील शाखांचे अधिकृत अधिकारी, न्यायाधीश, न्यायालयीन दंडाधिकारी, सार्वजनिक नोटरी किंवा देशातील भारतीय दूतावास/वाणिज्य दूतावास जनरल यांच्याकडून प्रमाणित करून घेऊ शकतात. स्थित आहेत.

d वैयक्तिक पडताळणीमध्ये (IPV)

सेबीच्या नियमांनुसार, केवायसी प्रक्रियेसाठी IPV अनिवार्य आहे. इंटरमीडिएटने एनआरआय/पीआयओचे आयपीव्ही केले पाहिजे.

कृपया लक्षात घ्या की सबमिट करताना वरील सर्व कागदपत्रे/पुरावे इंग्रजी भाषेत असावेत.

Ready to Invest?
Talk to our investment specialist

NRI म्युच्युअल फंड कर आकारणी

भांडवल आर्थिक वर्ष 2017-18 (आकलन वर्ष 2018-19) साठी NRI म्युच्युअल फंड गुंतवणुकीवरील लाभ कर दर खालीलप्रमाणे आहेत:

अनिवासी भारतीयम्युच्युअल फंडांवर कर आकारणी-भांडवली नफा कर दर- आर्थिक वर्ष 2017/2018 (AY- 2018-19)

म्युच्युअल फंड योजनेचे प्रकार	शॉर्ट टर्म कॅपिटल गेन (STCG)	दीर्घकालीन भांडवली नफा (LTCG)
इक्विटी फंड- एसटीसीजी- एक वर्षापेक्षा कमी किंवा त्यापेक्षा कमी ठेवलेल्या युनिट्स, एलटीसीजी- एक वर्षापेक्षा जास्त ठेवलेल्या युनिट्स	१५%	शून्य
नॉन-इक्विटी फंड- STCG- 3 वर्षे किंवा त्यापेक्षा कमी कालावधीसाठी ठेवलेल्या युनिट्स, LTCG- 3 वर्षांहून अधिक काळ ठेवलेल्या युनिट्स	व्यक्तीनुसारआयकर कंस	सूचीबद्ध निधीवर - 20% (इंडेक्सेशनसह), असूचीबद्ध फंड- 10% (इंडेक्सेशनशिवाय)

लाभांशांवर म्युच्युअल फंड कर आकारणी

इक्विटी फंडांवर लाभांश: इक्विटी फंडासाठी युनिटधारकाच्या हातात मिळणारा लाभांश पूर्णपणे करमुक्त असतो. लाभांश देखील करमुक्त आहेAMC.
कर्ज निधीवर लाभांश: AMC ला लाभांश वितरण कर (DDT) 28.84% त्याच्या युनिट-धारकांना हे लाभांश उत्पन्न वितरित करण्यापूर्वी भरावे लागेल. लाभांश मिळकत अकर्ज निधी युनिट धारक देखील करमुक्त आहे.

खाली AY 2018-19 साठी अनिवासी भारतीयांकडून MF विमोचनांवर लागू होणारा TDS दर आहे.

म्युच्युअल फंडांवर एनआरआय कर- भांडवली नफा कर दर- आर्थिक वर्ष 2017/2018 (AY- 2018-19)

अनिवासी भारतीय आणि टीडीएस दरानुसार म्युच्युअल फंड विमोचन	STCG आणि TDS दर	LTCG आणि TDS दर
MF योजनेचा प्रकार
इक्विटी ओरिएंटेड फंड	१५%	शून्य
कर्ज निधी	३०%	सूचीबद्ध फंडांवर- 20% (इंडेक्सेशनसह), असूचीबद्ध फंड- 10% (इंडेक्सेशनशिवाय)

यूएस/कॅनडा वगळता अनिवासी भारतीयांसाठी सर्वोत्तम कामगिरी करणारे म्युच्युअल फंड

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)	Sub Cat.
SBI PSU Fund Growth	-3.4	-12.1	1.8	29.9	32.1	23.5	Sectoral
HDFC Infrastructure Fund Growth	-7.4	-13.2	2.7	28.9	37.6	23	Sectoral
Invesco India PSU Equity Fund Growth	-5.7	-14.7	1	28.2	31	25.6	Sectoral
ICICI Prudential Infrastructure Fund Growth	-5.5	-12.2	5.1	28.1	41.2	27.4	Sectoral
Nippon India Power and Infra Fund Growth	-9.9	-16.6	0.5	27.5	38.1	26.9	Sectoral
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 25

*निधीची यादी मागील ३ वर्षांच्या रिटर्न्सवर उतरत्या क्रमाने आधारित आहे.

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 31 in Sectoral category. Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (02 Apr 25)	₹29.8331 ↓ -0.02 (-0.06 %)
Net Assets (Cr)	₹4,149 on 28 Feb 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	-0.57
Information Ratio	-0.1
Alpha Ratio	3.02
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹13,883
31 Mar 22	₹17,382
31 Mar 23	₹19,831
31 Mar 24	₹37,078
31 Mar 25	₹39,285

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	12.6%
3 Month	-3.4%
6 Month	-12.1%
1 Year	1.8%
3 Year	29.9%
5 Year	32.1%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%
2014	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.75 Yr.

Data below for SBI PSU Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	35.9%
Utility	24.13%
Energy	17.02%
Industrials	10.67%
Basic Materials	6.34%

Asset Allocation

Asset Class	Value
Cash	5.81%
Equity	94.07%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	14%	₹591 Cr	8,577,500
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹380 Cr	24,350,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹380 Cr	15,135,554 ↑ 950,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹334 Cr	13,575,000 ↑ 800,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹230 Cr	9,700,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹174 Cr	27,900,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	4%	₹170 Cr	5,443,244
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	4%	₹154 Cr	7,800,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	4%	₹153 Cr	4,150,000 ↑ 550,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| SBICARD	3%	₹138 Cr	1,650,000

2. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch. Ranked 26 in Sectoral category. Return for 2024 was 23% , 2023 was 55.4% and 2022 was 19.3% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (02 Apr 25)	₹43.488 ↑ 0.25 (0.58 %)
Net Assets (Cr)	₹2,105 on 28 Feb 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.31
Sharpe Ratio	-0.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,356
31 Mar 22	₹21,727
31 Mar 23	₹25,279
31 Mar 24	₹45,346
31 Mar 25	₹47,548

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹756,118.
Net Profit of ₹456,118 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	9.8%
3 Month	-7.4%
6 Month	-13.2%
1 Year	2.7%
3 Year	28.9%
5 Year	37.6%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23%
2022	55.4%
2021	19.3%
2020	43.2%
2019	-7.5%
2018	-3.4%
2017	-29%
2016	43.3%
2015	-1.9%
2014	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.13 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Infrastructure Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	38.42%
Financial Services	20.62%
Basic Materials	10.93%
Utility	7.4%
Energy	6.96%
Communication Services	3.76%
Health Care	1.73%
Technology	0.98%
Real Estate	0.94%
Consumer Cyclical	0.58%

Asset Allocation

Asset Class	Value
Cash	6.48%
Equity	92.31%
Debt	1.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹157 Cr	1,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	6%	₹121 Cr	700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	6%	₹120 Cr	380,000 ↑ 30,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	5%	₹98 Cr	1,450,000 ↓ -50,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹69 Cr	2,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹67 Cr	150,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	3%	₹67 Cr	758,285
Coal India Ltd (Energy) Equity, Since 31 Oct 18 \| COALINDIA	3%	₹63 Cr	1,700,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹60 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹55 Cr	350,000 ↓ -50,000

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 12% since its launch. Ranked 33 in Sectoral category. Return for 2024 was 25.6% , 2023 was 54.5% and 2022 was 20.5% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (02 Apr 25)	₹57.27 ↑ 0.03 (0.05 %)
Net Assets (Cr)	₹1,047 on 28 Feb 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.39
Sharpe Ratio	-0.67
Information Ratio	-0.53
Alpha Ratio	0.52
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹14,149
31 Mar 22	₹17,370
31 Mar 23	₹19,711
31 Mar 24	₹36,141
31 Mar 25	₹37,811

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	16%
3 Month	-5.7%
6 Month	-14.7%
1 Year	1%
3 Year	28.2%
5 Year	31%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%
2014	2.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Dhimant Kothari	19 May 20	4.79 Yr.

Data below for Invesco India PSU Equity Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	27.81%
Utility	24.59%
Financial Services	21.69%
Energy	18.38%
Basic Materials	6.48%

Asset Allocation

Asset Class	Value
Cash	1.06%
Equity	98.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹96 Cr	3,894,619
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 22 \| 532898	9%	₹90 Cr	3,599,413
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	8%	₹86 Cr	1,251,543
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	8%	₹82 Cr	3,445,961
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500312	6%	₹65 Cr	2,868,783
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	5%	₹54 Cr	175,355 ↑ 22,180
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹52 Cr	5,911,723
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	5%	₹49 Cr	1,570,631
National Aluminium Co Ltd (Basic Materials) Equity, Since 31 Aug 24 \| 532234	4%	₹46 Cr	2,604,332
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Nov 23 \| HINDPETRO	4%	₹46 Cr	1,564,169

4. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 15.8% since its launch. Ranked 27 in Sectoral category. Return for 2024 was 27.4% , 2023 was 44.6% and 2022 was 28.8% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (02 Apr 25)	₹177.92 ↑ 0.49 (0.28 %)
Net Assets (Cr)	₹6,886 on 28 Feb 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	-0.25
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,670
31 Mar 22	₹25,304
31 Mar 23	₹30,899
31 Mar 24	₹50,465
31 Mar 25	₹54,540

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹828,779.
Net Profit of ₹528,779 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	8.8%
3 Month	-5.5%
6 Month	-12.2%
1 Year	5.1%
3 Year	28.1%
5 Year	41.2%
10 Year
15 Year
Since launch	15.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%
2014	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	7.75 Yr.
Sharmila D’mello	30 Jun 22	2.67 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	36.49%
Basic Materials	21.39%
Financial Services	16.91%
Utility	8.65%
Energy	7.09%
Communication Services	1.63%
Consumer Cyclical	0.89%
Real Estate	0.35%

Asset Allocation

Asset Class	Value
Cash	5.98%
Equity	93.39%
Debt	0.62%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹649 Cr	2,052,790 ↑ 126,940
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	4%	₹288 Cr	2,695,324
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	4%	₹268 Cr	98,408 ↓ -10,339
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	3%	₹240 Cr	1,990,000
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	3%	₹226 Cr	7,260,775
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹212 Cr	1,225,000
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹210 Cr	12,006,117 ↑ 1,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹205 Cr	1,709,486 ↑ 100,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| 500295	3%	₹194 Cr	4,923,662 ↑ 100,000
Cummins India Ltd (Industrials) Equity, Since 31 May 17 \| 500480	3%	₹173 Cr	635,000

5. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a CAGR/Annualized return of 18% since its launch. Ranked 13 in Sectoral category. Return for 2024 was 26.9% , 2023 was 58% and 2022 was 10.9% .

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (02 Apr 25)	₹317.396 ↑ 2.06 (0.65 %)
Net Assets (Cr)	₹6,125 on 28 Feb 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.05
Sharpe Ratio	-0.55
Information Ratio	1.03
Alpha Ratio	1.38
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,563
31 Mar 22	₹23,186
31 Mar 23	₹26,891
31 Mar 24	₹47,550
31 Mar 25	₹48,861

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹773,746.
Net Profit of ₹473,746 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	11.7%
3 Month	-9.9%
6 Month	-16.6%
1 Year	0.5%
3 Year	27.5%
5 Year	38.1%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%
2014	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.77 Yr.
Rahul Modi	19 Aug 24	0.53 Yr.

Data below for Nippon India Power and Infra Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	40.77%
Utility	19.49%
Energy	9.09%
Basic Materials	9.08%
Communication Services	8.44%
Real Estate	3.99%
Technology	2.14%
Health Care	2.08%
Consumer Cyclical	1.96%
Financial Services	1.78%

Asset Allocation

Asset Class	Value
Cash	1.18%
Equity	98.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹480 Cr	4,000,000 ↑ 250,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	8%	₹480 Cr	15,400,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	8%	₹472 Cr	1,492,001
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	7%	₹408 Cr	2,600,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹243 Cr	240,038
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹237 Cr	6,975,789 ↑ 500,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	3%	₹176 Cr	423,938
Siemens Ltd (Industrials) Equity, Since 31 May 21 \| 500550	3%	₹162 Cr	350,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	2%	₹151 Cr	2,632,923 ↑ 80,000
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹150 Cr	1,800,000

यूएस/कॅनडामधील अनिवासी भारतीयांसाठी सर्वोत्तम कामगिरी करणारे म्युच्युअल फंड

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)	Sub Cat.
L&T Infrastructure Fund Growth	-12.3	-17	4.3	21.7	33.2	28.1	Sectoral
UTI Transportation & Logistics Fund Growth	-9.9	-19.6	-1.9	21.6	32.9	18.7	Sectoral
Sundaram Mid Cap Fund Growth	-11.6	-14	9.8	20.8	30.7	32	Mid Cap
UTI Infrastructure Fund Growth	-5.3	-13.6	2.4	20.1	29.6	18.5	Sectoral
L&T Business Cycles Fund Growth	-11.2	-12.7	10.6	19.4	30.1	36.3	Sectoral
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 25

*निधीची यादी मागील ३ वर्षांच्या रिटर्न्सवर उतरत्या क्रमाने आधारित आहे.

1. L&T Infrastructure Fund

To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

L&T Infrastructure Fund is a Equity - Sectoral fund was launched on 27 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 8.7% since its launch. Return for 2024 was 28.1% , 2023 was 50.7% and 2022 was 3.1% .

Below is the key information for L&T Infrastructure Fund

L&T Infrastructure Fund Growth
Launch Date	27 Sep 07
NAV (02 Apr 25)	₹42.9328 ↑ 0.15 (0.35 %)
Net Assets (Cr)	₹1,999 on 28 Feb 25
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.1
Sharpe Ratio	-0.28
Information Ratio	0.09
Alpha Ratio	5.94
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,354
31 Mar 22	₹22,512
31 Mar 23	₹24,719
31 Mar 24	₹38,213
31 Mar 25	₹41,318

L&T Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for L&T Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	11.2%
3 Month	-12.3%
6 Month	-17%
1 Year	4.3%
3 Year	21.7%
5 Year	33.2%
10 Year
15 Year
Since launch	8.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.1%
2022	50.7%
2021	3.1%
2020	56.3%
2019	1.6%
2018	-3.1%
2017	-17.1%
2016	61.1%
2015	8.6%
2014	6.8%

Fund Manager information for L&T Infrastructure Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.21 Yr.
Gautam Bhupal	26 Nov 22	2.26 Yr.
Sonal Gupta	26 Nov 22	2.26 Yr.

Data below for L&T Infrastructure Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	44.67%
Basic Materials	11.66%
Communication Services	9.29%
Utility	9.14%
Energy	9.05%
Financial Services	4.37%
Technology	3.92%
Real Estate	2.55%
Consumer Cyclical	1.75%

Asset Allocation

Asset Class	Value
Cash	2.53%
Equity	97.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	9%	₹183 Cr	5,863,600 ↑ 328,100
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	8%	₹167 Cr	1,066,600 ↑ 25,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	7%	₹146 Cr	462,900
Bharat Electronics Ltd (Industrials) Equity, Since 30 Sep 15 \| BEL	7%	₹139 Cr	5,654,400
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	6%	₹127 Cr	1,057,400 ↑ 84,600
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	5%	₹90 Cr	88,900
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 31 Jan 18 \| 500040	3%	₹59 Cr	315,600
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 20 \| DIXON	3%	₹55 Cr	39,310
Power Finance Corp Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532810	3%	₹54 Cr	1,488,800
ABB India Ltd (Industrials) Equity, Since 30 Jun 19 \| ABB	2%	₹44 Cr	90,050

2. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 16.2% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 18.7% , 2023 was 40.1% and 2022 was 14.7% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (02 Apr 25)	₹231.781 ↑ 2.23 (0.97 %)
Net Assets (Cr)	₹3,043 on 28 Feb 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹20,148
31 Mar 22	₹22,229
31 Mar 23	₹24,816
31 Mar 24	₹40,872
31 Mar 25	₹40,276

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	5.1%
3 Month	-9.9%
6 Month	-19.6%
1 Year	-1.9%
3 Year	21.6%
5 Year	32.9%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%
2014	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.44 Yr.

Data below for UTI Transportation & Logistics Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.46%
Industrials	15.9%

Asset Allocation

Asset Class	Value
Cash	4.47%
Equity	95.36%
Debt	0.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	14%	₹418 Cr	1,615,675 ↓ -89,022
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	11%	₹324 Cr	271,513 ↓ -1,283
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹285 Cr	597,808
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| TATAMOTORS	6%	₹194 Cr	3,129,331
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹190 Cr	239,786 ↑ 14,548
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	6%	₹179 Cr	399,357
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹151 Cr	411,002 ↑ 30,598
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	5%	₹148 Cr	6,674,043 ↑ 1,032,627
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹144 Cr	1,343,630 ↑ 75,777
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	3%	₹87 Cr	390,372

3. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 23.7% since its launch. Ranked 13 in Mid Cap category. Return for 2024 was 32% , 2023 was 40.4% and 2022 was 4.8% .

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (02 Apr 25)	₹1,237.12 ↑ 14.41 (1.18 %)
Net Assets (Cr)	₹10,451 on 28 Feb 25
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.8
Sharpe Ratio	-0.05
Information Ratio	-0.12
Alpha Ratio	4.15
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,480
31 Mar 22	₹21,162
31 Mar 23	₹21,693
31 Mar 24	₹33,395
31 Mar 25	₹37,537

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	8.5%
3 Month	-11.6%
6 Month	-14%
1 Year	9.8%
3 Year	20.8%
5 Year	30.7%
10 Year
15 Year
Since launch	23.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	32%
2022	40.4%
2021	4.8%
2020	37.5%
2019	11.8%
2018	-0.3%
2017	-15.4%
2016	40.8%
2015	11.3%
2014	11.2%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	4.1 Yr.
Ratish Varier	24 Feb 21	4.1 Yr.

Data below for Sundaram Mid Cap Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	19.48%
Financial Services	19.47%
Industrials	13.59%
Health Care	10.64%
Basic Materials	10.07%
Technology	6.6%
Consumer Defensive	3.88%
Communication Services	3.62%
Real Estate	3.42%
Utility	1.95%
Energy	1.65%

Asset Allocation

Asset Class	Value
Cash	5.63%
Equity	94.37%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| 500480	3%	₹345 Cr	1,270,127 ↑ 8,529
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	3%	₹342 Cr	19,247,362
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| 506395	3%	₹291 Cr	1,747,182
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	3%	₹278 Cr	6,016,821
Lupin Ltd (Healthcare) Equity, Since 31 Jan 23 \| 500257	2%	₹257 Cr	1,350,321
Persistent Systems Ltd (Technology) Equity, Since 30 Apr 22 \| PERSISTENT	2%	₹257 Cr	484,892
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| 532814	2%	₹242 Cr	4,738,175 ↓ -158,971
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| 532843	2%	₹238 Cr	3,879,249
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 24 \| M&MFIN	2%	₹229 Cr	8,478,867
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Oct 20 \| 540611	2%	₹216 Cr	3,817,491

4. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 13.6% since its launch. Ranked 28 in Sectoral category. Return for 2024 was 18.5% , 2023 was 38.2% and 2022 was 8.8% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (02 Apr 25)	₹132.01 ↑ 0.62 (0.47 %)
Net Assets (Cr)	₹1,921 on 28 Feb 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.25
Sharpe Ratio	-0.47
Information Ratio	-0.08
Alpha Ratio	2.84
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,719
31 Mar 22	₹20,247
31 Mar 23	₹22,215
31 Mar 24	₹34,048
31 Mar 25	₹35,623

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	9.2%
3 Month	-5.3%
6 Month	-13.6%
1 Year	2.4%
3 Year	20.1%
5 Year	29.6%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.5%
2022	38.2%
2021	8.8%
2020	39.4%
2019	3.4%
2018	6.7%
2017	-15.6%
2016	41.4%
2015	4%
2014	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	3.5 Yr.

Data below for UTI Infrastructure Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	36.88%
Communication Services	14.52%
Energy	11.23%
Utility	10.64%
Basic Materials	7%
Financial Services	6.99%
Consumer Cyclical	3.4%
Real Estate	3.28%

Asset Allocation

Asset Class	Value
Cash	6.06%
Equity	93.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	14%	₹263 Cr	1,677,632
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	9%	₹177 Cr	558,963 ↓ -73,433
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	7%	₹133 Cr	4,260,012
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	5%	₹105 Cr	874,658
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	5%	₹89 Cr	87,930 ↓ -13,570
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹81 Cr	179,999
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹65 Cr	2,886,087
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹59 Cr	581,655
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹58 Cr	537,905 ↑ 46,192
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	2%	₹45 Cr	675,092

5. L&T Business Cycles Fund

To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian market with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy

L&T Business Cycles Fund is a Equity - Sectoral fund was launched on 20 Aug 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.7% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 36.3% , 2023 was 31.3% and 2022 was 5.3% .

Below is the key information for L&T Business Cycles Fund

L&T Business Cycles Fund Growth
Launch Date	20 Aug 14
NAV (02 Apr 25)	₹39.0143 ↑ 0.36 (0.93 %)
Net Assets (Cr)	₹855 on 28 Feb 25
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.43
Sharpe Ratio	-0.21
Information Ratio	0.54
Alpha Ratio	2.8
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,684
31 Mar 22	₹21,100
31 Mar 23	₹22,192
31 Mar 24	₹31,871
31 Mar 25	₹36,168

L&T Business Cycles Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for L&T Business Cycles Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	12.3%
3 Month	-11.2%
6 Month	-12.7%
1 Year	10.6%
3 Year	19.4%
5 Year	30.1%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	36.3%
2022	31.3%
2021	5.3%
2020	34.5%
2019	9.3%
2018	5.3%
2017	-17.5%
2016	45.6%
2015	3.2%
2014	3.5%

Fund Manager information for L&T Business Cycles Fund

Name	Since	Tenure
Venugopal Manghat	20 Aug 14	10.54 Yr.
Gautam Bhupal	1 Jun 23	1.75 Yr.
Sonal Gupta	1 Jun 23	1.75 Yr.

Data below for L&T Business Cycles Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	32.32%
Industrials	26.49%
Consumer Cyclical	15.62%
Basic Materials	12.41%
Energy	7.28%
Technology	1.39%
Real Estate	0.94%

Asset Allocation

Asset Class	Value
Cash	2.29%
Equity	97.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 14 \| ICICIBANK	6%	₹51 Cr	425,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 18 \| RELIANCE	6%	₹48 Cr	401,700 ↑ 36,300
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Dec 22 \| MCX	6%	₹47 Cr	94,300
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| 500251	5%	₹46 Cr	95,680
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 14 \| HDFCBANK	5%	₹43 Cr	246,800 ↑ 53,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 14 \| LT	3%	₹26 Cr	81,830
Bharat Electronics Ltd (Industrials) Equity, Since 31 Dec 22 \| BEL	3%	₹25 Cr	1,000,000
Blue Star Ltd (Industrials) Equity, Since 31 Aug 14 \| BLUESTARCO	3%	₹23 Cr	119,800
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532810	3%	₹22 Cr	603,200
PB Fintech Ltd (Financial Services) Equity, Since 31 Dec 23 \| 543390	3%	₹22 Cr	149,200

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.