5 सर्वोत्तम परफॉर्मिंग इंटरमीडिएट डेट फंड एसआयपी गुंतवणूक 2022

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एसआयपीमध्ये गुंतवणूक करण्यासाठी शीर्ष 5 सर्वोत्तम परफॉर्मिंग इंटरमीडिएट किंवा मिड टर्म डेट फंड
डेट फंड्समध्ये ऑनलाइन गुंतवणूक कशी करावी?
Top 5 Debt - Medium term Bond Funds

SIP गुंतवणूक 2022 साठी सर्वोत्कृष्ट इंटरमीडिएट डेट फंड

Updated on November 1, 2024 , 1452 views

मध्यवर्तीबंध मध्यम मुदतीचे फंड म्हणूनही ओळखले जाते ते कर्जाचा एक प्रकार आहेम्युच्युअल फंड जे डेट सिक्युरिटीजमध्ये 3 वर्षे किंवा त्याहून अधिक कालावधीसाठी गुंतवणूक करतात. मध्यम मुदतीच्या निधीचा सरासरी परिपक्वता कालावधी द्रव, अति-शॉर्ट आणि अल्प-मुदतीपेक्षा जास्त असतो.कर्ज निधी. अलीकडच्या काळात, भारतात लागोपाठ दर कपातीमुळे मध्यम फंडांनी सर्वोत्तम परतावा दिला आहे. हे फंड व्याजदरांबाबत कमी संवेदनशील असतात आणि त्यामुळे दीर्घ कालावधीच्या फंडांपेक्षा कमी अस्थिर असतात.गिल्ट फंड. सर्वोत्तम परिणामांसाठी, गुंतवणूकदारांना सर्वोत्तम इंटरमीडिएट डेट फंडामध्ये गुंतवणूक करण्याचा सल्ला दिला जातोSIP. गुंतवणूकदार खालील प्री-लिस्टेड टॉप रेटेड मिड-टर्म डेट फंडांमधून उत्कृष्ट कामगिरी करणारी योजना निवडू शकतात.

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एसआयपीमध्ये गुंतवणूक करण्यासाठी शीर्ष 5 सर्वोत्तम परफॉर्मिंग इंटरमीडिएट किंवा मिड टर्म डेट फंड

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Aditya Birla Sun Life Medium Term Plan Growth	₹36.7968 ↑ 0.00	₹1,921	1,000	3.9	7	11	13.7	9.8	6.9
Axis Strategic Bond Fund Growth	₹26.4026 ↓ 0.00	₹1,945	1,000	2.1	4.7	9.1	6.4	7.1	7.3
Nippon India Strategic Debt Fund Growth	₹14.6283 ↓ 0.00	₹117	100	2.1	4.6	8.6	5.5	0.8	7
Kotak Dynamic Bond Fund Growth	₹35.8302 ↓ -0.02	₹2,783	1,000	2.9	6.2	10.9	6.1	6.7	6.5
Kotak Medium Term Fund Growth	₹21.5546 ↓ -0.01	₹1,659	1,000	2.8	5.2	10	6	6.4	6.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 24

1. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.7% since its launch. Ranked 6 in Medium term Bond category. Return for 2023 was 6.9% , 2022 was 24.8% and 2021 was 7.1% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan Growth
Launch Date	25 Mar 09
NAV (31 Oct 24)	₹36.7968 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹1,921 on 30 Sep 24
Category	Debt - Medium term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.55
Sharpe Ratio	1.55
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	7.73%
Effective Maturity	5 Years 1 Month 10 Days
Modified Duration	3 Years 10 Months 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,829
31 Oct 21	₹10,863
31 Oct 22	₹13,465
31 Oct 23	₹14,377
31 Oct 24	₹15,955

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201 Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	2%
3 Month	3.9%
6 Month	7%
1 Year	11%
3 Year	13.7%
5 Year	9.8%
10 Year
15 Year
Since launch	8.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	24.8%
2021	7.1%
2020	8.1%
2019	-4.4%
2018	5.6%
2017	7%
2016	10.9%
2015	9.5%
2014	12%

Fund Manager information for Aditya Birla Sun Life Medium Term Plan

Name	Since	Tenure
Sunaina Cunha	1 Sep 14	10.09 Yr.
Mohit Sharma	6 Aug 20	4.15 Yr.
Dhaval Joshi	21 Nov 22	1.86 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	7.65%
Equity	3.26%
Debt	87.69%
Other	1.4%

Debt Sector Allocation

Sector	Value
Government	49%
Corporate	37.88%
Cash Equivalent	7.65%
Securitized	0.81%

Credit Quality

Rating	Value
A	2.58%
AA	33.14%
AAA	64.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2033 Sovereign Bonds \| -	29%	₹550 Cr	53,500,000 ↓ -500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	11%	₹206 Cr	20,000,000
07.18 Goi 2028 Sovereign Bonds \| -	6%	₹108 Cr	10,500,000
Adani Airport Holdings Ltd. 9.35% Debentures \| -	3%	₹52 Cr	5,300 ↑ 5,300
Creditaccess Grameen Limited Debentures \| -	3%	₹50 Cr	500,000
JSW Steel Limited Debentures \| -	3%	₹50 Cr	500
Belstar Microfinance Limited Debentures \| -	3%	₹50 Cr	5,000
Piramal Capital & Housing Finance Limited Debentures \| -	2%	₹48 Cr	4,800
Hinduja Housing Finance Limited 8.85% Debentures \| -	2%	₹46 Cr	4,600
JM Financial Products Limited Debentures \| -	2%	₹40 Cr	4,000

2. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 7 in Medium term Bond category. Return for 2023 was 7.3% , 2022 was 3.8% and 2021 was 5.2% .

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund Growth
Launch Date	28 Mar 12
NAV (31 Oct 24)	₹26.4026 ↓ 0.00 (-0.02 %)
Net Assets (Cr)	₹1,945 on 30 Sep 24
Category	Debt - Medium term Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.06
Sharpe Ratio	1.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.03%
Effective Maturity	5 Years 6 Months 11 Days
Modified Duration	3 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,032
31 Oct 21	₹11,683
31 Oct 22	₹12,068
31 Oct 23	₹12,896
31 Oct 24	₹14,071

Axis Strategic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	0.4%
3 Month	2.1%
6 Month	4.7%
1 Year	9.1%
3 Year	6.4%
5 Year	7.1%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	3.8%
2021	5.2%
2020	10.5%
2019	7.1%
2018	6.7%
2017	7.5%
2016	11.6%
2015	6.8%
2014	15%

Fund Manager information for Axis Strategic Bond Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	11.91 Yr.
Sachin Jain	1 Feb 23	1.66 Yr.
Akhil Thakker	1 Feb 23	1.66 Yr.

Data below for Axis Strategic Bond Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	8.69%
Debt	91.05%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	53.94%
Government	37.11%
Cash Equivalent	8.69%

Credit Quality

Rating	Value
A	11.26%
AA	34.59%
AAA	54.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.23 Goi 2064 Sovereign Bonds \| -	16%	₹307 Cr	29,500,000 ↑ 10,500,000
07.18 Goi 2033 Sovereign Bonds \| -	8%	₹158 Cr	15,400,000 ↓ -16,000,000
Nirma Limited Debentures \| -	3%	₹60 Cr	6,000
07.18 Goi 2028 Sovereign Bonds \| -	3%	₹58 Cr	5,600,000
DLF Cyber City Developers Limited 8.4% Debentures \| -	3%	₹55 Cr	5,500
Aadhar Housing Finance Ltd. 8.65% Debentures \| -	3%	₹55 Cr	5,500
Rajasthan (Government of ) 7.52% - \| -	3%	₹52 Cr	5,000,000
Tata Projects Limited Debentures \| -	3%	₹49 Cr	4,900
Mahanagar Telephone Nigam Limited Debentures \| -	2%	₹48 Cr	5,000
Century Textiles And Industried Limited Debentures \| -	2%	₹45 Cr	4,500

3. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 3.7% since its launch. Ranked 7 in Medium term Bond category. Return for 2023 was 7% , 2022 was 2% and 2021 was 17.4% .

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund Growth
Launch Date	26 Jun 14
NAV (31 Oct 24)	₹14.6283 ↓ 0.00 (-0.03 %)
Net Assets (Cr)	₹117 on 30 Sep 24
Category	Debt - Medium term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.92
Sharpe Ratio	1.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.05%
Effective Maturity	4 Years 11 Months 8 Days
Modified Duration	3 Years 6 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹7,447
31 Oct 21	₹8,839
31 Oct 22	₹8,955
31 Oct 23	₹9,564
31 Oct 24	₹10,383

Nippon India Strategic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹182,789.
Net Profit of ₹2,789 Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	0.5%
3 Month	2.1%
6 Month	4.6%
1 Year	8.6%
3 Year	5.5%
5 Year	0.8%
10 Year
15 Year
Since launch	3.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	2%
2021	17.4%
2020	-23.5%
2019	-3.4%
2018	4.7%
2017	6.9%
2016	11.1%
2015	9%
2014

Fund Manager information for Nippon India Strategic Debt Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.36 Yr.
Sushil Budhia	1 Feb 20	4.67 Yr.
Akshay Sharma	1 Dec 22	1.84 Yr.

Data below for Nippon India Strategic Debt Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	7.57%
Debt	92.06%
Other	0.37%

Debt Sector Allocation

Sector	Value
Corporate	62.66%
Government	29.4%
Cash Equivalent	7.57%

Credit Quality

Rating	Value
AA	50.23%
AAA	49.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 24072037 Sovereign Bonds \| -	18%	₹21 Cr	2,000,000
7.10%Goi 08/04/2034 Sovereign Bonds \| -	9%	₹10 Cr	1,000,000
Summit Digitel Infrastructure Limited Debentures \| -	7%	₹8 Cr	80
Pipeline Infrastructure Private Limited Debentures \| -	4%	₹5 Cr	500
Shriram Housing Finance Limited 9.25% Debentures \| -	4%	₹5 Cr	500
DLF Cyber City Developers Limited 8.4% Debentures \| -	4%	₹5 Cr	500
Godrej Properties Limited Debentures \| -	4%	₹5 Cr	500
Godrej Industries Limited Debentures \| -	4%	₹5 Cr	500
Century Textiles And Industries Limited Debentures \| -	4%	₹5 Cr	500 ↑ 500
Aadhar Housing Finance Limited Debentures \| -	4%	₹5 Cr	500

4. Kotak Dynamic Bond Fund

(Erstwhile Kotak Flexi Debt Scheme)

To maximize returns through active management of a portfolio of debt and money market securities.

Kotak Dynamic Bond Fund is a Debt - Medium term Bond fund was launched on 26 May 08. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 23 in Medium term Bond category. Return for 2023 was 6.5% , 2022 was 2.5% and 2021 was 3.2% .

Below is the key information for Kotak Dynamic Bond Fund

Kotak Dynamic Bond Fund Growth
Launch Date	26 May 08
NAV (31 Oct 24)	₹35.8302 ↓ -0.02 (-0.04 %)
Net Assets (Cr)	₹2,783 on 30 Sep 24
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	1.3
Sharpe Ratio	1.62
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.18%
Effective Maturity	23 Years 6 Months 29 Days
Modified Duration	9 Years 7 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,136
31 Oct 21	₹11,582
31 Oct 22	₹11,775
31 Oct 23	₹12,458
31 Oct 24	₹13,816

Kotak Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-0.1%
3 Month	2.9%
6 Month	6.2%
1 Year	10.9%
3 Year	6.1%
5 Year	6.7%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.5%
2022	2.5%
2021	3.2%
2020	11.7%
2019	11.1%
2018	7.3%
2017	5.6%
2016	13.4%
2015	7.5%
2014	10.5%

Fund Manager information for Kotak Dynamic Bond Fund

Name	Since	Tenure
Deepak Agrawal	25 Nov 12	11.85 Yr.
Abhishek Bisen	1 Nov 22	1.92 Yr.

Data below for Kotak Dynamic Bond Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	2.42%
Equity	4.8%
Debt	91.2%
Other	1.58%

Debt Sector Allocation

Sector	Value
Government	72.96%
Corporate	18.23%
Cash Equivalent	2.42%

Credit Quality

Rating	Value
AA	10.14%
AAA	89.86%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2053 Sovereign Bonds \| -	45%	₹1,256 Cr	119,500,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	8%	₹235 Cr	22,500,000
07.18 Goi 2028 Sovereign Bonds \| -	6%	₹170 Cr	16,500,420 ↓ -1,000,000
Muthoot Finance Limited Debentures \| -	5%	₹151 Cr	15,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	5%	₹135 Cr	12,799,600 ↑ 2,799,600
7.46% Govt Stock 2073 Sovereign Bonds \| -	4%	₹108 Cr	10,000,000
HDFC Bank Limited Debentures \| -	3%	₹86 Cr	850
Embassy Office Parks REIT (Real Estate) -, Since 31 May 21 \| EMBASSY	3%	₹85 Cr	2,175,339
HDFC Bank Limited Debentures \| -	3%	₹76 Cr	7,500
TATA Steel Limited Debentures \| -	3%	₹76 Cr	750

5. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Kotak Medium Term Fund is a Debt - Medium term Bond fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 10 in Medium term Bond category. Return for 2023 was 6.1% , 2022 was 3.2% and 2021 was 4.7% .

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund Growth
Launch Date	25 Mar 14
NAV (31 Oct 24)	₹21.5546 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹1,659 on 30 Sep 24
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.58
Sharpe Ratio	2.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity	8.29%
Effective Maturity	5 Years 5 Months 1 Day
Modified Duration	3 Years 3 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,822
31 Oct 21	₹11,429
31 Oct 22	₹11,734
31 Oct 23	₹12,384
31 Oct 24	₹13,626

Kotak Medium Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	0.6%
3 Month	2.8%
6 Month	5.2%
1 Year	10%
3 Year	6%
5 Year	6.4%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.1%
2022	3.2%
2021	4.7%
2020	8.5%
2019	7%
2018	5.4%
2017	6.6%
2016	10.9%
2015	9.3%
2014

Fund Manager information for Kotak Medium Term Fund

Name	Since	Tenure
Deepak Agrawal	25 Mar 14	10.53 Yr.
Sunit garg	1 Nov 22	1.92 Yr.

Data below for Kotak Medium Term Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	3.06%
Equity	6.33%
Debt	88.73%
Other	1.88%

Debt Sector Allocation

Sector	Value
Corporate	63.21%
Government	25.52%
Cash Equivalent	3.06%

Credit Quality

Rating	Value
A	8.16%
AA	38.22%
AAA	53.62%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2033 Sovereign Bonds \| -	14%	₹230 Cr	22,343,450
7.1% Govt Stock 2034 Sovereign Bonds \| -	6%	₹92 Cr	9,000,020
TATA Steel Limited Debentures \| -	5%	₹76 Cr	750
Pipeline Infrastructure Ltd. 0.0796% Debentures \| -	4%	₹64 Cr	6,280
Aditya Birla Renewables Limited Debentures \| -	4%	₹60 Cr	6,000 ↑ 6,000
Prestige Projects Private Limited 0.1175% Debentures \| -	4%	₹60 Cr	6,000
Indostar Capital Finance Limited Debentures \| -	4%	₹60 Cr	6,000
Embassy Office Parks REIT (Real Estate) -, Since 31 May 21 \| EMBASSY	3%	₹57 Cr	1,455,613
Century Textiles And Industries Limited Debentures \| -	3%	₹55 Cr	5,500
7.3% Govt Stock 2053 Sovereign Bonds \| -	3%	₹53 Cr	5,000,000

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