Table of Contents
ELSS ਸਿਰਫ ਹੈਮਿਉਚੁਅਲ ਫੰਡ 80C ਕਟੌਤੀਆਂ ਲਈ ਯੋਗ। ਇਹ ਇੱਕ ਵਿਵਿਧ ਇਕੁਇਟੀ ਮਿਉਚੁਅਲ ਫੰਡ ਹੈ ਜੋ ਕਿ ਰੁਪਏ ਤੱਕ ਟੈਕਸ ਕਟੌਤੀਆਂ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦਾ ਹੈ। ਦੇ ਤਹਿਤ 1.5 ਲੱਖ ਸਾਲਾਨਾਧਾਰਾ 80C ਦੇਆਮਦਨ ਟੈਕਸ ਐਕਟ (ਆਈ.ਟੀ. ਐਕਟ 1961)।
ਫਰਵਰੀ ਬਜਟ 2018 ਦੀ ਸ਼ੁਰੂਆਤ ਤੋਂ ਪਹਿਲਾਂ, ਇਸ ਦੀਆਂ ਰਿਟਰਨ ਪੂਰੀ ਤਰ੍ਹਾਂ ਟੈਕਸ-ਮੁਕਤ ਸਨ। ਹਾਲਾਂਕਿ, ਹੁਣ ਇਹ 10% ਲੰਬੇ ਸਮੇਂ ਦੇ ਅਧੀਨ ਹੈਪੂੰਜੀ ਲਾਭ ਟੈਕਸ ਜੇਕਰ ਤੁਹਾਡਾਪੂੰਜੀ ਲਾਭ ਰੁਪਏ ਤੋਂ ਵੱਧ ਇੱਕ ਸਾਲ ਬਾਅਦ 1 ਲੱਖ 10% ਟੈਕਸ ਕਟੌਤੀ ਤੋਂ ਬਾਅਦ ਵੀ, ELSS ਕੋਲ ਹੋਰ ਟੈਕਸ-ਬਚਤ ਸਾਧਨਾਂ ਦੇ ਮੁਕਾਬਲੇ ਵਧੀਆ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰਨ ਦੀ ਸਮਰੱਥਾ ਹੈ। ELSS ਨਿਵੇਸ਼ਾਂ ਦੇ ਫਾਇਦੇ ਇਸ ਤੱਕ ਸੀਮਿਤ ਨਹੀਂ ਹਨਟੈਕਸ ਸੰਭਾਲੀ ਗਈ. ਦਮਿਸ਼ਰਿਤ ਕਰਨ ਦੀ ਸ਼ਕਤੀ ਇਹ ਯਕੀਨੀ ਬਣਾਉਂਦਾ ਹੈ ਕਿ ਜੇਕਰ ਤੁਸੀਂ 5 ਸਾਲਾਂ (ਟੈਕਸ-ਬਚਤ ਦੀ ਮਿਆਦ) ਲਈ ਨਿਵੇਸ਼ ਕਰਦੇ ਹੋ ਤਾਂ ਤੁਹਾਡਾ ਨਿਵੇਸ਼ ਦੁੱਗਣਾ ਹੋ ਜਾਂਦਾ ਹੈਐੱਫ.ਡੀ). ਇਸ ਨੂੰ ਜੋੜਨ ਲਈ, ਘੱਟੋ ਘੱਟ ਲਾਕ-ਇਨ ਪੀਰੀਅਡ ਸਿਰਫ 3 ਸਾਲ ਹੈ।
ਨਿਵੇਸ਼ ਬੈਂਕਾਂ ਵਿੱਚ ਫਿਕਸਡ ਡਿਪਾਜ਼ਿਟ ਵਿੱਚ ਪੈਸਾ ਵਿਅਕਤੀਆਂ ਅਤੇ HUFs ਨੂੰ ਟੈਕਸ ਦਾ ਦਾਅਵਾ ਕਰਨ ਦੀ ਇਜਾਜ਼ਤ ਦਿੰਦਾ ਹੈਕਟੌਤੀ ਰੁਪਏ ਤੱਕ 1,50,000 ਇੱਕ ਵਿੱਤੀ ਸਾਲ ਵਿੱਚ. ਇਨ੍ਹਾਂ ਡਿਪਾਜ਼ਿਟ ਦੀ ਲਾਕ-ਇਨ ਪੀਰੀਅਡ 5 ਸਾਲ ਹੁੰਦੀ ਹੈ। ਤੁਸੀਂ, ਹਾਲਾਂਕਿ, ਸਮੇਂ ਤੋਂ ਪਹਿਲਾਂ ਇਸ ਡਿਪਾਜ਼ਿਟ ਨੂੰ ਵਾਪਸ ਨਹੀਂ ਲੈ ਸਕਦੇ। ਪਰ ਤੁਸੀਂ ਪ੍ਰਤੀਯੋਗੀ ਦਰਾਂ 'ਤੇ ਆਪਣੀਆਂ FDs ਦੇ ਵਿਰੁੱਧ ਲੋਨ ਪ੍ਰਾਪਤ ਕਰ ਸਕਦੇ ਹੋ। ਇਹਨਾਂ ਡਿਪਾਜ਼ਿਟਾਂ 'ਤੇ ਕਮਾਇਆ ਵਿਆਜ, ਹਾਲਾਂਕਿ, ਵਿਅਕਤੀ ਦੀ ਟੈਕਸਯੋਗ ਮਾਮੂਲੀ ਦਰ (ਟੈਕਸ ਬਰੈਕਟ ਦੇ ਅਨੁਸਾਰ) ਹੈ।
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ਇੱਥੇ ਵੱਖ-ਵੱਖ ਮਾਪਦੰਡਾਂ 'ਤੇ ELSS ਅਤੇ ਟੈਕਸ ਸੇਵਿੰਗ FDs ਵਿਚਕਾਰ ਅੰਤਰਾਂ ਦੀ ਇੱਕ ਸੰਖੇਪ ਝਾਤ ਹੈ:
ਪੈਰਾਮੀਟਰ | ਐੱਫ.ਡੀ | ELSS |
---|---|---|
ਕਾਰਜਕਾਲ | 5 ਸਾਲ ਲੌਕ-ਇਨ | 3 ਸਾਲ ਲੌਕ-ਇਨ |
ਵਾਪਸੀ | 7.00 - 8.00 % (ਸਾਲਾਨਾ ਮਿਸ਼ਰਿਤ) | ਇਸ ਦੇ ਤੌਰ 'ਤੇ ਕੋਈ ਨਿਸ਼ਚਿਤ ਲਾਭਅੰਸ਼/ਵਾਪਸੀ ਨਹੀਂਬਜ਼ਾਰ ਆਮ ਤੌਰ 'ਤੇ ਲਗਭਗ 16 - 17% ਪ੍ਰਤੀ ਸਾਲ ਨਾਲ ਜੁੜਿਆ ਹੋਇਆ ਹੈ |
ਘੱਟੋ-ਘੱਟ ਨਿਵੇਸ਼ | ਰੁ. 1000 | ਰੁ. 500 |
ਅਧਿਕਤਮ ਨਿਵੇਸ਼ | ਕੋਈ ਉਪਰਲੀ ਸੀਮਾ ਨਹੀਂ | ਕੋਈ ਉਪਰਲੀ ਸੀਮਾ ਨਹੀਂ |
80c ਦੇ ਅਧੀਨ ਕਟੌਤੀ ਲਈ ਯੋਗ ਰਕਮ | ਰੁ. 1.5 ਲੱਖ | ਰੁ. 1.5 ਲੱਖ |
ਵਿਆਜ/ਵਾਪਸੀ ਲਈ ਟੈਕਸ | ਵਿਆਜ ਟੈਕਸਯੋਗ | ਰੁਪਏ ਤੱਕ ਦਾ ਲਾਭ 1 ਲੱਖ ਟੈਕਸ ਮੁਕਤ ਹਨ। ਰੁਪਏ ਤੋਂ ਉੱਪਰ ਦੇ ਲਾਭਾਂ 'ਤੇ 10% ਟੈਕਸ ਲਾਗੂ ਹੁੰਦਾ ਹੈ। 1 ਲੱਖ |
ਸੁਰੱਖਿਆ/ਰੇਟਿੰਗ | ਸੁਰੱਖਿਅਤ | ਬਿੱਟ ਜੋਖਮ ਭਰਿਆ |
ਤਰਲਤਾ | ਤੁਸੀਂ 5 ਸਾਲਾਂ ਤੋਂ ਪਹਿਲਾਂ ਟੈਕਸ ਸੇਵਿੰਗ FD ਨੂੰ ਵਾਪਸ ਨਹੀਂ ਲੈ ਸਕਦੇ | ਤੁਸੀਂ 3 ਸਾਲਾਂ ਬਾਅਦ ELSS ਤੋਂ ਬਾਹਰ ਜਾ ਸਕਦੇ ਹੋ ਜਾਂ ਵਾਪਸ ਲੈ ਸਕਦੇ ਹੋ। |
ਔਨਲਾਈਨ ਵਿਕਲਪ | ਸਾਰੇ ਬੈਂਕ ਔਨਲਾਈਨ ਪੇਸ਼ਕਸ਼ ਨਹੀਂ ਕਰਦੇ ਹਨਸਹੂਲਤ ਇੱਕ FD ਖੋਲ੍ਹਣ ਲਈ | ਕੋਈ ਵੀ ELSS ਆਨਲਾਈਨ ਸ਼ੁਰੂ ਕਰ ਸਕਦਾ ਹੈ - ਇੱਕਮੁਸ਼ਤ ਜਾਂSIP |
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Long Term Equity Fund Growth ₹47.8173
↑ 0.54 ₹3,817 -1.2 -10.4 9.8 23.6 27.2 47.7 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 9.7 15.1 16.9 20.8 10 Franklin India Taxshield Growth ₹1,434.73
↑ 11.46 ₹6,359 3.4 -2.3 11.4 19.1 27.6 22.4 JM Tax Gain Fund Growth ₹45.9445
↑ 0.16 ₹184 0.2 -7.6 8.8 18.9 26.7 29 L&T Tax Advantage Fund Growth ₹127.496
↑ 0.60 ₹3,871 1.1 -3.9 13.1 17.8 24.2 33 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Apr 25
*ਹੇਠਾਂ 100 - 15000 ਕਰੋੜ ਦੇ ਵਿਚਕਾਰ AUM ਵਾਲੇ ਫੰਡਾਂ ਦੀ ਸੂਚੀ ਹੈ ਅਤੇ ਫੰਡ ਦੀ ਉਮਰ 3 ਸਾਲ ਤੋਂ ਉੱਪਰ ਹੈ। 3 ਸਾਲ ਦੀ ਕਾਰਗੁਜ਼ਾਰੀ 'ਤੇ ਆਧਾਰਿਤ। (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate Franklin India Taxshield is a Equity - ELSS fund was launched on 10 Apr 99. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Taxshield Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on 1. Motilal Oswal Long Term Equity Fund
CAGR/Annualized
return of 16.5% since its launch. Return for 2024 was 47.7% , 2023 was 37% and 2022 was 1.8% . Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (23 Apr 25) ₹47.8173 ↑ 0.54 (1.15 %) Net Assets (Cr) ₹3,817 on 31 Mar 25 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 0.74 Sharpe Ratio 0.26 Information Ratio 0.83 Alpha Ratio 5.9 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,396 31 Mar 22 ₹18,690 31 Mar 23 ₹19,798 31 Mar 24 ₹30,510 31 Mar 25 ₹33,744 Returns for Motilal Oswal Long Term Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 23 Apr 25 Duration Returns 1 Month 4.7% 3 Month -1.2% 6 Month -10.4% 1 Year 9.8% 3 Year 23.6% 5 Year 27.2% 10 Year 15 Year Since launch 16.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% 2015 Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 1.22 Yr. Rakesh Shetty 22 Nov 22 2.27 Yr. Atul Mehra 1 Oct 24 0.41 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Industrials 30.18% Consumer Cyclical 22.76% Financial Services 17.97% Technology 12.09% Real Estate 6.8% Basic Materials 6.36% Health Care 2.01% Asset Allocation
Asset Class Value Cash 1.83% Equity 98.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433206% ₹220 Cr 9,923,692 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 5002516% ₹206 Cr 425,260 Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM4% ₹147 Cr 408,886 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | KALYANKJIL4% ₹145 Cr 3,134,622 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER4% ₹132 Cr 235,044 Coforge Ltd (Technology)
Equity, Since 31 Jul 24 | COFORGE4% ₹124 Cr 168,355 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES4% ₹123 Cr 297,751 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | ICICIBANK4% ₹120 Cr 995,689 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON4% ₹120 Cr 24,068,813 Inox Wind Ltd (Industrials)
Equity, Since 31 Dec 23 | INOXWIND4% ₹119 Cr 7,946,960 2. IDBI Equity Advantage Fund
CAGR/Annualized
return of 16% since its launch. Ranked 21 in ELSS
category. . IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹14,407 31 Mar 22 ₹17,362 31 Mar 23 ₹17,326 Returns for IDBI Equity Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 23 Apr 25 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Franklin India Taxshield
CAGR/Annualized
return of 21% since its launch. Ranked 28 in ELSS
category. Return for 2024 was 22.4% , 2023 was 31.2% and 2022 was 5.4% . Franklin India Taxshield
Growth Launch Date 10 Apr 99 NAV (23 Apr 25) ₹1,434.73 ↑ 11.46 (0.81 %) Net Assets (Cr) ₹6,359 on 31 Mar 25 Category Equity - ELSS AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 0.19 Information Ratio 1.32 Alpha Ratio 2.32 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,793 31 Mar 22 ₹21,613 31 Mar 23 ₹22,171 31 Mar 24 ₹32,145 31 Mar 25 ₹35,012 Returns for Franklin India Taxshield
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 23 Apr 25 Duration Returns 1 Month 4.5% 3 Month 3.4% 6 Month -2.3% 1 Year 11.4% 3 Year 19.1% 5 Year 27.6% 10 Year 15 Year Since launch 21% Historical performance (Yearly) on absolute basis
Year Returns 2024 22.4% 2023 31.2% 2022 5.4% 2021 36.7% 2020 9.8% 2019 5.1% 2018 -3% 2017 29.1% 2016 4.7% 2015 4% Fund Manager information for Franklin India Taxshield
Name Since Tenure R. Janakiraman 2 May 16 8.84 Yr. Rajasa Kakulavarapu 1 Dec 23 1.25 Yr. Data below for Franklin India Taxshield as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 30.86% Consumer Cyclical 13.13% Technology 10.95% Industrials 9.83% Health Care 6.41% Communication Services 5.59% Consumer Defensive 5.31% Basic Materials 4.65% Utility 4.03% Energy 3.03% Real Estate 1.63% Asset Allocation
Asset Class Value Cash 3.86% Equity 96.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK9% ₹565 Cr 3,260,417 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK9% ₹547 Cr 4,546,914 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY5% ₹325 Cr 1,922,741 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL5% ₹308 Cr 1,963,637
↓ -250,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT5% ₹280 Cr 883,853 HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH4% ₹230 Cr 1,462,587 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322154% ₹229 Cr 2,252,948 Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5433203% ₹167 Cr 7,500,000 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Oct 18 | UNITDSPR3% ₹164 Cr 1,276,457
↓ -298,543 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Nov 17 | KOTAKBANK3% ₹161 Cr 843,530 4. JM Tax Gain Fund
CAGR/Annualized
return of 9.3% since its launch. Ranked 18 in ELSS
category. Return for 2024 was 29% , 2023 was 30.9% and 2022 was 0.5% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (23 Apr 25) ₹45.9445 ↑ 0.16 (0.35 %) Net Assets (Cr) ₹184 on 31 Mar 25 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 0.26 Information Ratio 0.48 Alpha Ratio 4.69 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,396 31 Mar 22 ₹21,099 31 Mar 23 ₹20,935 31 Mar 24 ₹30,269 31 Mar 25 ₹33,442 Returns for JM Tax Gain Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 23 Apr 25 Duration Returns 1 Month 2.6% 3 Month 0.2% 6 Month -7.6% 1 Year 8.8% 3 Year 18.9% 5 Year 26.7% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 29% 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.41 Yr. Asit Bhandarkar 31 Dec 21 3.17 Yr. Chaitanya Choksi 18 Jul 14 10.63 Yr. Ruchi Fozdar 4 Oct 24 0.41 Yr. Data below for JM Tax Gain Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 24.93% Consumer Cyclical 16.94% Basic Materials 12.3% Technology 11.78% Industrials 9.75% Health Care 9.45% Consumer Defensive 4.67% Communication Services 2.88% Utility 1.21% Asset Allocation
Asset Class Value Cash 4.75% Equity 95.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK6% ₹9 Cr 77,975
↑ 20,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK6% ₹9 Cr 54,131 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY5% ₹8 Cr 45,965
↓ -2,500 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5329784% ₹7 Cr 35,500
↑ 3,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | MARUTI3% ₹6 Cr 4,706 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | 5329773% ₹5 Cr 6,550 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹5 Cr 72,900 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹5 Cr 30,700 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹5 Cr 14,447 CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | CREDITACC2% ₹4 Cr 43,600 5. L&T Tax Advantage Fund
CAGR/Annualized
return of 14.2% since its launch. Ranked 7 in ELSS
category. Return for 2024 was 33% , 2023 was 28.4% and 2022 was -3% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (23 Apr 25) ₹127.496 ↑ 0.60 (0.47 %) Net Assets (Cr) ₹3,871 on 31 Mar 25 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 0.38 Information Ratio 0.34 Alpha Ratio 6.76 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,157 31 Mar 22 ₹20,223 31 Mar 23 ₹19,900 31 Mar 24 ₹27,682 31 Mar 25 ₹31,345 Returns for L&T Tax Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 23 Apr 25 Duration Returns 1 Month 3.7% 3 Month 1.1% 6 Month -3.9% 1 Year 13.1% 3 Year 17.8% 5 Year 24.2% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 33% 2023 28.4% 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Gautam Bhupal 26 Nov 22 2.26 Yr. Sonal Gupta 21 Jul 21 3.61 Yr. Abhishek Gupta 1 Mar 24 1 Yr. Data below for L&T Tax Advantage Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 24.8% Consumer Cyclical 19.28% Industrials 16.35% Technology 11.48% Basic Materials 6.73% Health Care 5.79% Energy 4.26% Consumer Defensive 3.25% Utility 3.16% Communication Services 2.03% Real Estate 1.44% Asset Allocation
Asset Class Value Cash 1.39% Equity 98.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK6% ₹201 Cr 1,162,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK4% ₹139 Cr 1,155,500 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY4% ₹131 Cr 774,900 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE3% ₹114 Cr 951,812 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT3% ₹95 Cr 301,450 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN2% ₹80 Cr 1,291,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL2% ₹73 Cr 467,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT2% ₹71 Cr 133,000
↓ -27,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433202% ₹70 Cr 3,150,000 State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN2% ₹68 Cr 984,432
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