Best Ways to SBI Balance Checking

There are plenty of reasons why the State Bank of India (SBI) is considered as one of the best banks of India. Right from opening the account to serving customers, their operations are seamless and flawless.

Thus, when it comes to checking balance, this bank offers an array of ways to do so. Be it through a toll-free number or net banking; in this post, we have listed down all the possible ways that lead to SBI balance checking. Let’s find out.

Different Ways for SBI Balance Checking

State Bank of India allows you to check your account balance through different ways. The methods for SBI balance enquiry include:

• ATM
• SMS & Missed Call on Toll Free Numbers
• Net Banking
• Passbook
• Mobile Banking
• USSD

SBI Balance Checking Through ATM

If you have an ATM/Debit Card, SBI account balance check will not be a difficult process anymore. However, for that, you would have to visit any of the nearest ATMs, whether of SBI or any third-party and follow these steps:

• Swipe your card
• Enter the 4-digit pin
• Select Balance Enquiry option
• Complete the transaction

Apart from the balance, you can also check the last ten transactions. For that, instead of choosing Balance Enquiry, simply choose the Mini statement option. Once done, you will get a print Receipt with all the details.

Note that balance enquiry with ATM is counted as a transaction and RBI has limited the number of free transactions. Thus, once the limit is exhausted, you would have to pay a minimal fee.

SBI Toll Free Number for Balance Enquiry

The bank is providing SMS services to enquire the account balance and to receive a statement. Through this method, you can either send an SMS or give a missed call from your registered mobile number.

However, before you can use the SBI missed call service, you would have to index your registered mobile number, which is a one-time process. For that:

• Open your SMS inbox in the phone and type REG Account Number
• Send this SMS to 09223488888

You will then get a confirmation message stating that the missed call service is now activated on your phone number.

• To check account balance, give a missed call to 09223766666 or SMS “BAL” to the same number
• To get a mini-statement, give a missed call to 0922386666 or SMS “MSTMT” to the same number
• To check balance, SMS “REG Account Number” and send it to 09223488888

SBI Balance Check Through Net Banking

Being an SBI account holder, if you have registered for the net banking Facility, checking the balance would not be the toughest job. You can go for SBI online balance check by following these simple steps:

• Visiting the official SBI website
• Choose Login option under Personal Banking
• On the next window, click on Continue to Login
• Add your username and password on the home screen and captcha
• Click Login

You will be redirected to a page where you can check your balance.

SBI Balance Check Through Passbook

Upon opening a bank account, State Bank of India issues a passbook. To ensure that it carries the information of all transactions, you must keep it updated. So, if the passbook is updated, you can always refer to it for the process of SBI bank balance check and find out your current balance along with the records of both credited and debited transactions.

SBI Balance Checking Through Mobile Banking

If you have been using SBI account for years altogether, you would have obviously heard about YONO app. Abbreviated for You Only Need One, this app can be downloaded on both iOS and Android devices.

Once you have done so, log into by using the required details and then you can also set a screen password. This way, whenever you would like to check balance, simply open the app, enter your password and you can get done with SBI online balance enquiry and find the needed information within seconds.

SBI Balance Check with USSD

The full form of USSD is Unstructured Supplementary Service Data. This one is a GSM communication technology that is used to spread information between an application program and a mobile phone in a network.

If you are a current or Savings Account holder with SBI, you can check your balance using USSD. However, you must note that if you are an existing application or WAP mobile banking user, you cannot access USSD.

Thus, if you would like to use this service, you would first have to de-register from the WAP-based or app services. To register for SBI balance enquiry with USSD service, send SMS by typing MBSREG to 567676 or 9223440000.

You will then receive a user ID and an MPIN. Note that to register for balance enquiry, you must change the MPIN, and the registration process will have to be completed from the nearest ATM branch. To change the MPIN, follow these steps:

• Dial *595# from your registered mobile number
• Enter 4 and hit Send
• Accept the displayed terms and conditions
• Press Answer and then enter 1
• Enter the old MPIN and press Send
• Now, enter the new MPIN and press Send

Your MPIN will change, and you will get the validation through SMS. To activate further, visit the nearest ATM branch and follow these steps:

• Swipe your card and select Mobile Registration
• Enter your ATM pin and select Mobile Banking
• Choose Registration and type your mobile number
• Select Yes and then choose Confirm
• You will then get the transaction slip that will display Mobile Registration Successful

Once this is one, you can then follow these steps to check balance from your mobile number:

• Dial *595# from your mobile number
• Then, you will get to see “Welcome to State Bank Mobile Application.”
• Next, you would have to give correct user ID
• Following that, press Answer and select Option 1
• Select from Mini Statement or Balance Enquiry options
• Enter the MPIN and choose Send

You will get your balance on the screen.

Frequently Asked Questions

1. How can I check my SBI balance?

A. There are plenty of ways to check your SBI balance, right from SMS to missed call, mobile app, internet banking and more.

2. How can I get my SBI bank statement?

A. You can either log into your account through online services of SBI or SMS from your registered number to get a mini-statement.

3. Can I get account statement for multiple accounts?

A. No, SBI only sends statement for one account that is registered with the mobile number at a time.

4. Can I get information for every bank account type with SBI Quick service?

A. SBI Quick service is only for a few accounts that include cash credit account, overdraft account, current account, and savings account.

5. What is the minimum balance for SBI?

A. Currently, SBI has set the standard for savings account to be Rs. 3,000 for metro cities, Rs. 2,000 in semi-urban cities and Rs. 1,000 in rural areas. This minimum balance is counted on a monthly Basis.