11 Best Credit Cards For Maximum Cashback 2024 - 2025

Cashback credit cards are one of the hottest trends amongst the customers. It lets you earn cash on most of your purchases like movies, dining, flight bookings, etc. Besides cash returns, you can also avail a lot of other benefits like fuel surcharge waivers, rewards points, gift vouchers, etc.

Best Cashback Credit Cards

Cashback credit cards are meant to be used for light purchases like online shopping, movies, etc. But, with so many credit cards available in the Market, it can become tough to choose the right one for yourself.

Here are some of the shortlisted cashback credit cards available-

Top 11 Cashback Credit Cards you should check-

Standard Chartered Manhattan Credit Card

• Get 5% cashback at supermarkets
• Enjoy a host of discounts and offers on dining, shopping, travel, etc
• Get 1 reward point for every Rs. 150 you spend
• Get Rs. 2000 movie voucher by Bookmyshow on your first transaction

Standard Chartered Super Value Titanium Credit Card

• Earn 5% cashback on fuel spends up to Rs. 2000 per month
• Spend a minimum amount of Rs. 750 on utilities and get 5% cashback
• Get 1 reward point for every Rs. 150 you spend
• Enjoy complimentary priority pass allowing access to 1000+ airport lounges all around the globe.

HSBC Smart Value Credit Card

• Get 10% cashback on all spends across 5 minimum transactions for a total of at least Rs. 5000
• Free Cleartrip voucher worth Rs 2,000
• Rs. 250 worth gift voucher from Amazon on your first transaction
• Get 1 reward point every time you spend Rs. 100
• Enjoy 3x reward points on all your spends on online shopping, dining, etc.
• The cardholder is eligible for a voucher worth Rs. 200 from BookMyShow on spending Rs. 15,000 annually
• Get a fuel surcharge waiver of Rs. 250 monthly, at any gas station across India

Yes Prosperity Rewards Plus Credit Card

• Spend Rs. 5000 and get 1250 reward points
• Enjoy up to 15% discount on dining at specific restaurants
• Get 12000 bonus reward points on spending Rs. 3.6 Lakh annually
• Fuel surcharge waived off at all gas stations in India
• Every Rs. 100 spent, will earn you 5 reward points

American Express Membership Rewards Credit Card

• Get 1000 bonus reward points on 4th transactions of Rs.1000 or more every month
• Earn 5000 membership reward points on your first card renewal
• Earn 1 reward point for every Rs.50 spent
• Get up to 20% discount for dining at selected restaurants

American Express Platinum Travel Credit Card

• Get free travel vouchers worth Rs.7700 and more if you spend Rs.1.90 lakhs in a year
• Get 4 complimentary lounge visits every year for domestic airports
• Earn 1 reward point every time you spend Rs.50
• Get an e-Gift worth Rs.10,000 from Taj Hotels Palaces
• Free travel vouchers worth Rs.11,800 if you spend Rs.4 lakhs a year.

HDFC Moneyback Credit Card

• Get 2 reward points every time you spend Rs. 150
• 2x reward points on online spends
• 1% fuel surcharge waiver at all gas stations across India
• Points earned can be redeemed for gifts and air miles.
• Avail the Flipkart HDFC offer of 10% instant discount on online payment

ICICI Bank Platinum Chip Credit Card

• Built-in contactless technology to make quick and secure payments
• Payback points, redeemable for exciting gifts and vouchers
• Fuel surcharge waiver at all gas stations across India
• Minimum 15% savings on dining at selected restaurants
• Get an instant 10% discount on Flipkart.com

SBI SimplyClick Credit Card

• Get a free gift voucher from Amazon worth Rs. 500 on joining
• Earn 10X rewards on your online spends on partner websites
• Earn 5X rewards on other websites
• Get 1% fuel surcharge waiver at all gas stations nationwide
• Annual fee waiver of up to Rs. 499

Kotak Delight Platinum Credit Card

• Get 10% cashback on spending Rs. 10,000 every month
• Enjoy fuel surcharge waiver across all gas stations in India
• Get 10% cashback on movies
• Spend Rs. 1,25,000 every 6 months and get 4 PVR tickets free

Citi Cashback Credit Card

• Get a 5% cashback on movies
• Enjoy up to 15% discount on dining at partner restaurants
• Get 5% cashback on utility bill payments
• Zero rewards Redemption fee

Documents Required for your Cashback Credit Card

Following is a list of documents that you need to provide to buy a cashback credit card-

• PAN Card copy or Form 60
• Income proof
• Resident proof
• Age proof
• Passport size photograph

Conclusion

A cashback credit card is commonly used by people for the simplicity and convenience it provides. Most of these cards don’t require you to pay a high annual fee. These credit cards have minimum eligibility and can be easily obtained as compared to other premium category credit cards. So in case, you are looking to buy a credit card for discounts and cashback offers, a cashback credit card should be an appropriate choice.