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Union Bank of India (UBI) is one of the largest government-owned banks in India. The bank has 9500 branches across India after the amalgamation with Corporation Bank and Andhra Bank in April 2020. The UBI offers many services to its customers for hassle-free banking experience, and one such service is - Union Bank of India mobile banking app!
The app is where you can easily operate your banking related work from anywhere. There are various types of UBI mobile banking app through which you can access a wide array of banking facilities such as balance enquiry, mini statement, fund transfer, stop cheque, temple donation, hotlist Debit Card and more.
The Union Sahyog App facilitates easy and quick check over the various products by the bank both in English and Hindi language. The app provides information related to the specific functions.
Union Sahyog | Features |
---|---|
UBI Mobile Banking Apps | The app contains all details about the UBI mobile banking apps such as U-Mobile, Union Selfie and mPassbook, UPI, Digi Purse and UControl |
Call services | SMS service- A view more function takes the user to a webpage which provides additional details for SMS banking. Balance enquiry- A Call button which once clicked makes a phone call to the specified number. Account Opening- A Call button upon clicking makes a phone call to the specified number |
Internet Banking | It gives an option for retail login and corporate login |
Loan | Information about various loans, interest rates and period are available with the feature |
Union Rewardz is a loyalty program which provides rewards points every time you make a transaction via Union Bank of India debit/credit card.
Union Rewardz | Features |
---|---|
Union Points | Union Points can be collected by paying bills, carry out shopping, e-vouchers, flight booking, movie tickets booking and bus booking |
UBI has a single solution for all banking needs. The U-Mobile app follows the “ One Customer, One App”. Every major dependency with the bank is handled in this particular app.
U-Mobile | Features |
---|---|
Mobile banking | This app provides a vast Range of services from balance enquiry to funds transfer, ATM branch locator to mobile recharge, Credit card payment to cheque book request |
Funds Transfer | Within the bank mobile to mobile or mobile to account transfer, IMPS funds transfer using mobile number and MMID, IMPS funds transfer using the account number and IFSC code, IMPS fund transfer using Aadhar number, Merchant IMPS fund transfer, Generate MMID, Generate OTP |
UPI | This Facility enables the customer to transfer the funds by just using their UPI ID, Account number or Aadhar number |
Credit card control | This service enables the user to control all credit cards. View transaction, lock/unlock the credit cards etc |
mPassbook | By this feature, the user gets all the banking transaction details right through your phone in an easy yet most secure way |
Digipurse | It is a digital wallet where you can pay bill payments, shopping and recharges. You can also add money from debit card to digipurse, credit card or through IMPS transfer. |
With the help of UControl credit cards, you can manage your credit cards from a one singe mobile application
The features of the application are as follows:
UControl | Features |
---|---|
Lock/Unlock cards | An individual can easily lock or unlock existing cards from anywhere |
Block/Unlock Transactions | This feature gives you an option to block or unblock the transaction channels like ATM, Internet banking, foreign banking, in-store transaction |
Notification for transactions | Gives you alert notification |
View recent transactions | Views all your transactions |
BHIM Aadhaar pay is based on the payment interface where it shows the real-time payment to a merchant using the Aadhaar number of the customer.
The features of the BHIM Aadhaar pay are as follows:
BHIM Aadhaar Pay | Features |
---|---|
Payment | Payment is made after the successful authentication of biometric from UIDAI |
Limit on number of transaction | The maximum number of transaction per consumer is 3 per day |
Transaction limit | The maximum limit is Rs. 10,000 |
Compatibility | Available for Android version 5.0 or above |
Union Bank of India has an uninterrupted customer care service of 24x7 banking service to its customers. The bank offers various facilities through Interactive Voice Response (IVR) as well as through human interface. Calls can be taken in 7 regional languages Malayalam, Marathi, Gujarathi, Bengali, Kannada, Tamil, Telugu, Hindi & English
You can register to the UBI mobile banking through the following ways:
The account holder is required to provide some essential information to register for UBI mobile banking.
To activate U-Mobile, you should follow these steps:
The union bank mobile banking provides many benefits to the user, such as :
All your banking needs can be fulfilled anywhere and at anytime
With the help of UBI mobile banking app, you can make easy transactions without worrying about any fraud issues. There is an extra layer of security with the login PIN and transaction.
Each transaction details are made available with the UBI mini statement and mPassbook on the phone
You will receive SMS on your every transaction.
Digipurse, the digital wallet that can be used for the payment of the bills, shopping etc
One tap UPI facility and transfer are possible in the app.
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