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ஈக்விட்டி சேமிப்பு நிதிகள் கலப்பின வகையின் கீழ் வருகின்றனபரஸ்பர நிதி. இது சமீபத்திய வகைசொத்து ஒதுக்கீடு பரஸ்பர நிதிகள் 2014 இன் பிற்பகுதியில் அறிமுகப்படுத்தப்பட்டன. ஈக்விட்டி சேமிப்பு நிதிகள் நடுவர், ஈக்விட்டி மற்றும் கடனில் முதலீடு செய்கின்றன. இந்த நிதியானது அதன் மொத்த சொத்துக்களில் குறைந்தபட்சம் 65 சதவீதத்தை பங்குகளில் முதலீடு செய்யும் (பெரும்பாலானவை ஆர்பிட்ரேஜில்) மற்றும் கடன் கருவிகளில் மீதமுள்ளவை, ஆனால் கடனில் குறைந்தபட்ச முதலீடு 10 சதவீதமாக இருக்க வேண்டும். பங்குகளில் முதலீடு செய்ய விரும்பும் அதே நேரத்தில் பாதுகாப்பாக இருக்க விரும்பும் முதலீட்டாளர்களிடையே ஈக்விட்டி சேமிப்பு நிதிகள் பிரபலமடைந்து வருகின்றன. எனவே, முதலீடு செய்ய சிறந்த செயல்திறன் கொண்ட சில பங்குச் சேமிப்பு நிதிகளுடன் இந்த நிதியைப் பற்றி அறிந்து கொள்வோம்.
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ஈக்விட்டி சேமிப்பு நிதிகள் நிலையானவை உருவாக்க முயல்கின்றனவருமானம் மூலம்முதலீடு கடன் கருவிகள் மற்றும் ஈக்விட்டி முதலீடுகள் மூலம் அதிக வருவாய் ஈட்டுவதற்கான நோக்கங்கள். எனவே, இந்த நிதிகள் ரிஸ்க் மற்றும் ரிட்டர்ன் ஆகிய இரண்டிற்கும் இடையே சமநிலைப்படுத்தும் சமன்பாடாக செயல்படுகின்றன.
வெறுமனே, நடுவர் பணம் மற்றும் வழித்தோன்றல்களில் பங்குகளின் விலையில் உள்ள வேறுபாட்டைப் பயன்படுத்திக் கொள்கிறதுசந்தை. வழித்தோன்றல்களின் பயன்பாடு நிகர ஈக்விட்டி வெளிப்பாட்டைக் குறைக்கிறது (அதாவது, 20-40 சதவிகிதம், இருப்பினும் இது நிதிக்கு நிதி மாறுபடும்) மற்றும் பொதுவாகப் பாதுகாக்கிறதுமுதலீட்டாளர் நிலையற்ற வருமானத்திலிருந்து.
ஈக்விட்டி சேமிப்பு நிதிகள் ஈக்விட்டி எக்ஸ்போஷரில் 65 சதவீதத்தைக் கொண்டிருப்பதால் (வழித்தோன்றல்களைக் கருத்தில் கொள்ளாமல்), அவை கீழ்கண்டவாறு கருதப்படுகின்றன.ஈக்விட்டி மியூச்சுவல் ஃபண்டுகள் வரிவிதிப்பு. ஈக்விட்டி சேமிப்பு நிதிகள் குறுகிய காலத்திற்கு அதாவது 1-3 ஆண்டுகளுக்கு முதலீடு செய்ய விரும்பும் பழமைவாத முதலீட்டாளர்களுக்கு சிறந்த முதலீட்டு விருப்பமாக கருதப்படுகிறது.
இந்த ஃபண்டுகளில் முதலீடு செய்யத் திட்டமிடும் முதலீட்டாளர்கள் ஏஎஸ்ஐபி இது சந்தையின் நேரத்தைப் பற்றிய கவலையை நீக்குகிறது. அஞ்சல்-ஓய்வு குறிப்பிட்ட கால இடைவெளியில் முன்கூட்டியே பணம் எடுப்பதை இயக்க, SWP (முறையான திரும்பப் பெறுதல் திட்டம்) விருப்பத்தைப் பயன்படுத்தலாம்.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) L&T Equity Savings Fund Growth ₹32.4711
↓ -0.15 ₹450 3.5 16.5 24.4 12.6 13.9 17 Kotak Equity Savings Fund Growth ₹25.5176
↓ -0.03 ₹7,115 4.1 10.8 19.8 12.5 12.5 15.7 Principal Equity Savings Fund Growth ₹68.2057
↓ -0.04 ₹926 4.8 11.9 18.4 11.3 13.9 15.3 HDFC Equity Savings Fund Growth ₹64.258
↓ -0.05 ₹5,052 3.8 8.7 16.8 10.6 12.2 13.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 24 ஈக்விட்டி சேமிப்பு
மேலே உள்ள AUM/நிகர சொத்துகளைக் கொண்ட நிதிகள்100 கோடி
. வரிசைப்படுத்தப்பட்டதுகடந்த 3 வருட வருவாய்
.
To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments. L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for L&T Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to provide capital
appreciation and income distribution to the investors by using
equity and equity related instruments, arbitrage opportunities, and
investments in debt and money market instruments Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a Below is the key information for Principal Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to provide capital
appreciation and income distribution to the investors using arbitrage
opportunities, investment in equity / equity related instruments and
debt / money market instruments. HDFC Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 17 Sep 04. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Equity Savings Fund Returns up to 1 year are on 1. L&T Equity Savings Fund
CAGR/Annualized
return of 9.5% since its launch. Ranked 46 in Equity Savings
category. Return for 2023 was 17% , 2022 was 2% and 2021 was 16.1% . L&T Equity Savings Fund
Growth Launch Date 18 Oct 11 NAV (19 Sep 24) ₹32.4711 ↓ -0.15 (-0.44 %) Net Assets (Cr) ₹450 on 31 Aug 24 Category Hybrid - Equity Savings AMC L&T Investment Management Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.49 Sharpe Ratio 2.88 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,486 31 Aug 21 ₹13,241 31 Aug 22 ₹13,654 31 Aug 23 ₹15,150 31 Aug 24 ₹18,989 Returns for L&T Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 0.3% 3 Month 3.5% 6 Month 16.5% 1 Year 24.4% 3 Year 12.6% 5 Year 13.9% 10 Year 15 Year Since launch 9.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 17% 2022 2% 2021 16.1% 2020 10.8% 2019 3.7% 2018 -0.6% 2017 13.8% 2016 4.6% 2015 5.1% 2014 21.2% Fund Manager information for L&T Equity Savings Fund
Name Since Tenure Kapil Punjabi 1 May 24 0.33 Yr. Mahesh Chhabria 15 Jul 23 1.13 Yr. Praveen Ayathan 1 Oct 23 0.92 Yr. Cheenu Gupta 2 Jul 21 3.17 Yr. Sonal Gupta 1 Oct 23 0.92 Yr. Abhishek Gupta 1 Apr 24 0.42 Yr. Hitesh Gondhia 1 Oct 23 0.92 Yr. Data below for L&T Equity Savings Fund as on 31 Aug 24
Asset Allocation
Asset Class Value Cash 6.61% Equity 71.14% Debt 22.25% Equity Sector Allocation
Sector Value Industrials 24.55% Financial Services 23.66% Consumer Cyclical 8.19% Technology 4.9% Basic Materials 3.78% Health Care 2.54% Real Estate 2.37% Utility 0.75% Energy 0.3% Communication Services 0.08% Consumer Defensive 0.02% Debt Sector Allocation
Sector Value Government 16.44% Corporate 8.63% Cash Equivalent 3.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Polycab India Ltd (Industrials)
Equity, Since 30 Jun 24 | POLYCAB4% ₹18 Cr 26,625 ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 12 | 5321744% ₹18 Cr 142,800
↑ 136,100 Trent Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | TRENT4% ₹17 Cr 24,000
↑ 16,000 Canara Bank (Financial Services)
Equity, Since 31 Aug 24 | CANBK4% ₹16 Cr 1,444,500
↑ 1,444,500 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹15 Cr 1,500,000 5.22% Govt Stock 2025
Sovereign Bonds | -3% ₹15 Cr 1,499,000 Steel Authority Of India Ltd (Basic Materials)
Equity, Since 31 Jul 22 | 5001133% ₹15 Cr 1,104,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 24 | 5001123% ₹15 Cr 178,500
↑ 178,500 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | 5321873% ₹13 Cr 93,500
↑ 93,500 Zomato Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5433203% ₹11 Cr 450,000
↑ 300,000 2. Kotak Equity Savings Fund
CAGR/Annualized
return of 9.9% since its launch. Return for 2023 was 15.7% , 2022 was 6.8% and 2021 was 11.1% . Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (19 Sep 24) ₹25.5176 ↓ -0.03 (-0.11 %) Net Assets (Cr) ₹7,115 on 31 Aug 24 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.88 Sharpe Ratio 3.37 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,716 31 Aug 21 ₹12,458 31 Aug 22 ₹13,377 31 Aug 23 ₹14,728 31 Aug 24 ₹17,898 Returns for Kotak Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.3% 3 Month 4.1% 6 Month 10.8% 1 Year 19.8% 3 Year 12.5% 5 Year 12.5% 10 Year 15 Year Since launch 9.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 15.7% 2022 6.8% 2021 11.1% 2020 10.4% 2019 7.8% 2018 4.2% 2017 14% 2016 6.5% 2015 6.4% 2014 Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 9.89 Yr. Devender Singhal 1 Apr 21 3.42 Yr. Hiten Shah 3 Oct 19 4.92 Yr. Data below for Kotak Equity Savings Fund as on 31 Aug 24
Asset Allocation
Asset Class Value Cash 58.63% Equity 32.43% Debt 7.93% Other 1.01% Equity Sector Allocation
Sector Value Financial Services 14.42% Consumer Cyclical 10.93% Communication Services 7.02% Industrials 6.99% Energy 5.62% Consumer Defensive 5.24% Utility 5.14% Basic Materials 4.7% Technology 4.38% Health Care 1.21% Real Estate 0.42% Debt Sector Allocation
Sector Value Cash Equivalent 53.09% Corporate 9.87% Government 3.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Liquid Dir Gr
Investment Fund | -5% ₹364 Cr 724,439
↑ 99,834 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | 5324544% ₹302 Cr 1,899,505
↑ 525,350 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | 5001804% ₹279 Cr 1,704,756
↓ -1,500,000 Bharti Airtel Ltd-SEP2024
Derivatives | -4% -₹255 Cr 1,598,375
↑ 1,598,375 HDFC Bank Ltd.-SEP2024
Derivatives | -3% -₹238 Cr 1,447,050
↑ 1,447,050 Adani Port and Special Economic Zone Ltd.-SEP2024
Derivatives | -3% -₹238 Cr 1,594,400
↑ 1,594,400 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Jun 19 | 5329213% ₹236 Cr 1,594,400 Kotak Money Market Dir Gr
Investment Fund | -3% ₹229 Cr 539,363 Cnx Nifty-Sep2024
- | -2% -₹159 Cr 62,500
↑ 62,500 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 14 | 5003252% ₹158 Cr 524,476
↑ 100,000 3. Principal Equity Savings Fund
CAGR/Annualized
return of 9% since its launch. Ranked 38 in Equity Savings
category. Return for 2023 was 15.3% , 2022 was 4.1% and 2021 was 18.2% . Principal Equity Savings Fund
Growth Launch Date 23 May 02 NAV (19 Sep 24) ₹68.2057 ↓ -0.04 (-0.06 %) Net Assets (Cr) ₹926 on 31 Aug 24 Category Hybrid - Equity Savings AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.23 Sharpe Ratio 2.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,688 31 Aug 21 ₹13,425 31 Aug 22 ₹14,381 31 Aug 23 ₹15,822 31 Aug 24 ₹18,869 Returns for Principal Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.9% 3 Month 4.8% 6 Month 11.9% 1 Year 18.4% 3 Year 11.3% 5 Year 13.9% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2023 15.3% 2022 4.1% 2021 18.2% 2020 14.6% 2019 5.1% 2018 1.6% 2017 15% 2016 5.5% 2015 3.6% 2014 12.8% Fund Manager information for Principal Equity Savings Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 2.67 Yr. Sudhir Kedia 29 Oct 19 4.84 Yr. Rohit Seksaria 1 Jan 22 2.67 Yr. Data below for Principal Equity Savings Fund as on 31 Aug 24
Asset Allocation
Asset Class Value Cash 40.57% Equity 42.58% Debt 16.85% Equity Sector Allocation
Sector Value Financial Services 20.02% Consumer Cyclical 9.88% Technology 9.34% Energy 8.21% Industrials 8.07% Communication Services 6.25% Health Care 5.62% Basic Materials 3.83% Consumer Defensive 3.18% Utility 0.4% Real Estate 0.32% Debt Sector Allocation
Sector Value Cash Equivalent 40.57% Government 14.15% Corporate 2.69% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | 5003257% ₹63 Cr 207,250
↑ 27,000 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹56 Cr 5,500,000
↑ 5,500,000 Reliance Industries Limited September 2024
Derivatives | -6% -₹52 Cr 171,250
↑ 171,250 Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | 5002094% ₹40 Cr 205,100 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | 5324544% ₹38 Cr 239,850 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | 5321874% ₹33 Cr 232,000 Infosys Limited September 2024
Derivatives | -4% -₹33 Cr 166,800
↑ 166,800 Indusind Bank Limited September 2024
Derivatives | -3% -₹28 Cr 198,000
↑ 198,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹25 Cr 210,875 Bharti Airtel Limited September 2024
Derivatives | -3% -₹25 Cr 154,850
↑ 154,850 4. HDFC Equity Savings Fund
CAGR/Annualized
return of 9.7% since its launch. Ranked 12 in Equity Savings
category. Return for 2023 was 13.8% , 2022 was 6% and 2021 was 16.8% . HDFC Equity Savings Fund
Growth Launch Date 17 Sep 04 NAV (19 Sep 24) ₹64.258 ↓ -0.05 (-0.07 %) Net Assets (Cr) ₹5,052 on 31 Aug 24 Category Hybrid - Equity Savings AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2 Sharpe Ratio 2.66 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,289 31 Aug 21 ₹12,983 31 Aug 22 ₹13,692 31 Aug 23 ₹14,940 31 Aug 24 ₹17,694 Returns for HDFC Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.2% 3 Month 3.8% 6 Month 8.7% 1 Year 16.8% 3 Year 10.6% 5 Year 12.2% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 13.8% 2022 6% 2021 16.8% 2020 8.8% 2019 5.8% 2018 0.9% 2017 16.5% 2016 14.1% 2015 2% 2014 15.7% Fund Manager information for HDFC Equity Savings Fund
Name Since Tenure Anil Bamboli 17 Sep 04 19.97 Yr. Arun Agarwal 17 Sep 04 19.97 Yr. Srinivasan Ramamurthy 14 Dec 21 2.72 Yr. Nirman Morakhia 15 Feb 23 1.54 Yr. Dhruv Muchhal 22 Jun 23 1.2 Yr. Data below for HDFC Equity Savings Fund as on 31 Aug 24
Asset Allocation
Asset Class Value Cash 43.38% Equity 32.31% Debt 24.3% Equity Sector Allocation
Sector Value Financial Services 21.61% Consumer Cyclical 9.4% Industrials 8.87% Consumer Defensive 6.52% Health Care 4.52% Basic Materials 4.39% Technology 3.14% Energy 2.88% Utility 2.77% Communication Services 1.74% Debt Sector Allocation
Sector Value Cash Equivalent 43.38% Government 11.53% Corporate 11.17% Securitized 1.61% Credit Quality
Rating Value AA 19.43% AAA 80.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | 5001808% ₹408 Cr 2,493,450 Future on HDFC Bank Ltd
Derivatives | -6% -₹278 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 5321744% ₹216 Cr 1,759,500
↑ 93,100 United Spirits Ltd (Consumer Defensive)
Equity, Since 30 Nov 16 | UNITDSPR4% ₹205 Cr 1,392,500
↑ 37,100 Future on United Spirits Ltd
Derivatives | -3% -₹173 Cr Future on Titan Co Ltd
Derivatives | -3% -₹147 Cr Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN3% ₹146 Cr 409,675
↑ 10,500 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹133 Cr 13,100,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 16 | 5322153% ₹132 Cr 1,126,250
↑ 50,000 State Bank of India (Financial Services)
Equity, Since 30 Sep 12 | 5001123% ₹129 Cr 1,580,750
↑ 315,750
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