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ఫిన్‌క్యాష్ »మ్యూచువల్ ఫండ్స్ »ఉత్తమ ఈక్విటీ సేవింగ్స్ ఫండ్స్
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4 బెస్ట్ పెర్ఫార్మింగ్ ఈక్విటీ సేవింగ్స్ ఫండ్స్ 2022
ఈక్విటీ సేవింగ్స్ ఫండ్స్ హైబ్రిడ్ కేటగిరీ కిందకు వస్తాయిమ్యూచువల్ ఫండ్స్. ఇది తాజా రకంఆస్తి కేటాయింపు మ్యూచువల్ ఫండ్స్ 2014 చివరలో ప్రవేశపెట్టబడ్డాయి. ఈక్విటీ సేవింగ్స్ ఫండ్స్ ఆర్బిట్రేజ్, ఈక్విటీ మరియు డెట్‌లో పెట్టుబడి పెడతాయి. ఈ ఫండ్ దాని మొత్తం ఆస్తులలో కనీసం 65 శాతం ఈక్విటీలలో పెట్టుబడి పెడుతుంది (అందులో ఎక్కువ భాగం ఆర్బిట్రేజీలో) మరియు మిగిలిన రుణ సాధనాల్లో పెట్టుబడి పెడుతుంది, అయితే రుణంలో కనీస పెట్టుబడి 10 శాతం ఉండాలి. ఈక్విటీలో పెట్టుబడి పెట్టాలనుకునే పెట్టుబడిదారులలో ఈక్విటీ సేవింగ్స్ ఫండ్లు బాగా ప్రాచుర్యం పొందుతున్నాయి, అదే సమయంలో సురక్షితంగా ఉండాలని కోరుకుంటాయి. కాబట్టి, పెట్టుబడి పెట్టడానికి అత్యుత్తమ పనితీరు కనబరుస్తున్న ఈక్విటీ సేవింగ్స్ ఫండ్స్‌తో పాటు ఈ ఫండ్ గురించి తెలుసుకుందాం.
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ఈక్విటీ సేవింగ్స్ ఫండ్స్ గురించి ఒక అవలోకనం
ఈక్విటీ సేవింగ్స్ ఫండ్స్ స్థిరంగా ఉత్పత్తి చేయడానికి ప్రయత్నిస్తాయిఆదాయం ద్వారాపెట్టుబడి పెడుతున్నారు రుణ సాధనాల్లో మరియు ఈక్విటీ పెట్టుబడుల ద్వారా అధిక రాబడిని పొందే లక్ష్యంతో. అందువల్ల, ఈ ఫండ్లు రిస్క్ మరియు రిటర్న్ రెండింటి మధ్య బ్యాలెన్సింగ్ ఈక్వేషన్‌గా పనిచేస్తాయి.
ఆదర్శవంతంగా, మధ్యవర్తిత్వం నగదు మరియు డెరివేటివ్‌లలోని షేర్ల ధరల వ్యత్యాసాన్ని సద్వినియోగం చేసుకుంటుందిసంత. డెరివేటివ్‌ల వాడకం నికర ఈక్విటీ ఎక్స్‌పోజర్‌ను తగ్గిస్తుంది (అనగా, ఆదర్శంగా 20-40 శాతం, అయితే ఇది ఫండ్‌ను బట్టి మారవచ్చు) మరియు సాధారణంగా రక్షిస్తుందిపెట్టుబడిదారుడు అస్థిర రాబడి నుండి.
ఈక్విటీ సేవింగ్స్ ఫండ్స్ ఈక్విటీ ఎక్స్‌పోజర్‌లో 65 శాతం (డెరివేటివ్‌లను పరిగణనలోకి తీసుకోకుండా) కలిగి ఉన్నందున, అవి కింద పరిగణించబడతాయిఈక్విటీ మ్యూచువల్ ఫండ్స్ పన్ను విధింపు. ఈక్విటీ సేవింగ్స్ ఫండ్లు స్వల్పకాలానికి అంటే 1-3 సంవత్సరాల పాటు పెట్టుబడి పెట్టాలనుకునే సంప్రదాయవాద పెట్టుబడిదారులకు ఆదర్శవంతమైన పెట్టుబడి ఎంపికగా పరిగణించబడతాయి.
ఈ ఫండ్స్‌లో ఇన్వెస్ట్ చేయడానికి ప్లాన్ చేసే ఇన్వెస్టర్లు ఒక తీసుకోవాలిSIP మార్గం ఎందుకంటే ఇది మార్కెట్ సమయం గురించి ఆందోళనను తొలగిస్తుంది. పోస్ట్-పదవీ విరమణ మీరు ఆవర్తన వ్యవధిలో ఉపసంహరణలను ముందుగా నిర్ణయించడానికి SWP (సిస్టమాటిక్ ఉపసంహరణ ప్రణాళిక) ఎంపికను ఉపయోగించవచ్చు.
టాప్ 4 ఉత్తమ ఈక్విటీ సేవింగ్స్ ఫండ్స్ FY 22 - 23
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) L&T Equity Savings Fund Growth ₹31.1821
↑ 0.02 ₹619 -8.1 -5.5 9 10.5 15 24 Principal Equity Savings Fund Growth ₹67.4718
↓ 0.00 ₹1,033 -0.4 -1.7 8.8 10.3 15.1 12.6 Kotak Equity Savings Fund Growth ₹24.9085
↑ 0.00 ₹7,897 -1.4 -2.8 6.1 10.2 13.3 11.7 Edelweiss Equity Savings Fund Growth ₹24.1596
↑ 0.00 ₹569 -0.1 0.4 9.5 10 11.9 13.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Mar 25 ఈక్విటీ సేవింగ్స్ పైన AUM/నికర ఆస్తులను కలిగి ఉన్న నిధులు100 కోట్లు. క్రమబద్ధీకరించబడిందిగత 3 సంవత్సరాల రిటర్న్.
To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments. L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for L&T Equity Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to provide capital
appreciation and income distribution to the investors by using
equity and equity related instruments, arbitrage opportunities, and
investments in debt and money market instruments Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a Below is the key information for Principal Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on (Erstwhile Edelweiss Equity Savings Advantage Fund) "The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments
in debt and money market instruments" Edelweiss Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Equity Savings Fund Returns up to 1 year are on 1. L&T Equity Savings Fund
CAGR/Annualized return of 8.8% since its launch. Ranked 46 in Equity Savings category. Return for 2024 was 24% , 2023 was 17% and 2022 was 2% . L&T Equity Savings Fund
Growth Launch Date 18 Oct 11 NAV (28 Mar 25) ₹31.1821 ↑ 0.02 (0.07 %) Net Assets (Cr) ₹619 on 28 Feb 25 Category Hybrid - Equity Savings AMC L&T Investment Management Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.49 Sharpe Ratio 0.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,362 31 Mar 22 ₹15,089 31 Mar 23 ₹15,359 31 Mar 24 ₹18,555 Returns for L&T Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 2.6% 3 Month -8.1% 6 Month -5.5% 1 Year 9% 3 Year 10.5% 5 Year 15% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 24% 2023 17% 2022 2% 2021 16.1% 2020 10.8% 2019 3.7% 2018 -0.6% 2017 13.8% 2016 4.6% 2015 5.1% Fund Manager information for L&T Equity Savings Fund
Name Since Tenure Mahesh Chhabria 15 Jul 23 1.63 Yr. Praveen Ayathan 1 Oct 23 1.42 Yr. Cheenu Gupta 2 Jul 21 3.67 Yr. Sonal Gupta 1 Oct 23 1.42 Yr. Abhishek Gupta 1 Apr 24 0.92 Yr. Hitesh Gondhia 1 Oct 23 1.42 Yr. Mohd Asif Rizwi 1 Feb 25 0.08 Yr. Data below for L&T Equity Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 10.4% Equity 69.69% Debt 19.91% Equity Sector Allocation
Sector Value Financial Services 35.89% Industrials 11.65% Consumer Cyclical 9.62% Technology 6.12% Energy 2.24% Health Care 1.82% Basic Materials 1.25% Utility 1.03% Real Estate 0.04% Consumer Defensive 0.02% Debt Sector Allocation
Sector Value Government 16.63% Cash Equivalent 10.4% Corporate 3.28% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity BSE Ltd (Financial Services)
Equity, Since 31 Oct 24 | BSE4% ₹27 Cr 50,000
↑ 30,000 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | INDUSINDBK4% ₹23 Cr 232,500 State Bank of India (Financial Services)
Equity, Since 31 Aug 24 | SBIN3% ₹22 Cr 278,250 Transformers & Rectifiers (India) Ltd (Industrials)
Equity, Since 31 Jan 24 | TARIL3% ₹21 Cr 240,866 Zomato Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5433203% ₹21 Cr 950,000
↑ 300,000 Persistent Systems Ltd (Technology)
Equity, Since 28 Feb 18 | PERSISTENT3% ₹20 Cr 33,160
↑ 30,000 City Union Bank Ltd (Financial Services)
Equity, Since 31 Oct 24 | CUB3% ₹20 Cr 1,135,000 7.06% Govt Stock 2028
Sovereign Bonds | -3% ₹20 Cr 1,900,000
↑ 1,500,000 Trent Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002512% ₹16 Cr 28,000 7.32% Govt Stock 2030
Sovereign Bonds | -2% ₹16 Cr 1,500,000 2. Principal Equity Savings Fund
CAGR/Annualized return of 8.7% since its launch. Ranked 38 in Equity Savings category. Return for 2024 was 12.6% , 2023 was 15.3% and 2022 was 4.1% . Principal Equity Savings Fund
Growth Launch Date 23 May 02 NAV (31 Mar 25) ₹67.4718 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹1,033 on 28 Feb 25 Category Hybrid - Equity Savings AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.23 Sharpe Ratio -0.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,145 31 Mar 22 ₹15,044 31 Mar 23 ₹15,341 31 Mar 24 ₹18,561 31 Mar 25 ₹20,195 Returns for Principal Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 2.6% 3 Month -0.4% 6 Month -1.7% 1 Year 8.8% 3 Year 10.3% 5 Year 15.1% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.6% 2023 15.3% 2022 4.1% 2021 18.2% 2020 14.6% 2019 5.1% 2018 1.6% 2017 15% 2016 5.5% 2015 3.6% Fund Manager information for Principal Equity Savings Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 3.16 Yr. Sudhir Kedia 29 Oct 19 5.34 Yr. Rohit Seksaria 1 Jan 22 3.16 Yr. Data below for Principal Equity Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 49.89% Equity 30.83% Debt 19.28% Equity Sector Allocation
Sector Value Financial Services 21.31% Consumer Cyclical 10.02% Technology 8.85% Energy 8.35% Industrials 6.67% Communication Services 5.78% Consumer Defensive 4.31% Health Care 3.57% Basic Materials 2.65% Utility 0.54% Real Estate 0.25% Debt Sector Allocation
Sector Value Cash Equivalent 45.49% Government 15.89% Corporate 7.78% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE8% ₹86 Cr 681,500 Future on Reliance Industries Ltd
Derivatives | -7% -₹77 Cr 609,500 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹67 Cr 6,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL5% ₹54 Cr 329,625
↑ 6,650 Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | INFY5% ₹49 Cr 260,700
↑ 47,200 Infosys Limited February 2025
Derivatives | -4% -₹42 Cr 222,400
↑ 222,400 Future on Bharti Airtel Ltd
Derivatives | -4% -₹40 Cr 244,625
↑ 6,650 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322154% ₹38 Cr 380,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK4% ₹37 Cr 298,800
↑ 72,800 Future on HCL Technologies Ltd
Derivatives | -3% -₹33 Cr 191,100
↑ 131,600 3. Kotak Equity Savings Fund
CAGR/Annualized return of 9.1% since its launch. Return for 2024 was 11.7% , 2023 was 15.7% and 2022 was 6.8% . Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (31 Mar 25) ₹24.9085 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹7,897 on 28 Feb 25 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.88 Sharpe Ratio -0.4 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,557 31 Mar 22 ₹13,922 31 Mar 23 ₹14,665 31 Mar 24 ₹17,567 31 Mar 25 ₹18,645 Returns for Kotak Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 3.1% 3 Month -1.4% 6 Month -2.8% 1 Year 6.1% 3 Year 10.2% 5 Year 13.3% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.7% 2023 15.7% 2022 6.8% 2021 11.1% 2020 10.4% 2019 7.8% 2018 4.2% 2017 14% 2016 6.5% 2015 6.4% Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 10.39 Yr. Devender Singhal 1 Apr 21 3.92 Yr. Hiten Shah 3 Oct 19 5.41 Yr. Data below for Kotak Equity Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 48.15% Equity 34.84% Debt 16.09% Other 0.92% Equity Sector Allocation
Sector Value Financial Services 14.57% Consumer Cyclical 11.11% Communication Services 9.32% Utility 6.36% Basic Materials 6.18% Industrials 5.06% Consumer Defensive 5.04% Energy 4.49% Technology 3.54% Health Care 1.04% Real Estate 0.31% Debt Sector Allocation
Sector Value Cash Equivalent 44.86% Corporate 10.09% Government 9.01% Securitized 0.3% Credit Quality
Rating Value AA 9.68% AAA 90.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Liquid Dir Gr
Investment Fund | -5% ₹375 Cr 724,439 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348164% ₹356 Cr 10,267,098 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL4% ₹317 Cr 1,951,880
↑ 50,000 Bharti Airtel Ltd-FEB2025
Derivatives | -3% -₹262 Cr 1,600,750
↑ 1,600,750 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI3% ₹254 Cr 205,988
↓ -1,650 HDFC Bank Ltd.-FEB2025
Derivatives | -3% -₹247 Cr 1,447,050
↑ 1,447,050 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK3% ₹246 Cr 1,447,050 Indus Towers Ltd.-FEB2025
Derivatives | -3% -₹245 Cr 7,031,200
↑ 7,031,200 Vedanta Ltd.-FEB2025
Derivatives | -2% -₹204 Cr 4,604,600
↑ 4,604,600 Vedanta Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5002952% ₹203 Cr 4,604,600 4. Edelweiss Equity Savings Fund
CAGR/Annualized return of 8.8% since its launch. Return for 2024 was 13.4% , 2023 was 12.9% and 2022 was 3.2% . Edelweiss Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (31 Mar 25) ₹24.1596 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹569 on 28 Feb 25 Category Hybrid - Equity Savings AMC Edelweiss Asset Management Limited Rating Risk Moderately High Expense Ratio 1.66 Sharpe Ratio 0.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,194 31 Mar 22 ₹13,189 31 Mar 23 ₹13,710 31 Mar 24 ₹16,018 31 Mar 25 ₹17,546 Returns for Edelweiss Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 2.4% 3 Month -0.1% 6 Month 0.4% 1 Year 9.5% 3 Year 10% 5 Year 11.9% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.4% 2023 12.9% 2022 3.2% 2021 11.7% 2020 13% 2019 7% 2018 3.8% 2017 15.1% 2016 4.6% 2015 5.3% Fund Manager information for Edelweiss Equity Savings Fund
Name Since Tenure Bhavesh Jain 1 Oct 21 3.42 Yr. Bharat Lahoti 18 Sep 17 7.45 Yr. Rahul Dedhia 1 Jul 24 0.67 Yr. Pranavi Kulkarni 1 Aug 24 0.58 Yr. Data below for Edelweiss Equity Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 60.64% Equity 25.87% Debt 13.49% Equity Sector Allocation
Sector Value Financial Services 17.32% Energy 10.61% Consumer Cyclical 9.2% Basic Materials 8.54% Industrials 8.2% Technology 3.89% Health Care 3.58% Utility 2.52% Communication Services 2.02% Consumer Defensive 1.94% Real Estate 0.45% Debt Sector Allocation
Sector Value Cash Equivalent 51.98% Corporate 13.87% Government 8.01% Securitized 0.27% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE8% ₹44 Cr 351,032
↑ 11,250 Future on Reliance Industries Ltd
Derivatives | -7% -₹38 Cr 299,500 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹26 Cr 2,500,000 Hdb Financial Services Ltd.
Debentures | -4% ₹25 Cr 2,500,000 Future on UPL Ltd
Derivatives | -4% -₹22 Cr 363,140 Future on Aditya Birla Fashion and Retail Ltd
Derivatives | -4% -₹20 Cr 741,000 Aditya Birla Fashion and Retail Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | ABFRL4% ₹20 Cr 741,000 Future on Adani Ports & Special Economic Zone Ltd
Derivatives | -3% -₹15 Cr 136,000 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Apr 20 | ADANIPORTS3% ₹15 Cr 136,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 14 | LT2% ₹13 Cr 37,178
↑ 3,996
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.
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