+91-22-48913909
Fincash » MutualFunds » Top Short Term Mutual Fund SIP Plans
Table of Contents
- Top 8 Best Performing Short Term Debt Funds for SIP Investments FY 25 - 26
Top 8 Debt - Short term Bond Funds
8 Best Short Term Mutual Funds to Invest in SIP 2025
Short term Mutual Funds are a type of Debt fund that allow investors to invest for a short term, i.e. up to 1-3 years. These funds invest in debt securities and are ideal for investors looking for an alternative of fixed deposits to earn better returns. These funds typically invest in debt instruments such as a Certificate of Deposit, government paper and corporate paper. short term debt funds allow greater flexibility. Investors can exit the fund as and when they require. Also, unlike other Types of Mutual Funds, there are no withdrawal charges in this fund. best short term Mutual Funds allow investors to earn good returns with less Market risk. So, investors who want to invest for a short or mid term can invest in this scheme and gain valuable returns and growth.
Talk to our investment specialist
Top 8 Best Performing Short Term Debt Funds for SIP Investments FY 25 - 26
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Short Term Fund Growth ₹58.0983
↑ 0.00 ₹19,848 1,000 1.7 3.7 7.9 6.8 7.8 7.79% 2Y 3M 11D 3Y 11M 26D BNP Paribas Short Term Fund Growth ₹25.4771
↓ -0.01 ₹258 300 0.6 1.3 4.6 6.5 5.16% 1Y 11M 26D 2Y 3M HDFC Short Term Debt Fund Growth ₹30.9283
↑ 0.01 ₹14,110 300 1.8 3.9 8.2 6.5 8.3 7.63% 2Y 9M 21D 4Y 1M 3D Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹45.9685
↑ 0.01 ₹8,653 1,000 1.8 3.8 7.9 6.5 7.9 7.72% 2Y 10M 13D 3Y 11M 5D UTI Short Term Income Fund Growth ₹30.6577
↑ 0.01 ₹2,338 500 1.7 3.8 7.6 6.4 7.9 7.54% 2Y 6M 22D 3Y 7M 24D Axis Short Term Fund Growth ₹29.8066
↑ 0.01 ₹8,846 1,000 1.9 3.8 8 6.3 8 7.59% 2Y 10M 2D 3Y 8M 19D Principal Short Term Debt Fund Growth ₹42.8257
↑ 0.01 ₹217 2,000 1.7 3.9 7.9 6.2 7.9 7.49% 2Y 8M 26D 3Y 7M 29D SBI Short Term Debt Fund Growth ₹31.006
↑ 0.01 ₹13,523 500 1.8 3.7 7.8 6.1 7.7 7.54% 2Y 7M 24D 3Y 4M 17D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Feb 25 Short Term Debt funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.
To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on (Erstwhile BNP Paribas Short Term Income Fund) The primary objective of the Scheme is to provide income consistent with the prudent risk from a portfolio comprising various debt and money market instruments. However, there can be no assurance that the investment
objective of the Scheme will be achieved. The Scheme / Plan(s) do not guarantee / indicate any returns. BNP Paribas Short Term Fund is a Debt - Short term Bond fund was launched on 13 Sep 04. It is a fund with Moderately Low risk and has given a Below is the key information for BNP Paribas Short Term Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating. Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a Below is the key information for Axis Short Term Fund Returns up to 1 year are on (Erstwhile Principal Short Term Income Fund) To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital. Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a Below is the key information for Principal Short Term Debt Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on 1. ICICI Prudential Short Term Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 11 in Short term Bond category. Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.7% . ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (18 Feb 25) ₹58.0983 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹19,848 on 31 Jan 25 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.11 Sharpe Ratio 1.65 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.79% Effective Maturity 3 Years 11 Months 26 Days Modified Duration 2 Years 3 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,990 31 Jan 22 ₹11,413 31 Jan 23 ₹11,988 31 Jan 24 ₹12,903 31 Jan 25 ₹13,911 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.7% 1 Year 7.9% 3 Year 6.8% 5 Year 6.7% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.8% 2022 7.4% 2021 4.7% 2020 3.9% 2019 10.6% 2018 9.7% 2017 5.8% 2016 5.9% 2015 11.1% 2014 8% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 15.21 Yr. Nikhil Kabra 29 Dec 20 4.09 Yr. Data below for ICICI Prudential Short Term Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 9.49% Debt 90.24% Other 0.27% Debt Sector Allocation
Sector Value Corporate 52.63% Government 38.36% Cash Equivalent 8.74% Credit Quality
Rating Value AA 17.21% AAA 82.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -13% ₹2,497 Cr 245,555,180 7.93% Govt Stock 2033
Sovereign Bonds | -7% ₹1,433 Cr 139,361,450
↓ -714,300 7.53% Govt Stock 2034
Sovereign Bonds | -4% ₹868 Cr 86,074,740 7.06% Govt Stock 2028
Sovereign Bonds | -3% ₹644 Cr 63,854,250 National Bank For Agriculture And Rural Development
Debentures | -3% ₹549 Cr 55,000 Small Industries Development Bank Of India
Debentures | -2% ₹369 Cr 37,000 Small Industries Development Bank Of India
Debentures | -2% ₹363 Cr 36,500 SANSAR AUG 2024 VII TRUST
Unlisted bonds | -2% ₹352 Cr 3,500,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹349 Cr 35,000 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹307 Cr 30,744,650
↑ 12,910,750 2. BNP Paribas Short Term Fund
CAGR/Annualized return of 5.5% since its launch. Ranked 41 in Short term Bond category. . BNP Paribas Short Term Fund
Growth Launch Date 13 Sep 04 NAV (11 Mar 22) ₹25.4771 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹258 on 15 Feb 22 Category Debt - Short term Bond AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.98 Sharpe Ratio 0.07 Information Ratio -0.85 Alpha Ratio -1.04 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 5.16% Effective Maturity 2 Years 3 Months Modified Duration 1 Year 11 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,909 31 Jan 22 ₹11,306 Returns for BNP Paribas Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.2% 3 Month 0.6% 6 Month 1.3% 1 Year 4.6% 3 Year 6.5% 5 Year 6.6% 10 Year 15 Year Since launch 5.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for BNP Paribas Short Term Fund
Name Since Tenure Data below for BNP Paribas Short Term Fund as on 15 Feb 22
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. HDFC Short Term Debt Fund
CAGR/Annualized return of 8% since its launch. Ranked 30 in Short term Bond category. Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% . HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (18 Feb 25) ₹30.9283 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹14,110 on 31 Jan 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio 2.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.63% Effective Maturity 4 Years 1 Month 3 Days Modified Duration 2 Years 9 Months 21 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,008 31 Jan 22 ₹11,449 31 Jan 23 ₹11,889 31 Jan 24 ₹12,768 31 Jan 25 ₹13,826 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.9% 1 Year 8.2% 3 Year 6.5% 5 Year 6.5% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.3% 2022 7.1% 2021 3.5% 2020 3.9% 2019 11% 2018 9.7% 2017 7% 2016 6.5% 2015 9.3% 2014 8.7% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 14.62 Yr. Dhruv Muchhal 22 Jun 23 1.62 Yr. Data below for HDFC Short Term Debt Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 7.1% Debt 92.63% Other 0.27% Debt Sector Allocation
Sector Value Corporate 56.78% Government 37.69% Cash Equivalent 5.26% Credit Quality
Rating Value AA 11.59% AAA 88.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹1,097 Cr 107,500,000 7.3% Govt Stock 2028
Sovereign Bonds | -3% ₹517 Cr 51,500,000 Aditya Birla Renewables Limited
Debentures | -3% ₹435 Cr 43,500 7.26% Govt Stock 2032
Sovereign Bonds | -2% ₹353 Cr 34,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹280 Cr 27,500,000 Bajaj Housing Finance Limited
Debentures | -2% ₹251 Cr 25,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹251 Cr 25,000 Small Industries Development Bank Of India
Debentures | -2% ₹224 Cr 22,500 Pipeline Infrastructure Private Limited
Debentures | -2% ₹224 Cr 22,000 TVS Credit Services Limited
Debentures | -1% ₹202 Cr 200 4. Aditya Birla Sun Life Short Term Opportunities Fund
CAGR/Annualized return of 7.3% since its launch. Ranked 18 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 4.2% . Aditya Birla Sun Life Short Term Opportunities Fund
Growth Launch Date 9 May 03 NAV (18 Feb 25) ₹45.9685 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹8,653 on 15 Feb 25 Category Debt - Short term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.06 Sharpe Ratio 1.51 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 7.72% Effective Maturity 3 Years 11 Months 5 Days Modified Duration 2 Years 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,059 31 Jan 22 ₹11,523 31 Jan 23 ₹12,027 31 Jan 24 ₹12,879 31 Jan 25 ₹13,901 Returns for Aditya Birla Sun Life Short Term Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.8% 1 Year 7.9% 3 Year 6.5% 5 Year 6.7% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 6.9% 2021 4.2% 2020 3.8% 2019 11.1% 2018 8.5% 2017 6.5% 2016 5.6% 2015 11.3% 2014 8.4% Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
Name Since Tenure Kaustubh Gupta 11 Sep 14 10.4 Yr. Mohit Sharma 6 Aug 20 4.49 Yr. Dhaval Joshi 21 Nov 22 2.2 Yr. Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 15 Feb 25
Asset Allocation
Asset Class Value Cash 5.12% Debt 94.61% Other 0.27% Debt Sector Allocation
Sector Value Corporate 55.98% Government 38.6% Cash Equivalent 4.28% Securitized 0.88% Credit Quality
Rating Value AA 12.36% AAA 87.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -12% ₹1,028 Cr 100,800,000
↓ -2,500,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹476 Cr 47,500 7.26% Govt Stock 2033
Sovereign Bonds | -4% ₹348 Cr 34,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹236 Cr 23,500 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹233 Cr 22,906,400 Bajaj Housing Finance Limited
Debentures | -2% ₹201 Cr 20,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹199 Cr 20,000 Small Industries Development Bank Of India
Debentures | -2% ₹185 Cr 1,850 Embassy Office Parks Reit
Debentures | -2% ₹181 Cr 18,000 Bharti Telecom Limited
Debentures | -2% ₹151 Cr 15,000 5. UTI Short Term Income Fund
CAGR/Annualized return of 6.6% since its launch. Ranked 10 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% . UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (18 Feb 25) ₹30.6577 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹2,338 on 31 Jan 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 1.2 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.54% Effective Maturity 3 Years 7 Months 24 Days Modified Duration 2 Years 6 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,937 31 Jan 22 ₹11,903 31 Jan 23 ₹12,377 31 Jan 24 ₹13,259 31 Jan 25 ₹14,297 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.8% 1 Year 7.6% 3 Year 6.4% 5 Year 7.3% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 6.9% 2021 3.8% 2020 8.4% 2019 10.5% 2018 -3.9% 2017 6% 2016 6.1% 2015 10.1% 2014 8.3% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Sudhir Agarwal 25 Oct 12 12.28 Yr. Data below for UTI Short Term Income Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 14.67% Debt 85.06% Other 0.27% Debt Sector Allocation
Sector Value Corporate 69.46% Government 17.5% Cash Equivalent 12.77% Credit Quality
Rating Value AA 12.1% AAA 87.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank
Debentures | -8% ₹211 Cr 21,000 LIC Housing Finance Limited
Debentures | -7% ₹176 Cr 1,750 Small Industries Development Bank Of India
Debentures | -7% ₹176 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -7% ₹176 Cr 17,500 Power Finance Corporation Ltd.
Debentures | -7% ₹175 Cr 17,500 Bajaj Finance Limited
Debentures | -4% ₹100 Cr 10,000 6.92% Govt Stock 2039
Sovereign Bonds | -3% ₹85 Cr 850,000,000
↑ 850,000,000 Kotak Mahindra Prime Limited
Debentures | -3% ₹75 Cr 750 Shriram Finance Limited
Debentures | -3% ₹70 Cr 7,000 Rec Limited
Debentures | -2% ₹60 Cr 6,000 6. Axis Short Term Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 26 in Short term Bond category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.7% . Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (18 Feb 25) ₹29.8066 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹8,846 on 31 Jan 25 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.92 Sharpe Ratio 1.77 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.59% Effective Maturity 3 Years 8 Months 19 Days Modified Duration 2 Years 10 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,925 31 Jan 22 ₹11,347 31 Jan 23 ₹11,791 31 Jan 24 ₹12,611 31 Jan 25 ₹13,622 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.8% 1 Year 8% 3 Year 6.3% 5 Year 6.2% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 8% 2022 6.8% 2021 3.7% 2020 3.5% 2019 10.1% 2018 9.8% 2017 6.3% 2016 5.9% 2015 9.6% 2014 8.1% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 12.25 Yr. Aditya Pagaria 3 Jul 23 1.59 Yr. Data below for Axis Short Term Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 11.63% Debt 88.1% Other 0.27% Debt Sector Allocation
Sector Value Corporate 60.17% Government 35.25% Cash Equivalent 4.31% Credit Quality
Rating Value AA 14.05% AAA 85.95% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -13% ₹1,111 Cr 108,500,000
↑ 23,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹566 Cr 55,625,200
↑ 12,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹348 Cr 34,826,700 National Bank For Agriculture And Rural Development
Debentures | -2% ₹209 Cr 21,000
↓ -2,500 India Grid Trust
Debentures | -2% ₹191 Cr 19,000 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -1% ₹126 Cr 128 Bharti Telecom Limited
Debentures | -1% ₹126 Cr 12,500 India Grid Trust 7.88%
Debentures | -1% ₹126 Cr 12,500 Rec Limited
Debentures | -1% ₹120 Cr 12,000 Bajaj Finance Limited
Debentures | -1% ₹101 Cr 10,000 7. Principal Short Term Debt Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 34 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.5% . Principal Short Term Debt Fund
Growth Launch Date 9 May 03 NAV (18 Feb 25) ₹42.8257 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹217 on 31 Jan 25 Category Debt - Short term Bond AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 0.84 Sharpe Ratio 1.08 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load NIL Yield to Maturity 7.49% Effective Maturity 3 Years 7 Months 29 Days Modified Duration 2 Years 8 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,918 31 Jan 22 ₹11,327 31 Jan 23 ₹11,748 31 Jan 24 ₹12,568 31 Jan 25 ₹13,565 Returns for Principal Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.9% 1 Year 7.9% 3 Year 6.2% 5 Year 6.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 6.9% 2021 3.5% 2020 3.2% 2019 10.3% 2018 -1.7% 2017 6% 2016 5.7% 2015 9.6% 2014 8.1% Fund Manager information for Principal Short Term Debt Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 3.09 Yr. Sandeep Agarwal 1 Jan 22 3.09 Yr. Data below for Principal Short Term Debt Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 17.37% Debt 82.36% Other 0.27% Debt Sector Allocation
Sector Value Corporate 43.44% Government 38.92% Cash Equivalent 17.37% Credit Quality
Rating Value AA 17.11% AAA 82.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -12% ₹25 Cr 2,500,000
↓ -200,000 7.37% Govt Stock 2028
Sovereign Bonds | -7% ₹15 Cr 1,500,000 Bharti Telecom Limited
Debentures | -5% ₹11 Cr 1,100 7.38% Govt Stock 2027
Sovereign Bonds | -5% ₹10 Cr 1,000,000 Power Finance Corporation Ltd.
Debentures | -5% ₹10 Cr 1,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹10 Cr 1,000
↑ 1,000 PNb Housing Finance Limited
Debentures | -5% ₹10 Cr 1,000 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹5 Cr 500,000 7.44% Tamil Nadu State Government Securities -20/03/2034
Sovereign Bonds | -2% ₹5 Cr 500,000 Cholamandalam Investment And Finance Company Limited
Debentures | -2% ₹5 Cr 500 8. SBI Short Term Debt Fund
CAGR/Annualized return of since its launch. Ranked 25 in Short term Bond category. Return for 2024 was 7.7% , 2023 was 6.7% and 2022 was 3.5% . SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (18 Feb 25) ₹31.006 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹13,523 on 31 Jan 25 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 1.31 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.54% Effective Maturity 3 Years 4 Months 17 Days Modified Duration 2 Years 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,881 31 Jan 22 ₹11,233 31 Jan 23 ₹11,646 31 Jan 24 ₹12,444 31 Jan 25 ₹13,414 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.7% 1 Year 7.8% 3 Year 6.1% 5 Year 5.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 7.7% 2022 6.7% 2021 3.5% 2020 2.8% 2019 9.9% 2018 9.5% 2017 6% 2016 5.7% 2015 9.9% 2014 8.2% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Rajeev Radhakrishnan 2 Jun 08 16.68 Yr. Mansi Sajeja 1 Dec 23 1.17 Yr. Pradeep Kesavan 1 Dec 23 1.17 Yr. Data below for SBI Short Term Debt Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 7.42% Debt 92.31% Other 0.27% Debt Sector Allocation
Sector Value Corporate 57.88% Government 34.44% Cash Equivalent 7.42% Credit Quality
Rating Value AA 13.37% AAA 86.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹1,198 Cr 120,000,000
↑ 80,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹714 Cr 70,000,000 06.32 KA Sdl 2028
Sovereign Bonds | -5% ₹684 Cr 70,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -5% ₹630 Cr 62,000,000
↑ 35,000,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -4% ₹545 Cr 5,480 7.32% Govt Stock 2030
Sovereign Bonds | -4% ₹512 Cr 50,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹501 Cr 50,000 Power Finance Corporation Ltd.
Debentures | -3% ₹451 Cr 45,000 Tata Communications Limited
Debentures | -3% ₹400 Cr 40,000 Jamnagar Utilities And Power Private Limited
Debentures | -3% ₹393 Cr 39,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved