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8 Best Debt Funds by HDFC Mutual Fund 2025
The debt funds offered by hdfc mf intents to create an Income for investors, and this is historically seen by the top performing schemes of HDFC debt funds.
HDFC Debt fund is an innovative scheme that invests in debts, long-term or short-term Bonds, money markets, etc. Debt funds are suitable for investors with a low risk appetite who want to park their surplus cash for a short period of time. Though they are a low risk investment they are subject to credit risk.
Why Opt for HDFC Mutual Fund Scheme?
a. Minimum Investment Amount
An investor can invest in debt schemes with an amount as low as INR 500 via a SIP and INR 5,000 via a lump sum amount investment
b. Excellent Ratings
Many of the AMC schemes have a CRISIL rating of three and above
c. Variety of Options
Investing in HDFC debt funds comes with a broad Range of category, so investors can plan their short-term, mid-term and even long-term Investment plan via choosing these debt funds
Investors planning to invest in HDFC’s Best Debt Funds, can choose from the below-listed top performers of the HDFC fund house.
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Best HDFC Debt Mutual Funds FY 25 - 26
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Corporate Bond Fund Growth ₹31.4451
↑ 0.01 ₹32,421 1.7 3.9 8.4 6.5 8.6 7.51% 3Y 10M 11D 5Y 11M 28D HDFC Banking and PSU Debt Fund Growth ₹22.222
↑ 0.01 ₹5,865 1.7 3.7 7.8 6.2 7.9 7.48% 3Y 7M 9D 5Y 2M 1D HDFC Gilt Fund Growth ₹53.6359
↑ 0.03 ₹2,983 1.9 3.5 8.3 6.1 8.7 7.07% 8Y 1M 3D 16Y 14D HDFC Credit Risk Debt Fund Growth ₹23.2435
↓ 0.00 ₹7,286 1.5 3.6 7.8 6.2 8.2 8.56% 2Y 1M 29D 3Y 3M 8D HDFC Dynamic Debt Fund Growth ₹86.9764
↑ 0.03 ₹812 1.5 3.2 7.9 6 8.5 7.14% 7Y 5M 29D 15Y 8M 4D HDFC Medium Term Debt Fund Growth ₹54.3458
↑ 0.01 ₹3,933 1.6 3.6 7.7 6 8.1 7.76% 3Y 10M 6D 5Y 11M 24D HDFC Income Fund Growth ₹56.2711
↑ 0.01 ₹869 1.7 3.3 7.9 5.7 9 7.13% 6Y 7M 30D 11Y 4M 18D HDFC Short Term Debt Fund Growth ₹30.9283
↑ 0.01 ₹14,110 1.8 3.9 8.2 6.5 8.3 7.63% 2Y 9M 21D 4Y 1M 3D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Feb 25
(Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on (Erstwhile HDFC Gilt Fund - Long Term Plan) The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments. HDFC Gilt Fund is a Debt - Government Bond fund was launched on 25 Jul 01. It is a fund with Moderate risk and has given a Below is the key information for HDFC Gilt Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Dynamic Plan) Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity. HDFC Dynamic Debt Fund is a Debt - Dynamic Bond fund was launched on 28 Apr 97. It is a fund with Moderate risk and has given a Below is the key information for HDFC Dynamic Debt Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Short Term Plan) To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and
to provide stable returns over shorter periods. HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a Below is the key information for HDFC Medium Term Debt Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on 1. HDFC Corporate Bond Fund
CAGR/Annualized return of 8.1% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (18 Feb 25) ₹31.4451 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹32,421 on 31 Jan 25 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.59 Sharpe Ratio 2.27 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.51% Effective Maturity 5 Years 11 Months 28 Days Modified Duration 3 Years 10 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,091 31 Jan 22 ₹11,543 31 Jan 23 ₹11,958 31 Jan 24 ₹12,850 31 Jan 25 ₹13,953 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.9% 1 Year 8.4% 3 Year 6.5% 5 Year 6.7% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 9.27 Yr. Dhruv Muchhal 22 Jun 23 1.62 Yr. Data below for HDFC Corporate Bond Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 2.67% Debt 97.06% Other 0.27% Debt Sector Allocation
Sector Value Corporate 61.58% Government 35.48% Cash Equivalent 2.67% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -8% ₹2,519 Cr 245,500,000
↓ -62,000,000 7.93% Govt Stock 2033
Sovereign Bonds | -4% ₹1,286 Cr 125,000,000 7.53% Govt Stock 2034
Sovereign Bonds | -3% ₹817 Cr 81,000,000
↑ 2,500,000 State Bank Of India
Debentures | -2% ₹796 Cr 800 Mangalore Refinery And Petrochemicals Limited
Debentures | -2% ₹559 Cr 5,670 HDFC Bank Limited
Debentures | -2% ₹509 Cr 50,000 Bajaj Housing Finance Limited
Debentures | -2% ₹503 Cr 50,000 Ncd Small Industries Development Bank Of India
Debentures | -2% ₹500 Cr 50,000
↑ 50,000 LIC Housing Finance Limited
Debentures | -2% ₹499 Cr 5,000 Reliance Industries Limited
Debentures | -2% ₹498 Cr 4,750
↓ -250 2. HDFC Banking and PSU Debt Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% . HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (18 Feb 25) ₹22.222 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹5,865 on 31 Jan 25 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.79 Sharpe Ratio 1.24 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.48% Effective Maturity 5 Years 2 Months 1 Day Modified Duration 3 Years 7 Months 9 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,965 31 Jan 22 ₹11,372 31 Jan 23 ₹11,795 31 Jan 24 ₹12,625 31 Jan 25 ₹13,618 Returns for HDFC Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.7% 1 Year 7.8% 3 Year 6.2% 5 Year 6.2% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.8% 2022 3.3% 2021 3.7% 2020 10.6% 2019 10.2% 2018 5.9% 2017 6.3% 2016 10.8% 2015 9.8% Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 10.86 Yr. Dhruv Muchhal 22 Jun 23 1.62 Yr. Data below for HDFC Banking and PSU Debt Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 4.17% Debt 95.55% Other 0.28% Debt Sector Allocation
Sector Value Corporate 51.9% Government 43.64% Cash Equivalent 4.17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹301 Cr 29,500,000 Indian Railway Finance Corporation Limited
Debentures | -5% ₹276 Cr 27,500 Small Industries Development Bank Of India
Debentures | -4% ₹225 Cr 22,500 7.26% Govt Stock 2033
Sovereign Bonds | -4% ₹220 Cr 21,500,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹201 Cr 20,000 State Bank Of India
Debentures | -3% ₹174 Cr 175 Bajaj Housing Finance Limited
Debentures | -3% ₹151 Cr 15,000 Rural Electrification Corporation Limited
Debentures | -3% ₹150 Cr 1,500 Small Industries Development Bank Of India
Debentures | -2% ₹139 Cr 14,000 Housing And Urban Development Corporation Limited
Debentures | -2% ₹130 Cr 1,250 3. HDFC Gilt Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.7% , 2023 was 7.1% and 2022 was 1.7% . HDFC Gilt Fund
Growth Launch Date 25 Jul 01 NAV (18 Feb 25) ₹53.6359 ↑ 0.03 (0.05 %) Net Assets (Cr) ₹2,983 on 31 Jan 25 Category Debt - Government Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.88 Sharpe Ratio 0.83 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.07% Effective Maturity 16 Years 14 Days Modified Duration 8 Years 1 Month 3 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,985 31 Jan 22 ₹11,227 31 Jan 23 ₹11,499 31 Jan 24 ₹12,355 31 Jan 25 ₹13,434 Returns for HDFC Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.9% 3 Month 1.9% 6 Month 3.5% 1 Year 8.3% 3 Year 6.1% 5 Year 5.7% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 7.1% 2022 1.7% 2021 2.2% 2020 10.7% 2019 8.6% 2018 5.4% 2017 1.8% 2016 16.6% 2015 5.9% Fund Manager information for HDFC Gilt Fund
Name Since Tenure Anil Bamboli 1 Sep 07 17.43 Yr. Dhruv Muchhal 22 Jun 23 1.62 Yr. Data below for HDFC Gilt Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 2.45% Debt 97.55% Debt Sector Allocation
Sector Value Government 97.55% Cash Equivalent 2.45% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -20% ₹592 Cr 58,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -16% ₹477 Cr 46,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹275 Cr 27,583,400
↑ 7,500,000 7.26% Govt Stock 2033
Sovereign Bonds | -8% ₹246 Cr 24,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -8% ₹230 Cr 22,370,000 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹193 Cr 19,000,000 7.26% Govt Stock 2032
Sovereign Bonds | -6% ₹174 Cr 17,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -5% ₹137 Cr 13,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -4% ₹122 Cr 12,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹92 Cr 9,170,000 4. HDFC Credit Risk Debt Fund
CAGR/Annualized return of 8% since its launch. Ranked 9 in Credit Risk category. Return for 2024 was 8.2% , 2023 was 6.6% and 2022 was 3.7% . HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (18 Feb 25) ₹23.2435 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹7,286 on 31 Jan 25 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 1.24 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.56% Effective Maturity 3 Years 3 Months 8 Days Modified Duration 2 Years 1 Month 29 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,039 31 Jan 22 ₹11,778 31 Jan 23 ₹12,248 31 Jan 24 ₹13,105 31 Jan 25 ₹14,155 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 3.6% 1 Year 7.8% 3 Year 6.2% 5 Year 7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 6.6% 2022 3.7% 2021 7% 2020 10.9% 2019 8.6% 2018 5.4% 2017 6.6% 2016 11% 2015 9% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Shobhit Mehrotra 25 Mar 14 10.87 Yr. Dhruv Muchhal 22 Jun 23 1.62 Yr. Data below for HDFC Credit Risk Debt Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 15.17% Equity 2.9% Debt 81.61% Other 0.32% Debt Sector Allocation
Sector Value Corporate 68.79% Cash Equivalent 13.13% Government 12.22% Securitized 1.75% Credit Quality
Rating Value A 6.37% AA 64.13% AAA 29.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sandur Manganese And Iron Ores Limited (The)
Debentures | -4% ₹294 Cr 30,000 Tata Projects Limited
Debentures | -3% ₹251 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹230 Cr 2,190 TATA Motors Limited
Debentures | -3% ₹201 Cr 2,000 Kalpataru Power Transmission Limited
Debentures | -3% ₹198 Cr 20,000 TATA Motors Limited
Debentures | -3% ₹190 Cr 1,900 TVS Credit Services Limited
Debentures | -2% ₹180 Cr 180 Kalpataru Power Transmission Limited
Debentures | -2% ₹178 Cr 18,000 Power Finance Corporation Limited
Debentures | -2% ₹163 Cr 1,540 Dlf Home Developers Limited
Debentures | -2% ₹150 Cr 15,000 5. HDFC Dynamic Debt Fund
CAGR/Annualized return of 8.1% since its launch. Ranked 21 in Dynamic Bond category. Return for 2024 was 8.5% , 2023 was 6.7% and 2022 was 1.6% . HDFC Dynamic Debt Fund
Growth Launch Date 28 Apr 97 NAV (18 Feb 25) ₹86.9764 ↑ 0.03 (0.03 %) Net Assets (Cr) ₹812 on 31 Jan 25 Category Debt - Dynamic Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.47 Sharpe Ratio 0.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (0.5%),6 Months and above(NIL) Yield to Maturity 7.14% Effective Maturity 15 Years 8 Months 4 Days Modified Duration 7 Years 5 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,835 31 Jan 22 ₹11,619 31 Jan 23 ₹11,878 31 Jan 24 ₹12,726 31 Jan 25 ₹13,803 Returns for HDFC Dynamic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.8% 3 Month 1.5% 6 Month 3.2% 1 Year 7.9% 3 Year 6% 5 Year 6.4% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 6.7% 2022 1.6% 2021 7.4% 2020 8.9% 2019 3.2% 2018 4.1% 2017 2.7% 2016 14.7% 2015 5.5% Fund Manager information for HDFC Dynamic Debt Fund
Name Since Tenure Anil Bamboli 16 Feb 04 20.98 Yr. Dhruv Muchhal 22 Jun 23 1.62 Yr. Data below for HDFC Dynamic Debt Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 4.13% Equity 1.53% Debt 94.08% Other 0.26% Debt Sector Allocation
Sector Value Government 82.65% Corporate 11.31% Cash Equivalent 4.13% Securitized 0.12% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -15% ₹118 Cr 11,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -13% ₹102 Cr 10,000,000 7.26% Govt Stock 2032
Sovereign Bonds | -9% ₹69 Cr 6,750,000 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹66 Cr 6,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹56 Cr 5,500,000 7.26% Govt Stock 2033
Sovereign Bonds | -6% ₹51 Cr 5,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -6% ₹46 Cr 4,500,000 7.53% Govt Stock 2034
Sovereign Bonds | -6% ₹45 Cr 4,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹40 Cr 4,000,000
↑ 1,000,000 Rec Limited
Debentures | -3% ₹26 Cr 250 6. HDFC Medium Term Debt Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 22 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 6.7% and 2022 was 2.9% . HDFC Medium Term Debt Fund
Growth Launch Date 6 Feb 02 NAV (18 Feb 25) ₹54.3458 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹3,933 on 31 Jan 25 Category Debt - Medium term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.29 Sharpe Ratio 1.04 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.76% Effective Maturity 5 Years 11 Months 24 Days Modified Duration 3 Years 10 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,916 31 Jan 22 ₹11,459 31 Jan 23 ₹11,827 31 Jan 24 ₹12,663 31 Jan 25 ₹13,675 Returns for HDFC Medium Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.6% 6 Month 3.6% 1 Year 7.7% 3 Year 6% 5 Year 6.2% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 6.7% 2022 2.9% 2021 5% 2020 10% 2019 9.1% 2018 5.6% 2017 5.5% 2016 11.5% 2015 7.4% Fund Manager information for HDFC Medium Term Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 17.43 Yr. Dhruv Muchhal 22 Jun 23 1.62 Yr. Data below for HDFC Medium Term Debt Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 6.47% Equity 1.33% Debt 91.91% Other 0.29% Debt Sector Allocation
Sector Value Corporate 53.71% Government 37.34% Cash Equivalent 6.47% Securitized 0.86% Credit Quality
Rating Value AA 36.74% AAA 63.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -8% ₹306 Cr 30,047,700 7.23% Govt Stock 2039
Sovereign Bonds | -5% ₹190 Cr 18,500,000 Tata Steel Limited
Debentures | -4% ₹146 Cr 14,500 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹102 Cr 10,000,000 Small Business Fincredit India Private Limited
Debentures | -3% ₹100 Cr 10,000 Kalpataru Power Transmission Limited
Debentures | -3% ₹99 Cr 10,000 6.1% Govt Stock 2031
Sovereign Bonds | -2% ₹96 Cr 10,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹95 Cr 9,512,900
↑ 2,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹77 Cr 7,500,000 The Tata Power Company Limited
Debentures | -2% ₹76 Cr 725 7. HDFC Income Fund
CAGR/Annualized return of 7.3% since its launch. Ranked 29 in Medium to Long term category. Return for 2024 was 9% , 2023 was 6.1% and 2022 was 0.9% . HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (18 Feb 25) ₹56.2711 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹869 on 31 Jan 25 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.53 Sharpe Ratio 0.88 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.13% Effective Maturity 11 Years 4 Months 18 Days Modified Duration 6 Years 7 Months 30 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,886 31 Jan 22 ₹11,028 31 Jan 23 ₹11,230 31 Jan 24 ₹11,996 31 Jan 25 ₹13,044 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.3% 1 Year 7.9% 3 Year 5.7% 5 Year 5.1% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 0.9% 2021 2.1% 2020 9.3% 2019 8.7% 2018 3.6% 2017 1.3% 2016 14.5% 2015 5.3% Fund Manager information for HDFC Income Fund
Name Since Tenure Shobhit Mehrotra 11 Sep 07 17.41 Yr. Dhruv Muchhal 22 Jun 23 1.62 Yr. Data below for HDFC Income Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 4.05% Debt 95.68% Other 0.27% Debt Sector Allocation
Sector Value Government 83.56% Corporate 11.66% Cash Equivalent 4.05% Securitized 0.46% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -20% ₹173 Cr 17,000,000 7.41% Govt Stock 2036
Sovereign Bonds | -12% ₹104 Cr 10,000,000 7.54% Govt Stock 2036
Sovereign Bonds | -12% ₹100 Cr 9,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹77 Cr 7,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -6% ₹51 Cr 5,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹29 Cr 2,879,300 Ntpc Limited
Debentures | -3% ₹26 Cr 250 7.59% Govt Stock 2031
Sovereign Bonds | -3% ₹25 Cr 2,500,000 7.53% Govt Stock 2034
Sovereign Bonds | -3% ₹25 Cr 2,500,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -3% ₹25 Cr 2,500 8. HDFC Short Term Debt Fund
CAGR/Annualized return of 8% since its launch. Ranked 30 in Short term Bond category. Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% . HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (18 Feb 25) ₹30.9283 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹14,110 on 31 Jan 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio 2.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.63% Effective Maturity 4 Years 1 Month 3 Days Modified Duration 2 Years 9 Months 21 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,008 31 Jan 22 ₹11,449 31 Jan 23 ₹11,889 31 Jan 24 ₹12,768 31 Jan 25 ₹13,826 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.9% 1 Year 8.2% 3 Year 6.5% 5 Year 6.5% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.1% 2022 3.5% 2021 3.9% 2020 11% 2019 9.7% 2018 7% 2017 6.5% 2016 9.3% 2015 8.7% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 14.62 Yr. Dhruv Muchhal 22 Jun 23 1.62 Yr. Data below for HDFC Short Term Debt Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 7.1% Debt 92.63% Other 0.27% Debt Sector Allocation
Sector Value Corporate 56.78% Government 37.69% Cash Equivalent 5.26% Credit Quality
Rating Value AA 11.59% AAA 88.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹1,097 Cr 107,500,000 7.3% Govt Stock 2028
Sovereign Bonds | -3% ₹517 Cr 51,500,000 Aditya Birla Renewables Limited
Debentures | -3% ₹435 Cr 43,500 7.26% Govt Stock 2032
Sovereign Bonds | -2% ₹353 Cr 34,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹280 Cr 27,500,000 Bajaj Housing Finance Limited
Debentures | -2% ₹251 Cr 25,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹251 Cr 25,000 Small Industries Development Bank Of India
Debentures | -2% ₹224 Cr 22,500 Pipeline Infrastructure Private Limited
Debentures | -2% ₹224 Cr 22,000 TVS Credit Services Limited
Debentures | -1% ₹202 Cr 200
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