+91-22-48913909
Table of Contents
- What is Duration Based Strategy ?
- 9 Best Low Duration Funds FY 25 - 26
- How to Invest in Low Duration Funds Online?
Top 9 Debt - Low Duration Funds
9 Best Performing Low Duration Funds 2025
Low duration funds belong to one of the 16 schemes of debt Mutual Fund category. This fund invests in debt and money market securities with a maturity duration between six to 12 months.
Low duration funds are considered as short term investments that are highly suitable for investors who doesn’t want to much risk in their investment. Low duration funds have a higher maturity duration than liquid and ultra short term funds.
Risk-averse investors can invest in this scheme for a short period and earn better returns than that Bank Savings Account. These funds generally offer steady and stable returns. On an average, these funds deliver returns ranging from 6.5-8.5% p.a. The return and the performance of the scheme varies fund to fund, thus to invest in a good fund, we have shortlisted some of the best performing low duration funds to invest in 2025 – 2026.
What is Duration Based Strategy ?
Ideally, the funds which follow the Duration based strategy invest in long-term Bonds and benefit from the interest rates fall. They earn from Capital appreciation along with the coupon of the bond. But, these funds are exposed to interest rate risk and these funds can bear capital losses, if the interest rates move up.
In this strategy, the fund manager predicts the interest rate movements. The duration fund manager increases or decreases the duration and average maturity frequently of the fund as per his viewpoint. The wrong predictions of the fund manager can make the duration based Debt fund suffer a loss.
A fund managers focus is highly on managing the duration so as to maximize returns. Generally, when the interest rates are going down, the duration fund manager chooses a relatively high duration, so as to, maximize Capital Gains from the rising bond prices. And on a vice-versa situation, i.e., when the interest rates are rising, the duration of the fund would be minimized, so as to protect against capital losses on the Portfolio.
Talk to our investment specialist
9 Best Low Duration Funds FY 25 - 26
(Erstwhile Sundaram Ultra Short Term Fund) To provide a level of income consistent with liquidity
through investments made primarily in money market and
debt securities. Sundaram Low Duration Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a Below is the key information for Sundaram Low Duration Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Flexible Income Plan) To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. ICICI Prudential Savings Fund is a Debt - Low Duration fund was launched on 27 Sep 02. It is a fund with Moderately Low risk and has given a Below is the key information for ICICI Prudential Savings Fund Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Treasury Advantage Fund Returns up to 1 year are on (Erstwhile L&T Short Term Income Fund) To generate reasonable returns primarily through investments in fixed income securities and money market instruments. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns. L&T Low Duration Fund is a Debt - Low Duration fund was launched on 4 Dec 10. It is a fund with Moderate risk and has given a Below is the key information for L&T Low Duration Fund Returns up to 1 year are on (Erstwhile DSP BlackRock Ultra Short Term Fund) The investment objective of the Scheme is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the Scheme will be realized. DSP BlackRock Low Duration Fund is a Debt - Low Duration fund was launched on 10 Mar 15. It is a fund with Moderately Low risk and has given a Below is the key information for DSP BlackRock Low Duration Fund Returns up to 1 year are on (Erstwhile Tata Ultra Short Term Fund) The investment objective of the scheme is to generate regular income & capital appreciation by investing in a portfolio of debt & money market instruments with relatively lower interest rate risk. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Tata Treasury Advantage Fund is a Debt - Low Duration fund was launched on 6 Sep 05. It is a fund with Moderately Low risk and has given a Below is the key information for Tata Treasury Advantage Fund Returns up to 1 year are on (Erstwhile Invesco India Ultra Short Term Fund) The investment objective is to provide liquidity and optimal returns to the investor by investing primarily in a mix of short term debt and money market instruments which results in a portfolio having marginally higher maturity and
moderately higher credit risk as compared to a liquid fund at the same time maintaining a balance between safety and liquidity. Invesco India Treasury Advantage Fund is a Debt - Low Duration fund was launched on 18 Jan 07. It is a fund with Moderately Low risk and has given a Below is the key information for Invesco India Treasury Advantage Fund Returns up to 1 year are on (Erstwhile HDFC Cash Management Fund - Treasury Advantage Plan) To generate regular income through investment in debt securities and money market instruments. HDFC Low Duration Fund is a Debt - Low Duration fund was launched on 18 Nov 99. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Low Duration Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate returns with low volatility and higher liquidity through a portfolio of debt and money market instruments. The scheme does not guarantee any returns. Mirae Asset Savings Fund is a Debt - Low Duration fund was launched on 5 Mar 08. It is a fund with Moderately Low risk and has given a Below is the key information for Mirae Asset Savings Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1 10.2 11.8 5 4.19% 5M 18D 8M 1D ICICI Prudential Savings Fund Growth ₹527.379
↑ 0.11 ₹22,337 1.7 3.7 7.9 7 8 7.73% 10M 6D 1Y 8M 16D UTI Treasury Advantage Fund Growth ₹3,441.4
↑ 0.99 ₹3,348 1.7 3.7 7.6 6.6 7.7 7.62% 10M 10D 11M 19D L&T Low Duration Fund Growth ₹27.4909
↑ 0.01 ₹420 1.6 3.5 7.4 6.3 7.5 7.6% 10M 26D 1Y 5M 5D DSP BlackRock Low Duration Fund Growth ₹19.2616
↑ 0.00 ₹5,167 1.7 3.5 7.4 6.3 7.4 7.6% 11M 5D 1Y 29D Tata Treasury Advantage Fund Growth ₹3,818.23
↑ 0.83 ₹2,377 1.7 3.6 7.4 6.3 7.4 7.52% 10M 8D 1Y 1M 16D Invesco India Treasury Advantage Fund Growth ₹3,674.63
↑ 0.70 ₹1,673 1.7 3.6 7.4 6.3 7.6 7.52% 10M 18D 11M 29D HDFC Low Duration Fund Growth ₹56.0463
↑ 0.01 ₹18,138 1.6 3.4 7.4 6.3 7.4 7.89% 10M 15D 1Y 10M 28D Mirae Asset Savings Fund Growth ₹2,194.45
↑ 0.40 ₹1,393 1.7 3.5 7.4 6.2 7.4 7.58% 11M 5D 1Y 21D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21 100 Crore and having fund age >= 3 years. Sorted on last 1 Year Return.
1. Sundaram Low Duration Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 59 in Low Duration category. . Sundaram Low Duration Fund
Growth Launch Date 23 Apr 07 NAV (31 Dec 21) ₹28.8391 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹550 on 30 Nov 21 Category Debt - Low Duration AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately Low Expense Ratio 0.86 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.19% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,552 Returns for Sundaram Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 10.2% 1 Year 11.8% 3 Year 5% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for Sundaram Low Duration Fund
Name Since Tenure Data below for Sundaram Low Duration Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. ICICI Prudential Savings Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 11 in Low Duration category. Return for 2024 was 8% , 2023 was 7.6% and 2022 was 4.5% . ICICI Prudential Savings Fund
Growth Launch Date 27 Sep 02 NAV (21 Feb 25) ₹527.379 ↑ 0.11 (0.02 %) Net Assets (Cr) ₹22,337 on 31 Jan 25 Category Debt - Low Duration AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.51 Sharpe Ratio 2.91 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.73% Effective Maturity 1 Year 8 Months 16 Days Modified Duration 10 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,809 31 Jan 22 ₹11,235 31 Jan 23 ₹11,742 31 Jan 24 ₹12,666 31 Jan 25 ₹13,669 Returns for ICICI Prudential Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.7% 1 Year 7.9% 3 Year 7% 5 Year 6.4% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 8% 2022 7.6% 2021 4.5% 2020 3.8% 2019 8.6% 2018 8.8% 2017 7.3% 2016 7.1% 2015 9.1% 2014 8.8% Fund Manager information for ICICI Prudential Savings Fund
Name Since Tenure Nikhil Kabra 13 Sep 24 0.39 Yr. Darshil Dedhia 12 Jun 23 1.64 Yr. Data below for ICICI Prudential Savings Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 39.55% Debt 60.17% Other 0.27% Debt Sector Allocation
Sector Value Corporate 61.91% Cash Equivalent 19.63% Government 18.19% Credit Quality
Rating Value AA 12.68% AAA 87.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.93% Govt Stock 2033
Sovereign Bonds | -6% ₹1,324 Cr 128,719,310 LIC Housing Finance Limited
Debentures | -3% ₹650 Cr 6,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹474 Cr 47,500 7.53% Govt Stock 2034
Sovereign Bonds | -2% ₹470 Cr 46,625,930 Bank of India Ltd.
Debentures | -2% ₹389 Cr 8,000 Bharti Telecom Limited
Debentures | -2% ₹351 Cr 35,000 Small Industries Development Bank Of India
Debentures | -2% ₹348 Cr 35,000 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -1% ₹331 Cr 333 7.3% Govt Stock 2028
Sovereign Bonds | -1% ₹329 Cr 32,773,600
↑ 10,000,000 Embassy Office Parks Reit
Debentures | -1% ₹300 Cr 30,000 3. UTI Treasury Advantage Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 15 in Low Duration category. Return for 2024 was 7.7% , 2023 was 7.1% and 2022 was 4.5% . UTI Treasury Advantage Fund
Growth Launch Date 23 Apr 07 NAV (21 Feb 25) ₹3,441.4 ↑ 0.99 (0.03 %) Net Assets (Cr) ₹3,348 on 31 Jan 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.44 Sharpe Ratio 2.24 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.62% Effective Maturity 11 Months 19 Days Modified Duration 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,675 31 Jan 22 ₹11,658 31 Jan 23 ₹12,204 31 Jan 24 ₹13,086 31 Jan 25 ₹14,086 Returns for UTI Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.7% 1 Year 7.6% 3 Year 6.6% 5 Year 7.1% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.7% 2022 7.1% 2021 4.5% 2020 9% 2019 7.3% 2018 -4.2% 2017 7.3% 2016 7% 2015 8.9% 2014 8.8% Fund Manager information for UTI Treasury Advantage Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.17 Yr. Data below for UTI Treasury Advantage Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 58.51% Debt 41.23% Other 0.26% Debt Sector Allocation
Sector Value Corporate 50.32% Cash Equivalent 40.48% Government 8.94% Credit Quality
Rating Value AA 6.7% AAA 93.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹151 Cr 15,000 Bajaj Housing Finance Limited
Debentures | -4% ₹125 Cr 1,250 Rural Electrification Corporation Limited
Debentures | -3% ₹100 Cr 10,000
↑ 5,000 Power Finance Corporation Limited
Debentures | -3% ₹98 Cr 1,000 Nirma Limited
Debentures | -2% ₹75 Cr 7,500 LIC Housing Finance Limited
Debentures | -2% ₹75 Cr 750 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -2% ₹64 Cr 75 Export Import Bank Of India
Debentures | -1% ₹50 Cr 500 Aditya Birla Renewables Limited
Debentures | -1% ₹50 Cr 5,000 Rec Limited
Debentures | -1% ₹50 Cr 5,000 4. L&T Low Duration Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 13 in Low Duration category. Return for 2024 was 7.5% , 2023 was 7.1% and 2022 was 3.9% . L&T Low Duration Fund
Growth Launch Date 4 Dec 10 NAV (21 Feb 25) ₹27.4909 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹420 on 31 Oct 24 Category Debt - Low Duration AMC L&T Investment Management Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.64 Sharpe Ratio 2.52 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 1,000 Exit Load 0-9 Months (1%),9 Months and above(NIL) Yield to Maturity 7.6% Effective Maturity 1 Year 5 Months 5 Days Modified Duration 10 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,611 31 Jan 22 ₹11,000 31 Jan 23 ₹11,458 31 Jan 24 ₹12,284 31 Jan 25 ₹13,197 Returns for L&T Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.6% 3 Month 1.6% 6 Month 3.5% 1 Year 7.4% 3 Year 6.3% 5 Year 5.7% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.5% 2022 7.1% 2021 3.9% 2020 3.4% 2019 6.9% 2018 5.1% 2017 6.6% 2016 8.3% 2015 9.8% 2014 8.8% Fund Manager information for L&T Low Duration Fund
Name Since Tenure Shriram Ramanathan 24 Nov 12 12.19 Yr. Mohd Asif Rizwi 16 Jan 24 1.04 Yr. Data below for L&T Low Duration Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 26.91% Debt 72.77% Other 0.32% Debt Sector Allocation
Sector Value Corporate 37.41% Government 35.36% Cash Equivalent 26.91% Credit Quality
Rating Value AA 10.86% AAA 89.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bajaj Finance Limited
Debentures | -6% ₹27 Cr 250
↑ 250 National Bank For Agriculture And Rural Development
Debentures | -6% ₹26 Cr 2,500 National Housing Bank
Debentures | -6% ₹26 Cr 2,500 Bajaj Housing Finance Limited
Debentures | -6% ₹26 Cr 250 Power Grid Corporation Of India Limited
Debentures | -6% ₹26 Cr 250 Power Finance Corporation Ltd.
Debentures | -6% ₹25 Cr 250 Export Import Bank Of India
Debentures | -6% ₹25 Cr 250
↑ 250 Indian Railway Finance Corporation Limited
Debentures | -6% ₹25 Cr 2,500 Cholamandalam Investment And Finance Company Limited
Debentures | -6% ₹24 Cr 230
↑ 50 Shriram Finance Limited
Debentures | -4% ₹16 Cr 1,500 5. DSP BlackRock Low Duration Fund
CAGR/Annualized return of 6.8% since its launch. Return for 2024 was 7.4% , 2023 was 6.9% and 2022 was 4.2% . DSP BlackRock Low Duration Fund
Growth Launch Date 10 Mar 15 NAV (21 Feb 25) ₹19.2616 ↑ 0.00 (0.02 %) Net Assets (Cr) ₹5,167 on 31 Jan 25 Category Debt - Low Duration AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating Risk Moderately Low Expense Ratio 0.62 Sharpe Ratio 1.96 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.6% Effective Maturity 1 Year 29 Days Modified Duration 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,607 31 Jan 22 ₹11,005 31 Jan 23 ₹11,486 31 Jan 24 ₹12,286 31 Jan 25 ₹13,199 Returns for DSP BlackRock Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 7.4% 3 Year 6.3% 5 Year 5.7% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 6.9% 2021 4.2% 2020 3.5% 2019 6.7% 2018 8.7% 2017 7.3% 2016 6.5% 2015 8.5% 2014 Fund Manager information for DSP BlackRock Low Duration Fund
Name Since Tenure Karan Mundra 1 Mar 22 2.92 Yr. Shalini Vasanta 1 Jun 23 1.67 Yr. Data below for DSP BlackRock Low Duration Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 18.79% Debt 80.94% Other 0.27% Debt Sector Allocation
Sector Value Corporate 62.63% Government 25.99% Cash Equivalent 11.1% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Limited
Debentures | -4% ₹202 Cr 2,000 Small Industries Development Bank Of India
Debentures | -3% ₹155 Cr 1,500 7.06% Govt Stock 2028
Sovereign Bonds | -3% ₹154 Cr 15,000,000 Power Finance Corporation Ltd.
Debentures | -2% ₹128 Cr 1,250 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -2% ₹111 Cr 129 08.28 KA Sdl 2026
Sovereign Bonds | -2% ₹104 Cr 10,000,000 LIC Housing Finance Ltd
Debentures | -2% ₹103 Cr 1,000 182 DTB 24042025
Sovereign Bonds | -2% ₹98 Cr 10,000,000 Axis Bank Ltd.
Debentures | -2% ₹98 Cr 2,000 Sikka Ports & Terminals Limited
Debentures | -2% ₹93 Cr 900 6. Tata Treasury Advantage Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 26 in Low Duration category. Return for 2024 was 7.4% , 2023 was 6.9% and 2022 was 4.1% . Tata Treasury Advantage Fund
Growth Launch Date 6 Sep 05 NAV (21 Feb 25) ₹3,818.23 ↑ 0.83 (0.02 %) Net Assets (Cr) ₹2,377 on 31 Jan 25 Category Debt - Low Duration AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0 Sharpe Ratio 2.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.52% Effective Maturity 1 Year 1 Month 16 Days Modified Duration 10 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,690 31 Jan 22 ₹11,105 31 Jan 23 ₹11,578 31 Jan 24 ₹12,390 31 Jan 25 ₹13,309 Returns for Tata Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.6% 1 Year 7.4% 3 Year 6.3% 5 Year 5.9% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 6.9% 2021 4.1% 2020 3.6% 2019 7.5% 2018 2.2% 2017 7.5% 2016 6.9% 2015 8.5% 2014 8.6% Fund Manager information for Tata Treasury Advantage Fund
Name Since Tenure Akhil Mittal 2 Jun 14 10.68 Yr. Abhishek Sonthalia 6 Feb 20 4.99 Yr. Data below for Tata Treasury Advantage Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 50.22% Debt 49.5% Other 0.28% Debt Sector Allocation
Sector Value Corporate 46.46% Cash Equivalent 36.69% Government 16.57% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹100 Cr 10,000 Small Industries Development Bank Of India
Debentures | -4% ₹100 Cr 10,000 07.80 KL Sdl 2027
Sovereign Bonds | -4% ₹97 Cr 9,500,000 HDFC Bank Ltd.
Debentures | -4% ₹95 Cr 2,000
↑ 2,000 182 DTB 27022025
Sovereign Bonds | -2% ₹65 Cr 6,500,000
↑ 6,500,000 Power Finance Corporation Limited
Debentures | -2% ₹55 Cr 550 Smfg India Credit Company Limited
Debentures | -2% ₹50 Cr 5,000
↑ 5,000 Rural Electrification Corporation Limited
Debentures | -2% ₹50 Cr 5,000 National Housing Bank
Debentures | -2% ₹50 Cr 5,000 364 Days T - Bill- 06/02/2025
Sovereign Bonds | -2% ₹50 Cr 5,000,000 7. Invesco India Treasury Advantage Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 49 in Low Duration category. Return for 2024 was 7.6% , 2023 was 6.8% and 2022 was 4% . Invesco India Treasury Advantage Fund
Growth Launch Date 18 Jan 07 NAV (21 Feb 25) ₹3,674.63 ↑ 0.70 (0.02 %) Net Assets (Cr) ₹1,673 on 31 Jan 25 Category Debt - Low Duration AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio 2.09 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.52% Effective Maturity 11 Months 29 Days Modified Duration 10 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,648 31 Jan 22 ₹11,042 31 Jan 23 ₹11,511 31 Jan 24 ₹12,309 31 Jan 25 ₹13,239 Returns for Invesco India Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.6% 1 Year 7.4% 3 Year 6.3% 5 Year 5.8% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 6.8% 2021 4% 2020 3.5% 2019 7.1% 2018 8.9% 2017 7.1% 2016 6.3% 2015 8.5% 2014 8.4% Fund Manager information for Invesco India Treasury Advantage Fund
Name Since Tenure Krishna Cheemalapati 1 Jan 13 12.09 Yr. Vikas Garg 16 Dec 20 4.13 Yr. Data below for Invesco India Treasury Advantage Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 45.8% Debt 53.93% Other 0.27% Debt Sector Allocation
Sector Value Corporate 55.96% Cash Equivalent 31.19% Government 12.58% Credit Quality
Rating Value AA 14.73% AAA 85.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 18102024
Sovereign Bonds | -7% ₹114 Cr 11,500,000 182 Days Tbill Red 23-05-2025
Sovereign Bonds | -6% ₹98 Cr 10,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹50 Cr 5,000,000 364 DTB
Sovereign Bonds | -3% ₹45 Cr 4,500,000 Godrej Industries Limited
Debentures | -2% ₹35 Cr 3,500,000 Nexus Select Trust
Debentures | -2% ₹35 Cr 3,500,000 Ongc Petro Additions Limited
Debentures | -2% ₹33 Cr 3,280,000 Bharti Telecom Limited
Debentures | -2% ₹25 Cr 2,500,000 REC Ltd. 7.71%
Debentures | -2% ₹25 Cr 2,500,000 07.15 KL Sdl 2027
Sovereign Bonds | -2% ₹25 Cr 2,500,000 8. HDFC Low Duration Fund
CAGR/Annualized return of 7.1% since its launch. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.1% . HDFC Low Duration Fund
Growth Launch Date 18 Nov 99 NAV (21 Feb 25) ₹56.0463 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹18,138 on 31 Jan 25 Category Debt - Low Duration AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 1.03 Sharpe Ratio 1.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.89% Effective Maturity 1 Year 10 Months 28 Days Modified Duration 10 Months 15 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,778 31 Jan 22 ₹11,182 31 Jan 23 ₹11,653 31 Jan 24 ₹12,492 31 Jan 25 ₹13,412 Returns for HDFC Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.6% 3 Month 1.6% 6 Month 3.4% 1 Year 7.4% 3 Year 6.3% 5 Year 6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 7% 2021 4.1% 2020 3.7% 2019 8.1% 2018 8% 2017 6.5% 2016 6.4% 2015 8.6% 2014 7.7% Fund Manager information for HDFC Low Duration Fund
Name Since Tenure Anupam Joshi 27 Oct 15 9.27 Yr. Praveen Jain 6 Oct 22 2.32 Yr. Dhruv Muchhal 22 Jun 23 1.61 Yr. Data below for HDFC Low Duration Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 15.29% Debt 84.44% Other 0.28% Debt Sector Allocation
Sector Value Corporate 66.51% Government 23.22% Cash Equivalent 9.58% Credit Quality
Rating Value AA 8.62% AAA 91.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.93% Govt Stock 2033
Sovereign Bonds | -7% ₹1,286 Cr 125,000,000 7.59% Govt Stock 2031
Sovereign Bonds | -3% ₹520 Cr 51,250,000 Titan Company Limited
Debentures | -3% ₹500 Cr 50,000 7.3% Govt Stock 2028
Sovereign Bonds | -3% ₹497 Cr 49,500,000 Hdb Financial Services Limited
Debentures | -2% ₹450 Cr 45,000 Aditya Birla Renewables Limited
Debentures | -2% ₹400 Cr 40,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹374 Cr 3,750 Power Finance Corporation Ltd.
Debentures | -2% ₹324 Cr 32,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹299 Cr 3,000 Power Finance Corporation Limited
Debentures | -2% ₹274 Cr 2,750 9. Mirae Asset Savings Fund
CAGR/Annualized return of 4.7% since its launch. Ranked 84 in Low Duration category. Return for 2024 was 7.4% , 2023 was 6.6% and 2022 was 4% . Mirae Asset Savings Fund
Growth Launch Date 5 Mar 08 NAV (21 Feb 25) ₹2,194.45 ↑ 0.40 (0.02 %) Net Assets (Cr) ₹1,393 on 31 Jan 25 Category Debt - Low Duration AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆ Risk Moderately Low Expense Ratio 0.72 Sharpe Ratio 1.61 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 1 Year 21 Days Modified Duration 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,613 31 Jan 22 ₹10,957 31 Jan 23 ₹11,416 31 Jan 24 ₹12,183 31 Jan 25 ₹13,079 Returns for Mirae Asset Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 7.4% 3 Year 6.2% 5 Year 5.5% 10 Year 15 Year Since launch 4.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 6.6% 2021 4% 2020 3.1% 2019 6.7% 2018 5.8% 2017 6.6% 2016 5.8% 2015 6.9% 2014 7% Fund Manager information for Mirae Asset Savings Fund
Name Since Tenure Basant Bafna 1 Feb 24 1 Yr. Data below for Mirae Asset Savings Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 33.24% Debt 66.53% Other 0.23% Debt Sector Allocation
Sector Value Corporate 61.92% Government 21.87% Cash Equivalent 15.99% Credit Quality
Rating Value AA 3.72% AAA 96.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 DTB 04122025
Sovereign Bonds | -5% ₹71 Cr 7,500,000 Rec Limited
Debentures | -4% ₹60 Cr 6,000,000
↑ 2,500,000 7.93% Govt Stock 2033
Sovereign Bonds | -4% ₹51 Cr 5,000,000 HDFC Bank Limited
Debentures | -3% ₹48 Cr 4,800,000 Power Finance Corporation Limited
Debentures | -3% ₹45 Cr 4,500,000 LIC Housing Finance Ltd
Debentures | -3% ₹45 Cr 4,500,000
↓ -2,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹40 Cr 4,000,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹39 Cr 3,925,000
↓ -5,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹35 Cr 3,500,000 Small Industries Development Bank Of India
Debentures | -2% ₹30 Cr 3,000,000
How to Invest in Low Duration Funds Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved