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Fincash » Mutual Funds » Best Mid-Long Duration Funds

Best Medium to Long Duration Funds 2024

Updated on December 16, 2024 , 1951 views

Are looking to invest money between 4 to 7 years, but don’t want Market Volatility to affect your investment? Then here’s a fund that you need to look at. Medium to Long Duration Funds is a type of debt funds that have a Macaulay duration of between 4 to 7 years. So, if you want to earn optimal returns out of your wealth over the mid to long run, then medium to long duration funds can be an ideal fund for you.

Medium to Long Duration Mutual Funds Overview

Medium to Long Duration Funds invests in the debt and money market instruments that have an average maturity of between 4 to 7 years (Macaulay duration). These funds may provide better returns, but can be more sensitive to interest rate changes. When the interest rate rises the bond price falls and vice-versa. As such debt funds are exposed to interest rate fluctuations, it disturbs the prices of the Underlying Bonds in the fund Portfolio.

med-long-duration-funds

Investors who want to invest in medium to long duration funds should be able to tolerate some level of risk, as such debt funds are not completely risk-free. Debt funds have a choice of various maturity schemes ranging from low duration, short duration, medium duration, medium-to-long duration and long duration funds. To make the best out of their investments in debt funds, investors need to decide investment based on their maturity period. Like said, if you are looking at the time frame of one-year Investment plan, then, a short duration Debt fund can ideally suit.

Taxation in Debt Mutual Funds

Tax implication on debt funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

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Top 11 Best Performing Medium to Long Duration Funds FY 24 - 25

Fund3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
HDFC Income Fund Growth 1.44.29.25.26.17.09%6Y 8M 16D11Y 4M 17D
LIC MF Bond Fund Growth 1.74.79.16.16.57.13%6Y 8Y 1M 10D
ICICI Prudential Bond Fund Growth 1.84.58.66.37.77.29%4Y 10M 13D7Y 8M 19D
UTI Bond Fund Growth 1.64.38.68.26.47.32%6Y 4M 2D9Y 7M 24D
Kotak Bond Fund Growth 1.44.18.55.46.87.04%6Y 7D11Y 8M 1D
Aditya Birla Sun Life Income Fund Growth 1.64.38.55.76.67.27%6Y 6M 14D15Y 2M 1D
SBI Magnum Income Fund Growth 1.54.18.36.17.27.53%5Y 11M 16D13Y 1M 10D
Nippon India Income Fund Growth 1.248.266.86.98%6Y 8M 23D11Y 11M 5D
Canara Robeco Income Fund  Growth 1.23.77.74.85.66.92%6Y 1M 10D11Y 11M 21D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Dec 24

1. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 29 in Medium to Long term category.  Return for 2023 was 6.1% , 2022 was 0.9% and 2021 was 2.1% .

Below is the key information for HDFC Income Fund

HDFC Income Fund
Growth
Launch Date 11 Sep 00
NAV (18 Dec 24) ₹55.8097 ↑ 0.04   (0.07 %)
Net Assets (Cr) ₹864 on 31 Oct 24
Category Debt - Medium to Long term
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.53
Sharpe Ratio 1.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.09%
Effective Maturity 11 Years 4 Months 17 Days
Modified Duration 6 Years 8 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,898
30 Nov 21₹11,207
30 Nov 22₹11,265
30 Nov 23₹11,831
30 Nov 24₹12,985

HDFC Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24

DurationReturns
1 Month 0.9%
3 Month 1.4%
6 Month 4.2%
1 Year 9.2%
3 Year 5.2%
5 Year 5.6%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.1%
2022 0.9%
2021 2.1%
2020 9.3%
2019 8.7%
2018 3.6%
2017 1.3%
2016 14.5%
2015 5.3%
2014 15.7%
Fund Manager information for HDFC Income Fund
NameSinceTenure
Shobhit Mehrotra11 Sep 0717.24 Yr.
Dhruv Muchhal22 Jun 231.45 Yr.

Data below for HDFC Income Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash3.57%
Debt96.18%
Other0.24%
Debt Sector Allocation
SectorValue
Government83.97%
Corporate11.74%
Cash Equivalent3.57%
Securitized0.46%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
20%₹174 Cr17,000,000
7.41% Govt Stock 2036
Sovereign Bonds | -
12%₹104 Cr10,000,000
7.54% Govt Stock 2036
Sovereign Bonds | -
12%₹100 Cr9,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
9%₹77 Cr7,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
7%₹61 Cr6,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹29 Cr2,879,300
Ntpc Limited
Debentures | -
3%₹26 Cr250
7.98% Govt Stock 2031
Sovereign Bonds | -
3%₹26 Cr2,500,000
7.53% Govt Stock 2034
Sovereign Bonds | -
3%₹25 Cr2,500,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -
3%₹25 Cr2,500

2. LIC MF Bond Fund

LIC MF Bond Fund is an open-ended debt scheme, which will endeavor to generate an attractive return for its investors by investing in a portfolio of quality debt securities and money market instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

LIC MF Bond Fund is a Debt - Medium to Long term fund was launched on 15 Sep 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Return for 2023 was 6.5% , 2022 was 2.8% and 2021 was 1.3% .

Below is the key information for LIC MF Bond Fund

LIC MF Bond Fund
Growth
Launch Date 15 Sep 99
NAV (18 Dec 24) ₹69.1978 ↑ 0.11   (0.16 %)
Net Assets (Cr) ₹181 on 31 Oct 24
Category Debt - Medium to Long term
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.04
Sharpe Ratio 1.64
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.13%
Effective Maturity 8 Years 1 Month 10 Days
Modified Duration 6 Years

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,843
30 Nov 21₹11,033
30 Nov 22₹11,286
30 Nov 23₹11,951
30 Nov 24₹13,078

LIC MF Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for LIC MF Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24

DurationReturns
1 Month 0.8%
3 Month 1.7%
6 Month 4.7%
1 Year 9.1%
3 Year 6.1%
5 Year 5.8%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.5%
2022 2.8%
2021 1.3%
2020 8.8%
2019 9.7%
2018 4.9%
2017 2.2%
2016 12.3%
2015 5.6%
2014 12.4%
Fund Manager information for LIC MF Bond Fund
NameSinceTenure
Marzban Irani10 Aug 168.32 Yr.
Pratik Shroff26 Sep 231.18 Yr.

Data below for LIC MF Bond Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash3.08%
Debt96.65%
Other0.26%
Debt Sector Allocation
SectorValue
Government85.27%
Corporate11.39%
Cash Equivalent3.08%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
07.70 MH Sgs 2033
Sovereign Bonds | -
23%₹42 Cr4,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
20%₹36 Cr3,500,000
07.80 GJ Sdl 2032
Sovereign Bonds | -
15%₹27 Cr2,500,000
07.64 MH Sgs 2032
Sovereign Bonds | -
9%₹16 Cr1,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
7%₹13 Cr1,250,000
07.71 MH Sdl 2033
Sovereign Bonds | -
7%₹13 Cr1,250,000
HDFC Bank Limited
Debentures | -
6%₹11 Cr100
Reliance Utilities And Power Private Limited
Debentures | -
6%₹10 Cr1,000
06.95 GJ Sdl 2031
Sovereign Bonds | -
3%₹5 Cr500,000
07.72 MH Sdl 2034
Sovereign Bonds | -
2%₹3 Cr300,000

3. ICICI Prudential Bond Fund

(Erstwhile ICICI Prudential Income Opportunities Fund)

ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities

ICICI Prudential Bond Fund is a Debt - Medium to Long term fund was launched on 18 Aug 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 19 in Medium to Long term category.  Return for 2023 was 7.7% , 2022 was 3.1% and 2021 was 2.9% .

Below is the key information for ICICI Prudential Bond Fund

ICICI Prudential Bond Fund
Growth
Launch Date 18 Aug 08
NAV (18 Dec 24) ₹38.3877 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹2,952 on 31 Oct 24
Category Debt - Medium to Long term
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.11
Sharpe Ratio 1.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-6 Months (1%),6 Months and above(NIL)
Yield to Maturity 7.29%
Effective Maturity 7 Years 8 Months 19 Days
Modified Duration 4 Years 10 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹11,130
30 Nov 21₹11,502
30 Nov 22₹11,801
30 Nov 23₹12,610
30 Nov 24₹13,776

ICICI Prudential Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24

DurationReturns
1 Month 0.8%
3 Month 1.8%
6 Month 4.5%
1 Year 8.6%
3 Year 6.3%
5 Year 6.8%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.7%
2022 3.1%
2021 2.9%
2020 11.5%
2019 10.9%
2018 4.6%
2017 5.3%
2016 11.3%
2015 8.5%
2014 14.5%
Fund Manager information for ICICI Prudential Bond Fund
NameSinceTenure
Darshil Dedhia22 Jan 240.86 Yr.
Rohit Lakhotia12 Jun 231.47 Yr.

Data below for ICICI Prudential Bond Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash9.49%
Debt90.25%
Other0.26%
Debt Sector Allocation
SectorValue
Government58.63%
Corporate34.11%
Cash Equivalent7%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
42%₹1,247 Cr122,681,600
↑ 4,500,000
7.93% Govt Stock 2033
Sovereign Bonds | -
7%₹214 Cr20,700,000
↓ -7,750,000
LIC Housing Finance Limited
Debentures | -
5%₹162 Cr1,600
HDFC Bank Limited
Debentures | -
5%₹134 Cr13,200
Summit Digitel Infrastructure Ltd
Debentures | -
4%₹118 Cr11,650
HDFC Bank Limited
Debentures | -
4%₹106 Cr1,100
7.02% Govt Stock 2031
Sovereign Bonds | -
3%₹81 Cr8,000,000
Pipeline Infrastructure Private Limited
Debentures | -
3%₹75 Cr7,400
7.18% Govt Stock 2033
Sovereign Bonds | -
2%₹66 Cr6,478,460
LIC Housing Finance Ltd
Debentures | -
2%₹55 Cr550

4. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2023 was 6.4% , 2022 was 9.9% and 2021 was 9.4% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (18 Dec 24) ₹70.3721 ↑ 0.03   (0.05 %)
Net Assets (Cr) ₹313 on 31 Oct 24
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.62
Sharpe Ratio 1.24
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.32%
Effective Maturity 9 Years 7 Months 24 Days
Modified Duration 6 Years 4 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,096
30 Nov 21₹11,098
30 Nov 22₹12,139
30 Nov 23₹12,818
30 Nov 24₹13,994

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24

DurationReturns
1 Month 0.9%
3 Month 1.6%
6 Month 4.3%
1 Year 8.6%
3 Year 8.2%
5 Year 7.2%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.4%
2022 9.9%
2021 9.4%
2020 1.1%
2019 -5.8%
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Sunil Patil17 Apr 231.63 Yr.

Data below for UTI Bond Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash2.11%
Debt97.64%
Other0.25%
Debt Sector Allocation
SectorValue
Government59.31%
Corporate38.33%
Cash Equivalent2.11%
Credit Quality
RatingValue
AA11.48%
AAA88.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Government Of India 6.92%
Sovereign Bonds | -
56%₹176 Cr1,750,000,000
↑ 1,550,000,000
LIC Housing Finance Limited
Debentures | -
8%₹25 Cr250
Hdb Financial Services Ltd.
Debentures | -
8%₹25 Cr250
Jamnagar Utilities And Power Private Limited
Debentures | -
6%₹20 Cr2,000
Aditya Birla Renewables Limited
Debentures | -
5%₹15 Cr1,500
Cholamandalam Investment And Finance Company Limited
Debentures | -
5%₹15 Cr1,500
INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -
5%₹15 Cr15
07.78 RJ Sdl 2033
Sovereign Bonds | -
2%₹5 Cr50,000,000
07.74 MH Sgs 2033
Sovereign Bonds | -
2%₹5 Cr50,000,000
Mankind Pharma Ltd
Debentures | -
2%₹5 Cr500

5. Kotak Bond Fund

(Erstwhile Kotak Bond Regular Plan Growth)

To create a portfolio of debt and money market instruments of different maturities so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized

Kotak Bond Fund is a Debt - Medium to Long term fund was launched on 25 Nov 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 32 in Medium to Long term category.  Return for 2023 was 6.8% , 2022 was 1.7% and 2021 was 2.4% .

Below is the key information for Kotak Bond Fund

Kotak Bond Fund
Growth
Launch Date 25 Nov 99
NAV (18 Dec 24) ₹73.8065 ↑ 0.03   (0.04 %)
Net Assets (Cr) ₹2,221 on 31 Oct 24
Category Debt - Medium to Long term
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.77
Sharpe Ratio 1.32
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-3 Months (0.2%),3 Months and above(NIL)
Yield to Maturity 7.04%
Effective Maturity 11 Years 8 Months 1 Day
Modified Duration 6 Years 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹11,147
30 Nov 21₹11,579
30 Nov 22₹11,718
30 Nov 23₹12,391
30 Nov 24₹13,508

Kotak Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24

DurationReturns
1 Month 0.8%
3 Month 1.4%
6 Month 4.1%
1 Year 8.5%
3 Year 5.4%
5 Year 6.5%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 1.7%
2021 2.4%
2020 12.3%
2019 10.3%
2018 5.2%
2017 0.9%
2016 14.3%
2015 4.6%
2014 15.1%
Fund Manager information for Kotak Bond Fund
NameSinceTenure
Abhishek Bisen15 Apr 0816.64 Yr.

Data below for Kotak Bond Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash16.73%
Equity0.36%
Debt82.65%
Other0.25%
Debt Sector Allocation
SectorValue
Government70.07%
Corporate18.61%
Cash Equivalent10.7%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
20%₹409 Cr40,038,680
↓ -4,500,000
7.32% Govt Stock 2030
Sovereign Bonds | -
10%₹200 Cr19,500,000
↑ 5,000,000
7.25% Govt Stock 2063
Sovereign Bonds | -
7%₹147 Cr14,250,000
7.02% Govt Stock 2031
Sovereign Bonds | -
7%₹143 Cr14,142,400
7.93% Govt Stock 2033
Sovereign Bonds | -
6%₹114 Cr11,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
6%₹113 Cr10,929,820
7.37% Govt Stock 2028
Sovereign Bonds | -
5%₹102 Cr10,000,000
HDFC Bank Limited
Debentures | -
4%₹76 Cr7,500
7.23% Govt Stock 2039
Sovereign Bonds | -
3%₹51 Cr5,000,000
Power Finance Corporation Limited
Debentures | -
3%₹51 Cr510,900

6. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Aditya Birla Sun Life Income Fund is a Debt - Medium to Long term fund was launched on 21 Oct 95. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 26 in Medium to Long term category.  Return for 2023 was 6.6% , 2022 was 2.4% and 2021 was 4% .

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund
Growth
Launch Date 21 Oct 95
NAV (18 Dec 24) ₹120.677 ↑ 0.06   (0.05 %)
Net Assets (Cr) ₹2,181 on 31 Oct 24
Category Debt - Medium to Long term
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.03
Sharpe Ratio 1.4
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.27%
Effective Maturity 15 Years 2 Months 1 Day
Modified Duration 6 Years 6 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹11,223
30 Nov 21₹11,721
30 Nov 22₹11,948
30 Nov 23₹12,635
30 Nov 24₹13,774

Aditya Birla Sun Life Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24

DurationReturns
1 Month 0.9%
3 Month 1.6%
6 Month 4.3%
1 Year 8.5%
3 Year 5.7%
5 Year 6.9%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.6%
2022 2.4%
2021 4%
2020 12.8%
2019 9.5%
2018 5.1%
2017 2.8%
2016 14.4%
2015 4.6%
2014 16%
Fund Manager information for Aditya Birla Sun Life Income Fund
NameSinceTenure
Bhupesh Bameta6 Aug 204.32 Yr.

Data below for Aditya Birla Sun Life Income Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash5.49%
Debt94.28%
Other0.23%
Debt Sector Allocation
SectorValue
Government59.68%
Corporate34.6%
Cash Equivalent5.49%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
19%₹424 Cr40,894,600
↑ 8,212,400
7.18% Govt Stock 2037
Sovereign Bonds | -
12%₹263 Cr25,793,050
7.18% Govt Stock 2033
Sovereign Bonds | -
5%₹104 Cr10,244,600
↑ 5,000,000
Small Industries Development Bank Of India
Debentures | -
4%₹85 Cr850
7.25% Govt Stock 2063
Sovereign Bonds | -
4%₹78 Cr7,606,100
7.09% Govt Stock 2054
Sovereign Bonds | -
3%₹75 Cr7,500,000
↑ 7,000,000
Small Industries Development Bank Of India
Debentures | -
3%₹75 Cr750
↑ 250
7.26% Govt Stock 2033
Sovereign Bonds | -
3%₹66 Cr6,500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
3%₹63 Cr6,079,750
↓ -6,000,000
LIC Housing Finance Ltd
Debentures | -
3%₹61 Cr600

7. SBI Magnum Income Fund

To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities.

SBI Magnum Income Fund is a Debt - Medium to Long term fund was launched on 25 Nov 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Medium to Long term category.  Return for 2023 was 7.2% , 2022 was 3% and 2021 was 3.6% .

Below is the key information for SBI Magnum Income Fund

SBI Magnum Income Fund
Growth
Launch Date 25 Nov 98
NAV (18 Dec 24) ₹67.7913 ↑ 0.04   (0.06 %)
Net Assets (Cr) ₹1,805 on 31 Oct 24
Category Debt - Medium to Long term
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.46
Sharpe Ratio 1.15
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.53%
Effective Maturity 13 Years 1 Month 10 Days
Modified Duration 5 Years 11 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹11,289
30 Nov 21₹11,740
30 Nov 22₹12,043
30 Nov 23₹12,849
30 Nov 24₹13,958

SBI Magnum Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Magnum Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24

DurationReturns
1 Month 0.7%
3 Month 1.5%
6 Month 4.1%
1 Year 8.3%
3 Year 6.1%
5 Year 7.1%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.2%
2022 3%
2021 3.6%
2020 11.6%
2019 11.7%
2018 4.7%
2017 5.7%
2016 13.4%
2015 6%
2014 12.4%
Fund Manager information for SBI Magnum Income Fund
NameSinceTenure
Lokesh Mallya1 Dec 231 Yr.
Pradeep Kesavan1 Dec 231 Yr.
Adesh Sharma1 Dec 231 Yr.

Data below for SBI Magnum Income Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash16.59%
Debt83.16%
Other0.26%
Debt Sector Allocation
SectorValue
Government45.67%
Corporate37.49%
Cash Equivalent16.59%
Credit Quality
RatingValue
AA40.19%
AAA59.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.23% Govt Stock 2039
Sovereign Bonds | -
16%₹284 Cr27,500,000
7.34% Govt Stock 2064
Sovereign Bonds | -
16%₹281 Cr27,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
9%₹158 Cr15,500,000
7.25% Govt Stock 2063
Sovereign Bonds | -
6%₹103 Cr10,000,000
Torrent Power Limited
Debentures | -
4%₹77 Cr7,500
Godrej Properties Limited
Debentures | -
4%₹75 Cr7,500
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
4%₹74 Cr7,500
Indostar Capital Finance Ltd.
Debentures | -
3%₹59 Cr5,900
Avanse Financial Services Ltd.
Debentures | -
3%₹55 Cr5,500
Jm Financial Credit Solutions Limited
Debentures | -
3%₹50 Cr5,000

8. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Income Fund is a Debt - Medium to Long term fund was launched on 1 Jan 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 28 in Medium to Long term category.  Return for 2023 was 6.8% , 2022 was 3.3% and 2021 was 1.2% .

Below is the key information for Nippon India Income Fund

Nippon India Income Fund
Growth
Launch Date 1 Jan 98
NAV (18 Dec 24) ₹86.2314 ↑ 0.04   (0.05 %)
Net Assets (Cr) ₹395 on 31 Oct 24
Category Debt - Medium to Long term
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.43
Sharpe Ratio 1.14
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 6.98%
Effective Maturity 11 Years 11 Months 5 Days
Modified Duration 6 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹11,030
30 Nov 21₹11,275
30 Nov 22₹11,551
30 Nov 23₹12,225
30 Nov 24₹13,322

Nippon India Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24

DurationReturns
1 Month 0.8%
3 Month 1.2%
6 Month 4%
1 Year 8.2%
3 Year 6%
5 Year 6.2%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 3.3%
2021 1.2%
2020 10.5%
2019 11.4%
2018 6.1%
2017 2.4%
2016 13.8%
2015 5.1%
2014 14.8%
Fund Manager information for Nippon India Income Fund
NameSinceTenure
Vivek Sharma1 Feb 204.84 Yr.
Kinjal Desai25 May 186.53 Yr.

Data below for Nippon India Income Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash9.47%
Debt90.31%
Other0.22%
Debt Sector Allocation
SectorValue
Government80.17%
Corporate10.14%
Cash Equivalent9.47%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
21%₹82 Cr8,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
13%₹51 Cr5,000,000
↓ -1,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
13%₹50 Cr5,000,000
7.1% Govt Stock 2029
Sovereign Bonds | -
10%₹41 Cr4,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
7%₹26 Cr2,500,000
7.32% Govt Stock 2030
Sovereign Bonds | -
7%₹26 Cr2,500,000
7.1% Govt Stock 2034
Sovereign Bonds | -
6%₹26 Cr2,500,000
Small Industries Development Bank Of India
Debentures | -
6%₹25 Cr2,500
LIC Housing Finance Ltd
Debentures | -
4%₹15 Cr150
National Bank For Agriculture And Rural Development
Debentures | -
3%₹10 Cr1,000

9. Canara Robeco Income Fund 

(Erstwhile Canara Robeco Income)

To generate income through investment in debt and money market securities of different maturity and issuers of different risk profiles. However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Income Fund  is a Debt - Medium to Long term fund was launched on 19 Sep 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Return for 2023 was 5.6% , 2022 was 1.6% and 2021 was 1.9% .

Below is the key information for Canara Robeco Income Fund 

Canara Robeco Income Fund 
Growth
Launch Date 19 Sep 02
NAV (18 Dec 24) ₹53.5039 ↑ 0.03   (0.06 %)
Net Assets (Cr) ₹120 on 31 Oct 24
Category Debt - Medium to Long term
AMC Canara Robeco Asset Management Co. Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 1.88
Sharpe Ratio 0.9
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 6.92%
Effective Maturity 11 Years 11 Months 21 Days
Modified Duration 6 Years 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,952
30 Nov 21₹11,239
30 Nov 22₹11,350
30 Nov 23₹11,886
30 Nov 24₹12,882

Canara Robeco Income Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Canara Robeco Income Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24

DurationReturns
1 Month 0.8%
3 Month 1.2%
6 Month 3.7%
1 Year 7.7%
3 Year 4.8%
5 Year 5.4%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 5.6%
2022 1.6%
2021 1.9%
2020 10.1%
2019 10.3%
2018 5.2%
2017 3.5%
2016 12.7%
2015 5.6%
2014 13.9%
Fund Manager information for Canara Robeco Income Fund 
NameSinceTenure
Avnish Jain25 Jun 1410.44 Yr.
Kunal Jain18 Jul 222.37 Yr.

Data below for Canara Robeco Income Fund  as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash8.81%
Debt90.91%
Other0.27%
Debt Sector Allocation
SectorValue
Government86.78%
Cash Equivalent8.81%
Corporate4.14%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.3% Govt Stock 2053
Sovereign Bonds | -
17%₹21 Cr2,000,000
7.93% Govt Stock 2033
Sovereign Bonds | -
13%₹15 Cr1,500,000
↑ 1,000,000
7.23% Govt Stock 2039
Sovereign Bonds | -
9%₹10 Cr1,000,000
7.32% Govt Stock 2030
Sovereign Bonds | -
9%₹10 Cr1,000,000
7.18% Govt Stock 2037
Sovereign Bonds | -
9%₹10 Cr1,000,000
7.04% Govt Stock 2029
Sovereign Bonds | -
8%₹10 Cr1,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
8%₹10 Cr1,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
6%₹8 Cr750,000
↓ -250,000
7.34% Govt Stock 2064
Sovereign Bonds | -
4%₹5 Cr500,000
Hdb Financial Services Limited
Debentures | -
4%₹5 Cr50

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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