Table of Contents
9 Best SIP Plans for 1 Year Investment 2024
Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined Investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Why Invest in a SIP?
SIP investment in Mutual Funds is the most convenient way to inculcate the habit of saving. Too often the youngest generation of earning people do not save much. To have a Systematic Investment Plan one does not require a massive amount of investing as the starting amount is as low as Rs 500, and some funds even offer SIP for INR 100 monthly. From an early age, one can get into the habit of making their savings as a form of investment. SIP, thereby sets aside a fixed amount to be saved during each month. Systematic Investment Plans are therefore one of the most important tools of smart investing.
SIP’s help you prepare for your Financial goals in a hassle-free manner. Having a SIP is extremely convenient as the Mutual Funds require the paperwork to be done only one time after which the monthly amounts are debited from the Bank account directly without intervention. As a result, SIP’s do not require the efforts required by other investments & savings options.
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Best SIP Plans for 1 Year Investment in FY 24 - 25
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹520.59
↑ 0.11 ₹12,417 1,000 1.9 3.7 7.7 6.4 7.2 7.78% 5M 19D 7M 24D BOI AXA Liquid Fund Growth ₹2,870.22
↑ 0.55 ₹1,531 1,000 1.8 3.6 7.5 6.3 7 7.07% 1M 28D 1M 28D ICICI Prudential Ultra Short Term Fund Growth ₹26.3725
↑ 0.01 ₹13,590 1,000 1.8 3.6 7.5 6.1 6.9 7.6% 4M 28D 5M 12D LIC MF Liquid Fund Growth ₹4,510.21
↑ 0.85 ₹8,924 1,000 1.8 3.6 7.4 6.1 7 7.94% 1M 27D 1M 27D Invesco India Ultra Short Term Fund Growth ₹2,569.46
↑ 0.61 ₹1,008 1,000 1.7 3.5 7.4 5.8 6.6 7.54% 5M 2D 5M 9D ICICI Prudential Liquid Fund Growth ₹369.169
↑ 0.07 ₹46,303 99 1.8 3.5 7.4 6.2 7 7.19% 1M 26D 2M 1D Indiabulls Liquid Fund Growth ₹2,410.47
↑ 0.45 ₹190 500 1.8 3.5 7.4 6 6.8 7.12% 1M 29D Mirae Asset Cash Management Fund Growth ₹2,614.88
↑ 0.49 ₹10,349 1,000 1.8 3.6 7.4 6.2 7 7.12% 1M 24D 1M 25D Nippon India Liquid Fund Growth ₹6,085.74
↑ 1.16 ₹26,469 100 1.7 3.5 7.4 6.1 7 7.23% 1M 27D 2M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Oct 24
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on (Erstwhile Invesco India Medium Term Bond Fund) The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a Below is the key information for Invesco India Ultra Short Term Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (29 Oct 24) ₹520.59 ↑ 0.11 (0.02 %) Net Assets (Cr) ₹12,417 on 30 Sep 24 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 2.09 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.78% Effective Maturity 7 Months 24 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,751 30 Sep 21 ₹11,218 30 Sep 22 ₹11,671 30 Sep 23 ₹12,497 30 Sep 24 ₹13,441 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.7% 1 Year 7.7% 3 Year 6.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.29 Yr. Kaustubh Gupta 15 Jul 11 13.22 Yr. Monika Gandhi 22 Mar 21 3.53 Yr. Dhaval Joshi 21 Nov 22 1.86 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 29.3% Debt 70.39% Other 0.31% Debt Sector Allocation
Sector Value Corporate 68.33% Government 16.12% Cash Equivalent 15.23% Credit Quality
Rating Value AA 23.73% AAA 76.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank 7.83%
Debentures | -7% ₹820 Cr 82,000 Rural Electrification Corporation Limited
Debentures | -4% ₹500 Cr 50,000 Shriram Finance Company Limited
Debentures | -4% ₹500 Cr 50,000
↑ 40,000 Nirma Limited
Debentures | -4% ₹500 Cr 50,000 National Housing Bank 7.78%
Debentures | -3% ₹400 Cr 40,000 Tata Realty And Infrastructure Limited
Debentures | -3% ₹360 Cr 36,000 Bharti Telecom Limited
Debentures | -3% ₹325 Cr 3,250 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹300 Cr 30,000 7.72% Govt Stock 2028
Sovereign Bonds | -2% ₹291 Cr 29,000,000 Nirma Limited 8.3%
Debentures | -2% ₹250 Cr 25,000 2. BOI AXA Liquid Fund
CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (29 Oct 24) ₹2,870.22 ↑ 0.55 (0.02 %) Net Assets (Cr) ₹1,531 on 30 Sep 24 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.1 Sharpe Ratio 3.95 Information Ratio -1.55 Alpha Ratio -0.07 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.07% Effective Maturity 1 Month 28 Days Modified Duration 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,465 30 Sep 21 ₹10,795 30 Sep 22 ₹11,243 30 Sep 23 ₹12,020 30 Sep 24 ₹12,914 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.5% 3 Year 6.3% 5 Year 5.3% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% 2014 9% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 3.13 Yr. Data below for BOI AXA Liquid Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 99.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 45.52% Corporate 44.56% Government 9.68% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹99 Cr 10,000,000
↑ 10,000,000 Punjab National Bank
Certificate of Deposit | -5% ₹74 Cr 7,500,000 Canara Bank
Certificate of Deposit | -5% ₹74 Cr 7,500,000 HDFC Bank Limited
Certificate of Deposit | -5% ₹74 Cr 7,500,000
↑ 2,500,000 91 DTB 07112024
Sovereign Bonds | -4% ₹54 Cr 5,398,100 Axis Securities Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹50 Cr 5,000,000 91 Day T-Bill 15.11.24
Sovereign Bonds | -3% ₹50 Cr 5,000,000 Punjab National Bank
Certificate of Deposit | -3% ₹50 Cr 5,000,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 3. ICICI Prudential Ultra Short Term Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2023 was 6.9% , 2022 was 4.5% and 2021 was 4% . ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (29 Oct 24) ₹26.3725 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹13,590 on 15 Oct 24 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.86 Sharpe Ratio 1.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.6% Effective Maturity 5 Months 12 Days Modified Duration 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,732 30 Sep 21 ₹11,208 30 Sep 22 ₹11,642 30 Sep 23 ₹12,435 30 Sep 24 ₹13,349 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.5% 3 Year 6.1% 5 Year 5.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% 2014 14.8% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 7.88 Yr. Ritesh Lunawat 15 Jun 17 7.3 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 15 Oct 24
Asset Allocation
Asset Class Value Cash 58.45% Debt 41.31% Other 0.25% Debt Sector Allocation
Sector Value Corporate 60.73% Cash Equivalent 27.59% Government 10.69% Securitized 0.75% Credit Quality
Rating Value AA 10.99% AAA 89.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days T - Bill- 06/02/2025
Sovereign Bonds | -3% ₹391 Cr 40,000,000
↑ 40,000,000 364 DTB 13032025
Sovereign Bonds | -3% ₹389 Cr 40,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹372 Cr 3,750 Bharti Telecom Limited
Debentures | -2% ₹326 Cr 32,500 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹297 Cr 3,000 India (Republic of)
- | -2% ₹296 Cr 30,000,000 HDFC Bank Ltd.
Debentures | -2% ₹292 Cr 6,000 Indusind Bank Ltd.
Debentures | -2% ₹244 Cr 5,000 Rural Electrification Corporation Limited
Debentures | -2% ₹235 Cr 2,350 Indusind Bank Ltd.
Debentures | -2% ₹219 Cr 4,500 4. LIC MF Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 25 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.7% and 2021 was 3.3% . LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (29 Oct 24) ₹4,510.21 ↑ 0.85 (0.02 %) Net Assets (Cr) ₹8,924 on 30 Sep 24 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.24 Sharpe Ratio 2.93 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.94% Effective Maturity 1 Month 27 Days Modified Duration 1 Month 27 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,488 30 Sep 21 ₹10,823 30 Sep 22 ₹11,251 30 Sep 23 ₹12,014 30 Sep 24 ₹12,903 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.4% 3 Year 6.1% 5 Year 5.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.7% 2021 3.3% 2020 4.3% 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% 2015 8.4% 2014 9% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 9 Yr. Data below for LIC MF Liquid Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 99.7% Other 0.3% Debt Sector Allocation
Sector Value Cash Equivalent 58.98% Corporate 38.49% Government 2.24% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Receivables / (Payables)
Net Current Assets | -12% -₹1,077 Cr 91 DTB 31102024
Sovereign Bonds | -4% ₹398 Cr 40,000,000 91 DTB 28112024
Sovereign Bonds | -4% ₹396 Cr 40,000,000 State Bank Of India
Certificate of Deposit | -4% ₹394 Cr 8,000
↑ 8,000 Punjab National Bank
Certificate of Deposit | -4% ₹346 Cr 7,000 91 DTB 07112024
Sovereign Bonds | -3% ₹298 Cr 30,000,000 91 DTB 15112024
Sovereign Bonds | -3% ₹298 Cr 30,000,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹296 Cr 6,000 Motilal Oswal Financial Services Limited
Commercial Paper | -3% ₹282 Cr 5,700 Punjab National Bank
Domestic Bonds | -3% ₹249 Cr 5,000
↑ 5,000 5. Invesco India Ultra Short Term Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 40 in Ultrashort Bond category. Return for 2023 was 6.6% , 2022 was 4.1% and 2021 was 3% . Invesco India Ultra Short Term Fund
Growth Launch Date 30 Dec 10 NAV (29 Oct 24) ₹2,569.46 ↑ 0.61 (0.02 %) Net Assets (Cr) ₹1,008 on 30 Sep 24 Category Debt - Ultrashort Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.74 Sharpe Ratio 0.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.54% Effective Maturity 5 Months 9 Days Modified Duration 5 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,580 30 Sep 21 ₹10,918 30 Sep 22 ₹11,285 30 Sep 23 ₹12,019 30 Sep 24 ₹12,898 Returns for Invesco India Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 7.4% 3 Year 5.8% 5 Year 5.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.6% 2022 4.1% 2021 3% 2020 5.1% 2019 7.6% 2018 7.3% 2017 7.1% 2016 9.1% 2015 8.3% 2014 10.1% Fund Manager information for Invesco India Ultra Short Term Fund
Name Since Tenure Krishna Cheemalapati 4 Jan 20 4.74 Yr. Vikas Garg 27 Jul 21 3.18 Yr. Data below for Invesco India Ultra Short Term Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 62.07% Debt 37.73% Other 0.21% Debt Sector Allocation
Sector Value Corporate 55.88% Cash Equivalent 35.11% Government 8.8% Credit Quality
Rating Value AA 17.83% AAA 82.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Export Import Bank Of India
Debentures | -3% ₹30 Cr 3,000,000
↑ 3,000,000 Power Grid Corporation Of India Limited
Debentures | -2% ₹25 Cr 2,500,000 Bharti Telecom Limited
Debentures | -2% ₹25 Cr 2,500,000 TATA Steel Limited
Debentures | -2% ₹25 Cr 2,500,000
↑ 1,000,000 Tata Projects Ltd.
Debentures | -2% ₹25 Cr 2,500,000
↑ 2,500,000 LIC Housing Finance Ltd
Debentures | -2% ₹25 Cr 2,500,000
↑ 2,500,000 Bajaj Housing Finance Limited
Debentures | -2% ₹25 Cr 2,500,000
↑ 2,500,000 Muthoot Finance Limited
Debentures | -2% ₹25 Cr 2,500,000 Godrej Industries Limited
Debentures | -2% ₹25 Cr 2,500,000
↑ 1,500,000 182 DTB 28112024
Sovereign Bonds | -2% ₹25 Cr 2,500,000 6. ICICI Prudential Liquid Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% . ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (29 Oct 24) ₹369.169 ↑ 0.07 (0.02 %) Net Assets (Cr) ₹46,303 on 30 Sep 24 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 2.62 Information Ratio -2.96 Alpha Ratio -0.2 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 7.19% Effective Maturity 2 Months 1 Day Modified Duration 1 Month 26 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,487 30 Sep 21 ₹10,818 30 Sep 22 ₹11,250 30 Sep 23 ₹12,017 30 Sep 24 ₹12,902 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 7.4% 3 Year 6.2% 5 Year 5.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.6% 2016 7.7% 2015 8.3% 2014 9.1% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Nikhil Kabra 1 Dec 23 0.84 Yr. Darshil Dedhia 12 Jun 23 1.31 Yr. Data below for ICICI Prudential Liquid Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 64.18% Corporate 33.45% Government 2.14% Credit Quality
Rating Value AA 1.34% AAA 98.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -9% -₹4,150 Cr Punjab National Bank
Certificate of Deposit | -4% ₹1,994 Cr 40,500
↑ 40,500 Govt Stock
Sovereign Bonds | -4% ₹1,739 Cr 174,000,000
↑ 49,000,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹1,488 Cr 30,000 91 DTB 10102024
Sovereign Bonds | -3% ₹1,244 Cr 124,580,000
↓ -2,000,000 Bank Of India
Certificate of Deposit | -3% ₹1,238 Cr 25,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹1,208 Cr 24,500
↑ 24,500 191 DTB 24102024
Sovereign Bonds | -2% ₹1,100 Cr 110,483,500 HDFC Bank Limited
Certificate of Deposit | -2% ₹990 Cr 20,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹990 Cr 20,000 7. Indiabulls Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2023 was 6.8% , 2022 was 4.6% and 2021 was 3.1% . Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (29 Oct 24) ₹2,410.47 ↑ 0.45 (0.02 %) Net Assets (Cr) ₹190 on 30 Sep 24 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 2.39 Information Ratio -3.94 Alpha Ratio -0.21 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.12% Effective Maturity Modified Duration 1 Month 29 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,449 30 Sep 21 ₹10,772 30 Sep 22 ₹11,181 30 Sep 23 ₹11,915 30 Sep 24 ₹12,791 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 7.4% 3 Year 6% 5 Year 5.1% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 4.6% 2021 3.1% 2020 3.9% 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% 2015 8.5% 2014 9.1% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 1.39 Yr. Data below for Indiabulls Liquid Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 99.72% Other 0.28% Debt Sector Allocation
Sector Value Corporate 58.07% Cash Equivalent 40.35% Government 1.3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bank Of Baroda
Certificate of Deposit | -10% ₹20 Cr 2,000,000 ICICI Bank Limited
Certificate of Deposit | -10% ₹20 Cr 2,000,000 Canara Bank
Certificate of Deposit | -10% ₹19 Cr 1,950,000 Punjab National Bank
Certificate of Deposit | -8% ₹15 Cr 1,500,000 191 DTB 12/12/2024
Sovereign Bonds | -8% ₹15 Cr 1,500,000
↑ 1,500,000 Indian Bank
Commercial Paper | -8% ₹15 Cr 1,500,000
↑ 1,500,000 Aditya Birla Finance Limited
Commercial Paper | -7% ₹14 Cr 1,360,000 HDFC Bank Limited
Certificate of Deposit | -7% ₹13 Cr 1,300,000 Power Finance Corporation Limited
Debentures | -5% ₹10 Cr 1,000,000 ICICI Securities Limited
Commercial Paper | -5% ₹10 Cr 1,000,000 8. Mirae Asset Cash Management Fund
CAGR/Annualized return of 6.3% since its launch. Ranked 48 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% . Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (29 Oct 24) ₹2,614.88 ↑ 0.49 (0.02 %) Net Assets (Cr) ₹10,349 on 30 Sep 24 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.15 Sharpe Ratio 2.91 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.12% Effective Maturity 1 Month 25 Days Modified Duration 1 Month 24 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,475 30 Sep 21 ₹10,816 30 Sep 22 ₹11,254 30 Sep 23 ₹12,026 30 Sep 24 ₹12,911 Returns for Mirae Asset Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.4% 3 Year 6.2% 5 Year 5.3% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.6% 2018 7.3% 2017 6.6% 2016 7.2% 2015 7.8% 2014 8.7% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Abhishek Iyer 28 Dec 20 3.76 Yr. Data below for Mirae Asset Cash Management Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 99.75% Other 0.25% Debt Sector Allocation
Sector Value Cash Equivalent 64.18% Corporate 35.57% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Receivables / (Payables)
Net Current Assets | -5% -₹470 Cr 091 D Tbill Mat - 18/10/24
Sovereign Bonds | -3% ₹349 Cr 35,000,000
↑ 15,000,000 Canara Bank
Certificate of Deposit | -3% ₹271 Cr 27,500,000
↑ 27,500,000 191 DTB 24102024
Sovereign Bonds | -2% ₹249 Cr 25,000,000 Ntpc Limited
Commercial Paper | -2% ₹249 Cr 25,000,000
↑ 10,000,000 364 DTB 21112024
Sovereign Bonds | -2% ₹223 Cr 22,500,000 182 DTB 18112024
Sovereign Bonds | -2% ₹223 Cr 22,500,000
↑ 12,500,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹199 Cr 20,000,000 Reliance Jio Infocomm Limited
Commercial Paper | -2% ₹199 Cr 20,000,000 91 Day T-Bill 15.11.24
Sovereign Bonds | -2% ₹198 Cr 20,000,000 9. Nippon India Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 11 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% . Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (29 Oct 24) ₹6,085.74 ↑ 1.16 (0.02 %) Net Assets (Cr) ₹26,469 on 30 Sep 24 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 2.32 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.23% Effective Maturity 2 Months 2 Days Modified Duration 1 Month 27 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,488 30 Sep 21 ₹10,817 30 Sep 22 ₹11,250 30 Sep 23 ₹12,017 30 Sep 24 ₹12,897 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 7.4% 3 Year 6.1% 5 Year 5.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.3% 2014 9.1% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Siddharth Deb 1 Mar 22 2.59 Yr. Kinjal Desai 25 May 18 6.36 Yr. Vikash Agarwal 14 Sep 24 0.05 Yr. Data below for Nippon India Liquid Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 99.73% Other 0.27% Debt Sector Allocation
Sector Value Cash Equivalent 52.82% Corporate 45.04% Government 1.87% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -13% -₹3,377 Cr 91 DTB 21112024
Sovereign Bonds | -7% ₹1,982 Cr 200,000,000 State Bank Of India
Certificate of Deposit | -4% ₹1,037 Cr 21,000
↑ 1,000 Punjab National Bank
Certificate of Deposit | -4% ₹988 Cr 20,000 Canara Bank
Certificate of Deposit | -4% ₹986 Cr 20,000
↑ 20,000 Union Bank of India
Domestic Bonds | -4% ₹984 Cr 20,000
↑ 20,000 6.18% Govt Stock 2024
Sovereign Bonds | -3% ₹850 Cr 85,000,000 Indian Bank
Certificate of Deposit | -3% ₹743 Cr 15,000 Sikka Ports And Terminals Limited
Commercial Paper | -3% ₹743 Cr 15,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹742 Cr 15,000
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FAQs
1. What is the importance of tenure in SIPs?
A: When you select SIPs, the first thing you should consider is the tenure. It is a good idea to check the tenure and then invest because you should not close your investment before completing the tenure. If you do so, you might have to pay the penalty in the form of an exit load.
2. Are one year SIPs good?
A: Yes, one year SIPs is good, especially if you are looking for quick returns. Usually, with the help of one-year SIPs, you can expect ROIs ranging from 4.2% to 6.2% on your investment, depending upon your fund Portfolio.
3. Why should I invest in one-year SIPs?
A: One-year SIPs are useful if you are new to mutual fund investments and are planning to diversify the investment portfolio.
4. Do one year SIPs produce good returns?
A: The one year SIPs have been gaining popularity amongst young investors as these produce good and quick returns. If you want to understand the mutual funds Market, then one year SIPs are a good idea.
5. Do all SIPs produce good returns?
A: SIPs are one of the best ways to diversify your investment portfolio and have been known to produce good returns. It allows you to choose the funds you want to invest and the amount too. You get an opportunity to invest small amounts at regular intervals.
6. Do all SIPs include large-cap stocks?
A: As per the SEBI mandate, SIP investors have to follow the 70:20:10 protocol to protect the investors and the companies. As per this rule, 70% of the equity investment will be in large-cap stocks, 20% in mid-cap stocks, and 10% in small cap stocks. So SIPs diversify investments, and all are not concentrated in just large-cap stocks.
7. Is there a maximum and minimum amount that can be invested in SIP?
A: The minimum amount of money that you can invest in SIP is Rs.500. However, there is no upper limit to investing in SIP. You can plan this with your fund manager.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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