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10 Best Performing SIP Plans for 10, 20 Year Investment 2024

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10 Best SIP Plans for 10, 20 Year Investment 2024

Updated on October 27, 2024 , 231221 views

Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan. SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.

SIP

Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

Why Should you Invest in SIP or Systematic Investment Plan?

Some of the benefits of investing in a SIP are:

Power of Compounding

Systematic Investment Plans also offer the benefit of the Power of Compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in installments, they are compounded, which adds more to the initially invested sum.

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Rupee Cost Averaging

The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock Market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

Affordability

SIPs are a very affordable option for the masses to start savings since the minimum amount required for each installment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a MicroSIP where the ticket size is as low as INR 100.

Risk Reduction

Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP installments continue ensuring the investors buy low.

Best SIP Plans for 10, 20 Year Investment in FY 24 - 25

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
Nippon India Small Cap Fund Growth ₹173.051
↑ 1.42
₹62,260 100 -3.412.643.52935.448.9
Motilal Oswal Midcap 30 Fund  Growth ₹104.511
↑ 0.44
₹18,604 500 5.226.16934.231.941.7
ICICI Prudential Infrastructure Fund Growth ₹189.47
↑ 2.24
₹6,424 100 -3.38.655.132.831.244.6
Kotak Small Cap Fund Growth ₹270.846
↑ 0.91
₹18,287 1,000 -1.916.740.318.830.734.8
ICICI Prudential Technology Fund Growth ₹208.57
↑ 0.91
₹14,173 100 2.322.641.39.430.727.5
SBI Contra Fund Growth ₹381.089
↑ 1.77
₹41,327 500 -2.58.540.124.630.438.2
L&T Emerging Businesses Fund Growth ₹85.1292
↑ 0.86
₹17,306 500 -2.112.839.725.530.346.1
Invesco India Infrastructure Fund Growth ₹63.44
↑ 0.58
₹1,666 500 -7.19.858.226.929.851.1
DSP BlackRock Small Cap Fund  Growth ₹190.466
↑ 0.03
₹16,705 500 -2.212.434.421.629.841.2
Edelweiss Mid Cap Fund Growth ₹97.696
↑ 1.01
₹7,755 500 2.221.157.524.629.838.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Oct 24
*Funds below are considering best CAGR returns for over 5 years and fund having atleast have market history (Fund age) of 5 year and have minimum 500 Crore of asset under management.

1. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 22.4% since its launch.  Ranked 6 in Small Cap category.  Return for 2023 was 48.9% , 2022 was 6.5% and 2021 was 74.3% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund
Growth
Launch Date 16 Sep 10
NAV (29 Oct 24) ₹173.051 ↑ 1.42   (0.83 %)
Net Assets (Cr) ₹62,260 on 30 Sep 24
Category Equity - Small Cap
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 1.55
Sharpe Ratio 2.46
Information Ratio 0.85
Alpha Ratio 7.04
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹11,234
30 Sep 21₹21,613
30 Sep 22₹24,139
30 Sep 23₹32,681
30 Sep 24₹48,529

Nippon India Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906
Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24

DurationReturns
1 Month -5.2%
3 Month -3.4%
6 Month 12.6%
1 Year 43.5%
3 Year 29%
5 Year 35.4%
10 Year
15 Year
Since launch 22.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 48.9%
2022 6.5%
2021 74.3%
2020 29.2%
2019 -2.5%
2018 -16.7%
2017 63%
2016 5.6%
2015 15.1%
2014 97.6%
Fund Manager information for Nippon India Small Cap Fund
NameSinceTenure
Samir Rachh2 Jan 177.75 Yr.
Kinjal Desai25 May 186.36 Yr.

Data below for Nippon India Small Cap Fund as on 30 Sep 24

Equity Sector Allocation
SectorValue
Industrials27.19%
Financial Services13.15%
Basic Materials12.56%
Consumer Cyclical12.32%
Technology9.2%
Consumer Defensive8.3%
Health Care7.47%
Utility1.97%
Communication Services1.57%
Energy0.93%
Real Estate0.67%
Asset Allocation
Asset ClassValue
Cash4.01%
Equity95.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK
2%₹1,152 Cr6,650,000
Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Apr 18 | TIINDIA
2%₹1,084 Cr2,499,222
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 21 | MCX
2%₹1,048 Cr1,851,010
Voltamp Transformers Ltd (Industrials)
Equity, Since 30 Sep 16 | VOLTAMP
1%₹857 Cr650,444
Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS
1%₹857 Cr899,271
↓ -50,000
Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Oct 12 | KIRLOSBROS
1%₹829 Cr4,472,130
↑ 5,124
Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 22 | 500103
1%₹769 Cr27,500,000
NLC India Ltd (Utilities)
Equity, Since 31 Oct 22 | NLCINDIA
1%₹768 Cr27,190,940
ELANTAS Beck India Ltd (Basic Materials)
Equity, Since 28 Feb 13 | 500123
1%₹738 Cr614,625
State Bank of India (Financial Services)
Equity, Since 31 Oct 19 | SBIN
1%₹717 Cr9,100,000

2. Motilal Oswal Midcap 30 Fund 

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund  is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.6% since its launch.  Ranked 27 in Mid Cap category.  Return for 2023 was 41.7% , 2022 was 10.7% and 2021 was 55.8% .

Below is the key information for Motilal Oswal Midcap 30 Fund 

Motilal Oswal Midcap 30 Fund 
Growth
Launch Date 24 Feb 14
NAV (29 Oct 24) ₹104.511 ↑ 0.44   (0.43 %)
Net Assets (Cr) ₹18,604 on 30 Sep 24
Category Equity - Mid Cap
AMC Motilal Oswal Asset Management Co. Ltd
Rating
Risk Moderately High
Expense Ratio 0.66
Sharpe Ratio 3.44
Information Ratio 1.23
Alpha Ratio 22.5
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹9,728
30 Sep 21₹16,314
30 Sep 22₹20,069
30 Sep 23₹24,293
30 Sep 24₹41,736

Motilal Oswal Midcap 30 Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502
Invest Now

Returns for Motilal Oswal Midcap 30 Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24

DurationReturns
1 Month -2.8%
3 Month 5.2%
6 Month 26.1%
1 Year 69%
3 Year 34.2%
5 Year 31.9%
10 Year
15 Year
Since launch 24.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 41.7%
2022 10.7%
2021 55.8%
2020 9.3%
2019 9.7%
2018 -12.7%
2017 30.8%
2016 5.2%
2015 16.5%
2014
Fund Manager information for Motilal Oswal Midcap 30 Fund 
NameSinceTenure
Ajay Khandelwal1 Oct 240 Yr.
Niket Shah1 Jul 204.25 Yr.
Santosh Singh1 Oct 240 Yr.
Rakesh Shetty22 Nov 221.86 Yr.
Sunil Sawant1 Jul 240.25 Yr.

Data below for Motilal Oswal Midcap 30 Fund  as on 30 Sep 24

Equity Sector Allocation
SectorValue
Industrials22.85%
Technology20.91%
Consumer Cyclical17.5%
Financial Services8.81%
Health Care4.47%
Basic Materials3.7%
Real Estate2.73%
Asset Allocation
Asset ClassValue
Cash19.02%
Equity80.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL
10%₹1,855 Cr25,400,000
↑ 400,000
Polycab India Ltd (Industrials)
Equity, Since 30 Sep 23 | POLYCAB
10%₹1,774 Cr2,550,000
↑ 450,000
Jio Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 23 | JIOFIN
9%₹1,640 Cr46,773,159
↑ 13,873,159
Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE
8%₹1,579 Cr2,250,000
↑ 650,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT
8%₹1,472 Cr2,700,000
↓ -13,800
Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 20 | TIINDIA
6%₹1,070 Cr2,467,811
↑ 217,811
Voltas Ltd (Industrials)
Equity, Since 31 Oct 17 | VOLTAS
5%₹923 Cr5,000,000
Balkrishna Industries Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | BALKRISIND
4%₹717 Cr2,350,000
↑ 124,002
Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | 543320
4%₹683 Cr25,000,000
↓ -500,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 24 | MAXHEALTH
3%₹540 Cr5,481,171
↑ 981,171

3. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 16.6% since its launch.  Ranked 27 in Sectoral category.  Return for 2023 was 44.6% , 2022 was 28.8% and 2021 was 50.1% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund
Growth
Launch Date 31 Aug 05
NAV (29 Oct 24) ₹189.47 ↑ 2.24   (1.20 %)
Net Assets (Cr) ₹6,424 on 30 Sep 24
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.22
Sharpe Ratio 3.44
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹8,189
30 Sep 21₹16,429
30 Sep 22₹18,446
30 Sep 23₹25,595
30 Sep 24₹41,192

ICICI Prudential Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502
Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24

DurationReturns
1 Month -6.5%
3 Month -3.3%
6 Month 8.6%
1 Year 55.1%
3 Year 32.8%
5 Year 31.2%
10 Year
15 Year
Since launch 16.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 44.6%
2022 28.8%
2021 50.1%
2020 3.6%
2019 2.6%
2018 -14%
2017 40.8%
2016 2%
2015 -3.4%
2014 56.2%
Fund Manager information for ICICI Prudential Infrastructure Fund
NameSinceTenure
Ihab Dalwai3 Jun 177.33 Yr.
Sharmila D’mello30 Jun 222.26 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Sep 24

Equity Sector Allocation
SectorValue
Industrials31.81%
Basic Materials19.74%
Financial Services19.22%
Utility11.96%
Energy5.54%
Consumer Cyclical1.41%
Real Estate1.27%
Communication Services0.82%
Asset Allocation
Asset ClassValue
Cash7.51%
Equity91.77%
Debt0.72%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT
7%₹441 Cr1,199,683
↑ 83,564
NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 532555
5%₹293 Cr6,615,698
↓ -2,550,000
JM Financial Ltd (Financial Services)
Equity, Since 31 Oct 21 | JMFINANCIL
4%₹262 Cr17,363,241
↑ 1,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK
4%₹253 Cr1,990,000
↓ -210,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK
4%₹241 Cr1,390,000
↓ -220,000
Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL
4%₹233 Cr1,702,912
↓ -55,364
NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC
3%₹184 Cr6,100,157
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 24 | 532978
3%₹179 Cr905,683
↓ -8,000
Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 500387
3%₹178 Cr67,622
Nuvoco Vista Corp Ltd (Basic Materials)
Equity, Since 28 Feb 23 | 543334
3%₹176 Cr4,887,713

4. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch.  Ranked 23 in Small Cap category.  Return for 2023 was 34.8% , 2022 was -3.1% and 2021 was 70.9% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund
Growth
Launch Date 24 Feb 05
NAV (29 Oct 24) ₹270.846 ↑ 0.91   (0.34 %)
Net Assets (Cr) ₹18,287 on 30 Sep 24
Category Equity - Small Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.67
Sharpe Ratio 2.26
Information Ratio -0.55
Alpha Ratio 7.28
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹11,391
30 Sep 21₹22,858
30 Sep 22₹23,660
30 Sep 23₹28,407
30 Sep 24₹41,275

Kotak Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24

DurationReturns
1 Month -6.3%
3 Month -1.9%
6 Month 16.7%
1 Year 40.3%
3 Year 18.8%
5 Year 30.7%
10 Year
15 Year
Since launch 18.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 34.8%
2022 -3.1%
2021 70.9%
2020 34.2%
2019 5%
2018 -17.3%
2017 44%
2016 8.9%
2015 7.4%
2014 74%
Fund Manager information for Kotak Small Cap Fund
NameSinceTenure
Harish Bihani20 Oct 230.95 Yr.

Data below for Kotak Small Cap Fund as on 30 Sep 24

Equity Sector Allocation
SectorValue
Industrials33.42%
Consumer Cyclical20.77%
Basic Materials14.45%
Health Care12.7%
Financial Services3.67%
Real Estate3.63%
Consumer Defensive3.17%
Communication Services2.54%
Technology2.1%
Asset Allocation
Asset ClassValue
Cash3.55%
Equity96.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT
3%₹597 Cr3,174,852
Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Dec 18 | TECHNOE
3%₹570 Cr3,559,792
Century Plyboards (India) Ltd (Basic Materials)
Equity, Since 31 Oct 18 | 532548
3%₹565 Cr6,353,571
Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO
3%₹540 Cr2,616,673
↓ -240,679
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | RATNAMANI
3%₹487 Cr1,328,764
Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 31 Dec 23 | 543308
2%₹451 Cr8,096,930
Sansera Engineering Ltd (Consumer Cyclical)
Equity, Since 30 Sep 21 | 543358
2%₹434 Cr2,596,496
Vijaya Diagnostic Centre Ltd (Healthcare)
Equity, Since 31 Mar 24 | 543350
2%₹422 Cr4,397,621
↑ 9,120
Alembic Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jan 22 | APLLTD
2%₹413 Cr3,427,766
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | CARBORUNIV
2%₹407 Cr2,718,155

5. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 13.1% since its launch.  Ranked 37 in Sectoral category.  Return for 2023 was 27.5% , 2022 was -23.2% and 2021 was 75.7% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (28 Oct 24) ₹208.57 ↑ 0.91   (0.44 %)
Net Assets (Cr) ₹14,173 on 30 Sep 24
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 1.96
Sharpe Ratio 1.56
Information Ratio -0.03
Alpha Ratio 0.95
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹13,604
30 Sep 21₹26,430
30 Sep 22₹21,464
30 Sep 23₹25,537
30 Sep 24₹35,702

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24

DurationReturns
1 Month -2.7%
3 Month 2.3%
6 Month 22.6%
1 Year 41.3%
3 Year 9.4%
5 Year 30.7%
10 Year
15 Year
Since launch 13.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 27.5%
2022 -23.2%
2021 75.7%
2020 70.6%
2019 2.3%
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Vaibhav Dusad2 May 204.42 Yr.
Sharmila D’mello30 Jun 222.26 Yr.

Data below for ICICI Prudential Technology Fund as on 30 Sep 24

Equity Sector Allocation
SectorValue
Technology70.19%
Communication Services16.28%
Consumer Cyclical4.87%
Industrials3.52%
Financial Services0.2%
Consumer Defensive0.19%
Health Care0%
Asset Allocation
Asset ClassValue
Cash4.52%
Equity95.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
23%₹3,297 Cr17,580,044
↓ -46,179
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS
11%₹1,594 Cr3,734,724
↑ 138,572
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
9%₹1,222 Cr7,148,806
↓ -240,000
LTIMindtree Ltd (Technology)
Equity, Since 31 Jul 16 | LTIM
6%₹801 Cr1,282,771
↑ 22,250
HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH
5%₹745 Cr4,149,450
↓ -137,838
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 532755
5%₹677 Cr4,295,218
↓ -100,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 31 Oct 21 | 890157
3%₹477 Cr3,645,340
↑ 396,222
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 543320
3%₹392 Cr14,358,409
Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 507685
3%₹392 Cr7,245,122
↓ -600,000
Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT
2%₹333 Cr610,530
↓ -41,410

6. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.5% since its launch.  Ranked 48 in Contra category.  Return for 2023 was 38.2% , 2022 was 12.8% and 2021 was 49.9% .

Below is the key information for SBI Contra Fund

SBI Contra Fund
Growth
Launch Date 6 May 05
NAV (28 Oct 24) ₹381.089 ↑ 1.77   (0.47 %)
Net Assets (Cr) ₹41,327 on 30 Sep 24
Category Equity - Contra
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.7
Sharpe Ratio 2.58
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹10,284
30 Sep 21₹19,134
30 Sep 22₹21,296
30 Sep 23₹27,473
30 Sep 24₹39,610

SBI Contra Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24

DurationReturns
1 Month -6.2%
3 Month -2.5%
6 Month 8.5%
1 Year 40.1%
3 Year 24.6%
5 Year 30.4%
10 Year
15 Year
Since launch 17.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 38.2%
2022 12.8%
2021 49.9%
2020 30.6%
2019 -1%
2018 -14.3%
2017 40.2%
2016 2.4%
2015 -0.1%
2014 47.7%
Fund Manager information for SBI Contra Fund
NameSinceTenure
Dinesh Balachandran7 May 186.41 Yr.
Pradeep Kesavan1 Dec 230.84 Yr.

Data below for SBI Contra Fund as on 30 Sep 24

Equity Sector Allocation
SectorValue
Financial Services20.95%
Basic Materials10.04%
Technology9.03%
Consumer Cyclical8.4%
Industrials7.45%
Energy7.27%
Health Care7.22%
Utility5.75%
Consumer Defensive5.33%
Communication Services4.17%
Real Estate0.55%
Asset Allocation
Asset ClassValue
Cash13.1%
Equity86.15%
Debt0.74%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK
5%₹2,204 Cr12,723,129
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE
3%₹1,400 Cr4,739,125
↑ 1,943,750
GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | 532155
2%₹989 Cr41,173,788
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK
2%₹951 Cr5,128,168
Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 500238
2%₹925 Cr4,040,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 Mar 22 | 532755
2%₹913 Cr5,786,409
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL
2%₹893 Cr52,995,525
↑ 12,650,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC
2%₹869 Cr16,766,741
Dabur India Ltd (Consumer Defensive)
Equity, Since 31 Dec 23 | 500096
2%₹818 Cr13,077,467
State Bank of India (Financial Services)
Equity, Since 31 Dec 10 | SBIN
2%₹808 Cr10,254,269

7. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 22.7% since its launch.  Ranked 2 in Small Cap category.  Return for 2023 was 46.1% , 2022 was 1% and 2021 was 77.4% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund
Growth
Launch Date 12 May 14
NAV (29 Oct 24) ₹85.1292 ↑ 0.86   (1.02 %)
Net Assets (Cr) ₹17,306 on 30 Sep 24
Category Equity - Small Cap
AMC L&T Investment Management Ltd
Rating
Risk High
Expense Ratio 1.73
Sharpe Ratio 2
Information Ratio 0.27
Alpha Ratio 0.52
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹9,813
30 Sep 21₹18,975
30 Sep 22₹20,759
30 Sep 23₹27,451
30 Sep 24₹39,650

L&T Emerging Businesses Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24

DurationReturns
1 Month -5%
3 Month -2.1%
6 Month 12.8%
1 Year 39.7%
3 Year 25.5%
5 Year 30.3%
10 Year
15 Year
Since launch 22.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 46.1%
2022 1%
2021 77.4%
2020 15.5%
2019 -8.1%
2018 -13.7%
2017 66.5%
2016 10.2%
2015 12.3%
2014
Fund Manager information for L&T Emerging Businesses Fund
NameSinceTenure
Venugopal Manghat17 Dec 194.79 Yr.
Cheenu Gupta1 Oct 231 Yr.
Sonal Gupta1 Oct 231 Yr.

Data below for L&T Emerging Businesses Fund as on 30 Sep 24

Equity Sector Allocation
SectorValue
Industrials32.47%
Consumer Cyclical15.46%
Basic Materials13.32%
Financial Services12.83%
Technology8.01%
Real Estate5.56%
Health Care3.49%
Consumer Defensive3.47%
Energy1.41%
Asset Allocation
Asset ClassValue
Cash1.98%
Equity98.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS
3%₹482 Cr505,400
↓ -130,000
Aditya Birla Real Estate Ltd (Basic Materials)
Equity, Since 30 Sep 22 | 500040
3%₹458 Cr1,607,279
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 17 | 500251
3%₹440 Cr580,400
Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 Jul 19 | 532929
2%₹410 Cr2,891,084
↓ -138,011
Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Jan 19 | TECHNOE
2%₹396 Cr2,473,042
↓ -100,000
Neuland Laboratories Limited
Equity, Since 31 Jan 24 | -
2%₹348 Cr281,022
↓ -20,000
NCC Ltd (Industrials)
Equity, Since 28 Feb 21 | NCC
2%₹341 Cr11,291,100
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Jul 20 | DIXON
2%₹329 Cr238,273
K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | KPRMILL
2%₹314 Cr3,286,897
Supreme Petrochem Ltd (Basic Materials)
Equity, Since 30 Sep 16 | SPLPETRO
2%₹309 Cr3,565,768

8. Invesco India Infrastructure Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Invesco India Infrastructure Fund is a Equity - Sectoral fund was launched on 21 Nov 07. It is a fund with High risk and has given a CAGR/Annualized return of 11.5% since its launch.  Ranked 24 in Sectoral category.  Return for 2023 was 51.1% , 2022 was 2.3% and 2021 was 55.4% .

Below is the key information for Invesco India Infrastructure Fund

Invesco India Infrastructure Fund
Growth
Launch Date 21 Nov 07
NAV (29 Oct 24) ₹63.44 ↑ 0.58   (0.92 %)
Net Assets (Cr) ₹1,666 on 30 Sep 24
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.34
Sharpe Ratio 2.95
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹10,077
30 Sep 21₹18,035
30 Sep 22₹18,946
30 Sep 23₹24,652
30 Sep 24₹40,822

Invesco India Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for Invesco India Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24

DurationReturns
1 Month -7.9%
3 Month -7.1%
6 Month 9.8%
1 Year 58.2%
3 Year 26.9%
5 Year 29.8%
10 Year
15 Year
Since launch 11.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 51.1%
2022 2.3%
2021 55.4%
2020 16.2%
2019 6.1%
2018 -15.8%
2017 48.1%
2016 0.8%
2015 -2.6%
2014 83.6%
Fund Manager information for Invesco India Infrastructure Fund
NameSinceTenure
Amit Nigam3 Sep 204.08 Yr.

Data below for Invesco India Infrastructure Fund as on 30 Sep 24

Equity Sector Allocation
SectorValue
Industrials54%
Utility12.76%
Consumer Cyclical9.08%
Basic Materials7.62%
Health Care4.53%
Technology3.31%
Energy3%
Financial Services2.19%
Real Estate1.08%
Communication Services1.04%
Asset Allocation
Asset ClassValue
Cash1.39%
Equity98.61%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
6%₹93 Cr252,200
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 22 | 532898
5%₹87 Cr2,478,858
↓ -464,922
Jyoti CNC Automation Ltd (Industrials)
Equity, Since 31 Jan 24 | JYOTICNC
4%₹63 Cr550,844
NTPC Ltd (Utilities)
Equity, Since 31 Dec 23 | 532555
3%₹55 Cr1,234,119
Tata Power Co Ltd (Utilities)
Equity, Since 31 Jan 21 | 500400
3%₹54 Cr1,114,602
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Dec 23 | SOLARINDS
3%₹50 Cr43,689
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Jan 23 | 500547
3%₹50 Cr1,351,085
Suzlon Energy Ltd (Industrials)
Equity, Since 31 Aug 23 | SUZLON
3%₹49 Cr6,152,057
↓ -349,033
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Nov 17 | BEL
3%₹49 Cr1,717,480
↑ 322,266
Thermax Ltd (Industrials)
Equity, Since 30 Jun 21 | THERMAX
3%₹49 Cr95,821
↓ -10,274

9. DSP BlackRock Small Cap Fund 

(Erstwhile DSP BlackRock Micro Cap Fund)

The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized

DSP BlackRock Small Cap Fund  is a Equity - Small Cap fund was launched on 14 Jun 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.5% since its launch.  Ranked 7 in Small Cap category.  Return for 2023 was 41.2% , 2022 was 0.5% and 2021 was 58.9% .

Below is the key information for DSP BlackRock Small Cap Fund 

DSP BlackRock Small Cap Fund 
Growth
Launch Date 14 Jun 07
NAV (29 Oct 24) ₹190.466 ↑ 0.03   (0.02 %)
Net Assets (Cr) ₹16,705 on 30 Sep 24
Category Equity - Small Cap
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.86
Sharpe Ratio 1.69
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹11,761
30 Sep 21₹20,730
30 Sep 22₹22,100
30 Sep 23₹28,336
30 Sep 24₹39,924

DSP BlackRock Small Cap Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for DSP BlackRock Small Cap Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24

DurationReturns
1 Month -6.4%
3 Month -2.2%
6 Month 12.4%
1 Year 34.4%
3 Year 21.6%
5 Year 29.8%
10 Year
15 Year
Since launch 18.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 41.2%
2022 0.5%
2021 58.9%
2020 33.1%
2019 0.7%
2018 -25.5%
2017 42.8%
2016 12.7%
2015 20.4%
2014 101.8%
Fund Manager information for DSP BlackRock Small Cap Fund 
NameSinceTenure
Vinit Sambre21 Jun 1014.29 Yr.
Resham Jain16 Mar 186.55 Yr.

Data below for DSP BlackRock Small Cap Fund  as on 30 Sep 24

Equity Sector Allocation
SectorValue
Consumer Cyclical32.87%
Basic Materials18.91%
Industrials17.95%
Health Care8.38%
Consumer Defensive7.45%
Financial Services4.13%
Technology3.14%
Communication Services1.07%
Utility0.21%
Asset Allocation
Asset ClassValue
Cash5.89%
Equity94.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Jubilant Ingrevia Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Dec 22 | JUBLINGREA
4%₹616 Cr7,937,996
eClerx Services Ltd (Technology)
Equity, Since 28 Feb 18 | ECLERX
3%₹525 Cr1,746,352
Welspun Corp Ltd (Basic Materials)
Equity, Since 31 Mar 21 | 532144
3%₹483 Cr6,296,696
↓ -100,000
Suprajit Engineering Ltd (Consumer Cyclical)
Equity, Since 30 Jun 14 | SUPRAJIT
3%₹480 Cr9,260,495
↓ -99,109
Triveni Engineering & Industries Ltd (Consumer Defensive)
Equity, Since 31 Aug 17 | 532356
3%₹435 Cr9,143,737
Dodla Dairy Ltd (Consumer Defensive)
Equity, Since 30 Jun 21 | 543306
2%₹411 Cr3,538,190
Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Jan 19 | TECHNOE
2%₹400 Cr2,500,000
↓ -335,306
LT Foods Ltd (Consumer Defensive)
Equity, Since 31 Dec 17 | 532783
2%₹399 Cr10,000,000
↓ -1,568,344
Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | 523025
2%₹383 Cr1,629,601
Ipca Laboratories Ltd (Healthcare)
Equity, Since 30 Nov 14 | 524494
2%₹351 Cr2,341,299

10. Edelweiss Mid Cap Fund

(Erstwhile Edelweiss Mid and Small Cap Fund )

The investment objective is to seek to generate long-term capital appreciation from a portfolio that predominantly invests in equity and equity-related securities of Mid Cap companies. However, there can be no assurance that the investment objective of the Scheme will be realised.

Edelweiss Mid Cap Fund is a Equity - Mid Cap fund was launched on 26 Dec 07. It is a fund with High risk and has given a CAGR/Annualized return of 14.5% since its launch.  Ranked 22 in Mid Cap category.  Return for 2023 was 38.4% , 2022 was 2.4% and 2021 was 50.3% .

Below is the key information for Edelweiss Mid Cap Fund

Edelweiss Mid Cap Fund
Growth
Launch Date 26 Dec 07
NAV (29 Oct 24) ₹97.696 ↑ 1.01   (1.05 %)
Net Assets (Cr) ₹7,755 on 30 Sep 24
Category Equity - Mid Cap
AMC Edelweiss Asset Management Limited
Rating
Risk High
Expense Ratio 1.86
Sharpe Ratio 3.18
Information Ratio 0.18
Alpha Ratio 11.59
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹10,925
30 Sep 21₹19,171
30 Sep 22₹20,148
30 Sep 23₹24,449
30 Sep 24₹39,179

Edelweiss Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for Edelweiss Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 24

DurationReturns
1 Month -4.7%
3 Month 2.2%
6 Month 21.1%
1 Year 57.5%
3 Year 24.6%
5 Year 29.8%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 38.4%
2022 2.4%
2021 50.3%
2020 26.4%
2019 5.2%
2018 -15.7%
2017 52.3%
2016 2.5%
2015 9.4%
2014 83.4%
Fund Manager information for Edelweiss Mid Cap Fund
NameSinceTenure
Dhruv Bhatia14 Oct 240 Yr.
Trideep Bhattacharya1 Oct 213 Yr.
Raj Koradia1 Aug 240.17 Yr.

Data below for Edelweiss Mid Cap Fund as on 30 Sep 24

Equity Sector Allocation
SectorValue
Financial Services20.1%
Industrials18.47%
Consumer Cyclical16.02%
Technology11.78%
Health Care11.46%
Basic Materials7.98%
Real Estate3.36%
Consumer Defensive2.53%
Communication Services1.98%
Utility1.77%
Energy1.76%
Asset Allocation
Asset ClassValue
Cash2.79%
Equity97.2%
Other0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 21 | PERSISTENT
5%₹349 Cr641,031
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Jan 20 | DIXON
4%₹332 Cr240,705
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 500251
4%₹322 Cr424,534
Lupin Ltd (Healthcare)
Equity, Since 31 Jul 24 | 500257
3%₹220 Cr1,004,356
↑ 319,125
Solar Industries India Ltd (Basic Materials)
Equity, Since 30 Sep 12 | SOLARINDS
3%₹196 Cr169,704
Bajaj Housing Finance Ltd (Financial Services)
Equity, Since 30 Sep 24 | BAJAJHFL
2%₹184 Cr11,974,362
↑ 11,974,362
PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 543390
2%₹176 Cr1,084,888
CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 May 24 | 500093
2%₹174 Cr2,298,558
↑ 314,333
Voltas Ltd (Industrials)
Equity, Since 31 Dec 23 | VOLTAS
2%₹157 Cr848,655
Indian Bank (Financial Services)
Equity, Since 31 Jan 21 | 532814
2%₹156 Cr2,974,073

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  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

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FAQs

1. Can I choose the time when the amount will be debited?

A: No, the period when the amount will be debited from your Bank account will depend on the SIP that you have decided to invest in. You can choose to invest in a SIP right for a year period to 10+ years. Depending on the tenure of the SIP, the amount will be deducted from your account.

2. Are the period and tenure for SIP a same thing/term?

A: Yes, they are the same. When you read the offer document, check the SIP term carefully, as this will tell you the period/tenure they money will be deducted from your account. Choosing the tenure is completely the investor's choice.

3. Can the tenures of SIPs be changed?

A: If you have chosen a plan that mandates the SIP, then you have to complete that tenure. After tenure, you can withdraw the entire amount. However, if you want to renew the investment, you can change the tenure and select a different SIP with a more extended mandate.

4. Can I change the investment amount for SIPs?

A: You can choose to invest in flexible SIPs. These SIPs allow you to change the amount of money that you can invest during the investment period. During your tenure, you can change the amount of money you want to invest in the SIPs depending on your cash flow.

5. What are long-term SIPs?

A: A long-term SIP will be one in which you invest for nearly 5 to 10 years. Ideally, long-term SIPs have more chances to give good returns.

6. Can I pull out of a SIP before the tenure?

A: It would be best if you didn't pull out of a SIP before completing its tenure. Sometimes the investment might not have an exit load, but that depends entirely on the particular SIP. If you are unsure of the investment you are making, you should start small by investing only INR 500 for one year. As your risk taking appetite increases, you can increase your investment.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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SHiva, posted on 28 Oct 19 9:03 AM

Well explanation with indepth details.very inspirational information for investment in MF. Thanks.

Heera, posted on 5 Jan 19 4:26 PM

Great! Informative SIP Thread. Very well covered and presented.

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