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এইচডিএফসি মিউচুয়াল ফান্ড 2022 দ্বারা 8টি সেরা পারফর্মিং ডেট ফান্ড | Fincash.com

ফিনক্যাশ »এইচডিএফসি মিউচুয়াল ফান্ড »ঋণ তহবিল

HDFC মিউচুয়াল ফান্ড 2022 দ্বারা 8টি সেরা ঋণ তহবিল

Updated on March 29, 2025 , 35328 views

দ্বারা দেওয়া ঋণ তহবিলএইচডিএফসি এমএফ একটি তৈরি করার অভিপ্রায়আয় বিনিয়োগকারীদের জন্য, এবং এটি ঐতিহাসিকভাবে HDFC ঋণ তহবিলের শীর্ষ পারফর্মিং স্কিম দ্বারা দেখা যায়।

HDFC

এইচডিএফসিঋণ তহবিল একটি উদ্ভাবনী প্রকল্প যা ঋণ, দীর্ঘমেয়াদী বা স্বল্পমেয়াদী বিনিয়োগ করেবন্ড, মানি মার্কেট, ইত্যাদি ডেট ফান্ড কম বিনিয়োগকারীদের জন্য উপযুক্তঝুকিপুন্ন ক্ষুধা যারা তাদের উদ্বৃত্ত নগদ অল্প সময়ের জন্য পার্ক করতে চান। যদিও তারা একটি কম ঝুঁকিপূর্ণ বিনিয়োগ তারা ক্রেডিট ঝুঁকি সাপেক্ষে.

কেন HDFC মিউচুয়াল ফান্ড স্কিম বেছে নেবেন?

ক ন্যূনতম বিনিয়োগের পরিমাণ

একটিবিনিয়োগকারী a এর মাধ্যমে INR 500 এর মতো কম পরিমাণে ঋণ প্রকল্পে বিনিয়োগ করতে পারেনচুমুক এবং INR 5,000 একটি একক পরিমাণ বিনিয়োগের মাধ্যমে

খ. চমৎকার রেটিং

অনেকএএমসি স্কিমগুলির একটি CRISIL রেটিং রয়েছে তিন এবং তার উপরে৷

গ. বিকল্প বিভিন্ন

বিনিয়োগ HDFC ঋণ তহবিল একটি বিস্তৃত সঙ্গে আসেপরিসর ক্যাটাগরির, যাতে বিনিয়োগকারীরা তাদের স্বল্প-মেয়াদী, মধ্য-মেয়াদী এমনকি দীর্ঘমেয়াদী পরিকল্পনা করতে পারেবিনিয়োগ পরিকল্পনা এই ঋণ তহবিল নির্বাচন মাধ্যমে

বিনিয়োগকারীরা HDFC-তে বিনিয়োগ করার পরিকল্পনা করছেনসেরা ঋণ তহবিল, এইচডিএফসি ফান্ড হাউসের নীচে তালিকাভুক্ত শীর্ষ পারফর্মারদের থেকে বেছে নিতে পারেন।

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সেরা HDFC ঋণ মিউচুয়াল ফান্ড FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
HDFC Corporate Bond Fund Growth ₹31.865
↑ 0.02
₹32,1912.33.98.66.88.64.03%3Y 9M 19D5Y 11M 12D
HDFC Banking and PSU Debt Fund Growth ₹22.5143
↑ 0.01
₹5,8372.33.88.16.57.94.03%3Y 9M 14D5Y 4M 30D
HDFC Gilt Fund Growth ₹54.6496
↑ 0.02
₹2,9392.83.79.36.88.78.48%8Y 2M 11D16Y 7M 9D
HDFC Credit Risk Debt Fund Growth ₹23.4909
↓ -0.03
₹7,25223.47.86.58.22.46%2Y 3M 29D3Y 8M 3D
HDFC Dynamic Debt Fund Growth ₹88.3836
↑ 0.03
₹8042.53.18.46.68.58.04%7Y 9M 2D16Y 9M 4D
HDFC Medium Term Debt Fund Growth ₹55.1015
↑ 0.02
₹3,9452.33.68.26.48.13.91%3Y 8M 23D5Y 11M 26D
HDFC Income Fund Growth ₹57.2613
↑ 0.02
₹8702.63.58.56.296.91%6Y 7M 26D12Y 2M 16D
HDFC Short Term Debt Fund Growth ₹31.3093
↑ 0.02
₹14,3912.33.98.46.88.32.96%2Y 9M 18D4Y 23D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 25

1. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 2 in Corporate Bond category.  Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund
Growth
Launch Date 29 Jun 10
NAV (31 Mar 25) ₹31.865 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹32,191 on 28 Feb 25
Category Debt - Corporate Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.59
Sharpe Ratio 1.41
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 4.03%
Effective Maturity 5 Years 11 Months 12 Days
Modified Duration 3 Years 9 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,879
31 Mar 22₹11,405
31 Mar 23₹11,862
31 Mar 24₹12,802

HDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 1.3%
3 Month 2.3%
6 Month 3.9%
1 Year 8.6%
3 Year 6.8%
5 Year 6.8%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.6%
2022 7.2%
2021 3.3%
2020 3.9%
2019 11.8%
2018 10.3%
2017 6.5%
2016 6.5%
2015 10.6%
2014 8.6%
Fund Manager information for HDFC Corporate Bond Fund
NameSinceTenure
Anupam Joshi27 Oct 159.35 Yr.
Dhruv Muchhal22 Jun 231.69 Yr.

Data below for HDFC Corporate Bond Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash3.2%
Debt96.52%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate61.07%
Government35.46%
Cash Equivalent3.2%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.23% Government Of India (15/04/2039)
Sovereign Bonds | -
4%₹1,293 Cr125,000,000
↓ -25,000,000
7.93% Govt Stock 2033
Sovereign Bonds | -
4%₹1,286 Cr125,000,000
6.92% Govt Stock 2039
Sovereign Bonds | -
3%₹1,008 Cr100,000,000
↓ -15,000,000
7.53% Govt Stock 2034
Sovereign Bonds | -
3%₹818 Cr81,000,000
State Bank Of India
Debentures | -
2%₹789 Cr800
HDFC Bank Limited
Debentures | -
2%₹509 Cr50,000
Bajaj Housing Finance Limited
Debentures | -
2%₹504 Cr50,000
Ncd Small Industries Development Bank Of India
Debentures | -
2%₹500 Cr50,000
LIC Housing Finance Limited
Debentures | -
2%₹500 Cr5,000
Reliance Industries Limited
Debentures | -
1%₹472 Cr4,500

2. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Banking & PSU Debt category.  Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% .

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund
Growth
Launch Date 26 Mar 14
NAV (31 Mar 25) ₹22.5143 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹5,837 on 28 Feb 25
Category Debt - Banking & PSU Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.79
Sharpe Ratio 0.52
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 4.03%
Effective Maturity 5 Years 4 Months 30 Days
Modified Duration 3 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,797
31 Mar 22₹11,284
31 Mar 23₹11,743
31 Mar 24₹12,607

HDFC Banking and PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 1.4%
3 Month 2.3%
6 Month 3.8%
1 Year 8.1%
3 Year 6.5%
5 Year 6.4%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.9%
2022 6.8%
2021 3.3%
2020 3.7%
2019 10.6%
2018 10.2%
2017 5.9%
2016 6.3%
2015 10.8%
2014 9.8%
Fund Manager information for HDFC Banking and PSU Debt Fund
NameSinceTenure
Anil Bamboli26 Mar 1410.94 Yr.
Dhruv Muchhal22 Jun 231.69 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash3.97%
Debt95.73%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate52.31%
Government43.43%
Cash Equivalent3.97%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Indian Railway Finance Corporation Limited
Debentures | -
5%₹276 Cr27,500
Small Industries Development Bank Of India
Debentures | -
4%₹225 Cr22,500
Indian Railway Finance Corporation Limited
Debentures | -
3%₹202 Cr20,000
7.18% Govt Stock 2033
Sovereign Bonds | -
3%₹195 Cr19,000,000
↓ -3,000,000
7.26% Govt Stock 2033
Sovereign Bonds | -
3%₹175 Cr17,000,000
↓ -2,000,000
State Bank Of India
Debentures | -
3%₹173 Cr175
Bajaj Housing Finance Limited
Debentures | -
3%₹151 Cr15,000
Rural Electrification Corporation Limited
Debentures | -
3%₹150 Cr1,500
Housing And Urban Development Corporation Ltd.
Debentures | -
3%₹149 Cr15,000
Housing And Urban Development Corporation Limited
Debentures | -
2%₹130 Cr1,250

3. HDFC Gilt Fund

(Erstwhile HDFC Gilt Fund - Long Term Plan)

The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments.

HDFC Gilt Fund is a Debt - Government Bond fund was launched on 25 Jul 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 7 in Government Bond category.  Return for 2024 was 8.7% , 2023 was 7.1% and 2022 was 1.7% .

Below is the key information for HDFC Gilt Fund

HDFC Gilt Fund
Growth
Launch Date 25 Jul 01
NAV (31 Mar 25) ₹54.6496 ↑ 0.02   (0.03 %)
Net Assets (Cr) ₹2,939 on 28 Feb 25
Category Debt - Government Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.88
Sharpe Ratio 0.35
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 8.48%
Effective Maturity 16 Years 7 Months 9 Days
Modified Duration 8 Years 2 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,608
31 Mar 22₹10,992
31 Mar 23₹11,375
31 Mar 24₹12,246

HDFC Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 2.1%
3 Month 2.8%
6 Month 3.7%
1 Year 9.3%
3 Year 6.8%
5 Year 6%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.7%
2022 7.1%
2021 1.7%
2020 2.2%
2019 10.7%
2018 8.6%
2017 5.4%
2016 1.8%
2015 16.6%
2014 5.9%
Fund Manager information for HDFC Gilt Fund
NameSinceTenure
Anil Bamboli1 Sep 0717.51 Yr.
Dhruv Muchhal22 Jun 231.69 Yr.

Data below for HDFC Gilt Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash2.45%
Debt97.55%
Debt Sector Allocation
SectorValue
Government97.55%
Cash Equivalent2.45%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
18%₹534 Cr52,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
16%₹481 Cr46,500,000
7.34% Govt Stock 2064
Sovereign Bonds | -
10%₹300 Cr28,870,000
6.79% Government Of India (07/10/2034)
Sovereign Bonds | -
9%₹268 Cr26,583,400
7.26% Govt Stock 2033
Sovereign Bonds | -
8%₹247 Cr24,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
7%₹194 Cr19,000,000
7.26% Govt Stock 2032
Sovereign Bonds | -
6%₹175 Cr17,000,000
7.17% Govt Stock 2030
Sovereign Bonds | -
5%₹138 Cr13,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
4%₹123 Cr12,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
3%₹92 Cr9,170,000

4. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 9 in Credit Risk category.  Return for 2024 was 8.2% , 2023 was 6.6% and 2022 was 3.7% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund
Growth
Launch Date 25 Mar 14
NAV (31 Mar 25) ₹23.4909 ↓ -0.03   (-0.12 %)
Net Assets (Cr) ₹7,252 on 28 Feb 25
Category Debt - Credit Risk
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.51
Sharpe Ratio 0.91
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity 2.46%
Effective Maturity 3 Years 8 Months 3 Days
Modified Duration 2 Years 3 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,938
31 Mar 22₹11,696
31 Mar 23₹12,169
31 Mar 24₹13,089

HDFC Credit Risk Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 0.9%
3 Month 2%
6 Month 3.4%
1 Year 7.8%
3 Year 6.5%
5 Year 7.1%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.2%
2022 6.6%
2021 3.7%
2020 7%
2019 10.9%
2018 8.6%
2017 5.4%
2016 6.6%
2015 11%
2014 9%
Fund Manager information for HDFC Credit Risk Debt Fund
NameSinceTenure
Shobhit Mehrotra25 Mar 1410.94 Yr.
Dhruv Muchhal22 Jun 231.69 Yr.

Data below for HDFC Credit Risk Debt Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash6.34%
Equity2.8%
Debt90.53%
Other0.32%
Debt Sector Allocation
SectorValue
Corporate78.74%
Government12.36%
Cash Equivalent4.13%
Securitized1.64%
Credit Quality
RatingValue
A10.42%
AA62.66%
AAA26.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Sandur Manganese And Iron Ores Limited (The)
Debentures | -
4%₹294 Cr30,000
Tata Projects Limited
Debentures | -
3%₹251 Cr25,000
The Tata Power Company Limited
Debentures | -
3%₹230 Cr2,190
Power Finance Corp Ltd.
Debentures | -
3%₹201 Cr20,000
↑ 20,000
TATA Motors Limited
Debentures | -
3%₹201 Cr2,000
Kalpataru Power Transmission Limited
Debentures | -
3%₹200 Cr20,000
Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -
3%₹199 Cr20,000
TATA Motors Limited
Debentures | -
3%₹190 Cr1,900
Kalpataru Power Transmission Limited
Debentures | -
2%₹179 Cr18,000
Nirma Limited
Debentures | -
2%₹175 Cr17,500

5. HDFC Dynamic Debt Fund

(Erstwhile HDFC High Interest Fund - Dynamic Plan)

Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity.

HDFC Dynamic Debt Fund is a Debt - Dynamic Bond fund was launched on 28 Apr 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 21 in Dynamic Bond category.  Return for 2024 was 8.5% , 2023 was 6.7% and 2022 was 1.6% .

Below is the key information for HDFC Dynamic Debt Fund

HDFC Dynamic Debt Fund
Growth
Launch Date 28 Apr 97
NAV (31 Mar 25) ₹88.3836 ↑ 0.03   (0.03 %)
Net Assets (Cr) ₹804 on 28 Feb 25
Category Debt - Dynamic Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.47
Sharpe Ratio 0.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity 8.04%
Effective Maturity 16 Years 9 Months 4 Days
Modified Duration 7 Years 9 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,638
31 Mar 22₹11,471
31 Mar 23₹11,876
31 Mar 24₹12,810

HDFC Dynamic Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Dynamic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 1.9%
3 Month 2.5%
6 Month 3.1%
1 Year 8.4%
3 Year 6.6%
5 Year 6.8%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.5%
2022 6.7%
2021 1.6%
2020 7.4%
2019 8.9%
2018 3.2%
2017 4.1%
2016 2.7%
2015 14.7%
2014 5.5%
Fund Manager information for HDFC Dynamic Debt Fund
NameSinceTenure
Anil Bamboli16 Feb 0421.05 Yr.
Dhruv Muchhal22 Jun 231.69 Yr.

Data below for HDFC Dynamic Debt Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash3.24%
Equity1.55%
Debt94.94%
Other0.28%
Debt Sector Allocation
SectorValue
Government83.08%
Corporate11.74%
Cash Equivalent3.24%
Securitized0.12%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.3% Govt Stock 2053
Sovereign Bonds | -
15%₹119 Cr11,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
11%₹87 Cr8,500,000
7.34% Govt Stock 2064
Sovereign Bonds | -
9%₹73 Cr7,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
9%₹67 Cr6,500,000
7.26% Govt Stock 2032
Sovereign Bonds | -
8%₹62 Cr6,000,000
↓ -500,000
7.25% Govt Stock 2063
Sovereign Bonds | -
7%₹56 Cr5,500,000
7.26% Govt Stock 2033
Sovereign Bonds | -
7%₹52 Cr5,000,000
7.53% Govt Stock 2034
Sovereign Bonds | -
6%₹45 Cr4,500,000
Rec Limited
Debentures | -
3%₹26 Cr250
HDFC Bank Limited
Debentures | -
3%₹25 Cr2,500

6. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 22 in Medium term Bond category.  Return for 2024 was 8.1% , 2023 was 6.7% and 2022 was 2.9% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund
Growth
Launch Date 6 Feb 02
NAV (31 Mar 25) ₹55.1015 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹3,945 on 28 Feb 25
Category Debt - Medium term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.29
Sharpe Ratio 0.58
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 3.91%
Effective Maturity 5 Years 11 Months 26 Days
Modified Duration 3 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,757
31 Mar 22₹11,354
31 Mar 23₹11,758
31 Mar 24₹12,638

HDFC Medium Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 1.3%
3 Month 2.3%
6 Month 3.6%
1 Year 8.2%
3 Year 6.4%
5 Year 6.5%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.1%
2022 6.7%
2021 2.9%
2020 5%
2019 10%
2018 9.1%
2017 5.6%
2016 5.5%
2015 11.5%
2014 7.4%
Fund Manager information for HDFC Medium Term Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0717.51 Yr.
Dhruv Muchhal22 Jun 231.69 Yr.
Bhavyesh Divecha1 Mar 250 Yr.

Data below for HDFC Medium Term Debt Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash5.16%
Equity1.26%
Debt93.29%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate56.26%
Government36.19%
Cash Equivalent5.16%
Securitized0.85%
Credit Quality
RatingValue
AA38.93%
AAA61.07%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
8%₹309 Cr30,047,700
7.23% Government Of India (15/04/2039)
Sovereign Bonds | -
5%₹191 Cr18,500,000
Tata Steel Limited
Debentures | -
4%₹146 Cr14,500
6.79% Government Of India (07/10/2034)
Sovereign Bonds | -
3%₹121 Cr12,012,900
Kalpataru Power Transmission Limited
Debentures | -
3%₹100 Cr10,000
Small Business Fincredit India Private Limited
Debentures | -
3%₹100 Cr10,000
The Tata Power Company Limited
Debentures | -
2%₹76 Cr725
Power Finance Corp Ltd.
Debentures | -
2%₹75 Cr7,500
↑ 7,500
Truhome Finance Limited
Debentures | -
2%₹75 Cr7,500
IIFL Finance Limited
Debentures | -
2%₹75 Cr7,500

7. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 29 in Medium to Long term category.  Return for 2024 was 9% , 2023 was 6.1% and 2022 was 0.9% .

Below is the key information for HDFC Income Fund

HDFC Income Fund
Growth
Launch Date 11 Sep 00
NAV (31 Mar 25) ₹57.2613 ↑ 0.02   (0.03 %)
Net Assets (Cr) ₹870 on 28 Feb 25
Category Debt - Medium to Long term
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.53
Sharpe Ratio 0.28
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 6.91%
Effective Maturity 12 Years 2 Months 16 Days
Modified Duration 6 Years 7 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,557
31 Mar 22₹10,852
31 Mar 23₹11,123
31 Mar 24₹11,985

HDFC Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 1.9%
3 Month 2.6%
6 Month 3.5%
1 Year 8.5%
3 Year 6.2%
5 Year 5.4%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 9%
2022 6.1%
2021 0.9%
2020 2.1%
2019 9.3%
2018 8.7%
2017 3.6%
2016 1.3%
2015 14.5%
2014 5.3%
Fund Manager information for HDFC Income Fund
NameSinceTenure
Shobhit Mehrotra11 Sep 0717.48 Yr.
Dhruv Muchhal22 Jun 231.69 Yr.

Data below for HDFC Income Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash6.19%
Debt93.54%
Other0.27%
Debt Sector Allocation
SectorValue
Government81.19%
Corporate11.91%
Cash Equivalent6.19%
Securitized0.44%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
20%₹175 Cr17,000,000
7.41% Govt Stock 2036
Sovereign Bonds | -
12%₹105 Cr10,000,000
7.54% Govt Stock 2036
Sovereign Bonds | -
11%₹100 Cr9,500,000
7.23% Government Of India (15/04/2039)
Sovereign Bonds | -
9%₹78 Cr7,500,000
6.79% Government Of India (07/10/2034)
Sovereign Bonds | -
5%₹40 Cr4,000,000
Ntpc Limited
Debentures | -
3%₹26 Cr250
7.59% Govt Stock 2031
Sovereign Bonds | -
3%₹25 Cr2,500,000
7.53% Govt Stock 2034
Sovereign Bonds | -
3%₹25 Cr2,500,000
Bajaj Housing Finance Limited
Debentures | -
3%₹25 Cr250
6.68% Govt Stock 2031
Sovereign Bonds | -
3%₹25 Cr2,500,000

8. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 30 in Short term Bond category.  Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund
Growth
Launch Date 25 Jun 10
NAV (31 Mar 25) ₹31.3093 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹14,391 on 28 Feb 25
Category Debt - Short term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.71
Sharpe Ratio 1.62
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 2.96%
Effective Maturity 4 Years 23 Days
Modified Duration 2 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,851
31 Mar 22₹11,348
31 Mar 23₹11,847
31 Mar 24₹12,759

HDFC Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 1.2%
3 Month 2.3%
6 Month 3.9%
1 Year 8.4%
3 Year 6.8%
5 Year 6.7%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.3%
2022 7.1%
2021 3.5%
2020 3.9%
2019 11%
2018 9.7%
2017 7%
2016 6.5%
2015 9.3%
2014 8.7%
Fund Manager information for HDFC Short Term Debt Fund
NameSinceTenure
Anil Bamboli25 Jun 1014.69 Yr.
Dhruv Muchhal22 Jun 231.69 Yr.

Data below for HDFC Short Term Debt Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash3.7%
Debt96.01%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate60.45%
Government35.57%
Cash Equivalent3.7%
Credit Quality
RatingValue
AA11.05%
AAA88.95%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹847 Cr82,500,000
7.3% Govt Stock 2028
Sovereign Bonds | -
4%₹518 Cr51,500,000
Aditya Birla Renewables Limited
Debentures | -
3%₹435 Cr43,500
7.26% Govt Stock 2032
Sovereign Bonds | -
3%₹355 Cr34,500,000
Jamnagar Utilities And Power Private Limited
Debentures | -
2%₹327 Cr32,500
7.1% Govt Stock 2034
Sovereign Bonds | -
2%₹281 Cr27,500,000
Bajaj Housing Finance Limited
Debentures | -
2%₹252 Cr25,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -
2%₹251 Cr25,000
Pipeline Infrastructure Private Limited
Debentures | -
2%₹248 Cr24,500
TVS Credit Services Limited
Debentures | -
1%₹205 Cr200

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