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Top 10 Funds
চুমুক বা পদ্ধতিগতবিনিয়োগ পরিকল্পনা একটি মহান উপায়মিউচুয়াল ফান্ডে বিনিয়োগ করুন. দ্বারা দেওয়া SIP পরিকল্পনাএসবিআই মিউচুয়াল ফান্ড নিয়মিত একটি নির্দিষ্ট পরিমাণ সংরক্ষণ করার একটি দুর্দান্ত উপায়ভিত্তি যেমন সাপ্তাহিক/মাসিক/ত্রৈমাসিক। এটি নিয়মিত সঞ্চয়কে উৎসাহিত করে এবং এর সুবিধাও দেয়যৌগিক শক্তি.
একটি এসআইপি প্ল্যানের মাধ্যমে আপনি শক্তিশালী সম্পদ তৈরি করতে সহজেই দীর্ঘ সময়ের জন্য বিনিয়োগ করতে পারেন। যেহেতু, পরিমাণটি নিয়মিত বিরতিতে বিনিয়োগ করা হয়, এটি এর প্রভাবও হ্রাস করেবাজার অস্থিরতা সঙ্গে একটিএসআইপি বিনিয়োগ, বিনিয়োগকারীরা তাদের বিভিন্ন লক্ষ্য যেমন অবসর গ্রহণ, বিয়ে, বাড়ি/গাড়ি কেনা বা এমনকি উচ্চ শিক্ষা ইত্যাদির পরিকল্পনা করতে পারে।
SBI MF-এর সাথে একটি সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান করার জন্য একটি বিশাল পরিমাণের প্রয়োজন হয় নাবিনিয়োগ যেহেতু শুরুর পরিমাণ 500 টাকার মতো কম।
SBI SIP মিউচুয়াল ফান্ড ছোটবেলা থেকেই সঞ্চয়ের অভ্যাস গড়ে তুলতে উৎসাহিত করে
একটি এসআইপিতে বিনিয়োগ করে কেউ তাদের দীর্ঘমেয়াদী পরিকল্পনা করতে পারেআর্থিক লক্ষ্য যেমন গাড়ি/বাড়ি কেনা, আন্তর্জাতিক ভ্রমণের জন্য সঞ্চয়, সন্তানের শিক্ষার জন্য সঞ্চয়,অবসর পরিকল্পনা অথবা অন্য কোনো সম্পদ কেনার জন্য।
প্রদত্ত যে একটি সুশৃঙ্খল বিনিয়োগ পরিকল্পনা দীর্ঘ সময়ের মধ্যে বিস্তৃত থাকে, কেউ শেয়ার বাজারের সমস্ত সময়কাল, উত্থান এবং আরও গুরুত্বপূর্ণভাবে মন্দাকে ধরে রাখে। মন্দার সময়ে, যখন ভয় বেশির ভাগ বিনিয়োগকারীকে ধরে ফেলে, তখন SIP কিস্তি বিনিয়োগকারীদের "নিম্ন" কেনা নিশ্চিত করে।
সুতরাং, আজই একটি এসআইপি শুরু করুনইক্যুইটি ফান্ড এই শীর্ষ 10 সেরা SBI SIP তহবিলে বিনিয়োগ করে। এই তহবিলগুলি AUM এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে,না, অতীত পারফরম্যান্স, পিয়ার গড় রিটার্ন, ইত্যাদি
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(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. SBI Large and Midcap Fund is a Equity - Large & Mid Cap fund was launched on 25 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. SBI Magnum Multicap Fund is a Equity - Multi Cap fund was launched on 29 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. SBI Bluechip Fund is a Equity - Large Cap fund was launched on 14 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Bluechip Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. SBI Infrastructure Fund is a Equity - Sectoral fund was launched on 6 Jul 07. It is a fund with High risk and has given a Below is the key information for SBI Infrastructure Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. SBI Magnum Mid Cap Fund is a Equity - Mid Cap fund was launched on 29 Mar 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Mid Cap Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Contra Fund Returns up to 1 year are on (Erstwhile SBI Magnum Equity Fund) To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. SBI Magnum Equity ESG Fund is a Equity - Sectoral fund was launched on 27 Nov 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Equity ESG Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Since launch (%) SBI PSU Fund Growth ₹30.884
↓ -0.44 ₹4,686 500 -4.7 -6 35 37.1 24.5 54 8.1 SBI Infrastructure Fund Growth ₹49.771
↓ -1.19 ₹5,006 500 -9.6 -4.6 26.4 27.8 26 49.7 9.6 SBI Magnum Tax Gain Fund Growth ₹424.324
↓ -6.96 ₹27,847 500 -6.1 1 33 25.9 24.2 40 12.5 SBI Healthcare Opportunities Fund Growth ₹429.202
↑ 1.58 ₹3,460 500 3.1 20.4 42.4 25.4 29.4 38.2 16 SBI Contra Fund Growth ₹381.066
↓ -1.46 ₹41,907 500 -3.9 2.5 22.8 24.3 29.9 38.2 15.4 SBI Consumption Opportunities Fund Growth ₹325.417
↓ -5.52 ₹3,074 500 -7.9 7 26.1 23.4 23.1 29.9 16.9 SBI Small Cap Fund Growth ₹179.026
↓ -3.80 ₹33,285 500 -4.1 2.1 28.5 21.1 27.4 25.3 20.8 SBI Magnum Mid Cap Fund Growth ₹234.91
↓ -4.85 ₹21,455 500 -6 0.5 23.6 20.6 27.2 34.5 17.4 SBI Large and Midcap Fund Growth ₹599.522
↓ -1.84 ₹29,329 500 -3 4.7 22.1 18.5 21.5 26.8 18 SBI Banking & Financial Services Fund Growth ₹38.2244
↓ -0.56 ₹6,548 500 -3.5 4.6 21.4 18.4 13.6 18.6 14.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24 1. SBI Small Cap Fund
CAGR/Annualized
return of 20.8% since its launch. Ranked 4 in Small Cap
category. Return for 2023 was 25.3% , 2022 was 8.1% and 2021 was 47.6% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (20 Dec 24) ₹179.026 ↓ -3.80 (-2.08 %) Net Assets (Cr) ₹33,285 on 30 Nov 24 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 1.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,462 30 Nov 21 ₹19,330 30 Nov 22 ₹21,618 30 Nov 23 ₹26,000 30 Nov 24 ₹33,253 Returns for SBI Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 Dec 24 Duration Returns 1 Month 3.5% 3 Month -4.1% 6 Month 2.1% 1 Year 28.5% 3 Year 21.1% 5 Year 27.4% 10 Year 15 Year Since launch 20.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 25.3% 2022 8.1% 2021 47.6% 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% 2014 110.7% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 11.05 Yr. Pradeep Kesavan 31 Dec 23 0.92 Yr. Mohan Lal 1 May 24 0.59 Yr. Data below for SBI Small Cap Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Industrials 30.8% Consumer Cyclical 20.99% Financial Services 14.42% Basic Materials 9.14% Consumer Defensive 5.32% Health Care 2.18% Communication Services 1.85% Real Estate 1.65% Asset Allocation
Asset Class Value Cash 13.63% Equity 86.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO3% ₹1,025 Cr 5,531,552 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS3% ₹989 Cr 3,300,000 Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | FINPIPE3% ₹929 Cr 34,595,699 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL3% ₹901 Cr 7,900,000 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET3% ₹865 Cr 9,716,991 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY2% ₹800 Cr 9,324,049 SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC2% ₹776 Cr 89,318,180 City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB2% ₹772 Cr 43,000,000 Triveni Turbine Ltd (Industrials)
Equity, Since 31 Jan 19 | TRITURBINE2% ₹757 Cr 9,855,433 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | KPRMILL2% ₹754 Cr 7,700,000 2. SBI Consumption Opportunities Fund
CAGR/Annualized
return of 16.9% since its launch. Ranked 11 in Sectoral
category. Return for 2023 was 29.9% , 2022 was 13.9% and 2021 was 35.6% . SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (20 Dec 24) ₹325.417 ↓ -5.52 (-1.67 %) Net Assets (Cr) ₹3,074 on 30 Nov 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.17 Sharpe Ratio 1.29 Information Ratio 0.37 Alpha Ratio 3.17 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹9,855 30 Nov 21 ₹15,319 30 Nov 22 ₹17,894 30 Nov 23 ₹21,615 30 Nov 24 ₹27,752 Returns for SBI Consumption Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 Dec 24 Duration Returns 1 Month 2.9% 3 Month -7.9% 6 Month 7% 1 Year 26.1% 3 Year 23.4% 5 Year 23.1% 10 Year 15 Year Since launch 16.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 29.9% 2022 13.9% 2021 35.6% 2020 13.9% 2019 0.1% 2018 -2% 2017 53.1% 2016 2.4% 2015 5.3% 2014 30.9% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Pradeep Kesavan 1 Apr 24 0.67 Yr. Ashit Desai 1 Apr 24 0.67 Yr. Data below for SBI Consumption Opportunities Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Consumer Cyclical 49.77% Consumer Defensive 29.23% Industrials 9.72% Communication Services 5.5% Basic Materials 3.07% Asset Allocation
Asset Class Value Cash 2.71% Equity 97.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ganesha Ecosphere Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | GANECOS8% ₹243 Cr 1,010,998 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL5% ₹150 Cr 920,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹136 Cr 545,000
↑ 125,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD4% ₹118 Cr 1,836,850 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL3% ₹107 Cr 549,563 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | BERGEPAINT3% ₹94 Cr 1,909,184
↑ 359,012 Colgate-Palmolive (India) Ltd (Consumer Defensive)
Equity, Since 31 Aug 23 | COLPAL3% ₹94 Cr 325,000
↑ 35,000 Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | WHIRLPOOL3% ₹91 Cr 490,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹91 Cr 1,900,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | M&M3% ₹88 Cr 295,000 3. SBI Large and Midcap Fund
CAGR/Annualized
return of 18% since its launch. Ranked 20 in Large & Mid Cap
category. Return for 2023 was 26.8% , 2022 was 7.3% and 2021 was 39.3% . SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (19 Dec 24) ₹599.522 ↓ -1.84 (-0.31 %) Net Assets (Cr) ₹29,329 on 30 Nov 24 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 1.69 Information Ratio -0.16 Alpha Ratio 2.43 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,819 30 Nov 21 ₹15,797 30 Nov 22 ₹17,953 30 Nov 23 ₹20,606 30 Nov 24 ₹26,390 Returns for SBI Large and Midcap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 Dec 24 Duration Returns 1 Month 2.5% 3 Month -3% 6 Month 4.7% 1 Year 22.1% 3 Year 18.5% 5 Year 21.5% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2023 26.8% 2022 7.3% 2021 39.3% 2020 15.8% 2019 6.8% 2018 -5.3% 2017 40.5% 2016 0.4% 2015 11.1% 2014 48.3% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 8.23 Yr. Pradeep Kesavan 31 Dec 23 0.92 Yr. Data below for SBI Large and Midcap Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 23.65% Basic Materials 13.79% Consumer Cyclical 11.39% Industrials 10.27% Technology 10.19% Health Care 9.64% Consumer Defensive 6.47% Energy 3.35% Communication Services 3.22% Utility 2.34% Asset Allocation
Asset Class Value Cash 5.7% Equity 94.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK8% ₹2,363 Cr 13,157,000
↑ 2,902,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE3% ₹982 Cr 7,600,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹962 Cr 7,400,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN3% ₹923 Cr 11,000,000 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC3% ₹803 Cr 1,910,000 Coforge Ltd (Technology)
Equity, Since 31 Aug 23 | COFORGE3% ₹799 Cr 920,000 Abbott India Ltd (Healthcare)
Equity, Since 30 Sep 22 | ABBOTINDIA3% ₹762 Cr 274,878 Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY2% ₹706 Cr 3,800,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 23 | KOTAKBANK2% ₹653 Cr 3,700,000 Ashok Leyland Ltd (Industrials)
Equity, Since 31 May 21 | ASHOKLEY2% ₹627 Cr 27,000,000 4. SBI Magnum COMMA Fund
CAGR/Annualized
return of 12.6% since its launch. Ranked 9 in Sectoral
category. Return for 2023 was 32.3% , 2022 was -6.6% and 2021 was 52% . SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (20 Dec 24) ₹99.0407 ↓ -2.46 (-2.42 %) Net Assets (Cr) ₹653 on 30 Nov 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio 1.03 Information Ratio -0.43 Alpha Ratio 2.91 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,053 30 Nov 21 ₹18,246 30 Nov 22 ₹18,684 30 Nov 23 ₹21,790 30 Nov 24 ₹27,156 Returns for SBI Magnum COMMA Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 Dec 24 Duration Returns 1 Month 1.8% 3 Month -8.5% 6 Month -0.9% 1 Year 19.4% 3 Year 13.5% 5 Year 21.3% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 32.3% 2022 -6.6% 2021 52% 2020 23.9% 2019 11.8% 2018 -18.7% 2017 39.2% 2016 32.3% 2015 -6.1% 2014 31.5% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 0.5 Yr. Pradeep Kesavan 31 Dec 23 0.92 Yr. Data below for SBI Magnum COMMA Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Basic Materials 42.83% Energy 26.52% Utility 10.21% Consumer Defensive 9.18% Consumer Cyclical 4.41% Asset Allocation
Asset Class Value Cash 6.85% Equity 93.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL9% ₹57 Cr 3,976,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE8% ₹55 Cr 424,732 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | ULTRACEMCO6% ₹38 Cr 34,000 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC6% ₹36 Cr 2,070,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | ONGC6% ₹36 Cr 1,400,000 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | CCL5% ₹34 Cr 425,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | POWERGRID5% ₹31 Cr 930,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002955% ₹31 Cr 675,000 Arvind Ltd (Consumer Cyclical)
Equity, Since 30 Apr 24 | ARVIND4% ₹29 Cr 760,000 Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA4% ₹27 Cr 650,000 5. SBI Magnum Multicap Fund
CAGR/Annualized
return of since its launch. Ranked 9 in Multi Cap
category. Return for 2023 was 22.8% , 2022 was 0.7% and 2021 was 30.8% . SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (19 Dec 24) ₹109.171 ↓ -0.59 (-0.53 %) Net Assets (Cr) ₹22,206 on 30 Nov 24 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio 1.18 Information Ratio -1.07 Alpha Ratio -2.31 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,694 30 Nov 21 ₹14,661 30 Nov 22 ₹15,429 30 Nov 23 ₹17,447 30 Nov 24 ₹21,238 Returns for SBI Magnum Multicap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 Dec 24 Duration Returns 1 Month 4% 3 Month -3.2% 6 Month 4% 1 Year 17.8% 3 Year 13.6% 5 Year 16.4% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 22.8% 2022 0.7% 2021 30.8% 2020 13.6% 2019 11% 2018 -5.5% 2017 37% 2016 5.8% 2015 9.8% 2014 56% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure R. Srinivasan 1 Jan 22 2.92 Yr. Pradeep Kesavan 31 Dec 23 0.92 Yr. Data below for SBI Magnum Multicap Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 23.69% Consumer Cyclical 17.41% Industrials 12.04% Basic Materials 10% Technology 7.57% Energy 6.98% Communication Services 6.59% Consumer Defensive 4.69% Health Care 4.11% Utility 1.99% Asset Allocation
Asset Class Value Cash 4.91% Equity 95.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE5% ₹1,010 Cr 7,816,540 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK4% ₹931 Cr 7,160,055 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK4% ₹912 Cr 5,075,354 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK4% ₹899 Cr 5,094,000 Infosys Ltd (Technology)
Equity, Since 31 Oct 20 | INFY3% ₹692 Cr 3,725,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT3% ₹678 Cr 1,821,034 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Jun 22 | M&M3% ₹644 Cr 2,170,000 Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 31 Jan 24 | CTSH3% ₹612 Cr 900,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL3% ₹610 Cr 3,750,000 Nuvoco Vista Corp Ltd (Basic Materials)
Equity, Since 31 Aug 21 | 5433342% ₹446 Cr 12,710,062 6. SBI Bluechip Fund
CAGR/Annualized
return of 12.2% since its launch. Ranked 9 in Large Cap
category. Return for 2023 was 22.6% , 2022 was 4.4% and 2021 was 26.1% . SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (20 Dec 24) ₹87.8677 ↓ -1.22 (-1.37 %) Net Assets (Cr) ₹50,502 on 30 Nov 24 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 1.22 Information Ratio -0.37 Alpha Ratio -0.06 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,911 30 Nov 21 ₹14,473 30 Nov 22 ₹15,861 30 Nov 23 ₹17,693 30 Nov 24 ₹21,634 Returns for SBI Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 Dec 24 Duration Returns 1 Month 0.8% 3 Month -7.3% 6 Month 1.3% 1 Year 16.2% 3 Year 14.8% 5 Year 16% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 22.6% 2022 4.4% 2021 26.1% 2020 16.3% 2019 11.6% 2018 -4.1% 2017 30.2% 2016 4.8% 2015 8% 2014 47.9% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 0.67 Yr. Pradeep Kesavan 1 Apr 24 0.67 Yr. Data below for SBI Bluechip Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 29.14% Consumer Cyclical 16.09% Consumer Defensive 10.64% Technology 9.62% Industrials 7.81% Health Care 7.1% Basic Materials 5.74% Energy 4.52% Communication Services 2.71% Real Estate 1.98% Asset Allocation
Asset Class Value Cash 4.64% Equity 95.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK10% ₹4,967 Cr 27,655,000
↑ 3,205,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK7% ₹3,770 Cr 29,000,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY5% ₹2,545 Cr 13,700,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC5% ₹2,398 Cr 50,300,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT5% ₹2,309 Cr 6,198,441 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE4% ₹2,016 Cr 15,600,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 24 | TCS4% ₹1,949 Cr 4,562,331 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB3% ₹1,686 Cr 2,731,710 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK3% ₹1,624 Cr 9,200,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN3% ₹1,451 Cr 17,300,000 7. SBI Infrastructure Fund
CAGR/Annualized
return of 9.6% since its launch. Ranked 18 in Sectoral
category. Return for 2023 was 49.7% , 2022 was 9.3% and 2021 was 48.3% . SBI Infrastructure Fund
Growth Launch Date 6 Jul 07 NAV (20 Dec 24) ₹49.771 ↓ -1.19 (-2.34 %) Net Assets (Cr) ₹5,006 on 30 Nov 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk High Expense Ratio 2.21 Sharpe Ratio 1.54 Information Ratio 0.82 Alpha Ratio 3.09 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,020 30 Nov 21 ₹15,444 30 Nov 22 ₹17,633 30 Nov 23 ₹24,240 30 Nov 24 ₹31,869 Returns for SBI Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 Dec 24 Duration Returns 1 Month 1.3% 3 Month -9.6% 6 Month -4.6% 1 Year 26.4% 3 Year 27.8% 5 Year 26% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 49.7% 2022 9.3% 2021 48.3% 2020 8.2% 2019 10.2% 2018 -18.1% 2017 41.7% 2016 9.3% 2015 2.7% 2014 48.1% Fund Manager information for SBI Infrastructure Fund
Name Since Tenure Bhavin Vithlani 1 Jan 22 2.92 Yr. Pradeep Kesavan 31 Dec 23 0.92 Yr. Data below for SBI Infrastructure Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Industrials 33.86% Basic Materials 14.1% Financial Services 12.88% Energy 10.53% Communication Services 8.36% Real Estate 5.12% Utility 4.94% Consumer Cyclical 4.1% Asset Allocation
Asset Class Value Cash 6.11% Equity 93.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE9% ₹439 Cr 3,400,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT8% ₹410 Cr 1,100,000
↑ 200,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | SHREECEM5% ₹261 Cr 100,000
↑ 19,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL5% ₹244 Cr 1,500,000 Grindwell Norton Ltd (Industrials)
Equity, Since 31 Jul 24 | GRINDWELL4% ₹206 Cr 981,924
↑ 340,608 Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jan 24 | IEX4% ₹176 Cr 10,000,000 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348163% ₹175 Cr 5,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | HDFCBANK3% ₹154 Cr 860,000 Pitti Engineering Ltd (Industrials)
Equity, Since 31 Jul 24 | PITTIENG2% ₹114 Cr 782,931 Ashoka Buildcon Ltd (Industrials)
Equity, Since 31 Jan 24 | ASHOKA2% ₹112 Cr 4,500,000 8. SBI Magnum Mid Cap Fund
CAGR/Annualized
return of 17.4% since its launch. Ranked 28 in Mid Cap
category. Return for 2023 was 34.5% , 2022 was 3% and 2021 was 52.2% . SBI Magnum Mid Cap Fund
Growth Launch Date 29 Mar 05 NAV (20 Dec 24) ₹234.91 ↓ -4.85 (-2.02 %) Net Assets (Cr) ₹21,455 on 30 Nov 24 Category Equity - Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 1.36 Information Ratio -0.78 Alpha Ratio -0.43 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,068 30 Nov 21 ₹19,313 30 Nov 22 ₹20,751 30 Nov 23 ₹26,213 30 Nov 24 ₹32,670 Returns for SBI Magnum Mid Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 Dec 24 Duration Returns 1 Month 2.9% 3 Month -6% 6 Month 0.5% 1 Year 23.6% 3 Year 20.6% 5 Year 27.2% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.5% 2022 3% 2021 52.2% 2020 30.4% 2019 0.1% 2018 -18% 2017 33.5% 2016 5% 2015 14.9% 2014 71.9% Fund Manager information for SBI Magnum Mid Cap Fund
Name Since Tenure Bhavin Vithlani 1 Apr 24 0.67 Yr. Pradeep Kesavan 1 Apr 24 0.67 Yr. Data below for SBI Magnum Mid Cap Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Consumer Cyclical 21.47% Financial Services 18.79% Industrials 14.65% Health Care 12.64% Basic Materials 8.67% Technology 4.08% Real Estate 4.07% Utility 3.31% Communication Services 3.03% Consumer Defensive 1.92% Energy 1.34% Asset Allocation
Asset Class Value Cash 6.03% Equity 93.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL4% ₹858 Cr 1,600,000 Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | TORNTPOWER3% ₹710 Cr 4,700,000 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 18 | COROMANDEL3% ₹611 Cr 3,413,020
↓ -86,980 Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN3% ₹591 Cr 1,490,000 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 31 Oct 22 | KPRMILL3% ₹587 Cr 6,000,000 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 14 | SCHAEFFLER3% ₹573 Cr 1,600,000 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | FEDERALBNK3% ₹569 Cr 27,000,000 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Apr 11 | CARBORUNIV3% ₹569 Cr 3,900,000 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | INDHOTEL3% ₹555 Cr 7,000,000 Thermax Ltd (Industrials)
Equity, Since 31 Dec 13 | THERMAX3% ₹551 Cr 1,200,000 9. SBI Contra Fund
CAGR/Annualized
return of 15.4% since its launch. Ranked 48 in Contra
category. Return for 2023 was 38.2% , 2022 was 12.8% and 2021 was 49.9% . SBI Contra Fund
Growth Launch Date 6 May 05 NAV (19 Dec 24) ₹381.066 ↓ -1.46 (-0.38 %) Net Assets (Cr) ₹41,907 on 30 Nov 24 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 1.6 Information Ratio 1.93 Alpha Ratio 5.21 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,558 30 Nov 21 ₹18,831 30 Nov 22 ₹22,330 30 Nov 23 ₹28,115 30 Nov 24 ₹36,502 Returns for SBI Contra Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 Dec 24 Duration Returns 1 Month 2.6% 3 Month -3.9% 6 Month 2.5% 1 Year 22.8% 3 Year 24.3% 5 Year 29.9% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 38.2% 2022 12.8% 2021 49.9% 2020 30.6% 2019 -1% 2018 -14.3% 2017 40.2% 2016 2.4% 2015 -0.1% 2014 47.7% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 6.58 Yr. Pradeep Kesavan 1 Dec 23 1 Yr. Data below for SBI Contra Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 20.08% Technology 9.06% Basic Materials 8.51% Energy 7.69% Health Care 7.01% Industrials 6.79% Consumer Cyclical 6.65% Utility 5.22% Consumer Defensive 4.72% Communication Services 4.47% Real Estate 0.52% Asset Allocation
Asset Class Value Cash 18.35% Equity 80.73% Debt 0.92% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK5% ₹2,285 Cr 12,723,129 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE4% ₹1,593 Cr 12,328,250
↑ 2,850,000 GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | GAIL2% ₹1,037 Cr 51,993,788
↑ 10,820,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Mar 22 | TECHM2% ₹991 Cr 5,786,409 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK2% ₹905 Cr 5,128,168 State Bank of India (Financial Services)
Equity, Since 31 Dec 10 | SBIN2% ₹860 Cr 10,254,269 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Dec 22 | ONGC2% ₹818 Cr 31,885,412
↑ 7,993,750 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC2% ₹799 Cr 16,766,741 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL2% ₹766 Cr 52,995,525 Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | WHIRLPOOL2% ₹747 Cr 4,040,000 10. SBI Magnum Equity ESG Fund
CAGR/Annualized
return of 9.7% since its launch. Ranked 47 in Sectoral
category. Return for 2023 was 24.6% , 2022 was -2.3% and 2021 was 30.3% . SBI Magnum Equity ESG Fund
Growth Launch Date 27 Nov 06 NAV (19 Dec 24) ₹234.701 ↓ -2.68 (-1.13 %) Net Assets (Cr) ₹5,806 on 30 Nov 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 1.29 Information Ratio 0.05 Alpha Ratio 2.44 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,668 30 Nov 21 ₹14,731 30 Nov 22 ₹15,121 30 Nov 23 ₹17,067 30 Nov 24 ₹21,042 Returns for SBI Magnum Equity ESG Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 Dec 24 Duration Returns 1 Month 2.1% 3 Month -4.2% 6 Month 2.3% 1 Year 16% 3 Year 12.7% 5 Year 15.6% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.6% 2022 -2.3% 2021 30.3% 2020 13.5% 2019 14.8% 2018 3.3% 2017 24.1% 2016 4.5% 2015 2.4% 2014 42.6% Fund Manager information for SBI Magnum Equity ESG Fund
Name Since Tenure Rohit Shimpi 1 Jan 22 2.92 Yr. Pradeep Kesavan 1 Dec 23 1 Yr. Data below for SBI Magnum Equity ESG Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 34.21% Technology 21.31% Consumer Cyclical 15.01% Industrials 12% Basic Materials 5.28% Health Care 3.95% Energy 2.58% Consumer Defensive 2.32% Utility 1.7% Asset Allocation
Asset Class Value Cash 1.63% Equity 98.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK9% ₹524 Cr 2,917,400 Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY9% ₹502 Cr 2,701,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK8% ₹453 Cr 3,485,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Nov 17 | TCS5% ₹278 Cr 651,034 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT5% ₹273 Cr 731,709 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK4% ₹260 Cr 2,290,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK4% ₹218 Cr 1,235,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN4% ₹204 Cr 2,430,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | ULTRACEMCO3% ₹196 Cr 175,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI3% ₹181 Cr 163,000
আপনি একটি নির্দিষ্ট সময়ের জন্য মাসিক একটি নির্দিষ্ট পরিমাণ বিনিয়োগ করলে আপনার SIP বিনিয়োগ কীভাবে বাড়বে তা জানতে চান? আমরা আপনাকে একটি উদাহরণ দিয়ে ব্যাখ্যা করব।
এসআইপি ক্যালকুলেটর সাধারণত ইনপুট নেয় যেমন এসআইপি বিনিয়োগের পরিমাণ (লক্ষ্য), বিনিয়োগের জন্য কত বছর প্রয়োজন, প্রত্যাশিতমুদ্রাস্ফীতি হার (এর জন্য একটি অ্যাকাউন্ট প্রয়োজন!) এবং প্রত্যাশিত রিটার্ন। সুতরাং, কেউ একটি লক্ষ্য অর্জনের জন্য প্রয়োজনীয় এসআইপি রিটার্ন গণনা করতে পারে!
ধরুন, আপনি যদি 10 টাকা বিনিয়োগ করেন,000 10 বছরের জন্য, দেখুন কিভাবে আপনার SIP বিনিয়োগ বৃদ্ধি পায়-
মাসিক বিনিয়োগ: INR 10,000
বিনিয়োগের সময়কাল: 10 বছর
মোট বিনিয়োগকৃত পরিমাণ: INR 12,00,000
দীর্ঘমেয়াদী বৃদ্ধির হার (প্রায়): 15%
অনুযায়ী প্রত্যাশিত রিটার্নচুমুক ক্যালকুলেটর: INR 27,86,573
মোট লাভ: INR 15,86,573 (পরম প্রত্যাবর্তন= 132.2%)
উপরের গণনাগুলি দেখায় যে আপনি যদি 10 বছরের জন্য মাসে 10,000 টাকা বিনিয়োগ করেন (মোট INR12,00,000
) তুমি উপার্জন করবেINR 27,86,573
, যার মানে আপনি যে নেট লাভ করেন তাINR 15,86,573
. এটা কি দারুণ না!
Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।
আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন
নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!
SBI-এর সাথে আপনার লক্ষ্য পরিকল্পনা করুনযৌথ পুঁজি, তাদের কাছে পৌঁছানোর জন্য SIP ব্যবহার করুন!
ক: একটি SIP-এ বিনিয়োগ শুরু করার কোনো নির্দিষ্ট সময় নেই। আপনি বছরের যেকোনো সময় আপনার বিনিয়োগ শুরু করতে পারেন। সুতরাং, আপনার আর্থিক মূল্যায়ন শুরু করুন এবং নিশ্চিত করুন যে আপনি একটি নির্দিষ্ট সময়ে বিনিয়োগের জন্য প্রস্তুত।
ক: আদর্শভাবে, এসআইপি আপনার দীর্ঘমেয়াদী লক্ষ্যগুলির একটি অংশ হওয়া উচিত। প্রাথমিক কারণ হল আরও বর্ধিত সময়কাল, সম্ভবত সংক্ষিপ্ত মেয়াদের তুলনায় ভাল রিটার্ন তৈরি করা।
ক: আপনি যখন একটি মিউচুয়াল ফান্ডে নিয়মিত বিনিয়োগ করেন, তখন আপনি একটি চক্রবৃদ্ধি সুদ অর্জন করেন এবং শুধুমাত্র বিনিয়োগকৃত মূল পরিমাণে সুদ পান না। এটি চক্রবৃদ্ধি বার্ষিক বৃদ্ধির হার হিসাবে গণনা করা হয়সিএজিআর. দীর্ঘমেয়াদে, চক্রবৃদ্ধি প্রভাব আপনার বিনিয়োগকে বহুগুণ বাড়িয়ে দেয়। অন্য কথায়, চক্রবৃদ্ধি প্রভাবের সাহায্যে, আপনি এসআইপি বিনিয়োগে যে রিটার্ন অর্জন করেন তাও রিটার্ন তৈরি করে।
ক: এসবিআই এসআইপিতে বিনিয়োগ করার প্রাথমিক কারণ হল এতে প্রবেশের পয়েন্ট কম। আপনি ন্যূনতম 500 টাকা বিনিয়োগের সাথে যেকোনো উপযুক্ত SIP-এ বিনিয়োগ শুরু করতে পারেন। এটি SBI SIP-কে বিনিয়োগের জন্য সহজ করে তোলে, বিশেষ করে যদি আপনি SIP-এ বিনিয়োগ শুরু করতে চান।
ক: হ্যাঁ, আপনি যদি এসআইপি-তে বিনিয়োগের বিষয়ে একাধিক বিকল্প পেতে চান, তাহলে এসবিআই সবচেয়ে নির্ভরযোগ্য এবং সেরা ব্যাঙ্কগুলির মধ্যে একটি হিসাবে প্রমাণিত হতে পারে। আপনি SBI Large এ বিনিয়োগ করতে বেছে নিতে পারেনমিড-ক্যাপ এসআইপি, যেখানে আপনি বড় এবং মাঝারি আকারের মূলধনের ইক্যুইটি স্টকগুলিতে আপনার বিনিয়োগকে বৈচিত্র্যময় করতে পারেন। এটি আপনাকে বিনিয়োগে ভাল আয়ের নিশ্চয়তা দেবে। কিন্তু, যদি আপনি চানএকটি এসআইপিতে বিনিয়োগ করুন স্বাস্থ্যসেবা ইক্যুইটির উপর ভিত্তি করে, এসবিআই হেলথকেয়ার সুযোগের ফানগুলিতে বিনিয়োগ করার কথা বিবেচনা করুন যা একটি শক্তিশালী রিটার্ন দেখিয়েছে14.3% এটি চালু হওয়ার পর থেকে।
ক: রুপির গড় ব্যয় শুধুমাত্র ব্যক্তিদের এসআইপি-তে বিনিয়োগ করতে উৎসাহিত করে না, কিন্তু তাদের বাজারের অস্থিরতার সুবিধা নিতে দেয়। যদি SBI SIP-এর NAV কমে যায়, তাহলে একটি হিসাবেবিনিয়োগকারী, আপনি থেকে আরো ইউনিট পাবেনব্যাংক, এবং যদি SIP এর NAV বেড়ে যায়, আপনি কম ইউনিট পাবেন। যেভাবেই হোক, আপনি লাভের জন্য দাঁড়াবেন।
ক: আপনি যদি SBI SIP-এ 5 বছরের জন্য বিনিয়োগ করেন, তাহলে আপনার 10% প্রত্যাশিত রিটার্নে প্রতি মাসে Rs.6403.00 বিনিয়োগ করার কথা বিবেচনা করা উচিত। যদি প্রত্যাশিত রিটার্ন বাড়ে, তাহলে মাসিক বিনিয়োগের পরিমাণ কমে যায়।
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