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10 সেরা SBI MF SIP ফান্ড 2022 | সেরা এসবিআই এসআইপি ইক্যুইটি ফান্ড

ফিনক্যাশ »এসবিআই মিউচুয়াল ফান্ড »সেরা এসবিআই এসআইপি ফান্ড

10টি সেরা SBI MF SIP ফান্ড 2022৷

Updated on December 18, 2024 , 181441 views

চুমুক বা পদ্ধতিগতবিনিয়োগ পরিকল্পনা একটি মহান উপায়মিউচুয়াল ফান্ডে বিনিয়োগ করুন. দ্বারা দেওয়া SIP পরিকল্পনাএসবিআই মিউচুয়াল ফান্ড নিয়মিত একটি নির্দিষ্ট পরিমাণ সংরক্ষণ করার একটি দুর্দান্ত উপায়ভিত্তি যেমন সাপ্তাহিক/মাসিক/ত্রৈমাসিক। এটি নিয়মিত সঞ্চয়কে উৎসাহিত করে এবং এর সুবিধাও দেয়যৌগিক শক্তি.

SBI

একটি এসআইপি প্ল্যানের মাধ্যমে আপনি শক্তিশালী সম্পদ তৈরি করতে সহজেই দীর্ঘ সময়ের জন্য বিনিয়োগ করতে পারেন। যেহেতু, পরিমাণটি নিয়মিত বিরতিতে বিনিয়োগ করা হয়, এটি এর প্রভাবও হ্রাস করেবাজার অস্থিরতা সঙ্গে একটিএসআইপি বিনিয়োগ, বিনিয়োগকারীরা তাদের বিভিন্ন লক্ষ্য যেমন অবসর গ্রহণ, বিয়ে, বাড়ি/গাড়ি কেনা বা এমনকি উচ্চ শিক্ষা ইত্যাদির পরিকল্পনা করতে পারে।

কেন এসবিআই মিউচুয়াল ফান্ড এসআইপিতে বিনিয়োগ করবেন?

  1. SBI MF-এর সাথে একটি সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান করার জন্য একটি বিশাল পরিমাণের প্রয়োজন হয় নাবিনিয়োগ যেহেতু শুরুর পরিমাণ 500 টাকার মতো কম।

  2. SBI SIP মিউচুয়াল ফান্ড ছোটবেলা থেকেই সঞ্চয়ের অভ্যাস গড়ে তুলতে উৎসাহিত করে

  3. একটি এসআইপিতে বিনিয়োগ করে কেউ তাদের দীর্ঘমেয়াদী পরিকল্পনা করতে পারেআর্থিক লক্ষ্য যেমন গাড়ি/বাড়ি কেনা, আন্তর্জাতিক ভ্রমণের জন্য সঞ্চয়, সন্তানের শিক্ষার জন্য সঞ্চয়,অবসর পরিকল্পনা অথবা অন্য কোনো সম্পদ কেনার জন্য।

  4. প্রদত্ত যে একটি সুশৃঙ্খল বিনিয়োগ পরিকল্পনা দীর্ঘ সময়ের মধ্যে বিস্তৃত থাকে, কেউ শেয়ার বাজারের সমস্ত সময়কাল, উত্থান এবং আরও গুরুত্বপূর্ণভাবে মন্দাকে ধরে রাখে। মন্দার সময়ে, যখন ভয় বেশির ভাগ বিনিয়োগকারীকে ধরে ফেলে, তখন SIP কিস্তি বিনিয়োগকারীদের "নিম্ন" কেনা নিশ্চিত করে।

সুতরাং, আজই একটি এসআইপি শুরু করুনইক্যুইটি ফান্ড এই শীর্ষ 10 সেরা SBI SIP তহবিলে বিনিয়োগ করে। এই তহবিলগুলি AUM এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে,না, অতীত পারফরম্যান্স, পিয়ার গড় রিটার্ন, ইত্যাদি

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ইক্যুইটি ফান্ডে বিনিয়োগের জন্য সেরা এসবিআই মিউচুয়াল ফান্ড এসআইপি

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)Since launch (%)
SBI PSU Fund Growth ₹30.884
↓ -0.44
₹4,686 500 -4.7-63537.124.5548.1
SBI Infrastructure Fund Growth ₹49.771
↓ -1.19
₹5,006 500 -9.6-4.626.427.82649.79.6
SBI Magnum Tax Gain Fund Growth ₹424.324
↓ -6.96
₹27,847 500 -6.113325.924.24012.5
SBI Healthcare Opportunities Fund Growth ₹429.202
↑ 1.58
₹3,460 500 3.120.442.425.429.438.216
SBI Contra Fund Growth ₹381.066
↓ -1.46
₹41,907 500 -3.92.522.824.329.938.215.4
SBI Consumption Opportunities Fund Growth ₹325.417
↓ -5.52
₹3,074 500 -7.9726.123.423.129.916.9
SBI Small Cap Fund Growth ₹179.026
↓ -3.80
₹33,285 500 -4.12.128.521.127.425.320.8
SBI Magnum Mid Cap Fund Growth ₹234.91
↓ -4.85
₹21,455 500 -60.523.620.627.234.517.4
SBI Large and Midcap Fund Growth ₹599.522
↓ -1.84
₹29,329 500 -34.722.118.521.526.818
SBI Banking & Financial Services Fund Growth ₹38.2244
↓ -0.56
₹6,548 500 -3.54.621.418.413.618.614.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

1. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.8% since its launch.  Ranked 4 in Small Cap category.  Return for 2023 was 25.3% , 2022 was 8.1% and 2021 was 47.6% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund
Growth
Launch Date 9 Sep 09
NAV (20 Dec 24) ₹179.026 ↓ -3.80   (-2.08 %)
Net Assets (Cr) ₹33,285 on 30 Nov 24
Category Equity - Small Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.7
Sharpe Ratio 1.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹12,462
30 Nov 21₹19,330
30 Nov 22₹21,618
30 Nov 23₹26,000
30 Nov 24₹33,253

SBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 3.5%
3 Month -4.1%
6 Month 2.1%
1 Year 28.5%
3 Year 21.1%
5 Year 27.4%
10 Year
15 Year
Since launch 20.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 25.3%
2022 8.1%
2021 47.6%
2020 33.6%
2019 6.1%
2018 -19.6%
2017 78.7%
2016 1.3%
2015 20.6%
2014 110.7%
Fund Manager information for SBI Small Cap Fund
NameSinceTenure
R. Srinivasan16 Nov 1311.05 Yr.
Pradeep Kesavan31 Dec 230.92 Yr.
Mohan Lal1 May 240.59 Yr.

Data below for SBI Small Cap Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Industrials30.8%
Consumer Cyclical20.99%
Financial Services14.42%
Basic Materials9.14%
Consumer Defensive5.32%
Health Care2.18%
Communication Services1.85%
Real Estate1.65%
Asset Allocation
Asset ClassValue
Cash13.63%
Equity86.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO
3%₹1,025 Cr5,531,552
DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS
3%₹989 Cr3,300,000
Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | FINPIPE
3%₹929 Cr34,595,699
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL
3%₹901 Cr7,900,000
Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET
3%₹865 Cr9,716,991
E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY
2%₹800 Cr9,324,049
SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC
2%₹776 Cr89,318,180
City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB
2%₹772 Cr43,000,000
Triveni Turbine Ltd (Industrials)
Equity, Since 31 Jan 19 | TRITURBINE
2%₹757 Cr9,855,433
K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | KPRMILL
2%₹754 Cr7,700,000

2. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 16.9% since its launch.  Ranked 11 in Sectoral category.  Return for 2023 was 29.9% , 2022 was 13.9% and 2021 was 35.6% .

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund
Growth
Launch Date 2 Jan 13
NAV (20 Dec 24) ₹325.417 ↓ -5.52   (-1.67 %)
Net Assets (Cr) ₹3,074 on 30 Nov 24
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.17
Sharpe Ratio 1.29
Information Ratio 0.37
Alpha Ratio 3.17
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹9,855
30 Nov 21₹15,319
30 Nov 22₹17,894
30 Nov 23₹21,615
30 Nov 24₹27,752

SBI Consumption Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 2.9%
3 Month -7.9%
6 Month 7%
1 Year 26.1%
3 Year 23.4%
5 Year 23.1%
10 Year
15 Year
Since launch 16.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 29.9%
2022 13.9%
2021 35.6%
2020 13.9%
2019 0.1%
2018 -2%
2017 53.1%
2016 2.4%
2015 5.3%
2014 30.9%
Fund Manager information for SBI Consumption Opportunities Fund
NameSinceTenure
Pradeep Kesavan1 Apr 240.67 Yr.
Ashit Desai1 Apr 240.67 Yr.

Data below for SBI Consumption Opportunities Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Consumer Cyclical49.77%
Consumer Defensive29.23%
Industrials9.72%
Communication Services5.5%
Basic Materials3.07%
Asset Allocation
Asset ClassValue
Cash2.71%
Equity97.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Ganesha Ecosphere Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | GANECOS
8%₹243 Cr1,010,998
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL
5%₹150 Cr920,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR
4%₹136 Cr545,000
↑ 125,000
Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD
4%₹118 Cr1,836,850
United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL
3%₹107 Cr549,563
Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | BERGEPAINT
3%₹94 Cr1,909,184
↑ 359,012
Colgate-Palmolive (India) Ltd (Consumer Defensive)
Equity, Since 31 Aug 23 | COLPAL
3%₹94 Cr325,000
↑ 35,000
Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | WHIRLPOOL
3%₹91 Cr490,000
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹91 Cr1,900,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | M&M
3%₹88 Cr295,000

3. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

SBI Large and Midcap Fund is a Equity - Large & Mid Cap fund was launched on 25 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18% since its launch.  Ranked 20 in Large & Mid Cap category.  Return for 2023 was 26.8% , 2022 was 7.3% and 2021 was 39.3% .

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund
Growth
Launch Date 25 May 05
NAV (19 Dec 24) ₹599.522 ↓ -1.84   (-0.31 %)
Net Assets (Cr) ₹29,329 on 30 Nov 24
Category Equity - Large & Mid Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.74
Sharpe Ratio 1.69
Information Ratio -0.16
Alpha Ratio 2.43
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,819
30 Nov 21₹15,797
30 Nov 22₹17,953
30 Nov 23₹20,606
30 Nov 24₹26,390

SBI Large and Midcap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 2.5%
3 Month -3%
6 Month 4.7%
1 Year 22.1%
3 Year 18.5%
5 Year 21.5%
10 Year
15 Year
Since launch 18%
Historical performance (Yearly) on absolute basis
YearReturns
2023 26.8%
2022 7.3%
2021 39.3%
2020 15.8%
2019 6.8%
2018 -5.3%
2017 40.5%
2016 0.4%
2015 11.1%
2014 48.3%
Fund Manager information for SBI Large and Midcap Fund
NameSinceTenure
Saurabh Pant10 Sep 168.23 Yr.
Pradeep Kesavan31 Dec 230.92 Yr.

Data below for SBI Large and Midcap Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services23.65%
Basic Materials13.79%
Consumer Cyclical11.39%
Industrials10.27%
Technology10.19%
Health Care9.64%
Consumer Defensive6.47%
Energy3.35%
Communication Services3.22%
Utility2.34%
Asset Allocation
Asset ClassValue
Cash5.7%
Equity94.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK
8%₹2,363 Cr13,157,000
↑ 2,902,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE
3%₹982 Cr7,600,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK
3%₹962 Cr7,400,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN
3%₹923 Cr11,000,000
HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC
3%₹803 Cr1,910,000
Coforge Ltd (Technology)
Equity, Since 31 Aug 23 | COFORGE
3%₹799 Cr920,000
Abbott India Ltd (Healthcare)
Equity, Since 30 Sep 22 | ABBOTINDIA
3%₹762 Cr274,878
Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY
2%₹706 Cr3,800,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 23 | KOTAKBANK
2%₹653 Cr3,700,000
Ashok Leyland Ltd (Industrials)
Equity, Since 31 May 21 | ASHOKLEY
2%₹627 Cr27,000,000

4. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 12.6% since its launch.  Ranked 9 in Sectoral category.  Return for 2023 was 32.3% , 2022 was -6.6% and 2021 was 52% .

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund
Growth
Launch Date 8 Aug 05
NAV (20 Dec 24) ₹99.0407 ↓ -2.46   (-2.42 %)
Net Assets (Cr) ₹653 on 30 Nov 24
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.58
Sharpe Ratio 1.03
Information Ratio -0.43
Alpha Ratio 2.91
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹12,053
30 Nov 21₹18,246
30 Nov 22₹18,684
30 Nov 23₹21,790
30 Nov 24₹27,156

SBI Magnum COMMA Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 1.8%
3 Month -8.5%
6 Month -0.9%
1 Year 19.4%
3 Year 13.5%
5 Year 21.3%
10 Year
15 Year
Since launch 12.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 32.3%
2022 -6.6%
2021 52%
2020 23.9%
2019 11.8%
2018 -18.7%
2017 39.2%
2016 32.3%
2015 -6.1%
2014 31.5%
Fund Manager information for SBI Magnum COMMA Fund
NameSinceTenure
Dinesh Balachandran1 Jun 240.5 Yr.
Pradeep Kesavan31 Dec 230.92 Yr.

Data below for SBI Magnum COMMA Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Basic Materials42.83%
Energy26.52%
Utility10.21%
Consumer Defensive9.18%
Consumer Cyclical4.41%
Asset Allocation
Asset ClassValue
Cash6.85%
Equity93.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL
9%₹57 Cr3,976,000
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE
8%₹55 Cr424,732
UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | ULTRACEMCO
6%₹38 Cr34,000
CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC
6%₹36 Cr2,070,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | ONGC
6%₹36 Cr1,400,000
CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | CCL
5%₹34 Cr425,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | POWERGRID
5%₹31 Cr930,000
Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 500295
5%₹31 Cr675,000
Arvind Ltd (Consumer Cyclical)
Equity, Since 30 Apr 24 | ARVIND
4%₹29 Cr760,000
Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA
4%₹27 Cr650,000

5. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

SBI Magnum Multicap Fund is a Equity - Multi Cap fund was launched on 29 Sep 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of since its launch.  Ranked 9 in Multi Cap category.  Return for 2023 was 22.8% , 2022 was 0.7% and 2021 was 30.8% .

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund
Growth
Launch Date 29 Sep 05
NAV (19 Dec 24) ₹109.171 ↓ -0.59   (-0.53 %)
Net Assets (Cr) ₹22,206 on 30 Nov 24
Category Equity - Multi Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.72
Sharpe Ratio 1.18
Information Ratio -1.07
Alpha Ratio -2.31
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,694
30 Nov 21₹14,661
30 Nov 22₹15,429
30 Nov 23₹17,447
30 Nov 24₹21,238

SBI Magnum Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 4%
3 Month -3.2%
6 Month 4%
1 Year 17.8%
3 Year 13.6%
5 Year 16.4%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2023 22.8%
2022 0.7%
2021 30.8%
2020 13.6%
2019 11%
2018 -5.5%
2017 37%
2016 5.8%
2015 9.8%
2014 56%
Fund Manager information for SBI Magnum Multicap Fund
NameSinceTenure
R. Srinivasan1 Jan 222.92 Yr.
Pradeep Kesavan31 Dec 230.92 Yr.

Data below for SBI Magnum Multicap Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services23.69%
Consumer Cyclical17.41%
Industrials12.04%
Basic Materials10%
Technology7.57%
Energy6.98%
Communication Services6.59%
Consumer Defensive4.69%
Health Care4.11%
Utility1.99%
Asset Allocation
Asset ClassValue
Cash4.91%
Equity95.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE
5%₹1,010 Cr7,816,540
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK
4%₹931 Cr7,160,055
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK
4%₹912 Cr5,075,354
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK
4%₹899 Cr5,094,000
Infosys Ltd (Technology)
Equity, Since 31 Oct 20 | INFY
3%₹692 Cr3,725,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT
3%₹678 Cr1,821,034
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Jun 22 | M&M
3%₹644 Cr2,170,000
Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 31 Jan 24 | CTSH
3%₹612 Cr900,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL
3%₹610 Cr3,750,000
Nuvoco Vista Corp Ltd (Basic Materials)
Equity, Since 31 Aug 21 | 543334
2%₹446 Cr12,710,062

6. SBI Bluechip Fund

(Erstwhile SBI Blue Chip Fund)

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index.

SBI Bluechip Fund is a Equity - Large Cap fund was launched on 14 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.2% since its launch.  Ranked 9 in Large Cap category.  Return for 2023 was 22.6% , 2022 was 4.4% and 2021 was 26.1% .

Below is the key information for SBI Bluechip Fund

SBI Bluechip Fund
Growth
Launch Date 14 Feb 06
NAV (20 Dec 24) ₹87.8677 ↓ -1.22   (-1.37 %)
Net Assets (Cr) ₹50,502 on 30 Nov 24
Category Equity - Large Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.59
Sharpe Ratio 1.22
Information Ratio -0.37
Alpha Ratio -0.06
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,911
30 Nov 21₹14,473
30 Nov 22₹15,861
30 Nov 23₹17,693
30 Nov 24₹21,634

SBI Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for SBI Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 0.8%
3 Month -7.3%
6 Month 1.3%
1 Year 16.2%
3 Year 14.8%
5 Year 16%
10 Year
15 Year
Since launch 12.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 22.6%
2022 4.4%
2021 26.1%
2020 16.3%
2019 11.6%
2018 -4.1%
2017 30.2%
2016 4.8%
2015 8%
2014 47.9%
Fund Manager information for SBI Bluechip Fund
NameSinceTenure
Saurabh Pant1 Apr 240.67 Yr.
Pradeep Kesavan1 Apr 240.67 Yr.

Data below for SBI Bluechip Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services29.14%
Consumer Cyclical16.09%
Consumer Defensive10.64%
Technology9.62%
Industrials7.81%
Health Care7.1%
Basic Materials5.74%
Energy4.52%
Communication Services2.71%
Real Estate1.98%
Asset Allocation
Asset ClassValue
Cash4.64%
Equity95.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK
10%₹4,967 Cr27,655,000
↑ 3,205,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK
7%₹3,770 Cr29,000,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY
5%₹2,545 Cr13,700,000
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
5%₹2,398 Cr50,300,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT
5%₹2,309 Cr6,198,441
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE
4%₹2,016 Cr15,600,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 24 | TCS
4%₹1,949 Cr4,562,331
Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB
3%₹1,686 Cr2,731,710
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK
3%₹1,624 Cr9,200,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN
3%₹1,451 Cr17,300,000

7. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

SBI Infrastructure Fund is a Equity - Sectoral fund was launched on 6 Jul 07. It is a fund with High risk and has given a CAGR/Annualized return of 9.6% since its launch.  Ranked 18 in Sectoral category.  Return for 2023 was 49.7% , 2022 was 9.3% and 2021 was 48.3% .

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund
Growth
Launch Date 6 Jul 07
NAV (20 Dec 24) ₹49.771 ↓ -1.19   (-2.34 %)
Net Assets (Cr) ₹5,006 on 30 Nov 24
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.21
Sharpe Ratio 1.54
Information Ratio 0.82
Alpha Ratio 3.09
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,020
30 Nov 21₹15,444
30 Nov 22₹17,633
30 Nov 23₹24,240
30 Nov 24₹31,869

SBI Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 1.3%
3 Month -9.6%
6 Month -4.6%
1 Year 26.4%
3 Year 27.8%
5 Year 26%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 49.7%
2022 9.3%
2021 48.3%
2020 8.2%
2019 10.2%
2018 -18.1%
2017 41.7%
2016 9.3%
2015 2.7%
2014 48.1%
Fund Manager information for SBI Infrastructure Fund
NameSinceTenure
Bhavin Vithlani1 Jan 222.92 Yr.
Pradeep Kesavan31 Dec 230.92 Yr.

Data below for SBI Infrastructure Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Industrials33.86%
Basic Materials14.1%
Financial Services12.88%
Energy10.53%
Communication Services8.36%
Real Estate5.12%
Utility4.94%
Consumer Cyclical4.1%
Asset Allocation
Asset ClassValue
Cash6.11%
Equity93.89%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE
9%₹439 Cr3,400,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT
8%₹410 Cr1,100,000
↑ 200,000
Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | SHREECEM
5%₹261 Cr100,000
↑ 19,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL
5%₹244 Cr1,500,000
Grindwell Norton Ltd (Industrials)
Equity, Since 31 Jul 24 | GRINDWELL
4%₹206 Cr981,924
↑ 340,608
Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jan 24 | IEX
4%₹176 Cr10,000,000
Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 534816
3%₹175 Cr5,000,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | HDFCBANK
3%₹154 Cr860,000
Pitti Engineering Ltd (Industrials)
Equity, Since 31 Jul 24 | PITTIENG
2%₹114 Cr782,931
Ashoka Buildcon Ltd (Industrials)
Equity, Since 31 Jan 24 | ASHOKA
2%₹112 Cr4,500,000

8. SBI Magnum Mid Cap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies.

SBI Magnum Mid Cap Fund is a Equity - Mid Cap fund was launched on 29 Mar 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.4% since its launch.  Ranked 28 in Mid Cap category.  Return for 2023 was 34.5% , 2022 was 3% and 2021 was 52.2% .

Below is the key information for SBI Magnum Mid Cap Fund

SBI Magnum Mid Cap Fund
Growth
Launch Date 29 Mar 05
NAV (20 Dec 24) ₹234.91 ↓ -4.85   (-2.02 %)
Net Assets (Cr) ₹21,455 on 30 Nov 24
Category Equity - Mid Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.77
Sharpe Ratio 1.36
Information Ratio -0.78
Alpha Ratio -0.43
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹12,068
30 Nov 21₹19,313
30 Nov 22₹20,751
30 Nov 23₹26,213
30 Nov 24₹32,670

SBI Magnum Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for SBI Magnum Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 2.9%
3 Month -6%
6 Month 0.5%
1 Year 23.6%
3 Year 20.6%
5 Year 27.2%
10 Year
15 Year
Since launch 17.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 34.5%
2022 3%
2021 52.2%
2020 30.4%
2019 0.1%
2018 -18%
2017 33.5%
2016 5%
2015 14.9%
2014 71.9%
Fund Manager information for SBI Magnum Mid Cap Fund
NameSinceTenure
Bhavin Vithlani1 Apr 240.67 Yr.
Pradeep Kesavan1 Apr 240.67 Yr.

Data below for SBI Magnum Mid Cap Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Consumer Cyclical21.47%
Financial Services18.79%
Industrials14.65%
Health Care12.64%
Basic Materials8.67%
Technology4.08%
Real Estate4.07%
Utility3.31%
Communication Services3.03%
Consumer Defensive1.92%
Energy1.34%
Asset Allocation
Asset ClassValue
Cash6.03%
Equity93.97%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL
4%₹858 Cr1,600,000
Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | TORNTPOWER
3%₹710 Cr4,700,000
Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 18 | COROMANDEL
3%₹611 Cr3,413,020
↓ -86,980
Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN
3%₹591 Cr1,490,000
K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 31 Oct 22 | KPRMILL
3%₹587 Cr6,000,000
Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 14 | SCHAEFFLER
3%₹573 Cr1,600,000
The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | FEDERALBNK
3%₹569 Cr27,000,000
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Apr 11 | CARBORUNIV
3%₹569 Cr3,900,000
Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | INDHOTEL
3%₹555 Cr7,000,000
Thermax Ltd (Industrials)
Equity, Since 31 Dec 13 | THERMAX
3%₹551 Cr1,200,000

9. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch.  Ranked 48 in Contra category.  Return for 2023 was 38.2% , 2022 was 12.8% and 2021 was 49.9% .

Below is the key information for SBI Contra Fund

SBI Contra Fund
Growth
Launch Date 6 May 05
NAV (19 Dec 24) ₹381.066 ↓ -1.46   (-0.38 %)
Net Assets (Cr) ₹41,907 on 30 Nov 24
Category Equity - Contra
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.7
Sharpe Ratio 1.6
Information Ratio 1.93
Alpha Ratio 5.21
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹11,558
30 Nov 21₹18,831
30 Nov 22₹22,330
30 Nov 23₹28,115
30 Nov 24₹36,502

SBI Contra Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 2.6%
3 Month -3.9%
6 Month 2.5%
1 Year 22.8%
3 Year 24.3%
5 Year 29.9%
10 Year
15 Year
Since launch 15.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 38.2%
2022 12.8%
2021 49.9%
2020 30.6%
2019 -1%
2018 -14.3%
2017 40.2%
2016 2.4%
2015 -0.1%
2014 47.7%
Fund Manager information for SBI Contra Fund
NameSinceTenure
Dinesh Balachandran7 May 186.58 Yr.
Pradeep Kesavan1 Dec 231 Yr.

Data below for SBI Contra Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services20.08%
Technology9.06%
Basic Materials8.51%
Energy7.69%
Health Care7.01%
Industrials6.79%
Consumer Cyclical6.65%
Utility5.22%
Consumer Defensive4.72%
Communication Services4.47%
Real Estate0.52%
Asset Allocation
Asset ClassValue
Cash18.35%
Equity80.73%
Debt0.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK
5%₹2,285 Cr12,723,129
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE
4%₹1,593 Cr12,328,250
↑ 2,850,000
GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | GAIL
2%₹1,037 Cr51,993,788
↑ 10,820,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 Mar 22 | TECHM
2%₹991 Cr5,786,409
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK
2%₹905 Cr5,128,168
State Bank of India (Financial Services)
Equity, Since 31 Dec 10 | SBIN
2%₹860 Cr10,254,269
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Dec 22 | ONGC
2%₹818 Cr31,885,412
↑ 7,993,750
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC
2%₹799 Cr16,766,741
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL
2%₹766 Cr52,995,525
Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | WHIRLPOOL
2%₹747 Cr4,040,000

10. SBI Magnum Equity ESG Fund

(Erstwhile SBI Magnum Equity Fund)

To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments.

SBI Magnum Equity ESG Fund is a Equity - Sectoral fund was launched on 27 Nov 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.7% since its launch.  Ranked 47 in Sectoral category.  Return for 2023 was 24.6% , 2022 was -2.3% and 2021 was 30.3% .

Below is the key information for SBI Magnum Equity ESG Fund

SBI Magnum Equity ESG Fund
Growth
Launch Date 27 Nov 06
NAV (19 Dec 24) ₹234.701 ↓ -2.68   (-1.13 %)
Net Assets (Cr) ₹5,806 on 30 Nov 24
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio 1.29
Information Ratio 0.05
Alpha Ratio 2.44
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,668
30 Nov 21₹14,731
30 Nov 22₹15,121
30 Nov 23₹17,067
30 Nov 24₹21,042

SBI Magnum Equity ESG Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for SBI Magnum Equity ESG Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 2.1%
3 Month -4.2%
6 Month 2.3%
1 Year 16%
3 Year 12.7%
5 Year 15.6%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 24.6%
2022 -2.3%
2021 30.3%
2020 13.5%
2019 14.8%
2018 3.3%
2017 24.1%
2016 4.5%
2015 2.4%
2014 42.6%
Fund Manager information for SBI Magnum Equity ESG Fund
NameSinceTenure
Rohit Shimpi1 Jan 222.92 Yr.
Pradeep Kesavan1 Dec 231 Yr.

Data below for SBI Magnum Equity ESG Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services34.21%
Technology21.31%
Consumer Cyclical15.01%
Industrials12%
Basic Materials5.28%
Health Care3.95%
Energy2.58%
Consumer Defensive2.32%
Utility1.7%
Asset Allocation
Asset ClassValue
Cash1.63%
Equity98.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
9%₹524 Cr2,917,400
Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY
9%₹502 Cr2,701,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK
8%₹453 Cr3,485,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Nov 17 | TCS
5%₹278 Cr651,034
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT
5%₹273 Cr731,709
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK
4%₹260 Cr2,290,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK
4%₹218 Cr1,235,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN
4%₹204 Cr2,430,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | ULTRACEMCO
3%₹196 Cr175,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI
3%₹181 Cr163,000

কিভাবে SIP বিনিয়োগ বৃদ্ধি পায়?

আপনি একটি নির্দিষ্ট সময়ের জন্য মাসিক একটি নির্দিষ্ট পরিমাণ বিনিয়োগ করলে আপনার SIP বিনিয়োগ কীভাবে বাড়বে তা জানতে চান? আমরা আপনাকে একটি উদাহরণ দিয়ে ব্যাখ্যা করব।

এসআইপি ক্যালকুলেটর বা এসআইপি রিটার্ন ক্যালকুলেটর

এসআইপি ক্যালকুলেটর সাধারণত ইনপুট নেয় যেমন এসআইপি বিনিয়োগের পরিমাণ (লক্ষ্য), বিনিয়োগের জন্য কত বছর প্রয়োজন, প্রত্যাশিতমুদ্রাস্ফীতি হার (এর জন্য একটি অ্যাকাউন্ট প্রয়োজন!) এবং প্রত্যাশিত রিটার্ন। সুতরাং, কেউ একটি লক্ষ্য অর্জনের জন্য প্রয়োজনীয় এসআইপি রিটার্ন গণনা করতে পারে!

ধরুন, আপনি যদি 10 টাকা বিনিয়োগ করেন,000 10 বছরের জন্য, দেখুন কিভাবে আপনার SIP বিনিয়োগ বৃদ্ধি পায়-

মাসিক বিনিয়োগ: INR 10,000

বিনিয়োগের সময়কাল: 10 বছর

মোট বিনিয়োগকৃত পরিমাণ: INR 12,00,000

দীর্ঘমেয়াদী বৃদ্ধির হার (প্রায়): 15%

অনুযায়ী প্রত্যাশিত রিটার্নচুমুক ক্যালকুলেটর: INR 27,86,573

মোট লাভ: INR 15,86,573 (পরম প্রত্যাবর্তন= 132.2%)

উপরের গণনাগুলি দেখায় যে আপনি যদি 10 বছরের জন্য মাসে 10,000 টাকা বিনিয়োগ করেন (মোট INR12,00,000) তুমি উপার্জন করবেINR 27,86,573, যার মানে আপনি যে নেট লাভ করেন তাINR 15,86,573. এটা কি দারুণ না!

এসবিআই মিউচুয়াল ফান্ড এসআইপি অনলাইনে কীভাবে বিনিয়োগ করবেন?

  1. Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।

  2. আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন

  3. নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!

    এবার শুরু করা যাক

SBI-এর সাথে আপনার লক্ষ্য পরিকল্পনা করুনযৌথ পুঁজি, তাদের কাছে পৌঁছানোর জন্য SIP ব্যবহার করুন!

FAQs

1. আমি কখন SIP-এ বিনিয়োগ করতে পারি?

ক: একটি SIP-এ বিনিয়োগ শুরু করার কোনো নির্দিষ্ট সময় নেই। আপনি বছরের যেকোনো সময় আপনার বিনিয়োগ শুরু করতে পারেন। সুতরাং, আপনার আর্থিক মূল্যায়ন শুরু করুন এবং নিশ্চিত করুন যে আপনি একটি নির্দিষ্ট সময়ে বিনিয়োগের জন্য প্রস্তুত।

2. SIP-এ বিনিয়োগ করার সময় আমার কি দীর্ঘমেয়াদী লক্ষ্যগুলি মাথায় রাখা উচিত?

ক: আদর্শভাবে, এসআইপি আপনার দীর্ঘমেয়াদী লক্ষ্যগুলির একটি অংশ হওয়া উচিত। প্রাথমিক কারণ হল আরও বর্ধিত সময়কাল, সম্ভবত সংক্ষিপ্ত মেয়াদের তুলনায় ভাল রিটার্ন তৈরি করা।

3. মিউচুয়াল ফান্ডে চক্রবৃদ্ধির ক্ষমতা কী?

ক: আপনি যখন একটি মিউচুয়াল ফান্ডে নিয়মিত বিনিয়োগ করেন, তখন আপনি একটি চক্রবৃদ্ধি সুদ অর্জন করেন এবং শুধুমাত্র বিনিয়োগকৃত মূল পরিমাণে সুদ পান না। এটি চক্রবৃদ্ধি বার্ষিক বৃদ্ধির হার হিসাবে গণনা করা হয়সিএজিআর. দীর্ঘমেয়াদে, চক্রবৃদ্ধি প্রভাব আপনার বিনিয়োগকে বহুগুণ বাড়িয়ে দেয়। অন্য কথায়, চক্রবৃদ্ধি প্রভাবের সাহায্যে, আপনি এসআইপি বিনিয়োগে যে রিটার্ন অর্জন করেন তাও রিটার্ন তৈরি করে।

4. কেন আমি এসবিআই এসআইপি-তে বিনিয়োগ করার কথা বিবেচনা করব?

ক: এসবিআই এসআইপিতে বিনিয়োগ করার প্রাথমিক কারণ হল এতে প্রবেশের পয়েন্ট কম। আপনি ন্যূনতম 500 টাকা বিনিয়োগের সাথে যেকোনো উপযুক্ত SIP-এ বিনিয়োগ শুরু করতে পারেন। এটি SBI SIP-কে বিনিয়োগের জন্য সহজ করে তোলে, বিশেষ করে যদি আপনি SIP-এ বিনিয়োগ শুরু করতে চান।

5. SBI কি একাধিক SIP অফার করে?

ক: হ্যাঁ, আপনি যদি এসআইপি-তে বিনিয়োগের বিষয়ে একাধিক বিকল্প পেতে চান, তাহলে এসবিআই সবচেয়ে নির্ভরযোগ্য এবং সেরা ব্যাঙ্কগুলির মধ্যে একটি হিসাবে প্রমাণিত হতে পারে। আপনি SBI Large এ বিনিয়োগ করতে বেছে নিতে পারেনমিড-ক্যাপ এসআইপি, যেখানে আপনি বড় এবং মাঝারি আকারের মূলধনের ইক্যুইটি স্টকগুলিতে আপনার বিনিয়োগকে বৈচিত্র্যময় করতে পারেন। এটি আপনাকে বিনিয়োগে ভাল আয়ের নিশ্চয়তা দেবে। কিন্তু, যদি আপনি চানএকটি এসআইপিতে বিনিয়োগ করুন স্বাস্থ্যসেবা ইক্যুইটির উপর ভিত্তি করে, এসবিআই হেলথকেয়ার সুযোগের ফানগুলিতে বিনিয়োগ করার কথা বিবেচনা করুন যা একটি শক্তিশালী রিটার্ন দেখিয়েছে14.3% এটি চালু হওয়ার পর থেকে।

6. রুপি খরচ গড় কি?

ক: রুপির গড় ব্যয় শুধুমাত্র ব্যক্তিদের এসআইপি-তে বিনিয়োগ করতে উৎসাহিত করে না, কিন্তু তাদের বাজারের অস্থিরতার সুবিধা নিতে দেয়। যদি SBI SIP-এর NAV কমে যায়, তাহলে একটি হিসাবেবিনিয়োগকারী, আপনি থেকে আরো ইউনিট পাবেনব্যাংক, এবং যদি SIP এর NAV বেড়ে যায়, আপনি কম ইউনিট পাবেন। যেভাবেই হোক, আপনি লাভের জন্য দাঁড়াবেন।

7. 5 লক্ষ টাকা রিটার্ন পেতে SBI SIP-এ আমার কতটা বিনিয়োগ করা উচিত তার গড় আমি কি পেতে পারি?

ক: আপনি যদি SBI SIP-এ 5 বছরের জন্য বিনিয়োগ করেন, তাহলে আপনার 10% প্রত্যাশিত রিটার্নে প্রতি মাসে Rs.6403.00 বিনিয়োগ করার কথা বিবেচনা করা উচিত। যদি প্রত্যাশিত রিটার্ন বাড়ে, তাহলে মাসিক বিনিয়োগের পরিমাণ কমে যায়।

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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Mukesh kumar, posted on 19 Aug 21 3:06 PM

Very nice a lots

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