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এসআইপি 2022 এর জন্য 5টি সেরা পারফর্মিং আল্ট্রা শর্ট টার্ম ডেট ফান্ড | Fincash.com

ফিনক্যাশ »যৌথ পুঁজি »সেরা আল্ট্রা শর্ট ডেট এসআইপি ফান্ড

এসআইপি 2022-এর জন্য 5টি সেরা আল্ট্রা শর্ট টার্ম ডেট ফান্ড

Updated on March 29, 2025 , 2762 views

অতি স্বল্প মেয়াদীঋণ তহবিল এক ধরনের হয়যৌথ পুঁজি একটি স্বল্পমেয়াদী জন্য অত্যন্ত উপযুক্ত যেবিনিয়োগ পরিকল্পনা. এই তহবিলগুলি ঋণের উপকরণগুলিতে বিনিয়োগ করে যার গড় পরিপক্কতা 91 দিনের বেশি থাকে। এই তহবিলগুলি ভাল রিটার্ন প্রদান করে এবং তরল ঋণ তহবিলের তুলনায় উচ্চতর পরিপক্কতা আছে, তবে এর চেয়ে বেশি উদ্বায়ীতরল তহবিল. কম বিনিয়োগকারীরা-ঝুকিপুন্ন ক্ষুধা আল্ট্রা বিনিয়োগ ঝোঁকস্বল্পমেয়াদী তহবিল, যেহেতু তারা অন্যান্য তুলনায় উচ্চ ফলন আছেমানি মার্কেট ফান্ড. এইভাবে, বিনিয়োগকারীরা যারা এক বছর বা তার কম সময়ের জন্য তাদের অর্থ পার্ক করতে চাইছেন তারা আদর্শভাবে এই স্কিমে বিনিয়োগ করতে পারেন। আরও ভাল রিটার্ন উপার্জন করতে, কেউ নীচে তালিকাভুক্ত জন্য তহবিল চয়ন করতে পারেনসেরা আল্ট্রা শর্ট টার্ম চুমুক তহবিল

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SIP বিনিয়োগ FY 22 - 23 এর জন্য শীর্ষ 5 সেরা পারফর্মিং আল্ট্রা শর্ট টার্ম ডেট ফান্ড

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹537.333
↑ 0.32
₹14,988 1,000 1.93.97.86.97.97.84%5M 19D7M 20D
ICICI Prudential Ultra Short Term Fund Growth ₹27.1758
↑ 0.01
₹13,017 1,000 1.93.67.46.67.57.74%5M 1D7M 6D
Invesco India Ultra Short Term Fund Growth ₹2,648.89
↑ 1.38
₹1,337 1,000 1.93.77.36.47.57.5%5M 13D5M 29D
Nippon India Ultra Short Duration Fund Growth ₹3,956.46
↑ 2.16
₹7,545 100 1.83.67.26.47.27.73%5M 4D7M 1D
Kotak Savings Fund Growth ₹42.0972
↑ 0.02
₹12,726 1,000 1.83.67.26.57.27.63%5M 23D6M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 25

*উপরে সেরা তালিকা রয়েছেআল্ট্রা-শর্ট তহবিলের উপরে AUM/নেট সম্পদ রয়েছে100 কোটি. সাজানো হয়েছেশেষ 1 বছরের রিটার্ন.

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (31 Mar 25) ₹537.333 ↑ 0.32   (0.06 %)
Net Assets (Cr) ₹14,988 on 28 Feb 25
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.54
Sharpe Ratio 3.52
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.84%
Effective Maturity 7 Months 20 Days
Modified Duration 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,634
31 Mar 22₹11,077
31 Mar 23₹11,676
31 Mar 24₹12,543

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 0.8%
3 Month 1.9%
6 Month 3.9%
1 Year 7.8%
3 Year 6.9%
5 Year 6.2%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.9%
2022 7.2%
2021 4.8%
2020 3.9%
2019 7%
2018 8.5%
2017 7.6%
2016 7.2%
2015 9.2%
2014 8.9%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 1410.7 Yr.
Kaustubh Gupta15 Jul 1113.64 Yr.
Monika Gandhi22 Mar 213.95 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash40.5%
Debt59.18%
Other0.32%
Debt Sector Allocation
SectorValue
Corporate69.04%
Cash Equivalent24.5%
Government6.14%
Credit Quality
RatingValue
AA33.14%
AAA66.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shriram Finance Company Limited
Debentures | -
4%₹603 Cr60,000
Nirma Limited
Debentures | -
3%₹485 Cr48,500
364 DTB
Sovereign Bonds | -
3%₹471 Cr47,500,000
National Housing Bank
Debentures | -
3%₹400 Cr40,000
182 DTB 29082025
Sovereign Bonds | -
2%₹340 Cr35,000,000
Mankind Pharma Ltd
Debentures | -
2%₹305 Cr30,500
Avanse Financial Services Ltd 9.40%
Debentures | -
2%₹299 Cr30,000
Axis Bank Ltd.
Debentures | -
2%₹279 Cr6,000
↑ 6,000
ICICI Home Finance Company Limited
Debentures | -
2%₹270 Cr27,000
Bajaj Housing Finance Ltd. 8%
Debentures | -
2%₹250 Cr25,000
↓ -5,000

2. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2024 was 7.5% , 2023 was 6.9% and 2022 was 4.5% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund
Growth
Launch Date 3 May 11
NAV (31 Mar 25) ₹27.1758 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹13,017 on 15 Mar 25
Category Debt - Ultrashort Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio 1.8
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity 7.74%
Effective Maturity 7 Months 6 Days
Modified Duration 5 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,589
31 Mar 22₹11,009
31 Mar 23₹11,594
31 Mar 24₹12,428

ICICI Prudential Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 0.8%
3 Month 1.9%
6 Month 3.6%
1 Year 7.4%
3 Year 6.6%
5 Year 5.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.5%
2022 6.9%
2021 4.5%
2020 4%
2019 6.5%
2018 8.4%
2017 7.5%
2016 6.9%
2015 9.8%
2014 9.1%
Fund Manager information for ICICI Prudential Ultra Short Term Fund
NameSinceTenure
Manish Banthia15 Nov 168.3 Yr.
Ritesh Lunawat15 Jun 177.72 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 15 Mar 25

Asset Allocation
Asset ClassValue
Cash45.31%
Debt54.4%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate56.83%
Cash Equivalent24.3%
Government18.59%
Credit Quality
RatingValue
AA20.39%
AAA79.61%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.3% Govt Stock 2028
Sovereign Bonds | -
4%₹583 Cr58,000,000
↑ 10,000,000
India (Republic of)
- | -
4%₹484 Cr50,000,000
↑ 50,000,000
LIC Housing Finance Limited
Debentures | -
3%₹434 Cr4,350
Bharti Telecom Limited
Debentures | -
3%₹351 Cr35,000
↑ 2,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹304 Cr30,500
L&T Metro Rail (Hyderabad) Limited
Debentures | -
2%₹299 Cr3,000
Small Industries Development Bank Of India
Debentures | -
2%₹299 Cr3,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹249 Cr2,500
LIC Housing Finance Limited
Debentures | -
2%₹225 Cr2,250
↓ -500
Oberoi Realty Ltd.
Debentures | -
2%₹200 Cr20,000

3. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 40 in Ultrashort Bond category.  Return for 2024 was 7.5% , 2023 was 6.6% and 2022 was 4.1% .

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund
Growth
Launch Date 30 Dec 10
NAV (31 Mar 25) ₹2,648.89 ↑ 1.38   (0.05 %)
Net Assets (Cr) ₹1,337 on 28 Feb 25
Category Debt - Ultrashort Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.74
Sharpe Ratio 1.38
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.5%
Effective Maturity 5 Months 29 Days
Modified Duration 5 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,449
31 Mar 22₹10,784
31 Mar 23₹11,305
31 Mar 24₹12,113

Invesco India Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 0.8%
3 Month 1.9%
6 Month 3.7%
1 Year 7.3%
3 Year 6.4%
5 Year 5.4%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.5%
2022 6.6%
2021 4.1%
2020 3%
2019 5.1%
2018 7.6%
2017 7.3%
2016 7.1%
2015 9.1%
2014 8.3%
Fund Manager information for Invesco India Ultra Short Term Fund
NameSinceTenure
Krishna Cheemalapati4 Jan 205.24 Yr.
Vikas Garg27 Jul 213.68 Yr.

Data below for Invesco India Ultra Short Term Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash42.85%
Debt56.81%
Other0.34%
Debt Sector Allocation
SectorValue
Corporate52.93%
Cash Equivalent30.8%
Government15.92%
Credit Quality
RatingValue
AA26.25%
AAA73.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 15052025
Sovereign Bonds | -
4%₹49 Cr5,000,000
↑ 5,000,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
4%₹40 Cr4,000,000
Export Import Bank Of India
Debentures | -
4%₹40 Cr4,000,000
Small Industries Development Bank Of India
Debentures | -
3%₹35 Cr3,500,000
Ongc Petro Additions Limited
Debentures | -
3%₹30 Cr3,000,000
Export Import Bank Of India
Debentures | -
3%₹30 Cr3,000,000
Bharti Telecom Limited
Debentures | -
2%₹25 Cr2,500,000
Godrej Industries Limited
Debentures | -
2%₹25 Cr2,500,000
Bharti Telecom Limited
Debentures | -
2%₹25 Cr2,500,000
Torrent Power Limited
Debentures | -
2%₹25 Cr2,500,000

4. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 7 Dec 01. It is a fund with Low risk and has given a CAGR/Annualized return of 6.1% since its launch.  Ranked 62 in Ultrashort Bond category.  Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.6% .

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund
Growth
Launch Date 7 Dec 01
NAV (31 Mar 25) ₹3,956.46 ↑ 2.16   (0.05 %)
Net Assets (Cr) ₹7,545 on 28 Feb 25
Category Debt - Ultrashort Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 1.14
Sharpe Ratio 0.98
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.73%
Effective Maturity 7 Months 1 Day
Modified Duration 5 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,494
31 Mar 22₹11,303
31 Mar 23₹11,890
31 Mar 24₹12,714
31 Mar 25₹13,630

Nippon India Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 0.7%
3 Month 1.8%
6 Month 3.6%
1 Year 7.2%
3 Year 6.4%
5 Year 6.4%
10 Year
15 Year
Since launch 6.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.2%
2022 6.7%
2021 4.6%
2020 7.8%
2019 4.9%
2018 0.9%
2017 7.3%
2016 5.8%
2015 6.8%
2014 7.6%
Fund Manager information for Nippon India Ultra Short Duration Fund
NameSinceTenure
Vivek Sharma1 Oct 1311.42 Yr.
Kinjal Desai25 May 186.77 Yr.
Akshay Sharma1 Dec 222.25 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash51.91%
Debt47.8%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate51.73%
Cash Equivalent36.55%
Government11.44%
Credit Quality
RatingValue
AA19.13%
AAA80.87%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
4%₹309 Cr3,100
India (Republic of)
- | -
3%₹242 Cr25,000,000
↑ 25,000,000
182 DTB 12062025
Sovereign Bonds | -
3%₹241 Cr24,500,000
Small Industries Development Bank Of India
Debentures | -
3%₹199 Cr2,000
Indinfravit Trust
Debentures | -
3%₹187 Cr19,500
Rec Limited
Debentures | -
2%₹182 Cr1,850
HDFC Credila Financial Services Ltd
Debentures | -
2%₹166 Cr16,500
Vedanta Limited
Debentures | -
2%₹165 Cr16,500
Canara Bank
Domestic Bonds | -
2%₹140 Cr3,000
↑ 3,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹125 Cr12,500

5. Kotak Savings Fund

(Erstwhile Kotak Treasury Advantage Fund)

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Savings Fund is a Debt - Ultrashort Bond fund was launched on 13 Aug 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 44 in Ultrashort Bond category.  Return for 2024 was 7.2% , 2023 was 6.8% and 2022 was 4.5% .

Below is the key information for Kotak Savings Fund

Kotak Savings Fund
Growth
Launch Date 13 Aug 04
NAV (31 Mar 25) ₹42.0972 ↑ 0.02   (0.06 %)
Net Assets (Cr) ₹12,726 on 28 Feb 25
Category Debt - Ultrashort Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.8
Sharpe Ratio 0.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.63%
Effective Maturity 6 Months 7 Days
Modified Duration 5 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,510
31 Mar 22₹10,871
31 Mar 23₹11,437
31 Mar 24₹12,236
31 Mar 25₹13,117

Kotak Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Kotak Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 0.8%
3 Month 1.8%
6 Month 3.6%
1 Year 7.2%
3 Year 6.5%
5 Year 5.6%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.2%
2022 6.8%
2021 4.5%
2020 3.2%
2019 5.8%
2018 7.8%
2017 7.4%
2016 6.7%
2015 8.2%
2014 8.6%
Fund Manager information for Kotak Savings Fund
NameSinceTenure
Deepak Agrawal15 Apr 0816.89 Yr.
Manu Sharma1 Nov 222.33 Yr.

Data below for Kotak Savings Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash59.38%
Debt40.3%
Other0.31%
Debt Sector Allocation
SectorValue
Corporate59.06%
Cash Equivalent24.21%
Government16.42%
Credit Quality
RatingValue
AA9.91%
AAA90.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 15052025
Sovereign Bonds | -
4%₹495 Cr50,000,000
Rural Electrification Corporation Limited
Debentures | -
4%₹474 Cr47,500
Mankind Pharma Ltd
Debentures | -
2%₹300 Cr30,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹299 Cr30,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹229 Cr2,300
Bharti Telecom Limited
Debentures | -
2%₹226 Cr2,250
08.49 Tn SDL 2026
Sovereign Bonds | -
2%₹204 Cr20,080,000
Vedanta Limited
Debentures | -
2%₹199 Cr20,000
Axis Bank Ltd.
Debentures | -
1%₹186 Cr20,000
↑ 20,000
Small Industries Development Bank of India
Debentures | -
1%₹186 Cr20,000
↑ 20,000

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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