મ્યુચ્યુઅલ ફંડ કેલ્ક્યુલેટર

મ્યુચ્યુઅલ ફંડ એ વ્યવસાયિક રીતે સંચાલિત રોકાણ યોજના છે. તે એસેટ મેનેજમેન્ટ કંપની દ્વારા ચલાવવામાં આવે છે (AMC) જે રિટેલ રોકાણકારો માટે મધ્યસ્થી તરીકે કામ કરે છે. AMC મોટી સંખ્યામાં રોકાણકારો પાસેથી નાણાં એકત્રિત કરે છે અને તેને ઇક્વિટી શેર્સમાં રોકાણ કરે છે,બોન્ડ,મની માર્કેટ સાધનો અને અન્ય પ્રકારની સિક્યોરિટીઝ. મ્યુચ્યુઅલ ફંડ ખરીદવું એ મોટા પિઝાની નાની સ્લાઈસ ખરીદવા જેવું છે. દરેકરોકાણકાર, બદલામાં, ફંડમાં તેની રોકાણ કરેલી રકમના પ્રમાણમાં ચોક્કસ સંખ્યામાં એકમો સોંપવામાં આવે છે. રોકાણકારને યુનિટ ધારક તરીકે ઓળખવામાં આવે છે. યુનિટ ધારક નફો, નુકસાન,આવક અને ફંડમાં તેના રોકાણના પ્રમાણમાં ફંડનો ખર્ચ.

મ્યુચ્યુઅલ ફંડ કેલ્ક્યુલેટર શું છે?

મ્યુચ્યુઅલ ફંડ કેલ્ક્યુલેટર અમને અમારા વ્યાજના વળતરની ગણતરી કરવામાં મદદ કરે છેSIP નીચે ફિન્કેશ મ્યુચ્યુઅલ ફંડ કેલ્ક્યુલેટરની મદદથી રોકાણ અથવા એકસાથે રોકાણ.

મ્યુચ્યુઅલ ફંડ કેલ્ક્યુલેટર કેવી રીતે કામ કરે છે?

શું તમારી મ્યુચ્યુઅલ ફંડ સ્કીમ તમારી અપેક્ષા પ્રમાણે વળતર જનરેટ કરી રહી છે? શું તમે વિચારી રહ્યા છો કે SIP ની કેટલી રકમ તમને વ્યક્તિગત ધ્યેય સિદ્ધ કરવામાં મદદ કરશે? અમારા મ્યુચ્યુઅલ ફંડ કેલ્ક્યુલેટરનો ઉપયોગ કરીને તમારા જવાબો મેળવો! મ્યુચ્યુઅલ ફંડ કેલ્ક્યુલેટર તમારા રોકાણની ક્ષિતિજ અનુસાર ફંડ રિટર્નની ગણતરી કરીને પરિપક્વતા પર તમને રોકાણ મૂલ્ય આપશે. તમે કેલ્ક્યુલેટરના ચલોને સમાયોજિત કરી શકો છો જેમ કે એસઆઈપી/લમ્પ સમ, રોકાણની રકમ, એસઆઈપીની આવર્તન, વળતરનો અપેક્ષિત દર અને એસઆઈપીનો સમયગાળો

રોકાણની પ્રકૃતિ ( SIP / Lumpsum )

ત્યાં મૂળભૂત રીતે બે માર્ગો છેરોકાણ તમારા મનપસંદમાં પૈસામ્યુચ્યુઅલ ફંડ. તમે SIP અથવા લમ્પ સમ રૂટ દ્વારા જઈ શકો છો

1. એકસાથે રોકાણ

એક સામટી રકમ હેઠળ, તમે તમારા ફંડનો એક મોટો હિસ્સો તમારી પસંદગીની મ્યુચ્યુઅલ ફંડ સ્કીમમાં રોકાણ કરો છો. તે સામાન્ય રીતે ત્યારે થાય છે જ્યારે તમને કોઈ સંપત્તિના વેચાણથી જંગી ભંડોળ પ્રાપ્ત થાય છે અથવાનિવૃત્તિ લાભો. પરંતુ એકસાથે રોકાણ કરવામાં વધુ જોખમ શામેલ છે. તેથી જ હંમેશા SIP રૂટ દ્વારા જવાની ભલામણ કરવામાં આવે છે

2. સિસ્ટમેટિક ઇન્વેસ્ટમેન્ટ પ્લાન (SIP)

SIP હેઠળ, તમે સૂચના આપોબેંક કપાત કરવા માટે? તમારી પાસેથી નિશ્ચિત રકમબચત ખાતું દર મહિને અને તે મ્યુચ્યુઅલ ફંડ યોજનામાં રોકાણ કરો. આ રીતે, તમે પ્રવેશવાના યોગ્ય સમયની ચિંતા કર્યા વિના સતત એકમો ખરીદી શકો છોબજાર. તમને રૂપિયાની સરેરાશ કિંમતનો લાભ મળે છે અને તેનો આનંદ માણોસંયોજન શક્તિ

કેલ્ક્યુલેટરના પ્રકાર

લમ્પસમ કેલ્ક્યુલેટર

SIP કેલ્ક્યુલેટર

2022 માટે ટોચના ભંડોળ

*1 વર્ષની કામગીરીના આધારે શ્રેષ્ઠ ભંડોળ.

1. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

LIC MF Infrastructure Fund is a Equity - Sectoral fund was launched on 29 Feb 08. It is a fund with High risk and has given a CAGR/Annualized return of 10.1% since its launch. Return for 2023 was 44.4% , 2022 was 7.9% and 2021 was 46.6% .

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (11 Nov 24)	₹50.193 ↓ -0.18 (-0.36 %)
Net Assets (Cr)	₹750 on 30 Sep 24
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.3
Sharpe Ratio	3.26
Information Ratio	0.94
Alpha Ratio	22.85
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹8,857
31 Oct 21	₹15,041
31 Oct 22	₹16,473
31 Oct 23	₹20,435
31 Oct 24	₹34,608

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-3.6%
3 Month	-1.4%
6 Month	23.5%
1 Year	63.8%
3 Year	29.1%
5 Year	27.8%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%
2015	-6.2%
2014	49.6%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	4.04 Yr.
Mahesh Bendre	1 Jul 24	0.25 Yr.

Data below for LIC MF Infrastructure Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Industrials	53.51%
Basic Materials	11.48%
Consumer Cyclical	8.01%
Utility	7.69%
Financial Services	5.34%
Technology	3.13%
Real Estate	2.55%
Communication Services	2.31%
Health Care	2.08%
Energy	1.34%

Asset Allocation

Asset Class	Value
Cash	2.56%
Equity	97.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	4%	₹31 Cr	79,367 ↑ 942
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	4%	₹28 Cr	64,490 ↑ 14,294
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| SCHNEIDER	4%	₹26 Cr	324,490
Cummins India Ltd (Industrials) Equity, Since 31 May 21 \| 500480	3%	₹25 Cr	65,432
GE T&D India Ltd (Industrials) Equity, Since 31 Jan 24 \| 522275	3%	₹21 Cr	127,403 ↑ 32,224
Bharat Bijlee Ltd (Industrials) Equity, Since 31 Jul 22 \| BBL	3%	₹21 Cr	44,119
ISGEC Heavy Engineering Ltd (Industrials) Equity, Since 31 Jul 24 \| 533033	3%	₹20 Cr	148,097 ↑ 4,345
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	3%	₹20 Cr	406,920 ↑ 246,051
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 May 24 \| 500103	2%	₹17 Cr	598,457 ↑ 194,190
Hitachi Energy India Ltd Ordinary Shares (Technology) Equity, Since 31 Jul 22 \| POWERINDIA	2%	₹17 Cr	11,454

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 8.5% since its launch. Ranked 31 in Sectoral category. Return for 2023 was 54% , 2022 was 29% and 2021 was 32.4% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (11 Nov 24)	₹32.2295 ↑ 0.12 (0.37 %)
Net Assets (Cr)	₹4,703 on 30 Sep 24
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	2
Information Ratio	-0.58
Alpha Ratio	-6.57
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹7,320
31 Oct 21	₹11,991
31 Oct 22	₹14,035
31 Oct 23	₹17,801
31 Oct 24	₹29,315

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-1.4%
3 Month	-4.4%
6 Month	3.9%
1 Year	61.7%
3 Year	33.2%
5 Year	24.9%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%
2014	41.5%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.33 Yr.

Data below for SBI PSU Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Financial Services	34.91%
Utility	25.75%
Energy	18.46%
Industrials	10.34%
Basic Materials	7.08%

Asset Allocation

Asset Class	Value
Cash	3.46%
Equity	96.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	14%	₹652 Cr	8,277,500
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹444 Cr	12,585,554 ↓ -650,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹441 Cr	18,350,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹303 Cr	8,200,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	6%	₹296 Cr	10,375,000 ↑ 1,200,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	5%	₹241 Cr	5,443,244
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	5%	₹228 Cr	9,300,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	4%	₹193 Cr	7,800,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Jun 24 \| SBILIFE	4%	₹184 Cr	1,000,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹142 Cr	3,600,000 ↑ 600,000

3. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 12.9% since its launch. Ranked 1 in Sectoral category. Return for 2023 was 50.3% , 2022 was 1.7% and 2021 was 64.8% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (11 Nov 24)	₹51.857 ↓ -0.44 (-0.83 %)
Net Assets (Cr)	₹1,906 on 30 Sep 24
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.33
Sharpe Ratio	3.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹8,539
31 Oct 21	₹17,121
31 Oct 22	₹17,400
31 Oct 23	₹22,341
31 Oct 24	₹36,843

IDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-3.4%
3 Month	-4.9%
6 Month	13.7%
1 Year	60.9%
3 Year	26.4%
5 Year	30.3%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%
2015	-0.2%
2014	43.2%

Fund Manager information for IDFC Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	0.69 Yr.
Ritika Behera	7 Oct 23	0.99 Yr.
Gaurav Satra	7 Jun 24	0.32 Yr.

Data below for IDFC Infrastructure Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Industrials	52.47%
Utility	10.82%
Basic Materials	10.6%
Communication Services	6.43%
Energy	3.99%
Consumer Cyclical	3.87%
Financial Services	3.58%
Technology	2.29%
Health Care	1.41%

Asset Allocation

Asset Class	Value
Cash	4.54%
Equity	95.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| 500241	4%	₹80 Cr	443,385 ↑ 8,933
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| 533761	4%	₹77 Cr	4,384,900 ↑ 1,145,000
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	4%	₹70 Cr	12,200,218 ↑ 1,724,925
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| 500325	3%	₹68 Cr	226,353 ↑ 65,263
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| 532921	3%	₹64 Cr	434,979
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| 500510	3%	₹64 Cr	171,447
Ahluwalia Contracts (India) Ltd (Industrials) Equity, Since 30 Apr 15 \| AHLUCONT	3%	₹60 Cr	470,125 ↑ 38,887
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Dec 23 \| 534816	3%	₹57 Cr	1,252,522 ↓ -58,513
H.G. Infra Engineering Ltd Ordinary Shares (Industrials) Equity, Since 28 Feb 18 \| HGINFRA	3%	₹50 Cr	321,984 ↑ 190,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| 532454	2%	₹46 Cr	289,163

મ્યુચ્યુઅલ ફંડ શું છે?