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6 बेस्ट परफॉर्मिंग टैक्स सेविंग म्यूचुअल फंड्स 2022

Updated on March 7, 2025 , 3340 views

टैक्स सीजन नजदीक है, इसमें निवेश करने वाले निवेशकईएलएसएस हमेशा उन फंडों को देखें जो इनमें सबसे अच्छा प्रदर्शन कर रहे हैंमंडी. चूंकि, कई निवेशकों को इतने सारे फंडों में से एक फंड चुनना मुश्किल लगता है, हम यहां ईएलएसएस श्रेणी में कुछ सर्वश्रेष्ठ प्रदर्शन करने वालों का सुझाव दे रहे हैं।

निवेशक इन फंडों में निवेश कर सकते हैं और हर साल INR 1.5 लाख तक बचा सकते हैंधारा 80सी काआयकर अधिनियम 1961। ईएलएसएस योजनाओं में न्यूनतम 3 वर्ष की लॉक-इन अवधि होती है। हमारी अनुशंसित सर्वोत्तम प्रदर्शन कर बचतम्यूचुअल फंड्स एयूएम जैसे कुछ महत्वपूर्ण मापदंडों को पूरा करके सावधानीपूर्वक शॉर्टलिस्ट किया गया है,नहीं हैं, पिछले प्रदर्शन, आदि।

इस प्रकार, निवेशक आसानी से अपनी कर बचत की योजना बना सकते हैंनिवेश इन निधियों में।

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बेस्ट परफॉर्मिंग टैक्स सेविंग म्युचुअल फंड्स

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Tata India Tax Savings Fund Growth	₹39.5438 ↓ -0.03	₹4,398	-13	-12.1	4.4	15.7	17.2	19.5
IDFC Tax Advantage (ELSS) Fund Growth	₹136.77 ↑ 0.34	₹6,620	-10.6	-12.6	-1.3	15.9	21.6	13.1
L&T Tax Advantage Fund Growth	₹118.258 ↓ -0.01	₹3,977	-15	-11.7	8.9	18.2	17.9	33
Principal Tax Savings Fund Growth	₹452.393 ↓ -0.54	₹1,299	-10.7	-10.3	2.3	15.2	18.5	15.8
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
Invesco India Tax Plan Growth	₹111.64 ↑ 0.16	₹2,764	-15.6	-12.8	4.2	15	16.4	25.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Mar 25

*1000 करोड़ से 10 के बीच शुद्ध संपत्ति वाले टैक्स सेविंग म्यूचुअल फंड की सूची,000 करोड़।

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.1% since its launch. Ranked 1 in ELSS category. Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (07 Mar 25)	₹39.5438 ↓ -0.03 (-0.08 %)
Net Assets (Cr)	₹4,398 on 31 Jan 25
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.42
Information Ratio	-0.14
Alpha Ratio	1.91
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,766
28 Feb 22	₹14,740
28 Feb 23	₹15,561
29 Feb 24	₹20,463
28 Feb 25	₹20,965

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

Duration	Returns
1 Month	-5.5%
3 Month	-13%
6 Month	-12.1%
1 Year	4.4%
3 Year	15.7%
5 Year	17.2%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%
2014	13.3%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	3.21 Yr.
Tejas Gutka	9 Mar 21	3.98 Yr.

Data below for Tata India Tax Savings Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	31.02%
Consumer Cyclical	15.05%
Industrials	14.96%
Technology	7.95%
Basic Materials	7.21%
Energy	5.19%
Communication Services	3.74%
Health Care	3.54%
Real Estate	2.78%
Utility	2.54%
Consumer Defensive	1.49%

Asset Allocation

Asset Class	Value
Cash	4.54%
Equity	95.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	7%	₹293 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹266 Cr	2,125,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	5%	₹218 Cr	1,160,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹171 Cr	1,350,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹168 Cr	2,175,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	3%	₹153 Cr	940,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹128 Cr	1,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹126 Cr	352,147
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹112 Cr	3,451,000
Pricol Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| PRICOLLTD	2%	₹103 Cr	2,037,000

2. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.5% since its launch. Ranked 3 in ELSS category. Return for 2024 was 13.1% , 2023 was 28.3% and 2022 was 4.2% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (07 Mar 25)	₹136.77 ↑ 0.34 (0.25 %)
Net Assets (Cr)	₹6,620 on 31 Jan 25
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.01
Information Ratio	-0.33
Alpha Ratio	-3.14
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹14,128
28 Feb 22	₹17,704
28 Feb 23	₹18,627
29 Feb 24	₹25,992
28 Feb 25	₹25,410

IDFC Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

Duration	Returns
1 Month	-4.6%
3 Month	-10.6%
6 Month	-12.6%
1 Year	-1.3%
3 Year	15.9%
5 Year	21.6%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	13.1%
2022	28.3%
2021	4.2%
2020	49.2%
2019	18.7%
2018	1.9%
2017	-9.4%
2016	53.4%
2015	0.4%
2014	6.9%

Fund Manager information for IDFC Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	8.37 Yr.
Ritika Behera	7 Oct 23	1.4 Yr.
Gaurav Satra	10 Jun 24	0.72 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	29.96%
Technology	10.03%
Consumer Defensive	9.16%
Basic Materials	8.85%
Consumer Cyclical	8.12%
Industrials	7.37%
Health Care	7.13%
Energy	6.53%
Communication Services	3.04%
Utility	2.05%
Real Estate	1.56%

Asset Allocation

Asset Class	Value
Cash	6.19%
Equity	93.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	7%	₹459 Cr	2,700,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	6%	₹376 Cr	3,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	6%	₹367 Cr	2,900,000 ↑ 200,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	4%	₹266 Cr	2,700,000 ↑ 100,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	4%	₹263 Cr	1,400,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 21 \| TCS	4%	₹247 Cr	600,000 ↑ 100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	2%	₹163 Cr	1,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 24 \| LT	2%	₹143 Cr	400,000 ↑ 50,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| MARUTI	2%	₹123 Cr	100,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Aug 17 \| 500093	2%	₹121 Cr	1,900,000

3. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.9% since its launch. Ranked 7 in ELSS category. Return for 2024 was 33% , 2023 was 28.4% and 2022 was -3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund Growth
Launch Date	27 Feb 06
NAV (07 Mar 25)	₹118.258 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹3,977 on 31 Jan 25
Category	Equity - ELSS
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	0.78
Information Ratio	0.4
Alpha Ratio	7.82
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,410
28 Feb 22	₹14,344
28 Feb 23	₹14,632
29 Feb 24	₹20,287
28 Feb 25	₹21,507

L&T Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

Duration	Returns
1 Month	-5.7%
3 Month	-15%
6 Month	-11.7%
1 Year	8.9%
3 Year	18.2%
5 Year	17.9%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	33%
2022	28.4%
2021	-3%
2020	30.3%
2019	13.5%
2018	4.6%
2017	-8.1%
2016	42.3%
2015	8.1%
2014	2.9%

Fund Manager information for L&T Tax Advantage Fund

Name	Since	Tenure
Gautam Bhupal	26 Nov 22	2.26 Yr.
Sonal Gupta	21 Jul 21	3.61 Yr.
Abhishek Gupta	1 Mar 24	1 Yr.

Data below for L&T Tax Advantage Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	23.48%
Consumer Cyclical	19.36%
Industrials	18.01%
Technology	12.24%
Basic Materials	6.44%
Health Care	5.83%
Energy	4.19%
Utility	3.21%
Consumer Defensive	3.2%
Communication Services	1.91%
Real Estate	1.51%

Asset Allocation

Asset Class	Value
Cash	0.62%
Equity	99.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| HDFCBANK	5%	₹197 Cr	1,162,500
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	4%	₹146 Cr	774,900
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 09 \| ICICIBANK	4%	₹145 Cr	1,155,500
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	3%	₹120 Cr	951,812
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 22 \| LT	3%	₹108 Cr	301,450
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 21 \| PERSISTENT	2%	₹97 Cr	160,000
State Bank of India (Financial Services) Equity, Since 31 Jan 19 \| SBIN	2%	₹76 Cr	984,432
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	2%	₹76 Cr	467,000
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| 500251	2%	₹74 Cr	128,900
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	2%	₹70 Cr	1,291,500

4. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.7% since its launch. Ranked 8 in ELSS category. Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund Growth
Launch Date	31 Mar 96
NAV (07 Mar 25)	₹452.393 ↓ -0.54 (-0.12 %)
Net Assets (Cr)	₹1,299 on 31 Jan 25
Category	Equity - ELSS
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.26
Sharpe Ratio	0.48
Information Ratio	-0.5
Alpha Ratio	2.25
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,299
28 Feb 22	₹16,052
28 Feb 23	₹16,551
29 Feb 24	₹22,049
28 Feb 25	₹22,392

Principal Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

Duration	Returns
1 Month	-5.2%
3 Month	-10.7%
6 Month	-10.3%
1 Year	2.3%
3 Year	15.2%
5 Year	18.5%
10 Year
15 Year
Since launch	15.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.8%
2022	24.5%
2021	4.3%
2020	32.1%
2019	18.9%
2018	2.5%
2017	-9.2%
2016	48.8%
2015	6.2%
2014	2.7%

Fund Manager information for Principal Tax Savings Fund

Name	Since	Tenure
Sudhir Kedia	29 Oct 19	5.34 Yr.
Rohit Seksaria	1 Jan 22	3.16 Yr.

Data below for Principal Tax Savings Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	31.35%
Industrials	12.7%
Consumer Cyclical	10.84%
Technology	8.28%
Health Care	7.16%
Consumer Defensive	7.12%
Communication Services	5.93%
Energy	5.45%
Basic Materials	4.59%
Utility	1.38%

Asset Allocation

Asset Class	Value
Cash	4.54%
Equity	95.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	8%	₹109 Cr	644,000 ↑ 46,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹92 Cr	737,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	4%	₹58 Cr	306,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹55 Cr	434,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 13 \| LT	3%	₹41 Cr	115,000
State Bank of India (Financial Services) Equity, Since 30 Apr 05 \| SBIN	3%	₹34 Cr	444,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Nov 21 \| 890157	3%	₹34 Cr	283,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jan 14 \| 532538	2%	₹31 Cr	27,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| 532215	2%	₹31 Cr	311,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Aug 15 \| SUNPHARMA	2%	₹29 Cr	164,000 ↓ -36,000

5. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. .

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,207

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.2% since its launch. Ranked 17 in ELSS category. Return for 2024 was 25.2% , 2023 was 30.9% and 2022 was -7.7% .

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan Growth
Launch Date	29 Dec 06
NAV (07 Mar 25)	₹111.64 ↑ 0.16 (0.14 %)
Net Assets (Cr)	₹2,764 on 31 Jan 25
Category	Equity - ELSS
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	0.53
Information Ratio	-0.28
Alpha Ratio	3.87
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,530
28 Feb 22	₹14,568
28 Feb 23	₹14,043
29 Feb 24	₹19,877
28 Feb 25	₹20,069

Invesco India Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

Duration	Returns
1 Month	-7.6%
3 Month	-15.6%
6 Month	-12.8%
1 Year	4.2%
3 Year	15%
5 Year	16.4%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.2%
2022	30.9%
2021	-7.7%
2020	32.6%
2019	19.2%
2018	9.4%
2017	-1.3%
2016	35.7%
2015	3.4%
2014	5.8%

Fund Manager information for Invesco India Tax Plan

Name	Since	Tenure
Amit Nigam	3 Sep 20	4.49 Yr.
Dhimant Kothari	29 Mar 18	6.93 Yr.

Data below for Invesco India Tax Plan as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	24.39%
Industrials	17.32%
Consumer Cyclical	15.27%
Technology	13.41%
Health Care	10.95%
Basic Materials	6.12%
Consumer Defensive	5.21%
Energy	2.6%
Utility	1.86%
Communication Services	1.65%
Real Estate	0.8%

Asset Allocation

Asset Class	Value
Cash	0.41%
Equity	99.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| HDFCBANK	7%	₹182 Cr	1,072,903
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	5%	₹152 Cr	1,212,581
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jul 23 \| TCS	4%	₹111 Cr	269,107 ↓ -13,858
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	3%	₹96 Cr	972,099 ↑ 195,478
Infosys Ltd (Technology) Equity, Since 31 Dec 19 \| INFY	3%	₹75 Cr	401,230 ↑ 104,036
LTIMindtree Ltd (Technology) Equity, Since 30 Sep 24 \| LTIM	2%	₹68 Cr	115,731 ↑ 18,281
Metro Brands Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| 543426	2%	₹66 Cr	561,196
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Jan 24 \| DIVISLAB	2%	₹66 Cr	118,279
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Aug 22 \| DIXON	2%	₹65 Cr	43,113 ↑ 2,889
Clean Science and Technology Ltd (Basic Materials) Equity, Since 31 May 23 \| 543318	2%	₹64 Cr	447,400 ↑ 4,888

इक्विटी लिंक्ड सेविंग स्कीम में टैक्स सेविंग

आइए ईएलएसएस के साथ और उसके बिना कर बचत की तुलना करके कर लाभों की जांच करें:

विवरण	कर योजना (ईएलएसएस)	नो टैक्स प्लानिंग
कुल योगआय	8,00,000	8,00,000
कराधान से छूट	1,50,000	शून्य
कुलकरदायी आय	6,50,000	8,00,000
भुगतान किया जाने वाला कर	32,500	62,500
सहेजी गई राशि	30,000	शून्य

इसलिए, ईएलएसएस में निवेश करके बचाई गई कुल राशि INR 30,000 है।

टैक्स सेविंग म्यूचुअल फंड में निवेश के लाभ

टैक्स बेनिफिट्स के साथ, ELSS आपको निम्नलिखित फायदे भी प्रदान करता है:

इक्विटी रिटर्न

चूंकि ईएलएसएस इक्विटी और टैक्स सेविंग का एक संयोजन है, इसलिए शेयर बाजार के बढ़ने के साथ-साथ आप जो पैसा निवेश करते हैं वह बढ़ता है। तो, निवेशक इक्विटी बाजार से भी रिटर्न कमा सकते हैं। इसलिए, ईएलएसएस भी लंबी अवधि के लिए धन सृजन का एक तरीका है।

एसआईपी लाभ

एकमुश्त राशि का निवेश करने के बजाय, निवेशक मासिक निवेश करके एक आसान रास्ता चुन सकते हैं aसिप. एसआईपी के साथ, कोई भी कम से कम 500 रुपये का निवेश कर सकता है, जिससे यह निवेशकों के लिए सबसे किफायती टैक्स-प्लानिंग और निवेश का माध्यम बन जाता है।

सबसे छोटी लॉक-इन अवधि

ELSS में 3 साल की लॉक-इन अवधि होती है, जो कि अन्य सभी टैक्स सेविंग इंस्ट्रूमेंट्स में सबसे छोटी लॉक-इन अवधि है।

ईएलएसएस फंड में ऑनलाइन निवेश कैसे करें?

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