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11 सर्वश्रेष्ठ प्रदर्शन कर बचत (ईएलएसएस) म्युचुअल फंड 2022 में निवेश करने के लिए

फिनकैश »म्यूचुअल फंड्स »सर्वश्रेष्ठ ईएलएसएस फंड

11 बेस्ट टैक्स सेविंग ईएलएसएस म्यूचुअल फंड 2022

Updated on March 4, 2025 , 21745 views

बेस्ट एल्स फंड्स या इक्विटी लिंक्ड सेविंग्स स्कीम इक्विटी डायवर्सिफाइड हैंम्यूचुअल फंड्स प्रदान करने के लिए मुख्य रूप से इक्विटी से जुड़े उपकरणों (जैसे शेयर और स्टॉक) में निवेश करते हैंमंडी-लिंक्ड रिटर्न और प्रत्यक्ष कर बचाने में मददआय. आमतौर पर, फंड कॉर्पस का 80% इक्विटी में और शेष डेट इंस्ट्रूमेंट्स में निवेश किया जाता है।

ईएलएसएस फंड को टैक्स सेविंग म्यूचुअल फंड के रूप में भी जाना जाता है क्योंकि वे कर लाभ प्रदान करते हैंधारा 80सी काआयकर कार्य। इसके अलावा, ईएलएसएस म्यूचुअल फंड ओपन-एंडेड हैं, जिसका अर्थ है कि निवेशक जब चाहें इन फंडों में सदस्यता ले सकते हैं।

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ईएलएसएस फंड में कौन निवेश कर सकता है?

आम तौर पर, ईएलएसएस म्यूचुअल फंड उन सभी प्रकार के निवेशकों के लिए उपयुक्त होते हैं जो बाजार से जुड़े जोखिम लेने के इच्छुक हैंकर योजना और पैसे की बचत। कोई भी व्यक्ति अपने जीवन में किसी भी समय ईएलएसएस फंड में निवेश कर सकता है। हालांकि, अपने करियर के शुरुआती चरण में टैक्स सेविंग ईएलएसएस फंड में निवेश करने का सुझाव दिया जाता है ताकि आपका पैसा समय के साथ बढ़े और आपको बेहतर रिटर्न मिले।

इसलिए, टैक्स बचाएं और एक ही समय में अच्छा रिटर्न अर्जित करेंनिवेश सर्वश्रेष्ठ ईएलएसएस फंड में। निवेशकों को पता होना चाहिए कि ईएलएसएस फंड में निवेश की गई राशि 3 साल के लिए लॉक है।

निवेशक ईएलएसएस म्यूचुअल फंड में एकमुश्त (वन टाइम) के रूप में निवेश कर सकते हैंसिप (व्यवस्थितनिवेश योजना) शुरुआती लोगों को सलाह दी जाती है कि वे आम तौर पर एसआईपी का उपयोग करके निवेश करें क्योंकि यह उनके लिए बेहतर अनुकूल है।

अन्य टैक्स सेविंग विकल्प?

ईएलएसएस के समान धारा 80 सी के तहत अन्य विकल्पों में शामिल हैं:बीमा अधिमूल्य,टैक्स सेविंग फिक्स्ड डिपॉजिट,पीपीएफ,एनएससी,ईपीएफ, यूनिट लिंक्ड इक्विटी प्लान (ULIP) किसी को पता होना चाहिए कि धारा 80 सी के तहत बचत की सीमा 1.5 लाख प्रति वित्तीय वर्ष तक सीमित है।

वित्त वर्ष 22 - 23 में निवेश के लिए शीर्ष 11 सर्वश्रेष्ठ प्रदर्शन करने वाले ईएलएसएस म्युचुअल फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Tata India Tax Savings Fund Growth ₹39.5769
↑ 0.52
₹4,398-12.9-124.814.817.319.5
L&T Tax Advantage Fund Growth ₹118.273
↑ 1.43
₹3,977-14.9-11.79.417.217.933
Principal Tax Savings Fund Growth ₹452.935
↑ 3.53
₹1,299-10.6-10.2314.118.615.8
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,3181.215.435.520.617.4
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04
₹4859.715.116.920.810
BNP Paribas Long Term Equity Fund (ELSS) Growth ₹84.5853
↑ 0.78
₹893-14-10.55.815.316.223.6
JM Tax Gain Fund Growth ₹43.4384
↑ 0.49
₹180-14.3-15.37.318.319.629
Invesco India Tax Plan Growth ₹111.48
↑ 1.07
₹2,764-15.7-134.414.116.425.2
Sundaram Diversified Equity Fund Growth ₹196.911
↑ 1.63
₹1,468-10.6-10.21.21315.512
BOI AXA Tax Advantage Fund Growth ₹142.74
↑ 1.91
₹1,330-18.7-16.5-5.316.220.421.6
Edelweiss Long Term Equity Fund Growth ₹97.09
↑ 0.89
₹383-14-12.92.213.81620
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Mar 25

*ऊपर शीर्ष की सूची हैईएलएसएस (इक्विटी लिंक्ड सेविंग स्कीम) जिसका एयूएम/नेट एसेट . से अधिक हो500 करोड़ और फंड की उम्र>= 3 साल।

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.1% since its launch.  Ranked 1 in ELSS category.  Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (06 Mar 25) ₹39.5769 ↑ 0.52   (1.33 %)
Net Assets (Cr) ₹4,398 on 31 Jan 25
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0
Sharpe Ratio 0.42
Information Ratio -0.14
Alpha Ratio 1.91
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,766
28 Feb 22₹14,740
28 Feb 23₹15,561
29 Feb 24₹20,463
28 Feb 25₹20,965

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

DurationReturns
1 Month -5.6%
3 Month -12.9%
6 Month -12%
1 Year 4.8%
3 Year 14.8%
5 Year 17.3%
10 Year
15 Year
Since launch 14.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.5%
2023 24%
2022 5.9%
2021 30.4%
2020 11.9%
2019 13.6%
2018 -8.4%
2017 46%
2016 2.1%
2015 13.3%
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Sailesh Jain16 Dec 213.21 Yr.
Tejas Gutka9 Mar 213.98 Yr.

Data below for Tata India Tax Savings Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Financial Services31.02%
Consumer Cyclical15.05%
Industrials14.96%
Technology7.95%
Basic Materials7.21%
Energy5.19%
Communication Services3.74%
Health Care3.54%
Real Estate2.78%
Utility2.54%
Consumer Defensive1.49%
Asset Allocation
Asset ClassValue
Cash4.54%
Equity95.46%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
7%₹293 Cr1,725,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
6%₹266 Cr2,125,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
5%₹218 Cr1,160,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
4%₹171 Cr1,350,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
4%₹168 Cr2,175,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL
3%₹153 Cr940,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532215
3%₹128 Cr1,300,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT
3%₹126 Cr352,147
NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 532555
3%₹112 Cr3,451,000
Pricol Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | PRICOLLTD
2%₹103 Cr2,037,000

2. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.9% since its launch.  Ranked 7 in ELSS category.  Return for 2024 was 33% , 2023 was 28.4% and 2022 was -3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund
Growth
Launch Date 27 Feb 06
NAV (06 Mar 25) ₹118.273 ↑ 1.43   (1.22 %)
Net Assets (Cr) ₹3,977 on 31 Jan 25
Category Equity - ELSS
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 0.78
Information Ratio 0.4
Alpha Ratio 7.82
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,410
28 Feb 22₹14,344
28 Feb 23₹14,632
29 Feb 24₹20,287
28 Feb 25₹21,507

L&T Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

DurationReturns
1 Month -6%
3 Month -14.9%
6 Month -11.7%
1 Year 9.4%
3 Year 17.2%
5 Year 17.9%
10 Year
15 Year
Since launch 13.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 33%
2023 28.4%
2022 -3%
2021 30.3%
2020 13.5%
2019 4.6%
2018 -8.1%
2017 42.3%
2016 8.1%
2015 2.9%
Fund Manager information for L&T Tax Advantage Fund
NameSinceTenure
Gautam Bhupal26 Nov 222.26 Yr.
Sonal Gupta21 Jul 213.61 Yr.
Abhishek Gupta1 Mar 241 Yr.

Data below for L&T Tax Advantage Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Financial Services23.48%
Consumer Cyclical19.36%
Industrials18.01%
Technology12.24%
Basic Materials6.44%
Health Care5.83%
Energy4.19%
Utility3.21%
Consumer Defensive3.2%
Communication Services1.91%
Real Estate1.51%
Asset Allocation
Asset ClassValue
Cash0.62%
Equity99.38%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK
5%₹197 Cr1,162,500
Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY
4%₹146 Cr774,900
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK
4%₹145 Cr1,155,500
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE
3%₹120 Cr951,812
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT
3%₹108 Cr301,450
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT
2%₹97 Cr160,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN
2%₹76 Cr984,432
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
2%₹76 Cr467,000
Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | 500251
2%₹74 Cr128,900
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN
2%₹70 Cr1,291,500

3. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.7% since its launch.  Ranked 8 in ELSS category.  Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund
Growth
Launch Date 31 Mar 96
NAV (06 Mar 25) ₹452.935 ↑ 3.53   (0.79 %)
Net Assets (Cr) ₹1,299 on 31 Jan 25
Category Equity - ELSS
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.26
Sharpe Ratio 0.48
Information Ratio -0.5
Alpha Ratio 2.25
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹13,299
28 Feb 22₹16,052
28 Feb 23₹16,551
29 Feb 24₹22,049
28 Feb 25₹22,392

Principal Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

DurationReturns
1 Month -5.3%
3 Month -10.6%
6 Month -10.2%
1 Year 3%
3 Year 14.1%
5 Year 18.6%
10 Year
15 Year
Since launch 15.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.8%
2023 24.5%
2022 4.3%
2021 32.1%
2020 18.9%
2019 2.5%
2018 -9.2%
2017 48.8%
2016 6.2%
2015 2.7%
Fund Manager information for Principal Tax Savings Fund
NameSinceTenure
Sudhir Kedia29 Oct 195.34 Yr.
Rohit Seksaria1 Jan 223.16 Yr.

Data below for Principal Tax Savings Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Financial Services31.35%
Industrials12.7%
Consumer Cyclical10.84%
Technology8.28%
Health Care7.16%
Consumer Defensive7.12%
Communication Services5.93%
Energy5.45%
Basic Materials4.59%
Utility1.38%
Asset Allocation
Asset ClassValue
Cash4.54%
Equity95.46%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
8%₹109 Cr644,000
↑ 46,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
7%₹92 Cr737,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
4%₹58 Cr306,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE
4%₹55 Cr434,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
3%₹41 Cr115,000
State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN
3%₹34 Cr444,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 890157
3%₹34 Cr283,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jan 14 | 532538
2%₹31 Cr27,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 532215
2%₹31 Cr311,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA
2%₹29 Cr164,000
↓ -36,000

4. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.4% since its launch.  Ranked 23 in ELSS category. .

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund
Growth
Launch Date 2 Jan 01
NAV (14 Jan 22) ₹595.168 ↑ 0.28   (0.05 %)
Net Assets (Cr) ₹1,318 on 30 Nov 21
Category Equity - ELSS
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 2.27
Information Ratio -0.15
Alpha Ratio 1.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹13,207

HDFC Long Term Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

DurationReturns
1 Month 4.4%
3 Month 1.2%
6 Month 15.4%
1 Year 35.5%
3 Year 20.6%
5 Year 17.4%
10 Year
15 Year
Since launch 21.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for HDFC Long Term Advantage Fund
NameSinceTenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. IDBI Equity Advantage Fund

The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized.

IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 21 in ELSS category. .

Below is the key information for IDBI Equity Advantage Fund

IDBI Equity Advantage Fund
Growth
Launch Date 10 Sep 13
NAV (28 Jul 23) ₹43.39 ↑ 0.04   (0.09 %)
Net Assets (Cr) ₹485 on 30 Jun 23
Category Equity - ELSS
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.39
Sharpe Ratio 1.21
Information Ratio -1.13
Alpha Ratio 1.78
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹11,664
28 Feb 22₹13,597
28 Feb 23₹13,980

IDBI Equity Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for IDBI Equity Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

DurationReturns
1 Month 3.1%
3 Month 9.7%
6 Month 15.1%
1 Year 16.9%
3 Year 20.8%
5 Year 10%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for IDBI Equity Advantage Fund
NameSinceTenure

Data below for IDBI Equity Advantage Fund as on 30 Jun 23

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

6. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BNP Paribas Long Term Equity Fund (ELSS) is a Equity - ELSS fund was launched on 5 Jan 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.8% since its launch.  Ranked 22 in ELSS category.  Return for 2024 was 23.6% , 2023 was 31.3% and 2022 was -2.1% .

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS)
Growth
Launch Date 5 Jan 06
NAV (06 Mar 25) ₹84.5853 ↑ 0.78   (0.93 %)
Net Assets (Cr) ₹893 on 31 Jan 25
Category Equity - ELSS
AMC BNP Paribas Asset Mgmt India Pvt. Ltd
Rating
Risk Moderately High
Expense Ratio 2.29
Sharpe Ratio 0.64
Information Ratio -0.01
Alpha Ratio 4.64
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,474
28 Feb 22₹14,118
28 Feb 23₹13,882
29 Feb 24₹19,430
28 Feb 25₹20,087

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

DurationReturns
1 Month -6.6%
3 Month -14%
6 Month -10.5%
1 Year 5.8%
3 Year 15.3%
5 Year 16.2%
10 Year
15 Year
Since launch 11.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.6%
2023 31.3%
2022 -2.1%
2021 23.6%
2020 17.8%
2019 14.3%
2018 -9.3%
2017 42.3%
2016 -6.6%
2015 7.7%
Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
NameSinceTenure
Sanjay Chawla14 Mar 222.97 Yr.
Pratish Krishnan14 Mar 222.97 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 Jan 25

Equity Sector Allocation
SectorValue
Financial Services26.54%
Technology13.4%
Consumer Cyclical11.45%
Industrials10.94%
Health Care8.9%
Consumer Defensive7.76%
Basic Materials5.18%
Energy5.17%
Utility3.12%
Communication Services2.92%
Asset Allocation
Asset ClassValue
Cash4.63%
Equity95.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
6%₹56 Cr328,160
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK
6%₹51 Cr411,000
Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY
4%₹39 Cr205,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE
4%₹36 Cr284,200
↑ 26,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 19 | BHARTIARTL
3%₹26 Cr160,566
↑ 50,000
Sagility India Ltd (Healthcare)
Equity, Since 30 Nov 24 | SAGILITY
3%₹23 Cr4,616,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 20 | LT
3%₹23 Cr64,020
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 543320
2%₹20 Cr920,813
Jyoti CNC Automation Ltd (Industrials)
Equity, Since 30 Apr 24 | JYOTICNC
2%₹20 Cr184,504
↓ -90
PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 543390
2%₹20 Cr113,300
↓ -12,500

7. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.1% since its launch.  Ranked 18 in ELSS category.  Return for 2024 was 29% , 2023 was 30.9% and 2022 was 0.5% .

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund
Growth
Launch Date 31 Mar 08
NAV (06 Mar 25) ₹43.4384 ↑ 0.49   (1.15 %)
Net Assets (Cr) ₹180 on 31 Jan 25
Category Equity - ELSS
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.4
Sharpe Ratio 0.61
Information Ratio 0.53
Alpha Ratio 5.9
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,841
28 Feb 22₹15,142
28 Feb 23₹15,555
29 Feb 24₹22,448
28 Feb 25₹23,235

JM Tax Gain Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

DurationReturns
1 Month -6.7%
3 Month -14.3%
6 Month -15.3%
1 Year 7.3%
3 Year 18.3%
5 Year 19.6%
10 Year
15 Year
Since launch 9.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 29%
2023 30.9%
2022 0.5%
2021 32.2%
2020 18.3%
2019 14.9%
2018 -4.6%
2017 42.6%
2016 5.2%
2015 -0.6%
Fund Manager information for JM Tax Gain Fund
NameSinceTenure
Satish Ramanathan1 Oct 240.41 Yr.
Asit Bhandarkar31 Dec 213.17 Yr.
Chaitanya Choksi18 Jul 1410.63 Yr.
Ruchi Fozdar4 Oct 240.41 Yr.

Data below for JM Tax Gain Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Financial Services21.84%
Industrials15.24%
Basic Materials14%
Consumer Cyclical13.83%
Technology13.09%
Health Care11.47%
Consumer Defensive4.87%
Communication Services2.77%
Utility1.17%
Asset Allocation
Asset ClassValue
Cash0.07%
Equity99.93%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK
5%₹9 Cr54,131
↑ 5,500
Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY
5%₹9 Cr48,465
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK
4%₹7 Cr57,975
↑ 7,500
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | 532977
3%₹6 Cr6,550
↑ 1,500
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | MARUTI
3%₹6 Cr4,706
↑ 1,250
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Jan 25 | 532978
3%₹6 Cr32,500
↑ 32,500
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
3%₹6 Cr72,900
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
3%₹5 Cr14,447
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL
3%₹5 Cr30,700
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | CREDITACC
3%₹5 Cr43,600
↑ 23,000

8. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.2% since its launch.  Ranked 17 in ELSS category.  Return for 2024 was 25.2% , 2023 was 30.9% and 2022 was -7.7% .

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan
Growth
Launch Date 29 Dec 06
NAV (06 Mar 25) ₹111.48 ↑ 1.07   (0.97 %)
Net Assets (Cr) ₹2,764 on 31 Jan 25
Category Equity - ELSS
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio 0.53
Information Ratio -0.28
Alpha Ratio 3.87
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,530
28 Feb 22₹14,568
28 Feb 23₹14,043
29 Feb 24₹19,877
28 Feb 25₹20,069

Invesco India Tax Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

DurationReturns
1 Month -8%
3 Month -15.7%
6 Month -13%
1 Year 4.4%
3 Year 14.1%
5 Year 16.4%
10 Year
15 Year
Since launch 14.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.2%
2023 30.9%
2022 -7.7%
2021 32.6%
2020 19.2%
2019 9.4%
2018 -1.3%
2017 35.7%
2016 3.4%
2015 5.8%
Fund Manager information for Invesco India Tax Plan
NameSinceTenure
Amit Nigam3 Sep 204.49 Yr.
Dhimant Kothari29 Mar 186.93 Yr.

Data below for Invesco India Tax Plan as on 31 Jan 25

Equity Sector Allocation
SectorValue
Financial Services24.39%
Industrials17.32%
Consumer Cyclical15.27%
Technology13.41%
Health Care10.95%
Basic Materials6.12%
Consumer Defensive5.21%
Energy2.6%
Utility1.86%
Communication Services1.65%
Real Estate0.8%
Asset Allocation
Asset ClassValue
Cash0.41%
Equity99.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK
7%₹182 Cr1,072,903
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
5%₹152 Cr1,212,581
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 23 | TCS
4%₹111 Cr269,107
↓ -13,858
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 532215
3%₹96 Cr972,099
↑ 195,478
Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY
3%₹75 Cr401,230
↑ 104,036
LTIMindtree Ltd (Technology)
Equity, Since 30 Sep 24 | LTIM
2%₹68 Cr115,731
↑ 18,281
Metro Brands Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 543426
2%₹66 Cr561,196
Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Jan 24 | DIVISLAB
2%₹66 Cr118,279
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Aug 22 | DIXON
2%₹65 Cr43,113
↑ 2,889
Clean Science and Technology Ltd (Basic Materials)
Equity, Since 31 May 23 | 543318
2%₹64 Cr447,400
↑ 4,888

9. Sundaram Diversified Equity Fund

To achieve capital appreciation by investing predominantly in equities and equity-related instruments. A three-year lock-in period shall apply in line with the regulation for ELSS schemes.

Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.6% since its launch.  Ranked 14 in ELSS category.  Return for 2024 was 12% , 2023 was 23.3% and 2022 was 4% .

Below is the key information for Sundaram Diversified Equity Fund

Sundaram Diversified Equity Fund
Growth
Launch Date 22 Nov 99
NAV (06 Mar 25) ₹196.911 ↑ 1.63   (0.84 %)
Net Assets (Cr) ₹1,468 on 31 Jan 25
Category Equity - ELSS
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.16
Sharpe Ratio 0.27
Information Ratio -0.79
Alpha Ratio -0.16
Min Investment 500
Min SIP Investment 250
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,253
28 Feb 22₹14,354
28 Feb 23₹15,094
29 Feb 24₹19,407
28 Feb 25₹19,496

Sundaram Diversified Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Sundaram Diversified Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

DurationReturns
1 Month -5.4%
3 Month -10.6%
6 Month -10.2%
1 Year 1.2%
3 Year 13%
5 Year 15.5%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12%
2023 23.3%
2022 4%
2021 31.5%
2020 9.9%
2019 6.2%
2018 -10.6%
2017 38.4%
2016 6.8%
2015 3.1%
Fund Manager information for Sundaram Diversified Equity Fund
NameSinceTenure
Sudhir Kedia1 Jan 223.16 Yr.
Rohit Seksaria24 Feb 214.02 Yr.

Data below for Sundaram Diversified Equity Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Financial Services32.12%
Industrials12.55%
Consumer Cyclical10.1%
Technology9.46%
Consumer Defensive7.23%
Health Care7.01%
Communication Services5.72%
Energy5.64%
Basic Materials5.22%
Utility1.44%
Asset Allocation
Asset ClassValue
Cash2.9%
Equity97.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK
8%₹123 Cr724,000
↑ 26,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK
8%₹111 Cr883,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY
5%₹68 Cr364,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE
4%₹64 Cr504,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT
4%₹56 Cr156,446
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL
3%₹49 Cr304,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 20 | TCS
3%₹47 Cr114,734
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
3%₹42 Cr545,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 532215
3%₹41 Cr419,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Apr 19 | 532538
3%₹37 Cr32,000

10. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18% since its launch.  Ranked 13 in ELSS category.  Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% .

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund
Growth
Launch Date 25 Feb 09
NAV (06 Mar 25) ₹142.74 ↑ 1.91   (1.36 %)
Net Assets (Cr) ₹1,330 on 31 Jan 25
Category Equity - ELSS
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.37
Sharpe Ratio 0.11
Information Ratio 0.27
Alpha Ratio -1.68
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹13,503
28 Feb 22₹16,481
28 Feb 23₹16,957
29 Feb 24₹25,831
28 Feb 25₹23,664

BOI AXA Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

DurationReturns
1 Month -6.8%
3 Month -18.7%
6 Month -16.5%
1 Year -5.3%
3 Year 16.2%
5 Year 20.4%
10 Year
15 Year
Since launch 18%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.6%
2023 34.8%
2022 -1.3%
2021 41.5%
2020 31.2%
2019 14.6%
2018 -16.3%
2017 57.7%
2016 -1.2%
2015 2.1%
Fund Manager information for BOI AXA Tax Advantage Fund
NameSinceTenure
Alok Singh27 Apr 222.84 Yr.

Data below for BOI AXA Tax Advantage Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Financial Services25.81%
Technology16.35%
Industrials15.67%
Basic Materials14.33%
Utility6.62%
Consumer Cyclical4.9%
Health Care4.29%
Consumer Defensive3.79%
Real Estate2.87%
Communication Services1.35%
Energy1.1%
Asset Allocation
Asset ClassValue
Cash2.91%
Equity97.08%
Debt0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN
5%₹65 Cr839,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
5%₹60 Cr355,000
↓ -85,000
Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 500295
4%₹60 Cr1,353,000
Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE
4%₹53 Cr63,800
↑ 8,700
Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 543349
3%₹40 Cr165,620
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Dec 23 | DIXON
3%₹36 Cr24,000
↑ 6,000
Swan Energy Ltd (Industrials)
Equity, Since 29 Feb 24 | SWANENERGY
3%₹36 Cr650,000
↑ 50,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
3%₹36 Cr285,000
General Insurance Corp of India (Financial Services)
Equity, Since 29 Feb 24 | 540755
3%₹35 Cr850,696
NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN
3%₹34 Cr2,984,515

11. Edelweiss Long Term Equity Fund

(Erstwhile Edelweiss ELSS Fund)

The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments.

Edelweiss Long Term Equity Fund is a Equity - ELSS fund was launched on 30 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.1% since its launch.  Ranked 25 in ELSS category.  Return for 2024 was 20% , 2023 was 26.8% and 2022 was -0.1% .

Below is the key information for Edelweiss Long Term Equity Fund

Edelweiss Long Term Equity Fund
Growth
Launch Date 30 Dec 08
NAV (06 Mar 25) ₹97.09 ↑ 0.89   (0.93 %)
Net Assets (Cr) ₹383 on 31 Jan 25
Category Equity - ELSS
AMC Edelweiss Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.33
Sharpe Ratio 0.47
Information Ratio -0.36
Alpha Ratio 2.43
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,503
28 Feb 22₹14,456
28 Feb 23₹14,783
29 Feb 24₹19,911
28 Feb 25₹20,108

Edelweiss Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Edelweiss Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 25

DurationReturns
1 Month -6.3%
3 Month -14%
6 Month -12.9%
1 Year 2.2%
3 Year 13.8%
5 Year 16%
10 Year
15 Year
Since launch 15.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 20%
2023 26.8%
2022 -0.1%
2021 30.4%
2020 13.7%
2019 9.2%
2018 -9.1%
2017 37.7%
2016 -1.1%
2015 6.7%
Fund Manager information for Edelweiss Long Term Equity Fund
NameSinceTenure
Ashwani Agarwalla1 Aug 231.58 Yr.
Trideep Bhattacharya1 Aug 231.58 Yr.
Raj Koradia1 Aug 240.58 Yr.

Data below for Edelweiss Long Term Equity Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Financial Services33.47%
Technology12.37%
Industrials11.86%
Consumer Cyclical8.92%
Health Care8%
Energy6.33%
Consumer Defensive4.92%
Basic Materials4.18%
Communication Services3.11%
Utility2.22%
Real Estate1.56%
Asset Allocation
Asset ClassValue
Cash3.06%
Equity96.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK
6%₹25 Cr145,279
↑ 9,097
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | ICICIBANK
5%₹20 Cr163,216
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE
5%₹18 Cr139,249
↑ 30,589
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
3%₹13 Cr67,687
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL
3%₹12 Cr73,415
↑ 11,977
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT
3%₹12 Cr33,431
State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN
3%₹12 Cr149,214
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 500251
2%₹9 Cr15,256
↓ -2,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 20 | SUNPHARMA
2%₹9 Cr50,230
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 15 | TCS
2%₹8 Cr18,428


ईएलएसएस एसआईपी कैलकुलेटर

Know Your SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189
Invest Now

ईएलएसएस में निवेश के तरीके

ELSS में SIP (सिस्टमैटिक इन्वेस्टमेंट प्लान)

टैक्स सेविंग म्यूचुअल फंड (ईएलएसएस) में निवेश के लिए एसआईपी को निवेश मोड के रूप में चुन सकते हैं क्योंकि हर महीने एक निश्चित राशि का निवेश किया जाता है।

जैसा कि नीचे नमूने में दिखाया गया है-

महीना राशि तरीका
अप्रैल 12,500 सिप मई 12,500 सिप
जून 12,500 सिप जुलाई 12,500 सिप
अगस्त 12,500 सिप सितंबर 12,500 सिप
अक्टूबर 12,500 सिप नवंबर 12,500 सिप
दिसंबर 12,500 सिप जनवरी 12,500 सिप
फ़रवरी 12,500 सिप जुलूस 12,500 सिप
कुल 1,50,000

एसआईपी पद्धति के माध्यम से निवेश करते समय रुपये की लागत औसत के एसआईपी लाभ काटा जाता है क्योंकि यह हर महीने खरीदारी को बिखेरता है और निवेश विशेष मूल्य के बजाय औसत मूल्य पर किया जाता है जो कि लंपसम निवेश के मामले में हो सकता है।

ईएलएसएस में एकमुश्त निवेश

जैसा कि यूलिप, एनएससी, पीएफ/ईपीएफ जैसे अन्य कर बचत साधनों में बचत हो सकती है,बीमा (सेक्टर 80सी के तहत) कोई भी अन्य लिखतों को काटने के बाद कर बचाने के लिए जो भी राशि की आवश्यकता है, उसे तय कर सकता है और वित्तीय वर्ष (जनवरी-मार्च) के अंत में या एक बार में एकमुश्त खरीद के रूप में निवेश कर सकता है।

बेस्ट टैक्स सेविंग ईएलएसएस फंड में निवेश करने के टिप्स

  • वित्तीय वर्ष की शुरुआत में (यानी अप्रैल में) एसआईपी (सिस्टमैटिक इन्वेस्टमेंट प्लान) के माध्यम से सर्वश्रेष्ठ ईएलएसएस फंड में निवेश करें, न कि वित्तीय वर्ष समाप्त होने पर।

  • सर्वश्रेष्ठ ईएलएसएस फंडों की सूची में से एक ईएलएसएस म्यूचुअल फंड सावधानी से चुनें, और हर साल अन्य टैक्स सेविंग ईएलएसएस फंडों में कूदने के बजाय एक साल के लिए उसी में निवेश करें।

  • 5-7 वर्षों के लिए निवेश करने पर अच्छा ईएलएसएस रिटर्न प्राप्त किया जा सकता है, इसलिए यह सुझाव दिया जाता है कि एक बार पैसे निकालने के बाद न निकालेंलॉक-इन 3 साल के बाद समाप्त होता है. बेहतर रिटर्न अर्जित करने के लिए इसे लंबी अवधि के लिए रखने की कोशिश करें।

  • यदि आप जोखिम से बचने वाले हैंइन्वेस्टर और कम-वाष्पशील फंड चाहते हैं, लार्ज-कैप म्यूचुअल फंड में निवेश करने पर विचार करें।

ईएलएसएस फंड में ऑनलाइन निवेश कैसे करें?

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यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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Kruti, posted on 23 Nov 18 9:57 PM

Nice article. Highly recommended for guys who are looking to save tax under section 80c.

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