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अनिवासी भारतीयों के लिए म्युचुअल फंड में निवेश
म्यूचुअल फंड में निवेश करने के लिए अनिवासी भारतीयों के लिए केवाईसी प्रक्रिया
एनआरआई म्यूचुअल फंड कराधान
- लाभांश पर म्युचुअल फंड कराधान
अमेरिका/कनाडा को छोड़कर अनिवासी भारतीयों के लिए सर्वश्रेष्ठ प्रदर्शन करने वाले म्युचुअल फंड
यूएस/कनाडा से अनिवासी भारतीयों के लिए सर्वश्रेष्ठ प्रदर्शन करने वाले म्युचुअल फंड
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एनआरआई भारत में म्यूचुअल फंड में कैसे निवेश कर सकते हैं?

Updated on February 19, 2025 , 3436 views

म्यूचुअल फंड्स अनिवासी भारतीयों (एनआरआई) के लिए लाभ अर्जित करने और राष्ट्र के विकास में भाग लेने के लिए अच्छे निवेश विकल्प हैं। एनआरआई अपने अनुसार कई म्यूचुअल फंड योजनाओं में निवेश कर सकते हैंवित्तीय लक्ष्यों और उद्देश्य। म्यूचुअल फंड निवेश पोर्टफोलियो में विविधता लाने और समय के साथ इष्टतम रिटर्न अर्जित करने का एक बढ़िया विकल्प है। हालाँकि, कुछ महत्वपूर्ण दिशानिर्देश और नियम हैं जिनका पालन करने के लिए एक एनआरआई को भारत में म्यूचुअल फंड में अपना निवेश शुरू करने की आवश्यकता होती है।

अनिवासी भारतीयों के लिए म्युचुअल फंड में निवेश

प्रतिम्युचुअल फंड में निवेश भारत में किसी भारतीय के साथ निम्नलिखित में से कोई भी खाता खोलना चाहिएबैंक:

एनआरई खाता

यह अनिवासी बाहरी (एनआरई) खाता है जो बचत, चालू, स्थिर या के रूप में हो सकता हैआवर्ती जमा. आपको इस खाते में विदेशी मुद्रा जमा करनी होगी। भारतीय मुद्रा जमा करने में सक्षम होने के लिए, आपको एनआरओ खाता खोलना होगा। एनआरई खाते में लेनदेन राशि की कोई ऊपरी सीमा नहीं है।

एनआरओ खाता

एनआरओ या अनिवासी साधारण खाता बचत या चालू खाते के रूप में होता है जो एनआरआई के लिए उनके प्रबंधन के लिए होता है।आय भारत में अर्जित किया। एनआरओ खाते में जमा होने के बाद विदेशी मुद्रा भारतीय रुपये में परिवर्तित हो जाती है। एक एनआरओ खाता किसी अन्य एनआरआई के साथ-साथ निवासी भारतीय (करीबी रिश्तेदार) के साथ संयुक्त रूप से रखा जा सकता है।

एफसीएनआर खाता

यह विदेशी मुद्रा गैर-प्रत्यावर्तनीय खाता जमा के लिए है। इस खाते में, अनिवासी भारतीय अपना प्रेषण कर सकते हैंआय कनाडा की $, US$, यूरो, AU$, येन और पाउंड जैसी छह मुद्राओं में से एक में। अन्य एफसीएनआर या एनआरई खातों से फंड ट्रांसफर किया जा सकता है। FCNR में, मूलधन और ब्याज पर कोई टैक्स नहीं लगता है।

एक बार जब आप इनमें से कोई भी खाता खोलते हैं, तो आपको केवाईसी मानदंडों के तहत अपना केवाईसी (अपने ग्राहक को जानें) सफलतापूर्वक पूरा करना होगा, जो कि किसके द्वारा निर्धारित हैसेबी (भारतीय प्रतिभूति विनिमय बोर्ड)। कोई भी सेबी-पंजीकृत किसी भी इंटरमीडिएट के साथ अपना केवाईसी पूरा कर सकता है।

म्यूचुअल फंड में निवेश करने के लिए अनिवासी भारतीयों के लिए केवाईसी प्रक्रिया

आपकी केवाईसी प्रक्रिया को सफलतापूर्वक पूरा करने के लिए, अनिवासी भारतीयों को कुछ महत्वपूर्ण चरणों को पूरा करने और दस्तावेज प्रस्तुत करने की आवश्यकता है जैसे:

ए। केवाईसी फॉर्म

एक एनआरआई को जमा करना होगाकेवाईसी फॉर्म सेबी पंजीकृत इंटरमीडिएट में भरे गए सभी आवश्यक विवरण के साथ। दस्तावेजों को कूरियर/डाक द्वारा इंटरमीडिएट को भेजा जा सकता है।

बी। दस्तावेज़

निम्नलिखित आवश्यक दस्तावेज हैं जिन्हें जमा करने की आवश्यकता है:

विदेशी पते का प्रमाण
भारतीय निवासी पता प्रमाण
हाल की एक तस्वीर
पासपोर्ट की कॉपी

मर्चेंट नेवी में अनिवासी भारतीयों के मामले में, एक नाविक की घोषणा या निरंतर निर्वहन प्रमाणपत्र की प्रमाणित प्रति प्रस्तुत की जानी चाहिए।

बनाम प्रमाणपत्र

एनआरआई या पीआईओ (भारतीय मूल के व्यक्ति) भारत में पंजीकृत अनुसूचित वाणिज्यिक बैंकों की विदेशी शाखाओं के अधिकृत अधिकारियों, न्यायाधीश, कोर्ट मजिस्ट्रेट, सार्वजनिक नोटरी, या देश में भारतीय दूतावास / वाणिज्य दूतावास जनरल द्वारा प्रमाणित उपरोक्त दस्तावेज प्राप्त कर सकते हैं। स्थित हैं।

डी। व्यक्तिगत सत्यापन (आईपीवी) में

सेबी के नियमों के अनुसार केवाईसी प्रक्रिया के लिए आईपीवी अनिवार्य है। इंटरमीडिएट को एनआरआई/पीआईओ के आईपीवी का संचालन करना चाहिए।

कृपया ध्यान दें कि जमा करते समय उपरोक्त सभी दस्तावेज/प्रमाण अंग्रेजी भाषा में होने चाहिए।

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एनआरआई म्यूचुअल फंड कराधान

राजधानी वित्तीय वर्ष 2017-18 (आकलन वर्ष 2018-19) के लिए एनआरआई म्यूचुअल फंड निवेश पर लाभ कर की दरें नीचे दी गई हैं:

एनआरआईम्यूचुअल फंड पर कराधान-पूंजीगत लाभ कर की दरें- वित्तीय वर्ष 2017/2018 (आ.व.- 2018-19)

म्यूचुअल फंड योजना के प्रकार	शॉर्ट टर्म कैपिटल गेन्स (STCG)	लॉन्ग टर्म कैपिटल गेन्स (LTCG)
इक्विटी फ़ंड- STCG- एक वर्ष से कम या उसके बराबर धारित इकाइयाँ, LTCG- एक वर्ष से अधिक धारित इकाइयाँ	15%	शून्य
गैर-इक्विटी फंड- STCG- 3 साल या उससे कम के लिए धारित इकाइयाँ, LTCG- 3 साल से अधिक के लिए धारित इकाइयाँ	व्यक्ति के अनुसारआयकर ब्रैकेट	लिस्टेड फंड्स पर-20% (इंडेक्सेशन के साथ), अनलिस्टेड फंड्स- 10% (इंडेक्सेशन के बिना)

लाभांश पर म्युचुअल फंड कराधान

इक्विटी फंड पर लाभांशइक्विटी फंड के लिए यूनिट होल्डर के हाथ में मिलने वाला डिविडेंड पूरी तरह से टैक्स फ्री होता है। लाभांश भी कर मुक्त हैएएमसी.
डेट फंड पर लाभांश: एएमसी को इस लाभांश आय को अपने यूनिट-धारकों को वितरित करने से पहले 28.84% का लाभांश वितरण कर (डीडीटी) देना होगा। a . द्वारा प्राप्त लाभांश आयडेट फंड यूनिट धारक भी कर मुक्त है।

नीचे निर्धारण वर्ष 2018-19 के लिए अनिवासी भारतीयों द्वारा एमएफ मोचन पर लागू टीडीएस दर है।

म्यूचुअल फंड पर एनआरआई कराधान- पूंजीगत लाभ कर दरें- वित्त वर्ष 2017/2018 (एवाई- 2018-19)

एनआरआई और टीडीएस दर द्वारा म्युचुअल फंड मोचन	एसटीसीजी और टीडीएस दर	एलटीसीजी और टीडीएस दर
एमएफ योजना का प्रकार
इक्विटी ओरिएंटेड फंड	15%	शून्य
ऋण निधि	30%	लिस्टेड फंड्स पर- 20% (इंडेक्सेशन के साथ), अनलिस्टेड फंड्स- 10% (इंडेक्सेशन के बिना)

अमेरिका/कनाडा को छोड़कर अनिवासी भारतीयों के लिए सर्वश्रेष्ठ प्रदर्शन करने वाले म्युचुअल फंड

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
BOI AXA Credit Risk Fund Growth	1.2	2.5	6.1	37.3	9.6	6	Credit Risk
SBI PSU Fund Growth	-8.1	-18.2	-3.2	29.5	22	23.5	Sectoral
ICICI Prudential Infrastructure Fund Growth	-5.5	-10.8	6.1	28.1	28.2	27.4	Sectoral
Motilal Oswal Midcap 30 Fund Growth	-11.5	-8.1	21.1	27.9	26	57.1	Mid Cap
HDFC Infrastructure Fund Growth	-8.7	-15.8	0.3	27.3	23.2	23	Sectoral
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Feb 25

*फंड की सूची पिछले 3 साल के रिटर्न पर आधारित है।

1. BOI AXA Credit Risk Fund

(Erstwhile BOI AXA Corporate Credit Spectrum Fund)

The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.

BOI AXA Credit Risk Fund is a Debt - Credit Risk fund was launched on 27 Feb 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 1.7% since its launch. Return for 2024 was 6% , 2023 was 5.6% and 2022 was 143.1% .

Below is the key information for BOI AXA Credit Risk Fund

BOI AXA Credit Risk Fund Growth
Launch Date	27 Feb 15
NAV (21 Feb 25)	₹11.8865 ↑ 0.00 (0.03 %)
Net Assets (Cr)	₹114 on 31 Jan 25
Category	Debt - Credit Risk
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	1.56
Sharpe Ratio	-0.87
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (4%),12-24 Months (3%),24-36 Months (2%),36 Months and above(NIL)
Yield to Maturity	7.09%
Effective Maturity	7 Months 20 Days
Modified Duration	6 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹5,509
31 Jan 22	₹6,349
31 Jan 23	₹14,649
31 Jan 24	₹15,481
31 Jan 25	₹16,406

BOI AXA Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201 Invest Now

Returns for BOI AXA Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	0.5%
3 Month	1.2%
6 Month	2.5%
1 Year	6.1%
3 Year	37.3%
5 Year	9.6%
10 Year
15 Year
Since launch	1.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	5.6%
2022	143.1%
2021	9.4%
2020	-44.4%
2019	-45.2%
2018	-0.3%
2017	9.3%
2016	11.2%
2015

Fund Manager information for BOI AXA Credit Risk Fund

Name	Since	Tenure
Alok Singh	27 Feb 15	9.94 Yr.

Data below for BOI AXA Credit Risk Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	42.51%
Debt	57.09%
Other	0.4%

Debt Sector Allocation

Sector	Value
Corporate	57.09%
Cash Equivalent	42.51%

Credit Quality

Rating	Value
AA	93.19%
AAA	6.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya Birla Real Estate Limited Debentures \| -	11%	₹12 Cr	1,200,000
7.99% Rashtriya Chemicals And Fertilizers Limited Debentures \| -	9%	₹10 Cr	1,000,000
Nirma Limited Debentures \| -	9%	₹10 Cr	1,000,000
JSW Steel Limited Debentures \| -	9%	₹10 Cr	1,000,000
360 One Prime Limited Debentures \| -	9%	₹10 Cr	1,000,000
Manappuram Finance Limited Debentures \| -	9%	₹10 Cr	1,000,000
Godrej Industries Limited Debentures \| -	9%	₹10 Cr	1,000,000
Nuvoco Vistas Corporation Limited Debentures \| -	4%	₹5 Cr	500,000
Corporate Debt Market Development Fund # Investment Fund \| -	0%	₹0 Cr	414 ↑ 414
Amanta Healthcare Limited Preference Shares \| -	0%	₹0 Cr	2,291,890

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 31 in Sectoral category. Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (21 Feb 25)	₹27.9242 ↓ -0.30 (-1.06 %)
Net Assets (Cr)	₹4,543 on 31 Jan 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	0.1
Information Ratio	-0.26
Alpha Ratio	-1.58
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹8,894
31 Jan 22	₹13,035
31 Jan 23	₹15,179
31 Jan 24	₹26,710
31 Jan 25	₹28,676

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	-6.2%
3 Month	-8.1%
6 Month	-18.2%
1 Year	-3.2%
3 Year	29.5%
5 Year	22%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.67 Yr.

Data below for SBI PSU Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	36.22%
Utility	23.69%
Energy	17.81%
Industrials	10.74%
Basic Materials	6.34%

Asset Allocation

Asset Class	Value
Cash	5.09%
Equity	94.81%
Debt	0.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	15%	₹682 Cr	8,577,500 ↑ 300,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹419 Cr	21,950,000 ↑ 1,200,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹410 Cr	13,285,554 ↑ 700,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹351 Cr	11,975,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹284 Cr	9,700,000 ↑ 800,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	4%	₹188 Cr	7,800,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹184 Cr	27,900,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	4%	₹181 Cr	5,443,244
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹160 Cr	3,600,000
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹142 Cr	3,300,000 ↑ 1,000,000

3. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 15.7% since its launch. Ranked 27 in Sectoral category. Return for 2024 was 27.4% , 2023 was 44.6% and 2022 was 28.8% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (21 Feb 25)	₹170.62 ↓ -0.37 (-0.22 %)
Net Assets (Cr)	₹7,435 on 31 Jan 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,385
31 Jan 22	₹16,659
31 Jan 23	₹19,888
31 Jan 24	₹30,973
31 Jan 25	₹35,717

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	-4.3%
3 Month	-5.5%
6 Month	-10.8%
1 Year	6.1%
3 Year	28.1%
5 Year	28.2%
10 Year
15 Year
Since launch	15.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	7.67 Yr.
Sharmila D’mello	30 Jun 22	2.59 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	36.99%
Basic Materials	18.93%
Financial Services	16.99%
Utility	10.73%
Energy	7.04%
Communication Services	1.26%
Consumer Cyclical	1.11%
Real Estate	0.75%

Asset Allocation

Asset Class	Value
Cash	5.59%
Equity	93.78%
Debt	0.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹615 Cr	1,704,683
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹257 Cr	7,710,775
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	4%	₹255 Cr	1,990,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	4%	₹246 Cr	95,657
JM Financial Ltd (Financial Services) Equity, Since 31 Oct 21 \| JMFINANCIL	3%	₹231 Cr	17,763,241 ↑ 400,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	3%	₹214 Cr	1,740,091
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	3%	₹208 Cr	457,106 ↓ -30,684
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹207 Cr	7,547,700
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹202 Cr	1,558,301
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹196 Cr	1,609,486

4. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 22.4% since its launch. Ranked 27 in Mid Cap category. Return for 2024 was 57.1% , 2023 was 41.7% and 2022 was 10.7% .

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (21 Feb 25)	₹92.0867 ↓ -1.17 (-1.25 %)
Net Assets (Cr)	₹24,488 on 31 Jan 25
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	0.93
Information Ratio	0.68
Alpha Ratio	15.2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,284
31 Jan 22	₹16,054
31 Jan 23	₹17,654
31 Jan 24	₹26,102
31 Jan 25	₹33,874

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	-5.2%
3 Month	-11.5%
6 Month	-8.1%
1 Year	21.1%
3 Year	27.9%
5 Year	26%
10 Year
15 Year
Since launch	22.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	57.1%
2023	41.7%
2022	10.7%
2021	55.8%
2020	9.3%
2019	9.7%
2018	-12.7%
2017	30.8%
2016	5.2%
2015	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.34 Yr.
Niket Shah	1 Jul 20	4.59 Yr.
Rakesh Shetty	22 Nov 22	2.2 Yr.
Sunil Sawant	1 Jul 24	0.59 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Technology	29.21%
Consumer Cyclical	25.34%
Industrials	19.64%
Financial Services	5.14%
Health Care	4.07%
Communication Services	2.9%
Utility	2.05%
Real Estate	1.98%
Basic Materials	0.47%

Asset Allocation

Asset Class	Value
Cash	9.2%
Equity	90.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	10%	₹2,604 Cr	2,695,000 ↑ 95,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	10%	₹2,548 Cr	33,250,000 ↑ 2,750,000
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	9%	₹2,364 Cr	3,250,000 ↑ 124,982
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500251	8%	₹2,137 Cr	3,000,000 ↑ 1,250,400
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	8%	₹2,099 Cr	3,250,000 ↑ 250,000
Jio Financial Services Ltd (Financial Services) Equity, Since 31 Aug 23 \| JIOFIN	5%	₹1,359 Cr	45,500,000 ↑ 3,000,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| M&M	4%	₹1,052 Cr	3,500,000 ↓ -1,250,000
Oracle Financial Services Software Ltd (Technology) Equity, Since 31 Dec 24 \| OFSS	4%	₹1,019 Cr	796,967 ↑ 796,967
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| 543396	4%	₹1,018 Cr	10,000,000 ↑ 2,500,000
Voltas Ltd (Industrials) Equity, Since 31 Oct 17 \| VOLTAS	3%	₹895 Cr	4,999,745

5. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch. Ranked 26 in Sectoral category. Return for 2024 was 23% , 2023 was 55.4% and 2022 was 19.3% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (21 Feb 25)	₹41.043 ↓ -0.05 (-0.11 %)
Net Assets (Cr)	₹2,341 on 31 Jan 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.31
Sharpe Ratio	0.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹9,205
31 Jan 22	₹13,863
31 Jan 23	₹15,603
31 Jan 24	₹26,235
31 Jan 25	₹28,984

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	-7.1%
3 Month	-8.7%
6 Month	-15.8%
1 Year	0.3%
3 Year	27.3%
5 Year	23.2%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.06 Yr.
Dhruv Muchhal	22 Jun 23	1.62 Yr.

Data below for HDFC Infrastructure Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	42.21%
Financial Services	19.72%
Basic Materials	10.82%
Energy	7.05%
Utility	6.34%
Communication Services	2.58%
Health Care	1.78%
Technology	1.2%
Real Estate	0.83%
Consumer Cyclical	0.62%

Asset Allocation

Asset Class	Value
Cash	5.82%
Equity	93.13%
Debt	1.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹167 Cr	1,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	5%	₹124 Cr	700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	5%	₹119 Cr	330,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	5%	₹114 Cr	1,500,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	4%	₹98 Cr	758,285 ↑ 58,285
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹69 Cr	2,084,125
G R Infraprojects Ltd (Industrials) Equity, Since 31 Jul 21 \| 543317	3%	₹69 Cr	470,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹68 Cr	150,000
Coal India Ltd (Energy) Equity, Since 31 Oct 18 \| COALINDIA	3%	₹65 Cr	1,700,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹64 Cr	400,000

यूएस/कनाडा से अनिवासी भारतीयों के लिए सर्वश्रेष्ठ प्रदर्शन करने वाले म्युचुअल फंड

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
L&T Infrastructure Fund Growth	-11.9	-18.5	5.1	20.9	21.1	28.1	Sectoral
Sundaram Mid Cap Fund Growth	-9.6	-12.4	8.8	20.8	19	32	Mid Cap
UTI Transportation & Logistics Fund Growth	-7.3	-16.4	2.4	19.9	20.7	18.7	Sectoral
UTI Healthcare Fund Growth	-7.5	-5.7	13.9	19.5	23	42.9	Sectoral
L&T India Value Fund Growth	-8.6	-12.3	3.7	19.1	20.7	25.9	Value
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Feb 25

*फंड की सूची पिछले 3 साल के रिटर्न पर आधारित है।

1. L&T Infrastructure Fund

To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

L&T Infrastructure Fund is a Equity - Sectoral fund was launched on 27 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 8.5% since its launch. Return for 2024 was 28.1% , 2023 was 50.7% and 2022 was 3.1% .

Below is the key information for L&T Infrastructure Fund

L&T Infrastructure Fund Growth
Launch Date	27 Sep 07
NAV (21 Feb 25)	₹41.0895 ↓ -0.05 (-0.11 %)
Net Assets (Cr)	₹2,511 on 31 Dec 24
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.1
Sharpe Ratio	1.27
Information Ratio	0.55
Alpha Ratio	12.2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹9,863
31 Jan 22	₹15,156
31 Jan 23	₹15,575
31 Jan 24	₹24,572
31 Jan 25	₹27,760

L&T Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for L&T Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	-8.6%
3 Month	-11.9%
6 Month	-18.5%
1 Year	5.1%
3 Year	20.9%
5 Year	21.1%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.1%
2023	50.7%
2022	3.1%
2021	56.3%
2020	1.6%
2019	-3.1%
2018	-17.1%
2017	61.1%
2016	8.6%
2015	6.8%

Fund Manager information for L&T Infrastructure Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.13 Yr.
Gautam Bhupal	26 Nov 22	2.19 Yr.
Sonal Gupta	26 Nov 22	2.19 Yr.

Data below for L&T Infrastructure Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Industrials	50.47%
Basic Materials	11.64%
Energy	8.53%
Communication Services	7.35%
Utility	7.15%
Technology	4.18%
Financial Services	3.94%
Real Estate	2.65%
Consumer Cyclical	1.82%

Asset Allocation

Asset Class	Value
Cash	2.27%
Equity	97.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	7%	₹180 Cr	5,385,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	7%	₹167 Cr	462,900 ↓ -78,100
Bharat Electronics Ltd (Industrials) Equity, Since 30 Sep 15 \| BEL	7%	₹166 Cr	5,654,400 ↓ -1,476,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	7%	₹165 Cr	1,041,600
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹107 Cr	882,800 ↑ 146,800
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹102 Cr	88,900
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 31 Jan 18 \| 500040	3%	₹79 Cr	315,600 ↓ -82,100
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 20 \| DIXON	3%	₹77 Cr	42,730 ↓ -6,970
Power Finance Corp Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532810	3%	₹67 Cr	1,488,800
ABB India Ltd (Industrials) Equity, Since 30 Jun 19 \| ABB	2%	₹62 Cr	90,050

2. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 23.6% since its launch. Ranked 13 in Mid Cap category. Return for 2024 was 32% , 2023 was 40.4% and 2022 was 4.8% .

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (21 Feb 25)	₹1,190.03 ↓ -14.40 (-1.20 %)
Net Assets (Cr)	₹11,638 on 31 Jan 25
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.8
Sharpe Ratio	0.73
Information Ratio	0.2
Alpha Ratio	5.98
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,656
31 Jan 22	₹14,416
31 Jan 23	₹14,878
31 Jan 24	₹22,096
31 Jan 25	₹26,124

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	-6.5%
3 Month	-9.6%
6 Month	-12.4%
1 Year	8.8%
3 Year	20.8%
5 Year	19%
10 Year
15 Year
Since launch	23.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32%
2023	40.4%
2022	4.8%
2021	37.5%
2020	11.8%
2019	-0.3%
2018	-15.4%
2017	40.8%
2016	11.3%
2015	11.2%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	3.94 Yr.
Ratish Varier	24 Feb 21	3.94 Yr.

Data below for Sundaram Mid Cap Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	19.29%
Consumer Cyclical	18.76%
Industrials	15.94%
Health Care	11.01%
Basic Materials	8.84%
Technology	6.63%
Consumer Defensive	3.71%
Real Estate	3.39%
Communication Services	3.14%
Utility	1.99%
Energy	1.57%

Asset Allocation

Asset Class	Value
Cash	5.73%
Equity	94.27%
Other	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	4%	₹461 Cr	6,016,821 ↓ -74,341
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| 500480	3%	₹404 Cr	1,233,900 ↑ 4,682
Sundaram Liquid Dir Gr Investment Fund \| -	3%	₹402 Cr	1,789,035 ↑ 439,026
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	3%	₹385 Cr	19,247,362 ↓ -764,035
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 06 \| 500251	3%	₹356 Cr	500,408 ↓ -17,368
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| 506395	3%	₹328 Cr	1,747,182
Lupin Ltd (Healthcare) Equity, Since 31 Jan 23 \| 500257	3%	₹327 Cr	1,388,200
Oberoi Realty Ltd (Real Estate) Equity, Since 31 Jan 22 \| OBEROIRLTY	3%	₹321 Cr	1,389,543
Persistent Systems Ltd (Technology) Equity, Since 30 Apr 22 \| PERSISTENT	2%	₹313 Cr	484,892
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| 532843	2%	₹286 Cr	3,977,349 ↓ -566,282

3. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 16.2% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 18.7% , 2023 was 40.1% and 2022 was 14.7% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (21 Feb 25)	₹230.006 ↓ -3.80 (-1.63 %)
Net Assets (Cr)	₹3,334 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	0.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,822
31 Jan 22	₹14,712
31 Jan 23	₹16,327
31 Jan 24	₹23,270
31 Jan 25	₹26,060

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	-3.1%
3 Month	-7.3%
6 Month	-16.4%
1 Year	2.4%
3 Year	19.9%
5 Year	20.7%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.37 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.83%
Industrials	16.66%

Asset Allocation

Asset Class	Value
Cash	3.36%
Equity	96.49%
Debt	0.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹513 Cr	1,704,697 ↓ -56,732
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹323 Cr	297,670
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	8%	₹288 Cr	597,808
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| TATAMOTORS	7%	₹232 Cr	3,129,331
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹205 Cr	233,238
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹182 Cr	399,357
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹156 Cr	1,267,853
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	4%	₹151 Cr	5,426,416 ↑ 414,706
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹150 Cr	360,404
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	3%	₹92 Cr	390,372 ↓ -30,000

4. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

UTI Healthcare Fund is a Equity - Sectoral fund was launched on 28 Jun 99. It is a fund with High risk and has given a CAGR/Annualized return of 14.8% since its launch. Ranked 40 in Sectoral category. Return for 2024 was 42.9% , 2023 was 38.2% and 2022 was -12.3% .

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (21 Feb 25)	₹257.918 ↓ -2.52 (-0.97 %)
Net Assets (Cr)	₹1,150 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	1.03
Information Ratio	-0.36
Alpha Ratio	0.34
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹15,455
31 Jan 22	₹17,925
31 Jan 23	₹16,531
31 Jan 24	₹24,618
31 Jan 25	₹30,793

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	-7.2%
3 Month	-7.5%
6 Month	-5.7%
1 Year	13.9%
3 Year	19.5%
5 Year	23%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%
2015	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	2.76 Yr.

Data below for UTI Healthcare Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Health Care	96.03%
Basic Materials	1.27%
Financial Services	0.29%

Asset Allocation

Asset Class	Value
Cash	2.41%
Equity	97.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	11%	₹137 Cr	725,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	6%	₹71 Cr	464,949 ↑ 14,289
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	5%	₹65 Cr	470,234
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹57 Cr	193,047
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹50 Cr	309,311
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹47 Cr	266,306
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹44 Cr	60,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| 532843	3%	₹40 Cr	557,701 ↓ -53,957
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	3%	₹39 Cr	74,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	3%	₹37 Cr	61,480

5. L&T India Value Fund

To generate long-term capital appreciation from diversified portfolio of predominantly equity and equity related securities, in the Indian markets with higher focus on undervalued securities. The Scheme could also additionally invest in Foreign Securities in international markets.

L&T India Value Fund is a Equity - Value fund was launched on 8 Jan 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.1% since its launch. Ranked 4 in Value category. Return for 2024 was 25.9% , 2023 was 39.4% and 2022 was 5.2% .

Below is the key information for L&T India Value Fund

L&T India Value Fund Growth
Launch Date	8 Jan 10
NAV (21 Feb 25)	₹95.2654 ↓ -0.98 (-1.02 %)
Net Assets (Cr)	₹12,849 on 31 Jan 25
Category	Equity - Value
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	0.5
Information Ratio	1.17
Alpha Ratio	3.07
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,170
31 Jan 22	₹15,904
31 Jan 23	₹16,482
31 Jan 24	₹24,313
31 Jan 25	₹27,547

L&T India Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for L&T India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	-5.6%
3 Month	-8.6%
6 Month	-12.3%
1 Year	3.7%
3 Year	19.1%
5 Year	20.7%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.9%
2023	39.4%
2022	5.2%
2021	40.3%
2020	14.6%
2019	4.6%
2018	-11.4%
2017	41.3%
2016	8.1%
2015	12.9%

Fund Manager information for L&T India Value Fund

Name	Since	Tenure
Venugopal Manghat	24 Nov 12	12.2 Yr.
Gautam Bhupal	1 Oct 23	1.34 Yr.
Sonal Gupta	1 Oct 23	1.34 Yr.

Data below for L&T India Value Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	28.48%
Basic Materials	15.29%
Industrials	14.27%
Technology	12.18%
Consumer Cyclical	8.25%
Consumer Defensive	6.65%
Real Estate	4.64%
Energy	2.83%
Communication Services	2.07%
Utility	1.86%
Health Care	1.85%

Asset Allocation

Asset Class	Value
Cash	1.62%
Equity	98.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 11 \| ICICIBANK	4%	₹562 Cr	4,382,100
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Sep 23 \| MCX	4%	₹498 Cr	798,650
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| HDFCBANK	4%	₹477 Cr	2,691,300
KEC International Ltd (Industrials) Equity, Since 28 Feb 17 \| 532714	3%	₹466 Cr	3,887,970
Tech Mahindra Ltd (Technology) Equity, Since 30 Nov 21 \| 532755	3%	₹390 Cr	2,284,900
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 20 \| FEDERALBNK	2%	₹321 Cr	16,063,900
Infosys Ltd (Technology) Equity, Since 31 Dec 10 \| INFY	2%	₹320 Cr	1,702,400 ↑ 145,900
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 15 \| RELIANCE	2%	₹307 Cr	2,522,806
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Apr 23 \| 522275	2%	₹306 Cr	1,472,899
Paradeep Phosphates Ltd (Basic Materials) Equity, Since 30 Sep 23 \| 543530	2%	₹296 Cr	26,832,297

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।